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Desi FIRE Podcast
India
เข้าร่วมเมื่อ 27 ก.ย. 2022
Two friends, Ravi Handa and Ram Shankar, share their FIRE (Financial Independence Retire Early) journeys. Ravi became FI (Financially Independent) in 2022 and is contemplating retirement. Ram plans to do the same in 2025.
Mutual Fund Review - HDFC Nifty 500 Multicap 50:25:25
HDFC Nifty 500 Multicap 50:25:25 Mutual Fund is what I recommend when someone asks me for a fund for FIRE. In this video, I give my reasoning for why I recommend it.
Hope you like it.
Source for data:
www.hdfcfund.com/product-solutions/overview/hdfc-nifty500-multicap-502525-index-fund/direct#scheme-documents
freefincal.com/hdfc-nifty500-multicap-502525-index-fund-review/
About the Host:
Ravi Handa is an early retiree who has a lot of free time on his hands. He spends it talking about FIRE (Financial Independence, Retired Early) and making bad jokes on Twitter. 😄
📧 Email: ravihanda@gmail.com
🐦 Twitter: x.com/ravihanda
💼 LinkedIn:www.linkedin.com/in/ravihanda/
📱 WhatsApp Group: chat.whatsapp.com/FV9GBuJSx8kHqIgBSK7mqr
Don’t forget to Like, Subscribe, and hit the 🔔 bell for more exciting episodes! 🎙️
Hope you like it.
Source for data:
www.hdfcfund.com/product-solutions/overview/hdfc-nifty500-multicap-502525-index-fund/direct#scheme-documents
freefincal.com/hdfc-nifty500-multicap-502525-index-fund-review/
About the Host:
Ravi Handa is an early retiree who has a lot of free time on his hands. He spends it talking about FIRE (Financial Independence, Retired Early) and making bad jokes on Twitter. 😄
📧 Email: ravihanda@gmail.com
🐦 Twitter: x.com/ravihanda
💼 LinkedIn:www.linkedin.com/in/ravihanda/
📱 WhatsApp Group: chat.whatsapp.com/FV9GBuJSx8kHqIgBSK7mqr
Don’t forget to Like, Subscribe, and hit the 🔔 bell for more exciting episodes! 🎙️
มุมมอง: 2 915
วีดีโอ
Early Retirement Planning with Manasvi Garg (SEBI RIA)
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For Financial Independence, you need to build a portfolio that can last over the long term. At least that is what I want from my portfolio and that is why I am planning to add Gold to it. It is more important for someone like me who has no active income and has to depend on portfolio returns to live a life. Today's video is sponsored by @JarApp It is a gold savings app where you can buy gold ev...
FIRE Calculators are not helpful. What's the alternative?
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Retirement Planning with Mutual Funds ft Sandeep Nirvan
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Direct Stocks vs Mutual Funds with Deepak Thakran of @indian_stockss
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Health Insurance Explained by Amit Chabbra, CBO PolicyBazaar
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Investing Lessons from Gaurav Rastogi, CEO - Kuvera (Cred)
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How do Mutual Fund Managers Think About Money
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Plan Your Retirement with 0% Real Return
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Superb podcast! Really Informative 😊
HDFC nifty multicap 50:25:25 Icici prudential gold fund Motilal Oswal S&P 500 international fund
9:21 Just bankruptcy away from one major health event 😅
So confused, kehna kya chahte ho bhai, Michael Saylor banna hai 😂 Guy started a education group with no education and more like buy from my startup group. Scammer guys, BEWARE.
Hindi
Jo company khud ka chala raha hai , uske liye kya financial freedom , bring some normal people . Seedha CEO utha ke late ho for promoting his firm
I would rather prefer some AMC to come with a Multicap like 25:25:25:25 with N50-25, NN50-25, Mid-25, and Small-25% instead of 50:25:25
That would be great
Great Video, covers broader market and hence has long term benefit.. Very crisp and too the point as always !!!
Glad you liked it!
This is the best video so far on this channel! Direct and crisp.
Appreciate that
Great information Ravi..
So nice of you
Pls suggest for a 43yrd old to start. Apart from EPF and nps never invested in equity. Your advice will help. Worried as all say I'm.too late
For anyone starting this is a good choice, whether at 23 or 43. Figure out the amount that you can SIP easily for 5 years. Start in this fund. Do not stop it even if the market falls by 50% or grows by 100%.
I feel nifty large midcap 250 index is a better index to invest.
That is a good choice as well
Yes and if needed someone can add a smallcap index as needed
Very informational video. Thank you Handa ji for it. More success to you.
Thank you. Glad you liked it.
Mirae Asset Nifty500 Multicap 50:25:25 ETF-Growth Fund is doing the same but at half of expense ratio at.16. Do you think HDFC has some additional benefits compared to this ?
The key idea is to pick an index fund which covers the entire market in a decent enough fashion. One small thing which works in favor of HDFC is a bigger / better brand name.
It's not the brand name that matters in index funds. It's how liquid the fund is
Which all fund do u hold names ?
Loads of them. That is one of my mistakes. Biggest are ICICI Balanced Advantage, Nifty 50, Nifty Next 50
great. If they had a fund of fund with this one for the equity portion of an aggressive hybrid fund and handled the debt component then it would be even better :)
You should not have any debt mutual when starting out. There is PPF, EPF, NPS, emergency funds to take care of asset allocation.
Agree to disagree Handa Sir. I feel an Active Flexicap is a better option, as Index will have high Beta like Adani, Yesbank, Voda and more. Bear Markets active funds much better than Passive.
Which active flexicap fund can you trust for decades? Fund managers can change. Their philosophy can change. And again - this is for someone starting out. As the person matures, makes more money, hires an advisor - he can obviously add more stuff.
@desifirepodcast Parag Parikh - Rajiv Thakkar.
May God Bless u sir Thank you from a small investor of a Indian Village 5000 sip to 72 Lac my journey sir... 10 years period of time
🎉 great job
Congrats!
Congratulations 🎉
@@desifirepodcast thank you sir your words means alot to me stay healthy and fine i m also working on fire i am serving in indian army from last 10 years after 5 years i will be retired i will get 50.000 pension and 75000 SWP from my 1.5 cr funds. Any suggestion right now i have 40 lac in direct stocks 35 around in MF, 25000 pm sip, my target is to retire early @40 years then to pursue my dream life.... Thank u sir
Great stuff 👍
Thanks 👍
One of the best personal finance videos that I have seen so far. Crisp, to the point, fact-based and most importantly, provides solution than just discussing a concept 👏
Glad you liked it
Flexicap supremacy🔥
Well, index fund supremacy for me. Flexicap / multicap is a good to have feature.
Informative stuff, great video
Glad you liked it!
naam desi bhasha videsi, bahut nainsafi hai
Baat desi hi ho rahi hai. Bhasha ka kya hai, badalti rahegi.
@@desifirepodcast yeh bhi sahi hai, par mai toh naam dekh key hindi mey dekhne aayi thi
This was just an advertisement video for his services thats all. Waste of time , People know if they need any advice or not , 54 mins of torture to hear that we need him is so painful, nothing on FIRE here , even the title is miss leading. Click bait
Great insight👍🏻
Glad it was helpful!
I am damn sure this guy will make it big.. ek vinita singh aur ek ye.. baat karte karte mast haat se action karte hai.. 😂
Meri baat kar rahe ho ya guest ki
@desifirepodcast guest ki sir...
Vaise success to dono ko mile .. but ye apni dhun me aise aise hath hila ke samja raha hai maza aa gaya.. bada passionate laga...
bhai bahut sahi samjaya.. yaha pe log bina registered salah dete hai... bahut dube hai bhai mere... inka koi contact ya website ho to share karna... ye sirf hni ke liye hai ya hum jaise bhi inke through invest kar sakte hai ..
I agree with his PMS point... dhandhe ka imaandaar banda..
I'm inspired to start planning for my own early retirement after watching this video
Mr. Manasvi Garg provides some really helpful insights into how to achieve financial independence.
Thank you for this clarity! Was confused about getting professional financial advice, but this video really helped understand the value. Clear and practical explanation!👍
Great video sir was confused whether to take professional help or not now I got clearity!
how to downalod this file?
This video is a helpful resource for anyone looking to understand financial planning, the role of RIAs, and making informed investment decisions.
I am looking Mutual Fund NAV date for 52 week high or low date. How I can get please reply me, thank you.
Bhai, you underestimate your subscribers. This is very basic stuff, even not explained properly. Waste of time.
I don't judge my subscribers. I agree that some of the guests talk about basic stuff but that is their decision. I am not going to censor them.
Host is more intelligent than the guest
Mr handa Do make a video on FIRE someone needs 1 lakh monthly via SWP
I am not sure if SWP is the right idea for FIRE. It can be useful once you are old and unable to manage your funds but for FIRE, I don't think relying on SWP is a good idea.
Very well said! I tried investing by myself and made several impulsive stock purchases. However, when I wasn't getting my expected returns, I finally decided to take the services of a financial advisor. I belive it was the right decision And as Ravi mentioned, when you're getting good returns, paying the advisor's fees doesn't feel like a burden .
Thanks.
Great Podcast ...
Thanks for listening
Ravi as much as you wanted to get a mature answer from this RIA, he was very confusing in most aspects. I see that you are also getting bored as well. I felt his basic premise of financial planning needed lot of improvement.
I think he did a good job. About me being bored, I don't think so. It was a long conversation so I might be a bit tired. But nothing more than that.
Very good discussion, Thank you
Hi Ravi Rightly said. You need to take risk by taking up the opportunity and then if you are lucky it will follow. My personal exp says 75%:25% ratio (Luck vs Hard Work)
There is no ratio for luck man. 😁
I think you missed two of most important points, which i learned while closely learning from my mentor, Mr Dhirendra kumar of Value Research 1. Asset allocation's actual benefit is you buy low and sell high, it can give much required churning and profit booking. if I follow a 70/30 ratio if market go down my 70 remain 65. I will shift some money from debt to buy low and fix my ratios. if my 70 go to 80 due to bull runs etc, i can square some off and maintain it again, 2. For goal based investing see also that if it is a negotiable or non negotiable goal, if buying car is 4 years ahead it is negotiable i will go with BAF or equity portion, if its some fees some non negotiable thing i will go conservative. Regards Yogesh Sharma
Suggestion to please increase your video output volume
This is so me in 3.5 years from today ❤ Thanks for sharing
Thank You Ravi Handa for inviting me on your Channel.
Thank you for this.
My pleasure!
Great podcast
Thank you
Loved this video