Let's be honest the real way he made money is by becoming a successful TH-camr selling his viewers dreams of investing. Instead of investing money, start a finance channel, you’ll make actual money compared to investing.
On the surface... I'd say 95% is thanks to youtube income, and 5% investing. With more context though: investing is what got me to the point where I was able to even try my hand at TH-cam... so which came first - the chicken or the egg? I don't know. Either way, I'm not "selling" anything - yet.
You’re selling the idea that dividends are free money, when in reality they are irrelevant. When a dividend is paid out, the value of the underlying decreases by the exact amount paid out (and you get taxed).
Its worse here, our economy is like a flailing fish, fighting for its life. The normal state of the U.S. economy is actually very bad. Because of this it goes into convulsive spasms fighting to grow any way it can out of desperation. Tricks, gimmicks, rule changes try to stimulate the economy and prevent it from falling but they only bring temporary relief to people since, when you factor in inflation we are declining.
Love your content. Been watching your videos since early 2020. I was wondering if you’d do a video on your collectibles, such as pokemon cards and yugioh cards. I think you did one a couple years back but wondering if you continued to collect over the years.
We're huge fans of what you do over here at Dividends and Income! Thank you for being so transparent and sharing your knowledge in dividend growth investing. That's what we're all about :) Absolutely fascinating to sneak a peek into your portfolio. 📈
Benjamin Franklin famously once quoted that 'Money makes money. And the money that money makes, makes more money'. In his quote, Franklin is referencing the power of compounding interest - where money earns interest, and that earned interest then earns more interest.
I just came across your channel today for the first time. I personally haven't seen any boring finance videos made in a fun way like yours. Very informative and entertaining at the same time. Thank youuu!
@@AndreiJikhwhat else is in your dividend portfolio? is it better to sell off the performance of VOO or hold and live off dividends from something like SCHD
I always love your year-end dividend update. You can also try setting up a trust for your kids so they can never spend the principle except for severe emergencies (medical issues and other extreme circumstances, or at milestones like when they get married, etc) and they only get the dividends paid out to them periodically. So they are forced to learn budgeting. This way hopefully they won’t squander all the money lol.
Marriage is not a valid reason to liquidate the principle. What, are they just gonna sell the golden goose that could provide long-term stability for the family they are about to create....so they can have a big wedding and honeymoon? That logic itself shows the person is not to be trusted with that money.
Lol don't ever setup a trust! Just put your kids name on everything. My grandfather created a trust and we learned that it was his biggest mistake. The trustees job is to develop an income through drawing funds from your account and your kids will not have a say in how the trust is managed. You're basically hiring someone to steal your kids money slowly and methodically.
so create more spoiled trust fund brats…. great. alternatively you could be a good parent and actually TEACH your kids the principles of personal finance from a young age.
It would be good to see your dividends made compared to your balance sheet every year. Yeah it’s grown but at what rate have you added to it because of TH-cam money.
I know you aren't coming at this from an uninformed perspective, but why would we do dividend investing when you can get taxed nothing for pulling out, I believe, 40k as a single person with long term capital gains?
Hey Andrei im new to the channel and this is exactly something that i need right now. Great content with dividends and how we can use it. Is there any way for newbie investors to research how much money they need to invest per month if i want to reach a certain amount of money in lets say 10 years? Because this is something that i cant find anywhere.
Just invest into NFT's like Splinterlands then just hold until it reaches 100x then sell don't get greedy. Then wait for the next cycle rinse and repeat. Not financial advise do your on research.
If you leave your wealth to a trust with explicit withdrawal and investing rules, it shouldn't get squandered. It should continue to grow, or at least payout continually.
Well done Andrei! Do you have a Roth IRA? Or are you all brokerage because you plan to use the money before you are 59 & 1/2 years old? Any Roth IRA dividends you get wouldn’t be taxed like they are in your Robinhood.
Nice video again Andrei!! You make really catchy and fun to watch videos, you are really a story teller!What happened to your crypto videos btw? I thought with the markets soaring you would post more crypto content. Did you get "rekt" a d stopped investing in crypto or is there another reason?
Why don't they teach investing in schools ? Im really late to the game, 50+, but i hope to make enough up to state retirement age, that i will have a very comfortable lifestyle, like being able to put the heating on during the winter ( im in the UK 😂 )
From previous videos last year, Andrei recommended diversifying into various dividend ETFs such as SPHD, VYM, VTI and VOO. He also recommends investing on bonds ETF such as BND (Vanguard Total Bond Market ETF).
It's called getting in NVDA before it got big and bam lol, there's your answer for beating the market. Obviously, this is one and a million, but I'm thankful enough to stay I got in, in the year 2016. Still been holding and buying since then, never sold a penny still!
Man, how do you manage to keep it entertaining and still quite informative? I need to pivot and start talking about economics and investing while playing drums xD
Qualified Dividend Tax Treatment If you make more than $41,675 (single) or $83,350 (joint), you'll have a 15% tax rate on qualified dividends. If your income exceeds $459,750 for a single person or $517,200 for a married couple, your capital gains tax rate will be 20%.
He is almost entirely broad market index funds like VTI and VOO, with just a little bit in other assets like crypto and collectables, and relatively recently started trying his hand at real estate... but it is probably a bit too early to tell how his real estate gamble is going with an ARM mortgage on a rather expensive property. If you watch his videos he gives a pretty clear idea on what he invests in.
Let me explain how my 7/1 ARM works. My rate on the ARM is 2.5% for 7 years. That means it's LOCKED for 7 years. In fact, the property would have to drop 50% from where I bought it for the payment to be the same as where it is today. I'd say that's a pretty good gamble so far. Thanks!
Andrei what makes you so unique is that you're honest and genuine about your investments with your audience. You're magic is pretty cool also, better to be a magician than a clown that dyes their hair a few times a year like that Meet Clown guy. So happy I found your channel and congrats on the 2.3million subs. You deserve it!
I love dividend index funds. Between pension and dividends retired age 57, passive income pretty much covers expenses
Let's be honest the real way he made money is by becoming a successful TH-camr selling his viewers dreams of investing. Instead of investing money, start a finance channel, you’ll make actual money compared to investing.
You are right bro.. Making TH-cam for $190.48 😂 cannot stop my laugh..
On the surface... I'd say 95% is thanks to youtube income, and 5% investing. With more context though: investing is what got me to the point where I was able to even try my hand at TH-cam... so which came first - the chicken or the egg? I don't know. Either way, I'm not "selling" anything - yet.
You’re selling the idea that dividends are free money, when in reality they are irrelevant. When a dividend is paid out, the value of the underlying decreases by the exact amount paid out (and you get taxed).
TSLY!!!!🙌🙌🙌🙌(😂)
exactly
Its worse here, our economy is like a flailing fish, fighting for its life. The normal state of the U.S. economy is actually very bad. Because of this it goes into convulsive spasms fighting to grow any way it can out of desperation. Tricks, gimmicks, rule changes try to stimulate the economy and prevent it from falling but they only bring temporary relief to people since, when you factor in inflation we are declining.
I loved those videos you used to make at the end of the year showing how much money you made throughout the year and it’s sources
Love the video. It is one of the best 12-minute videos on investing I have seen for a while. Thank you!
that pokemon card analogy was the most confusing worst analogy ive ever seen in my life
But the magic trick was good right? 😂😂😂
Love your content. Been watching your videos since early 2020. I was wondering if you’d do a video on your collectibles, such as pokemon cards and yugioh cards. I think you did one a couple years back but wondering if you continued to collect over the years.
We're huge fans of what you do over here at Dividends and Income! Thank you for being so transparent and sharing your knowledge in dividend growth investing. That's what we're all about :) Absolutely fascinating to sneak a peek into your portfolio. 📈
Collab 😎
I appreciate that! Congrats on your success as well!
Finally, a dividend video! Thank you so much for the update, and I’m hoping you continue to make these videos!
Benjamin Franklin famously once quoted that 'Money makes money. And the money that money makes, makes more money'. In his quote, Franklin is referencing the power of compounding interest - where money earns interest, and that earned interest then earns more interest.
Andrei just curious, is there any reason you like having your divided portfolio with Robinhood versus other brokerages?
It’s easy to maintain
Robinhood is really easy to use. And it informs you upfront instead of after the fact.
It’s easy to use and great platform.
I just did transfer and got a 1% match.
I watch your videos every time and still haven't figured out what you're talking about
Love the dividend update videos.
I just came across your channel today for the first time. I personally haven't seen any boring finance videos made in a fun way like yours. Very informative and entertaining at the same time. Thank youuu!
Love this guy and charizard cards too
Thanks for another great video. Any reason you chose VTI over VOO ?
Not really, they're both more or less the same over the long term
@@AndreiJikhwhat else is in your dividend portfolio? is it better to sell off the performance of VOO or hold and live off dividends from something like SCHD
Instructions unclear. Bought Pokemon cards instead.
Great video Andrei. Thanks for the education over the years.
Andrei, Happy new year. Where is the free spreadsheet you mentioned?
Thanks for all the great info.
can you make a video on how you handle taxes on the dividends?
Thanks for this great video. Many people say that now is the best time to invest cryptocurrency, i have seen TH-cam videos on how to invest.
I always love your year-end dividend update. You can also try setting up a trust for your kids so they can never spend the principle except for severe emergencies (medical issues and other extreme circumstances, or at milestones like when they get married, etc) and they only get the dividends paid out to them periodically. So they are forced to learn budgeting. This way hopefully they won’t squander all the money lol.
Marriage is not a valid reason to liquidate the principle. What, are they just gonna sell the golden goose that could provide long-term stability for the family they are about to create....so they can have a big wedding and honeymoon? That logic itself shows the person is not to be trusted with that money.
Lol don't ever setup a trust! Just put your kids name on everything. My grandfather created a trust and we learned that it was his biggest mistake. The trustees job is to develop an income through drawing funds from your account and your kids will not have a say in how the trust is managed. You're basically hiring someone to steal your kids money slowly and methodically.
so create more spoiled trust fund brats…. great. alternatively you could be a good parent and actually TEACH your kids the principles of personal finance from a young age.
Setting up kids with a guaranteed income doesn't sound like a great way to teach budgeting....
1st Ed Shadowless is the real deal. Massive respect
🔥🔥🔥🔥🔥
Great content (as always 😊). Keep doing what and how you do it
Where is this free spreadsheet? all i see is a patreon that we have to pay
I respect you so much man. Thank you for being a inspiration 😊. Love from India.
DO YIU EVER BUY GOLD OR SILVER AS INVESTMENTS BRO?
only when one is meme investing they buy gold or silver
I don't own any gold or silver, but I'm fascinated by how shiny and cool it looks
Can you make a video about your watch collection, and if you see this as an investment?
How about a generational wealth strategy show? Irrevocable trust? Controls? Most importantly, taxes...
Can u make a vid of basic stuff like how to start investing like u? I have no idea where to start.
Secret Strategy: Options YOLO
What is the app that you are using on your video to invest ? Thx in advance
Robinhood
If I invest in the S&P, do the dividends automatically get reinvested, or is that something I do manually. How do I set up auto reinvestment
You act like you’ve never heard of a search engine before
It would be good to see your dividends made compared to your balance sheet every year. Yeah it’s grown but at what rate have you added to it because of TH-cam money.
There is no compounding. It's capital gain.
I was more impressed by your first edition shadowless zard than the magic, nice peice my guy! Good to see fellow pokemon investors ;)
Could you do a video about your Pokémon collection at some point!?
I really enjoy your videos, particularly the ones about dividends. Please create more content on this topic.
Where is Pendrea finance?? Looking for his videos 😢
He just texted me today, he's going to start filming!
Can you do a net worth update video??
What's your thoughts on high-yield max dividend ETFs TSLY ,CONY, Etc ? Please make a video on this are they worth it too risky
I sold most of my yieldmax etfs in Dec....too much downside risk on the principal investment.
It will be interesting to see your devidend portfolio, in what you invest.
I've instantly subscribed after seeing this great content at 2:43.
But seriously, thanks for the video - explaining basic concepts is crucial 🤝
10:03 you sound just like Buffett, amazing!
In the first clip you’re wearing a sky dweller and blancswatch??? Is this something to assist the trick?
I know you aren't coming at this from an uninformed perspective, but why would we do dividend investing when you can get taxed nothing for pulling out, I believe, 40k as a single person with long term capital gains?
Doesn't he have a video called " Why I quit dividend investing " ?
My best investment.... munch promo sets .... wish i knew i had to buy more. P.s. waiting for you veve vid andrei. Plz .
Love your videos! Looking forward for your courses!
Happy to hear that!
Can this be done in my Roth IRA on m1? Or do I need a separate portfolio to add more money ?
Thank you for not selling us an investing course.... much respect!
Way to go boss!
Thanks!
You make investment fun... my kids love your approach. I appreciate you!
Thank You So Much Andrei..Dude Real Talk Your Videos Changed My Life..Thanks 💯💯💯
Are you a CFA?
How is the very beginning of the video not the "Most Replayed"... How did you do it Andrei?!
You didn't show the portfolio
You gotta pay to see it bro 😜
Hey Andrei im new to the channel and this is exactly something that i need right now. Great content with dividends and how we can use it. Is there any way for newbie investors to research how much money they need to invest per month if i want to reach a certain amount of money in lets say 10 years? Because this is something that i cant find anywhere.
in 40 years I’ll be dead … but I do love your content
😂
I loved your being dividend start! I start with .53 cents for first dividend pay ck. I wish you a more with your dividend portfolio!
Just invest into NFT's like Splinterlands then just hold until it reaches 100x then sell don't get greedy. Then wait for the next cycle rinse and repeat. Not financial advise do your on research.
If you leave your wealth to a trust with explicit withdrawal and investing rules, it shouldn't get squandered. It should continue to grow, or at least payout continually.
I don't have 40 years. How do you invest if your timelines are relatively short?
Im trying to figure out why you are wearing two watches.
I am sub'ing because any dude who will rock a Skydweller and a Blancpain x Swatch has to know his business! Nice content, too lol
Andrei i love your on the road car videos! Maybe do some housing videos
I just use Fidelity and put a little in each week.
What about your crypto positions?
Why haven't you graded them Charizards? 😮
would it be a good choice to invest in dgro ,schd and jepq?
This man is the Seto Kiba of Charizard
🔥🔥🔥🔥🔥
Bro really said 🤓☝🏾
😂😂
That intro was 🔥🔥🔥🔥🔥🔥
Any information on BITO?
Well done Andrei! Do you have a Roth IRA? Or are you all brokerage because you plan to use the money before you are 59 & 1/2 years old? Any Roth IRA dividends you get wouldn’t be taxed like they are in your Robinhood.
Can tell us what dividends companies investing.. Or ETFs or index
Nice video again Andrei!! You make really catchy and fun to watch videos, you are really a story teller!What happened to your crypto videos btw? I thought with the markets soaring you would post more crypto content. Did you get "rekt" a d stopped investing in crypto or is there another reason?
Why don't they teach investing in schools ? Im really late to the game, 50+, but i hope to make enough up to state retirement age, that i will have a very comfortable lifestyle, like being able to put the heating on during the winter ( im in the UK 😂 )
I love you dividend videos!
They king who knows how to make the videos simple good content man
How do you check your dividends total per year?
3:14 you forgot capital gain taxes my friend
I invested a little in VGT, VTI and VOO. Just thinking that this is not diversified enough. What do you think?
From previous videos last year, Andrei recommended diversifying into various dividend ETFs such as SPHD, VYM, VTI and VOO. He also recommends investing on bonds ETF such as BND (Vanguard Total Bond Market ETF).
Andre your dividend portfolio is awesome! And definitely goals for long time generational wealth! Great video!!
Can please make a video about qyld ryld and xyld
It's called getting in NVDA before it got big and bam lol, there's your answer for beating the market. Obviously, this is one and a million, but I'm thankful enough to stay I got in, in the year 2016. Still been holding and buying since then, never sold a penny still!
💀1 million in robinhood dont put more than the fdic insurance
Yep, working on switching half of it to another broker
The faces and voices in this video are gold! And all the Pokémon cards! 🥰
You can take those dividends and reinvest it back into the market to dubel it.
Man, how do you manage to keep it entertaining and still quite informative?
I need to pivot and start talking about economics and investing while playing drums xD
Do a video on JEPI
The problem with dividend investing is you need to pay 💰 tax
Qualified Dividend Tax Treatment
If you make more than $41,675 (single) or $83,350 (joint), you'll have a 15% tax rate on qualified dividends. If your income exceeds $459,750 for a single person or $517,200 for a married couple, your capital gains tax rate will be 20%.
How did he track the dividends per year??
If you see this Andre, do you invest in schd?
If so, what percentage of your dividend portfolio is the weight?
He is almost entirely broad market index funds like VTI and VOO, with just a little bit in other assets like crypto and collectables, and relatively recently started trying his hand at real estate... but it is probably a bit too early to tell how his real estate gamble is going with an ARM mortgage on a rather expensive property. If you watch his videos he gives a pretty clear idea on what he invests in.
Let me explain how my 7/1 ARM works. My rate on the ARM is 2.5% for 7 years. That means it's LOCKED for 7 years. In fact, the property would have to drop 50% from where I bought it for the payment to be the same as where it is today. I'd say that's a pretty good gamble so far. Thanks!
1:37 the nerds what?
Ahhh always loves your videos.. you are so humble ... Thank you for the inspiration!
9:45 Warren Buffet
Dude doing tricks with 1st edition shadowless charizards 😮
Andrei what makes you so unique is that you're honest and genuine about your investments with your audience. You're magic is pretty cool also, better to be a magician than a clown that dyes their hair a few times a year like that Meet Clown guy. So happy I found your channel and congrats on the 2.3million subs. You deserve it!
Love the magic tricks and Pokemon cards
Yeah, but no portfolio transparency other than vti and dripping.😅
That inflation will come back and bit you though...$40k a year in 40 years will be like drawing $10k per year right now.