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Thank you so much.... ❤❤❤❤

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This was a really good tutorial! Thank you! Clear and Concise!

Great video, love the flow of your videos. May budget is going alright so far, i'm working on being more focused on specific savings goals because I have the habit of making too many goals which makes them hard to reach. Happy Friday!

Happy Wednesday & thanks for sharing 👑

I liked this video. I love YNAB.

Hello. Thank you for your video and explanations. It's very clear. That said, could you explain why a credit card car be in red in the payment collumn ? I tried to understand YNAB support database, but it's not easy. It seems that it's when you've spent more than you had available in cash and credit... so, for instance, my numbers are at zero (grey ich) in the payment collumn the current month, but if I check the coming month, it's in red, with a negative amount. I don't get it. Thank you.

Happy Saturday😊 I'm back again for a dose of your FABULOUS channel ❤📚❤

Do I also need to budget for the spending categories where I used my credit card to make purchases? If I budget this way, will it result in duplicate entries for budgeting? (I will also budget for the credit card payment) In your example, $30 was spent at McDonald's, and the Chase card activity increased by $30, but do I need to assign money to the Fun Money category? If I assign $30 to Fun Money, and later assign another $30 to the Chase card payment, wouldn't that be duplicate? If I don't assign $30 to Fun Money, is it okay for that category to show yellow or red? In case I need to budget for the spending category, and the same category contains both credit card spending and cash spending, how can I separate them out? I'm really confused about this part, but I use my credit card for shopping all the time, so I definitely need to figure this out clearly. Thank you

Great video!

New subbie as of today

I loved Banyon Moon!

Definitely want a video on the spending categories!!

Loving your budget breakdown 👍❤😊

Hi Kamika! Great video. I’m an avid YNAB-er too! A tip for the transactions that haven’t cleared yet is to manually enter them in YNAB. Then you can still count them towards March and/or get an accurate view of how much left in the category you’re working with. Once it clears the transactions will match up in the register so it won’t double count!

I paid off two rentals today. Best transfer Tuesday so far.

I am missing your regular videos.

Great video! I like to watch different ways to budget and plan.😊💖🌸🌺

My once per year fund came in clutch this year, so many expenses around this month and it was nice to have all the money I needed without any impact to my budget. Sinking funds are so smart!!!

'promo sm' 😜

New subbie, here watching and supporting🎉❤

I see you have a ‘once per year’ category - can you share how that is set up? Is it a ‘eventually’ savings fund or a ‘pay x per month’ target? I do this by transferring £200 pm to my wife and she has a dedicated account for those, so looking at alternatives

Hi 👋 great video, new subscriber 😊

I just finished reading The Housemaid’s Secret by Frieda McFadden. When you were talking about The Girl’s Weekend and said “This book is so messy.” I paused, added it to my Want To Read list and skipped to the next chapter of the video so I didn’t hear any spoilers. 😂 I love mess! Now let me continue listening to this video. By the way I recommend Housemaid by Frieda McFadden. The sequel which I just finished sucks but the first book was good.

Hey I am a new subbie and I enjoyed this video!!😊💖🌸🌺

Hey new subbie here!👋🏾 excited to follow your journey!😊💖🌸🌺

Great video new subscriber here I like the digital method❤

Girl, thank you for sharing that extension on YNAB. I've been wondering how people have different colors on theirs. Thought I have been missing out.

I like spending plan.

New subscriber! March is going well. Going into the month with two cc paid off and two to go, one of which will be paid hopefully this month. Great job with your budget!

Hi Kamika! I just found your channel. Enjoying it so far! I have to catch up on your journey. Im paying off the last of my credit cards and will be tackling my student loans soon. I use to use YNAB years ago but just could not get it. I may try again to see if it will click this time. I am interested in taking spanish as well, ive been thinking about where i can take a course. Would love to hear about your spanish classes. Thanks for sharing!

Thank you for this, very helpful! I have a question though, and that's what I have been struggling the most with handling credit cards in YNAB. Hope this makes sense: I have my planning of how much I can spend monthly with my credit card, considering my revenues. The thing is, I just get paid at the end of every month, so when I get paid I use the money to pay my current statement. And then I have "no money" until my salary date again, but that's not a problem because I have my budget so I know how much I can spend on my credit card. But the fact that I receive the money only after I make my purchases does not allow me to assign money to my categories, so the whole month looks like I am in debt and everything is red. Do you have any suggestions on how I could handle this? Thank you again :)

I’m reading “Fourth Wing” right now. I just finished “The Women.”

🤑I know this video was for last year, but I find it helpful to see how other people structure their budgets and organize their cash flow. Thank you for sharing your budget categories!

If I assign to expenses category and credit payment at the same time, will it create duplicate entries? How should I assign if I use a credit card for spending?

In fact, installment payment is not possible. Firstly, outstanding balances will accrue interest, causing the total amount to keep changing. Also, unless you decide to permanently stop using this credit card, it is unlikely to use it continuously while repaying in installments.

Great job with your budget! I love YNAB also. You just gained a new subscriber.

My monthly student loan payment under SAVE plan is $2100 per month! I'm crying rn

Currently reading like 10 books concurrently. Completely unhinged. Anyway “Black Sheep” by Rachel Harrison was a great read this year!

I'm reading How Not to Age, Game of Thrones and Listening to The Courage to Be Disliked. I usually read more, but have only been able to finish one book so far.

Great video ❤. I enjoy your budgeting videos looking forward to following your reading challenge. I just finished All The Sinners Bleed by SA Cosby and Happiness Falls by Angie Kim. Currently reading A Love Song for Ricki Wilde by Tia Williams.

What are you currently reading?

Buen trabajo continúa así ❤ We’re going to Puerto Rico and Disney World on our way back. Great job on budget 🤗

You did a great job explaining this. It made everything super easy to follow.

Thanks for sharing! Do you keep the new car fund $ and other sinking funds in high yield savings account?

Thank you for uploading the video.

Great video! Thanks for sharing y’all’s budget. For March, I’m focusing on paying down some debt. Also allocating some entertainment funds!

Thank you, thank you, thank you! You did in 20 minutes what I've spent hours trying to get answers for!

We missed you!!! So excited to see you back!

Wonderful video 😊❤