100% Agree. However, many people actually need the OTC or flex benefits for utilities or food. Unfortunately, these people could not afford supplements with standalone pdps with ss income of only $600 or so. And with new ruling the carriers are going to be required to cover costs when benes are in donut hole, or coverage gap. So the people in the mapds are prob going to be paying much more in 2025. Ultimately the medsup and pdp are the most economical way to go, especially if the person has health issues. Sorry for the rant, you are right, its just sad when i talk to the people that just can’t afford it. Thank you for your content. 🥰
You can’t afford not to have regular traditional Medicare, if you’re healthy and never get sick and never have to go to the hospital and you don’t get old then by all means get Medicare advantage
Don't forget about HDG. In NY it's the only way to go. Most other states N should be strongly considered. G is just not a good value, especially with the annual rate increases.
MA plans in vegas offer 100 days skilled nursing and moop as low as $999. A plan g is great but an MA plan could be a good choice for you in your zip. That's why it's very important to review your options and stick with the credible carriers on your area.
@medicare365 to speak truth in these times takes courage.thanks for the reply.God bless you.and be free.no.need for taking up.your time.as you are helping people. So I humbly say a happy Farwell to thee.
This is why the US needs universal healthcare just like they have in many European countries. They simply don't go through this nonsense in these places. Wheeling you out of a facility and dumping you on the street may happen but it is grounds for a very expensive law suit which the patient will win.
We will never have that in this country. And be careful for what you wish for. From what I understand, princess Catherine had her cancer treatments in the US.
@@Hootowl54 I hate to break the news but Medicare and Medicaid are 2 forms of "socialized" medicine at work. Flawed as they may be millions of Americans rely on these systems for their healthcare - and it works.
@@ChrisSadowski-pp1np Yes at a cancer specialist that you or i or any average American could not afford and that U.S. private / corporate health insurance would refuse to pay for.
@@heidijohnson4767 we have a hybrid system which is not perfect but it's better than all socialized and we certainly could not do all private because health insurance would be unaffordable to the elderly.
Always great information Brian thank you so much for your work this is LIZETT from calexico CA kings of the valley Egypt saying hello and God bless you
All this is good information. Mediare advantage has been horrible. But we are stuck. All the G and N plans are out of our budget. The 174 medicare takes out plus cost of the plan. Cost is the problem
Advantage may lose a lot of benefits in 2025. I think a lot of people are in for a shock when they lose the perks they signed up for. It will be an interesting AEP.
@@medicare365 unfortunately, I joined advantage. I’m insulin dependent diabetes and have a host of other of other major major issues including Covid TBI and possible prostate cancer. Small fixed income. I’m toast and can’t change. Unfortunately
unfortunately, I joined advantage. I’m insulin dependent diabetes and have a host of other of other major major issues including Covid TBI and possible prostate cancer. Small fixed income. I’m toast and can’t change. Unfortunately
100% Agree. However, many people actually need the OTC or flex benefits for utilities or food. Unfortunately, these people could not afford supplements with standalone pdps with ss income of only $600 or so. And with new ruling the carriers are going to be required to cover costs when benes are in donut hole, or coverage gap. So the people in the mapds are prob going to be paying much more in 2025. Ultimately the medsup and pdp are the most economical way to go, especially if the person has health issues. Sorry for the rant, you are right, its just sad when i talk to the people that just can’t afford it. Thank you for your content. 🥰
You are right about this. Great comment
You can't afford not to have it is my Motto.
You can’t afford not to have regular traditional Medicare, if you’re healthy and never get sick and never have to go to the hospital and you don’t get old then by all means get Medicare advantage
@@bjkjosephlol
Don't forget about HDG. In NY it's the only way to go. Most other states N should be strongly considered. G is just not a good value, especially with the annual rate increases.
True
Great video! Your listed reasons are why I have a supplement plan
Appreciate you!
What do you think of employer group advantage plans with nationwide coverage and a low MOOP?
Employer advantage plans are different than getting on a Medicare advantage. They tend to be better.
MA plans in vegas offer 100 days skilled nursing and moop as low as $999. A plan g is great but an MA plan could be a good choice for you in your zip. That's why it's very important to review your options and stick with the credible carriers on your area.
Tells us the plans. So we can look at them. Otherwise you’re just blowing hot air.
You are a hero.thanks for the info
God bless you.
Appreciate it
@medicare365 to speak truth in these times takes courage.thanks for the reply.God bless you.and be free.no.need for taking up.your time.as you are helping people. So I humbly say a happy Farwell to thee.
This is why the US needs universal healthcare just like they have in many European countries. They simply don't go through this nonsense in these places. Wheeling you out of a facility and dumping you on the street may happen but it is grounds for a very expensive law suit which the patient will win.
We will never have that in this country. And be careful for what you wish for. From what I understand, princess Catherine had her cancer treatments in the US.
I am opposed to any form of socialized medicine as long as pharma continues to determine policy.
@@Hootowl54 I hate to break the news but Medicare and Medicaid are 2 forms of "socialized" medicine at work. Flawed as they may be millions of Americans rely on these systems for their healthcare - and it works.
@@ChrisSadowski-pp1np Yes at a cancer specialist that you or i or any average American could not afford and that U.S. private / corporate health insurance would refuse to pay for.
@@heidijohnson4767 we have a hybrid system which is not perfect but it's better than all socialized and we certainly could not do all private because health insurance would be unaffordable to the elderly.
Always great information Brian thank you so much for your work this is LIZETT from calexico CA kings of the valley Egypt saying hello and God bless you
Good Information!
Thank you
All this is good information. Mediare advantage has been horrible. But we are stuck. All the G and N plans are out of our budget. The 174 medicare takes out plus cost of the plan. Cost is the problem
How do you feel about Medicare advantage Plans?
Wait until your PDP goes up 100% in 2025. Thanks to the ACA!!!
I hear ya
Advantage may lose a lot of benefits in 2025. I think a lot of people are in for a shock when they lose the perks they signed up for. It will be an interesting AEP.
Very interesting AEP
💯 Medigap all the way
Yes sir
Too late. Screwed for life.
Haha. I hope that’s a joke. Nobody should be that bad off with an advantage plan.
@@medicare365 unfortunately, I joined advantage. I’m insulin dependent diabetes and have a host of other of other major major issues including Covid TBI and possible prostate cancer. Small fixed income. I’m toast and can’t change. Unfortunately
unfortunately, I joined advantage. I’m insulin dependent diabetes and have a host of other of other major major issues including Covid TBI and possible prostate cancer. Small fixed income. I’m toast and can’t change. Unfortunately