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Just an FYI she's located in Canada. US family law may vary from what was discussed

I’ve recently graduated with my undergraduate degree and inherited $17 million. Would you recommend starting my own company through self-education, or would it be better to pursue an MBA at Harvard? I’d love to hear your thoughts!

Hi there, thank you for explaining, what happens if you take money you earned from a hedge fund or day trading and place it in the TFSA?

I know this is quite old but is there a recording of the session Ben regeences that is coming up by Jacob M (I can't find him on google and not sure how to spell his last name but pronounced mel-aww-sick) on TFSA vs RRSP and investment account types? Id love to see that if its available.

I ❤ this. Ben's content is always great and he focuses on very fundamental concepts but even so, there's prerequisite knowledge. I found it super difficult early on in my journey to get the most basic concepts down. Everything I read or watched required a recursive exercise to understand the smaller pieces to get the larger point. I think this is an amazing primer for people to start with to get the most out of Ben's other content

This is so helpful. My boyfriend has a substantial bank account and is planning on purchasing property. So I know he's good to go since it is all pre-marital assets. I have very little right now, but I ABSOLUTELY will have more in the future. My goals include jewelry, gold, property, and my own business, but that will obviously become post-marital property. I was just looking on how to protect my future assets.

What happens to FHSA if my first home is investment property? I can’t use FHSA for investment property, can I continue contributing to FHSA since i bought my first house as investment but not primary residence?

Does this strategy also work in Quebec?

Can a parent pay for their kids' student's loan ?

Any updates with new rules?

Hi I am two month pregnant can I calculated past hours or just during the pregnancy we need 600 hours as I m part time so I don’t think I cannot do 600 hours during pregnancy plz reply thank you

Hello Dr. Steph , would you let me know about , For maximum of how many years the student can Carry Forward the Tuition Fee tax credits without loosing it ? Can it be accumulated right through Undergrad until say 10 years or so , without having to transfer to parents ?

I was running through the 6

So much good info!! Thank you.

1mln for clinic in Toronto is cheap! :) I thought that is a price of 1bdrm condo there. Great topic, interesting questions and informative guest. Thank you!

20 bucks for POCUS. incredible - canadian tire mechanic charges more for air filter replacement

Thank you very much for detailed review. Correct me if Im wrong, most hospitals are in AFA model for ED and pay per hour+call + shadow billing. These series are detailed review how to max out shadow billing in that case...

Hi Dr. Stephani, What billing code to use for well baby exam below 2 years in FFS? What about in FHO modle? Any difference?

Thank you

I have $18k in unused tuition amounts right now and let's say I paid about $10k in income taxes this year. Can I claim the entire $10k as refund against my unused tuition credits when I file my return next year?

Excellent

wow, what an ugly topic, LOL!! I think if you are soo crazy about a prenup, don't get married.

Wow! You are so much appreciated. ❤

@18:00 who would sign up for this?

Asset allocation ETFs are a good option in an accumulation phase but not in a retirement when you have to sell every month for income, you’d be selling some stocks at a greater loss or a lower gain. In this situation it’s better to build a portfolio from ETFs replicating an asset allocation ETF and sell from a best performing ETF maximizing a total return that way.

I recently finished reading these books you recommended. Thank you so much! I learned a lot. ❤

I was actually under the impression the tax credit would be top down, but instead it uses the lowest possible bracket. I am kind of disappointed, not a very good incentive for someone working full time to also study at the same time.

Hey im new to investing and i've made the error this year of over contributing to my tfsa i deposit like 10k this year alone i started in march 2024 and im wondering what should i do know should i sold some of my stocks or should i stop investing in my tfsa account and wait to january to continue to invest in im kinda lost

446 Langworth Point

Is this 2.45% interest rate per year or per month? If you get 350 CAD debt in April 10 2024, how much will you owe in April 10 2025?

@22:29, Even if she signed the agreement the night before the wedding, it could still be invalidated in court due to claims of 'pressure and duress

I understand that Derek's mortgage-free condo is not the matrimonial home. However, if it were, it would be subject to a 50/50 division. My question is, if Derek purchased the condo with borrowed money from his father, who then placed a lien on the property before Derek got married or entered into a common-law relationship, would Derek still be obligated to repay his father in the event of a divorce? More generally, is a lien an effective tool for protecting property? thank you in advance!

Very helpful, thanks!

how do track your billing? Do you have to type it in the spread sheet after each patient ? any tips for effeciency on that aspect

Fhsa can be converted to RRSP if you don't use it. Fhsa plus first time home buyer plan. 45k plus 60k per spouse.

@BreakingBadDebt You're great, but I'm a bit slow and don't want to make a mistake. My TFSA is $85K. I maxed contributed the past few Jan firsts. In 2023 I withdrew almost 9K in dividends, distributions, etc...to pay bills. Jan 1 2024 I contributed 7K. Can I tomorrow (Aug 2024) replace the 9K that I withdrew in 2023? You're a terrific teacher, thanks!

Excellent video simple and concise

Do you think it would be a good idea to save in both tfsa and fhsa?

Dr. Steph, you explained it so clear, better than my accounting prof 😂😂

Why do you lose contribution room if you sell at a loss?

Hi Dr Zhou, I am currently doing some addiction work and family medicine (FFS). I am planning on joining a FHO for general practice. Could you speak a little more about how you are able to continue billing FFS for your addiction practice? What happens if the patients you are seeing in your addiction clinic are rostered to you or another physician within your FHO? Thank you so much!

excellent resource. One questions; if we are doing FHO can we do walk in in rural area ( if I want to have that mix of urban and rural pt) . I guess I want to ask about can there be two localities that we can serve. Do we need to be part of two different FHO. or FHO and FFS( Walk-in)?

Thank you Dr Steph and Dr. Saleh. I am starting a FHO clinic in Toronto with my friends. We are looking for a lawyer. Could you please share your lawyer"s name?

How much are Canadian eligible dividend stocks in your small Canadian corporation investment account taxed? I am referring to the dividend income not the capital gains. Thanks for the informative video.

Hello, in your video it says that OSAP grants and school scholarships are usually exempt from tax for full time students. 1. So does this mean we don't enter OSAP grants/Scholarship amounts at all when filing taxes? Or we enter the info from the T4A for these along with the T2202, but it shouldn’t generate any taxes owed? 2. If the the combination of OSAP grant, entrance scholarships, and EAP funds taken from an RESP exceed the amount of what the tuition cost - would the OSAP grant/Scholarships still not be taxed and/or not factored in? 3. Would only the EAP portion be calculated for the purpose of determining if a student would pay any taxes? I'll be filing the taxes myself (no accountant) so a little clarity on this part would be very helpful! Thanks!

Thank you so much for this. The T1213 is a powerful tool for tuition tax credits that I and most people I know had no clue about.

Does anyone know how I can access my payment history?

Great to see physician entrepreneurs in Ontario encouraging others to build clinics and service patients.

𝗧𝗼𝗽𝗶𝗰𝘀 𝗗𝗶𝘀𝗰𝘂𝘀𝘀𝗲𝗱: 0:00 - Intro 0:47 - The Why of Starting a Medical Practice 3:22 - Costs of Opening a Clinic 5:01 - Obtaining Financing & Getting a Commercial Mortgage 8:03 - Commercial Mortgage Interest Rates (Owner Occupied vs Not) 9:55 - Renting vs Buying Commercial Space 12:06 - Renovation & Construction 15:20 - Incorporation & Holding Company 16:42 - Using a Professional Line of Credit 17:07 - How to Make a Business Plan 21:41 - The Risks 23:03 - Surround yourself with the right Team 23:37 - Path to Profitability & Cash Flow 32:00 - Recruiting Doctors & Admin 39:23 - Weekly schedule as a Clinic Owner & Family Doctor 40:53 - Becoming a Startup Founder & Building an AI Scribe 48:36 - Getting Startup Funding 48:59 - Future Directions 50:27 - Rapid Fire Questions & Parting Advice