ฝัง
- เผยแพร่เมื่อ 14 มิ.ย. 2024
- After renting in Amsterdam for 2 years, my husband and I decided to become homeowners in the Netherlands. It was a brand new (and at times overwhelming) process for us. But now 1 year later, we are super happy with our decision to stop renting.
This is PART 1 of my highly requested step-by-step guide to buying a house / home in the Netherlands as an expat/international/non-Dutch citizen, where I will walk you through everything you need to know to prepare for house-hunting!
KEEP WATCHING:
⊹ Watch Part 2 & 3 here: • Buying a home in the N...
TIMESTAMPS
⊹ 01:23 - Disclaimer
⊹ 01:48 - Who can apply for a Dutch mortgage?
⊹ 02:29 - Step 1: Find out how much money you can borrow
⊹ 05:24 - Step 2: Calculate your mortgage repayments
⊹ 07:30 - Step 3 (optional): Find a makelaar (+ what a makelaar does/doesn't do, how much it costs, how to find one)
⊹ 13:35 - Step 4: Determine your search criteria
⊹ 14:33 - Step 5: Look for homes on Funda (+ important info to look out for)
⊹ 18:18 - Step 6: Start inspecting homes
LINKS
⊹ Referral link for OHAO (our mortgage broker)(link will give you 75 EUR discount): www.ohao.nl/expats/via-a-frie...
⊹ Funda (where all properties are listed): funda.nl/
⊹ Ground lease in Amsterdam: www.amsterdam.nl/en/housing/g...
LET’S CONNECT
⊹ Subscribe to my channel - bit.ly/3jXAM2V
⊹ Instagram: / leesa.yu
RELATED VIDEOS BY ME
⊹ Buying a home in the Netherlands series: • Buying a home in the N...
⊹ How to furnish and maintain your home in the Netherlands: • AMSTERDAM HOME SHOPPIN...
⊹ How to find a job in the Netherlands: • HOW TO FIND A JOB IN T...
⊹ Amsterdam shopping guide (groceries, clothes, beauty, books, drugstores): • SHOPPING GUIDE IN THE ...
⊹ My 5 biggest mistakes when moving to the Netherlands: • MY BIGGEST MISTAKES | ...
⊹ My Netherlands winter survival guide: • NETHERLANDS WINTER SUR...
⊹ Expat Q&A - Top 10 questions my friends & family ask me: • AMSTERDAM EXPAT Q&A | ...
MUSIC
⊹ Lakey Inspired: / lakeyinspired
⊹ Lukrembo: / lukrembo
tags: buying a home in the netherlands, buying a house in amsterdam, homebuying process, buying a home as an amsterdam expat, amsterdam life, moving to the netherlands, living in amsterdam, moving to holland, how to buy a home in the netherlands, looking for an apartment in amsterdam, homeowners in the netherlands, how to buy a home as a non-Dutch citizen
PART 2 of the video series is here☺th-cam.com/video/Pu0KXdtdJFA/w-d-xo.htmlsi=j_I7mr2Ico3OQ30F&t=1
i think the „diplomatic-ness“ you mention about the makelaar is sort of a Dutch cultural thing (which i’ve noticed in other settings) but I think it’s interesting that it extends to the real estate sector
Hi Leesa, your videos are so well done. The information is so clear and understandable. Super helpful. Well done! Keep at it!
Thanks so much for the feedback, I'm so glad you feel that way and that this video was useful!
Hello Leesa! This information is super helpful, thank you so much for taking the time. I'm already looking forward to watch the upcoming videos.
Glad to hear it was helpful!
This was so detailed and informative 👌. Congrats on your new home . Hoping you will have a home tour coming up in the next months. We also are thinking of buying a home here. Waiting for the 3rd part in this series.
Thanks so much, and I'm glad you found my videos helpful! Working on the final part of the series, and hope it helps with your decision on whether or not to buy a home in the Netherlands :) (will probably be out next weekend!)
Great content. Just learnt a lot. Thank you!
Glad you found this helpful! ☺️
yeay, congratulations for ur new house leesa!! happy for u both.. ^_^
Thank you so much!! 💛💛💛
Congrats!!!
Thank you so much! 💛😍
Hi Leesa, thanks for the informative video. Will you film a house tour video? That would be very helpful to get an idea of how much you paid for your house and in which city/neighborhood you purchased your home.
Glad you found it informative! I don’t want to share the location of my home for privacy reasons, only that it is 15-20 mins by bike/bus from the centre. In the next video, I will share some clips of our place when we first got the keys!
Thank you so much for this series!! Where can I find the link for more info about ground leases?
Oops sorry! Just added it in the description box now, but also here it is: www.amsterdam.nl/en/housing/ground-lease/
Thank you ❤but i was told they only give upto 70% mortgage of the house price nowdays ?
No that’s not quite true! You can borrow up to 100% of the property value. The issue is that some people may overbid an amount that is above the property value. That means you have to pay the difference out of pocket yourself. Hope that clarifies!
It depends on your income as well. In my case, a large portion of my income is in stock, which required me to get a private bank loan and they would only cover 70% of the home value.
any reason where you decided to get a mortgage advisor from an agency like OHAO instead of a bank?
Yes, we felt we would get more options and more chances of a favourable mortgage when dealing with a broker (whereas with a bank, you would only get options provided by the bank itself)
@@LeesaYu congratulations on the house btw!!
@DirectionerForeverx thank you so much!!
Are you staying there forever?
It’s hard to say, but we plan to be here for at least another few years before we reassess our life. That’s why buying felt like a more logical decision for us :)