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Charismatic Chris
United States
เข้าร่วมเมื่อ 17 ธ.ค. 2020
Hi, I'm Chris! My goal is to spread personal finance knowledge to as many people as possible in an easy to understand and actionable way. I also love food, music, and exercising, so plan to see some of that content as well!
EASY beginner's guide to investing in the stock market
Are you ready to start investing but don’t know where to begin? This video is for you! I’m breaking down the top 5 investment strategies every beginner should know. From index funds to automating your investments, these tips will help you grow your money with confidence. Whether you’re starting with $100 or $1,000, these strategies are simple, effective, and proven to work. Watch until the end for a common pitfall to avoid that could transform your financial future!
มุมมอง: 120
วีดีโอ
How to Pick the Right College for YOU: Watch This Before You Decide
มุมมอง 5214 วันที่ผ่านมา
In this video, I’ll show you exactly how to pick a college that fits your goals, personality, and budget. We’ll cover the key factors to consider and the biggest mistakes to avoid when making this life-changing decision. By the end, you’ll feel confident and ready to choose the perfect school for your future. 🔥 Comment below: What’s the one thing you’re looking for in a college? Let me know-I’d...
Biggest college regrets and how you can avoid them
มุมมอง 1.6K14 วันที่ผ่านมา
College is one of the most exciting times in your life, but it’s also easy to make mistakes that you’ll regret later. In this video, I’m sharing the biggest college regrets students have-and how YOU can avoid them. Whether it’s skipping networking events, not managing your time wisely, or failing to balance academics and fun, I’ll give you actionable tips to make the most of your college experi...
How to make the most of college before it's too late
มุมมอง 12621 วันที่ผ่านมา
Are you in college or planning to go soon? This video is your ultimate guide to making the most of your college experience. From tips on academic life, career advice, and social life, I’m sharing everything I wish I knew during my college years. Whether you’re a freshman, sophomore, junior, or senior, these tips will help you maximize your time, build lifelong connections, and set yourself up f...
Watch This If You’re a CS Major: Avoid These Mistakes!
มุมมอง 10121 วันที่ผ่านมา
Are you a Computer Science major or thinking about becoming one? In this video, I break down the BIGGEST mistakes CS majors make-and how to avoid them! Whether it’s obsessing over grades, skipping internships, or neglecting personal projects, I’ll give you actionable advice to help you succeed in school and stand out in the tech industry.
Biggest mistake CS majors regret and how to avoid it
มุมมอง 93528 วันที่ผ่านมา
Are you a Computer Science major or thinking about becoming one? There’s one huge mistake CS majors regret, and it could cost you big time in your career. In this video, I reveal what that mistake is and how you can avoid it. Whether you’re just starting out or you’re already in the middle of your degree, this advice could save you years of regret. Don’t forget to LIKE and SUBSCRIBE for more ti...
How to do everything at Disneyland in one day!
มุมมอง 33หลายเดือนก่อน
We sped run Disneyland in Anaheim, CA in one day for our first ever visit. Our goal was to ride as many rides as possible, do all the Photo Pass and meet and greet opportunities, see the parade, and try the iconic foods. Watch on to see how we did!
Best Dim Sum in San Francisco? Dragon Beaux review
มุมมอง 572 หลายเดือนก่อน
Best Dim Sum in San Francisco? Dragon Beaux review
Best Lobster Roll in Boston? Row 34 review
มุมมอง 242 หลายเดือนก่อน
Best Lobster Roll in Boston? Row 34 review
Best Sushi in Dallas - Deep Sushi Review
มุมมอง 452 หลายเดือนก่อน
Best Sushi in Dallas - Deep Sushi Review
Best things to do in Los Angeles in one weekend
มุมมอง 212 หลายเดือนก่อน
Best things to do in Los Angeles in one weekend
Exploring Chicoutimi: Explore UQAC French Immersion (Part 3)
มุมมอง 415 หลายเดือนก่อน
Exploring Chicoutimi: Explore UQAC French Immersion (Part 3)
Exploring Chicoutimi: Explore UQAC French Immersion (Part 2)
มุมมอง 1545 หลายเดือนก่อน
Exploring Chicoutimi: Explore UQAC French Immersion (Part 2)
Exploring Chicoutimi: Explore UQAC French Immersion (Part 1)
มุมมอง 1266 หลายเดือนก่อน
Exploring Chicoutimi: Explore UQAC French Immersion (Part 1)
Best things to do in Toronto as a first time visitor
มุมมอง 246 หลายเดือนก่อน
Best things to do in Toronto as a first time visitor
Best things to do in Philadelphia as a first time visitor
มุมมอง 346 หลายเดือนก่อน
Best things to do in Philadelphia as a first time visitor
College students attempt soup dumplings from scratch (ASMR)
มุมมอง 1976 หลายเดือนก่อน
College students attempt soup dumplings from scratch (ASMR)
My CRAZY Semester Abroad in Madrid! (Universidad Pontificia de Comillas)
มุมมอง 3516 หลายเดือนก่อน
My CRAZY Semester Abroad in Madrid! (Universidad Pontificia de Comillas)
Best things to do in Iceland in the winter
มุมมอง 926 หลายเดือนก่อน
Best things to do in Iceland in the winter
Visiting all the Christmas markets in Madrid!
มุมมอง 2026 หลายเดือนก่อน
Visiting all the Christmas markets in Madrid!
Exploring Dublin Solo: Adventures in Ireland's Vibrant Capital!
มุมมอง 596 หลายเดือนก่อน
Exploring Dublin Solo: Adventures in Ireland's Vibrant Capital!
Best things to do in Paris as a first time visitor
มุมมอง 81ปีที่แล้ว
Best things to do in Paris as a first time visitor
A Weekend in Andalucía, Spain (Granada, Córdoba, and Sevilla)
มุมมอง 396ปีที่แล้ว
A Weekend in Andalucía, Spain (Granada, Córdoba, and Sevilla)
Sheesh, looks like a good time.
It was quite a nice time I thoroughly enjoyed myself haha😂
Enjoy your holiday away🎉
Thank you!!
I would but i have certain dietary restrictions 😢☹️😌
This should be a single button. WTF
What are the potential consequences if the account selected to make the payment does not contain sufficient funds to cover the total amount due on the credit card? Specifically, will the account balance be allowed to go into the negative, resulting in an overdraft, or is there a mechanism in place that would prevent the transaction from being completed? Additionally, what fees or penalties might be incurred in such a situation?
I am your 1000th viewer. Congrats on 1k views lol
@@vinayakgupta6105 haha thank you!! It would make me very happy if you became my 604th subscriber too XD thanks for watching!
@@itscharismaticchris subscribed as well! ;)
@ thank you!!!
awsome vid!!
I'm glad you enjoyed it! Thanks for watching, and please consider liking and subscribing if you haven't already!
I'm actually sad that im going to collage :(
I'm still immature i do not wanna accept responsibility so yeahhhh
Hahaha very relatable! Luckily, you still don't have to take on so much responsibility in college yet as you would after college in adulthood. It's more responsibility than before but it's also more freedom!
It can definitely feel sad leaving the life you knew and high school etc. to go to a new environment in college, so I know how you feel, but hopefully you also feel a bit excited. Those years in college are some years you can truly have some of the most fun in your life!
For me, it kind of sucked bc I graduated in 2020. Covid took away my first 2 yrs of college
I completely understand how you feel because COVID took away a huge part of college experience as well. Thanks for watching, and please consider liking and subscribing if you haven't already!
Nice video! On your first point about switching majors, what would you do if there’s another major which I think might be interesting but haven’t got any actual experience in it to back it up (and theres no way to get experience without switching). And I could continue my current major and then switch for a one year Masters degree in that other area?
I'm glad you enjoyed the video! Without knowing any other context or your situation, I would try to learn as much as possible about the other major you think might be interesting to figure out if it actually is what you think it is like and that it really is interesting to you. This could be watching TH-cam videos on that topic, reaching out and talking to people who took that path to learn about their experiences and what they do, taking classes related to that major, joining clubs related to that major, etc. It would be helpful to know what the other major is to give more tangible advice, but I hope this helps for now! Thanks for watching, and please consider liking and subscribing if you haven't already!
Thank you for the explanation Chris. The problem, at least for me, seems to be that its either 25.00 dollars, or the entire statement balance, which doesn't help if you have a promotional offer for which you are trying to set up a specific amount so that by the time the offer expires, you pay it off. IE; Balance transfer for $3000, January 2024, 12 months 0%. If I want to set up an auto pay for say, $250.00 each month, so this gets paid off by January of 2025, you kind of cant set it up like that. Every other card that I can think of, has an option to set up a specific auto pay amount that you want to make. I have one card for which my cat's insurance is paid with for $32.46 every month. I basically do this to keep the account active and used, to help the credit rating. This specific bank literally allows you to input a custom amount, minimum payment due, or entire statement balance. To be fair to BoFA, if you ask the representatives nicely, you are polite to them, yadda yadda, they will usually waive any "late fees". Just explain to them that their system is not user friendly and that it is not letting you set up the amount you want. I am going to try setting up "Statement Balance" and set a limit of 250 to see if that does what I want it to do.
Would it be silly to say that while I do want to do Software Engineering as a career, my actual end goal is to break into game development?
I don't think that's silly at all! Many CS majors and SWEs go into game development and I think having studied CS will put you in a better position to break into game development. Good luck with your dreams! Thanks for watching, and please consider liking and subscribing if you haven't already!
Hello I am currently student of computer science but I am planning to move in cyber security [we can move if its with in 1 year] but I thought that if I take cyber security in batchler I won't have that base in as people in computer science have so I thought of doing batchler in computer science and in master's degree to take computer science. But I am also rethinking these decision and just move to cyber security in batchler [some people i talked with told its gonna be waste of time to do cybersecurity in master again when i can just do in batchler] idkk plz give me some advice. I whould really Appreciate it.
Help🥲
Hello! Depends on what you want to do. If you for sure know you want to do cybersecurity and know that you can get a cybersecurity job after doing a bachelor's in cybersecurity, then that should be fine. If you are not sure you definitely want to do cybersecurity, I would stay in computer science to get the skills and take cybersecurity related courses to continue developing that knowledge/skillset, and if needed you can get a master's in cybersecurity which could set you up for better opportunities that only people with an MS could get. I would take everyone else's advice with a grain of salt (including mine) and think about what it is that matters the most to you and take the path that will help you get there the fastest. If you are still unsure of what you want, take the path that will provide you with the most skills so that you can specialize if you wanted to. Ultimately, it's your decision, and I trust you will make the best decision for you!
Hopefully my response is helpful! Thanks for watching, and please consider liking and subscribing if you haven't yet and would like to!
@itscharismaticchris ah thank you! I will try to figure out which suites me most
@Juno_Luxe good luck and all the best!
Loved the video . But I have a question that should I go for Bsc . Data Science ?
I'm glad you liked the video! Depending on your situation, here are some questions to help you make the decision. Are you currently a CS student and have already done a software engineering internship? If not and you still have time for internships, do a software engineering internship first. Do you know for sure you want to do data science? If you still have summers for internship I would recommend trying to get a data science internship to see what it would be like. If you know you want to do data science for sure, yes go for it! It's ultimately your decision so take my thoughts with a grain of salt, but I believe in you! Thanks for watching, and please consider liking and subscribing if you haven't yet and would like to!
Im majoring in international security and i made the decision to instead of getting a 2 year master in something related i want to get a second bachelor in computer science and engineering (im in europe) i want to become a machine learning engineer or a cybersecurity engineer, do you think is a dumb decision or not because to be honest there is no other way at least here in europe either you have the required degrees or you don't and i don't know if i will get a master but for now this is my idea. If you could give me your opinion it woud be fantastic, by the way i struggle with the social media and all the people my age making money but i believe that if i stick to the plan im going to have access to a way to potentially make millions but this is not the only goal, i want to create something in the industry and leave a footprint.
I'm not as familiar with how the job industry works in Europe, though I have heard it is more popular for people to get a MS after their bachelor's in Europe than in the US. I would say depending on what you would get the master's degree in (i.e. MS in computer science, cybersecurity, etc.), I would pick whichever one has an easier and straightforward path to becoming a machine learning engineer or cybersecurity engineer since you know that is what you want to do. Do those jobs typically require/prefer a master's degree or do they take a bachelor's degree? How long would it take for you to get a second bachelor's degree? Would it improve your chances to get a machine learning/cybersecurity engineer job even though it might take longer? Or would it be easier to get those jobs with a master's degree? These are questions to consider in helping you make the decision. Ultimately, it's your decision, and I trust you will make the best decision for you! Thanks for watching, and please consider liking and subscribing if you haven't yet and would like to!
@@itscharismaticchris thank you for answering my comment. The point here in europe is that is a lot different than US because if you want to get in anything related to tech you need a bachelor so the point is i need 100% to get a second bachelor in cmputer engineering (which i can get either in max 3 years or minimum 2 years if i work really hard) and the master usually people in europe get it in their mid late 20s because is more of a specialisation once they get experience in the industry so once i finish the bachelor i can work and study for the master in ai/ml. My problem is im interested and i found what i want to do in life so in a sense im lucky because i know what i want from life now in my early 20s but the problem is the feeling of being behid in life while other people are ahead of me and i always strugled with competion, i will be 27/28 when i finish all the education but i will start working as an engineer at 26.
such a fun la trip and lovely memories!
Thanks for visiting!
Where did you take bus from to Mont blanc?
I believe it was at the Swiss Tours bus station! Thanks for watching and please consider liking and subscribing if you haven't already and would like to!
7500 for 2025
I believe it's still $7,000 for those younger than age 50, with an extra $1,000 for those 50 and older as a catch-up contribution! Thanks for watching and please consider liking and subscribing if you haven't already and would like to!
Thanks Jessica !
@@Truthserum7 I’m not Jessica but you’re welcome and thanks for watching!
Thank you, I tried using BOA documentation and it was so unclear. Your video explained it to me better. Also, you don't even see auto pay until you turn on ebills and after that refresh the page. Thank you!
I'm so glad my video was helpful, and thank you for sharing this tip to help others! Thanks for watching and please consider liking and subscribing if you haven't already and would like to!
It doesn't look like I have these options even a year two years ago this is the same setup for me I cannot pay the bill every month I wish I could I wish they offered notifications at certain limits it's kind of bull donkey that they keep it to try to make themselves some money I'm leaving B of A screw that
Hmmm I agree, that is very frustrating! Another viewer commented that they didn't see auto pay until they turned on ebills and refreshed the page, though I'm not sure if that's the same issue you're running into without being able to see your screen. Good luck if you choose a new bank and I hope you figure it out if you do stay with B of A! Thanks for watching and please consider liking and subscribing if you haven't already and would like to!
@@itscharismaticchris I encounter the same issue, you should pin this comment at the top.
@@Jack-jv4up great idea about pinning! Just to confirm, did this solution work for you when you encountered the issue?
Could I ask how big is the size of the MBA Intern per year? Like how many ppl
@@AngelaKao-l5j I would say around 20ish
you did not describe how you got to Sintra, which train you took and which bus and how you got to Cabo da Roca
These two websites might be helpful: - www.sintra-portugal.com/guides/Lisbon-to-Sintra.html - www.sintraportugaltourism.com/guide/cabo-da-roca.html#:~:text=Cabo%20da%20Roca%20can%20be,minutes%20when%20departing%20from%20Sintra.
i think the website was updated, i do not see that page when i click on make a payment. Can you do an updated video please?
Hmmm, another viewer recently commented that they didn't see auto pay until they turned on ebills and refreshed the page, after which they were able to follow the video. I'm not sure if that's the same issue you're running into without being able to see your screen, but if I hear several people are having the same problem as you I will make an updated video and share with you, so stay tuned! Thanks for watching and please consider liking and subscribing if you haven't already and would like to so you're notified!
@ I was able to figure it out. You had to be enrolled in paper less billing basically.
@@AliGamer145 Amazing! Thanks for leaving this comment to help others!
Hi did you purchase the ticket for Pena Palace and Quinta Da Regalia in advance from the website? Do you mind giving me an approximate idea about when you set out for Sintra to visit all these and at what time of the day you ended ? And the time of the year you visited? Many thanks in advance!
Hello! Yes, I believe we purchased the tickets for both in advance from their website. We set out for Sintra probably around 8 am, we aimed to get there for the earliest time slot. We probably ended the day around 7 pm when we actually got back to Sintra by bus. We visited in October. Hope this helps! Thanks for watching, and please consider liking and subscribing if you haven't already!
@ we already visited Sintra and the palaces about 2 weeks ago 😊
@@SDB1992 Hope you had a great time!
Also a quick note: If its your first time trying to do this ever, the site wont take you to the Payment Center page right away but If you look to the right on the page that it does take you to and hit "view all bills" this will take you to the Payment Center page after acknowledging the prompt.
@@richardwalters7968 thanks for sharing this tip to help others and thanks for watching!
LOVED your energy! thanks for the video!
@@danilospbr hahaha thank you!!! Thanks for watching and please consider liking and subscribing to see more if you’d like!
wowow looks lovely!
it was delicious!
That looks good
Thanks for watching!
Robbed blind
😂thanks for watching!
I love the skibidi creme
😆thanks for watching!
Thanks so much super helpful!!!! Kept putting it off bc it was so difficult to set up and my credit score went down but now don’t have to worry about it
So glad it was helpful and now you don't have to worry about it anymore! Thanks for watching and please consider subscribing if you want to!
Thank you Chris❤
You're welcome! Thanks for watching and please consider subscribing if you want to!
How come this option for me is not available
Hmm it's difficult to say without being able to see what your screen looks like. Maybe take a look through the comments to see if anyone had a similar situation? I hope you figure it out, and thanks for watching!
Thanks for your video. Planning a day trip in December from Geneva too. Is it possible to ask information about the bus that you took going to Chamonix. Thank you
I believe we used SwissTours going to Chamonix. Thanks for watching, and please consider subscribing if you want to! I hope you have a wonderful trip in December!
This “Auto pay” option no longer exists in that location - how to do it right now?
Hmm it's difficult to say without being able to see what your screen looks like. Maybe take a look through the comments to see if anyone had a similar situation? I hope you figure it out, and thanks for watching!
Thanks for the help bro!!
Anytime! Thanks for watching, and please consider subscribing if you want to!
Thank you,it was so helpful,😊I got all information I was looking for 🌸
I'm so glad it was helpful! Thanks for watching, and please consider subscribing if you want to!
Hi , thanks for great video and guide. May I have the bus company link?
I'm glad you enjoyed the video! I believe we used SwissTours and FlixBus. Thanks for watching, and please consider subscribing if you want to!
this does not work anymore
I made an updated video, hope this helps! th-cam.com/video/wv7T4UoFhRg/w-d-xo.html&lc=Ugzb_-30rg1ylXfS2954AaABAg
The video is more focused on buying stocks
Yup! This is a video on how to buy and sell stocks, selling is very similar to do by clicking the sell button! Thanks for watching!
Can you do this on the mobile app? I am having trouble.
I would recommend doing it on a computer/laptop because then you can follow this step by step and it should hopefully be super easy! Thanks for watching and I hope you're able to set it up successfully!
I saw that in the afternoon they apply a reduced rate for 3 hours. I hope to have a nice ride. Thanks for the video.
Ah yes that sounds like a great deal! I think you will have a great time, thanks for watching!
I was already planning to rent the cartgogo in the afternoon. How long did it take you to do your tour?
I would say we did it for around 2.5 hours to do one of the two loops? We took our time at each spot for photos too. I believe we rented for a max of 4 hours so could have toured longer but chose not to do the second loop for various reasons. Have fun!! Thanks for watching and please consider subscribing if you'd like to!
My online banking account doesn't even have the autopay function. Weird. BoA just desperately wants us to pay the credit card interest...
Thank you Chris! I don't see Ebill button but I see Autopay button. is there anything i need to do ?
Hmmmm it's difficult for me to say exactly without being able to see your screen, some other people in the comments have mentioned refreshing did the trick, though maybe the Autopay button is all you really need? I would take a look through the comments and see if anyone had a similar situation. Thanks for watching and I hope you figure it out!
you need to have ebills turned on to see the autopay option
Is the french immersion program free?
It is free for Canadians!
@@itscharismaticchris Hey Chris, where can I find this?
@ it’s the Explore Canada French Immersion program!
thank you after 10 year Finaly i am able to setup auto pay. make sure to enable eBills else you won't get autopay option.
Hey I have my first round interview coming up. Any tips?
You probably already had your interviews already, but I would say be yourself for the behavioral interview and have a good idea of how the casing frameworks for the case interview