I discovered Mr. Dhirendra's VRO around 2004-2005, and ever since it has been my bible for MF investments. Today I am financially free all thanks to his wisdom.
I consider Dhirendra Sir as my Dronacharya. I have not met him. We don't know each other on a personal level. But, I considered him as my indirect Guru and myself as Eklavya. What a great influence he has created in me, I am not able to describe. I used to read all the articles and writings from his desk and used to accumulate paper cuttings for further and future reading. Today, after more than 30/35 years, I am able to swim the stock market through mutual funds.
Mr Direndra is god father of mutual fund literacy, have started investing by reading his blogs since 2006, highly consistent advice! Keep up n long live sir!
I still remember when there is not much Portal to research on Mutual funds. I used to check value research ..His guidance make me comfortable investing in Market ... completed 10 Years in Market ..
Views on investing in mutual funds and the principle of compounding of money are excellent.Salute him for his knowledge on the subject.His writings in 'Wealth' are very impressive and informative. knowledgeable. knowledgeable.
@@dhirajingale9007- 20,000 monthly for 15 years or 10,000 monthly for 20 years or 3,000 monthly for 30 years to reach 1 core (assuming 12% yearly returns). All the best !
He god of Mutual fund industry..I am watching him since 20 years when no one was aware of Mutual funds..as school Student I used to read his Hindi newspaper calloms..when I don't know about mf...
I have started seriously earning from 2012. My salary was around 14 LPA. Unfortunately I had no idea about investments and all my money was lying in FD and savings account. I have to spend some money for my younger sister and brother's marriage. I started investing in mutual funds fron 2017 June only. So i am investing for the last 7 years in MF, FD and stocks. I can certainly say, mutual fund is the best approach to investments for common people like us. I wish I had started my MF journey from 2012. I am 44 years old now. and wish to invest for another 10 to 12 years. Investment goals are retirement and child's education.
Excellent interview. Great insights. But one thing I don't agree with. Sensex 100 in 1978 and now 82000. MTNL, Hindustan Motors etc. were part of it but vanished. Sensex keep changing companies. There are no original surving companies as part of sensex now.Then how does it make sense while calculating returns from 1978 to 2024. A stalwart like Dhirendra kumar, whom I have seen for 3 decades, should be more clear on this and should not hide behind the jargon. Iam very sure he is not unaware of the calculation.
You need to learn the basics first, tax department is more intelligent than you and me. Wake up and start reading more. We pay tax in any transaction even in loss forget paying gains only for gain whether stocks, mfs, etfs or any financial assets, or even dividend tax is certain like death. Start reading manuals.. He is matured advisor, he is talking about brokerage people spent on trading on stocks. He will be favouring Stocks anytime due to cost efficient in for long term investor.
There is capital gain tax(on profit of more than 1 lakh annually)also in mutual funds all thanks to our finance minister nirmala sitaram, during chidabaram(congress) time it was zero ,that's the hard reality
They both are exactly the same, etf are bought and sold through exchange and requires buyer and seller to transact and can be one only on trading hours. MF on the other hand can be bought and sold anytime, buying and seller happens between the investor and the fund house, but in case of ETF buying and selling happens between two investors. Both are managed by Fund houses and have expense ratio.
@vimalmaheshwari5805 agreed, what about additional transaction cost, sebi charges, stt, stamp duty, gst? And not all the etf have high liquidity as one thinks, only popular ones have high liquidity. So it has liquidity vs expense ratio, but there is not much cost difference. Investing in direct stocks are more cost efficient in the long run.
Sir please answer this question... Kya hr saal apne gains pr profit lekr tax save kiya ja skta h... Or kya is se compounding pr koi fark bhi nahi pdta h... Please answer kijiega... Thnks
For the Newbie if you are actually trading in the crypto space and you don't have a sound mentor. Then you are certainly going to get liquidated in 90% of your trades. Yeah that's sad truth. I remember when i just got into crypto back in 2019 but later in 2020 i ended up selling it because i have lost alot trading all by myself without a guide. Got back into crypto early in 2024 with $20k and I'm up with $232k in a short period of time
Most of the conversation in the Video is in Hindi... can you pls release this video in English? Kind suggestion... pls don't mix 2 different languages in a video
People fotget what happenned in 2020. Sbi mf stopped paying dividend. Hdfc 100 brought down from 10 to 5 %. We retired people redeemed and invested in NSC @6.8%
From $37K to $65K that's the minimum range of profit return every month I think it's not a bad one for me, now I have enough to pay bills and take care of my family.
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I discovered Mr. Dhirendra's VRO around 2004-2005, and ever since it has been my bible for MF investments. Today I am financially free all thanks to his wisdom.
Good to know..
Since you are investing from 2004 I hope this 20 years have been fruitful to you
@@prahladd wow... 20 years means a good time ... Inspiring...
But he himself is saying in 2008 he sold his mf investments.
bible??? please avoid such stupid uncultured idioms.
Ss@@@lakshminarasimhannarasimha1338
I consider Dhirendra Sir as my Dronacharya. I have not met him. We don't know each other on a personal level. But, I considered him as my indirect Guru and myself as Eklavya. What a great influence he has created in me, I am not able to describe. I used to read all the articles and writings from his desk and used to accumulate paper cuttings for further and future reading. Today, after more than 30/35 years, I am able to swim the stock market through mutual funds.
Mr Direndra is god father of mutual fund literacy, have started investing by reading his blogs since 2006, highly consistent advice! Keep up n long live sir!
Sir how reach him suggest blog name
I still remember when there is not much Portal to research on Mutual funds. I used to check value research ..His guidance make me comfortable investing in Market ... completed 10 Years in Market ..
Views on investing in mutual funds and the principle of compounding of money are excellent.Salute him for his knowledge on the subject.His writings in 'Wealth' are very impressive and informative. knowledgeable. knowledgeable.
Mai 2010-11 Dhiren ji ko sunke mutual fund mei invest start Kiya now it becomes 1 cr above portfolio....
How much investment sip per month to get 1 cr. And how much year to investing to corpus 1 cr
Superb 👏👏👏
@@dhirajingale9007 20k/month sip
@@dhirajingale9007- 20,000 monthly for 15 years or 10,000 monthly for 20 years or 3,000 monthly for 30 years to reach 1 core (assuming 12% yearly returns). All the best !
Brilliant show. Questions are very common to people. I am a big fan of Mr Dhirendra Kumar.
Sir ji Super knowledge on Mutual Fund 🎉
Amazing clarity.. personal finance simplified 👍
I like his personality.
The content is useful for the common masses...very good show👍
sir you are the reason for me to invest in mutual funds, during my childhood I use to read your articles in news paper and that developed my interest
He god of Mutual fund industry..I am watching him since 20 years when no one was aware of Mutual funds..as school Student I used to read his Hindi newspaper calloms..when I don't know about mf...
You must be a dollar millionaire by now then?
excellent interview. Lot of insights. Thanks Republic.🙏
He is my Idol😊
Most realistic it seems, liked it
Learnt lots of insightful lessons from him
wisdom of diamond.......sir you are gem
Gd advise.sir what is the best side for investment shares bonds realstate sip mf. Etc . which is best.
Very useful information. Thank you very much
Great conversation, thanks for great insights ❤
Very very nice.... thanks sir
I have started seriously earning from 2012. My salary was around 14 LPA. Unfortunately I had no idea about investments and all my money was lying in FD and savings account. I have to spend some money for my younger sister and brother's marriage. I started investing in mutual funds fron 2017 June only. So i am investing for the last 7 years in MF, FD and stocks. I can certainly say, mutual fund is the best approach to investments for common people like us. I wish I had started my MF journey from 2012. I am 44 years old now. and wish to invest for another 10 to 12 years. Investment goals are retirement and child's education.
Wonderful information given by sir
This guy is a sage
Excellent
Great interview
He provides quality advise and information in his website
What is the disadvantages of Keeping multiple small cap
Excellent interview. Great insights. But one thing I don't agree with. Sensex 100 in 1978 and now 82000. MTNL, Hindustan Motors etc. were part of it but vanished. Sensex keep changing companies. There are no original surving companies as part of sensex now.Then how does it make sense while calculating returns from 1978 to 2024. A stalwart like Dhirendra kumar, whom I have seen for 3 decades, should be more clear on this and should not hide behind the jargon. Iam very sure he is not unaware of the calculation.
Excellent discussion
Very Informative Podcast 🙂👍
Great knowledge
Ma'am, do not end your sentence with 'Right' for no reason.
Very valuable information..
Very very informative 👍
excellent learning
Excellent👍
Should we go for monthly SIP or lower than that like weekly or bi-weekly?
Amazing and sensible man
Fantastic conversation
Pearls of wisdom
Simple and strong
Amazing content!
well said ..investing is postponed consumption ..spending is preponed spending
He is best man on money
Keep goingggg you're doing a great job
I regret for not starting sip early😢..but its never too late to start
True !! Never late. I am 52 and started at 47. Never missed and sip since then. Never withdrew from my retirement corpus.
Still early
Thank you sirji for good information ❤ nice discussion
Need atleast 1M views
Nice
Insightful
I don't invest in stocks because everytime you sell a stock, you need to pay tax but mutual fund manager can buy and sell without paying any tax.
We pay expense ratio.Dont forget.
hence it is called tax sheltered vehicle as we can defer tax payment
You need to learn the basics first, tax department is more intelligent than you and me. Wake up and start reading more. We pay tax in any transaction even in loss forget paying gains only for gain whether stocks, mfs, etfs or any financial assets, or even dividend tax is certain like death. Start reading manuals..
He is matured advisor, he is talking about brokerage people spent on trading on stocks. He will be favouring Stocks anytime due to cost efficient in for long term investor.
@@santumondal2251🎯
There is capital gain tax(on profit of more than 1 lakh annually)also in mutual funds all thanks to our finance minister nirmala sitaram, during chidabaram(congress) time it was zero ,that's the hard reality
No one becomes rich and wealthy unless start solid business like chemicals,auto,ships,manufacturing etc.
I realise, ETF is the far more advanced version of mutual fund.
They both are exactly the same, etf are bought and sold through exchange and requires buyer and seller to transact and can be one only on trading hours. MF on the other hand can be bought and sold anytime, buying and seller happens between the investor and the fund house, but in case of ETF buying and selling happens between two investors. Both are managed by Fund houses and have expense ratio.
@pralaysangma8019 ETF have low expense ratio, and have sufficient liquidity.
@vimalmaheshwari5805 agreed, what about additional transaction cost, sebi charges, stt, stamp duty, gst? And not all the etf have high liquidity as one thinks, only popular ones have high liquidity. So it has liquidity vs expense ratio, but there is not much cost difference. Investing in direct stocks are more cost efficient in the long run.
@pralaysangma8019 averaging in individual stock is risky while it is beneficial in ETF.
@@pralaysangma8019 Mutual funds take at least 2-3 days to get redeemed and money to come back. ETF's almost instantaneously gets redeemed.
Beautiful Anchor ✨her personality is amazing
The anchor's questions could be more sensible...........
If the mkt is falling, should we redeem our profit earned so far and put that in FD or keep the investment in the MF?
How can I hire Dhirendra Kumar's firm to build portfolio
100 percent correct question v good
Sir please answer this question... Kya hr saal apne gains pr profit lekr tax save kiya ja skta h... Or kya is se compounding pr koi fark bhi nahi pdta h... Please answer kijiega... Thnks
Sir I read your magazine regularly
For the Newbie if you are actually trading in the crypto space and you don't have a sound mentor. Then you are certainly going to get liquidated in 90% of your trades. Yeah that's sad truth. I remember when i just got into crypto back in 2019 but later in 2020 i ended up selling it because i have lost alot trading all by myself without a guide. Got back into crypto early in 2024 with $20k and I'm up with $232k in a short period of time
Is this completely English it would be better to understand.
Most of the conversation in the Video is in Hindi... can you pls release this video in English?
Kind suggestion... pls don't mix 2 different languages in a video
💯 Right meni bi big money kamia
If it was in English..it would be beneficial for a wider audience!
32:00
TOO MUCH OF STYLE IS VERY AWKWARD
Right
Interviewer dosent look mature in terms of language to talk to such mature personality
Do mutual funds distribute the dividend s they get among the share holders of the fund house .
At 9:24...they are very youngsters?
🔥🔥
Stop saying "you know"repeatedly😢
Please
Title in english. But 50% speach in Hindi. Then you seperately release Hindi verson
People fotget what happenned in 2020.
Sbi mf stopped paying dividend.
Hdfc 100 brought down from 10 to 5 %.
We retired people redeemed and invested in NSC @6.8%
💯💯💯
❤❤❤❤❤
सर आप हिंदी मे बात करोगे तो सब को समज जायेगा
You r own fund manager no one is manager jo acha lage wo lo kisi ke kehne me na dalo
Is there any mutual fund which invest in credit card😂😂😂😂😂
Paise kbhi nhi doobte long term me
O hello Hindi mein boliye na
Mujhe bhi to Paisa banana hai😂
👍🏼❤️
Overacting anchor
From $37K to $65K that's the minimum range of profit return every month I think it's not a bad one for me, now I have enough to pay bills and take care of my family.
Great man, so submissive. He also writes column in news papers
Probably worst podcast host he would have given interview to..could have utilised his valuable time with better questions...rakhi Sawant ko bitha diya
Keep goingggg you're doing a great job
Great interview
Keep goingggg you're doing a great job