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Karlly Feng
เข้าร่วมเมื่อ 8 ต.ค. 2011
Ex-Microsoft PM, Model, and TH-camr based in NYC.
I allocate 10% of my monthly Adsense revenue to support Palestinian relief efforts.
Business inquiries: karllyfengbusiness@gmail.com
Hi, I'm Karlly! On this channel I share my learnings around personal finance, my journey breaking into the modeling industry, and my goals of living a fulfilling life.
Instagram → @karllyfeng
I allocate 10% of my monthly Adsense revenue to support Palestinian relief efforts.
Business inquiries: karllyfengbusiness@gmail.com
Hi, I'm Karlly! On this channel I share my learnings around personal finance, my journey breaking into the modeling industry, and my goals of living a fulfilling life.
Instagram → @karllyfeng
5 Money-Saving Habits That Are Actually Costing You (A LOT)
When we try to cut costs, we often overlook how short-term savings can lead to higher expenses down the road. In this video, I'll share five common areas where trying to save money might actually cost you more in the long run.
I allocate 10% of my monthly Adsense income to support Palestinian relief efforts. Please consider donating to Lina Weshah's family: www.gofundme.com/f/my-sick-son-needs-me-help-me-reach-him?+share-sheet&
0:00 - Intro
00:46 - Buying Cheap Instead of Quality
02:15 - Ignoring Preventive Maintenance
03:45 - Sacrificing Nutrition for Cost
04:51 - Not Re-Evaluating Regular Expenses
06:38 - Skipping Contributions to Retirement
07:41 - Skipping a High Yield Savings Account
9:00 - Conclusion
Connect with me on Instagram! karllyfeng
If you'd like to support my channel, you can do so by buying me a coffee:
www.buymeacoffee.com/karllyfeng
Thank you!
Other videos you may enjoy:
✨ Overconsumption is hurting more than just your wallet: th-cam.com/video/KHMhoGq09GA/w-d-xo.html
✨ 5 SNEAKY Reasons why YOU are in a Cycle of Overspending 💸 (and how to break free from it) th-cam.com/video/54xHTgkRfG4/w-d-xo.html
✨ STOP Sabotaging Yourself With These 5 Money Mistakes: th-cam.com/video/kbTuRW8PzjQ/w-d-xo.html
I allocate 10% of my monthly Adsense income to support Palestinian relief efforts. Please consider donating to Lina Weshah's family: www.gofundme.com/f/my-sick-son-needs-me-help-me-reach-him?+share-sheet&
0:00 - Intro
00:46 - Buying Cheap Instead of Quality
02:15 - Ignoring Preventive Maintenance
03:45 - Sacrificing Nutrition for Cost
04:51 - Not Re-Evaluating Regular Expenses
06:38 - Skipping Contributions to Retirement
07:41 - Skipping a High Yield Savings Account
9:00 - Conclusion
Connect with me on Instagram! karllyfeng
If you'd like to support my channel, you can do so by buying me a coffee:
www.buymeacoffee.com/karllyfeng
Thank you!
Other videos you may enjoy:
✨ Overconsumption is hurting more than just your wallet: th-cam.com/video/KHMhoGq09GA/w-d-xo.html
✨ 5 SNEAKY Reasons why YOU are in a Cycle of Overspending 💸 (and how to break free from it) th-cam.com/video/54xHTgkRfG4/w-d-xo.html
✨ STOP Sabotaging Yourself With These 5 Money Mistakes: th-cam.com/video/kbTuRW8PzjQ/w-d-xo.html
มุมมอง: 941
วีดีโอ
7 Life Lessons I Wish I Knew Earlier
มุมมอง 51414 วันที่ผ่านมา
Here are 7 life lessons I wish I knew sooner. They've profoundly impacted my journey, and I hope they can offer you the same growth. I allocate 10% of my monthly Adsense income to support Palestinian relief efforts. Please consider donating to Lina Weshah's family: www.gofundme.com/f/my-sick-son-needs-me-help-me-reach-him? share-sheet& 0:00 - Intro 00:49 - Understand Burnout 02:17 - Value Self-...
How Your Brain Sabotages your Savings (without you even realizing)
มุมมอง 67421 วันที่ผ่านมา
Cognitive biases are often predictable and recurring deviations that lead us away from making rational judgments when saving money. Today I'll discuss 3 cognitive biases that may be preventing you from saving money effectively. I allocate 10% of my monthly Adsense income to support Palestinian relief efforts. Please consider donating to Lina Weshah's family: www.gofundme.com/f/my-sick-son-needs...
How to Use Sinking Funds to Stay Financially Afloat
มุมมอง 567หลายเดือนก่อน
Today we'll discuss the power of sinking funds, and how we can use them to cover our unexpected expenses. I allocate 10% of my monthly Adsense income to support Palestinian relief efforts. Please consider donating to Lina Weshah's family: www.gofundme.com/f/my-sick-son-needs-me-help-me-reach-him? share-sheet& Connect with me on Instagram! karllyfeng 0:00 - Intro 01:03 - History &...
Model’s Guide to Managing Money: Taxes, Fees, and Budgeting
มุมมอง 270หลายเดือนก่อน
In this video, I share how to manage irregular income as a model, common tax write-offs, budgeting for agency fees, and how to save for an emergency fund. I allocate 10% of my monthly Adsense income to support Palestinian relief efforts. Please consider donating to Lina Weshah's family: www.gofundme.com/f/my-sick-son-needs-me-help-me-reach-him? share-sheet& Capital One Venture X referral link: ...
YouTube Paid me THIS MUCH in My First Month of Being Monetized (with 5k Subs)
มุมมอง 617หลายเดือนก่อน
This is how much I made on TH-cam in my first month of monetization. I allocate 10% of my monthly Adsense income to support Palestinian relief efforts. Please consider donating to Lina Weshah's family: www.gofundme.com/f/my-sick-son-needs-me-help-me-reach-him? share-sheet& 0:00 - Intro 02:44 - 6 months into youtube 04:08 - One year into TH-cam 05:05 - Stats for May 6:08 - Tips and Takeaways Con...
10 Micro Habits that Actually Improve My Life
มุมมอง 11Kหลายเดือนก่อน
These are the micro habits that improve my overall wellness. I allocate 10% of my monthly Adsense income to support Palestinian relief efforts. Please consider donating to Lina Weshah's family: www.gofundme.com/f/my-sick-son-needs-me-help-me-reach-him? share-sheet& 00:38 (Loose) Time Restricted Eating 01:44 Nightly Prep 02:21 No Screens Before Bed 03:51 Set a Sleep Alarm 04:56 Consuming Groceri...
Overcoming My Fear of Quitting Corporate for Entrepreneurship
มุมมอง 434หลายเดือนก่อน
Here are all of the fears I had of quitting my corporate job to be an entrepreneur. I allocate 10% of my monthly Adsense income to support Palestinian relief efforts. Please consider donating to the Almadhoun family in Gaza: www.gofundme.com/f/urgent-relief-for-the-almadhoun-family-in-gaza? 0:00 - Intro 00:43 - Taking a Pay Cut 02:05 - Am I Making the Wrong Decision? 03:33 - Losing “Prestige” 0...
A candid day in my life in nyc | gym, work, social life
มุมมอง 5932 หลายเดือนก่อน
Spend a day with me around New York City in the Summer! Come with me to the Muay Thai gym, work, and run errands. I allocate 10% of my monthly Adsense income to support Palestinian relief efforts. Please consider donating to the Almadhoun family in Gaza: www.gofundme.com/f/urgent-relief-for-the-almadhoun-family-in-gaza? Connect with me on Instagram! karllyfeng If you'd like to su...
How to Take Advantage of Your Early 20s (7 Practical Tips)
มุมมอง 2.1K2 หลายเดือนก่อน
Actions you take in your 20s will have long-term impacts for decades. Here are some learnings I've taken from my 20s to set my future self up for success. I allocate 10% of my monthly Adsense income to support Palestinian relief efforts. Please consider donating to the Almadhoun family in Gaza: www.gofundme.com/f/urgent-relief-for-the-almadhoun-family-in-gaza? 0:00 - Introduction 00:40 - Your 2...
I Monetized My YouTube Channel with NO Experience (Watch if You Need a Pep Talk)
มุมมอง 5332 หลายเดือนก่อน
I finally monetized my TH-cam with no prior experience. Here's how I did it in 1.5 years. I allocate 10% of my monthly Adsense income to support Palestinian relief efforts. Please consider donating to the Almadhoun family in Gaza: www.gofundme.com/f/urgent-relief-for-the-almadhoun-family-in-gaza? 0:00 - Intro 00:54 - How Long It Took to Monetize 03:31 - Snowball Effect 05:31 - You Just Need ONE...
Weekend Day Trip to Tarrytown, NY | Vlog
มุมมอง 3462 หลายเดือนก่อน
Come with me on a day trip to Tarrytown, NY! I allocate 10% of my monthly Adsense income to support Palestinian relief efforts. Please consider donating to Ola Waleed El-Hammami and Ahmed Wakil's family: www.gofundme.com/f/AhmedWakil? Connect with me on Instagram! karllyfeng If you'd like to support my channel, you can do so by buying me a coffee: www.buymeacoffee.com/karllyfeng ...
6 Tips to Save $1000 in Your Emergency Fund FAST (In 3 Months)
มุมมอง 1.8K2 หลายเดือนก่อน
I allocate 10% of my monthly Adsense income to support Palestinian relief efforts. Please consider donating to the Almadhoun family in Gaza: www.gofundme.com/f/urgent-relief-for-the-almadhoun-family-in-gaza? Contributing to an emergency fund is crucial to financial wellness. Here are 6 tips to save money in your emergency fund, fast. 0:00 - Intro 01:20 - Track your expenses 01:44 - Cancel your ...
7 Purchases I Avoided To Be Able to Quit My Job
มุมมอง 4.9K2 หลายเดือนก่อน
I allocate 10% of my monthly Adsense income to support Palestinian relief efforts. Please consider donating to the Almadhoun family in Gaza: www.gofundme.com/f/urgent-relief-for-the-almadhoun-family-in-gaza? Here are some of the areas in which I saved to be able to invest my money to quit my job. 0:00 - Intro 00:51 - Books 01:57 - TV 02:43 - Beauty Appointments 03:17 - Trendy clothes 03:59 - Th...
This One Mindset Helped Me Build a 6-Figure Net Worth (In My 20s)
มุมมอง 1.7K3 หลายเดือนก่อน
When I started working a corporate job, I realized that I wouldn't build wealth on a salary. In this video, I talk about my mindset and how I leveraged my money to invest to build a six-figure net worth in my 20s. Connect with me on Instagram! karllyfeng 0:00 - Intro 00:43 - Coming to this Realization 03:06 - Leveraging Money to Build Wealth 04:28 - Getting Over Discomfort 05:11 ...
Overconsumption is Keeping You in the Rat Race.
มุมมอง 155K3 หลายเดือนก่อน
Overconsumption is Keeping You in the Rat Race.
I Quit My Job - My Last Day at Microsoft
มุมมอง 21K3 หลายเดือนก่อน
I Quit My Job - My Last Day at Microsoft
How to Prepare for Quitting Your Job (Step by Step Guide)
มุมมอง 1.2K3 หลายเดือนก่อน
How to Prepare for Quitting Your Job (Step by Step Guide)
I QUIT My 6-Figure Tech Job (Without Anything Lined Up Next)
มุมมอง 5K3 หลายเดือนก่อน
I QUIT My 6-Figure Tech Job (Without Anything Lined Up Next)
Why You’re Living Paycheck to Paycheck on a 6 Figure Salary
มุมมอง 1.2K4 หลายเดือนก่อน
Why You’re Living Paycheck to Paycheck on a 6 Figure Salary
8 Financial Mistakes You Need to STOP Making in Your 20’s
มุมมอง 9494 หลายเดือนก่อน
8 Financial Mistakes You Need to STOP Making in Your 20’s
An Emergency Fund is your KEY to Financial Freedom
มุมมอง 2.3K4 หลายเดือนก่อน
An Emergency Fund is your KEY to Financial Freedom
5 Hacks to Build your Financial Confidence for Long Term Wealth
มุมมอง 3724 หลายเดือนก่อน
5 Hacks to Build your Financial Confidence for Long Term Wealth
How Much Money Commercial Models Make in 2024
มุมมอง 7875 หลายเดือนก่อน
How Much Money Commercial Models Make in 2024
How to Build a Model Portfolio That Will Book You Jobs
มุมมอง 2.6K5 หลายเดือนก่อน
How to Build a Model Portfolio That Will Book You Jobs
What I Spent in a Month Living in NYC (As a 25 Year Old Living Alone)
มุมมอง 2.9K5 หลายเดือนก่อน
What I Spent in a Month Living in NYC (As a 25 Year Old Living Alone)
Overcoming Overconsumption: Your Step-by-Step Guide
มุมมอง 4.7K5 หลายเดือนก่อน
Overcoming Overconsumption: Your Step-by-Step Guide
The COMPLETE Student’s Guide to Financial Literacy
มุมมอง 3585 หลายเดือนก่อน
The COMPLETE Student’s Guide to Financial Literacy
Financial Literacy - A Beginner's Guide
มุมมอง 5085 หลายเดือนก่อน
Financial Literacy - A Beginner's Guide
It’s all so gross I can’t . This society and social media ….glad I shut it all down 8 years ago ….only TH-cam which still can be bad
Karlly… your videos without background music are far better. Thank you!
Great video. (Thanks for not adding background music! 🙏)
Buying higher quality products is a very effective money saving strategy
Nice practical advice as usual. Thank You.
If you are making 90K or more per year and stay with parents, you most likely going to make it before 30.
Nailed it! Thanks for sharing✨
🤢🤮
just strip
We snowballed first for tangible wins against low balances, then got more technical with avalanche especially if balances were similar.
Great lessons Karlly! To add to it - one mantra I learned from a famous financial advisor (Suze Orman) is “People first, then money, and then things”. Put yourself at the front of the people line and you will do fine. With ❤ Rikki.
Thank you this is amazing!
I could easily promote at work but I don’t want to because I don’t want MORE MORE MORE. I don’t need more to be happy! If you do, when does it end?! We need to normalize being happy where you are, even if it’s not at the top.
re: writing down your ideas, have you read Building a Second Brain? He talks a lot about note taking (it may be preaching to the choir for you since you already do it,), but it was really insightful for me!
I actually haven’t read it, but heard great things! Might be time to add it to my reading list. Thanks for the rec!
I love a lot of these, and I do some of them as well (making things myself and setting a bed time alarm). I need to be better about it but this remotivated me. I want to add the daily to dos.
I do a lot of the things you mentioned- I didn’t realize there are fancy names for them all. Thanks for continuing to educate us. With ❤ Rikki.
Im starting to get burnt out myself in the IT SECTOR...but im leaning toward learning options trading and crypto co tracts trading. I knew it wasnt something i could do initially myself, so its best to get a mentor or a brokerage advisor to help you learn. Theres more to life thwn a 9 to 5 or 7 to 7 job. Get the experience people thrn get outnsoon as yiu can with some other hustle that can support your family. Always make sure you can afford health insurance. A client of mine told me about covered calls trading and it all made sense on time for money...
Is 40% too much for a mother agency?
In the US, 40% is a lot. Most agencies will take 20%. I’ve heard agencies from other countries taking up to 30-35% though.
Overconsumption is only going to get worse. I'm so grateful I'm not a teen in these times-I wouldn't be able to keep up! The time we spend consuming content that drives us to buy things, along with the work required to afford them, seriously cuts into our lives. As I get older, I realise that time is our most valuable asset, and we're being unknowingly robbed of it. Living with intention is crucial, but to do that, you have to know yourself. I don't think some people understand who they are without social media.
Such a good perspective and take, thank you!
Lost me at $100 costing 1-3 hours of our time. Who is making $100 or even $50 an hour!?? Damn!
Writing prompts - Write about someone you admire who manages their money well. What can you learn from their habits? Savings Challenges: Describe a savings challenge you can commit to, like a no-spend month. How will you stay motivated? Tracking Expenses: Discuss the importance of tracking expenses. How can tracking help you identify areas to save?
Great video and channel
I hadn’t heard of a sinking fund before - thanks for the explanation.
Can't believe you have to reset your own laptop and then post it back!
Leaving my phone out of my bedroom was one of the best changes I've ever made. I've done this for almost 5 years at this point and I'll never go back. Protecting my peace in my bedroom to optimize sleep is invaluable.
Growing up during the 1960's and 1970's we had less and were happy. Today people have everything on demand and are absolutely miserable. There must be a better way to live.
A sinking fund for getting scammed overseas is kinda hilarious lmfaooo.. You poor thing!
A "life lessons" sinking fund of sorts 😂
I learned what synchronization fund is, I found it very interesting, I'm going to start doing it, what financial apps do you use? Thanks
I agree but need more than 3-6 months
❤ great summary and comprehensive ❤
jomo (joy of missing out) 7:50
I really need to get more subs I feel like it is going too slow 😅
Building a YT channel is tough! Regular uploads and observing what works vs what doesn't has been crucial to my growth. 👍🏼
The amount of videos starting with "i quit my job one/few months ago..." is insane duude give us a break just don't mention it 😂😂😂
As much as I want to jump onto this trend. I don't think it's realistic. Not everyone is a minimalist and we all cannot be the same. This reminds me of the vegan trend a few years go. Not everyone can be vegan and not everyone has to be. To each their own
Turned model, your job is to literally entice people to consume something
I’m not a model but getting paid 3 months after the job is bullsh!t. Tell them you THEE KARLLY!!!!! from YT and IG!! With ❤ Rikki
I feel the same about books. I’ve started checking my local library first and then free audiobook apps. I’ve also started working on a capsule wardrobe moving away from trendy clothing. Hoping the little things will make a big impact.
Any tips on investing 🫶🏼
I have a few videos on investing-Generally and for retirement. Check out my “Building Wealth with Karlly” playlist 😊 TLDR I mostly buy index funds and hold them in my retirement and standard brokerage accounts.
@@karllyfeng will look into it, thanky Karlly! 😊
I have never followed the crowd, always been my own person & thought for myself. Never splurged on needless things, prefered to have free time than be a slave...always worked smart, own what i have oughtright & always saved. It's paid off very well & put me in a position that i've surplus wealth & all the free time to do as I wish for the rest of my days at 50.
Should I join teams outside of my school? or should I just run for my school. That's my main question. And do I have to go to meets with scouts? I live in Texas so it might be challenging to go to these meets and visit schools in person. Also what kind of track meets should I go to and what times should I aim for? I saw that runner at Brown (I want to go here) and most other D1 teams in between 1:52 and 1:48 for the 800m. Thank you :)
I would suggest joining a team outside of your school if they can get you to official meets where you can have chances to set PRs. Usually additional meets happen on Saturdays. If your school is competitive and already goes to these meets, then outside teams would just provide another coach to train with to perfect form/technique etc. Texas meets can be really competitive, so it’s a great environment to push yourself. Some scouts will go to big meets, but scouts will also look at online meet result sites (TFFRS? I forget what they’re called now) to see who performed well, and send out letters to athletes they’re interested in. Re times to aim for: To secure a spot at a school you’re interested in, be able to beat the PRs of existing runners already on the team 🙂
Wow, at one year and 5 months, you had a viral video that got you monetized. I'm waiting for my viral moment, haha. Thanks for sharing and reminding us that it only takes one video to help a channel get monetized. :)
I'm just over 6k subs but not monetized (1100/4000 watch hours). (I share this with others who are curious.) I love hearing your stats and timeline. THANK YOU :)
Thank ~you for your transparency! Getting the watch hours is harddd. Rooting for you!
I love this video - so helpful!
If a Kardashian owns it or pursues it then one knows it’s a cheap vulgarity. Fact…..🇬🇧
I love not buying stuff. I love saving and planning. But I will never quit my government job because I am chronically ill and I need good health insurance and retirement. Balance is key for me