Complete education loan procedure explained || My personal experience ||Aarzoo Gaur

แชร์
ฝัง
  • เผยแพร่เมื่อ 2 เม.ย. 2022
  • Hi guys,
    Please like,share and subscribe!! Would love to talk to you in comment sections for any query..
    Ssvf live interview video- • Video
    My COE story- • Complete GTE process |...

ความคิดเห็น • 409

  • @dakshkakkar4281
    @dakshkakkar4281 2 ปีที่แล้ว +15

    Hi your videos are really helpful. I've gone through the same process initially I didn't have much knowledge so it took a lot of time for me to get the loan. Great work 👍

    • @aarzoogaur
      @aarzoogaur  2 ปีที่แล้ว +3

      Thanks for the feedback mate🌸…pnb kafi time leta hai mujhe bhi almost ek month lga tha sara procedure honey me

    • @kumaranhari847
      @kumaranhari847 ปีที่แล้ว

      Hi i have also filed student visa on jan 14 for my study in rmit but yet to receive any updates on visa

  • @Viralmemeshoney
    @Viralmemeshoney 2 ปีที่แล้ว +1

    Hi thank you for the information mere liye kfi help hone wali hai keep it up💙👍

  • @yashnegi9473
    @yashnegi9473 ปีที่แล้ว +1

    I have also got RMIT but there are little bit of issues regarding education loan but you clarified most of the things. THANKS.

  • @durgeshbindal6785
    @durgeshbindal6785 2 ปีที่แล้ว +2

    Very informative . Blessings from every one who is planning to visit Aus

  • @zahidakhatun5820
    @zahidakhatun5820 ปีที่แล้ว +3

    Hiii I really like all your videos I had little confusions like You said you have taken education loan but again in the interview with RMIT you said that your parents are sponsoring you. And one more question the loan should be taken on our name or on parents name?? It would be very helpful for me.

  • @deepakgill9697
    @deepakgill9697 2 ปีที่แล้ว +13

    Hi Aarzoo you are doing a good work to help students, your are all videos are very understandable but keep you voice high 👍

    • @aarzoogaur
      @aarzoogaur  2 ปีที่แล้ว +1

      Thanks for the feedback deepak .. and yes about the voice.. I’ve worked on this in my latest video .. do check and lemme know🌸

  • @skjangravlogs
    @skjangravlogs ปีที่แล้ว

    Your videos shows on top 🔝❤️

  • @vma7441
    @vma7441 2 ปีที่แล้ว +1

    Mam valuation mai guarantor ki property bhi consider hoti hai kya? Plz ans me

  • @user-jc3cn9ex2b
    @user-jc3cn9ex2b ปีที่แล้ว +1

    Even I had decided to go . This will be very helpful

  • @vikasdult3964
    @vikasdult3964 ปีที่แล้ว +1

    Living expense laon k under count hoti h kya ? ,, Fr 3 mahine purane funds ki koi jarurt nhi na ?

  • @krishsharma5132
    @krishsharma5132 ปีที่แล้ว

    thanks for this video :),
    Mam agr full course ka education loan krvaya hai toh margin money sanction se phle deni hoti hai? Ya fee bhrte time & kitni hoti hai? ( if I take 50L loan do I have to give 10% margin money of 50L at once or 1st semester's fee's 10% only ? ) pls reply 🙏🏻

  • @SakshiGautam-rk8wx
    @SakshiGautam-rk8wx ปีที่แล้ว +3

    Hii dee i recently complete my bachelor in non medical stream i want to go Australia for my master's but i don't understand in which field i will apply for master's

  • @ramneeksinghsandhu7485
    @ramneeksinghsandhu7485 ปีที่แล้ว +2

    mam i have done my PTE and I have meet the requirements and now just waiting for the education loan to get approved, I wanted to ask that if I apply in November can I get February intake and I have just passed my 12th class. please reply

  • @reactionbysuraj22
    @reactionbysuraj22 2 ปีที่แล้ว

    Mam for apply loan by that website in other banks , there also should be open account in other banks or not ?

  • @avneetkaur2883
    @avneetkaur2883 ปีที่แล้ว +1

    What was the amount of....the property which was decided as collateral? As our property only cost 45 lakh and I have to apply for 30-35 lakh of loan

  • @sreyaaji2826
    @sreyaaji2826 ปีที่แล้ว +1

    Hey.. what if the Collateral is owned by the guaranteer who is my aunt ? Will that be a problem

  • @hemantkaundal8838
    @hemantkaundal8838 2 ปีที่แล้ว +1

    education loan lene ke baad bhi funds show krwane padte he agr han to kitne amount show krwana padta he ?

  • @shivangipatel3040
    @shivangipatel3040 ปีที่แล้ว +1

    Agar hamara khud ka house nahi hai or land bhi agriculture hai to kya ham education loan apne relative ki property pe le sakte hai??? For instance, on my sister's house

  • @Ranaji0049
    @Ranaji0049 หลายเดือนก่อน

    Mam apne jo sanction letter lgaaya.. usse pehle account me bhi loan vaale paise tranfer kraaye the.. ya ese hi kaam chl gya tha?

  • @manjubidhan2210
    @manjubidhan2210 ปีที่แล้ว +1

    Hello di
    mujhe ye puchna tha ki 3 years ki fees bank hi pay krega kya ya fir abroad jake un paise ko apne saving account me transfer kr skte hai .
    Or jo fees hai vo hum pay krenge ya bank .

  • @tarunsirohi274
    @tarunsirohi274 ปีที่แล้ว +1

    Education loan ke baad living ke liye funds dikhane nhi pde aapko please tell me

  • @tusharbarejashorts7566
    @tusharbarejashorts7566 ปีที่แล้ว +2

    Sister ,Will I have to show living expenses if I take an education loan?

  • @aryangrak5205
    @aryangrak5205 2 ปีที่แล้ว

    college ki fees kis account se transfer kar ta hai fund Wale account e ya khud ke account se

  • @KaranChalotra
    @KaranChalotra ปีที่แล้ว +1

    mam mere agent ton funds ka aag se bol ra or maine fee krwai h loan 1year ke lie abhi process chal ra mera
    ???

  • @MANPREETKaur-jc2zf
    @MANPREETKaur-jc2zf ปีที่แล้ว +1

    Hlo di
    Pls pls help me
    Di education loan ki jo amount hoti hai kya woh bank har year divide krke deta hai???
    Pls di help

  • @muskannegi30
    @muskannegi30 ปีที่แล้ว +1

    apart from uni fees baki ke funds kha sy show kre like living travelling

  • @User_1110q
    @User_1110q ปีที่แล้ว +1

    I want to know that is your house property located in village or city..
    Did evaluation lawyer explain about value of property or the value you had shown in registry documents..

  • @mohammedazeem6604
    @mohammedazeem6604 ปีที่แล้ว +1

    Hi
    Loan sa fees detect hota ya Western sa fees pay karna?
    Please reply me

  • @kashishkhurmi2270
    @kashishkhurmi2270 ปีที่แล้ว

    Hii . Do we need to show seperate funds other than loan for study visa for Australia?

  • @sukhdevsinghsingh1192
    @sukhdevsinghsingh1192 2 ปีที่แล้ว +2

    Hello mam I wanted education loan but I talk to bank manager and he says that u have gone only for diploma not for degree so that why I can not get education loan.
    I will only get it if I have to go for any degree course.
    Is it right or not??
    Plzz reply kr Dena 🙏🙏

  • @maninderjashan341
    @maninderjashan341 ปีที่แล้ว +1

    Ur videos are very helpful 👍

  • @satviknashier5536
    @satviknashier5536 ปีที่แล้ว +2

    Hlo aarzoo di
    if we got 40 lakh loan, how much minimum fund is required to show??(minimum)
    and how much funds did you show?

  • @joeltjames4942
    @joeltjames4942 ปีที่แล้ว +1

    Hello, Kitna time laga loan sanction karne mai ??
    I too have got an admit for RMIT. For next year.

  • @himanshi_hk
    @himanshi_hk ปีที่แล้ว

    Hello Aarzoo. The bank is asking me for account details and saying that it will not transfer money to any third party or any other link. Did the same problem occur to you too? How do I convince the bank?

  • @akashverma5031
    @akashverma5031 ปีที่แล้ว +1

    Hi Arzoo, how many days did it take for you to get your sanction letter from PNB?

  • @SANDEEPSINGH-dm7cw
    @SANDEEPSINGH-dm7cw ปีที่แล้ว

    hello arzoo agr apni property metropolitan area me nhi hai to collateral ya guaranter ki property k base pe loan mil skta hai???

  • @tvlogs4443
    @tvlogs4443 ปีที่แล้ว +1

    aarzoo can you tell me the margin percent you had to put from the borrowe side

  • @ginnilalit5352
    @ginnilalit5352 ปีที่แล้ว +1

    Hey @aarzoo agr property village me hai to loan ni milega kya???

  • @cinemapradise247
    @cinemapradise247 ปีที่แล้ว

    Sis if we take education loan do we have to show living expenses separately

  • @AnkitKhicher2511
    @AnkitKhicher2511 ปีที่แล้ว +1

    Mam study loan ke baad bhi funds show karna hota h?

  • @bawamultani5245
    @bawamultani5245 ปีที่แล้ว

    Thank you for your video really helpful👍

  • @ms___yt007
    @ms___yt007 2 ปีที่แล้ว

    Mam yeh v batao ki loan ke baad apko kitna intrest dena hota ha aur study ke time par hum only intrest pay karage yaa fir installment v

  • @nitikachoudhary1767
    @nitikachoudhary1767 2 ปีที่แล้ว

    Hii show fund krne ke bdd jo paise bchte h vo kitne save hote h aur vo hum submit krva skte h bank ma dobara plzzz rply🙏🥺

  • @onkarwadhwa
    @onkarwadhwa ปีที่แล้ว

    Di apne vidhya lakshmi site p jab application form bhra tha to imcome kitni likhi thi vha ??

  • @elfmkd
    @elfmkd 2 ปีที่แล้ว +2

    I just want to pay 1st semester fees n i want loan of 10-12 lacs -
    Is this possible without security...!?

  • @liveunboxingadda023
    @liveunboxingadda023 ปีที่แล้ว +1

    Di education loan per kitna interest liya hai bank ne apse aur per month installment kitni deni padegi?

  • @MohdSalman-mj4hm
    @MohdSalman-mj4hm ปีที่แล้ว

    Di, could you please specify how much amount (as a whole) is needed to pursue bachelors in Australia even after getting 100% fee waiver. Moreover, the initial seed money needed to just go to Australia?

  • @SANDEEPSINGH-dm7cw
    @SANDEEPSINGH-dm7cw ปีที่แล้ว

    hii arzoo , i want to know about fees pay system. offer letter me to jese ek saal ki fee mentioned hoti hai to bank 6 month ki fee krta hai ya fr jitni mentioned ho offer letter me uthi pay krni hi jruri hai.
    and 2nd question jese hm yha se bank throug fees pay krk chle gye to australia me after course change piche se loan account bnd krva skte hai pay krk sara loan jo fees bank ne pay kri???? kio k australia me hm ek sem k bad next sem ki fees khud pay kr skte kma k to piche se account bnd krva skte hai na??????

  • @maninderjashan341
    @maninderjashan341 ปีที่แล้ว

    Mam apki file mein apke sanction letter ke saath disbursement letter bi laga tha aur wo apko mil gya tha kya pnb ki aur se mam plz reply early

  • @user-kd6mg1ek7k
    @user-kd6mg1ek7k 2 ปีที่แล้ว +1

    Didi agar mom ya dad govt job na krte ho toh koi dikaat hoti hai kya loan lene mai?

  • @rahulbeniwal1474
    @rahulbeniwal1474 ปีที่แล้ว +1

    How many days your loan will be sanction or how many time you taken

  • @NikhilYadav-qf4sx
    @NikhilYadav-qf4sx ปีที่แล้ว

    Kya living expenses jo hum dikhate hai kya vo hum use kar sakte hai next year ki fees dene ke liye

  • @jasswinder1796
    @jasswinder1796 ปีที่แล้ว

    Mam jaise Australia ko funds 3 month old chahiye jab loan lete hai too vo already purane hotte hai ja fir 3 month tkk band main rakhne pd te Hain.?

  • @preetisaddyan6275
    @preetisaddyan6275 ปีที่แล้ว +1

    But what if there is nobody in gov job from our family.... Nd also belong to a village

  • @raghavbbardwaj.
    @raghavbbardwaj. 2 ปีที่แล้ว +2

    Didi apne konsa coarse liya h

  • @bhawnagarg4924
    @bhawnagarg4924 2 ปีที่แล้ว +1

    Di,how many days it take to get ur sanction letter?

  • @harshsaini5943
    @harshsaini5943 2 ปีที่แล้ว +4

    Hey! After your disbursement of first sem fee did you disbursed the living expense too in your account to show that u the bank is supporting your living expenses too? Or it was not required

    • @aarzoogaur
      @aarzoogaur  2 ปีที่แล้ว

      No.. dat u can show in ur loan account ..no need to transfer it to ur savings account

    • @harshsaini5943
      @harshsaini5943 2 ปีที่แล้ว

      @@aarzoogaurokay thanks

  • @kajalgautam5652
    @kajalgautam5652 ปีที่แล้ว

    Di I have a question ⁉️
    Aapka loan issue hua tha tb apne University ko one year ka hi pay kri hongi and jo remain amount bacha uska bank wlo n apke father ke account pr transfer Kiya the .
    Ye Bank wlo n sec year ka money sec year me hi transfer kiye the.
    Pls aap reply jarur Krna meko.

  • @shahniyati7942
    @shahniyati7942 ปีที่แล้ว

    Hey
    Can you let me know about education loan is a mandatory file with property and life term insurance?

  • @poonambasolanki2567
    @poonambasolanki2567 2 ปีที่แล้ว +1

    Hyy diii
    Conditional letter ka use karke hum loan ke liye apply kar sakte he?
    Because in my conditional offer latter their is only fees pay and fund show conditions are there please reply soon as possible
    Thank you !!

  • @ANKUSHKUMAR-or1yr
    @ANKUSHKUMAR-or1yr 10 หลายเดือนก่อน

    Hlo mam
    Jo loan hai usme sirf fees hoti yaa living costs bhi count hoti hai?

  • @JavedKhan-ep3oo
    @JavedKhan-ep3oo 2 ปีที่แล้ว +1

    Hllo..how much your loan sanctioned and how much ur margin money in your side??

  • @ginni972
    @ginni972 ปีที่แล้ว

    Hey, can we apply for loan with the conditional letter also?

  • @hattorihanzo5707
    @hattorihanzo5707 ปีที่แล้ว +1

    how long did this entire process take?

  • @adityavlogs2016
    @adityavlogs2016 ปีที่แล้ว +1

    In how many days ur loan was sanctioned??

  • @kunalrelan12
    @kunalrelan12 ปีที่แล้ว

    Jo aapke dad ke account m amount disburse kiya uska koi letter bhi provide kiya jo visa mai lgta hai?pls replyyy

  • @viralhighlights4927
    @viralhighlights4927 ปีที่แล้ว +1

    Can we shown this loan as a total fund. Or we. Have to show more money for living expenses with this loan???? Please help me.

  • @deepanshuverma5391
    @deepanshuverma5391 ปีที่แล้ว +1

    Mam mera dad kam nahi kerta mera bhi government doctor hai toh me Kiya kero itr me please tell me

  • @anmolattri5764
    @anmolattri5764 ปีที่แล้ว

    Hlo jese mere family me koi govt employee nahi hai to mujhe loan essential hojaye ga
    Property bhi chd me hai

  • @dheerajsingh8409
    @dheerajsingh8409 ปีที่แล้ว +2

    Good Video Sister..
    If We live in village can we get student loan or not?? Please reply as soon as possible dear

  • @deepkanpariya6181
    @deepkanpariya6181 2 ปีที่แล้ว +1

    Hello aarzoo can you please help me of interest rate and emi of intrest repayment and also loan repayment

  • @gauravpatil8885
    @gauravpatil8885 8 หลายเดือนก่อน

    Ma'am im goings through tough time regarding collecting liquid money.
    Educational loan im getting. I may not be able to show 12 L liquid funds. Is there any option?

  • @tvlogs4443
    @tvlogs4443 2 ปีที่แล้ว +5

    i had an intrest to join deakin university for ms in construction management. But the fear of taking such a big loan is worrying me a lot. Whether i would be able to repay it or not, and every other factor whether i would be able to land in a part time job in Australia in about 1-2 months. How i will cover my expenses till then😪. Would i able to land in a whie collar job in my field and else..

    • @devbajaj2068
      @devbajaj2068 ปีที่แล้ว

      Bro same situation is with me as i am confused that after taking huge loan would i be able to repay or not amd what I have heard is that 80% people change their university because of study pressure and most people do shift jobs after study like driving etc. And also about office jobs after thorough research i also didn't find any good information.

  • @abhi2225
    @abhi2225 2 ปีที่แล้ว +1

    Education loan increase visa chances ja decrease plz tell me?

  • @sunilranbhise7664
    @sunilranbhise7664 ปีที่แล้ว +1

    Hi Aarzoo request you to please share the latest updates related to funds. Understand at present we have to show extra funds besides all the fees and expenses. Will appreciate your time and help.

  • @sameer12361
    @sameer12361 ปีที่แล้ว +1

    I’m working in dubai I want to send my daughter to Australia for masters how much loan will be required what documents will be needed.

  • @tanishqpalsingh9730
    @tanishqpalsingh9730 ปีที่แล้ว

    What property documents were required for education loan . Can you please specify them .

  • @pintuchaudhary9004
    @pintuchaudhary9004 ปีที่แล้ว +1

    Can I get loan if my father cibil score is low

  • @vinnychoudhary2827
    @vinnychoudhary2827 2 ปีที่แล้ว

    Mam videos tho bout informative ha per thode se volume kame ha vase sabe bout acha ha ❤️

  • @pinakeenchaudhary3937
    @pinakeenchaudhary3937 ปีที่แล้ว

    CQ uni, Melbourne ke visa chances kaise hai mam? I have 9 yr gap bt I have continuous government job....how much chances of visa? Plz reply mam

  • @yuvrajdhiman4877
    @yuvrajdhiman4877 ปีที่แล้ว +1

    Kya father ko hi guarantor bna skte hai???

  • @rohitjoon07
    @rohitjoon07 ปีที่แล้ว +1

    Hii
    Dear interest rate kya rhta h education loan pr?

  • @bhawnasaini8387
    @bhawnasaini8387 2 ปีที่แล้ว +1

    Sister ITR kitne year ki chaiye ?

  • @Deepsingh-dh7wn
    @Deepsingh-dh7wn 2 ปีที่แล้ว +7

    What have you mentioned as purpose of loan -
    Only University study fees or University study fees + living cost?

    • @aarzoogaur
      @aarzoogaur  2 ปีที่แล้ว +7

      Fees+living(hostel expense)

  • @jasswinder1796
    @jasswinder1796 ปีที่แล้ว

    Hello mam, Maine bhi education loan Lena hai , Maine bahut se viedos dekhi but apki jiada informative thi as compared to others but I want to know jo interest hai vo kitna tha aur simple tha ja compund or kaise dene hai ?

  • @adventuroustraveller6798
    @adventuroustraveller6798 ปีที่แล้ว +1

    How you will pay back loan with interest

  • @gurdeepgill5753
    @gurdeepgill5753 ปีที่แล้ว

    Can you tell me about the funds should need to show after loan..

  • @khushbakhatsingh1492
    @khushbakhatsingh1492 ปีที่แล้ว

    How many days did it take to get the sanction letter??

  • @theprettytimes
    @theprettytimes 5 หลายเดือนก่อน

    Di mujhe disbursement process smjh ni aya..poll mercant wala process

  • @neeturana8081
    @neeturana8081 2 ปีที่แล้ว

    Loan se fee to submit hogyi lekin fund kase show hue 32 lakh kiske account me show hue vo or kase, pls tell me

  • @khudkaatv3565
    @khudkaatv3565 ปีที่แล้ว

    Mam maine study loan k liye appy kr rkha hai or classes feb. Ki mid m hai...or abhi half jan..ho gya hai.... Kya visa milne ke chances hai mam... Merko abhi sanction letter milna hai bank ki trf se..isi week.... To kya mera pura process 20-25 din k andr ho jaega mam.. plz hlp.....
    .. m bahut tensed fell kr rha hu mam.. din bahut km rh gye hai mam? Plz help.. gte bhi clear nhi hui abhi tak... Bank sanctioned letter ki wait m hu

  • @patelhelin4850
    @patelhelin4850 2 ปีที่แล้ว +1

    How much amount have you taken from your education loan!!

  • @fransquinhadsouza1794
    @fransquinhadsouza1794 ปีที่แล้ว +1

    You took 40 lack loan for one yrs tuition fees and how much EMI did you pay monthly and for how many months and which university is cheap including the living expenses for masters in computer science ,pls will wait for your reply as I want for my daughter

  • @ramandhindsa22
    @ramandhindsa22 ปีที่แล้ว +1

    How much time for education loan procedure di

  • @sanjeevchhabra6500
    @sanjeevchhabra6500 ปีที่แล้ว

    Hi Aarzoo , plz tell me how much amount bank disbursed in ur dad"s a/c ? Full 40 lac or only 1 sem fee ?

  • @dr.muhammed9445
    @dr.muhammed9445 10 หลายเดือนก่อน

    Is it like you got 100% loan from bank , including your living expenses?
    Because as for visa approval , we must show 3 months old money right, so if we are getting educational loan including fee and living expenses there will be no need to show any old money right ?
    Can you please reply for that ,i am really confused on that , as i am planning to take admission for feb in take .

  • @karanpreetsingh7901
    @karanpreetsingh7901 ปีที่แล้ว

    Pls tell me about the interest rate and when the installments are going to start ?

  • @kdramaLovers-hj5yc
    @kdramaLovers-hj5yc ปีที่แล้ว

    i have a question passport garanter ka bhi hona chaiye?

  • @simranjitkaur7786
    @simranjitkaur7786 ปีที่แล้ว

    Hi Aarzoo, I'm applying for RMIT through education loan but without collateral. will it work?

  • @smitabhani4096
    @smitabhani4096 ปีที่แล้ว

    Can you share the details or procedure about the loan repayment and moratorium period