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It’s all so gross I can’t . This society and social media ….glad I shut it all down 8 years ago ….only TH-cam which still can be bad

Karlly… your videos without background music are far better. Thank you!

Great video. (Thanks for not adding background music! 🙏)

Buying higher quality products is a very effective money saving strategy

Nice practical advice as usual. Thank You.

If you are making 90K or more per year and stay with parents, you most likely going to make it before 30.

Nailed it! Thanks for sharing✨

🤢🤮

just strip

We snowballed first for tangible wins against low balances, then got more technical with avalanche especially if balances were similar.

Great lessons Karlly! To add to it - one mantra I learned from a famous financial advisor (Suze Orman) is “People first, then money, and then things”. Put yourself at the front of the people line and you will do fine. With ❤ Rikki.

Thank you this is amazing!

I could easily promote at work but I don’t want to because I don’t want MORE MORE MORE. I don’t need more to be happy! If you do, when does it end?! We need to normalize being happy where you are, even if it’s not at the top.

re: writing down your ideas, have you read Building a Second Brain? He talks a lot about note taking (it may be preaching to the choir for you since you already do it,), but it was really insightful for me!

I love a lot of these, and I do some of them as well (making things myself and setting a bed time alarm). I need to be better about it but this remotivated me. I want to add the daily to dos.

I do a lot of the things you mentioned- I didn’t realize there are fancy names for them all. Thanks for continuing to educate us. With ❤ Rikki.

Im starting to get burnt out myself in the IT SECTOR...but im leaning toward learning options trading and crypto co tracts trading. I knew it wasnt something i could do initially myself, so its best to get a mentor or a brokerage advisor to help you learn. Theres more to life thwn a 9 to 5 or 7 to 7 job. Get the experience people thrn get outnsoon as yiu can with some other hustle that can support your family. Always make sure you can afford health insurance. A client of mine told me about covered calls trading and it all made sense on time for money...

Is 40% too much for a mother agency?

Overconsumption is only going to get worse. I'm so grateful I'm not a teen in these times-I wouldn't be able to keep up! The time we spend consuming content that drives us to buy things, along with the work required to afford them, seriously cuts into our lives. As I get older, I realise that time is our most valuable asset, and we're being unknowingly robbed of it. Living with intention is crucial, but to do that, you have to know yourself. I don't think some people understand who they are without social media.

Such a good perspective and take, thank you!

Lost me at $100 costing 1-3 hours of our time. Who is making $100 or even $50 an hour!?? Damn!

Writing prompts - Write about someone you admire who manages their money well. What can you learn from their habits? Savings Challenges: Describe a savings challenge you can commit to, like a no-spend month. How will you stay motivated? Tracking Expenses: Discuss the importance of tracking expenses. How can tracking help you identify areas to save?

Great video and channel

I hadn’t heard of a sinking fund before - thanks for the explanation.

Can't believe you have to reset your own laptop and then post it back!

Leaving my phone out of my bedroom was one of the best changes I've ever made. I've done this for almost 5 years at this point and I'll never go back. Protecting my peace in my bedroom to optimize sleep is invaluable.

Growing up during the 1960's and 1970's we had less and were happy. Today people have everything on demand and are absolutely miserable. There must be a better way to live.

A sinking fund for getting scammed overseas is kinda hilarious lmfaooo.. You poor thing!

I learned what synchronization fund is, I found it very interesting, I'm going to start doing it, what financial apps do you use? Thanks

I agree but need more than 3-6 months

❤ great summary and comprehensive ❤

jomo (joy of missing out) 7:50

I really need to get more subs I feel like it is going too slow 😅

The amount of videos starting with "i quit my job one/few months ago..." is insane duude give us a break just don't mention it 😂😂😂

As much as I want to jump onto this trend. I don't think it's realistic. Not everyone is a minimalist and we all cannot be the same. This reminds me of the vegan trend a few years go. Not everyone can be vegan and not everyone has to be. To each their own

Turned model, your job is to literally entice people to consume something

I’m not a model but getting paid 3 months after the job is bullsh!t. Tell them you THEE KARLLY!!!!! from YT and IG!! With ❤ Rikki

I feel the same about books. I’ve started checking my local library first and then free audiobook apps. I’ve also started working on a capsule wardrobe moving away from trendy clothing. Hoping the little things will make a big impact.

Any tips on investing 🫶🏼

I have never followed the crowd, always been my own person & thought for myself. Never splurged on needless things, prefered to have free time than be a slave...always worked smart, own what i have oughtright & always saved. It's paid off very well & put me in a position that i've surplus wealth & all the free time to do as I wish for the rest of my days at 50.

Should I join teams outside of my school? or should I just run for my school. That's my main question. And do I have to go to meets with scouts? I live in Texas so it might be challenging to go to these meets and visit schools in person. Also what kind of track meets should I go to and what times should I aim for? I saw that runner at Brown (I want to go here) and most other D1 teams in between 1:52 and 1:48 for the 800m. Thank you :)

Wow, at one year and 5 months, you had a viral video that got you monetized. I'm waiting for my viral moment, haha. Thanks for sharing and reminding us that it only takes one video to help a channel get monetized. :)

I'm just over 6k subs but not monetized (1100/4000 watch hours). (I share this with others who are curious.) I love hearing your stats and timeline. THANK YOU :)

I love this video - so helpful!

If a Kardashian owns it or pursues it then one knows it’s a cheap vulgarity. Fact…..🇬🇧

I love not buying stuff. I love saving and planning. But I will never quit my government job because I am chronically ill and I need good health insurance and retirement. Balance is key for me