Buying Our First Car in the US as a Pinoy Nurse Immigrant. Nurse sa America 2024

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  • เผยแพร่เมื่อ 5 ส.ค. 2024
  • In this video, my husband will be the one to tell you our experience in buying a brand new car here in the US.
    0:00 Intro
    2:25 Car Wash Experience
    4:27 Topics to be Discussed
    5:27 Car That We Preferred
    10:44 Car Buying Experience
    19:03 Why We Chose that Car
    23:25 Six Months in Owning the Car
    Guys, if you want Worldwide Health Staff Solutions to be your recruitment agency to achieve your American dream, here is my referral link: worldwidehealthstaff.staffing...
    Good luck on your journey!
    Tags:
    PinayUSRN
    #PinayUSRN
    #AdvancialCreditUnion
    #InternationalAutoSource

ความคิดเห็น • 110

  • @Coring55
    @Coring55 หลายเดือนก่อน +2

    Alam mo kaya can afford kayo na prepared lahat bago kayo dumating sa US, you worked and earned money from abroad. Di ninyo kayang gawin iyan if you started directly from the Philippines without earning from being an OFWs for a while. 👌

    • @PinayUSRN
      @PinayUSRN  หลายเดือนก่อน

      I agree po, kaya maganda mag middle east po muna kayo as a stepping stone, bago mag US

  • @Egoliftdaily
    @Egoliftdaily 3 หลายเดือนก่อน

    Thanks for the info. Much appreciated.

    • @PinayUSRN
      @PinayUSRN  3 หลายเดือนก่อน

      Welcome po

  • @romeoandriano2421
    @romeoandriano2421 ปีที่แล้ว

    nice thank you, isa to sa mga kailangn info bgo mg US. double thumbs!

    • @PinayUSRN
      @PinayUSRN  ปีที่แล้ว +1

      Thank you sir. Let me know should you have further questions, I am willing to help po ☺️

  • @Neztnaj41
    @Neztnaj41 6 หลายเดือนก่อน +1

    Maraming salamat sa lahat nang information na ibinigay nyo dito sa vlog .. makakatulong to nang malaki sa amin 🙏🏻🙏🏻
    Going na kami dyan sa US probably this april 2024
    To misourri st. Louise

    • @PinayUSRN
      @PinayUSRN  6 หลายเดือนก่อน

      Wow,God bless sir.see you around here

    • @PinayUSRN
      @PinayUSRN  6 หลายเดือนก่อน

      I’m happy na nakatulong tong video na po sa inyo. Please don’t forget to like and subscribe po😍

  • @narspao197
    @narspao197 ปีที่แล้ว +1

    Grabe!! Sana all may 7k downpayment hehe. Napaka detailed ng vlog, lahat ng tanong ko nasagot mo na lahat sir! Decided na ko tlga, yan na kunin ko hopefully this May po nsa US nadin kami.
    Special mention pa tlga ako thank you ulit! Very informative! Aside from that, malinaw ang audio, maganda din ang editing skills.
    More videos please 🙏

    • @PinayUSRN
      @PinayUSRN  ปีที่แล้ว

      Thank you Sir. Parang mas maganda yung bagong release ng Tucson 2023

    • @JGPhotographyServices
      @JGPhotographyServices ปีที่แล้ว

      Thank you sir, message mo lang ako if you have questions and I am happy to help.

    • @narspao197
      @narspao197 ปีที่แล้ว

      Ay wala po ba yan spare tire?

    • @JGPhotographyServices
      @JGPhotographyServices ปีที่แล้ว

      @@narspao197 sir nakalimutan ko banggitin, wala pala sir dahil sa battery nya, yung space ng spare, sinakop ng battery, pero may mobility kit siya.

  • @badeng4787
    @badeng4787 ปีที่แล้ว

    Good content sir,next sir gawan nyo din paano maghanap ng apartment and converting yung licemse ng pinas dyan
    .hehe salamat sir😊

    • @PinayUSRN
      @PinayUSRN  ปีที่แล้ว +1

      Yes sir, upcoming po yung video namin regarding apartment and applying for US drivers license plus cost of living.

  • @NurseMJ986
    @NurseMJ986 ปีที่แล้ว

    What is the reliability of Hyundai? Is it good? Engine and transmission? How about the battery? Is this the one that heats up fast prone to fire? I heard about those batteries on some hybrids/electric cars. Thanks.

    • @PinayUSRN
      @PinayUSRN  ปีที่แล้ว

      Hello Nurse MJ, so far ok naman po yung Tucson namin, I love the hybrid version of it because it gives more torque compare to non hybrid version. With regards to battery, I have peace in mind naman po dahil sa 10 years warranty that is included.

    • @NurseMJ986
      @NurseMJ986 ปีที่แล้ว

      @@PinayUSRN Wow. Thats good warranty. Goodluck on your new car. Enjoy and drive safely.

  • @haroldtesalona5592
    @haroldtesalona5592 11 หลายเดือนก่อน

    Nice car 🚗

    • @PinayUSRN
      @PinayUSRN  10 หลายเดือนก่อน

      Thanks sir

  • @jerrymerced
    @jerrymerced ปีที่แล้ว +1

    Same tayo ng napiling ride, i chose to pay cash tho iwas financing, 33k out the door

    • @PinayUSRN
      @PinayUSRN  ปีที่แล้ว

      Wow.that’s good sir

  • @blackbird1477
    @blackbird1477 ปีที่แล้ว +1

    whats the APR of advancial vs IAS?

    • @PinayUSRN
      @PinayUSRN  ปีที่แล้ว

      Hello Sir James, during our time of purchase po, the APR that they gave me was around 5% compare sa IAS na nasa 7-9%

  • @casellejohnvisaya8117
    @casellejohnvisaya8117 ปีที่แล้ว +1

    Hello po. napaka informative... habang wala po kayong car eh nag rent lng muna kayo?

    • @PinayUSRN
      @PinayUSRN  ปีที่แล้ว

      Hnd po. Ung mga nauna na kc nmin ksamahan may car na sila nun kaya nakikisakay kmi.hehe and ung mga pinoy dto na matagal na rin,sila din naghelp samin sa transpo.like hatid sundo kmi. Mababait tlga sila.

  • @uniheadanamolecularjam819
    @uniheadanamolecularjam819 ปีที่แล้ว +1

    Good content Sir.
    If you dont mind how much is the apr for a 30 k loan, and for many yrs would you pay for it?
    TIA

    • @PinayUSRN
      @PinayUSRN  ปีที่แล้ว

      Hello Sir, during that time ang offered APR po nila is 5.77% and we took it for 5 years. yung kakilala ko po is around 5.60 po yung sa kanya, he took it for 3 years only

    • @uniheadanamolecularjam819
      @uniheadanamolecularjam819 ปีที่แล้ว

      @@PinayUSRN thank you for your detailed reply.
      More power sa channel nyo!

    • @PinayUSRN
      @PinayUSRN  ปีที่แล้ว

      thank you po sir, if you check their website po, ang APR na po nila is around 6.16% for 5 years

  • @user-go5qk8nb7v
    @user-go5qk8nb7v 2 หลายเดือนก่อน +1

    Much better po kung nissan rogue or honda crv ✌️nway that’s ur choice 😊

    • @PinayUSRN
      @PinayUSRN  2 หลายเดือนก่อน

      Actually po nabenta na namin yang Tucson 😁

    • @user-go5qk8nb7v
      @user-go5qk8nb7v 2 หลายเดือนก่อน

      @@PinayUSRN oo nga napanood ko pa lang ngayon naibenta nyu na pala matagal na 😃

    • @PinayUSRN
      @PinayUSRN  2 หลายเดือนก่อน

      Oo sir habang may value pa hehe

  • @markbarrientos06
    @markbarrientos06 4 หลายเดือนก่อน +1

    Hello, Sir. Thank you for this informative blog. I would like to ask lang po if ano yung updated price nitong unit kasi eto na rin sana kukunin namin. Also, available po ba ang Advancial if nasa Salisbury, Maryland kami. Currently, nasa Pinas pa kami right now but we will be arriving this May 20+. We are a family of 5 kaya I think crucial talaga yung car namin na magamit na agad pag dating namin. Thank you!

    • @PinayUSRN
      @PinayUSRN  4 หลายเดือนก่อน

      Hello po sir. Same price pa din po siya dito sa area namin. I suggest sir search niyo sa google yung mga hyundai showroom na malapit sa area na pupuntahan niyo, then dun sa website nila usually may mga price po dun nung unit and pwede niyo po sila sendan ng email to inquire. Always remember sir pag nag inquire kayo, yung out the door price meaning kasama mga taxes and fees.

    • @PinayUSRN
      @PinayUSRN  4 หลายเดือนก่อน +1

      Available po ang advancial kahit saang state kayo sir as far as I know. Basta po naka tie up yung agency niyo, like worldwide health staff solutions. I suggest po send kayo ng email sa advancial to inquire and to start na po yung application process niyo. 40k na po ang binibigay nilang loan currently.

    • @markbarrientos06
      @markbarrientos06 4 หลายเดือนก่อน +1

      @@PinayUSRN Hello po. Thank you for the response. Medyo na busy at di nakabalik agad dito. Do you have a referral link po ba sir or may agent ba na pde namin e email? or direct na sa website. Thank you!

    • @PinayUSRN
      @PinayUSRN  4 หลายเดือนก่อน

      @@markbarrientos06 direct na po sa website sir, eto po official link nila www.advancial.org/loans/auto-loans

  • @irishrosales2783
    @irishrosales2783 6 หลายเดือนก่อน +1

    nice info po. ask ko lng about sa drivers license po.. ok lng ba ung sa pinas gamitin jan?

    • @PinayUSRN
      @PinayUSRN  6 หลายเดือนก่อน

      Ok lang po yan, basta po yung physical card dala niyo. And kung pwede po kayo makakuha ng international driving permit mas ok po. Saang state po kayo if ever?

  • @dominicdeguzman6925
    @dominicdeguzman6925 ปีที่แล้ว

    Sir question lang..newbie here in america planning to buy a car..ang advantial ba, kelangan bnew ang bilhin mong sasakyan? Plan kasi namen second hand car lang eh..at magkano interest rates nila sa mga bagong wla pang credit score? Salamat

    • @PinayUSRN
      @PinayUSRN  ปีที่แล้ว

      Sir, its for Brandnew or used car po. Advancial does not need credit score po Sir to grant you a loan, but they need that your agency is affiliated po sa kanila, like for us, its Wordwide Health Solutions. I suggest Sir, send them an email with your inquiries, mabilis po sila magreply. eto po link for your guidance advancial.org/financial-tools-resources/knowledge-center/articles/your-guide-to-auto-loans/

    • @dominicdeguzman6925
      @dominicdeguzman6925 ปีที่แล้ว

      @@PinayUSRN okay po..wwhs din kame..based kame sa NC

    • @PinayUSRN
      @PinayUSRN  ปีที่แล้ว

      @@dominicdeguzman6925 wow sir, ayus po yan at affiliated po sila sa advancial, start niyo po ang application niyo, meron din po silang credit card para mabuild niyo na po ang credit score niyo, eto po experience namin about naman sa credit score th-cam.com/video/EzaI4AeCjas/w-d-xo.html

  • @EricsonEspina
    @EricsonEspina 3 หลายเดือนก่อน +1

    nice sa riyadh po pala kayo galing.. bago po ako sa channel nyo.. anong hospital po kayo sa riyadh before? by the way, ang husay po ng editing ng video hehe

    • @PinayUSRN
      @PinayUSRN  2 หลายเดือนก่อน +1

      Hello po,sa king fahad medical city po ako

    • @EricsonEspina
      @EricsonEspina 2 หลายเดือนก่อน +1

      @@PinayUSRN wow!! Nice2! More videos pa po at madami po kming natututunan hehe godbless po!

    • @PinayUSRN
      @PinayUSRN  2 หลายเดือนก่อน +1

      Thanks po sir, next vid namin sir is how to purchase your fist house here 🙏🏻😍

    • @EricsonEspina
      @EricsonEspina 2 หลายเดือนก่อน

      @@PinayUSRN yan yan yan! Salamat po!

  • @ferdinandano5332
    @ferdinandano5332 2 หลายเดือนก่อน +1

    Sir goodday ask ko lang po bali magkano monthly nyo po jan at ilang years po salamat

    • @PinayUSRN
      @PinayUSRN  2 หลายเดือนก่อน

      Hello sir, nasa around 570 nung time na yan po, for 5 years po

  • @donnareyes2378
    @donnareyes2378 ปีที่แล้ว

    Sir mas okay po ba un may cosigner kesa magadvancial or IAS?

    • @PinayUSRN
      @PinayUSRN  ปีที่แล้ว

      Hello Mam, Cosigner? meaning meron po kayong kakilala dito sa US na mag gaguarantor po sa inyo? tama po ba?

  • @onebeautifuladventure
    @onebeautifuladventure ปีที่แล้ว +1

    how much are you paying monthly if you don't mind sharing?

    • @PinayUSRN
      @PinayUSRN  ปีที่แล้ว +2

      577 po.

    • @jayianmat8518
      @jayianmat8518 ปีที่แล้ว

      @@PinayUSRN hello mam, included na po insurance sa 577?

    • @PinayUSRN
      @PinayUSRN  ปีที่แล้ว

      @@jayianmat8518 Hello Sir, hindi pa po, hiwalay pa po, ang insurance po is nasa around USD 100+ pag may US license na po kayo

  • @ianjervybalanquit202
    @ianjervybalanquit202 ปีที่แล้ว +1

    Sir nalabas nyo yung car ng walang insurance? . kung meron anong insurance kinuha mo at magkano price?

    • @PinayUSRN
      @PinayUSRN  ปีที่แล้ว

      Sir, need niyo po ng insurance para marelease ng dealership yung sasakyan. Ang insurance po namin Sir is Farm Bureau, nakabundle po siya sa Renters at Term Life insurance para mas mura. Total po is USD 140

    • @ianjervybalanquit202
      @ianjervybalanquit202 ปีที่แล้ว

      Same kayo may license ni wife mo sir? . kanino naka name ang car nyo?

    • @JGPhotographyServices
      @JGPhotographyServices ปีที่แล้ว

      @@ianjervybalanquit202 sir bali ako lng po ang may license, hindi po nagdridrive si misis. Ang ginawa po namin is nung nagapply kami ng car loan, joint account po siya, nakapangalan po yung sasakyan sa both names namin.

    • @ianjervybalanquit202
      @ianjervybalanquit202 ปีที่แล้ว

      @@JGPhotographyServices thank you sir .

  • @quickyreviews6597
    @quickyreviews6597 2 หลายเดือนก่อน +1

    Malapit na din ung visa ko. Im considering a second hand car, like 5 year old car. Brand new car prices are too much.

    • @PinayUSRN
      @PinayUSRN  2 หลายเดือนก่อน

      Thats a good idea sir, especially nowadays ang taas na ng interest rates. Kung may knowledge po kayo sa mga second hand cars much better po.

    • @quickyreviews6597
      @quickyreviews6597 2 หลายเดือนก่อน

      @@PinayUSRN I have toyota fortuner and toyota wigo here in the Philippines. Both are used cars. So far so good, no issues encountered. I am hoping to find a vlog about buying a second hand cars there in the US.

    • @PinayUSRN
      @PinayUSRN  2 หลายเดือนก่อน

      good to know po sir. nagpalit na po kami ng car e, na benta na po namin yung Tucson namin

    • @quickyreviews6597
      @quickyreviews6597 2 หลายเดือนก่อน

      @@PinayUSRN oh, why po, di po ba sulit ung tucson? First choice ko pa naman yan😅

    • @PinayUSRN
      @PinayUSRN  2 หลายเดือนก่อน +1

      Nag full electric na po kami compare sa hybrid. Eto po yung vlog namin about the car 👉🏻
      Taking Our Tesla Model Y Long Range in a Road Trip - Cookeville TN to Washington DC
      th-cam.com/video/eO5Ek7lWdhc/w-d-xo.html

  • @iluvbumable
    @iluvbumable 11 หลายเดือนก่อน +1

    Hi sir. Brandnew nyo po nakuha car?

    • @PinayUSRN
      @PinayUSRN  11 หลายเดือนก่อน

      Opo

  • @jam-es_ph
    @jam-es_ph ปีที่แล้ว

    Hi, tanong ko lang kung ilang weeks bago niyo nailabas ung car nung simula niyong iprocess? Pinrocess niyo lang ba ung car loan once pagdating niyo pa lang sa US? Thanks po.

    • @PinayUSRN
      @PinayUSRN  ปีที่แล้ว +1

      Hello Sir, wala pa po kami sa US, in-contact na po kami sa Advancial, aware po sila sa timeline namin. May electronic form po sila na sinend for us to fill-up (Car loan, credit card, checking account) and a few documents po sila na hiningi. check niyo po ito drive.google.com/file/d/10VNuoah2S5-_heCDu_rRlsP5rNBHGIXf/view?usp=share_link

    • @PinayUSRN
      @PinayUSRN  ปีที่แล้ว +1

      I highly suggest sir, you send them an email today, and sabihin niyo po yung situation niyo plus timeline. they are very responsive sa email, mabilis po sila magreply.

    • @PinayUSRN
      @PinayUSRN  ปีที่แล้ว +1

      Sir, sorry, I realized that I didn't answer your question. tumagal lang po na marelease yung car dahil po sa availability ng hybrid na model sa dealership, it took 2 months waiting time, pero all the paperworks from advancial were ready na po 2 weeks from our arrival sa US (yun po yung pre-approval cert).

    • @jam-es_ph
      @jam-es_ph ปีที่แล้ว

      Hi thanks sa reply. Yep, I am in contact na with advancial. Nagwonder lang kasi ako kasi it took 2 months. So depende pala sa availability ng kotse kung kelan pede marelease. Nagrent a car po kayo habang nagiintay? Thanks po :)

    • @PinayUSRN
      @PinayUSRN  ปีที่แล้ว +1

      yes sir we rented pag need lang po like mag aasikaso ng SSN, hanap ng apartment. Kaya as early as possible po sir, mag search na po kayo ng mga dealership around your area, send them an email for their availability at out the door price ng sasakyan. then if decided na po kayo, put a reservation fee para po mahold niyo na yung unit. then once na pagdating niyo ng US, isesend ng advancial yung pre-approval cert niyo then present it to the dealership. Yes

  • @Gabriellaalbieri
    @Gabriellaalbieri 3 หลายเดือนก่อน +2

    Why you guys put English title but speak another language in the video?

    • @PinayUSRN
      @PinayUSRN  3 หลายเดือนก่อน

      We are bilingual

    • @Gabriellaalbieri
      @Gabriellaalbieri 3 หลายเดือนก่อน +1

      @@PinayUSRN I know, it would be nice if the video was in English, I am Brazilian and an international nurse in the US and I would love some information, but I can’t understand because the video is in another language. I think you would have more views if others nationalities could see it. Just a tip 🥰 thanks!

    • @PinayUSRN
      @PinayUSRN  3 หลายเดือนก่อน +1

      @@Gabriellaalbieri Ohh I see, it didn't cross my mind that this video will be watched by other nationalities as well. It is to cater my fellow nurses back in the Philippines. Anyway, I will keep that in mind in my future vlogs. thanks!

  • @haroldtesalona5592
    @haroldtesalona5592 11 หลายเดือนก่อน

    Idol pwd b mgtanong,kng myron k kpatid s canada tpos kukunin k Nia madali kb mkapunta s canada

    • @PinayUSRN
      @PinayUSRN  11 หลายเดือนก่อน

      sir sorry po wala po ako alam sa canada sir e. dito po kami sa US

  • @ElisseRN
    @ElisseRN 6 หลายเดือนก่อน +1

    Sir mrmi slmt sa video n toh and very informative po.. under wwhss dn po ako guam po ksi ko mdedeploy possible 2025 or 2026.. sir pede po b un mginquire ng quotation sa IAS at Advancial regarding sa target car ko just to compare sinu mas better na APR% ??

    • @PinayUSRN
      @PinayUSRN  6 หลายเดือนก่อน

      Welcome po sir at mabuti naman po at nakatulong ako. Di ko lang po sure kung they are accepting guam po kasi I think they are only allowed to do business sa mga US states, hindi ko po sure sa US controlled territory like Guam or Hawaii. Email niyo na lang po sila sir at very responsive naman po sila kasi may mga commission po sila dyan sa business na dala niyo lalo na po pag alam nilang US RN at under WWHSS. Pwede niyo din po icheck yung rate nila sa website, andun po yung base rate nila usually, di po sila usually bumababa dun sa base rate nila lalo na po pag walang credit score

    • @PinayUSRN
      @PinayUSRN  6 หลายเดือนก่อน

      Sir update niyo po ako sa journey niyo at congrats po sa US dream niyo, hopefully makalipat po kayo dito mismo sa mga major states in the future 🙏🏻🙏🏻🙏🏻 God bless po!

    • @ElisseRN
      @ElisseRN 6 หลายเดือนก่อน +1

      @@PinayUSRN sir scope nmn po ni IAS ang guam.. kaso ngiisip ako if iaavail ko b un car loan purchase or mg car rental nlng po ako since meron sila gnon option.. ksi ngbabalak dn po ako mg mainland after ng 2yrscontract sa guam.. pero malaman pa po pgdting ng guam if ok nmn po don since US teritory pa dn po cia.. lito much lng po ako if panu ggwin ko sa kotse haha

    • @PinayUSRN
      @PinayUSRN  6 หลายเดือนก่อน

      Yun nga sir kung may balak kayo mag mainland, pano po gagawin niyo sa sasakyan? Tsaka ang IAS po medyo nasa highside sila sa APR compare sa mga credit union like advancial. Ang possible po na option niyo is leasing instead of financing po. May idea po ba kayo sa leasing? Usually 3 years lng po yun

    • @ElisseRN
      @ElisseRN 6 หลายเดือนก่อน

      @@PinayUSRN mgrresearch po ulit ng iba pa sources.. mrmi slmt po sa mga info nio sir

  • @jaileen674
    @jaileen674 8 หลายเดือนก่อน

    anong cam gamit nyo boss?

    • @PinayUSRN
      @PinayUSRN  7 หลายเดือนก่อน

      Hello po, Fuji XT3 po sir

  • @mumunimuniru9072
    @mumunimuniru9072 ปีที่แล้ว

    Please the English
    Watched but didn't get anything

    • @PinayUSRN
      @PinayUSRN  ปีที่แล้ว

      Hello, I will put on the subtitles. I am sorry for that 🙏

  • @ajonknowwhy6959
    @ajonknowwhy6959 ปีที่แล้ว

    Sir, nice content po. Ano po email add ng advancial? Thanks po.

    • @PinayUSRN
      @PinayUSRN  ปีที่แล้ว

      jgrunow@advancial.org try mo po iemail yan

  • @jeffvargas8877
    @jeffvargas8877 หลายเดือนก่อน +1

    Sir ask ko lang po Nung nasa Riyadh po kayo paano po kayo ngrequest ng nbi?

    • @PinayUSRN
      @PinayUSRN  หลายเดือนก่อน

      pinalakad ko po sa kamaganak ko na nasa pinas, need po ng authorization letter.

    • @jeffvargas8877
      @jeffvargas8877 หลายเดือนก่อน +1

      @@PinayUSRN pano po naging process nyo sir Kasi db my fingerprint pa po un

    • @PinayUSRN
      @PinayUSRN  หลายเดือนก่อน

      @@jeffvargas8877 nagfingerprint po kmi sa embassy then pinadala po nmin sa pinas.

    • @jeffvargas8877
      @jeffvargas8877 หลายเดือนก่อน

      @@PinayUSRN salamat po

    • @PinayUSRN
      @PinayUSRN  หลายเดือนก่อน

      @@jeffvargas8877 welcome po

  • @jaivyg
    @jaivyg ปีที่แล้ว

    Sir ano apr mo?

    • @PinayUSRN
      @PinayUSRN  ปีที่แล้ว

      Hello Sir, 5.77% po

  • @alphiegarcia7264
    @alphiegarcia7264 3 หลายเดือนก่อน

    Hyundai??? Matagal na 10 yrs dyan sibak yan

    • @PinayUSRN
      @PinayUSRN  3 หลายเดือนก่อน

      Na trade in nanamin sir bago masibak hahaha

  • @jakellevares3600
    @jakellevares3600 ปีที่แล้ว

    Hi sir. Pahingi naman email add ni Jade from Advancial. Thank you

    • @PinayUSRN
      @PinayUSRN  ปีที่แล้ว

      Eto po sir
      jgrunow@advancial.org