you are just reading the broacher nothing more than that, you should explain some point ,as already have this policy , still some of the limits and maternity related point need to be explain because this the main reason for this policy. Like they have mention the limit for delivery 50000 for 15 lac policy, so it is included room rent and after delivery mother's medical expenses for the week when she is in hospital.
@@soniakardam7799 i am planning to buy this policy for my mother(49),she has PED bp/diabetes, is this a good plan and how is claim settlement process of star health
In brochure, delivery expenses is 50000 rs for 15 lakh premium,then what is covered in this? Complete admit to discharge expense limit to 50k? Or As in brochure room rent, surgery, anaesthesia and other expenses as per actual + 50k for delivery will be there? Plz tell this.
Can the pregnant woman can get benefited with this if she takes the insurance during pregnancy? I know waiting period is there. But can the new born baby get the advantage in case of complications immediately after delivery?
Hello, Did you get your answer? I have taken the Star health women care policy today. Taken policy for 10L for my mother. Is there any cap in room rent? Pls tell me if u r aware
@@arjuns167 We still haven't taken though, but yeah as per the brochure there's no room rent capping in policy of 10 lakhs and above. If possible please notify me how's the Opd reimbursement and other benefits if you claim it in near future....
Mam mera wife 6 month ka pregnant hay aur Dr ne bataya 22feb25 delivery date ab me pregnancy keliyea insurance le kor paunga yea nahi plz bataiyega jorur kunca company ka insurance korne se accha hoga...
Currently I and my wife have star comprehensive since 2 years but I am proposer... So can I migrate to this policy under her name with and I become floater... And will previous waiting period be counted?
Sir, IVF treatment already start kar diya hai or pregnancy bhi conceive ho gayi hai to, ye policy le sakte hai ya nahi ? Agar le sakte hai to IVF ka jo kharcha hai vo company degi ?
Hello mam, Mere paas niva bupa ki policy already hai. But mein maternity cover ke liye star health ki women policy lena chahta hu aur coverage 15 lakh ka lena chahta hu. But mein confused hu ki mrko extra policy lene m fayda hai ya nhi .. Kya mujhe ye leni chahiye?
Star ka insurance plan koi bhi mat Lena Mera bchha 3 din tak admit tha Or me wife ke breast ka operation huaa Tha mai claim kiya dono ko rejected kar diya Bina Kisi reason ka Bolta hai yah sab bimari 2 sal ke bad se add hoga abhi paise nahi mile ga Don't take mere bat ka biavas karo🙏🙏🙏
mam plz tell me that if i brought this health priduct and if i canceal by any reason whne company return all premeium paid amount and in how many days after inception policy plz reply
Amit jee, there is a freelook period of 15 days where you can cancel and full refund is given. After that, some deduction is there, please refer policy brochure
We have taken this health policy in December 2023. If we conceive after 4-5 months and delivery occurs after one year, will that delivery be covered? What additional terms and conditions are there in this scenario?
Hi Ma'am My wife is 2 month pregnant can I take this policy in her name. Also can I claim for delivery in the current year. Will this policy include cashless transaction in hospital for delivery.
I took this policy for my wife on 30aug2022 and we are expecting a baby in first week on June and we took the policy of 15lakh is the eligibille for delivery charges of 50000
Delivery expenses: For sum insured option of Rs.5 lakhs and Rs.10 lakhs - A waiting period of 24 months from the date of first inception of this policy. For sum insured option of Rs.15 lakhs and above - A waiting period of 12 months from the date of first inception of this policy. So, Delivery will not be covered in June 2023
Superb explanation mam. My mother is 71 years old. Having BP and Diabetes. But under control with medication. Does this Star Women care insurance policy good to go ???
Thank you for finding our video informative . Also, we would suggest you to buy particularly senior citizen plans as per the age. For any queries, feel free to reach out to us on WhatsApp/Call at 9650706699. Our team can assist you !
Kedar jee, check policy brochure and see if she is eligible for buying the policy. Also, she can't claim for maternity benefits as minimum waiting period is 9 months for the same.
Maam we are planing for child can we avail the policy , and other hospitals expenses are cover clothing, cleaning etc charges are applicable in this policy?
There is a certain waiting period on this. We aren't sure about it, so you can cross check with the insurance company customer care or check the brochure available online. Thank you
Minimum waiting period will be 2 years, lot of policies are available, please check video on options for senior citizens below th-cam.com/video/-m3OvU6kTqY/w-d-xo.html
Superb explanation ma'am👌, But as per policy High premium with very low amount benefits for womens in view of delivery, vaccination, ante-natal benefits etc. I think star health family health optima is a good policy with reasonable premium.. and it's better to bear delivery expenses by own. Thanks
Its a personal choice Sir, Lot of people want the maternity and other expenses related to the new born baby covered and lot of people want to bear by own and buy standard health insurance policies.
@@GurleenKaurTikku Right ma'am, I mean to say that the maternity cost coverage amount is very low as per SI.. Otherwise every policies are their own merits and demerits.. Thanks
@Gurleen Kaur Tikku Correct me if I am wrong. Apko claim nahi milega as waiting period for any amount of policy is atleast 1 year. Toh agar aap 15 lakh ki policy lete ho toh bhi aapko at least one year tak wait karna hoga, maternity claim karne ke liye. Maternity Claims 5 lakh => Waiting period 2 years (Max amount Rs 25000) 10 Lakh => Waiting period 2 years (Max amount Rs 50000) 15 lakh => Waiting period 1 year (Max amount Rs 50000) 25 lakh => Waiting period 1 year (Max amount Rs 75000) 1cr => Waiting period 1 year (Max amount Rs 100000)
I saw reviews for star health and they are really bad. I was about to call you for this policy but what to do can't understand. They are rejecting claims as people say
Nice explanation madam. Madam i have already taken this policy for my mother she is 68 years old. I want to know this policy will cover heart attack, knee reacement, accident, head injury, etc. Without sublimit Please inform me madam
Hi As per policy, the Newborn baby will be covered from Day 1 if I take the policy till the 5th-month of pregnancy. Below are the lines from the brochure In case if we accept this proposal and issue the policy, the new born will be covered immediately after its birth till the end of the policy period (including for congenital defects) up to the new born sub-limits mentioned in the Delivery section After renewal newborn will be covered up to the sum insured (including congenital defects), if the premium is paid for the newborn But you said that the baby will cover after 90 days.
Madam aapaka tarika bahut accha hai samjhane kaa.
Glad, Thank you jee
Keep Watching for more such informative videos !
you are just reading the broacher nothing more than that, you should explain some point ,as already have this policy , still some of the limits and maternity related point need to be explain because this the main reason for this policy.
Like they have mention the limit for delivery 50000 for 15 lac policy, so it is included room rent and after delivery mother's medical expenses for the week when she is in hospital.
Super Presentation Madmji !!
What is different between star comprehensive policy and this policy
Thank mam, for making this video,, it is very useful information.. 💐
Thank you !
Keep watching :)
Super Presentation, Mam
Thanks a lot, keep watching !
Aur ambulance cashless hoga ya reimbursement me milega?
ma'am iss policy m proposer mere husband hai toh maternity expenses covered nhi honge kya?
Not sure, please check with the Star Health Team or your Insurance Agent.
Hello maam. Is fibroid is cover in this policy
Which plan is best starhealth comprehensive or women care?
Please make comparison video for these plans.
Comprahnsive is so good plan because I do job in star
@@soniakardam7799 but its waiting period for PED is 3 years while in woman care its 2 years
@@creepyrocking2078 yes it's mendetry so what is your questions
@@soniakardam7799 i am planning to buy this policy for my mother(49),she has PED bp/diabetes, is this a good plan and how is claim settlement process of star health
It's depends your need both are good plan
As a woman should I opt for Women Care or star health assurance? Are the premium same?
Pregnant time me koi policy hai?
Plz reply me🙏
Day 1 se Conginatal disease cover hai mam
In brochure, delivery expenses is 50000 rs for 15 lakh premium,then what is covered in this? Complete admit to discharge expense limit to 50k? Or As in brochure room rent, surgery, anaesthesia and other expenses as per actual + 50k for delivery will be there? Plz tell this.
very informative
Glad it was helpful!
Dental, eye, cataract surgery include hoga?
Isme OPD cover rahta hai kya?
Mam preventive health check up ka waiting period kya hai? please reply soon
Can the pregnant woman can get benefited with this if she takes the insurance during pregnancy? I know waiting period is there. But can the new born baby get the advantage in case of complications immediately after delivery?
No, they can't be benefitted !
@@GurleenKaurTikku okay. Thank you...
@@southtonorth-original yes... New born baby will cover from Day 1. I am star Health Insurance Advisor.
But mam in brochure its written that for 10 lakh and above there is no room rent capping one can take any room expect suite.
Hello, Did you get your answer? I have taken the Star health women care policy today. Taken policy for 10L for my mother. Is there any cap in room rent? Pls tell me if u r aware
@@arjuns167 We still haven't taken though, but yeah as per the brochure there's no room rent capping in policy of 10 lakhs and above. If possible please notify me how's the Opd reimbursement and other benefits if you claim it in near future....
Sure, If I get the situation to claim, I will give correct feedback.. i will reply to this thread
@@arjuns167 Ok thankyou
@@arjuns167 no caping
What will be waiting period to claim maternity expenses.
My wife is 2 months pregnant, can we get cashless benefit on delivery?
Excellent explanation. Super it was. Weldon.
Thank you, keep watching !
Mam mera wife 6 month ka pregnant hay aur Dr ne bataya 22feb25 delivery date ab me pregnancy keliyea insurance le kor paunga yea nahi plz bataiyega jorur kunca company ka insurance korne se accha hoga...
As u said waiting period for 5 lakh police is 2 years,
So if we buy this policy now, maternity claims can be done after 2 years only, not before that?
Yes, can be claimed after 2 years
@@GurleenKaurTikku0000000000000000000000000000000000000000000000000000000000000
@GurleenKaurTikku 0
00@@GurleenKaurTikku
Currently I and my wife have star comprehensive since 2 years but I am proposer... So can I migrate to this policy under her name with and I become floater... And will previous waiting period be counted?
Yes, proposer can be changed and you can migrate the policy.
Continuity benefits will be given
Now Men can be proposer too but 1 female need to be in policy
Mem hme ivf karva na he to kya policy rahegi
Maternity cover kab se milega
Good👍
Thank you jee, keep watching !
Pregnant women12 weeks tak policy le sakti hai.
Brousher please
Husband is needed in this policy for maternity claim..?
Mem koi policy ऐसी बताये जिसमे opd कवर कर यह है जहाँ हमे सिर्फ टेस्ट करना है और एडमिट ना होना पड़े
My wife is 5month pregnant, can I take this policy
Star company apko admit hone ka jarurat nahi tha to kiya company tai karega ke hospital ke docter.asi reject karna sahi nahi
Pregnancy kab cover hogi after 2 year lekin aapne bola ki pregnant women ye policy le sakti hai to cover kab se hoga
Delivery expenses cover nahin honge if you are already pregnant
Is there any co payment in this policy.
What is the room rent restriction for 10 lakh policy
thank you for making this video mam 🙏
🙂 Keep Watching !
MAM which plan is best comprehensive or women star
kisse lena hai
Colour Doppler venous hai cover hoga 6 months hua hai claim ko
What about sr citizen female?)
Sir, IVF treatment already start kar diya hai or pregnancy bhi conceive ho gayi hai to, ye policy le sakte hai ya nahi ? Agar le sakte hai to IVF ka jo kharcha hai vo company degi ?
Please check with Star health directly
Very nice. 5L ka bhi eg Diya kare.
Thank you🎉
Keep watching !
Is there any policy which covers infertility treatment
Hello mam,
Mere paas niva bupa ki policy already hai. But mein maternity cover ke liye star health ki women policy lena chahta hu aur coverage 15 lakh ka lena chahta hu. But mein confused hu ki mrko extra policy lene m fayda hai ya nhi ..
Kya mujhe ye leni chahiye?
you can contact me
Star ka insurance plan koi bhi mat Lena Mera bchha 3 din tak admit tha
Or me wife ke breast ka operation huaa Tha mai claim kiya dono ko rejected kar diya Bina Kisi reason ka Bolta hai yah sab bimari 2 sal ke bad se add hoga abhi paise nahi mile ga
Don't take mere bat ka biavas karo🙏🙏🙏
Very nice vidio 👌👌
Thank you :)
Maam agar policy ke baad pregnant ho jate hai 12 month nhi hote hai to kya ese me new born baby cover hoga ki nahi
Maternity will be covered only after the waiting period for maternity is over
@@GurleenKaurTikkuHow many years of waiting period to claim maternity benefits? Please tell me
New born baby add on karane me extra premium lagata hai ya nahi mam
jee, lagta hai
mam plz tell me that if i brought this health priduct and if i canceal by any reason whne company return all premeium paid amount and in how many days after inception policy plz reply
Amit jee, there is a freelook period of 15 days where you can cancel and full refund is given.
After that, some deduction is there, please refer policy brochure
Can asthma patient age 75 get this insurance?
We have taken this health policy in December 2023. If we conceive after 4-5 months and delivery occurs after one year, will that delivery be covered? What additional terms and conditions are there in this scenario?
So, if the delivery happens after the said waiting period, it is covered and as per the limits mentioned in your policy
Hi Ma'am
My wife is 2 month pregnant can I take this policy in her name. Also can I claim for delivery in the current year. Will this policy include cashless transaction in hospital for delivery.
No, delivery can't be covered.
Delivery cover after how long n amount
It is good for women senior citizen
Ji, best part is entry age is till 75 years in the policy.
Delivery charge bhi cover hai kya
Yes, it is covered as per policy terms and consitions
@@GurleenKaurTikkuthanx for reply, sir agar te policy leni h to to kaise le ,matlab enke center hote hai ya,policy agent se kaise contact kare
Delivery waiting period kitna h
Hello, does the policy cover egg freezing treatment?
Please check with the customer care for the same.
I have checked this policy they are charging premium of Rs 20 to 25k nd giving benifit of Rs 25k for 5 lac Sum Assured only making fool
My delivery is due in June 2022 can I claim new born expenses not maternity claims if I buy the policy right now
No, not possible
And will repeat disease claim covered in the same year?
Yes, can buy
Mam mne kal hi policy lea h ,kya m ise change kra skta hu
Yes, there is a freelook period in your policy of 30 days.
Kya new born baby day 1 se cover hota h after 12th week and 20th week document submission
Newborn baby will be covered from day 1 if maternity claim is given.
Cancer lum sum benifit bi miltihai kiya
Can I take this policy just for my wife to cover the maternity cost?
I took this policy for my wife on 30aug2022 and we are expecting a baby in first week on June and we took the policy of 15lakh is the eligibille for delivery charges of 50000
Delivery expenses: For sum insured option of
Rs.5 lakhs and Rs.10 lakhs - A waiting period of
24 months from the date of first inception of this
policy. For sum insured option of Rs.15 lakhs and
above - A waiting period of 12 months from the date
of first inception of this policy.
So, Delivery will not be covered in June 2023
Wel explained ma'am. But Star health plans are really pathetic. And customer service is worse.
Superb explanation mam.
My mother is 71 years old. Having BP and Diabetes. But under control with medication.
Does this Star Women care insurance policy good to go ???
Thank you for finding our video informative . Also, we would suggest you to buy particularly senior citizen plans as per the age.
For any queries, feel free to reach out to us on WhatsApp/Call at 9650706699.
Our team can assist you !
Man mediclasic ND health assure main cammprision btana please
Hello ma'am.just SUBSCRIBED your channel..
1 question is CANCER cover for both husband and wife?
yes, if the rider is selected for both
@@GurleenKaurTikku hi ma'am..now there is no optional rider ...already included in that policy like other policies r8?
After ivr treatment, maturity is covered? If cover, I hv to buy pls suggest
Pls check this with Star health directly.
Thanks
covered h sir..
If lady pregnent 5week can she buy now this policy, and tell me delivery claim details,medical bill, surgery bill ,accommodation rate
Kedar jee, check policy brochure and see if she is eligible for buying the policy.
Also, she can't claim for maternity benefits as minimum waiting period is 9 months for the same.
Maternity is cover but how much
Very good information
Thank you so much !
Maam we are planing for child can we avail the policy , and other hospitals expenses are cover clothing, cleaning etc charges are applicable in this policy?
Yes
Maternity ke liye kitne sal pahle nikaalne padati hai
You can raise your complaint at Grievance department of star health
Mam day 1 se 25% cover hai baby am i right or wrong?
Right
Hello @sumitmahato9878 I want to talk to you , how to reach you sir
Star has cheated me. They rejected claim on forged disease which the patient never had
Insurance lene ki kitne din bad apne dr dikhaya
Please explain details
Don't mislead people here! Elaborate on what has happened.
@@abhishekcpadwal1989 don't take favours of company...don't forget that agent who comes from company always thinks to cut the bill
Good evening ma'am 🙏🏻
🙂
Madam is policy me co payment hai kya ?
Can't find it on the policy brochure, please connect with the Star Customer Care for more details !
No co- payment
Restoration option explain karenge Kay madam
100% restoration once applicable
Great work ❤️
Thank you so much 😀
Madam, say I buy policy on OCT-22 and my wife gets pregnant on Mar 2023. So will i get cliam on dec - 2023 , in delivery time..
Itni exact calculation ke liye star health par baat karein
Yes
Madam ji star Wale to phon hi nhi utha te hai to kya krega policy holder claim ka to pta nhi kb milta h
Thanks for sharing your first hand experience with the company, this will definitely help our viewers to take a better decision.
Anu co payment?
I have conceived will my delivery will be covered if I purchase it
There is a certain waiting period on this.
We aren't sure about it, so you can cross check with the insurance company customer care or check the brochure available online.
Thank you
Hello.
Currently i am 23 weeks pregnant can i buy this policy?
As per policy wording, you can buy at 12th and 20th week, so not possible in your case
Suggest policy for my mother who is 61 years old and need a knee replacement with less waiting period
Minimum waiting period will be 2 years, lot of policies are available, please check video on options for senior citizens below th-cam.com/video/-m3OvU6kTqY/w-d-xo.html
Madam my wife is 2 month pregnant.which insurance will cover her maternity.is there a waiting period in star health women care.
Yes, There is atleast one year waiting period
Same question is myne... Then after delivery can't claim??
Nice explanation can u pls sent these points to me individually miss if u don't mind.
Vijay jee, the brochure is attached in the video description
Mam IVF claim hota hai kya
Yes, covered. Please refer policy brochure
Mam some main person Male ho sakta he with wife
no
@@GurleenKaurTikku thanks mam for reply me apko WhatsApp kr raha hu
Oriental insurance pe video banvayo na please aap se request hai
Yes, sure :)
If you have any specific queries related to health insurance, we are available at 9650706699 !
Superb explanation ma'am👌,
But as per policy High premium with very low amount benefits for womens in view of delivery, vaccination, ante-natal benefits etc.
I think star health family health optima is a good policy with reasonable premium..
and it's better to bear delivery expenses by own.
Thanks
True. Even govt companies are giving
Its a personal choice Sir, Lot of people want the maternity and other expenses related to the new born baby covered and lot of people want to bear by own and buy standard health insurance policies.
@@GurleenKaurTikku Right ma'am, I mean to say that the maternity cost coverage amount is very low as per SI..
Otherwise every policies are their own merits and demerits..
Thanks
meri wife 5 month pregnant h to ye policy lete or surgery hoti delevery ke time to claim milega isi sal m July tak 🙏🏾🙏🏾
@Gurleen Kaur Tikku Correct me if I am wrong. Apko claim nahi milega as waiting period for any amount of policy is atleast 1 year. Toh agar aap 15 lakh ki policy lete ho toh bhi aapko at least one year tak wait karna hoga, maternity claim karne ke liye.
Maternity Claims
5 lakh => Waiting period 2 years (Max amount Rs 25000)
10 Lakh => Waiting period 2 years (Max amount Rs 50000)
15 lakh => Waiting period 1 year (Max amount Rs 50000)
25 lakh => Waiting period 1 year (Max amount Rs 75000)
1cr => Waiting period 1 year (Max amount Rs 100000)
Jee, Maternity claim nahin milega, but policy aap le sakte hain 12th and 20th week me
@@GurleenKaurTikku thanks mam
Pls shop insurance pr video banao
I saw reviews for star health and they are really bad. I was about to call you for this policy but what to do can't understand. They are rejecting claims as people say
Hi, you can call us at 9650706699 & our team can help you out choose a suitable plan according to your requirements
Thanks
A
Did you bought star health policy?
Nice explanation madam.
Madam i have already taken this policy for my mother she is 68 years old.
I want to know this policy will cover heart attack, knee reacement, accident, head injury, etc.
Without sublimit
Please inform me madam
Thank you jee, please connect with the insurance company's customer care or read the policy details.
Yes.. Will cover
THANK YOU MA''AM
Keep Watching ✅
Waiting period for this policy?
Please check, all details mentioned in the video and you can refer the brochure as well
Hi As per policy, the Newborn baby will be covered from Day 1 if I take the policy till the 5th-month of pregnancy. Below are the lines from the brochure
In case if we accept this proposal and issue the policy, the new
born will be covered immediately after its birth till the end of the
policy period (including for congenital defects) up to the new
born sub-limits mentioned in the Delivery section
After renewal newborn will be covered up to the sum insured
(including congenital defects), if the premium is paid for the
newborn
But you said that the baby will cover after 90 days.
Yes. This point need to be explained properly...
Can a woman take this policy few years before marriage, so that maternity waiting period passes when she marries
Maternity coverage is offered if both the partners are there in the policy.
So, buying policy early will not help here.
@@GurleenKaurTikkuI was planning to buy this for my wife, but now I’m having second thoughts coz why should I also be in the plan?