[貓本城生活] 黎到澳洲，要唔要買私人醫療保險呢？點買法？要注意什麼？

[@beefamily-09]

**188 簽証需要買For Overseas Traveller 的 Hospital + Extra Package, 而不是一般本地人（PR/TR) 的 package. ** 我不是保險代理，不過有問題可以FB message 我。謝謝。

[@bessapak7249]

我的188B剛剛獲批,今年年尾會用188B第一次入境.如果我在香港已經買了某保險公司的 CEO 保險,保額都幾多.澳洲政府是不是都規定我要買澳洲的某些保險？

[@cynlee1459]

很有用的分享 認識了當地的醫療保險收費 我哋都係諗緊cut唔cut香港嘅保險 thank you!

[@orionakeung8888]

香港私家醫院收費.貴邊澳洲好多！

[@martinkwong690]

非常詳細、好有用。謝謝。

[@joaniewan25]

Thanks for sharing, very helpful. For the government rebate, is it realised once the premium is paid?

[@agneswong6165]

是否一定要買澳洲本地保險才可扣稅？在香港買global的，即香港以外地方也受保的，可以嗎？thx😊

[@beefamily-09]

只有澳洲買才能減Medicare Levy.

[@fongsalina7871]

多謝你嘅講解🙏非常清楚👍
打算買醫療保險，啱啱開始睇，好在有你嘅片🙏
我想請問你話澳洲保險claim咗錢之後，下一年保費係唔係都會不變呢？
因為香港如果claim過某一個數目，下年就會加保費，咁澳洲保險的保費，係唔係年年都交咁多保費呢？會唔會加價？

[@beefamily-09]

基本上不變。每年都會大圍咁加價。

[@fongsalina7871]

@@beefamily-09 ok, 明白了唔該曬🙏

[@kskwan1984]

實用又清楚　 :)　讚呀！謝謝　ｙｏ～！

[@bb9898]

呢類資訊片幫到手👍

[@MrByeung88]

Thanks , excellent video. What's the difference of admitting to public hospital as a private patient? If we never admit to a hospital in a year , we can only use like AUD1000 in a year, then not very cost effective? I am thinking if it is better to just buy extra only and use medicare hospital service

[@beefamily-09]

It is ok too. Because the public hospital service is not bad at all too.

[@MrByeung88]

AUD 3xxx insurance cost, has it deducted the 20percent government rebate already ?

[@beefamily-09]

Yes it has.

[@martinkwong690]

請問做body check , 私人保險有得claim 嗎？

[@beefamily-09]

一般檢血，心電圖...等，Medicare （政府）會補貼，不一定需要私人保險。牙齒檢查就係私人保險包。

[@rickszeho2591]

我黎緊來讀書有oshc, 想問1年之內買私人保就有著數，呢個情況係由做野起計定係入境就要計? 另想問小事睇門診，即家庭醫生又應該點?

[@beefamily-09]

係計到埗一年。睇GP, 如果冇Medicare , 就俾full fee, 再同私人保險claim.

[@rosaryhill9254]

Very informative, thx.

[@sbchow5037]

驗身私人保險包嗎？

[@beefamily-09]

要睇下係驗什麼。一般都係政府既Medicare 包

[@sunbath1024]

Thanks for sharing.

[@josephlownang6992]

好片