วีดีโอ

Buying stocks might seem easy, but picking the right one without a solid plan is tough. I've been trying to grow my $100K portfolio, but the tricky part is not having clear plans for when to buy and sell. Any tips on this would really help.

I wouldn’t dare investing. It probably is going to return higher rates but I will not risk my retirement savings lump sum that I have and I’m 39

Excellent video and in all honesty I was favouring UFPLS but I have been thinking about flexi drawdown but I now need to look at your second video. I have a feeling UFPLS may yet be the way to go........

A pig with lip stick on in a dress , is still a Pig. A ponzi explained is , not seems like a ponzi it is , wake up zzz your getting nothing , unless the new uninvited uk population are going to contribute...i doubt it thats why they are arriving, free stuff

use sma200 strats

Hi. Is it a good idea to take the whole pension pot. And invest it or put it in a fund. And is there ANY way to not pay a lot of tax.

Just in sharing my new experience of uSMART Hong Kong stocks, I actually won a blind box lottery opportunity, 100% win, uSMART you are too good to play, I simply love this platform!

Just in sharing my new experience of uSMART Hong Kong stocks, I actually won a blind box lottery opportunity, 100% win, uSMART you are too good to play, I simply love this platform!

Just in sharing my new experience of uSMART Hong Kong stocks, I actually won a blind box lottery opportunity, 100% win, uSMART you are too good to play, I simply love this platform!

I called this more than twenty years ago, I had four private pensions when I was younger and then one day I decided to do the maths and when I did I was gobsmacked at the results. Using the published retail index data and rates of inflation that are issued each year I sat and calculated the value of all the money that I placed in my pensions each year and then calculated what the val of that money had become over the time that it had been invested in the pension and low and behold, it’s value was far less that it was when I placed it in the pension.

If you have a SIPP, is there any real world difference between the "pension pot" (with UFPLS) and "drawdown account" (with flexi-access drawdown)? Presumably the undrawn monies remain invested in exactly the same account (assuming you don't want to withdraw a large lump sum from the 25% tax free portion).

❤❤❤❤ Fabulous video ❤❤

You could just replicate UFPLS using FAD as you mention at the end of the video but don't show a worked example. Just take the tax-free cash and taxable income up to the £12570 limit as shown in your previous video. Flexi-access is just that..Flexible! Looks like you engineer the outcome by insisting on just taking tax free cash from FAD. I can't see any advantage to UFPLS if you take drawdown income up to the tax-free amount. As long as the pot is big enough to crystallise into drawdown.

Great explanation. Thanks

Great clear explanation - best I’ve seen so far!

Excellent videos. Does is fad likely to cost more in fees? Is it a significant cost or too small to worry about?

Der.left 32 yrs ago sado's😅

Well explained, thanks. IHT consequences could be a good addition.

Nice channel, keep it up !

4% rule DOES factor in inflation

Can I just ask if you use FAD & took out smaller amounts to use up the tax free cash over a longer period, would the main pension pot still grow and compound and so then when you come to take out another amount of 20%, it would be greater overall as well. e.g. if you crystalise 20% of your whole pot every two yrs and only withdraw the 25% portion, crystalising the rest in the drawdown pot, wouldn't the next 20% of the pot be larger due to compounding?? Just wondering as this would mean that over all if the pot remains growing, then you would end up being able to take more than the 25% of tax free cash overall?

I think people can stand living in the UK if everything is working - low crime, affordable housing, NHS, good transport infrastructure. But now all those things are in serious decline, I think people are noticing just how grey and miserable this damp little island actually is…

Excellent video thanks for sharing. I have subbed and am now working through your backlog…

Majority of English people have been leaving the UK for the longest to invade Australia 🦘 which most in Australia can trace their history back to the UK and Ireland from convicts to pommes.

I am from the UK, (left obviously), I think they fudged those crime statistics, even if they didn't if you go to the UK police map that shows all the crimes that happen in your postcode, just look at how many actually go unsolved, the majority, they just get you to fill out a statement and on their way they go.

I'd like to see a model where a DB & a DC pension scheme are available at retirement re tax!

What are the conclusions...

Excellent explanation!

This is a great explanation of UFPLS vs FAD! Thanks. Looking forward to the next 😊

England is only really nice in the summer time....everything comes alive....flowers...pretty cottages...that's when we go back..

The biggest ‘trap’ that the government catch pensioners with is in not increasing the personal allowance! As pensions increase by various percentages related to earnings etc (the Triple Lock) then those on small pensions like millions of us are having to pay more and more in tax! We were ‘conned’ by governments in the past to ‘do the right thing’ and save to provide for our retirement and received some tax relief for doing that, which would mean we wouldn’t claim any benefits in the future and save the government money. Now, due to the treasury fiddling the personal allowance we are having to pay that tax relief back and are actually getting poorer and poorer in spite of all the propaganda around the Triple Lock etc! This country is a disgrace the way it treats its pensioners on small and moderate pensions!

Immigration is the reason I'm thinking of moving.

We retired to Cyprus 20 years ago, and it's the best thing we ever did financially and health wise, and pay peanuts in income tax on our pension's ! So the best thing to do is escape from the 'YUK' ASAP when you retire ! Oh our Council Tax is only €170 a YEAR and we get our bin emptied twice a week !

Anyone who is young enough and has the skills that are wanted/needed in Australia and or NZ should say get the heck out. I retired in 2013 and left but to live next to only brother in a rural area near the sea (North Sea) in North Germany. Its still 99.9% German here with more retired Germans moving in after buying plots of land and building their houses. We are 90 kms from Bremen

Islam is in the UK now and people's lives are going to get boring miserable and depressing

If I could afford it... I'd be gone... Purhaps Sunak could bung me the £1m plus it's going to cost per Rwanda job and I could get gone...

If you're a white Christian man and want to start a small business...get out

Blame the UK people.

I will never leave the UK I was born and bred here and nothing and nobody will push me out no matter how bad things may get even with all these illegal migrants this is my country born and bred 100% British and proud

leaving the UK ?if gov.pay back i pay all tax

Which get health coverage in india

life quality in europe is just better.

"promosm"

Crime ia going down because they have stopped catching criminals 😂

My mother and father always told me never take out a private pention I never did and was glad I didn’t

POUND SHOP POLITICIANS HAVE FUCKED THIS COUNTRY, I'M OUT OF HERE SOON 😎

The Zionist bankers and the Islamists have made Britain like their faces.

Moved to Australia from London in 1969. No regrets!

This is no more England. So many good people are leaving. Just don’t make sense. This country is not run well and just change for everything. There’s no life.

❤ FABULOUS VIDEO ❤❤🎉