Mastering Budgeting: Planning Where Your Money Goes | Masterplan 365 09.2 | Jane's Agenda

Take control of your finances with Week 2 of Month 09 in Masterplan 365! This week, we’re diving into budgeting-an essential step in aligning your spending with your priorities and goals. Learn how to choose the best budgeting method for your lifestyle, set up a personalized budget in your planner, and start setting SMART financial goals to stay on track. By the end of this session, you’ll have the tools to manage your money confidently and create a roadmap for financial success.
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[@nikkiedwards7475]

What is your suggestion about collections?

[@JanesAgenda]

I think that depends on what they are trying to collect, the statute of limitations on that debt, and if you have enough money to negotiate a smaller amount. I co-signed for someone many years ago and she got us into hot water. The first time we even heard she owed money like that was from the collector. We were able to negotiate with them by paying half of the debt as a lump sum and they wrote off the rest of the debt. Each situation is different though.