ฝัง
- เผยแพร่เมื่อ 16 ก.ย. 2024
- RBI Big Update on Gold Loan | What is Bullet Repayment Scheme? | RBI Guidelines for Gold Loan | RBI MPC Policy Highlights | RBI Doubles Gold Loan Limit Under Bullet Repayment Scheme
#rbi #goldloan #bullerepaymentscheme #rbilatestnews #ashishgautamsir
PLAYLIST LINK: • RBI Latest Updates | B...
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*Bullet Repayment* (also known as balloon repayment)
Applicable specially to Primary UCB.
Gold is submitted as collateral to get a Loan.
Under this scheme borrower repays interest and the principal amount at the end of loan tenure rather than in EMI.
Started in 2007
2007 = Limit was 1 Lakh
2014 = Limit increased to 2 Lakhs with repayment period capped to 12 months
6th Oct 2023 = Limit increased to 4 Lakhs for UCBs who have met their overall PSL target (75%) and sub-target (12%) by 31st Mar 2023.
Banks need to maintain Loan-to-Value (LTV) ratio of 75% on the loan amount including the interest.
😊 most favourite session and intresting part is short short videos pursuing every important topic
sir Maine sbi se 3 years k liye 2 bar gold loan liya hua hai aur mai per month intrest derha hu aaj achnak call aya bank se ki rbi ka na new rules aya hai ab srf intrest nhi hoga ab emi type ka karna parega ab hum Kiya kre sir
sirrr besttttttt live to ni kr patii par ye series continue rkhna sara krungin
Dhnyavaad sir ji❤❤
Sir eae hi rbi k circular explain krte rahiye ,bahut help hoti h.
Very fruitful session sir
“महान कार्य ताकत से नही, लगातार करने से होते है।”🙏🙏
Aap bhi bank ki prepration karre ho
Kya aap ek motivation speaker ho 🙂🙂
@@sourabhsuthar3148 nhi but banking aspirnt hu
lectures？
Thank you so much sir ji
Sir , Sagarmala ka bhi ek session leke aaiye please mock me usse related sawal aara rahe hai .
Thank you sir 🥰
SIR PLEASE START THE OCTOBER CURRENT AFFAIRS IN WARRIOR BATCH ON A WEEKLY BASIS SO THAT WE CAN GET SUFFICIENT TIME TO REVISE BEFORE IBPS PO MAINS 2023.THANK YOU
Sir aap ibps po mains ke liye bhi koi capsule batch lekar aa rhe h kya?
Weekly mcq ki paid class kaha pe milegi... Mujhe nhi mil rhi he help plz
Thank you sir... May we have the PDF please sir...
Bullet Repayment Scheme me Gold Loan renew karva sakte hai.....?
sir iss session ka pdf group me send kar dijiye pls..
Thanku so much sir 🙏🏻 what a fruitful session
sir can user switch between emi or bullet payment
I need pdf, where all pdf is available?
Sir a little confusing😢
Sir ye kitna tough hai😢
Thank you Sir❤
Thank u sir 🤘
pdf of these lecthfes？
Sir pdf dedo isko
Bahot hi boring
Thank you guruji ❤❤
Hlo