कितने Saving Bank Account रख सकते है ताकि Income Tax से कोई नोटिस नहीं आये (2022)
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- เผยแพร่เมื่อ 30 ก.ย. 2024
- There are certain Deposit and Withdrawal Limits in a Savings Bank Account for a Financial Year and if you cross this limit you may get a notice from income tax department seeking an explanation of the source of the funds. This video explains the limit and the concepts of cash deposit and withdrawals from a savings bank account.
Video link for Saving bank account transactions:
• Savings Account में कि...
Video link for Current account transactions:
• Current Account में कि...
Annual Information Report (List of high-value transactions):
www.incometaxi...
DISCLAIMER ********
This video is merely a general guide meant for learning purposes only. All the instructions, references,content or documents are for educational purposes only and do not constitute a legal advice. We do not accept any liabilities whatsoever for any losses caused directly or indirectly by the use/reliance of any information contained in this video or for any conclusion of the information. Prior to acting upon this video, you're suggested to seek the advice of your financial, legal, tax or professional advisors as to the risks involved may be obtained and necessary due diligence, etc may be done at your end.
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Very informative video thank for sharing knowledge with us
Most welcome Sir. Stay connected
Good information
1 saving accounts se dusre saving accounts me check se one financial year me kit na amount tak trasection krsak te he income tex ka notice aa sakta he
Sir Mera 100M rupe ane he saving account me to Kiya kru me jise income tax ko masla na ho
@@Glimpsesshorts bhaad mein ja
Income tax wale notice aam loggo ko he degi par ministers ko nhi!!
Ha Bhai aam admi jyada Kamata hai to unko taklif Hoti hai politician, criminals kamate hai to unko koi puchewala Nahi hai, Sarkar aam admi ke liye hai e nai
Are bhai tum kyo tnsn le rhe ho tumko puri life nhi aayega tnsn mt lo
ek toh kam ni agar thoda bhut hai toh .... yh aam aadmi ke piche lg jte hai..
Minister's income is exempt
abb aati hai opposition party ko
Save your Time
Your answer here 1:20
Thank you so much
@@armanazhar3 it's my pleasure bro for save time..
🤣🤣💐💐
Thanks bHai time bacha dia tne
Pr bhai teri comment mujhe 5 min pe dikhi😂
What about withdrawing cash from abroad through international debit card ?..
*I don't know why I'm watching this video, Mere account mein sirf 564 hai*
😅😅😅😁😁
Bhai jesa nam rkha he wesa kam bhi he ......gareeb atma .....sorry dost mera apko hert krne ka nhi tha but thodi hasi aa gyi 😂😂😂
Lakh
Bht acha laga sunke mashallah thoda Aram lagra mere ko brother sunke
Sir ..... Please make vidoe on digital saving account like a Paytm Payment,Airtel Payment bank and kotak bank and many more. If I have a digital AC like paytm saving account so how many diposite and widraw limit in a financial year.?
Sir, please tell me the limits of salary/pension account.
Fjvxfjffh
Pls make video that agar kisi ke pass alag alag bank me 3-4 saving account hai aur sabhi se maximum 2 lacks ke deposit ya withdraw karte hua total ten lacks se jayada ho jata hai one financial year me to income se koi notice ya usko koi issue ho sakata hai kya. ???
Plz make video sir quickly I waiting for video about this
Agar saving ac me eksath 4 lac 50 k jma kre to kya income tax pay krna hoga? Ya
Fir kuch aur face krna pdega?
Sir ham savings account me per month kitne transection kar sakte h ...chahe phone pay ho ya account se ho...ki TeX na lage
Sir I daily send 1000 rs. To a website and receive 1300 rs. That website. And earn 300 rs online. Will I have to pay income if you transaction cross 10 lakh rs. Transactions
Saving Account main Property Sale Karne per Kitna Amount Rakh skate Hain, taki Inkam Tax kee pareshani na ho.Majboori main property sale Karne per kya Inkam tax kee problem As Sakti hai.
If I have 4-5 and more saving accounts then by PAN through Income tax depart can trace or send me notice or not
A pensioner has a total deposit of Rs 17.5 lac in saving bank accounts which includes cash deposits of less tha Rs 5 lacs and remaining through cheques and neft during a financial year.In addition he is in receipt of gross pension and other taxable benifits amounting to Rs 20 lacs on which TDS is deducted at source.Will the amount of Rs 17.5 lacs fall under high value transactions.
Sir iss jankari ke liye dhanyawad..
Lekin sir mujhe ek aur chiz janni thi ..yadi kisi aur k paisa hum apne account me rakhte hai ...aur share market me lgate hai to iska kya limit hai aur isme income tax ko pta chlegi ki source kyy hai aapka
sir ji agar koi 50000 20 times in year withdraw aur again re deposit karta hai to kya IT ki koi problem ho sakti hai.
Right questions please ans sir
बैंक इसकी सूचना विभाग को देगा क्योंकि आपने कैश में 1000000 रुपए जमा किए हैं और कैश में 1000000 रुपए निकालने हैं फिर चाहे आप वही पैसा जमा करा रहे हो यह निकाल रहे हो पर आपकी इनकम₹1000000 मानी जाएगी इसीलिए कैश में ट्रांजैक्शन कम से कम करें बहुत ज्यादा जरूरी हो तभी करें
Aumhrimnm :this infirmtion from it deptment its information by ca it good Sarv ice for knowledge of income texts,. I comment only that when we do Sarvice then very retrn&give text as /income
But over edge60/more at that time income texdep. Help to
US?
Sir I'm a farmer I sell 10lakh rupees farming product, I can deposit or not??
Sir mere 10 lak ho gya hi 2 month me
kuch nhi hoga limit bdgaya h bhai 20lakh tk
Thanks brother allah aapko iman ata kare
Aap mehnat kare
You are welcome
Tin bank account ka mil kar 11 lakh cash widro ho to problem ho skta he kya ?
sir ek video banaye, kin kin logo ko ITR file krna chahiye ..
agar annually account m 10-20 lakh transection horahe hai digital form m to kya ITR bharna jaruri hai
Agar ham 5saving acount khole to har acount me hum 10lack ka cash tranziction kar sakte hai?
Sir it's a very detailed and comprehensive presentation, my compliments, to you.
In case we need to get more inputs and help, how to contact you
LIC का रुपया किस बैंक अकाउंट में मंगाना चाहिए कृपया बताएं।
👍👍👍👍👍👍👍👍👍👍👍👍
Very nice video. Thanks!
I would like to draw your attention to prepare video on delayed offline banking systems of SBI.
Bank employees showing reasons like man power shortage when customer are visiting bank branch
e.g . Simple work like pass book if it's entity filled full there is no more Page hence bank should provide fresh passbook. But bank employees neglected and showing manpower shortage. This happened with me two times visited my self in SBI branch. May I complaint to customer care? Is it good ?
PR Chavan, Boisar
Sir, i would like to know about the income tax. Whether it applicable on foreign receipt or not. I.e my son is in Canada. He doing there job as well as study. He send money ranging between 100000 to 150000/- indian rupees monthly through western union or some time direct in my account. Sir, whether i have to include this income in my tax return or not ? Is this amount taxable ? Is still it is exempted under sec. 80 HHC ?
Sir ye eik seving bank ki limit hai 10lac. year ya all seving acc. ko mila ke hai ye limit 10lac.
Per year ka he bhai
Per year...
Sir Ye Jo apne 200000 aur 100000 lac ka jo limitation bataya hai saving account ka ye Hard Cash k upar hai ya Net Banking Hard cash sab mila kar......?????
Can my son give some amount from his salary account as gift for medical. Treatment
If some one have two or three savings account but he has done more than 10 lac transaction combined but not by single account then tell me he has problem or not.
HDFC ka salary account negative mai close ho gewa hai to Kya HDFC mai hi dusra new open ho jayga
Saving accunt mi 9 lakh jama kerni mi reten dina hoga aur kitna
Sir, I want to know that if I have more than one saving bank account, limit of rs 10 lakh is for each saving bank account, or consolidated
PAN RELETED 10 LAKH HOTA HE YANI AGAR SABHI ACT ME TOTAL 10 LAK SE JYADA CASH JAMA KIYA TO....
10 लाख की लिमिट एक सेविंग accont के लिए है या सभी सीविंग एकाउंट की मिलाकर
Good question
Plz sir tell me this question ka answer
सभी के लिए
Pls make video on 3rd point:
One or more time deposit totaling more than 10 Lakhs invites income tax notice
Ek saving account me zada money nhi rakh sakte ok but For example kisi ke pass 3 saving account he to kiya tino account me 8 ya 9 lakh rakh sakta he income tax ki koi problem ho sakti he ya nhi ( 10L ki limite to cross nhi he but 8.9 ke around tino me balance he )
Sir if we have two saving bank a/c...can we deposit in cash cummulaive 8lacs in one a/c and 6lac in another....will this attract notice ?
HOW MUCH AMOUNT DEPOSIT IN SINGLE.....
Below 2laks....nehin to it wale ghushayenge
1 financial year mein 10 lakh tak deposit karsakte hain na
@@sindhura1341 bhai single mei puch rha h voh total nhii!!!
Bhai ek bat batao jaise maine dukan kiraye pe uthaiye hu aur uski pagdi 5 lakh mili aur usko saving me leta hu to kya ho ga
kya hoga
Maine 10 lakh loan liya aur dusre ko diya 2-3 txn me . Isme kuchh issue hoga kya
Very informative for a common person.
I want to know about provisions under IT Act regarding transfer of money from one sba/c(E or S) to another due to death of first a/c holder.
Can 2nd may operate the same sba/c by way of single and transferrig this a/c in another branch of the same bank.Pl
advise me.Is there any limit of transfer of amount from one sba/c to another? Thanks.
Net income par tex lagta hai yaa
Gross income per
Koi bata sakta hai
My question about refund received from Builder with interest after the Rera Verdict.
Should I include the principal amount while filling ITR return? Or only Interest part.Can I divide interest part in 2 or 3 years?
Sir, saving account me if return aaye from investment like mutual fund to kya uspe tax lagega ??
Yes
Part part kar ke online jaisa upi netbanking se 10lc se uupr deposit hoga to kya hoga
Or widhraw v by upi hi hua to
Aapna video me case ke barra me bataya sirf
Total transactions (Cash+non cash) aapki ITR/GST return ke according hone chahiye
Ok
All good. Please speak slowly. We are learning.
Why should we wait for the notice ? Is there anyway we can be proactive and inform IT Dept with uploading(especially in these days of faceless interactions) of necessary legal proof and documentary evidence in case such transactions become necessary ? A reply will be appreciated. Very informative video. IT has become very easier to file these days for Sahaj I and II Taxpayers. Thank you.
Is all saving accounts to be considered as seperate one or combined for this purpose
all saving accounts are linked with your PAN no ,so if all cummilative cash amount exceeds 10 lakh u will get IT notice
@@maggie82782 deposit+withdrawal=10 lakh?? Or both separately has the limit of 10 lakh each?
Thank you sir for your kind information....
You are welcome
Thanks
Bhai meri job railway me h or income tax cut hota hai to kya bank bhi meri salary par TDS kategi
Hello Sir,
Kindly please let me know about the limits of withdrawals and deposits through cheques from Saving Fund Accounts.
Transactions are: money sent to family members, purchases of ornaments and clothes, and ration.
Thanks
from last 3 years i am getting more than 35 lakhs per year from different fantasy sports application and till now i did not get a single notice from any govt department 😉😉
Dear, you are getting money through online transfer and not by cash. Your tax is also deducted @ 30% on such money. Kindly watch the video carefully to understand only the cash transactions I have covered.
From dream 11.?
You are using which fantasy app
Sir do we have to pay the tax of bank interest as income tax coz tax has been already deducted by bank to our interest
If you donot fall in any tax bracket, you can file return for that FY and ask for refund. If you pay income tax , then check for the amount above Rs.10000/- and calculate tax as per your taxable income. Subtract the amount deducted by the bank and if any amount remains pay that as tax. The banks generally don't deduct anything extra.
Also you can seek advice from any CA or income tax consultant nearby who can file returns for you.
भाई साहब को नमस्कार! मैं एलआईसी का एजेंट हूं.. एलआईसी का कमीशन तो इनकम टैक्स कट के आता है..क्या इस कमीशन के अलावा भी हम 10 लाख और जमा कर सकते हैं..कृपया समस्या का समाधान करें..🙏
Thanks Sir 👍
You are welcome
I am into real estate business
There is no regular income
Once in a year,
2 year once I get my brokerage income
How should I pay income tax
Nice information ❤️ thankyou🙏
Income tax department se show cause notice not bandi ka aa gaya h Jesse a/c me current a/c m 1200000 rupiah transaction huwa h or 2019 me jub notice jaya to hum bihar the I.c.u me the tab koye that Wale dhayan nahi diyee about us notice ka kya Hogan 2022 m or name pan card ka change kar wana h kya ki certificates ka name change h.sir an kya upay Btay.mannu
Very good demonstration.Thanks a lot.
Glad it was helpful!
Sir Kya aapne income from other sources- especially savings account interest pe video banaya hai?
I have multiple savings account with cash lying around, but not more than 50k per account. I'm obviously getting some interest on it. How do I claim the same? I'm salaried and saw your ITR filing video, but this aspect was not covered hence asking. Plz do reply
Very nice
Jude Tellis you can claim deduction under section 80 TTA for interest from saving account but the maximum of deduction is restricted to rupees 10000 only ..
5 LAK TO BHAI TAX HE HINNAHI... ISILIYE SARI INCOME DIKHAO KOI TAX NAHI KATEGA... OTHER SOURSE INCOME BHI... AAPKI TOTAL INCOME ME ADD HOTI HE FIR DEDUCTION... CLAIM KARJE...
All my doubts are cleared thank you
Sir income tax online paid kr skte he kya
Yes kar sakte hai
Well explained sir👍
Mai bevajah paresan tha, Income tax vale to mughe poochhenge hi nhi 😁😁😂😂
Exactly 😅😅Same
If any one withdraw More than 10 lacs for purchasing house..Giving cheque to Builder Morethan 10 lacs..will attract Notice of IT
Sir this limit is for cash withdrawal only
@@TaxGuruJi Please aap bhi mere channel ko subscribe kardijiye 🙏🏻🙏🏻
Agar 6 lakh deposit kya & 6lakh withdrawl kiya in a financial year to kya notice aane k chances hai,make a short video on this aur ek baat jan ni hai jaise ki aapne bataya hum apni sohuliyot ke hissab se ek se adhik savings ac rakh sakte hai ,mujhe ye bataye agar mere paas 6 account hai aur sab me main 8/8 lakh rakhta hoon yaani ki 48 lakh to kya IT SE notice aa sakta hai,pl reply
No
Aggar 70 lakh ki property sale karte hai to bank deposit kase karaye
धन्यवाद जी आपने बहुत अच्छी तरह से आयकरदाताओं से संबंधित है। अच्छा लगा
आपका बहुत बहुत स्वागत
Kiya me 10 lakhs diposit and 10 lakhs withdrawal kar sakta hoon. ,, safe hoga ??
Great explain...
Thanks a lot
ok bhai paytm bank..ke bare me btaye..jada..online len den ka
Please reply why there is no tds deduction in post office
Thanks
If it’s NRE account what will clearity
Mere pas multiple bank ac hai.
Har bank me rs 10 lack se kom hone se income tax se koi notice nehi ayega.....
Pls tell me......
Multiple account walon par income tax wale nazar rakhte hain
Ek financial year mein saare accounts ke milake cash deposit 10 lakh se jyada nahi hona chahiye warna notice aayega. Pehle mujhe is rule ka pata nahi tha isliye mujhe notice aaya tha.
@@bkdipankar Thanks
50 lac vhi ho to bhi nahi ayega... cash ki baat ho rahi he... total 10 lac se jyada nahi
@@ukreturn4697 ji nahi
Sir jameen beche hai 40 lakh ka our us paise ko bank me jama karana hai to kya tax lagega.reply plis
If I maintain zero balance in a saving account (I.e. below minimum balance required), how bank will be able to debit the charges ?
Very good way explained. Thanks for giving good information & knowledge.
Nicely explained thank you verry much for your valuable information.
This type of stupid laws are create black money
GAS SUBSIDY RECEIVED - TO BE INCLUDED IN INCOME OR NOT . PL GUIDE.
THANKS
No bcoz you paid that amount in advance
Gupta ji aajkal modi ji 50 Rs. Subsidy de rahe hain LPG Pe uss par bhi tax doge?😅🤣😂
नमस्कार जी, आप post office RD Accounts से सम्बंधित मार्गदर्शन करें , इस account में मिलने वाले ब्याज पर क्या रूल है इस पर लगने वाले टैक्स की क्या दशा रहेगी
Thanks for uploading it.. You're doing a great job
During the garib only income tax
Just suppose Sir agar single transition aaj 2 lack ka kiya he or apne ko 2 lack kal bhi krna he to kr skte he
suppose I have 5 saving accounts and I do 10 lakhs rupees transaction in each account. Shall I get a notice from income tax?
Total 10 h
Sir, how much money one can give to spouse/close relations at a time or in one financial year to save tax on FD interest
yes
Sir, If we transfer amount from our one account to another one (own) account. then, will it be counted as spending transaction ?
No
@@NareshKumar-kv6or what if we transfer from our bank account from abroad to indian bank acc
Sir I wanted to know if I deposit the cash of 5 lakhs through different account of different people and then they transfer it to my account
Is it valid..
I mean to say is there any chance for income tax department to sue me??
You should do only genuine transactions, pay income tax as per your income and file your income tax returns with proper information.
🙋🙋🙋
Thanks brother for the precious info!
How to avoid notice from Income Tax dept.?
Ans: Pay taxes!😁
This video is for financial education purpose for the persons who get tricked into transferring other person's money
MLA and minister ko koi nahi hai darr, achhe din joh hai 😂
Thanks for sharing this in layman's language ...you have a knack of explaining things in the easiest manner 🙏
You are welcome Sagar ji.
If I have multiple current account of my firm then how much I deposit cash ?
Nitin Rs. 50 lakh is cash limit for all current accounts. If you show your proper income in ITR there will not be any problem
@@TaxGuruJi sir kya 50 lac per account hai?
@@TaxGuruJi what is the cheque deposit limit in current account???
thanks so much SIRJI for giving an important information. Actually I m pensioner (75 yrs+) I want to know abt enhancement of pension..method of calculation(ready-recokner)date of enhancement,if possible plz
Sir single , transaction bole toh ek dinn m ya yearly 2 lakh?
sir 19-20 Year me Maine 18 lakh tak transition kiya h 2 lakh se upar b kiya h.
Lekin yeh maine pension ke paise te
zaise grauity commuting etc payment.
Brother, gave a very good information. Thank you so much.
Amazing information sir. The way you explained everything is too clear to understand. Could you please make a video based on information to get home loans for the people working abroad as they are not paying income tax in India. It will be truly appreciated 🙏
Sir ak question h
Kya kese ve chantry se paisa india ME leye ja sakta h
Ager fb per kise se freind sip hua h
OR bo bhar ki cannrty pe raita h to bo
Ager mujhe business kr ne k leye paisa DE ta h kya ME paisa le sakta hu kya?
Is it per bank savings account or including all bank accounts?
Thank you for enlightening us on the law of income tax.
Sir ur voice is soo sweet ❤
Kya kahna chahte ho
आयकर विभाग का नोटिस केवल घूस मांगने के लिए देता है और कुछ नहीं। घूस का रुपया दो सब नोटिस फट जाएगा।
Sir, iam having two saving accounts in SBI in different branch, is it legimat?
Yes there should not be any problem if branch is different
@@TaxGuruJi thank you so much for your kind info sir!
Very valuable information friend
Please clear one thing whether withdrawal/deposit limit of cash applicable to each saving account or all saving accounts putting together if one has multiple savings accounts
You are welcome. Limit is for a person including all saving account
@@TaxGuruJi agr 2 accounts mai pan card nhi laga hua hai aur dono alag alag bank mai hn agr dono accounts milakar 10 lakh se upr phnchte hn tb bhi dono bank ITD ko inform krenge
Ji Bhai
Thanks sir giving important information
Welcome
@@TaxGuruJi merea account mea 5lakh hai, last 2years kya mujhea income tax bharnea parengea. Kindly bataiea sir ji.
@@dipenduroy6605 Please aap bhi mere channel ko subscribe kardijiye 🙏🏻🙏🏻
Sir mujhe pension ate bakt at a time high value ammount mila tha and tax department send be a notice but I fail to itr file last date . please tell me missing files solution