Thanks for simple and clear explanation. this is just bank loan model. Instead you take the loan from bank and pay EMI, Bank is taking loan from you and paying back to you as EMI. Bank collecting money from public with less percentage and granting loans for those in need for higher percentage. As simple as you are giving loan to bank instead of taking from bank. This seems good for those personal account who don't show much income. otherwise like loan (depositing on non-earning parent name etc), otherwise most of money you receive initial months will only be interest, on which you pay tax to government based on income.
@@RamWealth so it means as per the calculations you have given for onelakh, at the end of 3 years I will get Rs1,10340.- for a Sr.citizen. Am I correct? That means for one lakh I get after 3 years 10,340.- rupees as interest, right?
All Banks are charging around@14% to 21% 24% on various personal, smart , insta, Jumbo loans..etc. and they are offering public@6% for our investments... Please Note it down while putting investment inthis pattern...
Hi I have invested its waste of time ,,, they will give your money with no or vey low intrest .... after one month you they will deduct 3000 from your money only,,, and u will get interest 30 rs only..
Sir if you have ten lacks rupees and you want to generate monthly family support income for long term period until your family will get any other support income from that what you will do please explain how you invest money in different sectors for best returns and safely of family support 🙏🙏🙏 I hope you understand please explain it sir your fans are waiting
Its purely depends on ones risk profile and monthly income needs and their financial strenth and many other factors. I may suggest debt funds or balanced funds if you are younger or I may suggest govt saving saving schemes or fds for older guys. So, its all very subjective, we cannot generalize financial plan.
సార్ Rs.100000 3 ఇయర్స్ డిపాజిట్ చేస్తె ప్రతి నెల ఎంత వడ్డీ వస్తుంది For Example . డేట్ 10.02.2021తేది Rs.100000 డిపాజిట్ చేస్తె డేట్ 10.03.2021వ తేది నుంచి ప్రతి నెల ఎంత అమౌంట్ వస్తుంది ప్లీజ్ సార్ కామెంట్ బాక్స్ లో SMS పెట్టండి సార్ ప్లీజ్ ప్లీజ్ ప్లీజ్ సార్
6% interest aeite only interest monthly 500 ravali kada so 3 years 36 months only interest 18000/-, +actually 100,000/- Total 1,18,000/- meeru 109500/- cheptunnaru
This is scheme is annuity scheme , it means, principle amount also paid every month along with interest during the scheme period. You dont get any principle amount back after tenure
As in case if I do FD on 1 lak for 3 years So 3042×36=109512 so ur total profit for the entire 3 years is 9513 rs which is 9513÷36=264.25 every month on 1 lakh deposit. Such a unfair scheme sir n I will not a kg chicken with the interest money
Thanks for simple and clear explanation.
this is just bank loan model. Instead you take the loan from bank and pay EMI, Bank is taking loan from you and paying back to you as EMI. Bank collecting money from public with less percentage and granting loans for those in need for higher percentage. As simple as you are giving loan to bank instead of taking from bank.
This seems good for those personal account who don't show much income. otherwise like loan (depositing on non-earning parent name etc), otherwise most of money you receive initial months will only be interest, on which you pay tax to government based on income.
After seeing 10 videos I found this is best presentations
Wow, thanks!
చాలా detail గా చెప్పారు tq
Welcome
Very very useful to investors
Thanks
Sir me videos baguntai.meeru intalejent.sir .thank you
Most welcome
Very good and clear
Glad you think so!
Very very nice explanation with calculation with out authorities.
Glad you liked it
Superb ga explain chesaru thanq
welcome
Most Welcome Masthan
Diposite amount increse chesukovacha
Very very nice explanation 👍😊😊😊
Thanks a lot
Good explanation
Thank you Subbarayudu
Ty ram...😊
Welcome Bheemreddy Raghu
You got a new subscriber
Thank You
3 years super sir
Avnu sir 1st time chustunnam....
Super Super good message thanks sar
Welcome
Super Information
Thanks
Good explanation sir. Thank you so much.
You are most welcome
Thanks sir
Welcome
Thanks u sir great information
Welcome
Good 👍
thank you
Sir first time video chusanu
Denikanna lic jeevan shanti policy better mana principle amount mana nominee ki aina osthadi.. Indulo after 10yrs manaki 0rs
Scheme : Principal investment Spend cheyadam rani valu bank help tho monthly spend cheyistaru... 😂😎🎉🔥
It is not monthly income scheme. It's a systematic withdrawal scheme with applicable interest rate. It's not a new scheme, existing for a long time.
This plan should be named as systematic withdrawal plan for better understanding as no maturity amount after the time period.
Yes, but name itself is SBI Annuity scheme
Ante vaddi tho patu principle amount kuda kontha theesi istara every month istara bro
Thank you so much for giving valuable information
Welcome
@@RamWealth me contact number sir
Good message
Thanks
Definitely helpful video
Thank you
Loss
Great really use full videos please do more videos for sbi bank features and schemes
sure
5lakhs deposit chesethe 3years ee scheme lo per month 10,000 vasthundhi aa sir please reply evvandi
Super sir well explained at now present this scheme is there or not
Hello Brother...........Nice to see u
Welcome back
Hi Anna, short time pettukunna monthly return ekkuvaga undi kada, Mari evaru long term ( 5, 10years) pettukuntaru, koncham explain cheyandi.? please?
Nice information sir .
Thanks
@@RamWealth What if i deposit 5 lakhs at once and make it tenure of 3 years....will i get monthly interest return whatever it is??
Nice❤🧡👌
Thank you Ramakrishna.
Bagundi Archambault kanidi only interst monthly esttara mana deposit amount last ki return avutunda
No, it is annuity scheme, deposit will not come back
@@RamWealth so it means as per the calculations you have given for onelakh, at the end of 3 years I will get Rs1,10340.- for a Sr.citizen. Am I correct?
That means for one lakh I get after 3 years 10,340.- rupees as interest, right?
Sir..compulsory SBI Account undala..leda vere Bank account unna sir SBI deposity scheme teesukovachha
Teliyajeyandi
All Banks are charging around@14% to 21% 24% on various personal, smart , insta, Jumbo loans..etc. and they are offering public@6% for our investments... Please Note it down while putting investment inthis pattern...
Hi I have invested its waste of time ,,, they will give your money with no or vey low intrest ....
after one month you they will deduct 3000 from your money only,,, and u will get interest 30 rs only..
SIR SUPPOSE TENYEARS ANUKONDI TARVATHA MALLI SECOND TIME CHEYAVACHA
Sir,sbi,jeevan sathi scheem,e vry month deposit,for 5laks?
Hi sir . 50000 ki entha vaddi vastundo cheppagalara.
10lakhs fixed deposit cheste loan entha istharu sir intrest rate ela vuntadhi
Original amount tenure aipoyaka echestara
Hello sir! Oka 1 lakhs rupees 5 years varaku fixed cheste .....naku monthly entha vastadi....
Sir what is the difference between fixed deposit and this scheme and which is better pls let me know.
What about deposits amount will return or not you didn't explained
As is it annuity scheme, deposit will not return back
After completion of the tenure period.can we take our fixed amount
Sir deposit chesina original amount return avuthundha mana 3 years tenuare iyinaka?
Maturity NILL it's clear in video
Hii sir 25000 rupees deposit chesi tenure 3years aithe monthly entha amount vasthundhi
1000
Thanks
Welcome
Is it comes under tax benefit form 80c
Sir Priniciple amount will be returned after 3 or 5years?
I want a regular monthly income of Rs.60 K from August, 2023. How much I should invest? My second question is, Is LIC annuity fund better or SBI Life?
Ram garu I'm asking bank manager she said no annuity schemes available in sbi
Sir meeru principal + interest kalipi 3 years ki chepparu. Kani 1lak ki 3 years only interest enta monthly vasutundi
Sir 5 years tenure avvaganey malli manam second deposit cheyavachaa
Principal amount will be returned
at what cost Sir please explain
నేను sbi bank కి వెళ్ళి కనుక్కుంటే ఈ స్కీమ్ లేదు అని చెప్పారు.
I can understand after your explaining, principal Mount nil after tenure, people are not?
You are right, principal will not come back and it is paid part of monthly payments
USELESS DEPOSIT SCHEME ---- BUT WELL EXPLAINED
Nice sir
Thank You
If we deposit Rs. 5,00,000-, how long we get Rs. 10,000/p.m.Pl..clarify.
Madhi nirmal sir. Bank ki velli adigithe adhi mamulu fd ye ani chepparu.em cheppaledhu.
Sir if you have ten lacks rupees and you want to generate monthly family support income for long term period until your family will get any other support income from that what you will do please explain how you invest money in different sectors for best returns and safely of family support 🙏🙏🙏 I hope you understand please explain it sir your fans are waiting
Its purely depends on ones risk profile and monthly income needs and their financial strenth and many other factors. I may suggest debt funds or balanced funds if you are younger or I may suggest govt saving saving schemes or fds for older guys. So, its all very subjective, we cannot generalize financial plan.
@@RamWealth thanq very much sir for being with us
Ofter 5 yrs investment ammount return vastunda
Okasari invest cheyagalama ande
SBI ki loan ichi emi amount tesukovali....
Income tax yanni lakshs limit vuntundhi
Bro eppudu 3years ki 1lakh pettaka 3 years aipoyena taravatha malli 3 years ki add chesukovacha bro
Nz doller to converts so inr
సార్ Rs.100000 3 ఇయర్స్ డిపాజిట్ చేస్తె ప్రతి నెల ఎంత వడ్డీ వస్తుంది For Example . డేట్ 10.02.2021తేది Rs.100000 డిపాజిట్ చేస్తె డేట్ 10.03.2021వ తేది నుంచి ప్రతి నెల ఎంత అమౌంట్ వస్తుంది ప్లీజ్ సార్ కామెంట్ బాక్స్ లో SMS పెట్టండి సార్ ప్లీజ్ ప్లీజ్ ప్లీజ్ సార్
After 3 years mana amount manaki easthara
Sir 10 lack fd ki yearly How much interest
Sir sweep in fd gurichi chappandi sir annuity deposit laga please sir
Enduku 5yrs 7yrs 10yrs ki tagutundi andi
Monthly amount draw cheyyavaccha
Any market risk
Sir... Could you please let me know about SBI Smart Elite insurance plan... It is good or bad?
when will they start giving?
sir can we open the annuity account by net banking (online).....what is the minimum amount for deposit ?
ఈ స్కీమ్ ఎన్ని సంవత్సరాల పాటు ఇస్తుంది
After maturity years our deposit amount will return the bank or Monthly interest and principal is final amount
No, it is annuity scheme, deposit will not come back
Lastlomaaemountestara?
Dear Ram Sir,
If we deposit 1 lakh for 3 years everymonth we are getting 3025 after 3 years can we get our principle anount back or not?
Good Video .. Are NRI's eligible for this ??
Better option will be fixed deposit to earn interest monthly and get back invested amount also whenever required
3years ipoina taruvata Mana amount manaki return vasttunda
No, it is annuity scheme
Is this policy running still
6% interest aeite only interest monthly 500 ravali kada so 3 years 36 months only interest 18000/-, +actually 100,000/-
Total 1,18,000/- meeru 109500/- cheptunnaru
This is scheme is annuity scheme , it means, principle amount also paid every month along with interest during the scheme period. You dont get any principle amount back after tenure
same question boss answer telisthe naaku share cheyyu boss
😁
Systematic withdraw plan better అనుకుంట sir. Pls suggest and compare with this fund
Yes
Ekkada 6% antunnaru Mutual Fund lo 8% to 20% based on risk
Hi sir I want to invest 25 lakhs in annuity deposit scheme for 3 year and what is the monthly pay out
Can you please explain me Sir
As in case if I do FD on 1 lak for 3 years
So 3042×36=109512 so ur total profit for the entire 3 years is 9513 rs which is 9513÷36=264.25 every month on 1 lakh deposit. Such a unfair scheme sir n I will not a kg chicken with the interest money
Super explain bro 😆😆
If I deposit 50 lakhs
How much amount can I get monthly income?
Interest free loan naa.
Please add Videos that can give Minimum 18% per Annum
Thank sir
Welcome
govr tax tisukunte inka emi miguluhadhi????
Is there any maturity amount after completion of tenure?
No. As I explained EMI consists both Principle and interest.
I understood, many are not catches that point.