T-Bill yields are falling: Here's what I'm doing

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T-Bill yields have recently dropped to 3.4% p.a., and I’ve decided to take a different approach with my investments. In this video, I explain why I didn’t reinvest in the latest T-bill and what alternatives I’m exploring instead.
1. Cash Alternatives:
- Syfe Cash+ Guaranteed: Now offering 3.4% p.a., find out why this option may or may not be right for you.
- Chocolate Finance: Offering 4.2% p.a. on your first $20,000, I’ll discuss the pros, cons, and why some people are hesitant.
- OCBC Premier Dividend+: A stable option at 3.3% p.a. with no cap, but with specific conditions. Learn how it fits into my strategy.
- Money Market Funds (MMFs): Explore various promotional rates for new users, including options with POEMS, Moomoo, Tiger Vault, and Webull.
2. CPF Strategies:
- Fixed Deposit with OCBC: Offering 3.1% p.a. for a 5-month tenure using CPF Ordinary Account funds, even if your CPF Investment Account is with other banks.
- Amundi Prime US Fund: If you have a higher risk appetite, see why I’m considering this option for long-term growth with CPF funds.
3. SRS Options:
- Singapore Savings Bonds (SSB): A safer, long-term option at 3.1% p.a. backed by the Singapore government.
- Fullerton SGD Cash Fund: Offering over 3% p.a. with Endowus, this is a low-risk money market fund that’s also available for SRS.
#Sponsoredby #Webull