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MeetCarolas
United States
เข้าร่วมเมื่อ 19 มี.ค. 2021
This channel is all about our journey as a family of 4 moving to Portugal.
🛫As we plan our move we are sharing all resources we are using and tips&tricks to make this transition easier for others embracing in the same journey!
We are Joana, Tony and our toddlers O🧒 and T🧒.
Recording Gear: Our videos are recorded using DJI OSMO ACTION and RODE Wireless GO II Mics
🛫As we plan our move we are sharing all resources we are using and tips&tricks to make this transition easier for others embracing in the same journey!
We are Joana, Tony and our toddlers O🧒 and T🧒.
Recording Gear: Our videos are recorded using DJI OSMO ACTION and RODE Wireless GO II Mics
Dreaming of Moving to Portugal? Here’s the Reality of Working Here
Thinking about moving to Portugal? Before you pack your bags, watch this! In this video, we dive into the harsh reality of working in Portugal, where salaries are much lower than you might expect compared to the rest of Europe. Many expats come with high hopes, only to face a tough job market, limited opportunities, and wages that don’t go far. Join me as I break down key statistics, salary ranges, and what life is really like when it comes to finding a job in Portugal. Whether you're a digital nomad or looking to settle down, this video will give you the truth you need before making the leap.
🤗 FREE Resources🤗
💌 Sign up to email newsletter LIVE (where we share FREE resources to move to Portugal) - meetcarolas.substack.com/welcome
🤑 Money US → Portugal 🤑
💸TransferWise wise.com/invite/u/joanad15
💸Revolut www.revolut.com/en-US/referral/joanasi4e
💳 Best Credit Cards to own if your are moving to Portugal (or Europe) 💳
✈️ United Gateway - www.referyourchasecard.com/215/SSQRCEQZQB
🛎️ Hilton Honors American Express - refer.amex.us/JOANADGI63?xl=cp01
🛎️ Marriot Bonvoy Bold Card - www.referyourchasecard.com/252/X6E8IHIG1T
🏦 US Bank we use 🏦
💵Schwab Bank Account - www.schwab.com/public/schwab/nn/refer-prospect.html?refrid=REFERA7HCM2FN
ref=2896258&
**DISCLAIMERS & DISCLOSURE** ❤️
Our content is for education and entertainment purposes only, we are expressing our own opinions and ideas based on our personal experience or research. We are not Portuguese Realtors, Lawyers, Accountants, Immigration Specialists or Financial Advisors. You should always do your own research and when in doubt always contact a Professional.
Some of the links shared in this channel are affiliate links, which means that at no additional cost to you, we might earn a commission if you subscribe, join or purchase. However, this doesn't impact our personal opinions. Affiliate commissions support the creation of videos like this one.
**Thank you for your support!**
🤗 FREE Resources🤗
💌 Sign up to email newsletter LIVE (where we share FREE resources to move to Portugal) - meetcarolas.substack.com/welcome
🤑 Money US → Portugal 🤑
💸TransferWise wise.com/invite/u/joanad15
💸Revolut www.revolut.com/en-US/referral/joanasi4e
💳 Best Credit Cards to own if your are moving to Portugal (or Europe) 💳
✈️ United Gateway - www.referyourchasecard.com/215/SSQRCEQZQB
🛎️ Hilton Honors American Express - refer.amex.us/JOANADGI63?xl=cp01
🛎️ Marriot Bonvoy Bold Card - www.referyourchasecard.com/252/X6E8IHIG1T
🏦 US Bank we use 🏦
💵Schwab Bank Account - www.schwab.com/public/schwab/nn/refer-prospect.html?refrid=REFERA7HCM2FN
ref=2896258&
**DISCLAIMERS & DISCLOSURE** ❤️
Our content is for education and entertainment purposes only, we are expressing our own opinions and ideas based on our personal experience or research. We are not Portuguese Realtors, Lawyers, Accountants, Immigration Specialists or Financial Advisors. You should always do your own research and when in doubt always contact a Professional.
Some of the links shared in this channel are affiliate links, which means that at no additional cost to you, we might earn a commission if you subscribe, join or purchase. However, this doesn't impact our personal opinions. Affiliate commissions support the creation of videos like this one.
**Thank you for your support!**
มุมมอง: 902
วีดีโอ
What's the PERFECT Health Insurance Match for You in Portugal?
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Are you looking for the best private health insurance in Portugal for 2024/2025? In this video, I break down the main options, comparing benefits and costs so you can make an informed choice. I’ll guide you through Portugal’s top four health insurance providers-Multicare, Médis, Allianz, and AdvanceCare-showing the pros and cons of each, along with example simulations to help you find the right...
1898 Lisbon Building GETS A FRESH NEW LOOK!
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In Portugal STUCK with a Dream Plot Dilemma!
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Welcome to our journey of decision-making! A couple of years ago, we purchased a plot of land with dreams of building our forever home. But now, we're at a crossroads and we need your help to decide what to do next! In this video, we take you through the story of how we found this plot, why we chose it, and how our plans have evolved over time. Our initial dream of building our dream house has ...
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Turning Abandoned Antiques into Stunning Home Decor - Portugal Edition
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We SCORED some amazing ANTIQUES in the home we bought in Portugal
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Not to mention how Salazar kept the country isolated for 40+ years. And the only income was from remittances. That is why you see many abandoned rural properties.
That is a great call out! thank you
I couldn’t agree more. As an American living in Portugal, the wages are low. It’s best to come with a remote job or willing to create your own business. Please learn Portuguese, validate your education and bring a lot savings because you will encounter unthinkable expenses. I love Portugal. I am happier than when I was living in the USA. However, it’s a reality that one can’t deny. Don’t think that because you speak English the opportunities will be endless.
Thank you for sharing your perspective, its essential to come prepared!
The average salary in Portugal is very low but not with ITC jobs when I check your table. Portuguese IT salaries are comparable to what you can find in France or Sweden! I am French, work as an IT consultant and lived in both countries
Thank you for the insight! :)
@MeetCarolas apart from the Beauty of the country, I understand now why Portugal attracts many European IT engineer including French 😉☺️
Portugal has some amazing things going of it ;) hope the salaries eventually pick up with the rest of Europe
For all of You who want to move where living is more affordable, there is only one advice. You need to earn more, be financially independent, and work for yourself.
Indeed!
The sound is fully on the left ear.
Thank you for the heads up, I need to calibrate my mic better ;)
Please explain the Purtgal D2 visa category for Asians & benefits of D2 visa. And please explain the benefits of purtgal TRC and how much time consume to get purtgal passport after TRC.
The visa D2 is one i'm not familiar with but searching on youtube there is other content creator talking about it in more detail.
Hello,how are u.can u plz help me find any institute or online classes to learn Portuguese language I will be grateful I have been looking for sometime but unable to get any .thank u
I don’t have a recommendation but in TH-cam you do find several free resources and some teachers that have online classes. One example is the channel called “talk the streets”
Preply app The best one. Good prices and good teachers.
Thank u
Preach sister! :) By the way, on future episodes would be nice if you could talk a bit abut the free medical system too, and by that I mean the lack of personnel which leads to about 6 months waiting time for a basic consultation, or the extreme bureaucracy (+2 years waiting time when applying for citizenship, about the same for building permits, etc)
Thank you for the suggestions! A video on the public healthcare system is a great suggestion!
I agree it would be good to hear more about the current issues with AIMA, I know from facebook groups and other forums that people are finding the prolonged lack of certainty very stressful. Of course, immigration is a privilege, not a right - but it would be interesting to learn more about the situation and whether it should be factored into people's decisions to move to Portugal.
@@MsRedjay Thank you for the suggestion! I will look in to it ;)
Great video, really helpful - thanks! 🙏 would you recommend using a broker or is it better to go to the insurer directly?
Thank you Marcy :) I'm a fan of going your own research to identify your needs and which ones give the best conditions and latter checking in with a broker if he can offer better prices for the insurances you've identified as the best for you.
Thanks for sharing this information. Very useful references.
Glad it was helpful!
Nice job! can i access to the excel file as one of your subscribers?
When you subscribe to our newsletter you can email with the link to the article about the schools and the file :) meetcarolas.substack.com/welcome
can you help me
I can try :) what is your question?
@@MeetCarolas yes, iam electrician in dubai now.i looking for good job in europe beacuse my dream europe how i find//////////////
@ElectroWorks101 if Portugal is your possible destination then Reach out to www.iefp.pt/ for opportunities in your area
How much does an apartment like this cost please? I mean the rent?
Thank you for the interest but is no longer available for renting
Hi, are you open to consult us for a fee to find the best insurance for us? We are moving from Sweden to Nazare, and need to find the best insurance for us. Would also be good to know if the insurance will cover medical expenses abroad, for example when travelling.
@tomasarnewid Thank you for your question Tomas, you've inspired me to make a new video about healthcare and hopefully answering some of your questions ;) regarding coverage of medical expenses abroad that will probably be a separate insurance on top of the the medical one in Portugal. If you've found value on my new video there is a "❤️THANKS" button just next to the thumbs-up if you want to contribute to our content creation efforts! Always appreciated ;)
Obrigada Joana, we are moving to Portugal soon, prefarably during the Newyear and thanks for this beautiful information. I was hoping you will inform us about the school with Islamic Curiccullum. Can you help in this aspect?
Thank you for your comment. I’m not familiar with schools with the Islamic curriculum. You might get more information from this resource www.comunidadeislamica.pt
Does Portugal have middle schools? If so, what grades are they?
Yes it does, it include the 5th and 6th grade. Ages 10 and 11
@@MeetCarolas are the third cycle grades an individual school as well?
depends, there is schools that everything together others are separated. It depends on the agrupamento where the school is located.
If primary school is grades 1-4 Middle school is grades 5-6 Secondary school is grades 10-12 So what would the 7-9 grade school be called
@Kei_Ryu_ 7-9 is still called middle school
Nice deal. I just bought my cork floor and paid €57 per meter!
It was a great deal indeed! I’m planning to do a follow up video ;) on how it has settle
Super Video!!!!!
Thank you! we appreciate it ;)
It would be VERY helpful to include a graphic of the name of each neighborhood you mention in your video. You speak quickly with an accent so its difficult to remember.
thank you for the feedback! will do that moving forward ;) I talk about bairro da Estrela e Campo de Ourique
We mainly get our titles in English either from WOOK.pt or amazon.es searching for Usborne books. Love their art. Our absolute favorite author is Tom Percival, great art but over all great stories about inclusion and understanding and processing ones feelings
-)))#)
Hello, Thanks for the information. It is very helpful. Do you know where one can get a list of private Portuguese schools?
Glad to help, for the private portuguese schools the best resource would be the list of the rankings created by publico magazine - www.publico.pt/ranking-escolas/lugar-sua-escola you can filter by private and see all of them plus you get info on their ranking (how well did the kids from 12 degree did on their exames for university)
great content, once we have the School Process number, how can i check which school my child is placed?
Glad to help! Right now some school agrupamentos are already publishing in their facilities the lists of kids per class. The best place is to go to the school agrupamento office and ask them for an update if such lists aren't yet displayed.
My son is 5 yrs old he turned to 6 in june 2024.... I filled form portal das matrricula..., but still they doesn't any response what should i do im very worried about him . Please rply
Visit the school agrupamento and ask if the list of the classes have been published. In some regions they have already
@@MeetCarolas ok thank you
But you cant have that many sockets in a room on a single circuit breaker. You will need multiple breakers for each room because there are so many sockets.
That is what we have :)
The book is called Tram 28 by Davide Calì its a lovely love story, on how the tram conductor acts like a cupid! You can find it in English :)
The apartament is in a great area. I think it was a good renovation, but I'm going to be honest by saying I really didn't like the kitchen. I think it looks bland and you should invest in more quality cabinets, personally I think it looks a bit cheap. It's my sincere opinion and I hope you don't get offended.
thank you for the feedback! we are yet to find a reliable kitchen cabinets provider that can meet our timelines! the search continues ;)
I think that a skylight in that room without a window would have been a good solution.
That is a great suggestion!
How about Schwab compare to Fidelity? I have fidelity cash management account, but not sure which one have better rate/fee? Really appreciate your insight!
Great idea will look in to it for a future video
great video! thanks
Glad it was helpful 🙌
Timely video. Can you update the health insurance plans available for after 65years old . Medis vs MGEN ?
Great idea for a next video :) will add it to our content plan
The books are all in English?
All titles are in English, it has a great selection
Hope u re doing well..I want to know after the admission is done for grade 6,5 and 2 .when can we go check which school they will be attending
The best would be to reach out to the school agrupamento and ask them when will they release the lists.
Thank u
this bookstore looks awesome!! Jesus loves you all btw!!❤❤❤
:)
Se pensas que as coisas estão mas em Lisboa, vêm passar uns dias em Toronto.
Quando estiver por essas bandas vou visitar :) nunca estive no Canadá! Pois 3.30 o bilhete é puxado, mas os passes parecem compensar e bem aí em Toronto
I'm an Indian. I want start my electrical work in portugal. How can I start and what do I neend to start ?
I’m not an expert on this area but I would start by contacting the organization that certifies electricians in Portugal which is www.dgeg.gov.pt/pt/areas-setoriais/energia/energia-eletrica/producao-de-energia-eletrica/producao-descentralizada-autoconsumo-e-upp-mp-mn/unidades-de-pequena-producao-upp-mp-mn/4-pedido-de-certificacao/
Still in sale?
Its available, you can contact the realtor Sandra Lopes at geral@casaparasi.com
I would just sell the property now and forget it. If you would build what you think is a nice kitchen, somebody else would think it was pathetic. Who knows what the future holds for you. Only God knows that. Take the money and run and save a lot of headaches.
Thank you for the feedback! Good point on the design, not everyone appreciated the same
Don’t forget to like, comment, and subscribe for more renovation transformations and property tours!
Don’t forget to like, comment, and subscribe for more renovation transformations and property tours!
Don’t forget to like, comment, and subscribe for more renovation transformations and property tours!
Charles Schwab reimburses you for all your foreign and ATM transaction fees. It’s free.
Another awesome benefit!
Key Takeaways: -Understand how Portuguese ATMs can overcharge with poor exchange rates. -Why you should always reject the ATM's conversion offer. -Save money by letting your home bank handle the conversion.
Having a house being rented by several people in Portugal ….you are asking for trouble. Eu sou Portugues pa.
Very good point! Obrigada
What is the possible sale price for the property now? Would you lose the 55K? or could you break even? If you can - then sell. managing a building - getting renters etc. Those things take time and energy.
That is a great point in terms of energy, this investment is not passive at all if we build to rent it out. If we sell the plot we would either loose some money since we had to pay taxes in addition to the price or break even if we are lucky.
I assume that the builder is quoting a ballpark price of €15k to build a 100m2 house? Have you asked a realtor for a valuation on the finished house? Are you saving 30%? To progress you need to be making at least 20%. You have not stated if you need to borrow or not, and what your maximum budget is. Also you need 3-4 builders to quote on an identical specification for the house. You will get 3-4 different prices. What sort of price are similar houses selling for? New houses are built to a better standard and meet modern usage needs than old houses. They will be cheaper to run. You must tighten down on the costings more. Don’t get too hung up on the time it will take to get your money back. You should be able to sell it as soon as it is built for a profit if you do your sums right. €1500per m2 is a very rough guide. You can spend less, but you can also double the price from the cheapest price according to how and what materials you decide on.
Thank you for your insights! Right now houses with around 5-10y old are going between 250k to 300k. We need to drill down on the quotes to have a more realistic view of how much we would need to spend. On the bright side the inventory for single family houses is very low we are told by realtors, so a move in ready house shouldn't be an issue to sell after build.
I would sell it even at loss. Too much of a headache extra money, for a break even point in 15 years. If you sell at loss, can you deduct it in your tax return?
Good points! On the tax return from what I understand I would only be able to use that loss if in the same year I have profit from another real estate sale.
I'm thinking you'll need a year for seal of approval on your design from the camera, then 2 more years for construction. That pushes your certificate of habitation 3 years into the future. So your break even formula may actually be 1+2+12=15 years. Boa sorte!
Great point! We didn't account for the time it will take to start building into our return on investment timeline!
@@MeetCarolas every day I learn something new. 2 years ago I didn't know zilch about life in PT/EU. I'm tempted to one day explore the possibility erecting a prefab around Figueria da Foz on an empty plot.
Its a learning Journey! even for folks that lived in Portugal and are returning. We also looked in to prefabs and really liked the container one we shared on this video: th-cam.com/video/3DX5McrLAsI/w-d-xo.html the challenge is that you basically need to go thru the same approval process as a normal build with Camara municipal. I hope they change that in the future
Hi: build less, two rooms for example, and leave the possibility for more. When you made the video, a lot of noise came in from the road, thats negative for the QOL. 👋👋
Thank you for the feedback! that is a great idea :) The noise on that road is not ideal for sure.