Its very encouraging to watch some one starting from scratch as new immigrants, following their dreams, have a go at entrepreneurship, leaving a salaried income, changing careers, creating multiple sources of income, sensibly investing and simultaneously willing to dole out free advice with all this fervour, energy and sincerity. Its always a pleasure watching your videos, your to-the-point content increases knowledge as well as morale of people interested in Canadian real estate. Blessing to you both. :)
Hi! Thanks for sharing. Would you be able to make videos on how you find business or some steps how a new mortgage agent would be able develop career since I am also appearing for mortgage exam it’s new to me as well. It would be really helpful for those who are aspiring to be in mortgage industry. Thank you!
Hello, really enjoyed your video . However, I speak Spanish and English and could not get the full content of what you are talking about. I realize that this maybe not catered to someone in my community but I'm very interested the topic that you are touching on. Do you have this video in full English or transcript in English 😊. Thank you !
Awesome video Navjot!! Please consider videos like before. The flipping sides from one page to next is hard on eyes. Keep up the great work Navjot and Simran 👍
Since long I have been watching your vlogs ... always very informative ... however this particular mortgage episode has made me your fan .. an open elaboration of different aspects of Mortgage on social media is just too good .. will certainly contact you in coming times....vipin manocha
Hi Potato Talkies .. Can you please suggest the right Mortgage Course and real estate course and some good college /university options to get a license
very informative as usual. thanks for all the details. being a single income family buying a detached house in gta has become a distant dream as any decent house is over million dollars and you need to have 20% down. don't think even a mortgage broker can save the day 🙂
So, the premise is wrong. Starting off with a single family detached home in the gta on a single income is not possible no. Honestly though, very very few people start that way. What happens is we slowly acquire property with the intent to create equity and then leverage that to upgrade, so that in time, we can afford the property we really want. A mortgage broker is fully capable of helping you develop the plan to make that happen and start guiding you along the way. You can't start from a position of defeat, the questions needs to be "How can I make this happen?" - I know that Nav has the answers - he has a great mentor 😉
Not something I do … that’s mortgage fraud. Let’s call it that. Unless you are talking about B lender / private and the 1% is the lender fee… that’s different..
I follow you since you landed as an immigrant and really excited to see your growth. I am actually looking for some consulting on Mortgage as I am looking to buy some property. Please let me know if we can connect. Thanks.
You guys are great. do i need to have a UK transit visa beforehand to pass via London Heathrow airport ? as i am planning to fly via British Airways to Canada. Please answer.
I was just wondering...There was one young Indian student got shot recently in Toronto...why there's no single post from any of the Indian-Canada vloggers...This feels so insensitive, nobody has anything to say about this demise? Or to his family? I am not related to him but still my heart felt for him and for his parents, god knows how he arranged for finances... That same student might be following you or might have watched your videos... This should not happen. Many aspirants come to Canada with loads of dreams, leaving their home country, within a second life just ends!!!!! How brutal it is? if influencers like you do not even utter a single word on this? It feels so strange...this kind of issues get attention when it's highlighted so that Govt can take strict actions.. Hope this won't repeat again 🙏 My condolences with Kartik's family ☮️
Hey Navjyot. How are you. I also want to do this course so can you share the details of the course. Specifically which institute and the duration of the course.
Hi Sir I want to choose Mortgage agent and I have done MCA amity school and have WES report. Can I apply for Mortgage licence without IELTs . Please suggest me
One thing Nav- so if after the offer , banks appraises property less than agreed price by seller , one would need to put money from pocket , so how do ppl escape this ?
In many cases, you need alternate credit history to buy at under 10% down. 10 months phone bill in your name or 10 months hydro bill and rent agreement / rent coming out of your account for 10 months.
The reasoning on real estate never going down in Canada is incorrect, just because it contributes more to GDP does not mean it can't go down. Infact the stage (prices + demand) Canada is at right now, it makes real estate a far less lucrative investment option than the MFs, stocks.
hi nav i wanted to buy a house in calgary like ur ones. but the price of that house jumped sky rocket. is it a good time to buy a house in this year. i can i get to work with u in buying a house i reside in saskatoon.
Paji muje truck cholane ka shok hai or me India me 2sal se truck chala roha hu muje aab Canada me truck cholana hai lekin muje Canada kese aau Visa prosess kiya hai ye pata nahi hai muje please aap yek video banao jisame India se kohi truck driver Canada aana chahta hai to usako konsa Visa lena chahiye or Visa me konsa konsa documents lagta hai
Hi good video bro As you are Punjabi Brother I can trust you for advice and future transaction in Canada Can you advise me with some info Actually I am In india and planning to move on PR ,and as I saw some videos ,some of yours also about Calgary so that I want to move there ,so I have some Property in India ,which I sell and want to buy a house which give some income also ,I don't want to stay on rent ,after how much time I am eligible to get a loan after moving there ?
Hi guys, I have a doubt, i found one HR consultant who told me that, he is a registered recruiter in Canada, he will help me to get a job offer from Canada. I asked him about the procedures to get the job offer. He said he will take my resume to the immigration officer and get stamp on it. Then I will directly get the job offer. I asked him how will I get a job offer without any interview. He said no need interview to get a job offer, but I have to submit my certificates. Is this genuine?
2 year old video...need to update with todays senerio...I think realtor and mortgage broker both are over paid job...just do a small course and earn that which people actually cant make by doing good degree...so I think commission specially for realtor need to change ..
Mortgage Brokering is just the general term for the industry. The difference between and Agent and Broker only relates to the level of license you have, which has to do with administrative roles. It has no impact on service, knowledge, or capacity of the person brokering your deal.
Thanks for making this video. Can you please get more deep ...how to start a career in this field.. What things hav to do after getting license.? As I am really new, i don't hav any networks in this area of expertise, how to start everything? Please make a video on tht. I will be waiting for tht.
Its very encouraging to watch some one starting from scratch as new immigrants, following their dreams, have a go at entrepreneurship, leaving a salaried income, changing careers, creating multiple sources of income, sensibly investing and simultaneously willing to dole out free advice with all this fervour, energy and sincerity.
Its always a pleasure watching your videos, your to-the-point content increases knowledge as well as morale of people interested in Canadian real estate. Blessing to you both. :)
Thank you 😊
You guys improving day by day really enjoy your videos full with honesty and knowledge.
Good use of time.
Thanks for Good content.
Your words are always convincing and helpful. Keep helping……
Morgage agent is a good career choice for him because he can also leverage his audience on youtube to get business.
It’s a good choice for a lot of people who can hustle :)
@@Potatotalkies and yes you can be independent as compared to job
Your videos are very informative. Thank you so much for taking the time out to make the videos. God bless you.
Completely agree
Most important role of real estate deal 💯
When I am buying my house, definitely you are my mortgage broker for sure! Thankyou Sir for all the gyaan
You are inspiring alot of people.
Hope to meet you soon .....
❤️
Hi! Thanks for sharing. Would you be able to make videos on how you find business or some steps how a new mortgage agent would be able develop career since I am also appearing for mortgage exam it’s new to me as well. It would be really helpful for those who are aspiring to be in mortgage industry. Thank you!
Good info Navjot
Holy shit! This video was so very much helpful! 💯 Lots of new terms and new things to know!
Hello, really enjoyed your video . However, I speak Spanish and English and could not get the full content of what you are talking about. I realize that this maybe not catered to someone in my community but I'm very interested the topic that you are touching on. Do you have this video in full English or transcript in English 😊. Thank you !
My god! These Grow with Nav sessions are amazing! You are doing a great job sir 🙏
Awesome video Navjot!! Please consider videos like before. The flipping sides from one page to next is hard on eyes. Keep up the great work Navjot and Simran 👍
Very interesting! Thank you for sharing ✌️
Namah Shivay 🙏
Since long I have been watching your vlogs ... always very informative ... however this particular mortgage episode has made me your fan .. an open elaboration of different aspects of Mortgage on social media is just too good .. will certainly contact you in coming times....vipin manocha
Thank you 😊
Again very informative..Thank you very much 👍
where is the link of founders club??
or you have a site or something?
Great inputs. Which brokerage are you associated with?
When I'll come to Canada I'll definitely contact you ❤️❤️❤️
always a fan and I guess I want you to be my mentor here in Canada 🙏🏻☺️🌸
A person should be on PR to become a mortgage agent or a TR can also get into this career?
Hi Potato Talkies .. Can you please suggest the right Mortgage Course and real estate course and some good college /university options to get a license
very informative as usual. thanks for all the details. being a single income family buying a detached house in gta has become a distant dream as any
decent house is over million dollars and you need to have 20% down. don't think even a mortgage broker can save the day 🙂
So, the premise is wrong. Starting off with a single family detached home in the gta on a single income is not possible no. Honestly though, very very few people start that way. What happens is we slowly acquire property with the intent to create equity and then leverage that to upgrade, so that in time, we can afford the property we really want. A mortgage broker is fully capable of helping you develop the plan to make that happen and start guiding you along the way. You can't start from a position of defeat, the questions needs to be "How can I make this happen?" - I know that Nav has the answers - he has a great mentor 😉
What was the rates in 2020 when u came to Canada ? What was the income required for 800k mortgage back in 2020-2021? Thx
Someone told me you have to be debt free in order to get a mortgage broker license. Is it true? I live in BC
Please share exactly which course and time spent behind this.. Please share also link for this course
How about the 1% thing mortgage agents mention when your income is less or working as contractor/non full time. Any inputs on that ?
Not something I do …
that’s mortgage fraud. Let’s call it that.
Unless you are talking about B lender / private and the 1% is the lender fee… that’s different..
@@Potatotalkies great, thanks
I follow you since you landed as an immigrant and really excited to see your growth. I am actually looking for some consulting on Mortgage as I am looking to buy some property. Please let me know if we can connect. Thanks.
Hi, thank you Ankit.
You can reach out to me at growwithnav@gmail.com with your number and some context. Will call you :)
Great Video!
hi navjot awesome work..cd u plz help me telling how did u give an effect editing @2.59 plz?...m a creator need this one man?
No idea man. My editor does some amazing things I have no idea about 😀
@@Potatotalkies well..ol gud...thanx bro..i thought you do on ur own..🙂
In future how can I reach you incase I need a closing in 15days? Need mortgage approval and real estate lawyer
Nice vidéo! Curious ! Who pays for the entertainment lunches coffees dinners etc ..as it’s high cost too!! When it involves lots of clients
It’s my business :) I will have to pay.
@@Potatotalkies thank you!
You guys are great.
do i need to have a UK transit visa beforehand to pass via London Heathrow airport ? as i am planning to fly via British Airways to Canada. Please answer.
Hi guys, your videos are informative. Would you mind sharing info on how to become the mortgage agent, course etc?
UBC Sanders has the course
How can someone learn from you or join you?
What are the perquisites to become mortgage broker
Hi Navjot, what is the name of mortgage brokerage you joined?
Dominion lending Center
When you do a video on difference between realtor and mortgage broker, can you also consider adding mortgage loan officer in that difference please
I was just wondering...There was one young Indian student got shot recently in Toronto...why there's no single post from any of the Indian-Canada vloggers...This feels so insensitive, nobody has anything to say about this demise? Or to his family? I am not related to him but still my heart felt for him and for his parents, god knows how he arranged for finances... That same student might be following you or might have watched your videos... This should not happen. Many aspirants come to Canada with loads of dreams, leaving their home country, within a second life just ends!!!!! How brutal it is? if influencers like you do not even utter a single word on this? It feels so strange...this kind of issues get attention when it's highlighted so that Govt can take strict actions.. Hope this won't repeat again 🙏 My condolences with Kartik's family ☮️
Hey Navjyot. How are you. I also want to do this course so can you share the details of the course. Specifically which institute and the duration of the course.
Soon
Keep sharing these informative things guys. Can you help in finding a rental unit for an year in GTA?
Wish I could :/
@@Potatotalkies thank you for a quick reply. Can you suggest any realtor who can help in this?
@@prateekgupta1781 check KJ Kathuria on Facebook
With Which brokerage did you get a license?
It help to get PR or not?
Hi Sir
I want to choose Mortgage agent and I have done MCA amity school and have WES report. Can I apply for Mortgage licence without IELTs . Please suggest me
1st Think always outside the box like navjot paa ji
👏👏
How to join founder's club
Share the link here
Hey.. You are doing g8 in this area. I also recently moved to Kitchener and I would like to talk to you !
Do book a call from the description :) talk soon
One thing Nav- so if after the offer , banks appraises property less than agreed price by seller , one would need to put money from pocket , so how do ppl escape this ?
By making sure that you work with a realtor and mortgage agent who won’t let you put an offer outside of the comparables in the area :)
Take private financing to cover up the difference or get gifted funds. Bank are appraising houses for less off late to control the bubble!!
can i ask who is your mentor please
I guy named Matthew… you will see him in my webinars if you join them.
Sometimes I also pop up in your comments section :)
Hi Matthew . Would you mind helping another person who is on his journey to get a license.
How can we contact you Matthew?
Thanks
What is the right reasoning that the new-comers cannot buy a house in 5% down...what right advice the bank person should have given you??
In many cases, you need alternate credit history to buy at under 10% down. 10 months phone bill in your name or 10 months hydro bill and rent agreement / rent coming out of your account for 10 months.
You opened the gates. I am in 😀👍
I am a new immigrant and wish to know how to be start my journey as a mortgage broker
Following you for a while here. Would love to have your advice in my home buying journey.
Thanks. Please book a call from the link in the description. Talk soon.
@@Potatotalkies thank you! I did but only received an email with required documents list not a calendar invite so far.
Is your mentor from the bank that you are working with?
I work with a brokerage
And yes 👍
My son is coming in May on PR . Plz guide him.
The reasoning on real estate never going down in Canada is incorrect, just because it contributes more to GDP does not mean it can't go down. Infact the stage (prices + demand) Canada is at right now, it makes real estate a far less lucrative investment option than the MFs, stocks.
Who was the Mortgage broker that you used?
Vikram :)
how much income do you need to qualify for 800k mortgage?
If mortgage brokers dont charge for the advice, how do they earn?
The banks pays a commission to get the client and do their work for them
In which clg mortgage agent course is provided?? What is it's duration?? Does it help in getting PR?? Please reply 👍
You need to have a PR to be a mortgage agent.
hi nav i wanted to buy a house in calgary like ur ones. but the price of that house jumped sky rocket. is it a good time to buy a house in this year. i can i get to work with u in buying a house i reside in saskatoon.
You should buy when others aren’t :)
The prices in calgary are again coming down.
Do you think can someone land on Canada with pr with 480 crs score
Paji muje truck cholane ka shok hai or me India me 2sal se truck chala roha hu muje aab Canada me truck cholana hai lekin muje Canada kese aau Visa prosess kiya hai ye pata nahi hai muje please aap yek video banao jisame India se kohi truck driver Canada aana chahta hai to usako konsa Visa lena chahiye or Visa me konsa konsa documents lagta hai
Hi good video bro
As you are Punjabi Brother
I can trust you for advice and future transaction in Canada
Can you advise me with some info
Actually I am In india and planning to move on PR ,and as I saw some videos ,some of yours also about Calgary so that I want to move there ,so I have some Property in India ,which I sell and want to buy a house which give some income also ,I don't want to stay on rent ,after how much time I am eligible to get a loan after moving there ?
I'm curious about how to make a mentor? Do you pay your mentor?
Yes - I pay them at times:)
It’s a mutual relationship, you need to fit yourself into their daily routine or pay them.
Hi guys,
I have a doubt, i found one HR consultant who told me that, he is a registered recruiter in Canada, he will help me to get a job offer from Canada. I asked him about the procedures to get the job offer. He said he will take my resume to the immigration officer and get stamp on it. Then I will directly get the job offer.
I asked him how will I get a job offer without any interview. He said no need interview to get a job offer, but I have to submit my certificates.
Is this genuine?
Don't submit original certificates
How can I contact you to take your service?
You can book a call from the link in the description. Talk to you soon
@@Potatotalkies Thanks
2 year old video...need to update with todays senerio...I think realtor and mortgage broker both are over paid job...just do a small course and earn that which people actually cant make by doing good degree...so I think commission specially for realtor need to change ..
Vik is your morgage agent
Yes :) he inspired me to do this!
You are still a mortgage agent. A broker is one with minimum 2 years experience as an agent.
That’s brokerage :)
Agent and broker is same.
Mortgage Brokering is just the general term for the industry. The difference between and Agent and Broker only relates to the level of license you have, which has to do with administrative roles. It has no impact on service, knowledge, or capacity of the person brokering your deal.
Thanks for making this video.
Can you please get more deep ...how to start a career in this field..
What things hav to do after getting license.?
As I am really new, i don't hav any networks in this area of expertise, how to start everything?
Please make a video on tht.
I will be waiting for tht.
Sure
I already submitted a form.. No response yet..
You would have received an email asking for docs. Will be great if you could send those. Thanks
If house is more than 500,000 then down payment is more than 5%
Yes
This channel gives only anxiety.
Your words are always convincing and helpful. Keep helping…….
Thank you 😊