The 5 BEST Credit Cards For Cash Back
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- เผยแพร่เมื่อ 2 มิ.ย. 2024
- Forget 1% cash back…these are the HIGHEST Cash Back Credit Cards right offered now that will give you the MOST money back, all the way up 5% - enjoy! Add me on Instagram: GPStephan
Learn more about the best cash back credit cards here: oc.brcclx.com/t/?lid=26662099
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Number 1: Capital One Quicksilver.
www.capitalone.com/credit-car...
Annual Fee: $0
Foreign Transaction Fee: $0
0% Interest in the first 15 months
1.5 Cash Back on everything
$150 Sign Up Bonus when you Spend $500 in 3 months
Number 2: Chase Freedom Unlimited.
bit.ly/2TFHMDV
Annual Fee: $0
0% Interest in the first 15 months
1.5 Cash Back on everything
$150 Sign Up Bonus when you Spend $500 in 3 months
If you happen to already have the Chase Sapphire Reserve credit card, you’ll have the option to transfer your rewards between cards. This means you can transfer your 1.5% cash back on the chase Freedom to the Chase Sapphire Reserve…and when you have THAT card, you’ll get a 50% BONUS when those points are redeemed for travel. This essentially makes the Chase Freedom Unlimited Worth 2.25% cash back for travel.
Number 3: HSBC Cash Rewards MasterCard!
www.us.hsbc.com/credit-cards/...
$0 annual Fee
0% interest on the first 15 months
$0 Foreign Transaction Fees
And you’ll get $150 back…but you need to spend $2500 in the first 3 months to get that.
1.5% cash back with a 10% bonus after the first year = 1.65% cash back
Number 4: Citi Double Cash Card.
www.nerdwallet.com/reviews/cr...
$0 annual Fee
3% Foreign Transaction Fee
2% Unlimited Cash Back
Number 5: Fidelity Cash Rewards Visa Signature
www.fidelity.com/go/fidelity-...
$0 annual Fee
1% Foreign Transaction Fee
2% Unlimited Cash Back
$100 Bonus when you spend $1000 in the first 3 months
Number 6: Alliant Visa Signature Card
www.alliantcreditunion.org/ba...
$0 annual fee in the first year ($99 the second year)
$0 foreign transaction fees
3% UNLIMITED CASH BACK IN THE FIRST YEAR (2.5% the second year)
Number 7: Uber Visa Card.
www.uber.com/c/uber-credit-card/
$0 Annual Fee
$0 Foreign Transaction Fee
4% cash back on dining, 3% back on airfare and hotel, 2% back on online purchases, and 1% back on everything else.
Number 8: Amazon Prime Rewards Card.
www.amazon.com/iss/credit/rew...
$0 annual fee
$0 foreign transaction fee
5% back on all Amazon purchases.
Honorable Mention: Costco Anywhere Card
$0 annual fee
4% cash back on gas
For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness@gmail.com
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Some of the card links and other products that appear on this website are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This content does not include all credit card companies, or all available credit card offers. The content in this video is accurate as of the posting date. Some of the card art and offers may no longer be available
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I took your advise from your "top 5 credit cards for beginners" video and got the capital one Quicksilver, and bank of America cash rewards, building my credit for my first house hack in a few years. Before you I was a Dave Ramsey fan and I thought credit cards were for financially stupid people and now I have been changed 😂 thanks for teaching people what they don't teach in high school! Love your videos
Well done!! :)
dave thinks he is a God
I was the exact same lmao, I thought that I would never ever get a credit card and buy homes in cash etc, now I know to use other peoples money to build my own wealth.
@@yourmanzach2307 Dave is the kind of person who thinks you can "sweat out a cold". It's not proven that it does anything, but that's his circle of expertise.
I feel like Dave preaches against credit cards because his advice is geared towards those who are in massive debt. They tend to have limited self control with credit cards and the interest they pay will always outweigh any benefits. I know because I was one of those people 🙄
RIP Uber Visa 2017-2019
Wish the original colorful card didn't start peeling before I stopped using it too. Could at least have kept it as a nice hairloom. ya know
I didn't get a new card until now, and have been using my pnc cashbuilder card i got years back. just got the SDFCU premium cash back plus for 2 percent on everything. Might try for the altitude go card in 6 months. I didn't see that card until after i decided to apply for this 2 percent card.
Absolutely perfect timing Graham, I'm about to do a vid on "how to make money (or in this case cash back) doing what you already do" and now I have the perfect video to also refer people to!
Thank you!!
Love it Graham! More options for credit card churning 👍🏻
My moms credit card literally charges nothing, I mean nothing I never pay for anything
Graisen Nicholson - and you get cash back too ?
@@darrellsellers I don't think you got the joke
Kenny aka TI I got it .. you didn’t get what I said
In short .. your parents give you money too !( it’s all good I do the Same for my kids !)
@@darrellsellers adopt me?
D Sellers r/whoooooosh
Graham I’ve been watching since like 30k subs. So happy for your growth here, you deserve it. Always amazing content!
Thanks so much!!! 🙌🏼
Honestly I was one of those people that didn't think I needed a credit card until i started watching your videos because i am really good with money. But I'm planning on buying my first property next year, so I just applied for my first credit and I believe I have found the best one for me using your tips. Thanks Graham. :)
Love these CC videos.. keep it up
I can definitely see your channel reaching well above 1 million subscribers by the end of the year. Great content!
Thank you!! That would seriously be AMAZING...that's the type of goal I never imagined was ever possible, but we'll see if we can keep this up!
Yeah I see that happening too!!
I think he can get 2 mil or higher
I have the Citi one thru Costco and the quick silver 😼
Man this was a fantastic video simply presented yet very informative thankyou g
Great video 👍 I have been without a credit card for the last 33 months. I did just switch over to the capital one Walmart Rewards which is 5% on all Walmart purchases then 2% on travel & dinning. No foreign transaction fees. Oh and no annual fee.
Or ya can get CCds from Navy Federal, and get the best options ever! Graham doesnt know about these. 5% on gas, no annual fees. 5% restaurants, 1.5% everything else. High credit around 20k and low low low APR around 15%. Top that!
Find a partner who looks at you the way Graham looks at the camera when he tells you to smash that Like button.
Sidebar: I have the Quicksilver and it's great.
Quicksilver seems pretty weak with all these other ones out here doing 3 percent or more. I have the Quicksilver as well and recently came across this channel.
I was going to apply for the quick silver today and then I watched all these videos and don’t know what to do!
@@GirItsLiz I got applied to upgrade to a quicksilver. But I also have another credit card currently with 3% cashback on gas. So I plan on using the quicksilver on other things and use my other credit card for gas.
Great review .... THANX !
I love your channel and follow the content you post. Please keep the good work going.
Please do a video on Hotel points related credit cards.
US Bank Cash+ Visa signature card is also good lets you choose 2 categories for 5 percent cash back
Watched an entire credit card ad before this vid lol
And didn't skip because I want my brother Graham to get paid ;)
haha thank you so much man!! I gotta do a youtube income report soon!
@@GrahamStephan Please do!!
I have the capital one quicksilver card! I signed up for it years ago for the rewards and I think there was also a sign up bonus when I applied for it. I find your videos so interesting, there’s some things you talk about that I’ve known about and have been doing, but there’s some things that are new for me, like index funds and things like that. I’m still in my 20’s so I think it’s still not too late! lol By the way, I just discovered your channel so I’m totally late on a lot of your videos, but I love them!
Nice video!
You forgot the Ebates card!!
And the American Express Amazon business card is even better then the visa one!
I’m using chase business ink 5% back on gas, phone, and internet
Uber for 4% on travel, 3% on dining, and 0% foreign transactions
Citi double cash back for 2% on everything else.
Will get the Alliant for the 3% for 1 year, thanks graham!
@@MarkReese nope, the uber card changes were a huge disappointment - i kept the card, but rarely use it now.
but now there is bank of america cash rewards, 3% back but only in one category which you can pick.
@@MarkReese the other opportunity with BofA cash rewards, is if you use merrill lynch as a brokerage, you can get up to 75% bonus on your cashback, depending on your account size with them, so potentially it's a 5.25% cash back rewards.
i can no longer bank with chase, unfortunately. they refused to tell me why, but i suspect it was because i was withdrawing large amounts of cash from them.
cool, i'll check out your videos.
My Stack:
Citi Double Cash - 2% on everything
Uber Visa - 4% on restaurants
Discover it - 5% on rotating categories. They tend to be useful such as gas, grocery, restaurants, amazon
Chase Freedom - 5% rotating
BoA Cash Rewards - 3% on gas
Loved it. Great video Graham.
Thanks!!
Discover It card deserves a mention. No annual fee, no foreign transaction fee (although Discover isn't really a foreign entity yet, not even in the UK), and they have a different 5% back feature per quarter year (Jan-Mar = all grocery stores), plus 1% back on all other purchases. AND, they match your cash back after the first year, so every free dollar you got from using it, they give you that same amount again. Plus, 100% US-based customer service and a great app.
@@MarkReese Several years, I don't recall exactly how many. I also have an AAII savings account with Discover which I use to dump my free cash-back money to turn into more money (albeit at a low rate currently, but it doubles as my emergency fund).
Honestly you should show on a video how to hit that like button. It seems to intimidate some people; they could use some guidance.
Agreed, I need a "How to SMASH the like button 2019 (EASY STEP BY STEP 101)"
@@GrahamStephan Do a video on car insurance.
Graham Stephan Great view dude! But you forgot two things. First, the citi double cash has $10,000 purchase protection per claim which might make its lower cashback value worth it. Second, the American express blue business plus card gives you 2X points back on every single purchase which can be worth 2.5 cents cash and even more when you redeem them for travel THROUGH the AMEX Platinum :)
@Timothy Lockwood Including "And how to ring the bell like Quasimodo"
Agree
Thanks for sharing the wealth!
you got it!
Thank you for all your info billy Palm Bch Fl
I have the Double Cash and the Prime Rewards card. Double Cash for anything I can't use my Amex Gold Card on and Prime Rewards well, for Amazon. Racking them points ;) Great breakdown.
@@MarkReese I actually cancelled the Gold since my spending with that didn't outweigh the annual fee however the Citi Double Cash and Amazon Prime are still my one-two punch.
@@MarkReese not this year. Due to the Quarantine I barely eat out so it's mostly groceries now which isn't that crazy since I don't have kids.
The Citi DoubleCash has some of the best purchasing perks available for credit cards: automated 60-day price protection, 2-year warranty extension, and purchase protection. Those alone can make the DoubleCash worth way more than the Fidelity card.
Assuming you've got the Citi DC how much do be you typically get back with the price rewind?
Thanks for the advice! Just got approved for the Uber credit card.
Love all of these videos as it gets me excited to pick my next credit card lol. Could you do a video on your thoughts on store credit cards, how best to use them,ect.?
Sure!
Can you please do a Canadian edition :)
For anybody looking for the math on whether the Alliant card is worth it for the annual fee the calculation is pretty simple.
If you spend $19,000 or more on the card; the additional 0.5% will earn you more than the cost of the annual fee.
If you plan on spending less than $19,000 per year on the card; stick with the Citi Double Cash.
Omg! I was hoping to hear about Sam's club credit card and Discover..... I love them.
This is incredibly useful, was just about to conduct this research myself. Undervalued video imo - thank you.
Thanks so much!!
*How about the Avocado Card that gives you 5% back on all avocado toast purchases?*
Cherry Tung - Luxury Fashion & Money Hacks I’d use that card multiple times per day
How's the Amex Plat situation going on? 😂😂
@@lemontea000 Still fighting with them with a sword... omg so freakin stressful and annoying
@@nw9801 Avocado Toast all day err'day
@@cherrytung OMG noooooo that's so long! They're betting on you to forget everything that's happened. Keep harrasing them over the phone.
You’re the best on credit cards... your channel is so inspiring that i bought 3 rental properties and i even launched my youtube channel
That's AWESOME!! I didn't actually expect you to wear a mask...
Masked Financial Hero graham is the man on credit cards!!!
Masked Financial Hero your youtube channel looks good!
Masked Financial Hero where are your rentals based?
Definitely!!
Such a well rounded video !
TheBoyz305 Contact him on moore_hack on instagram or mail him on martinezraber@gmail.com or +12013507159 on WhatsApp (he does not take upfront payment) if you need help about forex trading , Bitcoin hacking your PayPal,credit score fix, bank account,phone hack (cheating husband or wife ) western union hack,money gram,credit card hack,instagram verification, facebook and many more..
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You should do A video about how city’s and county’s are giving incentives and grants to first time home buyers and such. Especially in south Florida area. Since this is where I live. Thanks love you videos
1. Bank of America premium rewards: $100,000 balance with Bank of America / Merrill accounts gets you 2.625% on all purchases and 3.5% for travel and dining. $95 annual fee.
2. Bank of America cash rewards: $100,000 balance with Bank of America / Merrill gets you 5.25% on either gas, dining, online shopping, drug stores, or home improvement. You select one of these categories every month. 3.5% at grocery stores and wholesale clubs. Up to $2,500 per quarter for all categories combined.
3. US Bank Cash+: 5% for 2 categories per quarter (up to $2,000) including electronics, utility bills, department stores, fast food, gyms, furniture stores and more.
Bank of america offers such low interest though :(
Graham Stephan I have Merrill accounts (Roth IRA, non-retirement, and 529 for my nephew) and keep a $5 balance in the B of A checking account to get the preferred rewards with honors benefits. Benefits include 100 free monthly trades, $600 mortgage origination fee reduction, .375% home equity discount, and .5% auto loan discount. www.bankofamerica.com/preferred-rewards/details/
Freddie O or stocks
Premium Rewards is my go-to with those cash back rates. Works well since anything tied up with Merrill counts for the $100k. Never paid for a trade since I don't even hit 10 of the 100 free per month. The sign-up bonus for the Premium Rewards card also gets the boost up to $875.
Stannis Baratheon my 3 month average account balance is about to exceed $250,000. Do you know if they’ll try to push me from Merrill Edge to a managed account with Merrill (rebranded from Merrill Lynch)? I want to keep the self-directed accounts and not have to pay any fees for someone managing them.
I love your videos. Have learned a lot about how to adult properly. I was wondering what your personal opinion is on the USAA cards though? I'm able to get them but I don't know if I should. I always hear people tell me to get it as soon as possible but I just don't know enough about card yet.
I use the USAA limitless 2.5% cashback card for virtually everything. You just need to have your direct deposit from your job go to a USAA checking account.
Shinwon Moon I'm a usaa member. I don't see it on the credit card section. Do they still offer it?
@@deweyv8900 I'm not sure. I got mine about 3 years ago.
Well done video - I utilize several of these cards. I wanted to bring up something re: Amazon card. If you couple it with Subscribe and Save, you can get up to 20% (15% + 5%) on household necessities or anything that has the Subscribe and Save option. As a CPA and frequent Amazon shopper, I was delighted to find this gem.
I was literally looking at the Costco card I’m so glad u added it I was debating about it
That Costco card has GREAT earning categories. However, the downside is that you can only redeem your cash back 1x per year, starting in February. It's also issued in the form of a certificate that you have to use inside Costco (if you desire cash, you can take it into a warehouse and they'll cash it out). So the fact that they hold your cash for an entire year before you can get it, and then make it inconvenient to get, was a turnoff for me. Definitely a bummer...because otherwise it's great!
Great job on doing all the research, thank you! However, I have something to say about the citi Costco anywhere Visa card, its a yearly rewards card, which means you can only get ur rewards every February for the previous year. On 2018 I generated $1900 in cash back rewards , but on Dec.2018 citi closed my account , and to their terms , I lost all these rewards.
That would be horrible. Thats a whole vacation or emergency money. Did you try and fight it alittle?
Actually I think you missed one thing since I use the Chase Amazon Card myself 100% of the time, its 5% on Amazon, 2% on Gas/Restaurant/Drugstore then 1% on everything else so seriously, the best card IMO
Looks like others recommend the ducks unlimited as a compliment to Amazon or another card, since it offers 5% back on gas.
Also unlimited 5% cash back at Whole Foods. Conveniently, there’s a Whole Foods about a mile away from my house!
@@Dudeee_ But you pay a 20% markup on their food, so you'd still be at a loss.
Agreed - that Amazon card is AWESOME. Did you hear about the new Chase Freedom Flex card? It earns *THREE PERCENT* on dining & drugstore ... *FIVE PERCENT* on Travel via Chase's portal ... and *STILL* has the rotating 5% categories! I just posted a video about it that goes over all the details ... check it out! 👍
After binge watching all our videos I have now applied for the quicksilver card and the amazon prime well because I do lots of spending on that, you also forgot to mention that if you get the card at check out and are a amazon prime member they’ll give you $25 discount!!
Could you make a video on how to estimate a property's price pretty accurately? Love your stuff btw, I recommend it to all the boys
What about discover it 5% cash back on quarterly selective items and 1% on all others. Points dont expire $0 ann fee, foreign fee. And they match your cash bk at the end of the year.🤔
Yessssss cash back cards are the way to go. 2% back on everything, 5% on certain purchases!
Agreed!
Amazing content 😀
This video made me feel great about my credit card choices, I have fidelity and Uber and almost got the Alliant card, but having that and the Fidelity didn’t make sense for how little I spend outside of rent. The Uber card also has 600$ iPhone insurance if you pay your bill on autopay with the Uber card, so I don’t pay any monthly insurance on my phone through t mobile. Great vid
Graham: “Things are heating up a little bit, offers are getting a little bit better, and with that....”
*ad begins to play*
Me: “Damn this guy is good!”
Citi double cash is by far the best general card. Price protection and electronic warranties beat sign up bonuses.
yes!!
How does the 60 day price protection work? Do you have go through hoops for Citi to honor it?
@@gop305 I've only used it once on a TV. It was pretty straight forward, submitting a copy of the receipt and statement on which it was billed. No run around and I got the max of $200 back. I heard that there are people who script it out to automatically submit rewinds for items on receipts that are emailed to you (think Walmart Pay and similar) but I haven't done this myself.
Reed B That’s great info! You just logged in and there was a section for price match for you to fill out?
@@gop305 It's through a separate site which it looks like they outsource so the systems are not integrated on the backend. Because of this, they require you to submit your statement which they'd otherwise already have access to.
Hey Graham good video.
THANKS!
Appreciate the video
thanks!
When ur friends look at u like u are crazy for getting more credit cards. I’ll keep getting my cash back, their loss 🤷♂️
hahaha more for you ;)
Thomas Carvo and doesn’t that (slightly) positively impact your credit score (assuming you pay them off on time)
pyro light I had no credit history a few months ago and have 3 cards now. My score has only gone up but I don’t think applying for more will continue the trend. I’m going to give it some time before I apply for another.
13 cards and counting
That's funny but true though
Hey Graham, can you do a video on the best credit cards for college students?
th-cam.com/video/YMQfUtOKtHo/w-d-xo.html
@@GrahamStephan For the BoA credit card, you said you can put all your credit payments in a savings account during the interest free 12 months. Wouldn't those costs look bad on a beginner's credit card?
When I looked at it two years ago, HSBC's card also had the unique benefit of the travel accident insurance being the highest payout of all the no annual fee cards. Checking their landing page just now, supposed to be a cool million. Considering Discover phased out such a (albeit smaller) benefit sure looks amazing.
I have a Tesla too but I still use the Costco card for 3% dining and travel ☺️ and 0 foreign transaction fees!
I’m still liking my Discover and BoA cards. Pretty sure all of these kick the new Apple card out the window 😝
:)
Liking double cash.. no revolving categories
RealLife Money - Weekly Financial Videos me too !! BOA 3% on gas (you can change category every month) & my discover now til June 31 is 5% cashback on gas
I live for videos like these. Hahahaha. Credit card gang
THANK YOU!
chase freedom beats all of these with that 5% cash back of seasonal categories and 15 month no interest. ill need to get 11 cc's with fees opened while keeping hard inquires down below 4 inquires still though. your advice is really paying off like no other TH-camr ever has. thanks again!
Never thought id be so hyped to see another credit card video
haha thanks Drew!
Hey Graham, all those cards are very nice but I’m from Canada and they are all not available for us 😣. Do you know any good cards in here or cards good be applied by a Canadian ?
You didn't mention the fact that you need a bank account with Alliant to open this credit card. Also, there are elgibility requirements to open the Alliant account which many people will not meet. Nevertheless, still a great video!
A one time $15 donation to charity...that’s it.
To be fair, he did say they are niche options, and yes, some credit unions are hard to get into, but some will let you join in many ways, not just by living in that area.
I didnt know you could join Alliant just by donating to a charity, but I got an account with one credit union by opening a loan with them through the dealership I bought from.
So it is worth mentioning and taking a chance to see if you are. Luckily I am with them through United Airlines and have been very happy with them.
@@itrthho You only need to maks a 15 dollar donation to qualify for the card?
Graham love it
These videos are great, keep doing them!
Thanks!!
I love getting the sign up bonuses. After that I just close them. The only ones I’ll be keeping forever is the Citi credit card. The last card I got was the the Amazon store card and got $60 just for applying.
Awesome!! Great work!
Dude you are worried but i like worried 🤔 oh and i have 3 out of 5 of those cards.
NICE!!
Nice do you have the uber
Hypothetically could you not use a credit card to pay off the debt of another credit card to build credit especially since it costs nothing interest wise and earns you a percentage of transactions?? Also were the cards hard to get?
This is one of the best channels I’ve ever subscribed to
Thanks so much!!
great video once again. keep up the good work!
THANKS!
Ducks unlimited credit card gives 5% on gas and sporting goods. Also funds help wetland conservation.
Ducks unlimited all the way. I use it for business for lawnmowers and trucks. Make 100s every year and of course pay it off every month. "Unlimited non expiring" rewards is the key.
Jorge Correa
But they won’t give Graham a nice fat referral fee, so therefore he won’t “recommend” them 💰
@@topcomment3816 Seriously Graham was plugging 1.5% cash back cards when there are a ton of better 2% cards and specialty cards that you can use to get more cash back.
@@An11inchPenis what does it take to get approved for one? Limit? History? Annual income?
@@topcomment3816 *WHO CARES ABOUT GRAHAM? I'M SAVING 15% ON MY CAR INSURANCE.*
Someone should point out that you would need to spend $30,000 to make up the difference between 1.5% with $150 bonus and 2% with $0 bonus
Very true!
Eitan Tal I like to always have a 0% interest card available. You limit your future options if you pull two 0% intro cards out at once. I plan on getting a 1.5% card and Apple card together later this year
My personal favorites. BOA Cash Rewards for Gas (3%)
Citi Double Cash for everything else (flat 2%)
Discover IT for the quarterly 5% categories.
This video came out at the best time for me. You just saved my life, thank you so much!
Awesome!!
Who else is going on a credit card opening spree after this video?
Welcome to the DARK SIDE
That Costco credit card is that 4% back on gas for any gas station like Citgo, BP, Shell not just Costco gas?
NFL YoungBoy this is a great question
yes its 4% back on any major gas station worldwide.
The rewards all go to a certificate you can only spend at Costco. Not bad if you shop at Costco a lot.
Another awesome vid !👍
THANKS!!
Subscribed!
Graham be like : “Sprinkle Me Sprinkle Me”
;)
No mention of the Discover IT card? I'm honestly curious here, as I do not have the card and seems pretty awesome.
1% on all purchases
5% on select purchases (changing per quarter)
All cash back is doubled at the end of the first year
So, for the first year, doesn't this card compete in that 2% game?
he might've just overlooked it, the discover it card was my second credit card and it was really good, 45 ish dollars cash back in the first year so I got almost 100 dollars cash back. Now that the first year is over though I'll only bother spending money on it if I know something I'm about to buy is included in the 5% category
YES that Discover it Cash Back Credit Card is a super strong option for at-home, everyday kind of spend 👏 I've had it for a few years now and use it often when the right 5% category hits. HOWEVER...check out the video review I posted about the new Chase Freedom Flex card coming out on 9/15/2020 💯 Frankly, it's incredible, and is actually a stronger offering than what Discover has!
Had my uber card for a week, it is great for points because I do my shopping and payments online and points are displayed with each purchase, very transparent. The $600 protection for my phone and the 10000 bonus points is great.
Great video Graham, Im a huge advocate of the Amex Cash Blue preferred, the 6% back at grocery stores up to 6k. To maximize the benefit buy gift cards to various places you shop while at grocery stores, and get the 6% back. On top of that the 3% on gas make it a pretty great card that makes me over 500 a year, even with the 95 dollar fee ! Cheers to making great video.
Thanks!! 🙌🏼
Forgot to mention that amazon gives you a $70 gift card instantly once you sign up
Its a 100 now.
Also an effective annual fee of $119. But if you already have prime it's a no brainer.
$150 now
Anyone else randomly find out that joe rogan is making 250k per month just off his clip channel. By the way good vid.
Where'd you see that? Doesn't surprise me!
@@GrahamStephan Do a video on car insurance.
@@GrahamStephan i saw it on instagram. I believe someone saved a post jamie made on his personal account where it had a video of the analytics for just one month. Its so absurd when you start to wonder how much is he making on long form content with his podcast. Because he has that ad revenue, sponsorship money, podcast ads, merch, potentially donators during his livestream. I've heard different reports that just on his audio podcast he is making 10m+ per year.
I just subbed. You were in my feed so much I thought I was already.
Awww thank you!!
Just smashed the like button. Thanks for the info my man!
Thanks!!
You left out the Wells Fargo AMX Propel card, which has zero annual fees, zero foreign transaction fees, AND 3% for all travel/gas/dining expenses, and 1% on everything else.
Apollo355 the Hilton Amex card is better.
@@texasowl5356 Good one! I just applied and got approved before my Doordash arrived haha.
@@texasowl5356 Can you please explain the wonky points system on that card.
DrivenDrew how is it wonky? It’s very straight forward. 7 point per dollar on any Hilton charges. 5 points per dollar on any gas,grocery, restaurant purchases, and 3 points per dollar on everything else. Automatic Hilton honors silver status. Spend 20k a year get free Hilton honors gold status the next year. Every 5th night reservation made with this card is free.
I used this card a hell of a lot. It’s actually the card that Amex used to measure my spending when they offered me the Centurion Black card.
@@texasowl5356 so does the points mean cash back? How much is one point worth?
Yeaaaahhh, buuut Apple has a credit card and i dont want to smell broke
;)
Lol
Appreciate you!
Thanks!!
More quality credit card content I've been waiting for has arrived.
Thanks!!
NOOO I TRIED GETTING FIRST WITHOUT EDITING
3 seconds too slow...
Who the F gave this one thumb down?
Dave Ramsey
@@GrahamStephan funny you mention that. "Are you willing to live like no one else so later you can _live like no one else?_ depends on what the "total money makeover" has to say about credit cards I suppose.
The guy who doesn't like Double Tap.
Apple
Hahahah@Dave Ramsey! The only reason I am here in these comments is to look for opposing credit offer comment from those dislikes. Apparently that's not the case here. The dislikes are most likely from other battling channels because this information is pure gold to credit users and wealth builders.
I find myself liking all of your videos and I have no idea why
thank you :)
love your videos
Thanks!!
Great vid thanks
Thank you!
I like the Spark Business card too
Graham. You didn’t tell us you are on Selling Sunset. I was watching the first episode and was like wait a minute, I just watched that guys’ video on cash back cards. Good for you man.
Yeah!! I posted it on my IG! :)
Just wanted to say thank you! Your videos have been really helpful to me. I really appreciate it. I always like the videos 🤣 btw! Keep up the good work.
Yep Graham's videos are so good - some of the best financial advice on TH-cam! If you like videos about credit card topics, check out some of my recent videos too! I bet you'll find them helpful 😃