Harry Levine Insurance
Harry Levine Insurance
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Case Study: The Importance of Car Insurance.
When you work in the insurance industry for a while, you encounter some very enlightening situations. Sometimes there are people who are dismissive about having insurance or who don’t fully understand how it works.
One of Jason Levine’s favorite stories involves a personal friend’s father who had an unfavorable opinion about insurance. There were often comments about how insurance is a rip-off or other negative comments.
One day Jason was able to have a conversation with his friend and brought up the fact that his friend had wrecked a couple of vehicles and within a week or so, had a new one. Jason explained that this is just how insurance is supposed to work. If you need it it’s there, but you pay into it even if you end up needing it. It doesn’t make it a scam.
Insurance is not a tangible product, it’s a promise. It’s a commitment by an insurance company to make you financially whole again if something bad happens. If nothing bad occurs and you never use your insurance, you still pay into it. Many people form similar negative opinions regarding insurance because they feel like they’re paying into a black hole but once you’ve had an unfortunate negative experience, it can be eye-opening.
If your quality of life is steadfast and you’re back to the financial level you were before the negative event, insurance is doing its job.
Insurance 101: www.harrylevineinsurance.com/insurance-101/
Blog: www.harrylevineinsurance.com/blog/
Contact: www.harrylevineinsurance.com/contact-us/
มุมมอง: 57

วีดีโอ

Julie and Jason's Story: An Insider's Look at Harry Levine Insurance
มุมมอง 11หลายเดือนก่อน
Jason and Julie Levine met while doing college radio at Brandeis University in Waltham, Massachusetts. Jason had no plans to join the family business but a conversation with an old friend of his father’s, changed his perspective. He shared his regret about not trying out his own family’s business and it really resonated with Jason. Because Julie had a year left at school, they decided that Jaso...
Why Should You Have Flood Insurance in Florida
มุมมอง 412 หลายเดือนก่อน
In this video, Julie Levine of Harry Levine Insurance gets into a crucial type of insurance that is often bypassed or overlooked because clients think that they don’t need it. Because Harry Levine Insurance is client-centered, we make it a point to call clients once a year to see if their insurance needs have changed. During one of these calls, HLI encountered a scenario highlighting how import...
Why Is Data & Cyber Security Insurance Crucial?
มุมมอง 233 หลายเดือนก่อน
One of the most challenging aspects of the modern digital world is navigating the complexities of data and cyber liability. There has been a rise in phishing scams and notable data breaches across the globe. It’s important that businesses, especially small or medium sized businesses purchase data and cybersecurity insurance because the risks to their operations would be critical if breached. On...
What Is the HLI Difference?
มุมมอง 264 หลายเดือนก่อน
At HLI we go above and beyond the norm to ensure that our clients experience peace of mind when they choose to do business with us. So what is the HLI Difference? Client-First Approach: At HLI our top priority is our client’s peace of mind and security. We dedicate ourselves to making sure that you’re adequately protected against events like hurricanes, lightning strikes, floods, and anything e...
From Sales to Service: The Evolution of Our Independent Insurance Agency
มุมมอง 215 หลายเดือนก่อน
At Harry Levine Insurance, we are proud to say that over the last 30 years, we have shifted into more than just an insurance company and have become life long advocates for your most difficult moments in life. We’ve evolved from a high-volume sales insurance company to a client-focused company that values education, innovation, integrity, and client protection. Harry Levine Insurance believes t...
Protecting Your Food Truck Investment
มุมมอง 2911 หลายเดือนก่อน
Are you a food truck owner with a passion for serving delicious meals on wheels? While you may have secured commercial auto insurance for your beloved truck, have you considered the value of the equipment inside? It's important to safeguard your investment and ensure that your kitchen-on-wheels is fully protected. Join us as we discuss the potential risks your food truck equipment faces, from a...
Insurance Insights with Joe LaFleur & Jason Levine
มุมมอง 3911 หลายเดือนก่อน
During this learning opportunity, Joe LaFleur sits down with insurance expert Jason Levine from Harry Levine Insurance to dive deep into the insurance realm. Here is what you'll learn by tuning in: Benefits of Independent Insurance Agents Jason shares why choosing an independent agent could be your best decision versus opting for larger carriers. With the ability to shop multiple carriers, inde...
Why You Need Liquor Liability Insurance
มุมมอง 6511 หลายเดือนก่อน
Explore the critical realm of liquor liability with Jason Levine from Harry Levine Insurance in this informative video. Whether you manage a quaint café or a sophisticated steakhouse, delve into the nuances of liquor liability insurance, a pivotal aspect of safeguarding your business. Gain insights into how this coverage extends beyond general liability, shielding your establishment from legal ...
What Affects Your Electrical Contracting Insurance Premiums
มุมมอง 14ปีที่แล้ว
Join Jason Levine from Harry Levine Insurance as he explores the various factors that impact your premium rates, including payroll, subcontractors, proof of insurance, gross receipts, and more. Discover how commercial auto insurance differs from personal auto insurance and why driving records play a minimal role. Gain insights into property insurance and how building characteristics such as squ...
Electrical Contractors - What Types Of Insurance Do They Need?
มุมมอง 118ปีที่แล้ว
Do you know the truth about insurance for electrical contractors? At Harry Levine Insurance we are more than happy to go over the types of insurance that electrical contractors should carry for their business to ensure that they are protected in the event of a catastrophe. We have worked with electrical contractors for dozens of years and can help you design an incredible insurance program that...
Dont Make This Mistake With Food Truck Insurance!
มุมมอง 108ปีที่แล้ว
Dont Make This Mistake With Food Truck Insurance!
Navigating the Maze of Car Insurance in Florida
มุมมอง 624ปีที่แล้ว
Navigating the Maze of Car Insurance in Florida
Housing Market - What Is Your Insurable Value?
มุมมอง 79ปีที่แล้ว
Housing Market - What Is Your Insurable Value?
What Is A 4 Point Inspection?
มุมมอง 25ปีที่แล้ว
What Is A 4 Point Inspection?
What Is Renter's Insurance? And Do You Need It?
มุมมอง 19ปีที่แล้ว
What Is Renter's Insurance? And Do You Need It?
Homeowner's Insurance - What You Need To Know From Julie
มุมมอง 19ปีที่แล้ว
Homeowner's Insurance - What You Need To Know From Julie
Life Insurance Quotes - What You Need To Know
มุมมอง 66ปีที่แล้ว
Life Insurance Quotes - What You Need To Know
Auto Insurance Quotes - What You Need To Know
มุมมอง 102ปีที่แล้ว
Auto Insurance Quotes - What You Need To Know
Homeowner's Insurance Quotes - What You Need To Know
มุมมอง 11Kปีที่แล้ว
Homeowner's Insurance Quotes - What You Need To Know
How to Become an Insurance Agent
มุมมอง 24ปีที่แล้ว
How to Become an Insurance Agent
Harry Levine Insurance - Competitive Jobs Available
มุมมอง 73ปีที่แล้ว
Harry Levine Insurance - Competitive Jobs Available
Can The Florida Legislature Fix Homeowners Insurance?
มุมมอง 61ปีที่แล้ว
Can The Florida Legislature Fix Homeowners Insurance?
Why Is Car Insurance So Expensive?
มุมมอง 52ปีที่แล้ว
Why Is Car Insurance So Expensive?
5 Professional Insurance Policies You Can't Do Without
มุมมอง 12ปีที่แล้ว
5 Professional Insurance Policies You Can't Do Without
Why My Home Insurance Increased - Unraveling The Mystery
มุมมอง 97ปีที่แล้ว
Why My Home Insurance Increased - Unraveling The Mystery
Bundling Insurance - The Best Option In A Hardening Market
มุมมอง 272 ปีที่แล้ว
Bundling Insurance - The Best Option In A Hardening Market
Why You Need An Independent Insurance Agent
มุมมอง 1312 ปีที่แล้ว
Why You Need An Independent Insurance Agent
Tour Our New Offices
มุมมอง 2332 ปีที่แล้ว
Tour Our New Offices
Florida Home Insurance Market In Free Fall?
มุมมอง 1.9K2 ปีที่แล้ว
Florida Home Insurance Market In Free Fall?

ความคิดเห็น

  • @bryanr87
    @bryanr87 14 ชั่วโมงที่ผ่านมา

    The second you have a problem like this, you’re automatically happy you have the insurance. There’s people out there that know the system and are playing it every single day.

  • @jazionpurnsky1185
    @jazionpurnsky1185 วันที่ผ่านมา

    He also would have spent more than $20,000 on the insurance

  • @ciceroskip1
    @ciceroskip1 วันที่ผ่านมา

    What restaurant in this country has a server that is not needed during lunch time?

    • @oscarguzman3017
      @oscarguzman3017 22 ชั่วโมงที่ผ่านมา

      A pathetic one 😂

    • @lukebbuff
      @lukebbuff 14 ชั่วโมงที่ผ่านมา

      “Between Lunch and Dinner Service” so I assumed that the was needed during both meals but they were either closed or reduced staff during the period between the two (maybe 2pm-5pm or some such). Maybe she commuted on a bus or walking and didn’t want to go home for a short time so asked if she could clock out but stay in the restaurant.

  • @HenneDS03
    @HenneDS03 วันที่ผ่านมา

    Sounds like America

  • @anangelshero0410
    @anangelshero0410 วันที่ผ่านมา

    Seems like an opportunity to counter sue for attorney fees.

  • @ThePenguin134
    @ThePenguin134 2 วันที่ผ่านมา

    the employee in this story sounds like a piece of work

  • @Desertrebel48
    @Desertrebel48 2 วันที่ผ่านมา

    Scam

  • @seventheoutlawspits
    @seventheoutlawspits 3 หลายเดือนก่อน

    Do you guys do insurance business in Ohio?

    • @hlinsure
      @hlinsure 3 หลายเดือนก่อน

      Hi, we mainly focus on Florida. If you need help finding an agent in Ohio let us know.

  • @spartanwarrior4736
    @spartanwarrior4736 8 หลายเดือนก่อน

    what a load of hogwash.. misleading everyone... into entrapments... for businesses to make money off people... robbing them... stealing from them...when no man or woman needs this...

  • @itshimhim2837
    @itshimhim2837 ปีที่แล้ว

    Creep whole company. DO NOT USE

  • @MichelleMosher
    @MichelleMosher ปีที่แล้ว

    Excellent Job!

  • @joshriver75
    @joshriver75 ปีที่แล้ว

    Safelite is a very shady company. They push for windshield replacement when crack repair is 100% viable and the safer and much cheaper option. They also offer to be the middle man and handle your insurance claim, at which point your windshield price is up to 3 times the cost had you just paid out of pocket. They almost scammed me and my insurance company for $1370 for a $450 windshield they list on their own website. Upsale you on windshield wipers and hydrophobic coatings for ridiculous fees. They have been sued in California for fraudulent practices and insurance fraud.

    • @jamesgarde8495
      @jamesgarde8495 9 หลายเดือนก่อน

      THIS IS TRUE 👍

  • @twinscamp5409
    @twinscamp5409 ปีที่แล้ว

    I got a claim for wind damaged on my roof and they just sent me a non renewed noticed 😮

    • @hlinsure
      @hlinsure ปีที่แล้ว

      Unfortunately, many Floridians are getting non-renewed right now. Make sure to get everything fixed before your non renewal date so that you can get new coverage in place. If you have existing damage it will be very hard, if not impossible, to find replacement coverage.

  • @cavitycreep
    @cavitycreep ปีที่แล้ว

    Who cares if they drop you they are ripping people, that's why God is destroying them

  • @dirkliebegott9906
    @dirkliebegott9906 ปีที่แล้ว

    𝓅𝓇𝑜𝓂𝑜𝓈𝓂

  • @eduardmatinyan8567
    @eduardmatinyan8567 ปีที่แล้ว

    This is a very unprofessional company, my car’s windshield, I have paid $169 and they said they would fix it and my card windshield has gotten damaged and expanded and I will take a picture of it and put in in the down below and from my experience I could tell that this company can’t even fix a windshield.

  • @believeroftheword4627
    @believeroftheword4627 2 ปีที่แล้ว

    I just rebuilt after hurricane Ida. Mostly out of pocket because I had a bad agent sell me a very insufficient policy. I made the repairs (paycheck to paycheck for ten months) and fired the agent. Upgraded lots of things around the house, including reinforced framing and a class 4 roof, as well as rewiring the house and adding a whole home surge protector. I forgot to mention the new wiring and surge protector when signing up for the new, premium policy with an EXCELLENT insurer. Should I call them back and tell them I did this or does it make no difference? I got an excellent policy with an A++ company. (JD Power rating) I live in New Orleans so I am aware of how very blessed I am right now. I just want to know if I should call back and tell the new insurance company about the wiring and surge protector or should I continue my happy dance and just be grateful for my complete storm coverage? Thanks for the advice.

    • @hlinsure
      @hlinsure 2 ปีที่แล้ว

      Thank you for your comment. We always recommend keeping your insurance agent apprised of any updates to your home.

  • @Tony-hx2fj
    @Tony-hx2fj 2 ปีที่แล้ว

    California has problem because of fires, lots of people losing insurance

  • @couponuser
    @couponuser 2 ปีที่แล้ว

    Another thing that causes non-renewals: filing small claims, or filing claims that don't involve home damage. Lost cell phones, hacked debit cards, spoiled food in the fridge, those are things you should absorb the costs for. Same thing with jewelry. If it's that expensive, have a separate jewelry policy. The coverage is better, and you don't have to resubmit appraisals if you switch insurance companies.

  • @rvadventures
    @rvadventures 2 ปีที่แล้ว

    Just buy your insurance from overseas, it's cheaper, better service and faster response.

  • @danielfiore8865
    @danielfiore8865 2 ปีที่แล้ว

    I want to screw my landlord over. he keeps getting mail here. I know he lies and says owner occupied. Any ideas ?

  • @derrickrobinson9601
    @derrickrobinson9601 2 ปีที่แล้ว

    Service is Bad

  • @quartytypo
    @quartytypo 2 ปีที่แล้ว

    Insurance company canceled my policy. Over the years I've saved at least $20K towards repairs that the company wouldn't cover anyway. And what about the whopping deductible?

  • @musictosoothe
    @musictosoothe 2 ปีที่แล้ว

    If it's hail damage, it's hail damage, no matter when it happened. Still, insurance companies should always send their own adjuster to look at the roof. They should never just blindly accept a roofers claim. This whole 'raising prices due to fraud' is a scam too. There would be no room for fraud if insurance companies just send out an adjuster to verify the damage. That's what happened when we needed a new roof. The roofer looked, submitted his findings, the insurance company sent their person out. They looked over the roof, decided what they would pay, and i paid the difference. Simple.

  • @educkids2000
    @educkids2000 2 ปีที่แล้ว

    Thank you for making auto insurance a little more understandable. I am studying to take my exam and struggling. I am in Ohio, I do understand not all is the same as in FL.

    • @hlinsure
      @hlinsure 2 ปีที่แล้ว

      We are so glad you found this information useful. Of course laws are different in each state but we hope that our channel proves as a general guide as well.

  • @mrsearch2491
    @mrsearch2491 2 ปีที่แล้ว

    When they say ‘that’s a great question’

  • @charmed2u2
    @charmed2u2 2 ปีที่แล้ว

    Why do they make you clean your yard....tell you to paint your house? If you have been living in your home for some time....if you don't say....update the plumbing. Why don't they leave you alone? Make people spend money they don't have? If something in the home is old or updated they will deny your claim anyway for not keeping something updated. I changed my house insurance. BIG MISTAKE. Was told I have to paint my house...my garage. My garage needs a gutter. Shingles were curling on garage roof and they were NOT. Said my yard had "debri". A bbq grill...some branches from a recent storm we had. Nothing major. And some dog toys. I am so mad. I should of just stayed with my old insurance company I had for 20 yrs. I did it to save a lousy $300. Now I have to dish out big money. I don't want this to happen to anyone else. I wish I knew this was going to happen. Some inspectors are real Di*k heads.

    • @digitaltracking2140
      @digitaltracking2140 2 ปีที่แล้ว

      It's a scam. I got hit because I had my riding lawn mower parked in the yard.

    • @couponuser
      @couponuser 2 ปีที่แล้ว

      That's the problem when people focus solely on price, and nothing else. They don't know about home coverage, nor do they try to understand. They just hear what their neighbors are paying. There's plenty of big name insurance companies with lousy service.

  • @carlosarancibia8438
    @carlosarancibia8438 2 ปีที่แล้ว

    Ń

  • @highlymedicated5936
    @highlymedicated5936 2 ปีที่แล้ว

    Nope. Just anticipating the worst.

  • @georgemckenna462
    @georgemckenna462 2 ปีที่แล้ว

    Great and timely advice. One in four drivers in Florida could be Goofy!

  • @sebastiang7183
    @sebastiang7183 2 ปีที่แล้ว

    I disagree on OEM vs OE. Even if made by the same manufacturer the OEM is going to be better glass because the OEM's has special contracts to slow down the cooling process for the glass making the skirt region strong and less prone to cracking.

  • @cedricwilliams6229
    @cedricwilliams6229 2 ปีที่แล้ว

    Oh magali I think I broke my windshield

  • @TheShazaam2000
    @TheShazaam2000 2 ปีที่แล้ว

    Great advice! Thank for explaining. My insurance company contacted my last week wanting to do a 4pt inspection ASAP on our home which I purchased 3yrs ago. This coincides with the my renewal date this month, so I guess they want to minimize risk. However, I am not inclined to allow another inspection 3yrs after purchase, and their 4pt inspection at the time was satisfactory across the board. We’ll see how this goes. Thank you again for the information.

    • @charmed2u2
      @charmed2u2 2 ปีที่แล้ว

      Watch out. They will probably nitpick. Tell you all kinds of things have to be fixed. Hopefully you won't get a real gun ho idiot. I was told to paint my house and garage. Put a gutter on my garage. Clear debri in my yard etc... The report was exaggerated. Watch out who you let on your property. Could cause lots of headaches for you.

    • @mariodinovo4018
      @mariodinovo4018 2 ปีที่แล้ว

      Don't do it

  • @winstonjames2583
    @winstonjames2583 3 ปีที่แล้ว

    The density thing is a big truth...I've seen capacity run out in some areas we were selling a lot of policies in. A quote run one day will be unavailable the next. Its good to have options.

  • @gb23a
    @gb23a 3 ปีที่แล้ว

    Safelite is a scam outfit they came out to fix my window and made it worse and then they wanted to charge me $100 I told him to shove it

  • @georgemckenna462
    @georgemckenna462 3 ปีที่แล้ว

    Informative video. What is your take on so many smaller insurers "leaving" the Florida market.

  • @georgemckenna462
    @georgemckenna462 3 ปีที่แล้ว

    Informative!

  • @vickyandersen8660
    @vickyandersen8660 3 ปีที่แล้ว

    Can women work? I’m pretty week but I just wonder if someone like me work at safelite? And not in the office

  • @mogeking56
    @mogeking56 3 ปีที่แล้ว

    As a Florida home 🏠 owner you will need a boot 🥾 up your rear end just so your insurance company want have room to put their own boot 🥾 that way your safe.

  • @joopterwijn
    @joopterwijn 3 ปีที่แล้ว

    Down hear the do it different, they just raise the price at renewal so much that you run away!

  • @dsstewbaby9
    @dsstewbaby9 3 ปีที่แล้ว

    Got it

  • @RajniSharma-nw4pv
    @RajniSharma-nw4pv 3 ปีที่แล้ว

    great video explained well about the differences. It would be great if you make a video about "dwelling building" means and what it covers . Thanks

  • @knightlyrose4719
    @knightlyrose4719 3 ปีที่แล้ว

    This was very helpful information 🙂

  • @robschwartzenberger8337
    @robschwartzenberger8337 3 ปีที่แล้ว

    I would strongly recommend oem glass only. It may cost more but in the long run it's definitely worth it. Try to keep your vehicle all original and only use oem. Good luck.

    • @tonyhwang3888
      @tonyhwang3888 ปีที่แล้ว

      My insurance has a coverage for OEM replacement(Benz windshield cost ~2K $.

  • @chodkowski01
    @chodkowski01 3 ปีที่แล้ว

    Don’t waste your money on a mitigation inspection, you are just getting a salesman under the guise of an inspector. Just have a salesman come to evaluate and give you an estimate for free.

    • @FrankCarrOwnerInspectorFCHI
      @FrankCarrOwnerInspectorFCHI 2 ปีที่แล้ว

      A wind mitigation inspection is an important inspection for your home. The wind mitigation inspection is designed to give you insurance discounts that are required by the state of Florida for homes that meet windstorm standards. Apparently, you hired the wrong type of inspector. Roofing companies can also provide wind mitigation inspections, but their business is to sell you a new roof. A wind mitigation inspection from a home inspector is $150.00 but they are not going to try to sell you something. The discounts from a wind mitigation inspection can be thousands of dollars saved each year on your homeowner's premiums.

  • @javier9797
    @javier9797 3 ปีที่แล้ว

    How’s it going?! Great job on the channel. Why don’t you use smzeus . c o m to help your videos rank better?

  • @TR-yn5tb
    @TR-yn5tb 4 ปีที่แล้ว

    Good job. Thanks for the informative and timely video. Very much appreciated.

  • @mcintoda9
    @mcintoda9 4 ปีที่แล้ว

    Great content!!

  • @adrianatek
    @adrianatek 4 ปีที่แล้ว

    I love this!!!!!!