I personally think both savings and enjoying a are important. But savings and investing could make your life better or your future family happier and better.
@@samiwong8693 Putting your budget in different envelopes, like food budget in one, transportation in one, entertainment in one, etc. But I don't think girl maths is a "serious" financial concept, which is saying if you use an item frequently, it costs less. Like buying an expensive handbag and use it everyday, it cost $0.xx a day.
6 : 30 ⏲️ Money 💰 💰 don't come on tree like big, red 🍎🍎 apple fell directly on ground , waiting for you to pick-up .!!! Study well in University, then work hard to earn money 💰 💰!!! Remember !!!
@world highspeed train*** : Money 💰 💰 concept : Foreigner banker / people advocates credit cards from different banks instead of debit cards !!! While we, Chinese , spending , saving according to needs !!! Don't use * Future Money💰💰 * , slogan from Chinese parents, loan !!! 😍😍🥰🥰💰💰 1 May
When I started working after graduating from college, one of my co-workers who was a Caucasian had a credit card debt of 40K, but her annual salary was 25K. Not sure how she could pay that off
Nika講中我心中享往既life style, 但係 喺香港呢邊係以儲蓄投資錢滾錢行先， 金錢慾綁架。
女嘉賓態度正確，女主持最後嗰句非常精警😂
同意🙈
因為Hilary 入嚟既俾like👍
防範於未然，平時多注意飲食生活習慣，很多病都係長期的小毛病引發出來的，我已經很多很多年沒看西醫生了😮
佢哋嘅所謂saving只係用淨。並不是真係為咗saving而要犧牲一啲嘢。到有嘢想買就乜都唔理。轉個頭又歸零。
所以佢地而家奉行攤大手板問人攞，賺到錢既人好似欠左佢地咁🤷🏼
Hilary cute到🥺
她是福建新移民，当然cute
靚女主持,support
喂🤣片頭片尾都搞到Hilary咁天然可愛 得唔得架🤣，講返片，我都係認為儲錢主要都係取決於成長既大圍想法係點而有好大影響，屋企人、同輩人都好大影響～ btw就黎追返晒d片～
可能受訪問嘅人都晤會真心講自己儲到錢，比人知有錢都晤係好事，費事比人打主意。
Nikki is correct, so much to buy in HK with your money and in UK it’s possible to save towards a house.
有Hilary
❤
I personally think both savings and enjoying a are important. But savings and investing could make your life better or your future family happier and better.
所以佢地而家奉行攤大手板問人攞，賺到錢既人好似欠左佢地咁🤷🏼
Hilary 加油啦~
主持好靚好可愛
其實新一代佢地有 cash stuffing , girl maths, 或者老一代叫the envelope system. 佢地有spending and saving 的financial concept.
3個terms都未聽過, 大概係咩concept?
所以佢地而家奉行攤大手板問人攞，賺到錢既人好似欠左佢地咁🤷🏼
外國係不分年齡都躺平，加上啲膚色溝埋之後 好多外來嘅劣質文化；
而有人提到嘅日本同大陸年輕人唔做嘢嘅呢個趨勢，不能代表主流價值。何況歐美同亞洲黃種人嘅社會壓力差天共同，唔係讚同後者嘅心態，但前者玩得冇底線好多。
喺歐洲生活過就知，真係墮落緊～
@@samiwong8693 Putting your budget in different envelopes, like food budget in one, transportation in one, entertainment in one, etc. But I don't think girl maths is a "serious" financial concept, which is saying if you use an item frequently, it costs less. Like buying an expensive handbag and use it everyday, it cost $0.xx a day.
@@MillMilkOwnsScyfish511你何嘗唔係喺英國攤大手板同老豆老母攞錢呀叔叔
永續Hilary! 🥰
主持人好可愛～
我都覺❤️🔥
女主持係幾靚
中肯！
@@BBOBlackboxoffice 女主持 IG係咩
如你所願Hilary，真心無CUT到 😂
好好笑🤣
I like Nika!
我只係唔知由幾時開始，有收入時，無用曬D錢🥲，慢慢就有小小錢留低。減小需要，增加收入，後者有難度，睇餸食飯啦
量力而為🫶
外國係不分年齡都躺平，加上啲膚色溝埋之後 好多外來嘅劣質文化；
而有人提到嘅日本同大陸年輕人唔做嘢嘅呢個趨勢，不能代表主流價值。何況歐美同亞洲黃種人嘅社會壓力差天共同，唔係讚同後者嘅心態，但前者玩得冇底線好多。
喺歐洲生活過就知，真係墮落緊～
落地用左大半年先搵到第一份工，啲鬼都係完全驚訝點解我可以八個月唔做野都仲生存到。
仲要fullpay一年租😂
其實唔儲💰係因為根本無尼個概念，第一次打工其實大部分都係洗錢先玩幾年。之後開始先儲💰。而不是人地唔想儲錢，。人生享受當下😅邊有得被你儲。香港儲錢唯一方式就係硬幣🪙😂😂真係重到唔想帶出門。不過最好都要勁量儲小小錢💰
仲有人哋嘅退休生活保障 多過香港好多！ 佢哋根本就唔會點諗退休後嘅生， 我有成幾十個親戚都喺外國， 佢哋有啲真係冇乜儲蓄 而且年紀都唔細， 但係倚靠政府嘅退休金老人金 冇問題喎！ 起碼唔使好似香港咁要執紙皮
@@AlMan-pm9sz WW2 打完到而家至多都只係一代人多啲, 嗰啲政客對選民個承諾可以兌現幾多代退休金, 好大程度係未知數。不過講都多餘, 會諗咁長遠嘅, 就唔L係叫“西人”啦 😆😆😆
@@kalasend 嗰啲政策，你真係以為話變變咩政客都要睇選民嘅面色！呢個就係選舉其中一個好處，好似加拿大嘅牛奶金40年前到而家都仲有
所以佢地而家奉行攤大手板問人攞，賺到錢既人好似欠左佢地咁🤷🏼
@@MillMilkOwnsScyfish511 你以為外國嗰啲小部分人交稅咩 就算你做個 食品工場工人都要交稅呀！ 咁樣交稅好過你買強積金， 強積金 蝕咗嗰啲錢同埋畀咗 趴街基金佬嘅錢 你係攞唔返喎
真心，主持麻麻地
Editor: 咁究竟cut 定唔cut 好呀,媽呀我好亂呀,是但啦唔好阻住我收工照出片喇🤣
都講到咁 唔cut啦🤣
HilaryBB 😍😍
No, Camping equipment are expensive.
Hilary生得幾靚女但個樣感覺似大陸人
Sooooo cute Hilary Ga Yau~~~
Nika係香港人? 感覺佢既理財觀念同處事態度都好香港人😄
一聽就知响香港好耐嫁啦
我估係？🤣
應該受父母影響多？
睇樣似混血
你都答咗自己 佢係香港大 混血9成9港女嫁鬼 因為6:25
Hilary 咁Pure 咁True 都比你哋有位彈到佢 ，如果無擺佢係封面view 數減一半啦，英國人儲唔儲錢真係關我咩事。同埋無Cut 佢NG 片就係想比大家睇到佢有幾Cute 關咩記稿事🐽 Hilary 💗💗
我睇就真係想知英國人儲唔儲錢😌 英國人儲唔儲錢雖然唔關我事 不過都想知道多啲呢個世界唔同人嘅諗法同習慣 邊個做封面都會㩒入去 08:55 講極都講唔到 唔好cut呢句定唔好出呢句 佢個腦都好混亂吓 做model可能適合啲 做街訪應該要訓練吓 記唔到稿都叫cute 真係無法認同 唔通靚女屙篤屎都香嘅？
@@fana4438 唔會香 不過香啲就一定，比你訪問超叻又識倒轉背稿 都做不到主持🤧
@@fana4438 外國係不分年齡都躺平，加上啲膚色溝埋之後 好多外來嘅劣質文化；
而有人提到嘅日本同大陸年輕人唔做嘢嘅呢個趨勢，不能代表主流價值。何況歐美同亞洲黃種人嘅社會壓力差天共同，唔係讚同後者嘅心態，但前者玩得冇底線好多。
喺歐洲生活過就知，真係墮落緊～
6 : 30 ⏲️ Money 💰 💰 don't come on tree like big, red 🍎🍎 apple fell directly on ground , waiting for you to pick-up .!!!
Study well in University, then work hard to earn money 💰 💰!!! Remember !!!
Hilary個樣無嚟精神講嘢冇乜起伏
好似好頹好hae未瞓醒咁 記稿又記唔到
叫佢做訪問 我諗啲受訪者都好無癮
宜家全部香港人講野都係咁，佢地以為自己好型
講野都冇神冇氣咁,係咪佢太辛苦啊🤧
個主持完全唔投入咁既FEEL、個鬼妹仔可愛得多(似係佢主持多啲)
@@tsangjack tyson yoshi 🤣?
女主持似北方人
Hilary 冇 ins？
福利主義國家，啲人唔會驚餓死同瞓街呢啲問題，你冇工返，佢俾錢你食（愛爾蘭為例：2千港紙一星期），你冇地方住，佢俾地方你住，重要係靚屋（不過申請需時）養埋一班懶人。
外國係不分年齡都躺平，加上啲膚色溝埋之後 好多外來嘅劣質文化；
而有人提到嘅日本同大陸年輕人唔做嘢嘅呢個趨勢，不能代表主流價值。何況歐美同亞洲黃種人嘅社會壓力差天共同，唔係讚同後者嘅心態，但前者玩得冇底線好多。
喺歐洲生活過就知，真係墮落緊～
我係法、英、澳好多homeless wo
好想畀NIKA打一身😍😆
Niki is like Bob 叔 lol hahahaha
錢係政府控制你既無法增值既債券黎架咋... 其實耗無價值可言... 正確黎講要點樣用錢去換番被動資金先係諗既野,
所以年輕人搵到錢洗左佢買物質既野, 呢樣先係享受. 當然你草住債卷, 之後可能一下子國家錢會貶到一文不值就GG
主持口齒不清聽得好辛苦
封面有啲似淚之女王🤣
hilary好靚
❤
最後都係冇cut呢句
係🤣
The fact that overdraft is seen as free money sets some people off on the wrong path to their expenditure habits
我在香港工作7年半！現儲了2佰多萬。辭了份工已經三個月，到處旅行。.😂
你投資叻
@world highspeed train*** :
Money 💰 💰 concept :
Foreigner banker / people advocates credit cards from different banks instead of debit cards !!!
While we, Chinese , spending , saving according to needs !!!
Don't use * Future Money💰💰 * , slogan from Chinese parents, loan !!! 😍😍🥰🥰💰💰 1 May
因為英國稅金30%。越搵得多可以去到50%。越來無錢享受得更多。
L&G 喺做保險，叫人買失業保。
佢哋啲數據信就真係雙目失明！
會有目標咁儲錢，譬如話想買電話或者去旅行
量力而為就好🫶
儲20%
06:57 How does Nika introduce herself to black people?
Hilary咁可愛搵個人嫁就得啦!!! 比個心Hilary^^
When I started working after graduating from college, one of my co-workers who was a Caucasian had a credit card debt of 40K, but her annual salary was 25K. Not sure how she could pay that off
i like Nika :)
😊😊😊😊😊
主持幾靚女 但做主持唔掂
證明世界靚女係點都著數
收入-儲蓄= 支出
但其實永遠重點係增加收入 唔係死慳死抵
有錢就有選擇嘅自由
英國好好，熱狗好酸🦮
@@MillMilkOwnsScyfish511 講到咁差，唔怪得你去到英國都要睇返掌門人同大陸劇啦😢
@@scyfish511 狗狗真乖🦴
@@scyfish511 你都follow主人footprints啦😉
@@MillMilkOwnsScyfish511 真係好開心，你可以為我改變咁多😄你名又要改，comment又要改，真係令我每日都有動力同你玩！
@@MillMilkOwnsScyfish511 你似係單面玻璃箱入面嘅狗狗，我見到曬你做啲乜，但你又睇唔到我做過啲乜，你又乜都做唔到，淨係可以改下自己名呀、comment呀咁樣，好過癮😂
真心冇cut 到~ XDDDDD
有冇Hilary个youtu号啊
哈哈
👍🏼👍🏼❤
I do save, negative 100 EUR
呢個鬼妹仔好得意 同佢做朋友應該幾好玩 好開朗@@
好串 儲黎醫病😂
work hard can't earn enough, speculate use mind maybe work
女主持最尾果下好笑~_~
真心唔好CUT
女嘉賓既父親識得教! 同時又可以唔使改變生活態度
最後都係無cut到🙈
👍🏻
正
個名叫Nika, 唔係好敢喺外國叫佢 🙈
揸cam果個講野仲好過個host 🤦♂
🙈
真，好弱
@@yamkaho4379 外國係不分年齡都躺平，加上啲膚色溝埋之後 好多外來嘅劣質文化；
而有人提到嘅日本同大陸年輕人唔做嘢嘅呢個趨勢，不能代表主流價值。何況歐美同亞洲黃種人嘅社會壓力差天共同，唔係讚同後者嘅心態，但前者玩得冇底線好多。
喺歐洲生活過就知，真係墮落緊～
同感呀😂
❤
因為外國福利好, 點解要儲錢
英國有6800萬人口，200萬人比例上好少
在英國的外國人就是香港人
堀北真希😂
Most young couples I know are saving to get on the property ladder
所以佢地而家奉行攤大手板問人攞，賺到錢既人好似欠左佢地咁🤷🏼
所以係問你攞錢？
@@freddyqiu5211 唔通問你咩
@@MillMilkOwnsScyfish511 覺得你去到英國仲要睇咁多tvb劇、大陸劇、香港youtuber真係好可憐。明明融入唔到嗰個地方，又要痴去英國，但又要呻又要踩，何苦呢😢
@@scyfish511 熱狗吸光頭達二手煙，雙手打著鍵盤猶如帕金遜一樣，仲有陳雲頭上頂綠帽，又宅又猥瑣🥲
@@MillMilkOwnsScyfish511 都唔知你講乜嘢，係咪英國搞到你痴咗線😢
美國平均用超19 日 收入， 如果無左工作，美國人會立刻欠19 日生活費😂
外國係不分年齡都躺平，加上啲膚色溝埋之後 好多外來嘅劣質文化；
而有人提到嘅日本同大陸年輕人唔做嘢嘅呢個趨勢，不能代表主流價值。何況歐美同亞洲黃種人嘅社會壓力差天共同，唔係讚同後者嘅心態，但前者玩得冇底線好多。
喺歐洲生活過就知，真係墮落緊～
奉勸儲吓錢，又要減人工放無薪假了
幾時😢
住Guildford間唔中去Sutton都見唔到肥仔😢
女主持講嘢嘅清晰度欠奉 節奏都好難跟🥲
大家都係睇樣啫。
港版堀北真希
總結: 儲嚟醫病。😂
港版小倉唯❤
佢最後嘅意思係話財多身子弱
🙈
外國係不分年齡都躺平，加上啲膚色溝埋之後 好多外來嘅劣質文化；
而有人提到嘅日本同大陸年輕人唔做嘢嘅呢個趨勢，不能代表主流價值。何況歐美同亞洲黃種人嘅社會壓力差天共同，唔係讚同後者嘅心態，但前者玩得冇底線好多。
喺歐洲生活過就知，真係墮落緊～
真心懶音太勁🙈
同意
TH-cam是有mute功能的，on9
@@user-yk1cw8im4h 講得啱,你記得熄埋mon睇
好似出名冇儲錢習慣果d係美國人，唔係英國人😂
係咩？！😂
調研結果得出外國人較少儲蓄習慣，主持周街揾幾個人隨口問下就確認結果…科學咩？
你咪讚助佢哋同大學一齊做研究🎉🎉🎉🎉
外國係不分年齡都躺平，加上啲膚色溝埋之後 好多外來嘅劣質文化；
而有人提到嘅日本同大陸年輕人唔做嘢嘅呢個趨勢，不能代表主流價值。何況歐美同亞洲黃種人嘅社會壓力差天共同，唔係讚同後者嘅心態，但前者玩得冇底線好多。
喺歐洲生活過就知，真係墮落緊～
在香港儲錢真係比較難？樣樣都貴
香港儲錢先易囉，係香港人用錢用得多，你都未試過乜嘢叫做同政府分身家😂
儲錢真係量力而為🥹
一出糧就唔爭氣🥹
外國係不分年齡都躺平，加上啲膚色溝埋之後 好多外來嘅劣質文化；
而有人提到嘅日本同大陸年輕人唔做嘢嘅呢個趨勢，不能代表主流價值。何況歐美同亞洲黃種人嘅社會壓力差天共同，唔係讚同後者嘅心態，但前者玩得冇底線好多。
喺歐洲生活過就知，真係墮落緊～
本視頻中的英語不帶有英國口音.
cute
英國真心難saving
有啲國家你有錢響銀行先乜都冇，乜都唔可以同政府申請
外國係不分年齡都躺平，加上啲膚色溝埋之後 好多外來嘅劣質文化；
而有人提到嘅日本同大陸年輕人唔做嘢嘅呢個趨勢，不能代表主流價值。何況歐美同亞洲黃種人嘅社會壓力差天共同，唔係讚同後者嘅心態，但前者玩得冇底線好多。
喺歐洲生活過就知，真係墮落緊～
些些分享😂
草黎醫病，你又啱喎!
🙈🙈
Hilary講野冇黎神氣，好悶
I thought you said “Hairy”!
背好啲稿先好拍啦
把聲 唔精神 好難聽 睇文字都冇咁悶
我都冇儲錢既習慣.....搵幾多洗幾多....
每個人生活態度都唔同🙈
唔好玩啦，點會似堀北真希😰
英國人欠人咁少錢，香港人就叻下下都欠幾銀行幾百萬