Is the £22,000 benefit cap too low? Feat. Kevin Maguire & Belinda de Lucy | Storm Huntley
ฝัง
- เผยแพร่เมื่อ 20 ก.ย. 2024
- Charities are calling on the Government to scrap the cap - saying it plunges thousands of households - and hundreds of thousands of children - into poverty.
It was introduced by the coalition government back in 2013 - and it was intended to force claimants into work. There are different limits depending on whether you live in or outside London, or whether you're a family or not... but for a family living outside London, the figure is £22,000, which works out at just under £2,000 a month, and about £400 a week.
Most people claiming benefits will be affected by this - as it affects Universal Credit, Housing Benefit, Jobseekers Allowance, and a whole host of others...
Jeremy Vine on 5 is on television every weekday at 9:15am until 1:30pm on Channel 5.
Subscribe to the channel for more celebrity interviews, hot topics and debates: bit.ly/34DvAv4
Twitter: / jeremyvineon5
Facebook: / jeremyvineon5
Instagram: / jeremyvineon5
#StormHuntley #Benefits #Money
What about making MPs pay tax on free gifts that they accept?
72% of people on benefits Work just thought we should acknowledge this. The reason the state props them is the living wage for the average person isnt livable
Try living on the state pension
@@onetone4561 That's dreadful as well
It is not the state propping them up, it is other people who pay tax + NI and don't claim benefits.
@@Aliciaishere It's one and the same, who do you think props up your healthcare and your education system think your tax pays it all? Who do you think will prop up your state pension because your contributions definitely aren't enough
@vikingfrog7204 Thank you for your input. I think you mean 'our' support systems. Our system works as a collective, and naturally, some receive more than others. It is important to remember that it isn't the state paying, we all are. Your assumption for my contribution is unusual, considering you do not know me.
Here’s a crazy idea, why not pay people a decent living wage and ensure the cost of living is manageable. Many who work full time have to claim benefits! Rising costs for the working person delivered by billionaire companies supported by successive governments.
Energy companies yet again reporting billion pound profits and what a surprise energy costs rising by 10% just before winter. Fuel allowance being removed and single person council tax likely being removed, just 2 examples of what’s to come. Starmer is proving that politicians are cut from the same cloth..Politicians motto ‘what’s in it for me?’
There is no incentive to work anymore is there
Nevermind that. There's no incentive to live
As they are focusing on familes, child care costs are very relevant & not even mentioned.
Pensioners don’t get £22000, I wish
They should be supported back to work. No other country in the world gives so much handouts to people for having kids and not working. What do they expect? 50 grand a year on benefits?
Wages need to be higher so it pays to work and people can support there families and have a half desent life.
@@meganstewart9062 the minimum wage has been rising ....too high and employers will either cut staff or go out of business. The tax threshold should rise from £12500 to £20,000 that would help those working and reduce the need for in work benefits
I was a single parent with 3 young boys after my divorce i had no maintance i had a mortgage to also pay i worked 24/7 to pay the bills and provide for my boys i would take them to Cornwall for a week in a caravan i worked hard i would work during the day while they were at school then they would play with friends have dinner then i would take to my sisters so i worked a few more hour's come home they would go to bed and my friend would come around and stay at the house while i went back out to work till 12 my 3 boys have grown up to be 3 great men with great work effects and i get so peed off as its so easy for people to claim all these different benifits not only because they dont want to work and claim for their kids with some problem or another or they are claiming pip coning the system they will never work because they get their rent and council tax free pluss 2000 month pluss 100 cost of living for each child makes me very angry
@tracyking6689 No doubt you should be proud of your achievements. However should you not acknowledge that you were fortunate in your sisters and friends helping you for nothing? Was not that a social benefit? How much did you save on professional childcare? Also, you've overestimated the value of benefits - the cap includes rent - you won't get rent plus £2000 per month.
Ive been working since I’ve been 12 years old. My father lost his job in Thatcher years. I’m in my 50s now. I feel like I’ve been a slave. I was watching the movie Antz and I can understand why people don’t want to work at all.
I’m in my 50’s, how on earth could you have been working since you were 12 years old. What absolute tosh!!!
Some on benefits don't even get £22,000 a year. I get £15740.40, that includes PIP but not Council Tax Reduction benefit. That includes rent and other day to day expenses. I hate to have to agree with Kevin benefits are not the problem it's low wages.
It is survivable but not living. I couldn't run, maintain and insure a car on that amount of money. By the time I pay my rent, buy food and pay bills I have nothing left. I got currently about £10 in the bank to last me 9 days.
I totally understand, and you're spot on. 👍
If on benefits do they not get rent relief also a pension only gets £11500 on the new system and can not claim benefits as they get to much per week which is £221
They have to pay towards their rent if it is above the cap, which is the majority these days and 25% Council Tax.
This is how much Universal Credit is a month by age (you can Google GOV Uk.)
Do you think it is too much? Would you be able to survive especially if you are single without family?
A months benefits
If you're single and under 25 £311.68
If you're single and 25 or over.£393.45
If you live with your partner and you're both under 25 £489.23 (for you both)
If you live with your partner and either of you are 25 or over £617.60 (for you both).
If you're single and under 25 £311.68
If you're single and 25 or over £393.45I
If you live with your partner and you're both under 25 £489.23 (for you both)
If you live with your partner and either of you are 25 or over £617.60 (for you both
Increase benefits for people who are in work
I am in my 60s, work part time in a physical job, had no benefits and live on less than 10,000 a year. Makes me realise, should I work
So if £22 thousand is not enough to live how are pensioners expect to live on under £12 thousand a year.
Think on that????????
The benefit cap includes housing benefit for rent whereas the pension does not. Pensioners may claim housing benefit and other means-tested benefits besides their State Pension.
If you're single and under 25 £311.68
If you're single and 25 or over £393.45I
If you live with your partner and you're both under 25 £489.23 (for you both)
If you live with your partner and either of you are 25 or over £617.60 (for you both
No its not too low. Why should it be more than someone working full time? Or more than what a pensioner gets? That woman is 100% correct.
I am a pensioner and worked all my life from 16 to 68 and the pension I receive is 200 pounds a week is that a living amount I don't think so, yet someone staying at home pumping out kids to get massive benefits is an insult to the working British public, its an absolute disgrace.
that first caller- jesus how much was she getting - because I recently lost my job - I get UC and after all my essential bills - no sky etc I'm left with £68 for the month to buy food - how the hell could she afford to go out with the kids
I was thinking the same thing. It made me wonder whether she was an actor made to say that...
@@Chris-qb4xhyeeeh, obviously not
I think there is a correlation between the increasing number of adult welfare claimants either getting diagnosed with conditions ie mental health issues, and children of claimants getting diagnosed with conditions ie ADHD etc. All of these type of conditions increases the amount of benefits you receive which are not included in the benefit cap. This may explain the callers situation. The other point is that to have take home pay of £22k ie benefit cap level, your actual salary would need to be around £30k. The welfare system incentivises people to not work and get a diagnosis, hence the UK having the largest number of people with disabilities in Europe! Basically if you have few qualifications and skills so all you could get would be minimum wage dead end jobs and you have kids it isnt worth working even with in work benefits. Better off on full benefits. I also am fed up with the argument that most people on benefits are working - yes, working the minimum number of hours to maximise working benefits and keep the DWP job coaches off your case!
Most families are on less than that after tax unless both parents are working.
If you're single and under 25 £311.68
If you're single and 25 or over £393.45I
If you live with your partner and you're both under 25 £489.23 (for you both)
If you live with your partner and either of you are 25 or over £617.60 (for you both
It is a safety net. It is not intended to be permanent. You should not be getting more than someone working full time - where would be the incentive to work?
Also we have more to pay for these days
There is no earnings cap. Just get a job!! 🤦♂️
I AGREE 👍 💯
Easier said than done.
What a ridiculous generalised comment directed at many with physical disabilities or life threatening illnesses that don’t allow them to work. I agree there are some who play the system but I’d suggest you consider blanket statements that are quite frankly immature and outdated.
easier said than done for lazy people yes@@daviniarobbins9298
very true. these people should get off their lazy fat arses and work
Remember, benefits are paid net, without having to pay tax, so the £22k cap is the equivalent of a £26k salary, more than the average UK shop worker earns, so taxing poorer to pay to those receiving more.
Most don't get the maximum.
Loads do. You can come to England and start claiming right away. with 3 kids you will receive around 550 a week..
Some sacrifices have to be made to find money to house illegal immigrants.....
£22,000 a year in free benefits or £16,000 a year working a mind numbing minimum wage factory job at 60 hours a week - hard decision here isnt it ?
A lot of pensioners wish they were on that much😢
Thatcher stuffed it up for me could not get a job for life .When I was a kid at school it was unemployment all around , factorys closing down , shops closing down , supermarket closing down , Gas and Gas and stores all closed down , night clubs closing down , and cole minds all was closing down 👇 .Is that my fault .
People on benefits have access to all kinds of freebies not just the flat amount they get.
what are these freebies you talk of?
Like?
Every Bangladeshi and Pakistani that I've seen housed gets around £550 a week for nothing. There was a huge influx from Italy some time ago and they all work on the side and claim benifits. It really is a joke
@@kaikai-pb7fh total rubbish
I work for the same as some people get on benefits- this should be looked at because it’s not right !
Most families are struggling and they are working family it is true child poverty is on the rise and i belive alot what it comes down to is they are in a lot of debt and 50% or more goes on paying it back and working for next to nothing coz the government penalises you for working and takes everything what you earn.
Utter nonsense
That is your opinion. But if you want to belive it or not debt is on the rise because of cost of living,wage not being high enough, many different factors. Not every family is I just want to make that clear.
Why have Vanessa feltz on , she doesn’t shut up for one minute and let guests and phone callers get a word in , ITS NOT THE VANESSA SHOW for gods sake
Both adults work in our household but still need UC top ups, without the help, we would not afford to heat our home or eat very well. We are the lucky ones, our mortgage is a drop in the ocean compared to some.
Rents and high interest rates are the problem.
TALK BOUT MPS RIDICULOUS EXPENSES AND PERKS INSTEAD OF TRYING TO TURN WORKING CLASS GAINST PEOPLE WHO RECIEVE BENEFITS!!!
Tax evasion 7 billion per year.
No its not too low.
To get benefits you need to have nothing no savings
We don't have Sky Tv that caller talks a load of crap
22K for doing nothing ( Not bad )
Fake first caller. A planter.
It's enough money most people who work don't get £ 22.000 a year. Kevin talking rubbish they are people who claim disability who are fully fit to work.
Most on benefits get no where near £22,000 a year. Universal Credit standard allowance for over 25s outside London is about £393 a month. The monthly benefit cap is about £1200 to £1300 a month. That includes any housing benefit you might get. You only get near £22,000 if you got children and a disabled child.
Lots of disability payments to people who claim for mental health issues of some kind or another, not an actual physical disability.
The best thing for lots of these people is a bloody job!
Me and my sister was left with a dangerous abusive narcissist mother
We had to fight for our lives from the beginning of our lives
How do you think we survive??????
How
We suffered trauma
My sister is a heavy drinker
Nobody Nobody
Help us
I lost my education
So where was your mouth
To help us
@@petergordon4525 Me being autistic wouldn't last 5 minutes in a job. Telephone work is out. Working with people is out. My physical fitness is out so anything like gardening or cleaning is out. Pray tell what job do you think I could do that wouldn't result in a breakdown or burnout?
@@daviniarobbins9298 you've taken my comment personally, I said lots on disability...
Not everyone on disability
She is lazy and she probably got lots of family help
Did you not get extra allowances for your severely disabled child onto of the £22,000
I believe you do get extra for a disabled child if they get PIP.
If you're single and under 25 £311.68
If you're single and 25 or over £393.45I
If you live with your partner and you're both under 25 £489.23 (for you both)
If you live with your partner and either of you are 25 or over £617.60 (for you both
Yes it is is very low pay wages
I work and get£12,000 a year and get no help because i saved up some money in better times,while people getting £22,000 and freebies right left and centre,i would feel rich if i had what they have.i can only dream of having £22.000 and they get it for doing bugger all,most people i know on benifits have sky,car holidays fancy desingner clothing,smoke,i have none of that .
When I was working i could only get temporary jobs is that my fault .I am sick and disabled ♿ now .Oh if you get ill and disabled ♿ you will be ok because you have money .we don't
no
Showing your looking for work ? What a joke they apply for jobs without any intention of turning up for an interview. The number of no shows that i know about is incredible, they may have shown they are looking for work but don't have any intention of doing any. This is not to say all people on benefits are lazy or are scroungers they are not but you'll always get a proportion who are.
Kevin isn’t getting much back up
No, because we've all been trained to blame those worse off than ourselves. Not to say that everyone on benefits are "ideal claimants" - many of whom are just cheating the system, but that doesn't mean that everyone is.
This is why I can't stand Kevin. He's just so delusional
I agree with belina too. As a senior Mental health practitioner , trust me, GPS are really quick to issue sick notes and prescribe anti depressants without completing full comprehensive assessments. And sadly these are the same letters used to then claim benefits. I know too many patients who've faked this
No