Seasons of Wealth
Seasons of Wealth
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Investment Portfolio Update with Bernard Carter
มุมมอง 704 หลายเดือนก่อน
Due to the instability in the International Market, certain tweaks have been made in the Investment Portfolio at Hapanowicz. Our Managing Director of Investments, Bernard Carter addresses these tweaks in this recent Investment Portfolio Update. Want to speak to an Hapanowicz advisor about your investment strategy? Reach out to us at www.hapanowicz-associates.com/speak-with-an-advisor
The Significance of TRANSFER ON DEATH account!
มุมมอง 4104 หลายเดือนก่อน
What is a TOD account? Our CEO and President, Bob Hapanowicz talks about Transfer on Death account, its benefits, significance and why it’s important to periodically check its Beneficiary Designations. Want to speak to an Hapanowicz advisor about your investment strategy? Reach out to us at www.hapanowicz-associates.com/speak-with-an-advisor
The KEY Components to Voluntary Separation Offer!
มุมมอง 4365 หลายเดือนก่อน
Management Employees of Verizon, you might be aware of the Voluntary Separation Offer that is coming up. In this video, you will know the key components and details of the Voluntary Separation Offer. To sign up for our future Verizon Retirement Masterclasses, check out The Retirement Red Zone at www.retiringfromverizon.com. Want to start planning your retirement from Verizon? Reach out to our a...
The Importance of keeping IRA’s up to date
มุมมอง 305 หลายเดือนก่อน
Keeping your IRA Beneficiary Designation up to date is very important. In this video, you will know why it is important to keep it updated and a few tips to keep them updated. Want to talk to a financial advisor? Click the following link - www.hapanowicz-associates.com/speak-with-an-advisor
5 Things to do if you’re retiring in 5 years
มุมมอง 2525 หลายเดือนก่อน
Many of you know that retirement planning is very important but do not know where to start. In this video, you will know 5 things that you need to be doing if you’re retiring in 5 years. To sign up for our future Verizon Retirement Masterclasses, check out The Retirement Red Zone at www.retiringfromverizon.com. Want to start planning your retirement from Verizon? Reach out to our advisors who s...
Market and Economic Update Townhall with Bob Hapanowicz & Andrew Beatty
มุมมอง 526 หลายเดือนก่อน
How should we interpret the recent market volatility? Should we as investors be making changes to our portfolios and investment game plan in light of the current economic and geopolitical events? What does the current volatility mean for the long-term outlook of the markets and economy? Our CEO and Founder, Bob Hapanowicz & Chief Investment Officer, Andrew Beatty addresses these questions and m...
Should INTEREST RATES affect the timing of your retirement?
มุมมอง 1076 หลายเดือนก่อน
Interest rates have been on the move over the past couple of years. In this video, you will know if the interest rates will affect the timing of your retirement decision. H&A has been helping Verizon employees understand their Verizon retirement benefits and plan their retirement from Verizon for over 20 years. If you’d like one of our advisors to be on the call to the Verizon Benefits Center w...
Verizon stock is RISING, will it affect you?
มุมมอง 2119 หลายเดือนก่อน
Many current and ex-Verizon Associates hold a fair amount Verizon stock within their 401(k) accounts. The rapid rise in Verizon’s stock price may have altered the allocation and risk profile within these accounts. Watch this video to learn about how to manage the “concentration risk” that can result from such a move. H&A has been helping Verizon employees understand their Verizon retirement ben...
Top 3 Tips When Calling the Verizon Benefits Center
มุมมอง 51411 หลายเดือนก่อน
When retiring from Verizon, you will be making several important calls to the Verizon Benefits Center. Watch this video for our top three tips to keep in mind when reaching out to the Benefits Center, to help in being your own advocate. H&A has been helping Verizon employees understand their Verizon retirement benefits and plan their retirement from Verizon for over 20 years. If you’d like one ...
Maximize your Social Security Benefit
มุมมอง 15211 หลายเดือนก่อน
Social security plays a massive role when planning for your future retirement. In this video, we cover all the things you need to know, from factors you need to consider when electing social security to strategies that you can implement in order to maximize your benefit. Got more questions? Feel free to reach out and we’d be happy to help! - www.hapanowicz-associates.com/speak-with-an-advisor
Why Women are Better Investors Than Men
มุมมอง 66ปีที่แล้ว
Previously, we covered the obstacles that women experience in particular when it comes to financial planning. Today, I want to discuss how women outperform their male counterparts when it comes to investing and ultimately yield greater long term returns or rewards. Got any questions? Feel free to reach out to us and we will be happy to help you - www.hapanowicz-associates.com/speak-with-an-advisor
Verizon Special EISP Offer 2023
มุมมอง 427ปีที่แล้ว
If you’re planning on retiring from Verizon and are eligible for the EISP offer, then you should know what your benefits include. In this video, we break down all the components that you need to take into consideration so that you ultimately know whether or not this offer is for you. Got any questions? Feel free to reach out to us and we will be happy to help you : www.hapanowicz-associates.com...
Cultivating a Successful COI Relationship
มุมมอง 49ปีที่แล้ว
The vast majority of new business as advisors statistically comes from referrals which is why we need to know how to cultivate these relationships. In today’s video, I will be talking about what exactly a COI is and break down the 6 steps to build a successful COI relationship. Got any questions? Feel free to reach out to us and we will be happy to help you - www.hapanowicz-associates.com/speak...
The 3 Places VZ ee’s should check beneficiaries
มุมมอง 111ปีที่แล้ว
The 3 Places VZ ee’s should check beneficiaries
Client Testimonial - Ian O'Brien
มุมมอง 44ปีที่แล้ว
Client Testimonial - Ian O'Brien
Three Reasons Why Financial Planning is Different for Women vs Men
มุมมอง 41ปีที่แล้ว
Three Reasons Why Financial Planning is Different for Women vs Men
Should I take the Verizon Pension Annuity or Lump Sum? Pros and Cons
มุมมอง 292ปีที่แล้ว
Should I take the Verizon Pension Annuity or Lump Sum? Pros and Cons
Understanding your Verizon Retiree Healthcare Benefits
มุมมอง 1.9Kปีที่แล้ว
Understanding your Verizon Retiree Healthcare Benefits
Client Testimonial - Jim Palka (Verizon Retiree)
มุมมอง 171ปีที่แล้ว
Client Testimonial - Jim Palka (Verizon Retiree)
401(K) Investing for Younger Verizon Employees
มุมมอง 126ปีที่แล้ว
401(K) Investing for Younger Verizon Employees
Avoid Early withdrawal penalties from your retirement account
มุมมอง 3242 ปีที่แล้ว
Avoid Early withdrawal penalties from your retirement account
Should I retire earlier to lock in LOWER PENSION INTEREST RATES?
มุมมอง 5652 ปีที่แล้ว
Should I retire earlier to lock in LOWER PENSION INTEREST RATES?
What to do when you receive an early retirement offer from Verizon
มุมมอง 7362 ปีที่แล้ว
What to do when you receive an early retirement offer from Verizon
Market and Economic Update Townhall with Bob Hapanowicz
มุมมอง 642 ปีที่แล้ว
Market and Economic Update Townhall with Bob Hapanowicz
Verizon Pension: How to Choose Between the Annuity and Lump Sum
มุมมอง 1.4K2 ปีที่แล้ว
Verizon Pension: How to Choose Between the Annuity and Lump Sum
The Importance of having an Estate Plan
มุมมอง 292 ปีที่แล้ว
The Importance of having an Estate Plan
A Year in Review with Bob Hapanowicz
มุมมอง 942 ปีที่แล้ว
A Year in Review with Bob Hapanowicz
How do taxes work in retirement for Verizon employees (Part 2)
มุมมอง 2932 ปีที่แล้ว
How do taxes work in retirement for Verizon employees (Part 2)
How do taxes work in retirement for Verizon employees (Part 1)
มุมมอง 2832 ปีที่แล้ว
How do taxes work in retirement for Verizon employees (Part 1)

ความคิดเห็น

  • @LiveFreeAndBeHappy
    @LiveFreeAndBeHappy 4 หลายเดือนก่อน

    Management retiree medical is so complicated because it all boils down to years of service and when you started working for Vz. Some former managers have retiree benefits similar to the union folks, while most of us either now have nothing or a 50% benefit. it is very confusing. It would be great to have a deep dive video just for former management employees.

  • @waltertur9731
    @waltertur9731 4 หลายเดือนก่อน

    I worked for Verizon from 1996 to 2011. I'm I entitled to a pension? (I WAS FIRED)

    • @hapanowicz-financial
      @hapanowicz-financial 4 หลายเดือนก่อน

      Hi Walter, this depends on your age and years of service at the time of your departure. The Verizon Benefits Center is a helpful resource if you have any questions. Feel free to click the Speak with an Advisor Link in the description if you need any assistance.

    • @waltertur9731
      @waltertur9731 4 หลายเดือนก่อน

      @@hapanowicz-financial can't get an answer. Had 15 years in

  • @ldog750cc
    @ldog750cc 5 หลายเดือนก่อน

    Have you heard of any offers that may come to field technicians?

    • @hapanowicz-financial
      @hapanowicz-financial 5 หลายเดือนก่อน

      Thank you for your question! We have not heard anything for field technicians. When an Offer is announced, we will send an email to everyone subscribed to our eBlasts. You can subscribe at www.retiringfromverizon.com

  • @jamestomu
    @jamestomu ปีที่แล้ว

    I plan on retiring in 4 years at 54 years old with 30 years net credit service. I will qualify for full unreduced pension but I don’t know if I qualify for full medical benefits

    • @hapanowicz-financial
      @hapanowicz-financial ปีที่แล้ว

      Hi James, thank you for your question. At 54 years old with 30 years of service, you will be eligible for your full retiree healthcare benefits. Understanding that you are 4 years away from your target retirement date, there are many advantages to getting started with the retirement planning process. Constructing a well-defined plan for your future can result in more clarity and peace of mind, and can also guide any adjustments that may be necessary now to help you in pursuit of your retirement goals. If there is anything we can do to help you as you consider your retirement planning, please feel free to call at 412-261-5966, or email at bobby.hapanowicz@hapanowicz-associates.com. Best, Bobby

    • @angelabeanz8993
      @angelabeanz8993 5 หลายเดือนก่อน

      hi...I just want to verify, are these videos specifically for verizon union employees? or do they apply to verizon non-union employees as well? thanks!

  • @trishjacobs6363
    @trishjacobs6363 2 ปีที่แล้ว

    Do u know how long it takes to receive ur lump sum payout from ur pension plan

    • @hapanowicz-financial
      @hapanowicz-financial 2 ปีที่แล้ว

      Thank you for your question, Trish! The Verizon Benefits Center will have needed to receive your Pension Election and Authorization Forms AND they will have needed to receive notification of your retirement by the 10th of the month in order for you to receive your pension benefit (either the annuity or lump sum) on or around the first day of the next month. This notification process is initiated on your “last day worked” and can take a few business days. Setting a “last day worked” that is roughly a week before the 10th of the month deadline typically provides ample time. If either of these items misses the 10th of the month deadline, you will simply receive your benefit on or around the first day of the following month. Hope this helps! Let us know if you have any other questions

  • @maxwellmuller
    @maxwellmuller 2 ปีที่แล้ว

    Glad to see someone helping these Verizon folks!

  • @Juan-rg4nc
    @Juan-rg4nc 3 ปีที่แล้ว

    Does this EISP offer apply to California Associates?

  • @bingbong3643
    @bingbong3643 3 ปีที่แล้ว

    Does Verizon have index funds? More specifically, an S&P500? I also don’t want an active manager.

    • @hapanowicz-financial
      @hapanowicz-financial 3 ปีที่แล้ว

      The Verizon 401(k) Savings Plans do offer index funds. The following index funds are available in the Verizon Mid-Atlantic Savings Plan for Associates: - Passive US Equity Index MA - Passive International Equity Index MA There are also index funds available in the Verizon 401(k) Savings Plan for Management. They are: - US Large Company Index Fund - International Company Index Fund - US Bond Index Fund You can request a prospectus from Fidelity for more information about the portfolio composition of each fund.

    • @bingbong3643
      @bingbong3643 3 ปีที่แล้ว

      @@hapanowicz-financial I hope Verizon offers better index funds than that for associates. I was hoping to see FSKAX or FXAIX. 🤨

    • @theExcentrifugalForz
      @theExcentrifugalForz 3 ปีที่แล้ว

      @@bingbong3643 verizons passive us equity fund is cheaper than fidelity, you're better off with it

  • @victorbowman1168
    @victorbowman1168 3 ปีที่แล้ว

    will i lose money if i stay at work past my 30 years

  • @sleebags1100
    @sleebags1100 3 ปีที่แล้ว

    What happens if someone doesn’t have anyone as a beneficiary or like if the law firm can’t find anyone to claim the belongs of the person who passed away?

    • @hapanowicz-financial
      @hapanowicz-financial 3 ปีที่แล้ว

      Hi Mr. Williams, the answer to that question would depend on multiple factors including whether or not there is a will, what type of asset is being considered, and whether or not there are any living distant relatives, to name just a few. We recommend you consult your estate planning attorney to further explore a specific situation. Thank you for the question!

  • @studiobdtla9800
    @studiobdtla9800 4 ปีที่แล้ว

    Subtle, yet bold! 👌🏻

  • @jaharikillikoi154
    @jaharikillikoi154 4 ปีที่แล้ว

    WOWOWOW