I can feel your COURAGE. "The society is a cold & cruel place. That even if you dare to chase your dreams, they will ask u to wake up your idea & go back to work." Keep showing up! Keep inspiring us to believe.
I am semi retired. Retiring early is a myth. Retiring means doing something different to enjoy living. Kevin’s videos always put a smile on my face. Enjoyable and make me feel young and energetic😁
For you and the young audiences here, I thought this might be appropriate for a different perspective of the meaning of life through this Thai gentleman story of the four wives- th-cam.com/video/2otQJoz0OEs/w-d-xo.html
How about we say retiring is a personal choice. I do not believe there is no true retiring. Remember, "affordability" depends on who defines it. This means you can say it is not possible if you think it is. Others can think the opposite. English is open to different interpretations
“My teacher asked me what I want to be when I grow up, I said happy. She told me I don't understand the assignment, I told her she doesn't understand life.” Good video btw. Take care of your health as you chiong your TH-cam career 💪🏼
From my own experience I just want to share for ppl looking to YOLO and go the non traditional path. Find something u like to do AND start WITHOUT thinking of making money. Just for the passion. Eventually if u realise there’s a demand for it, that’s where u think about monetising. I went full time trading 4 years ago. Before that I was working about 14-15 years in finance industry. But trading is my interest and passion. When I started out, I didn’t think about how much money I want to make. It was just fun like how some ppl play games. Everyday after work, I will watch market till 1-2am and only slp 4-5 hours a day. Weekends were spent reading and learning. It was only after some time that I thought through how I want to monetise this interest.
Disraeli: "Youth's a folly, mid-age a crisis, and old age a regret." You have to create your own path, and it is easier if you have fewer financial commitments, more self-discipline, and a good social network that creates opportunities and shares good ideas.
I think the problem is when we find ourselves in the same job and in the same industry all our lives. Life is about taking risk (sensibly) and exploration.
Very true, chase what you want but before that read up on how to get to your destination, like for example you want a million dollars, read personal finance book, you want to be a better spouse , read relationship books, you want to be a better person, read self help books, no need to traverse into the unknown when there are tons of articles and books out there to help you
Hey Kelvin - So outspoken and candid!! Love each and everyone of the videos. One thing my little one noticed: You are not showing a cute animal in return for liking it. He used to hit the "like button" for that gesture with his nose and he wanted me to pass on this message to you.
Excellent video and great thinking, Kelvin‼️ You are definitely in the right direction. In many societies, people are not truly happy unless they become really successful. In Finland, they believe that they're not really successful unless they're truly happy. Finland is the happiest country in the world for five years in a row. In the case of Singapore, I believe that most of the population will continue with their 9 to 5 job until they reach the maximum re-employment age. Retirement expenses are very high. Taking care of the medical and daily needs of a large number of retirees is no joke. It is very taxing for the country if too many people are not working. Hence, the system is engineered in such a way to allow citizen to work till they are very old or near to end of life. By doing so, the retirement expenses will be kept to the minimal or even zero for those who passed away whilst they're still gainfully employed.
I am 30 plus and is still having a job. However sometimes I still feel lost in life because I realised that the job I am working at is not really suitable for me.
Well said! Very inspirational! 👍For you doing TH-cam, pls don't "overwork" yrself becos if not u will eventually burn out & hate doing it eventually...All of us really appreciate yr sharing & don't want to lose u 😓
I am near retired as well, at 41. Only doing some simple part time. Spent the last ten years to build an investment portfolio which brings me some passive income. I feel glad that I have done it, all sacrifaction is worthy. Same as you, I feel worry sometimes after quitting my job. I believe that's part of the process. Thanks for your sharing.
Great videos as always, I know it's a channel focused on finance, but I also really enjoy the other videos like this where we get to hear your thoughts and life experiences which are more personal. Also love the fun random shorts when you are out or with friends
Sure...As long as you have no wife, no children, no commitments, forever single, or actually find someone who actually don't mind you don't have a stable job, which is like very rare, or you have rich parents who don't need you to earn a stable income to support them. So T&C applies to even be in your position in the first place to quit and do TH-cam videos. Feel the need to mention the caveats which you didn't mention but very relevant to this discussion nonetheless.
i do not usually comment on your videos, as i do not find myself fitting into those contents. BUT, this is my first like for this video, very inspiring and very motivational. good job! Quitting a job is a very bold move and very hard decision, you did it~ continue to work hard and achieve what you planned for!! 👍
If you don't work for your own you work for someone else's dream. I am working on getting out of the 9-5 rut. Awesome, Kelvin, that you figured it out so early in life. You rock.
Hi Kelvin, I believe we're of the same age. Currently, I'm employed in a corporate job that I enjoy, but I feel that it's not the ultimate path for me. I've always had a desire to create my own sources of passive income and start my own business, while also networking with exceptional individuals such as yourself. Although I've been meaning to start a TH-cam channel, I find myself constantly procrastinating. I'm glad to see that you have succeeded in your endeavors Glad to see you made it through🎉❤
Thanks Kelvin, to me, this is one of the memorable YT vids I have watched from your channel. "What do you want to be when you grow up (job...)?" VS "What do you want in life?" Good question... I old man liao still dunno the answer, lol!
I retired early fifthies. I worked all my life. I know people who were as ambitious as some of you,started business after university,spent few hundred thousand studying only to go straight into business in the USA. After 25 years later,failed. No cpf and no savings,now only decide to go back to work. Yes,the world is cruel and very cold,no one gives you free money other than your parents.Life is never easy,everyone have their share of problems but life goes on. Do you prefer to work hard when you are in your twenties or wait till fifthies? I dont have many millions but at least some savings, cpf , and own a roof over my head with a family of 4 children.Time passed really fast. Decision on whether to work or have own business is never easy,everyone have to decide.Sometimes we ponder on "what if "we had done this or that, but i guess no one will really knows the outcome. I am happy that i worked really hard when i had full energy to do that when young, dont think i will have the energy and tenacity to do it now.
I rejoined corporate after selling my company to a listco. Too tiring 😅. Mnc job is high pay and easier till retirement when you were a biz owner before
Someone once said, " If all you do this year is what you did last year, then the result this year will be same as last year".....Kevin is right, if you don't make sacrifices, sure cannot make it.
Ive not work for more than 10 yrs after realising than more money doesnt mean happiness, have thought of going back to work part time ish but I have no idea what to put in my resume to account for the unemployed period. Just living purely on my savings which is not a lot but I m quite frugal , mainly spending my time pursuing my interests which unfortunately doesnt involved investing.
Is not a curse, is more like it is getting harder for some company to operate in Singapore. I worked in 2 companies which didnt close down but are shrinking their manpower here.
Bro !! I admire you a lot !!! I sometime feel the same as you said in other video, I like to educate ppl about Finance & they think, I am here to sell something :)
Imagine a 7 years old said “ I want 1 million dollar HDB” first he must understand the difference of HDB and condo and its appreciation rate. Second he must understand the current real estate market and projection of future market , not only just in real estate . Third he must understand the concept of 1 million. With 7 years old of math knowledge and primary school logic. This 7 years old is going places .
Same, I'm lost once I got promoted... the job scope doesn't suit me. Started to invest and compound my money. Hopefully after a few more years of struggle, my investment portfolio will work for me. I pray.
I have been long asking about the purpose of life, and the answer is what you said, to live every day happy. When the day has come, has no regret in life. Respect your courage and hopefully, you can have this kind of topic uploads other than personal finance
This traditional thinking of study hard get good grades do not work in modern age as number of graduates from university is already 50 - 60% (including private, from overseas). Unlike those who are in their 40s, 50s now can find good job with degree on graduation as there are only 25% of each cohort can enter university.
Too many people in their 50s and 60s now still working in the office as pmets, just look at your manager. They don't want to step down, how the younger one going to move up? Talk about efficiency, they also not that efficient
Actually nice video, but after rewatching again, I can’t seem to find the 4 lessons. Hahaha. And I think the word to being happy is freedom. Freedom to buy things, freedom to travel anywhere, freedom to work or quit, freedom to do what u want. And money may not always be the answer, cause I’m tied down by my kids for the time being. So treasure the youths.
I'm now 61. When I was young, the teacher asked me the same question. "What do you want to be when you grow up?" Me: I want to be a clerk... and I get a knock on my head for 没志气！LOL
Talk is easy! Kelvin can quit his job and become full time youtuber. That is not going to happen for many other people who have to pay their bills, loan repayment, mortgage, insurance, Conservancy charges, daily groceries expenses and many more!
If everyone think this way Singapore have no future, our CPF pyramid how? So must import more citizens and foreigners to workfor our economic growth. EvenLKY work till 92.
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I can feel your COURAGE. "The society is a cold & cruel place. That even if you dare to chase your dreams, they will ask u to wake up your idea & go back to work."
Keep showing up! Keep inspiring us to believe.
I am semi retired. Retiring early is a myth. Retiring means doing something different to enjoy living. Kevin’s videos always put a smile on my face. Enjoyable and make me feel young and energetic😁
Thankss!
Same here I am semi-retiring collecting my CPF this year. He put a smile on my face with every u tube video.
For you and the young audiences here, I thought this might be appropriate for a different perspective of the meaning of life through this Thai gentleman story of the four wives- th-cam.com/video/2otQJoz0OEs/w-d-xo.html
How about we say retiring is a personal choice. I do not believe there is no true retiring. Remember, "affordability" depends on who defines it. This means you can say it is not possible if you think it is. Others can think the opposite. English is open to different interpretations
how long you pangsai everyday since you are retired?
Nice sharing! Sometimes the best things only happen when you take risks and go on a less travelled path
Agreed!
“My teacher asked me what I want to be when I grow up, I said happy. She told me I don't understand the assignment, I told her she doesn't understand life.”
Good video btw. Take care of your health as you chiong your TH-cam career 💪🏼
If one day , TH-cam close down ... then ... back to sq 1..
From my own experience I just want to share for ppl looking to YOLO and go the non traditional path. Find something u like to do AND start WITHOUT thinking of making money. Just for the passion. Eventually if u realise there’s a demand for it, that’s where u think about monetising. I went full time trading 4 years ago. Before that I was working about 14-15 years in finance industry. But trading is my interest and passion. When I started out, I didn’t think about how much money I want to make. It was just fun like how some ppl play games. Everyday after work, I will watch market till 1-2am and only slp 4-5 hours a day. Weekends were spent reading and learning. It was only after some time that I thought through how I want to monetise this interest.
I hadn’t considered asking myself, ‘What do I truly want?’ Thank you for sharing your story, Kelvin. It resonated with me.
Disraeli: "Youth's a folly, mid-age a crisis, and old age a regret." You have to create your own path, and it is easier if you have fewer financial commitments, more self-discipline, and a good social network that creates opportunities and shares good ideas.
I think the problem is when we find ourselves in the same job and in the same industry all our lives. Life is about taking risk (sensibly) and exploration.
Very true, chase what you want but before that read up on how to get to your destination, like for example you want a million dollars, read personal finance book, you want to be a better spouse , read relationship books, you want to be a better person, read self help books, no need to traverse into the unknown when there are tons of articles and books out there to help you
Hey Kelvin - So outspoken and candid!! Love each and everyone of the videos.
One thing my little one noticed: You are not showing a cute animal in return for liking it. He used to hit the "like button" for that gesture with his nose and he wanted me to pass on this message to you.
I need this reminder every now and then. Thanks Kelvin, may you be blessed in your way too
Very heartening Kelvin. I like this theme
Things and success coming early! Influences one's outlook, a worker is a worker, use and throw once useless or no longer needed
Excellent video and great thinking, Kelvin‼️ You are definitely in the right direction. In many societies, people are not truly happy unless they become really successful. In Finland, they believe that they're not really successful unless they're truly happy. Finland is the happiest country in the world for five years in a row. In the case of Singapore, I believe that most of the population will continue with their 9 to 5 job until they reach the maximum re-employment age. Retirement expenses are very high. Taking care of the medical and daily needs of a large number of retirees is no joke. It is very taxing for the country if too many people are not working. Hence, the system is engineered in such a way to allow citizen to work till they are very old or near to end of life. By doing so, the retirement expenses will be kept to the minimal or even zero for those who passed away whilst they're still gainfully employed.
I am 30 plus and is still having a job. However sometimes I still feel lost in life because I realised that the job I am working at is not really suitable for me.
5:30 Facts. How can a teacher ask little kids what they want to be when they grow up? Even adults are lost and don't know what they want in life.
good advice bro... I am 63 this year and agree with you. Do something that you like as your job.
One of the best content Bro, wishing you all the very best and have a great future ahead.
Very inspirational and relatable.
Thank u kelvin ☺️
Well said! Very inspirational! 👍For you doing TH-cam, pls don't "overwork" yrself becos if not u will eventually burn out & hate doing it eventually...All of us really appreciate yr sharing & don't want to lose u 😓
I am near retired as well, at 41. Only doing some simple part time. Spent the last ten years to build an investment portfolio which brings me some passive income. I feel glad that I have done it, all sacrifaction is worthy. Same as you, I feel worry sometimes after quitting my job. I believe that's part of the process. Thanks for your sharing.
Great videos as always, I know it's a channel focused on finance, but I also really enjoy the other videos like this where we get to hear your thoughts and life experiences which are more personal. Also love the fun random shorts when you are out or with friends
Great input. I hope one day I can say the same thing that I can quit my job early. But at this moment I can just hustle and work hard til I make it
Sure...As long as you have no wife, no children, no commitments, forever single, or actually find someone who actually don't mind you don't have a stable job, which is like very rare, or you have rich parents who don't need you to earn a stable income to support them. So T&C applies to even be in your position in the first place to quit and do TH-cam videos. Feel the need to mention the caveats which you didn't mention but very relevant to this discussion nonetheless.
I do see a lot of trends of TH-camrs doing this, while at a comfortable position.
Power lah bro. Heartfelt sio 💪🔥
i do not usually comment on your videos, as i do not find myself fitting into those contents. BUT, this is my first like for this video, very inspiring and very motivational. good job! Quitting a job is a very bold move and very hard decision, you did it~ continue to work hard and achieve what you planned for!! 👍
watched almost all your videos, this is by far the most I appreciate. thanks :)
So far one of your best Video shown. Kelvin keeps up the good work.
If you don't work for your own you work for someone else's dream.
I am working on getting out of the 9-5 rut.
Awesome, Kelvin, that you figured it out so early in life. You rock.
Some good Insights Kevin, do whatever that makes one happy. Enjoy 😊
As a 32 y/o
I just work night shift security guard and try to relax as much as possible heheh
Hi Kelvin, I believe we're of the same age. Currently, I'm employed in a corporate job that I enjoy, but I feel that it's not the ultimate path for me. I've always had a desire to create my own sources of passive income and start my own business, while also networking with exceptional individuals such as yourself. Although I've been meaning to start a TH-cam channel, I find myself constantly procrastinating. I'm glad to see that you have succeeded in your endeavors
Glad to see you made it through🎉❤
The Singapore Life comic is quite funny 😆.Thank you for sharing.
Thanks Kelvin, to me, this is one of the memorable YT vids I have watched from your channel. "What do you want to be when you grow up (job...)?" VS "What do you want in life?" Good question... I old man liao still dunno the answer, lol!
same but I feel that being carefree is my peferred way of living.
Very well said! Most people will never truely understand it until they experience it themselves though.....
I retired early fifthies. I worked all my life. I know people who were as ambitious as some of you,started business after university,spent few hundred thousand studying only to go straight into business in the USA. After 25 years later,failed. No cpf and no savings,now only decide to go back to work. Yes,the world is cruel and very cold,no one gives you free money other than your parents.Life is never easy,everyone have their share of problems but life goes on. Do you prefer to work hard when you are in your twenties or wait till fifthies? I dont have many millions but at least some savings, cpf , and own a roof over my head with a family of 4 children.Time passed really fast. Decision on whether to work or have own business is never easy,everyone have to decide.Sometimes we ponder on "what if "we had done this or that, but i guess no one will really knows the outcome. I am happy that i worked really hard when i had full energy to do that when young, dont think i will have the energy and tenacity to do it now.
I rejoined corporate after selling my company to a listco. Too tiring 😅. Mnc job is high pay and easier till retirement when you were a biz owner before
Very inspiring. Very real. Thought-provoking!
Someone once said, " If all you do this year is what you did last year, then the result this year will be same as last year".....Kevin is right, if you don't make sacrifices, sure cannot make it.
This is an amazing video! Thank you for sharing!
Probably the best video of yours. Thank you
Thank you!
Philosophical content, naaaaisu!
yes, the last thing you want is to work for others in SG.
Even fishmongers in neighbourhood area are staying in landed in SG.
Ive not work for more than 10 yrs after realising than more money doesnt mean happiness, have thought of going back to work part time ish but I have no idea what to put in my resume to account for the unemployed period. Just living purely on my savings which is not a lot but I m quite frugal , mainly spending my time pursuing my interests which unfortunately doesnt involved investing.
Great video. Thanks for sharing.
Thanks for your sincere sharing the journey
You are very brave to quit your job.
Is not a curse, is more like it is getting harder for some company to operate in Singapore. I worked in 2 companies which didnt close down but are shrinking their manpower here.
Fantastic Video Kelvin, keep it up
Nice vid!! Thank you for the awesome work as always!
I guess have to strike the balance between chasing dreams and $$$. Glad you found your path.
That was an awesome message, Kelvin. Very motivational, 啦！I think I will invite you to speak in universities 😂.
What a wise sharing Kelvin 🙏🏻
Success comes with an enormous efforts and price. You are right, people never see the hardworks behind the scene.
Bro !! I admire you a lot !!! I sometime feel the same as you said in other video, I like to educate ppl about Finance & they think, I am here to sell something :)
One of the best episode !
Thank you!!!!! ❤❤❤❤❤
As Earl nightingale puts it law of averages favour the 2% risk takers.
Absolutely love your videos! 🥰
I wish i would have taken care of my health in the grinding phase.
Imagine a 7 years old said “ I want 1 million dollar HDB” first he must understand the difference of HDB and condo and its appreciation rate. Second he must understand the current real estate market and projection of future market , not only just in real estate . Third he must understand the concept of 1 million. With 7 years old of math knowledge and primary school logic. This 7 years old is going places .
Thx for this message
Thanks for sharing! 😢
Well said!
Hard work does not equal success!
Same, I'm lost once I got promoted... the job scope doesn't suit me. Started to invest and compound my money. Hopefully after a few more years of struggle, my investment portfolio will work for me. I pray.
So when is google closing down.....should i short goog HAHHA
Hoseh this is good👍
New inspirational topic 🎉😊
Wish I have the courage like you.
I have been long asking about the purpose of life, and the answer is what you said, to live every day happy. When the day has come, has no regret in life. Respect your courage and hopefully, you can have this kind of topic uploads other than personal finance
I have been watching your videos since 6 months ago. Well done Kelvin! Keep it up! Very inspiration!
This traditional thinking of study hard get good grades do not work in modern age as number of graduates from university is already 50 - 60% (including private, from overseas). Unlike those who are in their 40s, 50s now can find good job with degree on graduation as there are only 25% of each cohort can enter university.
Too many people in their 50s and 60s now still working in the office as pmets, just look at your manager. They don't want to step down, how the younger one going to move up? Talk about efficiency, they also not that efficient
What do you want? Does not mean you want must get and can get!
What's your solution?
@@KelvinLearnsInvesting I don't share solutions as this is a selfish mean and nasty world, if it works, nobody will share
@@CheahKennycheah I see :)
Can share tips on how does low income people invest when they don’t have lot of salary to begin with?
I think there's really no choice, u either have to save more (which is impossible) or add more skillsets to improve your income
Start by educating yourself more, either read more books in sectors you are interested in
bro you made a grown man cry
Power la!
Good video and inspiring.
great video!! 👍
Meaningful video.
LOL! Pangsai for 1hr, thats a good one...
Yeap, we should enjoy life la...
Yes. I feel lost
Actually nice video, but after rewatching again, I can’t seem to find the 4 lessons. Hahaha. And I think the word to being happy is freedom. Freedom to buy things, freedom to travel anywhere, freedom to work or quit, freedom to do what u want. And money may not always be the answer, cause I’m tied down by my kids for the time being. So treasure the youths.
life's deepest question : 08:25
how to pronounce "market" = Nuclear. great video.
I'm now 61. When I was young, the teacher asked me the same question. "What do you want to be when you grow up?" Me: I want to be a clerk... and I get a knock on my head for 没志气！LOL
Same here but no knock on the head 😂
Talk is easy! Kelvin can quit his job and become full time youtuber. That is not going to happen for many other people who have to pay their bills, loan repayment, mortgage, insurance, Conservancy charges, daily groceries expenses and many more!
HAHAHA, KelWin become motivational speaker
Nice video Kelvin, but I think one of my next videos will be “I Got a Job After Learning 3 Lessons About Life” 😂
😂😂😂😂
Good presentation. Keep asking the whys. At least ask why 5 times to get an answer
School never teach us how to achieve financial freedom!
Pap say cannot quit .. get back to work ..
3:24 TH-cam: Im in danger......
If everyone think this way Singapore have no future, our CPF pyramid how? So must import more citizens and foreigners to workfor our economic growth. EvenLKY work till 92.
The best way isn’t to Restart, but to Reborn… jk! Great content 😊
From TH-camr to life guru. 😅
This is inspiring!
Kelvin..... The sequence of pirate king and hokage is reversed HAHAHAHHA #unnecessarycomments
Thanks for your sharing btw :)
Ops!! hahaha