Financing a used RT for 46K is crazy work. I will never in my life understand why people would rather go the fast route just to say you have something and it’s not even what you really want.
@@rororo1126 whenever yall help me pay for what I really want then I’ll consider your opinion till then it’s my money it literally doesn’t effect your day to day life gang
@@VpnTokyo it isn’t an opinion fam. It’s a fact. Anyone with any type of financial literacy could tell you that financing a used RT for 46K is insane. Even you know that you signed a 360 deal 😂.
You are right every ones situation is different. Age, location, credit score, loan history, downpayment, negative positive equity. Im 32, i had $13k positive equity on my trade in and put down $10k on my 2021 fully loaded widebody redeye challenger with 8.5k miles. i took out a loan for $59k with 6.49% interest to cover the rest and my monthly payment is $1149. My insurance is about $110/month with full coverage. If it was 10 years ago, i would be paying the same if not more for RT too. When i was 20, i was paying $375/month for 2 year old honda accord for insurance. That was 2012 which means its around $500 now a days.
@@VpnTokyo So many damn haters out there, dont listen to them gang... Yes i bought my 1 in 500 Daytona Hellcat Widebody in 2020 with 2 miles on the clock for 77k Out the door. Yes i leased it at less than 1% interest with 0 money down and paid 850/month for 42 months and then purchased the car outright for 49k cash and i got the title.. but that was MY situation in 2020 during covid and came up... But ill never sit here behind a keyboard and tell you what to do with YOUR life my G.. its 2024 the whole landscape financially is different now. This car gonna pay for itself with your content homie.. KEEP GRINDING you do YOU... I just subbed.
@@VpnTokyono you would not have. 😭 you got hella scammed. I could easily find a scat for 30-45k. This is just sad bro. I’m actually upset for you 💀. Did you not look on CarMax on anything?
My personal advice from someone who had a scat pack. Get rid of it man. The amount of money you will dump into that car will keep you from other opportunities. That payment is insane and that insurance payment should be illegal. I get the “investment” idea that everyone has pushed for the TH-cam gig but these vehicles have been consistently losing their hype. Sell the dodge, get something extremely minor and payoff the negative equity. The TH-cam thing sounds amazing but it can take years and by the time it comes around it’s not worth it.
Understand what your saying which is great advice but I 100% believe in myself to achieve what I have plan for so imma keep going bro💪🏽 I’m 21 money will come and go but me achieving what I want in life is literally a one time chance
@@VpnTokyo I get it. I made the same choices and it costs me plenty of opportunities such as real estate properties and other things because I was putting so much into that car. Even from a general savings standpoint. If you get a car with a $400 payment, and put the other $800 into investing, by the time your my age (30) you will be way better off than 90% of the people your age. I hope the TH-cam thing works out but that market for that car specifically has lost tons of interest. Just don’t want you jumping on a dying trend especially with the economy the way it is.
Exactly they don’t understand how insurance works 😭 I live in Houston 21 and Texas requires different standards than other states all that goes into play
$800 for a RT is beyond me,..I’d trade it in a different city or state that would give me a mark up of some sort & let them pay it off & just get a Scat
@@LETUBME y would I do that I would literally have negative equity either way it would just roll onto the scat so either way Imma be paying more on a scat prob in the $1000s bro
I got my used scat for 40k, had 11000 miles. However, I have a perfect driving record and my insurance is $487 for two cars. My other car is a 2024 Buick Encore... for my girlfriend because she's driving my shit lol
@@gilbertvargas5606 extended warranty isn’t needed imo it still has the factory warranty. Extended warranty comes with too many regulations as well really isn’t worth it imo
It’s the model Rt you have, you have the fully loaded Daytona rt, I wouldve done that too if i had the chance and it only has 30k miles it’s worth it for the right person and i had two chargers.. so for me if it was a base model it’s wouldve been a no for me but a Rt Daytona yes..
Lol 😂😂😂😂 no it's not bro. It's a fully loaded Daytona 5.7 hemi. Only around 2006 to 2010 were Daytonas faster then other rts. Maybe the 11 to 14 models too but for sure the 06 to 10 models.
@@VpnTokyo no hate bro but you definitely will eventually get tired of it i promise you will 😂. Maybe not because of payments but just in general lol. I've had 6 different chargers & now 1 challenger. From RT's to scatpacks srt8s & hellcats (on my 2nd hellcat now). Bro i even got tired of my brand new zl1 Camaro after owning it for a month only 😂 thats how i got my 2nd hellcat & im already actually getting bored with it too after having it one year only 😂😂😂😂😂🤦🏾♂️🤦🏾♂️.
@VpnTokyo I've totaled 5 cars but never been my fault and never been my insurance that had to cover it. Unlucky I guess. But definitely shop around man. You prob wont get down to where I'm at but $500 still seems high.
@@RipleyandSwoo well yeah ur insurance wouldn’t be as high as mines I’m 21 and live in Texas their insurance requirements pretty strict and no I haven’t been in any accidents
@VpnTokyo Gotcha. Overcharging younger drivers is like guilty until proven innocent. Greed is all it is. And I bet if you hit someone you would have to jump through hoops to get it fixed. But anyways nice car man. Just remember everyone wants to screw you over and everyone wants to extract money from your wallet.
Damn bro youre getting cooked in insurance. Maybe its a Huston thing and your age. Im 32 and just got my trx. Im paying 222 for ins w/ towing 750 deductible.
Bro that ain’t good! $500 for insurance?? I’m not telling you what to do but if I were you I’d get rid of that car immediately! You can invest or save that extra $! Cars today are starting to become a necessity to keep us poor. It sucks 😢
Don't worry we both made same hard decision Scat or RT except I don't have a Daytona congrats & ppl be hating but it's always the ones that drive old cars like im savings for something better that's bs lol put whipple supercharger and cam on rt is a Hellcat plus SRT knuckles, Brembos, 3.09 diff 650+ HP RT are made for 2 reasons best Daily car or Track and build ur own type of platform
@@MH-is9sd bet bro if I do the 3.09 swap do I need to get anything else with it? Like drive axels? Or can I just do the diff swap if that makes sense? I think that’s gonna be one of my first real mods
& rear axles dont need to be changed from my knowledge only thing i can say is when u install them on the new 3.09 diff dont force them in if your having trouble you rotate the tire slowly on the outside and they will go in on there own but if you have 2nd person ur good
Financing a used RT for 46K is crazy work. I will never in my life understand why people would rather go the fast route just to say you have something and it’s not even what you really want.
@@rororo1126 luckily it’s not you bro😂💪🏽
@@rororo1126 whenever yall help me pay for what I really want then I’ll consider your opinion till then it’s my money it literally doesn’t effect your day to day life gang
@@VpnTokyo facts. Title in hand ✅.
@@rororo1126 exactly so W💪🏽🔥
@@VpnTokyo it isn’t an opinion fam. It’s a fact. Anyone with any type of financial literacy could tell you that financing a used RT for 46K is insane. Even you know that you signed a 360 deal 😂.
You are right every ones situation is different. Age, location, credit score, loan history, downpayment, negative positive equity.
Im 32, i had $13k positive equity on my trade in and put down $10k on my 2021 fully loaded widebody redeye challenger with 8.5k miles. i took out a loan for $59k with 6.49% interest to cover the rest and my monthly payment is $1149. My insurance is about $110/month with full coverage.
If it was 10 years ago, i would be paying the same if not more for RT too. When i was 20, i was paying $375/month for 2 year old honda accord for insurance. That was 2012 which means its around $500 now a days.
At least u have a Brain to comprehend when I say every situation is different 😂💪🏽
Trying to make a $1000 plus payment on a car normal? Well, it's not and this exactly how people get in financial ruin.
@imdone1965 it’s not you so at the end of the day it won’t effect your life what’s so ever😭😂
@VpnTokyo kids today have 0 clue and it shows . Good luck , you're gonna need it.
I'll give it 6 months ,you're gonna regret this big time.
Peace....
@@VpnTokyo So many damn haters out there, dont listen to them gang...
Yes i bought my 1 in 500 Daytona Hellcat Widebody in 2020 with 2 miles on the clock for 77k Out the door. Yes i leased it at less than 1% interest with 0 money down and paid 850/month for 42 months and then purchased the car outright for 49k cash and i got the title.. but that was MY situation in 2020 during covid and came up... But ill never sit here behind a keyboard and tell you what to do with YOUR life my G.. its 2024 the whole landscape financially is different now. This car gonna pay for itself with your content homie.. KEEP GRINDING you do YOU... I just subbed.
46k for a used rt.. gah twin that’s a whole new scat 🤦🏽♂️😭
A used scat I would of paid like 60k negative equity pay a big role bro i literally said it in the video 😭
@@VpnTokyono you would not have. 😭 you got hella scammed. I could easily find a scat for 30-45k. This is just sad bro. I’m actually upset for you 💀. Did you not look on CarMax on anything?
Car content might be the new wave
@@Jakejaty definitely it’s too ez
My personal advice from someone who had a scat pack. Get rid of it man. The amount of money you will dump into that car will keep you from other opportunities. That payment is insane and that insurance payment should be illegal. I get the “investment” idea that everyone has pushed for the TH-cam gig but these vehicles have been consistently losing their hype. Sell the dodge, get something extremely minor and payoff the negative equity. The TH-cam thing sounds amazing but it can take years and by the time it comes around it’s not worth it.
Understand what your saying which is great advice but I 100% believe in myself to achieve what I have plan for so imma keep going bro💪🏽 I’m 21 money will come and go but me achieving what I want in life is literally a one time chance
@@VpnTokyo I get it. I made the same choices and it costs me plenty of opportunities such as real estate properties and other things because I was putting so much into that car. Even from a general savings standpoint. If you get a car with a $400 payment, and put the other $800 into investing, by the time your my age (30) you will be way better off than 90% of the people your age. I hope the TH-cam thing works out but that market for that car specifically has lost tons of interest. Just don’t want you jumping on a dying trend especially with the economy the way it is.
Dave Ramsey is going to have a field day if he runs across this video lol
😂😂😂
Honestly who cares......Whatever makes u happy bro u only live once enjoy ur beauty man take care of her 💪
Yall gotta stop hating. Stay up
@@Freexe2cold it’s cool I fw the hate it’s helping the channel💪🏽😭 appreciate bro
@@VpnTokyo fashoo love the car
I got a charger so I gotta do a documentary about it - every charger payment payer😂
And u watched it 😭 dumbahh
@@VpnTokyo just here for the comments bro
What the hell!? $500 for insurance????? Dude I only pay $146 a month to insure my Camaro your insurance rate is insane bro. 😭
Do you live in a small town? He is in Houston. That may be the reason or he has accident history
I live in Houston bro and I’m 21
Exactly they don’t understand how insurance works 😭 I live in Houston 21 and Texas requires different standards than other states all that goes into play
$800 for a RT is beyond me,..I’d trade it in a different city or state that would give me a mark up of some sort & let them pay it off & just get a Scat
@@LETUBME y would I do that I would literally have negative equity either way it would just roll onto the scat so either way Imma be paying more on a scat prob in the $1000s bro
Shoot man you could put a wide body kit on it for about 2k and swap the engine later on and you'll actually have a scat keep grinding bro 💪🏾
@@GainStop nah that’s my plan ion plan on getting another loan
@@GainStop hellcat swap tho
Can’t wait for the why I regret buying this car video
@@Henicord that would get numbers huh?😂 imma make it next week matter of fact
Did you have really good credit score to roll that over. ? Im in same situation with negative equity.
Yes i had 750
Did you have to get a R/T or even a Camaro? Given your financial situation?
No I didn’t “have too” but I wanted too and I have no problem paying the car note
I got my used scat for 40k, had 11000 miles. However, I have a perfect driving record and my insurance is $487 for two cars. My other car is a 2024 Buick Encore... for my girlfriend because she's driving my shit lol
Imagine if u got a scat,Monthly notes would be $1110-1300 and don’t forget about insurance $350 to 500🤦🏾♂️😂💯
@@TNF345HEMi nah fr😭 shii would of been crazy
DO NOT REMOVE THE WARRANTY. ESPECIALLY IF IT IS A USED CHARGER
@@gilbertvargas5606 extended warranty isn’t needed imo it still has the factory warranty. Extended warranty comes with too many regulations as well really isn’t worth it imo
Just say you wasnt patient bro to save up for something you really want. You settled for a RT.
It’s the model Rt you have, you have the fully loaded Daytona rt, I wouldve done that too if i had the chance and it only has 30k miles it’s worth it for the right person and i had two chargers.. so for me if it was a base model it’s wouldve been a no for me but a Rt Daytona yes..
@@enzojay313 yeah the fully loaded was a 100% yes for me ngl😭😂
Your paying basically $1400 a month for a RT hemi that same payment could get u a hellcat probably bro your COOKED.. I still fw the channel tho
@@GlobalCashh back handed compliment but appreciate it😂💪🏽😭
My Hyundai Genesis is a 09 4.6 v8 375hp and is $100 per month for insurance $160 per month for gas.Similar performance to your car !!
For my new 2024 c8 I pay $750 a month and $150 a month for insurance
@@tonye2920 W
I have this same car bro 🔥
Yessirrr💪🏽
Bro you should’ve just kept and fixed the camero I dnt even pay half of that monthly for my R/t smh
Didn’t want to fix a slipping transmission that’s me tho🤷🏽♂️
@@VpnTokyo you rather be 50k in dept then pay 3 to 5k to fix a car you almost owned 😂no disrespect you'll probably never have a title to any vehicle
How many miles it got on it
@@breadman177 bought it when it had 33k it now has 43k
@@VpnTokyo hy i been looking at some. 45k miles at bout $30k. Tryna find a good deal
@@breadman177 hell yeah bro mines was a good ass deal I just had negative equity if it wasn’t for that It would of been W asf
@@VpnTokyo hy i got some negative equity too no 🧢
@VpnTokyo 8% apr is not a good deal brother
A Daytona is a r/t on paper but under the hood it's faster than a scatpack
@MrChickenicecream wow , you're just as bad as him!
Trying to justify paying $1300 mo for any vehicle is insanity!
It’s just an rt with a Daytona vinyl package…. Just like a Daytona scat is the same as any other scat
Lol 😂😂😂😂 no it's not bro. It's a fully loaded Daytona 5.7 hemi. Only around 2006 to 2010 were Daytonas faster then other rts. Maybe the 11 to 14 models too but for sure the 06 to 10 models.
Once you become bored with the car you’ll no longer want to make those payments.
@@JMarquise94 can’t see myself getting bored with the car tbh
@Vision21502 he's too young to comprehend man
@@VpnTokyo no hate bro but you definitely will eventually get tired of it i promise you will 😂. Maybe not because of payments but just in general lol. I've had 6 different chargers & now 1 challenger. From RT's to scatpacks srt8s & hellcats (on my 2nd hellcat now). Bro i even got tired of my brand new zl1 Camaro after owning it for a month only 😂 thats how i got my 2nd hellcat & im already actually getting bored with it too after having it one year only 😂😂😂😂😂🤦🏾♂️🤦🏾♂️.
@@SRTHEMI damn bro😭😭
@@VpnTokyo lol yeah im all messed up dog 🤣
$500/month for insurance? Holy Cow. I pay my Mustang GT and my wifes Rav4 and combined is $130/month.
@@RipleyandSwoo how old are you and where do u live?
@VpnTokyo 36 and NC. Have progressive btw. Full coverage. Have you ever been in an accident. If you have they will penalize you heavily.
@VpnTokyo I've totaled 5 cars but never been my fault and never been my insurance that had to cover it. Unlucky I guess. But definitely shop around man. You prob wont get down to where I'm at but $500 still seems high.
@@RipleyandSwoo well yeah ur insurance wouldn’t be as high as mines I’m 21 and live in Texas their insurance requirements pretty strict and no I haven’t been in any accidents
@VpnTokyo Gotcha. Overcharging younger drivers is like guilty until proven innocent. Greed is all it is. And I bet if you hit someone you would have to jump through hoops to get it fixed. But anyways nice car man. Just remember everyone wants to screw you over and everyone wants to extract money from your wallet.
1300 multiplied by 68 months is 90 grand at 21 bro you jus cooked yourself long term smh
Damn bro youre getting cooked in insurance. Maybe its a Huston thing and your age. Im 32 and just got my trx. Im paying 222 for ins w/ towing 750 deductible.
Yeah ur 32 im 21 so my insurance is going to crazy high for progressive they wanted me to pay 1300
Bro that ain’t good! $500 for insurance?? I’m not telling you what to do but if I were you I’d get rid of that car immediately! You can invest or save that extra $! Cars today are starting to become a necessity to keep us poor. It sucks 😢
Poor mentality.. Learn more about financial literacy and freedom..
I really hope all you guys are financially 🆓
Lol, you act as if we live forever. You're not taking any of that money with you. So be happy scrub
Scat would've came out to $60K
@@MH-is9sd yep
Don't worry we both made same hard decision Scat or RT except I don't have a Daytona congrats & ppl be hating but it's always the ones that drive old cars like im savings for something better that's bs lol put whipple supercharger and cam on rt is a Hellcat plus SRT knuckles, Brembos, 3.09 diff 650+ HP RT are made for 2 reasons best Daily car or Track and build ur own type of platform
@@MH-is9sd bet bro if I do the 3.09 swap do I need to get anything else with it? Like drive axels? Or can I just do the diff swap if that makes sense? I think that’s gonna be one of my first real mods
& rear axles dont need to be changed from my knowledge only thing i can say is when u install them on the new 3.09 diff dont force them in if your having trouble you rotate the tire slowly on the outside and they will go in on there own but if you have 2nd person ur good
@@MH-is9sd bet! Appreciate you bro
You said your girl signed off on you getting the car??? Yeah you need a new gf that is financially sound. No hate
😂😂😂😂😂
Worst idea ever
@@innerstand. I’ll come back to this comment later
You cant afford that car, good luck being in crippling debt for a trash dodge lol
@@nelyybeats2517 ok😂😭
You're buried in that car.
You're 20k now upside-down.
Good luck.
It'll hit him after 6 months, no hate though
@@jesseohakam7047 6 months would be next month I’ll let you know😂
@@VpnTokyo lol I'm not hating at all my g. I just wished you would've had a uncle or someone older to give you several different advices that's all