Debt Update! So...... I did something
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- เผยแพร่เมื่อ 16 ก.ย. 2024
- I have been having trouble for the last year with day to day surviving on my previous budget. The only videos I have up are for a magic month, but when I only receive 2 paychecks a month, it is rough. Super rough and frustrating. I have sort of a solution to the short-term issue.
#debt #debtfreejourney #debtproblems #debtupdate
Great Job, I love seeing those zeros !!
Me to, really takes the edge off.
my god the interest % on that consolidation loan...im worried for you big time
Yes, it is a lot of interest, but in the short term was better. I'm trying to make it a short term solution. Hopefully get it paid off way sooner.
Sometimes consolidation is the best option. You didn’t have survival money let alone snowball money. At least now you can breathe eat and maybe make progress.
Yeah, it really helps when your able to create that breathing room.
Lovely video
I understand why you did the consolidation loan.
Great thinking on that consolidation! As long as no additional debt is added, you’ll be able to knock out the debt smoothly
New Subbie ❤❤ I love that you’re doing the notebooks. I’m paying off debt also. I’ll be watching your journey. ❤❤❤
Thank you and Good Luck on your journey
Isn’t Cricket phone service? And you also have AT&T for phones? Also, with consolidation, consider cutting up the cards to take away the temptation to use them. I admire your courage to laying your debts on the table and wish you luck to building a secure financial future.
Yes, there is no Mint service here. The ATT phones are mine and my partners. The Cricket phone is my sister's. The reason I pay her bill is a long story, but I do it for my nephew, so his doctors always have the same number to contact.
Sounds like you made a good decision for your debt free journey
Thank you
New subbie here!
Yay! Thank you!
Consolidation is a solid option when stuck like that. Look forward to following your journey.
Thank you. It wasn't something I wanted to do, but I clearly needed to do it.
Hello new subbie. I am glad to find your channel and I am also a budgeter and paying off debt. Looking forward to connecting and following your journey.
Thank you! I will check out your journey as well.
Consolidation is a helpful option 😊
Yes, especially when your struggling with the monthly minimums.
You have to do what is best for you..that interest is unreal what they charge..
Yes the interest is outrageous on loans, and I have a good credit score, I just don't understand how the interest can be that much.
This will help. Wondering if you’re exploring ways to get your income up - I think that is the main issue. What about selling some of these extra vehicles or a second job online for a while to pay the debt down? When student loan payments start back up it’s going to wipe out the difference the consolidation loan made on your monthly minimums. I’m worried. ❤
I would love to get a second job. I do sell stuff online, I haven't made as much as I did last year, but it's that way sometimes. I would love a second job, but most places aren't understanding of people with mobility issues or the possibility of an issue. I understand, they need someone dependable. I am dedicated to my jobs, but sometimes my autoimmune disorder just won't let me do things I want to do. I have looked at some online stuff, but most of them really don't look legit or I need some insane specs my computer doesn't have. Fortunately, my student loan payments will only be $25, which is still a strain on the budget, but not as bad as it could be.
Hello! New subscriber! Debt consolidation loans can be effective as long as you don’t continue to add to the debt. You can do this!
Thank you for the support. It's easy to get into debt, but difficult to get out of.
What state do you live in?
I live in Kentucky