Hi thanks for the video. I opened my 212 awhile ago and I’ve only just added funds. Your video finally gave me the confidence to do it. But 212 is giving me options of stocks isa or cash isa. In this video which one did you open in the example.
Same boat as you...but people like Damien...Dave Ramsey etc say there is no such thing as too late. 20 years time you can have few hundred k or as much as you're able to put into index funds...they say its mot sexy...but a steady 7% for 20 years isn't to be sniffed at. Go on a compound calculator and play around with deposit amounts to.give you idea what you can afford...and what you will accrue. 💪🏾
Keep going mate I started at 41... was in 13K debt and living in my overdraft. I'm now debt free have a 20K emergency fund. 30K saving pot and just surpassed ~£200K. Proper portfolio diversification is key... I am almost 43 now!
@ I lost a lot chasing individual stocks and I feel pretty stupid for not understanding how investing works. I have a double major in economics but hell I’ve been struggling to make sense of the market. Well done on profits!
Keep it simple, invest in what you understand, take some risk but don't try to shoot the lights out. I’m invested in ETFs, REITs, and Individual bluechip company stocks and use a CFA. On average, she takes 10% of earnings, but using Lina Dineikiene's system makes it much more hands-off. I conservatively follow her recommendations and market entry and exit points, and tbh this makes it fairly simple for me... I am convinced it's not just hard work but smart work:-)
The British public can’t be blamed for not investing, because as you mentioned Damien, there’s been zero financial education from the Education system. It’s not seen as for us ordinary people. Thankfully we have you and a few others on YT to do that. Thanks for your insight and hard work you do. 🙌🏻👌🏻
Same as in Germany. If I remember correctly you guys at least have finance classes in some schools (which is unheard of in Germany). Also it's even discouraged by some of the ruling parties (looking at the SPD and the greens). There's not even a possibility of saving for retirement in something other than a regular brokerage account.
Plus when you do make these accounts sometimes you do a quiz and if you get one answer wrong they literally tell you that you’re uneducated and not ready for it. I’ve still not invested anything as a result of these because I still don’t know what all of the types of funds are, I’m a bit scared but I can afford to lose £10 so it might be time to just do it against advice :D
School isn't about teaching you every last thing you could possibly use, it's about eventually building the skills for you to be able to find out information for yourself. If you need to know about investment, or car maintenance, or fitness, or how to do your taxes, there is a wealth of information available and school will have given you the skill you need to find that information and to learn from it.
Thank you for ACTUALLY telling me how to invest. I’m 19 years old and literally need investing and finances spoon feeding until I become more comfortable
Reason i decided to work closely with a brokerage adviser ever since the market got really tense and the pressure became too much. I should be retiring in 17 months, so l've had a brokerage adviser guide me through the chaos. It's been 9 months now, and l've made approximately 650K net from all of my holdings.
@@DamienTalksMoney I'm glad I took your encouragement and the "free share" and signed up with Trading 212. No problems there HOWEVER... The free share appears on my account but the price shows as part of my ISA allowance. I understand why, but given the absolute limit of £20K, accidentally going over the allowance is possible and could cause problems. Perhaps flag this issue? Assuming I have not misunderstood things.
Unfortunately, that's about right. I'm Kenyan, my hubby is British. Getting him to invest in anything is nearly getting me a brain fracture. 😢 He says everything is a scam.
I remember when I just got into crypto back in 2019 but later in 2020 I ended up selling it because I was dumb and I didn't understand it. I studied and learned and now I know how it works. Got back into crypto early in 2023 with 10k and I’m up with 128k in a short period of time .This comment serves as motivation for all those who have invested and continue to invest in cryptocurrencies with so many losses, do not give up, cryptocurrencies can change your life. Do your best to connect with the right people and you will surely see changes.
Most people think, investing in crypto is all about buying coins and leaving it to rise, come on it takes much analysis to be a successful crypto trader.
Trading without professional guide...Huh I laugh you, because you will remain where you are or even make huge losses that will stop you from trading, this has been one of the biggest problem to new traders
Time in the market beats timing the market. Might be the most valuable lesson I’ve learned so far. It doesn’t need to be very complicated but you do need to be consistent.
Thank you so much for your videos and for sharing your knowledge in such an accessible way. I've only recently begun watching you and a couple of other (British) YTs on the subject of personal finances & investing but I've learned so much. And like soooo many Brits, I was actually a bit scared when it came to moving some of my 'squirrelled away' money from what I thought were 'safe' accounts into a T212 ISA. But am I ever glad I have! Of course like you say, things will go up and down over time so no-one's getting rich overnight. But £700 invested has already grown more in a few weeks than £2,000 in a bank cash ISA has in a year! So c'mon Brits, watch Damien's vids & get with the program! I'm rubbish at puns but I did enjoy the T-shirts 😆
Hiya, I'm a Maths and Business Studies teacher in a Secondary school, where we've just opened up a sixth form where I'm teaching Core Maths and a BTEC Enterprise and Entrepreneurship course. I'm so happy that I've found your video because I am definitely going to show my students these on the lessons and educate them how to start investing. I am going to start investing myself, so we can share our experiences. I'm so excited and can't wait to see how this is going to evolve. I hope other teachers out there in the UK are willing to do the same so we can create a different culture around investments. Also, if you'd have some free time, I'd love to invite you as a guest speaker for these sixth-former students. Many thanks for you clear explanation in the video.
I’ve just started investing at the grand old age of 37, coming from a working class family, they were very much in favour of ‘squirrelling’ money away for a rainy day so I’ve gone on my own journey to educate myself about investing, thanks for providing such great information. Although, don’t come for Keanu, national treasure right there! 🤣
Successful investing is hard work because it means disciplining your mind to do the opposite of human nature. Buying during a panic, selling during euphoria, and holding on when you are bored and just craving a little action. Investing is 5% intellect and 95% temperament.
You need a Financial Advisor my friend so you don't get ripped off in the market. They provide personalized advice to individuals based on their risk appetite, placing them among the best of the best. There are bad ones, but some with good track records can be very good.
Interesting, Mind if I ask you recommend this particular professional you use their service? honestly right now i have quite a lot of marketing problems.
‘Sharon Marissa Wolfe’ is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
She appears to be a true authority in her profession with over two decades of experience. I looked her up on the internet and skimmed through her site, very professional. already sent her an inquiry hoping for a response soon.
Education dispels fear and without fear people can flourish. Your spot on Damien we all need to be educated on what we can do rather than be told what we cannot.
Excellent video that really gave me the confidence to try investing. I did a bit of reading, and articles kept suggesting Bonds as a relatively safe investment. I've 200 copies of Goldeneye on DVD due to arrive on Monday. So excited!
What I like about your videos is that you are not telling people to buy this and buy that as a dead cert. You are very open about making your own choice and about understanding what your appetite for risk is. Great vids and channel 👍
I just wanted to say thankyou. This video has given me to courage to invest for the first time. I am abit late to the game as Im 49, but you have given me the confidence, even this late to go for it.
Thank you very much, Im 55 and working in NHS , you gave me a ray of hope and confident to start to invest in UK for preparing retirement for both me and my wife, Really appreciate it !!!
I had problem comprehending trading in general. I tried watching other TH-cam trading channels, but they made the concepts more complicated. I was almost giving up until when i discovered content and explain everything in detail. The videos are easy to follow
You are completely right about the UK. My dad said it was worse than gambling. I’m going to start with a small pot £250 and hopefully it will give me the confidence to invest monthly to build on. Thanks for the vid !
Watched this video three times since it came out before I finally had the funds and the confidence to give it a go. Thank you as always Damien, you're really making a difference to a lot of people out there :)
Just made the first step into investing and opened trading 212 account, with your code I got a free share in BP. I wasn’t expecting a free stock of such huge company. Already has me excited to see how it performs and learn how it all works before I actually buy one proper. For now I’m happy to have a spare grand sitting there doing the same it would in my savings account.
Another well produced video Damien. Thank you. Here is my thought of the day for you: An economist, an accountant and a lawyer decided to gamble…. And that’s how stock markets came into existence!
just wanted to say i have recently come across this channel after looking into saving and investing my self, while i have done for a few years i have only started taking it more seriously recently. This channel is by far my favourite (ignoring the uk bias i have) but also because damien makes stuff actually make sense. i feel like sometimes when doing my own research i'm just ramming my head into a brick wall trying to learn all these new terms etc. But this channel does a good job of answering questions while clearing up any confusing terminology. I also agree the education around finance in this country is terrible.
Great content! as the world crisis progresses the smartest thing people do lately is building a strong investment that isn’t controlled by the government. Like digital currencies.
Building wealth involves good habits and risks like putting money into solid investments like digital currencies,having a good financial manager is what people tend to shy away from,and it keeps hunting them in the near future after many losses, be disciplined and get certified advisor pray that anyone reading this will be successful!!!
I have a 5 figure portfolio on T212, but I still clicked on Damien's how to start investing video. Appreciate the time and money effort that went in to those t-shirts! In other news did you hear about that marijuana stock? Buy high, sell higher!
I can relate... My dad is just the same and the more he ages the more stubborn he gets. I really wish he could invest, even when he sees how good it's been for me, he still doesn't budge!
Brilliant video, Damien!!! Learned something today. Never knew that I could create the separate pie for my sons and i was thing for long time how to invest for them. I was considering junior ISA but now I think I will use your idea! Thanks
Thank you for detailing that long-term means at least a decade. I pulled a lot of my money out of my stocks and shares ISA in 2022/23 because it was a very volatile year. My returns were in the negative month on month, I was depositing £500 pcm. I did end up needing the money I drew down (Masters degree), but I kept a grand in there. This video has given me the confidence to increase my monthly deposits from the minimum, to at least £100. I can stomach that and the possible volatility at that amount. I'm glad I stayed in the game in 2024, and now I'm aware that ten years plus is what I need to keep in mind.
I’ve been watching your videos for sometime now, after loosing a bit of money in ISAs in 2008 I’ve stuck with cash savings until today. Thanks for the walkthrough guide, I’ve now started my investment journey!
This is the first such video I've watched. I'm approaching 50, have a good local authority pension lined up and owe not much on my mortgage (could settle it with a credit card). My wife deals with all finances and i just get pocket money. Have decided that rather than buy toys and video games, I'm going to start sticking a few ££ here and there and invest it. Going to follow your advice and start today. Thanks for the clear video from someone who, financially at least, doesn't know their arse from their elbow.
I've started investing in January 2023 after one of your video, thanks! This video isn't for me, but I'll link it to whoever I think could use the same "push".
I have just found your channel and love your content! Really well put together and easy to understand! I just started investing this year at the age of 27, and so glad I have! It's been a big learning curve but actually quite enjoyable.
Another great video Damien, thank you. You show how easy it can be to get into investing, when it is normally sold as a dark art to keep the everyday person out and keep it for the elite.
Why don't financial advisors ever get lost? They always know the best way to hedge their bets. 😅 the best I can come up with! I’m loving the videos keep em coming!❤
“The Regulator does a really good job of protecting people, but not educating them”. I wonder why… protect the rich, but try to avoid too many people becoming the same. Great video mate, appreciate it.
Thank you, genuinely been meaning to dip my toe into this stuff but kinda always was feared to. Going to sit down and really delve into this video over the next week and start
Same, I met Elizabeth stark last year for the first time at a conference in Wilshire, after then my Life has changed for good.God bless Elizabeth stark
Great video, this answered a lot of questions I've always had about investing and in particular what trading platforms do. Bit of a cash crunch for me this month but I know where all my spare £ in June is going.
Great vid Damien, I'm on t212 too and have set up a lisa for me and jisa's for my kids with HL thanks to your content. I was thinking about investing in some mining stocks because they've recently hit rock bottom, I'm so sorry 😅
“Just stumbling on your page 8 months after at 05:14am is like just realising that there are over 800 female soldiers in American camp during WW2”. Thank God my staying awake is yielding well. Thank you for all that you do, Mr. D.
Nice one Damien, been watching every video of yours for a while on top on your podcast. You have helped me motivate a few of my mates to get on the investing train too. I have a pie on trading 212 30% VUAG AND 70% VWRP. ( I know im over exposing myself 🤣) BUT! Your videos keep me motivated to keep it up. Keep up the hard work
Kudos. Well explained. If the UK is lagging in investing, what can I say about Africa? There are more religious fanatics than financial educators. Using 212 now.
Great video Damo, I think anyone watching this should listen to your podcast with Tom Morgan as I think it will dovetail nicely with this video. Particularly where you both spoke about how most people just need a global index fund and then might need a financial planner in the future when they near retirement. The bit in the podcast about his client and the church piano was lovely. Keep up the good work.
Awesome video Damien, I have just started investing because of watching your videos @42 wish I had started a lot earlier, but as you said in your earlier video now probably is the time I have a little more spare money. Loved this vid too made me LOL more than once, cheers for all the interesting and informative info you put out there.
Thank you for the video! I learned a lot tonight. However, I’m curious about how to identify a good investment plan. Is it necessary to work with a financial advisor?
This was an amazingly helpful video. Thank you Damien for your efforts. I'm the typical guy you're describing...I have the money in savings but dont know what to do with it.
Thank you so much, I am kinda mad cause while I was growing up no one ever taught me how to invest nor should I. In my country buying property is a way to do it but I don't want to have a property there at all! What to do? Invest!!
Nice video, nicer t shirts. I think I'm the worst of all sinners, i had cash sitting in my Trading 212 ISA no invested in anything at all. This was a nice prompt to make it do something, thanks !
I started investing last year aged 51. I listened to my dad for years. "Investing is like putting all your money on a horse. Don't do it." Now I realise he had no clue about index funds and the like. I've since tried to convince him to invest but he refuses, saying, "I like my money where I can see it - in the bank."
Damien - This is brilliant. I've been trying to help someone get into investing. This is perfect. I've mentioned you to them before, but this series is perfect for them. This is such a well scripted video too. 👍
Question. I have a NHS pension pot (no longer in the NHS). Thinking sending some to a vanguard ISA ready account. Would that affect my Universal credit? Thanks Love the info how simple you make things
Here is the link to the spreadsheet I showed in the video. Just add your email, and I will send it over.
financialinterest.com/index-fund-cheat-sheet/
Can't you set up a managed fund? I mean, people do trust you. I'd throw in some.
Brilliant, many thanks!
Any news about the t-shirts? I want one!
first video of you for me
How much fucking shirts do you have
Hi thanks for the video. I opened my 212 awhile ago and I’ve only just added funds. Your video finally gave me the confidence to do it. But 212 is giving me options of stocks isa or cash isa. In this video which one did you open in the example.
How does this man only have 239k subs?
The UK has nearly 70 million people in it! This man is dropping golden knowledge all over the internet...
Most ppl haven't managed to get past stage one yet. Getting out of debt x
Watching in my 40s... And only just starting investing I feel so behind!
Same boat as you...but people like Damien...Dave Ramsey etc say there is no such thing as too late. 20 years time you can have few hundred k or as much as you're able to put into index funds...they say its mot sexy...but a steady 7% for 20 years isn't to be sniffed at. Go on a compound calculator and play around with deposit amounts to.give you idea what you can afford...and what you will accrue. 💪🏾
Keep going mate I started at 41... was in 13K debt and living in my overdraft. I'm now debt free have a 20K emergency fund. 30K saving pot and just surpassed ~£200K. Proper portfolio diversification is key... I am almost 43 now!
@ I lost a lot chasing individual stocks and I feel pretty stupid for not understanding how investing works. I have a double major in economics but hell I’ve been struggling to make sense of the market. Well done on profits!
Keep it simple, invest in what you understand, take some risk but don't try to shoot the lights out. I’m invested in ETFs, REITs, and Individual bluechip company stocks and use a CFA. On average, she takes 10% of earnings, but using Lina Dineikiene's system makes it much more hands-off. I conservatively follow her recommendations and market entry and exit points, and tbh this makes it fairly simple for me... I am convinced it's not just hard work but smart work:-)
Better late than never! You're doing great compared to the average citizen
The British public can’t be blamed for not investing, because as you mentioned Damien, there’s been zero financial education from the Education system. It’s not seen as for us ordinary people. Thankfully we have you and a few others on YT to do that. Thanks for your insight and hard work you do. 🙌🏻👌🏻
Same as in Germany. If I remember correctly you guys at least have finance classes in some schools (which is unheard of in Germany).
Also it's even discouraged by some of the ruling parties (looking at the SPD and the greens).
There's not even a possibility of saving for retirement in something other than a regular brokerage account.
Plus when you do make these accounts sometimes you do a quiz and if you get one answer wrong they literally tell you that you’re uneducated and not ready for it. I’ve still not invested anything as a result of these because I still don’t know what all of the types of funds are, I’m a bit scared but I can afford to lose £10 so it might be time to just do it against advice :D
School isn't about teaching you every last thing you could possibly use, it's about eventually building the skills for you to be able to find out information for yourself. If you need to know about investment, or car maintenance, or fitness, or how to do your taxes, there is a wealth of information available and school will have given you the skill you need to find that information and to learn from it.
Thank you for ACTUALLY telling me how to invest. I’m 19 years old and literally need investing and finances spoon feeding until I become more comfortable
You are starting at a young age. If you start and stay consistent you are going to do amazing.
@DamienTalksMoney I'm the same age and am looming at investing more, are there any other good videos and or books that csn educate me further?
Reason i decided to work closely with a brokerage adviser ever since the market got really tense and the pressure became too much. I should be retiring in 17 months, so l've had a brokerage adviser guide me through the chaos.
It's been 9 months now, and l've made approximately 650K net from all of my holdings.
Put "That" on a t-shirt... Actually laughed out loud... Best visual gag I think I've ever seen... Thanks! Still smiling even now as I type this.
Glad you enjoy it 😊
Well you have got one of the most liked comments so if you want "that" t shirt email me on damientalksmoney @ gmail.com
@@DamienTalksMoney I'm glad I took your encouragement and the "free share" and signed up with Trading 212. No problems there HOWEVER... The free share appears on my account but the price shows as part of my ISA allowance. I understand why, but given the absolute limit of £20K, accidentally going over the allowance is possible and could cause problems. Perhaps flag this issue? Assuming I have not misunderstood things.
@DamienTalksMoney cheers Damien. I only just saw this now and have just emailed.
Thanks again!
Unfortunately, that's about right. I'm Kenyan, my hubby is British. Getting him to invest in anything is nearly getting me a brain fracture. 😢 He says everything is a scam.
I remember when I just got into crypto back in 2019 but later in 2020 I ended up selling it because I was dumb and I didn't understand it. I studied and learned and now I know how it works. Got back into crypto early in 2023 with 10k and I’m up with 128k in a short period of time .This comment serves as motivation for all those who have invested and continue to invest in cryptocurrencies with so many losses, do not give up, cryptocurrencies can change your life. Do your best to connect with the right people and you will surely see changes.
Most people think, investing in crypto is all about buying coins and leaving it to rise, come on it takes much analysis to be a successful crypto trader.
Trading without professional guide...Huh I laugh you, because you will remain where you are or even make huge losses that will stop you from trading, this has been one of the biggest problem to new traders
Taking advice from financial experts like Evan dannis Coman to fine-tune your investments is a smart choice.
Please How can he be consulted??
He is mostly on Telegrams with the user name below 👇👇.
Your videos are amazing! You speak at length with no cuts, you're clear and to the point. Perfect.
Thank you very much
No cuts?! How did he change he tshirt so many times then??
(But yes all kidding aside this is a stellar video)
Time in the market beats timing the market. Might be the most valuable lesson I’ve learned so far. It doesn’t need to be very complicated but you do need to be consistent.
Thank you so much for your videos and for sharing your knowledge in such an accessible way. I've only recently begun watching you and a couple of other (British) YTs on the subject of personal finances & investing but I've learned so much. And like soooo many Brits, I was actually a bit scared when it came to moving some of my 'squirrelled away' money from what I thought were 'safe' accounts into a T212 ISA. But am I ever glad I have! Of course like you say, things will go up and down over time so no-one's getting rich overnight. But £700 invested has already grown more in a few weeks than £2,000 in a bank cash ISA has in a year! So c'mon Brits, watch Damien's vids & get with the program!
I'm rubbish at puns but I did enjoy the T-shirts 😆
"I made a lot of money investing into Apple, that's because I had some in-cider knowledge..." 🍎😂
Haha that’s the joke I was gonna pop on here 👍🏼
My wife favourite band comes from an 18th Century novelist. She loves a Dickens Cider.
You got yourself a T shirt! pop me an email on damientalksmoney @ gmail.com and i will get you one in the post.
Will do @@DamienTalksMoney
😅😅😅😅😅
Hiya, I'm a Maths and Business Studies teacher in a Secondary school, where we've just opened up a sixth form where I'm teaching Core Maths and a BTEC Enterprise and Entrepreneurship course. I'm so happy that I've found your video because I am definitely going to show my students these on the lessons and educate them how to start investing. I am going to start investing myself, so we can share our experiences. I'm so excited and can't wait to see how this is going to evolve. I hope other teachers out there in the UK are willing to do the same so we can create a different culture around investments. Also, if you'd have some free time, I'd love to invite you as a guest speaker for these sixth-former students. Many thanks for you clear explanation in the video.
This is amazing thank you so much!
I’ve just started investing at the grand old age of 37, coming from a working class family, they were very much in favour of ‘squirrelling’ money away for a rainy day so I’ve gone on my own journey to educate myself about investing, thanks for providing such great information. Although, don’t come for Keanu, national treasure right there! 🤣
Similar age. I mentioned investing when I was younger to my mother. She scrunched up face and said "oooh. Risky."
That was my financial education.
Successful investing is hard work because it means disciplining your mind to do the opposite of human nature. Buying during a panic, selling during euphoria, and holding on when you are bored and just craving a little action. Investing is 5% intellect and 95% temperament.
We have learnt in investing journey that you can't control the market but you have the power to control your actions in the market
You need a Financial Advisor my friend so you don't get ripped off in the market. They provide personalized advice to individuals based on their risk appetite, placing them among the best of the best. There are bad ones, but some with good track records can be very good.
Interesting, Mind if I ask you recommend this particular professional you use their service? honestly right now i have quite a lot of marketing problems.
‘Sharon Marissa Wolfe’ is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
She appears to be a true authority in her profession with over two decades of experience. I looked her up on the internet and skimmed through her site, very professional. already sent her an inquiry hoping for a response soon.
Education dispels fear and without fear people can flourish. Your spot on Damien we all need to be educated on what we can do rather than be told what we cannot.
Excellent video that really gave me the confidence to try investing. I did a bit of reading, and articles kept suggesting Bonds as a relatively safe investment.
I've 200 copies of Goldeneye on DVD due to arrive on Monday. So excited!
You got yourself a T shirt! pop me an email on damientalksmoney @ gmail.com and i will get you one in the post.
This took me a minute. lol
I'm subbed and I'm coming back for more information
I will be investing and I'm grateful for your advice
Great content like always , love the replacement of the t-shirts and msgs
I like that you educated your child on how to use the little amount as investment. Really love your content.
I wish there was a manual on how to help them! Just trying to figure it out best I can.. thank you so much for watching, love that you enjoy it
What I like about your videos is that you are not telling people to buy this and buy that as a dead cert. You are very open about making your own choice and about understanding what your appetite for risk is. Great vids and channel 👍
Thank you so much really appreciate this feedback. I’m glad you think the videos come across well balanced
@@DamienTalksMoney no probs. Really important to show balance like your videos
I just wanted to say thankyou. This video has given me to courage to invest for the first time. I am abit late to the game as Im 49, but you have given me the confidence, even this late to go for it.
I'm 50 not rich but interested
T-shirts were on point today 👌🏼
You always cover the most timely and relevant topics in finance. It’s like you know exactly what we need to hear
Thank you very much, Im 55 and working in NHS , you gave me a ray of hope and confident to start to invest in UK for preparing retirement for both me and my wife, Really appreciate it !!!
Did you start investing? How is it panning out?
I had problem comprehending trading in general. I tried watching other TH-cam trading channels, but they made the concepts more complicated. I was almost giving up until when i discovered content and explain everything in detail. The videos are easy to follow
Hey Damien - I have been following you for over a year now. Just started to invest some money and created my first pie ! Thank you … Francesca 😊
Yes! Amazing well done for taking the plunge. Stay consistent and don’t panic if the ride gets bumpy
You are completely right about the UK. My dad said it was worse than gambling.
I’m going to start with a small pot £250 and hopefully it will give me the confidence to invest monthly to build on.
Thanks for the vid !
Just signed up and made my first investment, many thanks for the insights you bring to the masses Damien, keep up the good work.
Watched this video three times since it came out before I finally had the funds and the confidence to give it a go. Thank you as always Damien, you're really making a difference to a lot of people out there :)
Love this thank you mate. Stay consistent through thick and thin
Great advice as always!
Theres so many good ones but the only t shirt friendly one I can think of is:
Debit in the streets, Credit in the sheets
Just made the first step into investing and opened trading 212 account, with your code I got a free share in BP. I wasn’t expecting a free stock of such huge company. Already has me excited to see how it performs and learn how it all works before I actually buy one proper. For now I’m happy to have a spare grand sitting there doing the same it would in my savings account.
Another well produced video Damien. Thank you.
Here is my thought of the day for you:
An economist, an accountant and a lawyer decided to gamble…. And that’s how stock markets came into existence!
just wanted to say i have recently come across this channel after looking into saving and investing my self, while i have done for a few years i have only started taking it more seriously recently. This channel is by far my favourite (ignoring the uk bias i have) but also because damien makes stuff actually make sense. i feel like sometimes when doing my own research i'm just ramming my head into a brick wall trying to learn all these new terms etc. But this channel does a good job of answering questions while clearing up any confusing terminology. I also agree the education around finance in this country is terrible.
Entirely agree. Opened a Vanguard general account a couple of days ago and discovered I’m more comfortable with risk than I thought!
Brilliant and straight to the point. No need for investing to be complicated! Great video, Damien 👍
I’ve been inspired. Thank you 🎉❤
My mate told me to put my cash under the mattress. But I found no interest in that
Great content! as the world crisis progresses the smartest thing people do lately is building a strong investment that isn’t controlled by the government. Like digital currencies.
Building wealth involves good habits and risks like putting money into solid investments like digital currencies,having a good financial manager is what people tend to shy away from,and it keeps hunting them in the near future after many losses, be disciplined and get certified advisor pray that anyone reading this will be successful!!!
+1838
I just checked her up on google, she’s verified and licensed broker.
1838
You're so funny and informative!! So far you're my favourite youtuber that talks about ISAs. It's just interesting and brilliant.
I have a 5 figure portfolio on T212, but I still clicked on Damien's how to start investing video. Appreciate the time and money effort that went in to those t-shirts!
In other news did you hear about that marijuana stock? Buy high, sell higher!
marijuana stock you say, think I need to know more for research.
I can relate... My dad is just the same and the more he ages the more stubborn he gets. I really wish he could invest, even when he sees how good it's been for me, he still doesn't budge!
I have a 5 figure portfolio too... £00001 👀😂
You got yourself a T shirt! pop me an email on damientalksmoney @ gmail.com and i will get you one in the post.
New to trading 212 and this video has really really
Helped me start to learn .
Thanks 👌🏼
Plus your that’s are awesome 🙌🏻
My brother said I should invest in Doritos, but instead I bought the dip.
Brilliant video, Damien!!! Learned something today. Never knew that I could create the separate pie for my sons and i was thing for long time how to invest for them. I was considering junior ISA but now I think I will use your idea! Thanks
Thank you for detailing that long-term means at least a decade. I pulled a lot of my money out of my stocks and shares ISA in 2022/23 because it was a very volatile year. My returns were in the negative month on month, I was depositing £500 pcm. I did end up needing the money I drew down (Masters degree), but I kept a grand in there. This video has given me the confidence to increase my monthly deposits from the minimum, to at least £100. I can stomach that and the possible volatility at that amount. I'm glad I stayed in the game in 2024, and now I'm aware that ten years plus is what I need to keep in mind.
No pun, but I just wanted to say this was my favourite video yet. Absolutely bang on!
I’ve been watching your videos for sometime now, after loosing a bit of money in ISAs in 2008 I’ve stuck with cash savings until today. Thanks for the walkthrough guide, I’ve now started my investment journey!
This is the first such video I've watched. I'm approaching 50, have a good local authority pension lined up and owe not much on my mortgage (could settle it with a credit card). My wife deals with all finances and i just get pocket money. Have decided that rather than buy toys and video games, I'm going to start sticking a few ££ here and there and invest it. Going to follow your advice and start today.
Thanks for the clear video from someone who, financially at least, doesn't know their arse from their elbow.
I've started investing in January 2023 after one of your video, thanks!
This video isn't for me, but I'll link it to whoever I think could use the same "push".
Thanks for the great info - just set up a 212 account with your code and now have shares (free) in Airbus - exciting :)
it's almost like they don't want to educate us from the get go, big up for your content Damien!
I’m 12 and a you tube short inspired me to think about this I got £60
I have just found your channel and love your content! Really well put together and easy to understand! I just started investing this year at the age of 27, and so glad I have! It's been a big learning curve but actually quite enjoyable.
Another great video Damien, thank you. You show how easy it can be to get into investing, when it is normally sold as a dark art to keep the everyday person out and keep it for the elite.
Why don't financial advisors ever get lost? They always know the best way to hedge their bets. 😅 the best I can come up with! I’m loving the videos keep em coming!❤
“The Regulator does a really good job of protecting people, but not educating them”. I wonder why… protect the rich, but try to avoid too many people becoming the same. Great video mate, appreciate it.
Honestly…been watching your recent videos all day - love your stuff, brilliant! Put that on a t-shirt…haha!
You have the best video editor in the world!
Thank you, genuinely been meaning to dip my toe into this stuff but kinda always was feared to. Going to sit down and really delve into this video over the next week and start
Did you do it?
Thank you Lord Jesus for the gift of life and blessings to me and my family $14,120.47 weekly profit Our lord Jesus have lifted up my Life!!!🙏❤️❤️
Sure, the investment-advisor that guides me is..
Elizabeth stark
Same, I met Elizabeth stark last year for the first time at a conference in Wilshire, after then my Life has changed for good.God bless Elizabeth stark
Her services is the best, I got a brand new Lambo last week and paid off my mortgage loan thanks to her wonderful services!
Though I started with as low as $5,000 actually because it was my tirst time and it Was successful, She's is a great personality in the state
Well said Damien, investing and money matters needs to be taught at schools.
I'd love a shirt. Why did the investor open a bakery? Because he wanted to make some dough!
You got yourself a T shirt! pop me an email on damientalksmoney @ gmail.com and i will get you one in the post.
@@DamienTalksMoney Thanks Damien, I've just sent you an email.
Great video, this answered a lot of questions I've always had about investing and in particular what trading platforms do. Bit of a cash crunch for me this month but I know where all my spare £ in June is going.
T shirt pun "Stay Indexed: Let your Money Do the Heavy Lifting!" 😅😅😅
Great vid Damien, I'm on t212 too and have set up a lisa for me and jisa's for my kids with HL thanks to your content. I was thinking about investing in some mining stocks because they've recently hit rock bottom, I'm so sorry 😅
Amazing work! How will Step Finance bridge traditional and digital finance systems?
Came for the t shirts stayed for the excellent video. Totally agree. We need financial literacy in high schools.
Thanks to you and a guy at work i have started investing a few weeks ago so far so good thank you!
Amazing! Keep at it even when it is a bumpy ride
“Just stumbling on your page 8 months after at 05:14am is like just realising that there are over 800 female soldiers in American camp during WW2”. Thank God my staying awake is yielding well. Thank you for all that you do, Mr. D.
Enjoyed this video so much! The T shirts were the icing on the cake 👌
Sending this to my sister!! Thank you sir!
Exactly the reaction I wanted! Your sister should thank you. Legend of a brother
I even called her to push it.. 😅 she said she hasn’t got anything to invest I said it’s the knowledge you should have for when you do..! 😂😊
If you would like a t shirt send me an email on damientalksmoney @ gmail.com you can send it to your sister haha
@@DamienTalksMoney I sent you an email! I so excited!
Thank you Damien, I've been meaning to do this for some time now, and finally just started thanks to your video!
Amazing! Well done for getting started. Stay consistent through thick and thin and it will transform your life
Nice one Damien, been watching every video of yours for a while on top on your podcast. You have helped me motivate a few of my mates to get on the investing train too. I have a pie on trading 212 30% VUAG AND 70% VWRP. ( I know im over exposing myself 🤣) BUT! Your videos keep me motivated to keep it up. Keep up the hard work
Kudos. Well explained.
If the UK is lagging in investing, what can I say about Africa?
There are more religious fanatics than financial educators.
Using 212 now.
Great video, in fact I actually sent it to my wife to watch, she usually thinks any sort of investment is far too risky!
Thankyou for demystifying this subject to a financial simpleton like myself. Cheers
Great video Damo, I think anyone watching this should listen to your podcast with Tom Morgan as I think it will dovetail nicely with this video. Particularly where you both spoke about how most people just need a global index fund and then might need a financial planner in the future when they near retirement. The bit in the podcast about his client and the church piano was lovely. Keep up the good work.
Thank you so much mate! I Love that you enjoyed the podcast and that story about the piano is epic. Who knew they cost so much!
Nice one Damien. I'm giving invest engine a go this year with regular deposits 🎉
Awesome video Damien, I have just started investing because of watching your videos @42 wish I had started a lot earlier, but as you said in your earlier video now probably is the time I have a little more spare money. Loved this vid too made me LOL more than once, cheers for all the interesting and informative info you put out there.
Cleaned out the rest of my stocks and shares ISA and went all in on bitcoin. Best decision I ever made :)
I put money in ETFs on trading 212, does it mean if I create ISA account and move my ETFs share to there, I wont be charged for taxes?
Please reply,
Love the t-shirts😂, “isa joke” is my favourite 👍👋🇬🇧
Very funny and very helpful. This is exactly what I needed. Thank you very much x
Thank you for the video! I learned a lot tonight. However, I’m curious about how to identify a good investment plan. Is it necessary to work with a financial advisor?
@HannahDice-r6p How can I find a trustworthy investment advisor
@HannahDice-r6p Thanks for sharing. searched for her full name and her website popped up, I set up a call with her
Yes is good. I have been working with Sophiekathrynjones for 3 years now and is all testimonies for me. You can search for the name.
Jones is the last name while Kathryn is the middle name.
This was an amazingly helpful video. Thank you Damien for your efforts. I'm the typical guy you're describing...I have the money in savings but dont know what to do with it.
Thank you for the video. Investing always seems scary but this makes a lot of sense
I appreciate your review I’m available for inquiries and counseling on my helpline.
Great content, mate. My two pence, please use a de-esser on your voice. It will make listening to your advice more pleasant. Thank you 🙏🏽
Thanks for the feedback will pass that on to my editor.
"I'm a fan of the newer pound coins, which is odd given I hate all change."
(Great vid, better T-Shirts!)
Thank you so much, I am kinda mad cause while I was growing up no one ever taught me how to invest nor should I. In my country buying property is a way to do it but I don't want to have a property there at all! What to do? Invest!!
Nice video, nicer t shirts.
I think I'm the worst of all sinners, i had cash sitting in my Trading 212 ISA no invested in anything at all. This was a nice prompt to make it do something, thanks !
Straight Outta Compound.
Please make a video on how to invest in sp5000 index funds
I started investing last year aged 51. I listened to my dad for years. "Investing is like putting all your money on a horse. Don't do it."
Now I realise he had no clue about index funds and the like.
I've since tried to convince him to invest but he refuses, saying, "I like my money where I can see it - in the bank."
25 here, scared of loosing my money but more scared of inflation. So letsss goooo
Great matter of fact approach to the content there pal, got a sub from me!
My assistant Nic (Oh yeah you met her!) came to work the other day and said "Have you seen Damo's T-Shirt vid?" You've become a water cooler moment
🤣🤣 well at least I am known for something
Damien - This is brilliant. I've been trying to help someone get into investing. This is perfect. I've mentioned you to them before, but this series is perfect for them.
This is such a well scripted video too.
👍
What is the best thing to invest on
Please can you guide me into this Tesla stock investment?
Please can you drop her details here, I'll like to reach out to her for a start_up.
Please I'd love to connect her for a start up, how?
Monday
Awesome video thanks for sharing. Love the t-shirts 😂
lol loved the puns, great video and humour you add on to wait are traditionally dry and confusing topics is great!
Question. I have a NHS pension pot (no longer in the NHS). Thinking sending some to a vanguard ISA ready account. Would that affect my Universal credit?
Thanks Love the info how simple you make things
Hmmm, maybe I should invest?
Everyone else: isa gettin outta here
Thank you Damien great video and advice