Mera me 2 months tk 1 lakh maintain tha ab only 50k maintain h. But mujhe classic banking ka pre approved offer aa rha. But me 1 lakh monthly balance to maintain hi nhi kar paunga. To kya mujhe upgrade krwana chahiye agr krea bhi liya to kya vo wapas general me convert ho jayega kuch time bad agr maintain nhi kiya to? Penalty bhi lgta h kya maintain na krne pe?
Simple thing ye hai agar aap account balance 50k+ maintain karte ho with multiple transaction, they will provide you credit card without any document. also you will get personal manager. I have standard account nd i have credit card with 3lac limit and also i got personal manager. I have option to upgrade classic account. abhi tak maine upgrade nhi kiya hai.
Yeh classic hdfc account open karne se first time 1lakh deposit karna hoga... 1. Uske baat lifetime kabhi koi balance maintain nai karna hoga na... aur koi charge nai amb ka 2. Iske saath family members add karne se bhi same feature hai na
@@anuragjaguri2585 bro u have to maintain 1L amb per month....to continue with this account There is no non maintenance charges but they can degrade it
They have upgraded my account from classic to preferred banking without my knowledge and they are saying I have to apply for credit cards submitting my documents and income proof ,are the credit cards comes free with preferred banking privileges or I have apply from my end and how can I downgrade to general savings account??
Yaar ye to btaya hi nhi ki standard account se classic account kaise upgrade hota h... Matlb kitna blaance rakhna pdta h apne standard account m aur kitne time k liye?
@@vinaykumarkedarisetty not necessarily. I have a classic and imperia account both. I got the classic account before my general passbook and debit card reached me. The sales officer offered me classic account because i told him that i will maintain min 5 lakh rupees in the account. The classic account has no obligation to maintain minimum balance
Currently my account is HDFC Savings Max account (25000 Minimum Balance). I have been now upgraded to classic Account. Now please tell, if in future If they downgrade my account , will they downgrade to Savings Max account again or to General savings account?
Bro i am your new Subscriber... Bhai mere pe classic upgrade ka offer aaaya hai agr mein le lu mgar baad mein 1 lac maintain na kar pau to ye classic wali scheme hat jayegi kya?
Sir mai 30th - 40th monthly maintain karta hoon, offer mein classic ka offer aa rha hai join karu ya nhi kya join karne pr 1 lac maintain karna padega ya aisa na hone pr penalty bhi lagti hai?
your RM don't know ??? :-o really???? Tell him/her (your RM) to process your credit card application ... you will get card, you can apply for credit card after you get classic upgrade... you don't have to wait months to apply for credit card :) Don't worry!! I got my card 7 days after i upgraded to classic :)
@@surajk6550 i applied for classic account in late 2018 ... that time my account was 7 days old... got upgrade in 7 days... applied for credit card after another 7 days and received regalia first without any problem :)
Sir mere pass hdfc bank ka only credit card hai but mujhe hdfc se ek mail received hua hai jisme clear mention Kiya hai ki clasic account open se related
Sir mera hdfc classic account hai toh mera koi minimum balance rekhna mandatory requirement nahi hai kya like minimum Rs. 10000 rakhna padhta tha please reply sir thanks
Good evening brother Agar hamare paas hdfc ka money-back credit card pahele se hi ho or ham classic banking activate karate he to kya money-back card bandh kar dege company wale or hame new card dege ya dono card chalu rahege
Sir Meri saving account ko bank walo k Jabar jasti se classic account banaya or fir wo Paisa 5/6 hajar chorke sab use kiya or kabhi maintain nhi Kiya to Kya hoga sir? 🙏🙏🙏 Please reply me sir🙏🙏
Agar aapke credit card par loan offer hai too aap le sakte ho. Par normally ek bank aapko saare card par loan offer nahi dega ... ek card par he loan offer deta hai 🙂
Generally credit card par aapko pre approved loan milta hai.... aap khub se loan nahi la sakta.... agar aapke credit card par offer hoga... tabhi aapko loan milega.... 🙂🙂
Generally relation officer is appointed out of city which is not helpful.second benefit is afforded to other family member accounts and full charges are levied
Sir ek bar classic account me upgrade ho gya fir ham (Primary) account me AMB na maintain kar (or 10000₹ rakhe) to charges lage ga for not maintain AMB????
Hello bhai kya ap bta sakte h k hdfc k account hone finance benefit kese milte hai .... jaise ki aj kal har jagah advertise rehta h k HDFC se finance krne pe offers milenge
classic ka sare benefit normal account par mil jate h preffered hone par. or vo bhi 5000 hi maintain karne hote. agar vo bhi nhi hote to bhi koi charge nhi lagta
@@TechnoFino no mera account preffered account h mene 5000 vala account open karvaya tha or me suru sure me usme 1 -1.5 lakh rupe rakhta tha or mera account preffered ho gya netbaking, mobile app, checkbook sabhi jagah preffered likha aata h or interface yellow aata h. relationship manager bhi h.
@@yogeshdangi7109 bho too thik hai... aapko preferred banking mila hai... par officially preferred banking ka minimum balance maintenance hai 2 lakh rupees. aap aapke relationship manager se bhi puch sakta ho... haa yea baat bhi sahi hai agar aap balance maintain nahi karta ho too koi penalty nahi lagega aapko. :)
After applying for classic account during the process of upgradation can I use my savngs account normally or it will be blocked for the processing time?
Sir mera classic account h but uske behalf se m apne brothers ke account bhi apne account se link karwakar unke account ko bhi classic me upgrade karwana chahta hu but bank walo se ho nahi rha aur account me 100000 se bhi jyada maintain h plz help me
Bhaiya agar isme family group krae to family k saare members ko credit card milega ya keval use jiske account me paise maintain kre ho. account saare classical me convert ho gae hai 2 mahine pehle
What is the min balance to keep in case joining families members to our classic account..??? How many members can v join ???? Whether they eligible for regalia credit card also ????
minimum balance - 1 lakh for family banking also . number of members depends on bank approval... you have to talk to your RM for this... they offer different number for different user. * card- depends on their personal credit history , if its clean then they can get the card easily. :)
Also one more query? MA bro study in Georgia and using HDFC multicurrncy forrx card for atm and swiping there 2 dollars deducted each time when dollar withdrawn thru atm Monthly aroun 20 k and yearly 4lac fee in addition is transfered to forex card account So wther it vl be better to use IndusInd exclusive debit card than HDFC forex ?????? Plzz reply
@@imransajad4611 yes... you should go for indusind bank signature exclusive account and debit card :) i personally use that card for my business transactions and its like god gift.... save me lots of fees :)
I have classic account. But u said minimum balance is 1 lakh to get it. They told me only to maintain 25k and upgraded my account. I got platinum card and Ragalia first credit card and all the services u have told in the video m already availing. That also only with 25k. It’s been 4 years. N my minimu amount is 25k. Plz give correct info.
Officially you have to maintain 1lakh balance quarterly.... but there is no charges for non maintenance.... if you keep only 500 rs in your account, hdfc will not charge you any penalty.... that's why hdfc bank employee told you to maintain only 25k , but classic customer should maintain 1 lakh quarterly to get all classic banking benefits - it is official and 100% correct :)
Bro ..best credit card konsa hai jisko lifetime free karwa skte hai ,Bank walon ne mujeh Millennia recommend kiya hai....Appke hisab se konsa best hai ?
@@TechnoFino I have a problem,, my account is classic so when I deposit more than 1 lac , the amount automatically sweeping in fd. So how can manage 2 lac in savings account for upgrade preferred account, pls reply sir
Just contact your relationship manager and tell him/her your issue.... your RM will fix the issue and you can also submit your application for degradation. 🙂
Dada amar classic account e RM bolche ki previous DECLINE ta remove na hole credit card dite parbe na.. kinba income proof thakle dite paare.. ki upaye aache dada?
Agar mai apne Digisave Youth Account ko CLASSIC Savings account mein convert karwata hu toh kya turant credit card mil jaega? Aur kya 1-2 months baad mai vapas se apne classic account ko regular account mein convert karwa sakta hu ?
Hello sir Mughe bank account ko classic m convert karane ka offer aayaaa h or mere pass already regalia first credit CARD h to kya MUGHE fir se regalia milegaa ya m INFINIA CREDIT CARD k liye apply kar sakta hu
Can one get classic account and hdfc ragalia first credit card with just depositing 1 lakh and mentaining average monthly balance of 1 lakh ? (Will a first timer get the card?) Without any income proof or cibil ?
I did same .... and got hdfc business regalia first credit card.... but my cibil report was good..... you don't have to submit income proof but make sure you have clean cibil history.... :)
Agar mah classic account ka visa debit card Bangladesh,America,canada yeh sab jaga ka ATM se currency uthata hu ...koi charges hai? Yeh nehi??? India ka ATM me to charge nehi hai yeh card mah... but outside india charges hai ki nehi??
outside india atm uses k leya charges lagega ...indian atm par koi charges nahi hai... agar aap outside india use karna chata hai too best hai niyo card use kijeya... ya card free hai ... video- th-cam.com/video/cfS8M8sm-gs/w-d-xo.html
aapke RM par depend karega... agar aapke RM downgrade kar deta hai too downgrade ho jayega... agar aap aur aapke RM ka relation accha hoga aur aap aapke RM ko mana lata hai balance na maintain karke too without maintenance aap yea account rak sakta hai :)
भाई मै आपका वीडियो लगातार देखता हूं मुझे पसंद भी है । मै क्लासिक कस्टमर हूं मुझे क्रेडिट कार्ड कैसे मिलेगा । इस फिर विस्तार में वीडियो बनाएं या आप हमें बताएं ।
Aap branch visit karke aapke relationship manager ko bolo ki aapko credit card chaiye... aur apply kardo regalia first card k leya... aapko card mil jayega :)
Hi submitted classic program form in bank 15 days back but account not converted to classic yet. Manager told that he has submitted form for branch manager's approval. I already have required balance in the account. What to do ?
Sir mene debit card upgrade kia tha par usme sirf mera first name likha aya surname nhi jabki credit card pe full name hai aur account pe bhi full name hai
mera bhi same hai... isme dikkat nahi hai... agar aap full name chata ho too aap ekbar branch visit karke aapke RM se offline apply kijeya aur boliya ki aapko full name chaiye.... aapka problem solve ho jayega.
@@navneetsharma9505 agar aapke paas classic account hai too koi charges nahi lagega.... par agar aapke name change aap na bhi karta ho too koi dikkat nahi hai.
Hello sir, I have a query....I have HDFC regalia card but don't have account in HDFC. Can I open classic account directly, please tell me procedure for this??
Bro If I am a preferred customer of hdfc. I didn't mantain monthly balance of preferred but my monthly limit is above classic. Will Hdfc downgrade my account. And if it is downgraded than will it be downgraded to simple banking or classic
I have two savings account in HDFC Bank. Under same customer ID. I already submit my request for normal to classic upgradation. I want to know that Which of my accounts will have a classic upgrade? Branch manager says upgradation on customer ID. It's true?
Sir agar balance maintain 1lakh kregey toh father key account set purri family use krpayegi classic account feature aur dusre family members ko 0 balance maintain krna padega???
Sir I'm classic customer but its not showing on my net banking or mobile banking ... earlier it was showing ... I have contacted to my rm ... Even he doesn't explained me ...what to do?
Sir regalia card lene k liye classical banking k family group me sabke account me offer ho to hi le skte hai ya without offer bhi mil jata hai for example mother k account me offer hai but mere account me nhi hai lakin mujhe bhi lena hai regalia credit card
Since there are 0 non-maintenance charges for MAB, so after upgrading to Classic banking, why one would still maintain 1Lac in his savings account? Will HDFC Bank again downgrade us if we do not maintain 1Lac in savings account?
For classic its ok... but if you do not maintain required balance for preferred & imperia banking for 2 or 3 quarters... then bank will downgrade your account.
Kaushik ji... ASAP account is digital account... you can complete KYC by visiting axis bank branch and your account limit will be removed (ex- transaction limit ) but you can not convert that account to normal savings account. if you want you can open one normal/prestige/priority account :) Like Share & Don't forget to SUBSCRIBE :)
Bro, mere city me Hdfc bank ke 2 branch hai. Mujhe apni wife ka account open karna hai but jis branch me mera account hai wo mere ghar se thoda sa dur hai aur ek bank mere ghar ke paas hai but usme mera ya meri family member ka account nhi hai. To koun se branch me account open krna sahi hoga. Me account classisic account hai
Same branch par account open karna sahi rahega.... aap aapke rm ko bolo ki aapke wife ki account open karna hai.... bho aapke ghar pe agent bhaj dega.... ghar se aapke wife ki account open ho jayega.... branch visits nahi karna hoga :)
I want to ask that what does no minimum maintenance charges mean. Does it mean that once i got classic banking with hdfc bank afterward i can keep my balance as low as 5k and there will be no charges ? Or they will take back my classic banking?
Sir HDFC me wife ka women saving account hai 3 mahina pahle open kiya hai HDFC ka pre approved credit card offer kb aayega. Agar FD k against credit card lete hai to minimum fd kitna book krna hoga..
@@TechnoFino 2 Quarter complete hone k baad account abhi CLASSIC ho gya hai, credit card k liye offer khud se aayega ya apply krna prega? Aur kaun sa card milega? Wife housewife hai kya koi income proof documents bhi bank lega? plz advice..
@@jamalahmad7943 offer aana mai time lag sakta hai... aap apply kijeya.. classic customer ko cibil accha hona par without documents card milta hai... regalia first card mil jayega.
Altaf ji.... normal account mai q convert kara hai ??? aapko classic account mai balance non maintenance charges nahi lagega... aur agar aapko convert karna he hai... too aapko branch par ja kar application submit karna hoga. Like Share & Don't forget to SUBSCRIBE :) :)
@@TechnoFino sir. mai apne account ko classic me karane wala hu isliye sab baat pahale jan lena chahata hu. aur mai yahi soch raha tha ki agar mai maintane me problem hogi to use normal me kaise karaonga. kya ap confirm ho ki charge nahi lagega.
open classic account.... get regalia first credit card... know about it here- th-cam.com/video/fCzgZiIN-YI/w-d-xo.html make that card lieftime free.... know more here- th-cam.com/video/LEStVRqb1bE/w-d-xo.html
@@TechnoFino non maintenance means 10k bhi rakhte h for a long time to bhi classic account ki service milegi without any charge. Then 1 lakh bank me dal k classic Banking lele phir zero balance account ki tarah use kare😂. Please clarify my point.
I have a confusion. On the fees section of Classic account they have mentioned nil charges for non maintenance of minimum balance in savings account. Can you please explain that??
yes it is free but mostly they did`t give you classic banking if you have good trans. in saving max account they will provide without any minimum account. if they have good trust on you they will provide in genrely 1 year .
Credit Card kitne din baad milega aur Agar koi Lower value card phele se hai to uska Kya hoga .upgrade milega?? balance Ni Maintain karenge agar to bank Kya karega downgrade ??kitne din me karega ya koi fine le lega
aapke credit score accha hua too aap instantly apply kar pahanga.... upgrade bhi possible hai ... balance jada time tak nil hona par bank downgrade kar sakta hai....koi fine nahi lagta.
@@surajk6550 hdfc normally joing charges nahi leta classic / higher variant account holder se... par agar 1st year free offer nahi hoga card par... too lagega joining charges.
Very true information.. Seriously am classic account holder benefits which you were said are all true.
if we don't maintain 1lac , definitely
they will downgrade my account to regular??
if yes , after how many months.??
Knowledge K liye nice video in future I upgrade my account..
:)
Like Share & Don't Forget to SUBSCRIBE :)
Maine kal hi account open karaya hdfc mei aur wo by default classic account ho gaya kyuki mere papa ka classic account hai hdfc me already
Mera me 2 months tk 1 lakh maintain tha ab only 50k maintain h. But mujhe classic banking ka pre approved offer aa rha. But me 1 lakh monthly balance to maintain hi nhi kar paunga. To kya mujhe upgrade krwana chahiye agr krea bhi liya to kya vo wapas general me convert ho jayega kuch time bad agr maintain nhi kiya to? Penalty bhi lgta h kya maintain na krne pe?
Aap ki video ache lagi... and jo info chaiye the voh mil gaye....
Simple thing ye hai agar aap account balance 50k+ maintain karte ho with multiple transaction, they will provide you credit card without any document. also you will get personal manager. I have standard account nd i have credit card with 3lac limit and also i got personal manager. I have option to upgrade classic account. abhi tak maine upgrade nhi kiya hai.
Yeh classic hdfc account open karne se first time 1lakh deposit karna hoga...
1. Uske baat lifetime kabhi koi balance maintain nai karna hoga na... aur koi charge nai amb ka
2. Iske saath family members add karne se bhi same feature hai na
Bro meri bhi yehi dono query hai kya aapki query çlear huyi huyi to mujhe bhi bata do
@@anuragjaguri2585 bro u have to maintain 1L amb per month....to continue with this account
There is no non maintenance charges but they can degrade it
They have upgraded my account from classic to preferred banking without my knowledge and they are saying I have to apply for credit cards submitting my documents and income proof ,are the credit cards comes free with preferred banking privileges or I have apply from my end and how can I downgrade to general savings account??
Current account hai classic me upgrade karne par types of account - current kaha jayega ya aur nam se
Very nice & descriptive content video , perfect presentation!
Thank you :) :)
Like Share & don't forget to SUBSCRIBE :) :)
Yaar ye to btaya hi nhi ki standard account se classic account kaise upgrade hota h... Matlb kitna blaance rakhna pdta h apne standard account m aur kitne time k liye?
Sahi kha
Monthly average 1 lacs or 2 lacs quarterly
1 lakh+
You need to maintain one lakh for 4 months then they will upgrade after that u need too maintain that account balance of 1lakh from then on
@@vinaykumarkedarisetty not necessarily. I have a classic and imperia account both. I got the classic account before my general passbook and debit card reached me. The sales officer offered me classic account because i told him that i will maintain min 5 lakh rupees in the account. The classic account has no obligation to maintain minimum balance
1 lakh maintain yani 1 lakh rs any time rakhne padege ya entry krwa kr nikal bhi sakte hai
Credit card bhi free hojaega kya classic mai agr purana card ho ?
Sir ye classic ya koi bhi premium saving acount m hum 10 lakh s upper ki transaction kar skte hai?? Ya deposit please important question tell
Sir avreg balance monthly 1 lakh rakhna he ya 1 lakh regular jama rahene dena he pelese Ripley me
Currently my account is HDFC Savings Max account (25000 Minimum Balance).
I have been now upgraded to classic Account.
Now please tell, if in future If they downgrade my account , will they downgrade to Savings Max account again or to General savings account?
Bro i am your new Subscriber... Bhai mere pe classic upgrade ka offer aaaya hai agr mein le lu mgar baad mein 1 lac maintain na kar pau to ye classic wali scheme hat jayegi kya?
Ha... hat sakhi hai ... but aap le lo....
Sir mai 30th - 40th monthly maintain karta hoon, offer mein classic ka offer aa rha hai join karu ya nhi kya join karne pr 1 lac maintain karna padega ya aisa na hone pr penalty bhi lagti hai?
No penalty
Agar hum classic account k sath demat account lete hai toh kya charge lagega? Reply fast.
koi charge nahi lagega.... account opening free hoga.... aur 1st year AMC bhi free hoga.
Hi bro..mera preferred se classic kar diya ..which one is better??
I am classic customer more than 1 month, when I get credit card or apply, my Rm no knowledge about this process
your RM don't know ??? :-o really????
Tell him/her (your RM) to process your credit card application ... you will get card, you can apply for credit card after you get classic upgrade... you don't have to wait months to apply for credit card :)
Don't worry!! I got my card 7 days after i upgraded to classic :)
Sir I just asked my Rm for credit card but he donot know about , he(Rm) advice me to apply and also demand income proof,
tell him to ask credit card specialist of your branch .... classic account holder can get credit card without income proof :)
@@TechnoFino which card you got after upgrade and were you having any lower end card before upgradation
@@surajk6550 i applied for classic account in late 2018 ... that time my account was 7 days old... got upgrade in 7 days... applied for credit card after another 7 days and received regalia first without any problem :)
Sir mere pass hdfc bank ka only credit card hai but mujhe hdfc se ek mail received hua hai jisme clear mention Kiya hai ki clasic account open se related
Sir mera hdfc classic account hai toh mera koi minimum balance rekhna mandatory requirement nahi hai kya like minimum Rs. 10000 rakhna padhta tha please reply sir thanks
Sir classic account me abhi kuch mahene se 5000 balance hai koi charges tho nahi lagega
Mera act classic me upgrade hua hai 27/07/2022 ... credit card offer kub milega
Good evening brother
Agar hamare paas hdfc ka money-back credit card pahele se hi ho or ham classic banking activate karate he to kya money-back card bandh kar dege company wale or hame new card dege ya dono card chalu rahege
Classic account and preferred account, same credit card offer or not, pls reply
If you have preferred account you can apply for regalia card. :)
Like share & don't forget to SUBSCRIBE :) :)
I have classic account, so I can apply????
Yes.... apply for regalia first card
@@creditcardtrickanddetailsc5532
Arindam , Regalia card Mila kya?
Do i need to apply for classic platinum debit card,or will it be dispatched from bank by itself
Sir Meri saving account ko bank walo k Jabar jasti se classic account banaya or fir wo Paisa 5/6 hajar chorke sab use kiya or kabhi maintain nhi Kiya to Kya hoga sir? 🙏🙏🙏 Please reply me sir🙏🙏
Sir apply krne ke bad apne aap atm card and credit card mil jaiga ya apply krna hoga
Kya ham ek benk ke shabhi credit card s par loen let sakte he
Agar aapke credit card par loan offer hai too aap le sakte ho. Par normally ek bank aapko saare card par loan offer nahi dega ... ek card par he loan offer deta hai 🙂
@@TechnoFino Kya me abhi aaye hue naye credit card personal loan let shakta hu
Generally credit card par aapko pre approved loan milta hai.... aap khub se loan nahi la sakta.... agar aapke credit card par offer hoga... tabhi aapko loan milega.... 🙂🙂
Generally relation officer is appointed out of city which is not helpful.second benefit is afforded to other family member accounts and full charges are levied
इसमे DOSTO शब्द का बार बार उपयोग हुआ है
इसलिए इसमें यमक अलंकार है 😂😂🤣🤣
Hindi grammar accha padha aapne school me 🤣🤣
🤣
👍
jay hind.
vande Mataram.
your all suggestion correct.
Sir ek bar classic account me upgrade ho gya fir ham (Primary) account me AMB na maintain kar (or 10000₹ rakhe) to charges lage ga for not maintain AMB????
nahi... but long time na maintain karne se account downgrade kar sakta hai bank
Thanks nice video 👍✌👍🏻👍🏻
Hello bhai kya ap bta sakte h k hdfc k account hone finance benefit kese milte hai .... jaise ki aj kal har jagah advertise rehta h k HDFC se finance krne pe offers milenge
account maintain kijeya... aapko bank se offer milega time to time...
TechnoFino account maintain mtlb minimum balance or transactions?
Pls make vedio Preferred banking
Video on preferred banking coming soon :)
classic ka sare benefit normal account par mil jate h preffered hone par. or vo bhi 5000 hi maintain karne hote. agar vo bhi nhi hote to bhi koi charge nhi lagta
preferred banking k minimum balance maintenance 2 lakh hai... ha agar aap maintain na karta ho too bhi koi dikkat nahi... koi charge nahi hai :)
@@TechnoFino no mera account preffered account h mene 5000 vala account open karvaya tha or me suru sure me usme 1 -1.5 lakh rupe rakhta tha or mera account preffered ho gya netbaking, mobile app, checkbook sabhi jagah preffered likha aata h or interface yellow aata h. relationship manager bhi h.
@@TechnoFino abhi bhi 5000 hi maintain karne hote h
@@yogeshdangi7109 bho too thik hai... aapko preferred banking mila hai... par officially preferred banking ka minimum balance maintenance hai 2 lakh rupees. aap aapke relationship manager se bhi puch sakta ho... haa yea baat bhi sahi hai agar aap balance maintain nahi karta ho too koi penalty nahi lagega aapko. :)
@@TechnoFino haan ye bat to pta h ki ab preffered k liya 2 lakh maintain karna jruri h par muje to ese hi mil gya
After applying for classic account during the process of upgradation can I use my savngs account normally or it will be blocked for the processing time?
normally use kar sakta hai... block nahi hoga.
Hello Sir, I follow your videos regularly. I have opened an HDFC Classic account. When will I get Credit card offer?
You have to wait patiently... no one knows exact time... but you may get cc offer in next 6 to 10 months 🙂
@@TechnoFino thank you sir
Unka marji
Very good and informative video👍👍👍
Sir mera classic account h but uske behalf se m apne brothers ke account bhi apne account se link karwakar unke account ko bhi classic me upgrade karwana chahta hu but bank walo se ho nahi rha aur account me 100000 se bhi jyada maintain h plz help me
Auto sweep fd hona kitna time lagta hai
bhai isme sirf blood relation ko add kar sakta hu ya apne cursion ko bhi.
blood relative... :)
sir platinum account best rahega ya max
platinum? Speciale Platinum?
max account with classic program accha hai
@@TechnoFino max with classic program ek hi h
Bhaiya agar isme family group krae to family k saare members ko credit card milega ya keval use jiske account me paise maintain kre ho. account saare classical me convert ho gae hai 2 mahine pehle
ha sabko credit card mil jayega... par credit history accha hona jaruri hai....
TechnoFino ok thank you
Mere HDFC account me FD k against Moneyback Credit card hai. Recently mere account classic account me upgrade hua. Mujhe kya dusra credit card milega?
Aap aapke RM ko bolo ki aapko regalia/regalia first card chaiye.... aapko pahela fd wala card close karna padega... phir aapko naya card k leya apply karna hoga... aapko jarur milega. :)
Thanks for guidance🙏
What is the min balance to keep in case joining families members to our classic account..???
How many members can v join ????
Whether they eligible for regalia credit card also ????
minimum balance - 1 lakh for family banking also .
number of members depends on bank approval... you have to talk to your RM for this... they offer different number for different user.
* card- depends on their personal credit history , if its clean then they can get the card easily. :)
Also one more query?
MA bro study in Georgia and using HDFC multicurrncy forrx card for atm and swiping there
2 dollars deducted each time when dollar withdrawn thru atm
Monthly aroun 20 k and yearly 4lac fee in addition is transfered to forex card account
So wther it vl be better to use IndusInd exclusive debit card than HDFC forex ??????
Plzz reply
@@imransajad4611 yes... you should go for indusind bank signature exclusive account and debit card :)
i personally use that card for my business transactions and its like god gift.... save me lots of fees :)
Can we swipe it internationally without any fee and can withdraw dollar thru atm using IndusInd debit card???
Yes , no fees for swipe.... and no fees for atm withdrawals too :)
Application kis tarah likhna hoga form ki photo copy ko Bhar kar dikha de aap
Will I be able to see family members bank statement if it’s a classic account
I have classic account. But u said minimum balance is 1 lakh to get it. They told me only to maintain 25k and upgraded my account. I got platinum card and Ragalia first credit card and all the services u have told in the video m already availing. That also only with 25k. It’s been 4 years. N my minimu amount is 25k. Plz give correct info.
Officially you have to maintain 1lakh balance quarterly.... but there is no charges for non maintenance.... if you keep only 500 rs in your account, hdfc will not charge you any penalty.... that's why hdfc bank employee told you to maintain only 25k , but classic customer should maintain 1 lakh quarterly to get all classic banking benefits - it is official and 100% correct :)
Please tell the regalia first your received was lifetime free or any yearly charges?
Bro ..best credit card konsa hai jisko lifetime free karwa skte hai ,Bank walon ne mujeh Millennia recommend kiya hai....Appke hisab se konsa best hai ?
Sir how to cancel auto sweep option
Auto swipe from fd?
@@TechnoFino I have a problem,, my account is classic so when I deposit more than 1 lac , the amount automatically sweeping in fd. So how can manage 2 lac in savings account for upgrade preferred account, pls reply sir
Just contact your relationship manager and tell him/her your issue.... your RM will fix the issue and you can also submit your application for degradation. 🙂
Dada amar classic account e RM bolche ki previous DECLINE ta remove na hole credit card dite parbe na.. kinba income proof thakle dite paare..
ki upaye aache dada?
Bhaii… agar mein 1 lakh ki FD karwaa du in classic account.. to Minimum balance to maintain ZERO ho jayega. ?????
5L
@@indiantraveller6389 tu hdfc ch lgga ?
Sir mere pass HDFC ki Regular Saving Account hai hum usko Saving Max Account Mai convert kr sakte hai kya
Bro agar upgrade hone k baad maine 1lakh maintain nhi kiya to kya hoga?
Agar mai apne Digisave Youth Account ko CLASSIC Savings account mein convert karwata hu toh kya turant credit card mil jaega?
Aur kya 1-2 months baad mai vapas se apne classic account ko regular account mein convert karwa sakta hu ?
How much time it takes to convert hdfc classic account to Classic account
HELLO BHAI FAMILY GROUP MEA KITNA MAMBER ADD KARWA SAKTE HA
Hello sir
Mughe bank account ko classic m convert karane ka offer aayaaa h or mere pass already regalia first credit CARD h to kya MUGHE fir se regalia milegaa ya m INFINIA CREDIT CARD k liye apply kar sakta hu
Aap regalia mai upgrade kar sakta ho.... infinia too offer aana par milega aapko.
Take care ye chutiya bana te hai
I was a classic customer with them
Can one get classic account and hdfc ragalia first credit card with just depositing 1 lakh and mentaining average monthly balance of 1 lakh ? (Will a first timer get the card?) Without any income proof or cibil ?
I did same .... and got hdfc business regalia first credit card.... but my cibil report was good..... you don't have to submit income proof but make sure you have clean cibil history.... :)
Hdfc classic banking par konsa credit card milte he ...our usko apply karna pasta he ya wese hi mil jata he
Sir upgrade karne ke liye inical ammout v kuch letabhai
We want to join under classic account. Can we maintain 1 lakh as family jointly or only primary a/c holder has to maintain 1 lakh compulsory?
yes you can maintain 1 lakh as family jointly
Agar mah classic account ka visa debit card Bangladesh,America,canada yeh sab jaga ka ATM se currency uthata hu ...koi charges hai? Yeh nehi???
India ka ATM me to charge nehi hai yeh card mah... but outside india charges hai ki nehi??
outside india atm uses k leya charges lagega ...indian atm par koi charges nahi hai... agar aap outside india use karna chata hai too best hai niyo card use kijeya... ya card free hai ... video- th-cam.com/video/cfS8M8sm-gs/w-d-xo.html
@@TechnoFino tnk u😊😊😊
Sir suppose ek baar is account ko open karane ke baad isko bilkul bhi maintain na kare to is account ko downgrade kr dia jayega kya
aapke RM par depend karega... agar aapke RM downgrade kar deta hai too downgrade ho jayega... agar aap aur aapke RM ka relation accha hoga aur aap aapke RM ko mana lata hai balance na maintain karke too without maintenance aap yea account rak sakta hai :)
Balance mainten nhi krne par koi problem to nhi hai na ???
भाई मै आपका वीडियो लगातार देखता हूं मुझे पसंद भी है । मै क्लासिक कस्टमर हूं मुझे क्रेडिट कार्ड कैसे मिलेगा । इस फिर विस्तार में वीडियो बनाएं या आप हमें बताएं ।
Aap branch visit karke aapke relationship manager ko bolo ki aapko credit card chaiye... aur apply kardo regalia first card k leya... aapko card mil jayega :)
Agar realationship manager chutiya ho bhai credit card department wala bhi chutiya ho unne pta hi naa ho to kya kare
Sir cash deposit ki kya limit hai classic account holder ke liye
imperia and preferred to btaya hi nai srf classic
Hi submitted classic program form in bank 15 days back but account not converted to classic yet. Manager told that he has submitted form for branch manager's approval. I already have required balance in the account. What to do ?
Go to branch manager and ask him to approve the upgrade otherwise I will close the account
Sir 5 lacks pe kya lean mark jayega? Kya may mera 5 lakcs wala fd kavi v withdrawal karwa sakta hu?
Sir mene debit card upgrade kia tha par usme sirf mera first name likha aya surname nhi jabki credit card pe full name hai aur account pe bhi full name hai
mera bhi same hai... isme dikkat nahi hai... agar aap full name chata ho too aap ekbar branch visit karke aapke RM se offline apply kijeya aur boliya ki aapko full name chaiye.... aapka problem solve ho jayega.
@@TechnoFino sir gya tha mai to bolte hai koi guaranty nhi hai full name aye amount bhi deduct ho jaega naam bhi confirm nhi hai full ayega
@@navneetsharma9505 agar aapke paas classic account hai too koi charges nahi lagega.... par agar aapke name change aap na bhi karta ho too koi dikkat nahi hai.
@@TechnoFino sir classic account konsa wala hoga hai
@@navneetsharma9505 classic account hdfc k managed account hai.... 1 lakh maintenance wala account.
Tanks bhai ❤
HDFC credit card reward point case Mein Kitni Bar Din kar sakte hain mahine Mein ya Sal mein
Kis tarah apply kare
Can we have this account by maintaning FD if yes what is the amount for FD
Bank give me always sms for classec banking
Can I bleve it
It riski or not pls tell us
Bro Maine 0 balance saving account online khulwana hai Konsa best rhega jiske saath mujhe atm card sb mil jaye please reply me
Hello sir, I have a query....I have HDFC regalia card but don't have account in HDFC.
Can I open classic account directly, please tell me procedure for this??
Pls Hdfc salary premium account vs classic salary account ki video bana with full review difference
Will make video on hdfc salary account and comparison
Bro If I am a preferred customer of hdfc. I didn't mantain monthly balance of preferred but my monthly limit is above classic. Will Hdfc downgrade my account. And if it is downgraded than will it be downgraded to simple banking or classic
Avi preferred hain kya bro ya downgrade kr diya unlogon ne
I have two savings account in HDFC Bank. Under same customer ID.
I already submit my request for normal to classic upgradation.
I want to know that Which of my accounts will have a classic upgrade?
Branch manager says upgradation on customer ID.
It's true?
Yes... customer id will be upgraded
@@TechnoFino then dono account milake 1lakh maintain karne se ho jaye ga na..?
Or dono account me classic ka benefit le pauynga ..?
@@TechnoFino bhaijan please reply
For classic account you have to maintain Amb 1lakh,
Sir agar balance maintain 1lakh kregey toh father key account set purri family use krpayegi classic account feature aur dusre family members ko 0 balance maintain krna padega???
ji ji... :) family members ka accounts zero maintenance wala hoga.
Sir I'm classic customer but its not showing on my net banking or mobile banking ... earlier it was showing ... I have contacted to my rm ... Even he doesn't explained me ...what to do?
Sir regalia card lene k liye classical banking k family group me sabke account me offer ho to hi le skte hai ya without offer bhi mil jata hai for example mother k account me offer hai but mere account me nhi hai lakin mujhe bhi lena hai regalia credit card
le sakta hai ... par accha cibil history hona hoga...
TechnoFino mera credit score 858 hai fir bhi mujhe nhi mil rha
Ise lene k liye kya kru
@@harshgoyal9293 aap regalia first k leya apply kijeya... aapke RM ko boliya ... aapko regalia first chaiye.... regalia milna muskil hota hai pahela.
TechnoFino ok thank you
Sir mere pass classic account h aur mujhe credit card lena h tv uspe koi charge v lagega ya free me ho jaega
Bhai HDFC pe konse variant ka account kholne se credit card jaldi se approve ho payega? . 🙏
Since there are 0 non-maintenance charges for MAB, so after upgrading to Classic banking, why one would still maintain 1Lac in his savings account? Will HDFC Bank again downgrade us if we do not maintain 1Lac in savings account?
According to rules... yes
@@TechnoFino yeah but I don't think so they will do if we use that account regularly.
Yes.. in reality... they do not downgrade
@@TechnoFino so may I conclude that there is no need to maintain 1lac/2lac/10lac in classic/preferred/impreria after upgrade?
For classic its ok... but if you do not maintain required balance for preferred & imperia banking for 2 or 3 quarters... then bank will downgrade your account.
Sir ek baat bato mera Axis ASAP zero balance wala account hai kya m usko Axis savings account m converd karba Sakta hu
Kaushik ji... ASAP account is digital account... you can complete KYC by visiting axis bank branch and your account limit will be removed (ex- transaction limit ) but you can not convert that account to normal savings account. if you want you can open one normal/prestige/priority account :)
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@@TechnoFino sir maine already full kyc Kara leye hai barnch jakar
too aapka account abhi without limit kam karega... par aap kabhi iss asap account to general account main convert nahi kar payoge...
Bro, mere city me Hdfc bank ke 2 branch hai. Mujhe apni wife ka account open karna hai but jis branch me mera account hai wo mere ghar se thoda sa dur hai aur ek bank mere ghar ke paas hai but usme mera ya meri family member ka account nhi hai. To koun se branch me account open krna sahi hoga. Me account classisic account hai
Same branch par account open karna sahi rahega.... aap aapke rm ko bolo ki aapke wife ki account open karna hai.... bho aapke ghar pe agent bhaj dega.... ghar se aapke wife ki account open ho jayega.... branch visits nahi karna hoga :)
I want to ask that what does no minimum maintenance charges mean. Does it mean that once i got classic banking with hdfc bank afterward i can keep my balance as low as 5k and there will be no charges ? Or they will take back my classic banking?
they will take back
Sir HDFC me wife ka women saving account hai 3 mahina pahle open kiya hai HDFC ka pre approved credit card offer kb aayega. Agar FD k against credit card lete hai to minimum fd kitna book krna hoga..
20000 rs k fd minimum chaiye.... pre approved offer 6 to 12 months mai aayega.... aap account maintain karta raho..... :)
@@TechnoFino 2 Quarter complete hone k baad account abhi CLASSIC ho gya hai, credit card k liye offer khud se aayega ya apply krna prega? Aur kaun sa card milega? Wife housewife hai kya koi income proof documents bhi bank lega? plz advice..
@@jamalahmad7943 offer aana mai time lag sakta hai... aap apply kijeya.. classic customer ko cibil accha hona par without documents card milta hai... regalia first card mil jayega.
brother ka account add ker sakte hai
family member me??
Ha
bhai agar classic account oppen kara liye to phir use normal account me kaise converte kar sakte hai.
Altaf ji.... normal account mai q convert kara hai ??? aapko classic account mai balance non maintenance charges nahi lagega... aur agar aapko convert karna he hai... too aapko branch par ja kar application submit karna hoga.
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@@TechnoFino sir.
mai apne account ko classic me karane wala hu isliye sab baat pahale jan lena chahata hu.
aur mai yahi soch raha tha ki agar mai maintane me problem hogi to use normal me kaise karaonga.
kya ap confirm ho ki charge nahi lagega.
ji altaf bhai :) aapko koi non maintenance charges nahi lagega :)
open classic account....
get regalia first credit card... know about it here- th-cam.com/video/fCzgZiIN-YI/w-d-xo.html
make that card lieftime free.... know more here- th-cam.com/video/LEStVRqb1bE/w-d-xo.html
@@TechnoFino non maintenance means 10k bhi rakhte h for a long time to bhi classic account ki service milegi without any charge. Then 1 lakh bank me dal k classic Banking lele phir zero balance account ki tarah use kare😂. Please clarify my point.
I have a confusion. On the fees section of Classic account they have mentioned nil charges for non maintenance of minimum balance in savings account. Can you please explain that??
yes it is free but mostly they did`t give you classic banking if you have good trans. in saving max account they will provide without any minimum account. if they have good trust on you they will provide in genrely 1 year .
Bhai mera platinum card h me classica me upgrade krwau ??.would it be worth?
Yes... its a good account variant...
Credit Card kitne din baad milega aur Agar koi Lower value card phele se hai to uska Kya hoga .upgrade milega?? balance Ni Maintain karenge agar to bank Kya karega downgrade ??kitne din me karega ya koi fine le lega
aapke credit score accha hua too aap instantly apply kar pahanga.... upgrade bhi possible hai ... balance jada time tak nil hona par bank downgrade kar sakta hai....koi fine nahi lagta.
@@TechnoFino agar downgrade karega to premium credit card Jo lifetime free bolke dia hai uspe fee lagne lagega Kya annual fee
@@surajk6550 free rahega... par card classic se free nahi hota... smartpay or 4x500 transaction se keya jata hai :)
@@TechnoFino mtlb joining charge Dena hi hoga quki free to baad me hoga 3-4 months baad na .
@@surajk6550 hdfc normally joing charges nahi leta classic / higher variant account holder se... par agar 1st year free offer nahi hoga card par... too lagega joining charges.