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InsuranceGeek
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เข้าร่วมเมื่อ 6 ม.ค. 2019
Helpful Insurance guidance from The Insurance Geek - Joel Meek
Insurance Geek - What coverage should I have for my belongings in a storage unit?
With the explosive growth of self-storage units, I wanted to cover this topic to help people understand the possible coverage limits on their belongings when they move some of them to a storage unit.
First, your personal belongings are generally covered through the Personal Property coverage on your Home or Renters policy. On the policy, you should have a specific amount (or limit) of coverage, which becomes the basis for the coverage you might have for your belongings.
Most policies have begun setting a 10% limit (of the Personal Property limit shown on your policy), if the personal property is kept at a storage unit or is kept at another residence. If the value of your belongings exceeds the coverage limit in storage, you can either increase the limit on your Home or Renters to help cover the higher amount, or you may consider getting a separate policy to cover those belongings.
If you have questions or need to review your options, just give us a call, as we're always happy to help ensure our clients have the right coverage at the best price.
813-677-1121
storage@meekinsurance.com
If this is helpful info, please give us a thumbs up and share with your friends...
E-Mail: insurancegeek@meekinsurance.com
First, your personal belongings are generally covered through the Personal Property coverage on your Home or Renters policy. On the policy, you should have a specific amount (or limit) of coverage, which becomes the basis for the coverage you might have for your belongings.
Most policies have begun setting a 10% limit (of the Personal Property limit shown on your policy), if the personal property is kept at a storage unit or is kept at another residence. If the value of your belongings exceeds the coverage limit in storage, you can either increase the limit on your Home or Renters to help cover the higher amount, or you may consider getting a separate policy to cover those belongings.
If you have questions or need to review your options, just give us a call, as we're always happy to help ensure our clients have the right coverage at the best price.
813-677-1121
storage@meekinsurance.com
If this is helpful info, please give us a thumbs up and share with your friends...
E-Mail: insurancegeek@meekinsurance.com
มุมมอง: 7
วีดีโอ
Insurance Geek - Golf Cart and LSV Insurance
มุมมอง 706 หลายเดือนก่อน
If you have a Golf Cart or Low Speed Vehicle (LSV), simple assumptions can cause major problems (including suspended drivers license). The good news is that the correct process is easy and inexpensive, as long as you're working with someone who knows what they are doing in this area, as we do. Low Speed Vehicle (LSV) - a Golf Cart that is being registered with the DMV, allowing it legal use of ...
Insurance Geek - Solar Panel Impact on Home Insurance in Florida
มุมมอง 263ปีที่แล้ว
Solar Panels continue to grow in popularity, but there is an everchanging view and acceptance across Home Insurance companies in Florida. - Why do some companies hesitate with solar? - What should a homeowner do before (or after) considering solar panels? - What changes could we see in the future with Solar Panel coverage on Home Insurance policies? If this is helpful info, please give us a thu...
Insurance Geek - Tower Hill Insurance Exchange Overview
มุมมอง 949ปีที่แล้ว
To help clarify some of the confusion and misinformation about Tower Hill Insurance Exchange, I wanted to provide a true explanation of what it is and how existing Tower Hill policyholders will be impacted as they transition to the Exchange. Topics Covered: - What is an Exchange? - Do other companies operate as Exchanges? - Why do I have to sign a Power of Attorney? - What is the Surplus item s...
Insurance Geek - Golf Cart vs LSV Insurance
มุมมอง 522ปีที่แล้ว
Avoid Disaster by understanding your Golf Cart or LSV situation! There are two Categories of Golf Carts: - Regular Golf Cart that is not registered with the DMV - Low Speed Vehicle (LSV) that is a golf cart registered with the DMV For a Regular Golf Cart, you want a stand-alone golf cart policy (do NOT simply add to your home insurance policy if at all possible) For an LSV, you need full Auto I...
Insurance Geek - When Renting a Car, should you buy the extra insurance?
มุมมอง 108ปีที่แล้ว
When Renting a Vehicle, a few considerations come into play: - Where are you renting? - Which coverages extend to rental vehicles? - What are some other options to cover gaps? Don't just assume everything will be fine, as accidents in a rental car can cause you big expenses that aren't covered by your regular insurance policy! If this is helpful info, please give us a thumbs up and share with y...
Insurance Geek - 4 Point Inspections
มุมมอง 60ปีที่แล้ว
What is a 4 Point Inspection and Who needs one? 4 Point Inspections cover the 4 key areas of a home that are prone to cause claims if they are not maintained properly: - Roof - HVAC - Plumbing (including Water Heater) - Electrical Is a 4 Point Inspection needed for all homes? Not usually. Most insurance companies require a 4 Point Inspection once the home reaches a certain age. While most compa...
Insurance Geek - Wind Mitigation Inspection Overview
มุมมอง 18ปีที่แล้ว
Who should consider a Wind Mitigation Inspection? - Homes built prior to 2002 - 2002 Homes with FULL Hurricane Opening protection If this is helpful info, please give us a thumbs up and share with your friends... E-Mail: insurancegeek@meekinsurance.com meekinsurance
Insurance Geek - Wind Mitigation Inspections (Detailed Video)
มุมมอง 321ปีที่แล้ว
What is a Wind Mitigation Inspection? Who should consider getting one? In this video, we cover these two questions and then go into the categories of a Wind Mitigation Inspection Report: - FBC (Florida Building Code) - Roof Deck Attachment - Roof-to-Wall Attachment - Roof Shape - SWR (Secondary Water Resistance) - Hurricane Opening Protection If this is helpful info, please give us a thumbs up ...
Insurance Geek - When should I move my child to their own Auto Policy?
มุมมอง 98ปีที่แล้ว
There are several aspects that should be considered before moving a child off the parents' policy and onto their own policy: - Ownership of the Vehicle (including liens) - Liability (this includes understanding dependency linkage) - Price (apples-to-apples versus coverage changes/cuts) If this is helpful info, please give us a thumbs up and share with your friends... E-Mail: joel@meekinsurance....
Insurance Geek - FREE New Driver Car Magnet Program Intro
มุมมอง 6ปีที่แล้ว
We are happy to introduce our new FREE program that provides New Driver Car Magnets to families with a newly permitted driver. These help provide comfort and confidence to new drivers and encourages patience from other drivers around them. If this is helpful info, please give us a thumbs up and share with your friends... E-Mail: joel@meekinsurance.com meekinsurance
Insurance Geek - What changes are needed when my child goes off to college?
มุมมอง 5ปีที่แล้ว
When a child goes off to college, there are usually two possible changes that need to be reviewed: 1) How is their "stuff" insured at the dorm or apartment 2) How is the Auto Insurance handled...should they be removed if they are away without a vehicle, or should changes be made if they have a vehicle with them? If this is helpful info, please give us a thumbs up and share with your friends... ...
Insurance Geek - Jewelry and Other Items with Specific Limits in Home Insurance Policies
มุมมอง 13ปีที่แล้ว
Property Insurance policies have specific limits on many items, and it's important to understand these limited items. Some of the most common items include jewelry, money/cash, collectibles, business property, precious metals, silverware, etc., but each company may have more specific items with limits. It's important to check your policy for these limitations. If you have a need for more covera...
Insurance Geek - Sinkhole Coverage
มุมมอง 21ปีที่แล้ว
What is Sinkhole Coverage? Why is it excluded on my property insurance? If it's excluded, does that mean I have no coverage for a real sinkhole? Sinkhole coverage transitioned sometime between 2008 and 2015 following a huge increase in "sinkhole" claims that were primarily settling issues rather than legitimate sinkholes. The property insurance policies began transitioning away from traditional...
Insurance Geek - Is an Umbrella Insurance Policy right for me?
มุมมอง 26ปีที่แล้ว
Umbrella Insurance Policies are a great way to help increase your liability protection. Who should consider one? Those who have assets or future income they want to protect with greater liability protection limits. Additionally, those with any higher risk factors would be wise to consider as well (young drivers, pools, party hosts, etc.) How much do Umbrella policies cost? The range varies base...
Insurance Geek - Is my Pool Screen covered by my Home Insurance Policy?
มุมมอง 79ปีที่แล้ว
Insurance Geek - Is my Pool Screen covered by my Home Insurance Policy?
Insurance Geek - How much coverage should I have on my Home Insurance
มุมมอง 18ปีที่แล้ว
Insurance Geek - How much coverage should I have on my Home Insurance
Insurance Geek - How Good Conservative Drivers can save more on their Auto Insurance with Telematics
มุมมอง 9ปีที่แล้ว
Insurance Geek - How Good Conservative Drivers can save more on their Auto Insurance with Telematics
Insurance Geek - What is Flooding vs Water Damage with Property Insurance
มุมมอง 12ปีที่แล้ว
Insurance Geek - What is Flooding vs Water Damage with Property Insurance
Insurance Geek - What is a Hurricane Deductible?
มุมมอง 22ปีที่แล้ว
Insurance Geek - What is a Hurricane Deductible?
Insurance Geek - Stucco Cracks are easy to fix to Prevent Water Damage to your home
มุมมอง 2.6K2 ปีที่แล้ว
Insurance Geek - Stucco Cracks are easy to fix to Prevent Water Damage to your home
Insurance Geek - Missing Endorsement on Your Home Insurance
มุมมอง 815 ปีที่แล้ว
Insurance Geek - Missing Endorsement on Your Home Insurance
Insurance Geek - Should I change auto coverages after paying off my car loan?
มุมมอง 1.4K5 ปีที่แล้ว
Insurance Geek - Should I change auto coverages after paying off my car loan?
Insurance Geek - FL No Fault Coverage (Personal Injury Protection or PIP)
มุมมอง 935 ปีที่แล้ว
Insurance Geek - FL No Fault Coverage (Personal Injury Protection or PIP)
Insurance Geek - Should I buy the extra insurance when I rent a car?
มุมมอง 1035 ปีที่แล้ว
Insurance Geek - Should I buy the extra insurance when I rent a car?
Insurance Geek - Before You Leave the Claim Scene
มุมมอง 1295 ปีที่แล้ว
Insurance Geek - Before You Leave the Claim Scene
Insurance Geek - Insurance for Uber/Lyft Drivers
มุมมอง 805 ปีที่แล้ว
Insurance Geek - Insurance for Uber/Lyft Drivers