I have had chime for 2 years and after just watching this I'm closing chime and going back to regular banks. It sounds like a hassle that i don't want to go through.
I’m currently going through this. Someone stole all my login info, then changed everything so I couldn’t log in. Once I got access, it showed ALL my money stolen. Horrible situation. Thinking about going back to normal banks.
@@da11king not freaking out, i just don't know ant to go through something like that lol I'm lazy as it is and having to go back and forth with calls in regards my own money with the bank sounds like too much and very unnecessary
I have been using this same CHIME account getting my tax refunds and direct deposits for the past 12 years and this is absolutely going to be the last time. On 11/3/2023 I finally got my refund for amending my taxes for 2021... I have supplied everything necessary to prove my deposits and filing of my 2021 amended tax return which was sent to IRS on 5/30/2023 at the request of my Tax Advocate.... I’ve already been waiting 2 years for MY MONEY!!!!! Chime is illegally holding verified funds which is my 2021 tax refund.... and they are not keeping it... Im going to all the NEWS OUTLETS!!!!
hell no ! Im about to switch ! I’ve had chime for a little over 3 years and have had no issues but Im not risking it a co worker of mine had the same issue with a direct deposit 🙄
Stop letting these dumb ass news stories dictate how you live and manage your life! Sounds like it was more of this ladies fault for not responding with the correct account activity proof than it was the companies fault. She need to keep her money under her mattress with her old ass
NO, YOU SHOULD keep money under your mattress! Any amount over $10K is reported to the IRS currently under this administration they tried to lower the amount!
The problem here is that she was using Cash App, that app has been used for thousands of scammers, even I almost fall in the Cash app scams. Also moving more than 10k, that can be seen as money laundering or something like that. I've had Chime for a while and no problem at all, I had more problems with my bank before than with Chime, my previous bank stole money from me, it was a pain in the *ss, with Chime no problem at all.
Not that to this has to do with chime, but chase Bank once stole over $300 from me. All I ever did was deposit my checks and NEVER EVER withdrew. Then I find they've been charging me up the ass for overdraft fees when all I ever did was deposit money. Then when I found out, and wanted all my money back and closed my account, they were extremely rude to me about it.
Bank of America tried to pull that "Suspicious Activity" scam on me. I went into a location and embarrassed myself yelling at the manager. I got my money. You don't have that option with this Chime filth
I've watched these ads on the internet. What I've noticed is that these apps feature African American's doing these ads. Some are more clearly targeting the African American community than others. What I haven't seen is clear cut advertising that they are backed by the FDIC. I'm not saying that these are African American owned companies. I'm saying that for the most part, they are companies targeting African Americans. There's a difference. So, please, folks, be careful of what you are walking into.
@@jackstapleton7337 African-American generally do not trust Banks because Banks was set up not to help out after Americans at all and also this is a very easy way to get account most banks want you to go to several different steps just to get account nowadays you got to make appointment just to set up account I personally have more than one count so I wasn't really concerned about that chime count closing I got my money back because my money went back towards my breath apposite she had the money in her savings and shine was supposed to send the money back to her as a refund check they are keeping her money for some reason which is illegal
And do you know why your right? Because they are using statistics of poverty and following behavior witj money. Actually a wise move in truth. Chime is for run down people who couldn't handle actual accounts like banks ,credit unions and paypal
Damn I just started using it Chime and I love the idea of banking in this way, but I'm closing my account until they can gaurantee this won't happen to me.
Close asap. Reports are coming in from everywhere of Chime not returning client's money. Your money is not safe at Chime especially. There is my testimony and literally thousands elsewhere severed from their money and Chime doesn't care one bit. They'll even lie to Better Business Bureau and yes, I have my entire experience documented. They are 100% criminal in their approach to securing your money.
that happened to me last year too in 2021. the chime app logged everyone out for 3 days and everyone on twitter was freaking out I had 10,000 in my savings and I was panicking as soon as it allowed me to log back in I took all my money out and went local, if you use chime... take your money out and delete it. they log people out and take their money, I was panicking so... don't support chime
My bank where I live want me and encourage me to bank online. I said no thanks I will always do my banking business in person with my drivers license and debt card and if any thing goes wrong it’s on the bank. Online banking doesn’t have to show identity or identification just a number
I don’t even have a chime account and they literally have money from me someone opened account in my name whole check was deposited and everything to them they closed the account and told me I’m not eligible to get my own money back .. I’m ready to sue they asses
Yes my account was close to but lucky I had direct deposit I finally got it back because I had a more than one bank account View mobile apps are only good for minimum deposit I would not put that amount of money into a chime account for any other banking account just get you a credit union if you don't like traditional Banks at least you're dealing with real people in it after your account is closed you cannot even call chime you can only email them
I had them and they are 100% scam. They took my money and refused to give it back to me. I had to go through the Better Business Bureau the attorney generals office to get my money back.
Chime must be crooks. Too convenient to get approved for account. I’m closing mine. Close one but I want to avoid chime. I don’t want to go what this woman has gone through
I would never use this type of financial services. If I can’t go into to talk with a human I’m not using it. I don’t care how many perks they offer. I got spooked after that issue with Russell Simmons financial service program and this lady had problems getting her money from that program.
What you think bank is dummy. When you put your money in chase bank your account has digital balance. They spend that money for loans,stocks whatever. Chase same way, digital balance
So she is not the only one that is going through this i need my money back to they have $4,000 of my money and need it they just can't hold ppl money like that...
Let's sue. They have 300 of my VA disability and have had it since July. I have actually begged them for my money due to my family going hungry and losing electricity. Their apathy is legendary.
@@MilkyWhite1 Many banks have minimums amount you must have in the account, minimum transactions, and/or minimum direct deposits that must be made. Failing to meet these demands can result in the account being closed and your credit score taking a hit. This has the effect of making it harder to open a new account. So then you have to turn to a second chance bank most of which are predatory. It is a a fairly easy spiraling pit people can fall into.
I try the chime bank a couple of days ago and it took me two days to close it. Terrible customer service Slow service Support agents don't know what they're doing or even talking about. App glitchy Nah transfer my money first and then close it. I'm sticking to Capital One. Is great comes with all Online Benefits while still being a National Bank and having branches.
"Fraud"= changing the phone number on your app and then Chime asking for picture after picture after picture to confirm identify even though they'll speak freely about your account over the phone. Fraud= asking Chime for your VA disability money to be returned after Chime closed my account with no formal excuse as to why, and Chime never returning your money. Which is fraudulent?
See how the news reporter said she's joking of course about putting her money under her mattress... They don't want to broadcast that because the network would lose bank endorsements...
@David_Emote nope, but everyone's experiences are different. I've heard many stories on social media or the news where people's chime accounts get hacked and money stolen or like this video, chime closing there accounts for no reason. I haven't had any of these issues with chime.
I’m scared now I wanna take all my money out and I got bout the same in my account somebody please help me ! How can I get it off my cashapp or chime withdraw or could I open a bank account and send it all to my new bank ?
@@DetroitRockin I took it all out it took me like 5 days cause it let you only take out like 3k at a time I’m so glad I did it. After all the stories I heard I’ve been making so much money and I’ll just put it on cashapp but ima just get a real bank account do you know if it’s a good idea to put 15-20k in the first day or what I’m new to the bank stuff to be honest
@@marquisblakemore8468 7k and not yet they say they are going to mail me a check but I havnt got it yet I had chime Over 3 years with no problem and last week my account got closed for no reason at all just don’t keep a lot of money in your account because chine is very bad
Sad they had to go through that . This company also offers a credit account , a checkings account then a savings account . I’ve had all three . What they try to do is use every means possible for you to drive money into any of these accounts . First they offer you a credit card only on the condition that you connect your pay via direct deposit to your checking account . Atl east this flow will let them have access to more more . This might seem like a simple thing to do but the promises behind the credit the credit card are just false . First, they use your money to cover purchases , not theirs . Then they’ll report those purchases you’ve made with your money as a balance at the end of the month to the credit bureaus. Which ruins your credit every time because you get to lose about 20 to 30 points every time they report . They don’t pick up the phone and have email support that send automated messages that do not answer the question you send them . If you get it you’d notice that the sense behind this free credit builder if to have you always have money in there . As in you use your own money the first time , then at the end of the reporting circle , you put back what ever you’ve used in there . That’s basically same and lending them your money . They’ll not tell you this but give you all the sweet reasons to have you sign up . I’m so disappointed because this whole thing seemed convenient but when you’re not honest it messes up things real bad. To think that a company uses your money to cover purchases , and then reports your spendings as a balance is beyond me and then they say it’s better that a secure credit card .I just woke up to the fact too that there’s no office for this company . It’s just an online thing what if at the time of your greatest need, this company closes your account on you ? It’s scary that they have the longest wait times , and will not reply to your email but send automated messages . How can you get to go thru all this and stay trusting them .. be careful with your money and go to the bank . Don’t sign up for overdraft , and you’d end up not paying those bank fees but know your money is in a safe place .
@@da11king It's not one story bro. Chime was very convenient for me for a couple of years. Then they stole my disability money. And I barely know anyone how is it, I bump into one of my wife's friends and she's going through exact same odeal? This is a massive grift by Chime. Be careful with it. Don't keep all your money there OR depend on that account for necessities.
They closed my account 'suddenly' for no forseen reason. All they told me was that I violated their policies which is vague. I emailed and asked repeatedly what VIOLATION... they couldn't say. smh
I am too. over 2k they will not give back no matter how many hoops you jump through even with a police report filed. now they all of a sudden closed my account. good luck to you!
@@ueinihctir5650 but I have that’s why I posted it. I have been stolen from through PayPal chargebacks. I use to sell on eBay . Also had money frozen in a PayPal account for no reason . PayPal also stole money from account causing the account to go in the negative. Feb 2018 I know PayPal
@@ueinihctir5650 but I have that’s why I posted it. I have been stolen from through PayPal chargebacks. I use to sell on eBay . Also had money frozen in a PayPal account for no reason . PayPal also stole money from account causing the account to go in the negative. Feb 2018 I know PayPal
I'm religious so I know on judgment day the owner of chime will not be in a good position when he sees god because of all the theft he can lawyer up so much down here on earth but when judgment day happens he won't be able to get out of it
@Theodore Frazier exactly a credit unions way better for the credit union actually works for the customer Banks actually take your money and share your information to other institutions so banks are actually using your money to better themselves you should always have more than one account you can never just have one account we're all your money store that she should have put that much money into that account in the first place chime is only good for getting paid for two days early and for direct deposits they cannot even wire money in so they're not really an actual bank
I've been using them for 5+ years now, had a few minor disputes,but usually resolved..Anyone that is using Chime,i usually tells em,never put your whole life savings money in an online banking account like Chime, that's a suicide mission.. Open up a local bank account also.. I only use Chime to buy groceries and Uber from time to time,usually $100-$200 in my Chime.. I am not slow to dump thousands in Chime and that is what people aren't understanding to NOT do..
@@ueinihctir5650 Mmhm i doubt Chime would give you back your money because Robinhood is stock investment..I signed up with them in 2015 and has yet to use my account😂
I have the same issue with chime my account was compromised twice first-time 313 dollar they give it back the next time it was $975 and it wouldn't give her money back saying it was not an authorized transaction but it was who can I get in contact with would help just like that lady did
I will tell you this all right now there's probably more to the story than what she's saying but if anything if you guys are using chime or any other online banking you guys should always know of the risk that it always pose if you're doing something else besides getting a direct deposit from your work only use it for that and only use it for that only until you are able to get a bank account and not just any bank account a legitimate bank account And majority of the people that do have time are the people that decided to screw over big Banks take out money when they had an overdraft protection thing and realized they were in the hole and decided to ignore it and then you decided to open up another one at another bank account did the same thing that you did at that last bank account and now you screwed and the only thing that you can resort to is Banks like these You can sit there and blab and make up any crap that you want it's the internet people doing anyway there's always more to the story I had time I still do for the credit builder and honestly I haven't had any problems with them at all I had it to where there was two times where I had on fraudulent charges and activity on my account I follow the instructions and I got my money back and I only used it to get my paycheck and had a certain amount go to my credit card and to my savings but then after you get everything all taken care of with check systems and etc put your paycheck in a regular bank account and not these online ones because you never know what can happen do what you have to do and pay back the mistakes whether it was caused from you or if it was caused from someone else relationship husband wife you name it quit making excuses pay for the crap that put you in that position to use online banking in the first place This cracks me up on how many people bitch and complain that this banking company did this this banking company did that you got nobody to blame but yourself do yourself a favor if you have to use chime NetSpend or whatever use it in a nonspicious manner and not use it for unemployment checks IRS refund checks use it only for your pay check through your work until you pay off the other Banks or credit unions that you screwed over and then after you get done doing that only use chime or other online banking in an appropriate way You all decide to take corners and try to hide behind other things eventually it's going to come back and bite you even if it costs you $14,000 like it did to this lady. If anything she should have wired up her chime account to a well-known Bank credit Union or investment company wire that money in there that way you wouldn't have that problem You don't like what I have to say don't put yourself in that spot and don't make excuses
I have had chime for 2 years and after just watching this I'm closing chime and going back to regular banks. It sounds like a hassle that i don't want to go through.
Better safe than sorry.
Freaking out already ?? Damn smh
I’m currently going through this. Someone stole all my login info, then changed everything so I couldn’t log in. Once I got access, it showed ALL my money stolen. Horrible situation. Thinking about going back to normal banks.
@@da11king not freaking out, i just don't know ant to go through something like that lol I'm lazy as it is and having to go back and forth with calls in regards my own money with the bank sounds like too much and very unnecessary
@Adrian Galvan wow damn! Chime should return you all the money. It's interesting how they are going to handle that. Wish you luck
I bet if the news didn't contact them, she still wouldn't have her money.
I will never understand why you have to pay a bank monthly & yearly fees to hold your money
I have been using this same CHIME account getting my tax refunds and direct deposits for the past 12 years and this is absolutely going to be the last time. On 11/3/2023 I finally got my refund for amending my taxes for 2021... I have supplied everything necessary to prove my deposits and filing of my 2021 amended tax return which was sent to IRS on 5/30/2023 at the request of my Tax Advocate.... I’ve already been waiting 2 years for MY MONEY!!!!! Chime is illegally holding verified funds which is my 2021 tax refund.... and they are not keeping it... Im going to all the NEWS OUTLETS!!!!
The "unusual activity" is them stealing her money. Its the Rush Card scam all over again! 😡
😆😆😆😆 EXACTLY!
Is that the one that Russell Simmons had?
@@ladyvanderson1632 - yup, thats right "Rush Card", named after Russell Simmons
Lol damn the rush card was a scam why am I not surprised
Safe deposit box and money orders.
This is so messed up
hell no ! Im about to switch ! I’ve had chime for a little over 3 years and have had no issues but Im not risking it a co worker of mine had the same issue with a direct deposit 🙄
Stop letting these dumb ass news stories dictate how you live and manage your life! Sounds like it was more of this ladies fault for not responding with the correct account activity proof than it was the companies fault. She need to keep her money under her mattress with her old ass
Glad she got her money back 💰 Now get a nice size big safe. 💯 🎯
I am glad the news lady said she is joking about leaving her money under her mattress.
NO, YOU SHOULD keep money under your mattress! Any amount over $10K is reported to the IRS currently under this administration they tried to lower the amount!
why do news outlets always film people walking
The problem here is that she was using Cash App, that app has been used for thousands of scammers, even I almost fall in the Cash app scams. Also moving more than 10k, that can be seen as money laundering or something like that. I've had Chime for a while and no problem at all, I had more problems with my bank before than with Chime, my previous bank stole money from me, it was a pain in the *ss, with Chime no problem at all.
The problem is Chime as well.
Not that to this has to do with chime, but chase Bank once stole over $300 from me. All I ever did was deposit my checks and NEVER EVER withdrew. Then I find they've been charging me up the ass for overdraft fees when all I ever did was deposit money. Then when I found out, and wanted all my money back and closed my account, they were extremely rude to me about it.
Thats what im saying. Ive had MANY problems with regular banks, quit completely, switched to Chime and have had 0 problems for the past 5 years.
Bank of America tried to pull that "Suspicious Activity" scam on me. I went into a location and embarrassed myself yelling at the manager. I got my money. You don't have that option with this Chime filth
When I saw the ads for chime, I thought sounds to good to be true.
That's going to be a great lawsuit
I need in.
This happened to me too. Exactly the same, except no resolution
I've watched these ads on the internet. What I've noticed is that these apps feature African American's
doing these ads. Some are more clearly targeting the African American community than others.
What I haven't seen is clear cut advertising that they are backed by the FDIC.
I'm not saying that these are African American owned companies. I'm saying that for the most part, they are companies targeting African Americans. There's a difference.
So, please, folks, be careful of what you are walking into.
Reminds me of the Rush Card scam from a few years ago. That also taegeted African Americans.
What are they doing exactly to target African Americans?
@@jackstapleton7337 African-American generally do not trust Banks because Banks was set up not to help out after Americans at all and also this is a very easy way to get account most banks want you to go to several different steps just to get account nowadays you got to make appointment just to set up account I personally have more than one count so I wasn't really concerned about that chime count closing I got my money back because my money went back towards my breath apposite she had the money in her savings and shine was supposed to send the money back to her as a refund check they are keeping her money for some reason which is illegal
🤣🤣bruh wtf .... Always some idiot saying some blm bs !! Gtfo
And do you know why your right? Because they are using statistics of poverty and following behavior witj money. Actually a wise move in truth. Chime is for run down people who couldn't handle actual accounts like banks ,credit unions and paypal
Damn I just started using it Chime and I love the idea of banking in this way, but I'm closing my account until they can gaurantee this won't happen to me.
No bank can guarantee that BUT it’s best to bank with a brick and mortar bank where you can go in person to the branch in case something goes wrong…
Do that, close.
Close asap. Reports are coming in from everywhere of Chime not returning client's money. Your money is not safe at Chime especially. There is my testimony and literally thousands elsewhere severed from their money and Chime doesn't care one bit. They'll even lie to Better Business Bureau and yes, I have my entire experience documented. They are 100% criminal in their approach to securing your money.
They just to me yesterday don’t deal with them
@@tatianabritton6258 All banks should guarantee that they won't steal your money 🤑 until the News calls.
That’s unlegal I would sue em
that happened to me last year too in 2021. the chime app logged everyone out for 3 days and everyone on twitter was freaking out I had 10,000 in my savings and I was panicking as soon as it allowed me to log back in I took all my money out and went local, if you use chime... take your money out and delete it. they log people out and take their money, I was panicking so... don't support chime
Not me tho.
How did you withdraw or transfer all the money with no compilation I know they press fraud charges over large amounts of money being transferred
How did you withdraw your money? I have half that and am wanting to go to. Brick and mortar asap
This is scary I got chime!
How’s chime worked for you?
Which is why we need public banks.
Chime is a fintech scam for lifting money from the lower class.
My bank where I live want me and encourage me to bank online. I said no thanks I will always do my banking business in person with my drivers license and debt card and if any thing goes wrong it’s on the bank. Online banking doesn’t have to show identity or identification just a number
Thank God I got rid of chime last year
Thank god I just open a chase secure checking and savings account I don’t trust prepaid cards with my money
Wow I thought it was a mistake. Thankfully I only put in 200$. This is still pissing me off though
I don’t even have a chime account and they literally have money from me someone opened account in my name whole check was deposited and everything to them they closed the account and told me I’m not eligible to get my own money back .. I’m ready to sue they asses
Some people can’t even get family help we work hard screw this
Yes my account was close to but lucky I had direct deposit I finally got it back because I had a more than one bank account View mobile apps are only good for minimum deposit I would not put that amount of money into a chime account for any other banking account just get you a credit union if you don't like traditional Banks at least you're dealing with real people in it after your account is closed you cannot even call chime you can only email them
I had them and they are 100% scam. They took my money and refused to give it back to me. I had to go through the Better Business Bureau the attorney generals office to get my money back.
They lied to BBB and said my issue was resolved to my satisfaction. They still have my money.
I’m having the same issues now
Chime must be crooks. Too convenient to get approved for account. I’m closing mine. Close one but I want to avoid chime. I don’t want to go what this woman has gone through
Life savings? I think they hyped that word up.
Who puts money in a bank?
Boomers
@@AA-yt9ch *baby boomers
Should have gotten crypto and stored on your cold wallet
I would never use this type of financial services. If I can’t go into to talk with a human I’m not using it. I don’t care how many perks they offer. I got spooked after that issue with Russell Simmons financial service program and this lady had problems getting her money from that program.
Chime does provide plenty of human helps ...I bank with them
I'm going through this right now with, Navy Federal. I don't recommend anyone to put their money into these so called banks or credit unions.
I closed my chime account because I kept getting hacked and I think it was an inside job bad service's
Would NEVER put my money in an APP!
Put it in a bank, so it can be seized by the police
What you think bank is dummy. When you put your money in chase bank your account has digital balance. They spend that money for loans,stocks whatever. Chase same way, digital balance
all banks are digital money numbers,
chime is no different except that it's not a real bank😅
So she is not the only one that is going through this i need my money back to they have $4,000 of my money and need it they just can't hold ppl money like that...
Let's sue. They have 300 of my VA disability and have had it since July. I have actually begged them for my money due to my family going hungry and losing electricity. Their apathy is legendary.
Lewis Lovelord yesss let's do that, I am ready ...
@@michellebutler9102 I just reached out to Dr. Rashad Richey's channel the last hour. I'm seeking advice. Will let you know.
Closing my account
More reason to get a real bank account. Even people who have screwed up an account or two can find a second chance bank.
How do you screw up a bank account?
@@MilkyWhite1 Many banks have minimums amount you must have in the account, minimum transactions, and/or minimum direct deposits that must be made. Failing to meet these demands can result in the account being closed and your credit score taking a hit. This has the effect of making it harder to open a new account. So then you have to turn to a second chance bank most of which are predatory. It is a a fairly easy spiraling pit people can fall into.
I try the chime bank a couple of days ago and it took me two days to close it.
Terrible customer service
Slow service
Support agents don't know what they're doing or even talking about.
App glitchy
Nah transfer my money first and then close it.
I'm sticking to Capital One. Is great comes with all Online Benefits while still being a National Bank and having branches.
I have Chime...And it's Great.... If your doing fraud the Chime app will move accordingly
"Fraud"= changing the phone number on your app and then Chime asking for picture after picture after picture to confirm identify even though they'll speak freely about your account over the phone. Fraud= asking Chime for your VA disability money to be returned after Chime closed my account with no formal excuse as to why, and Chime never returning your money. Which is fraudulent?
She is NOT joking about the money under the mattress
well they won't be getting my business. this is the only video I need to see
I got 1990 saved no chime not getting lt
I see chime is bad for business
I thought banks were bad for business smh 🤦
Chime stole 311 dollars from me...chime knows what's going on
They need to check chime
That’s crazy
OmG I just had this happen to me, Lord please help me soon
See how the news reporter said she's joking of course about putting her money under her mattress... They don't want to broadcast that because the network would lose bank endorsements...
I've had chime for 8 years and never any problems.
@David_Emote nope, but everyone's experiences are different. I've heard many stories on social media or the news where people's chime accounts get hacked and money stolen or like this video, chime closing there accounts for no reason. I haven't had any of these issues with chime.
Chime is a scam.
Was just gonna get one but now o hell no
I still don’t even have my money chime got me aswell
Guess they forgot about the depression and now everybody talking about taking money out the bank. Haha
I’m scared now I wanna take all my money out and I got bout the same in my account somebody please help me ! How can I get it off my cashapp or chime withdraw or could I open a bank account and send it all to my new bank ?
They just closed my account for nothing yeah please take your money out
@@DetroitRockin I took it all out it took me like 5 days cause it let you only take out like 3k at a time I’m so glad I did it. After all the stories I heard I’ve been making so much money and I’ll just put it on cashapp but ima just get a real bank account do you know if it’s a good idea to put 15-20k in the first day or what I’m new to the bank stuff to be honest
@@DetroitRockin & how much did you have on your account , did they give you your money back
@@marquisblakemore8468 7k and not yet they say they are going to mail me a check but I havnt got it yet I had chime Over 3 years with no problem and last week my account got closed for no reason at all just don’t keep a lot of money in your account because chine is very bad
@@marquisblakemore8468 where did you withdraw your money
The more they overtake the plumbing the easier it is to stop up the drain!
Okay but why were you keeping thousands upon thousands in one account and not spreading it out
This is damn pathetic how they do
The same thing happened to me and they never gave me my money back yet
You still havent gotten your money back?
Sad they had to go through that . This company also offers a credit account , a checkings account then a savings account . I’ve had all three . What they try to do is use every means possible for you to drive money into any of these accounts . First they offer you a credit card only on the condition that you connect your pay via direct deposit to your checking account . Atl east this flow will let them have access to more more . This might seem like a simple thing to do but the promises behind the credit the credit card are just false . First, they use your money to cover purchases , not theirs . Then they’ll report those purchases you’ve made with your money as a balance at the end of the month to the credit bureaus. Which ruins your credit every time because you get to lose about 20 to 30 points every time they report . They don’t pick up the phone and have email support that send automated messages that do not answer the question you send them . If you get it you’d notice that the sense behind this free credit builder if to have you always have money in there . As in you use your own money the first time , then at the end of the reporting circle , you put back what ever you’ve used in there . That’s basically same and lending them your money . They’ll not tell you this but give you all the sweet reasons to have you sign up . I’m so disappointed because this whole thing seemed convenient but when you’re not honest it messes up things real bad. To think that a company uses your money to cover purchases , and then reports your spendings as a balance is beyond me and then they say it’s better that a secure credit card .I just woke up to the fact too that there’s no office for this company . It’s just an online thing what if at the time of your greatest need, this company closes your account on you ? It’s scary that they have the longest wait times , and will not reply to your email but send automated messages . How can you get to go thru all this and stay trusting them .. be careful with your money and go to the bank . Don’t sign up for overdraft , and you’d end up not paying those bank fees but know your money is in a safe place .
I actually bank with them, customer service been very fast for me each time I call them or request to be called
i just opened account i will close it, i havent put a penny on it thank god
Don't get freaked out by one story man, it happens to most banks . Chime been good to me ..thus far so good
Smart. Chime has many of us super pissed right now. I'm trying to get a class action lawsuit going.
@@da11king It's not one story bro. Chime was very convenient for me for a couple of years. Then they stole my disability money. And I barely know anyone how is it, I bump into one of my wife's friends and she's going through exact same odeal? This is a massive grift by Chime. Be careful with it. Don't keep all your money there OR depend on that account for necessities.
@Lewis Lovelord Been long gone from Chime 😪
@@da11king smart! Did they "get you"?
Her problem from the start was putting that amount into the card from the beginning!
how is this her problem? you cannot fund your account?
I have chime now
They closed my account 'suddenly' for no forseen reason. All they told me was that I violated their policies which is vague. I emailed and asked repeatedly what VIOLATION... they couldn't say. smh
They telling me the same thing.
Did they mail you a check with what was in your account?
@lalathers4476 yes after I had to stalk them every day they sent it to me
@@AyaInanna Thank you so much.. Last question did you have to wait 30 Days?
@lalathers4476 yes they sent it a little after that
They we're supposed to send you another card
I'm going through that right now Chime is a scam!!!
I am too. over 2k they will not give back no matter how many hoops you jump through even with a police report filed. now they all of a sudden closed my account. good luck to you!
Why put that much in
Where’s Maysie and her 2 day early paycheck ?! No boasting this week girl .
she got phished
I only had the account for 2 months they got all my money still
It’s a unique occurrence, not a usual thing. Everybody is on these new online banking stuff. This video is made to hype up banks again. lol pass
I have a real bank account and cash app as secondary
Varo does this to
I’ve been trying get my savings for 3 months already
Did you ever get it ? And same
PayPal been doing it for years tho
but paypal is not as bad
@@ueinihctir5650 yes it is
@@249fresh5 I had no issues in America. Paypal is extra protection to ebay and international purchases,
@@ueinihctir5650 but I have that’s why I posted it. I have been stolen from through PayPal chargebacks. I use to sell on eBay . Also had money frozen in a PayPal account for no reason . PayPal also stole money from account causing the account to go in the negative. Feb 2018 I know PayPal
@@ueinihctir5650 but I have that’s why I posted it. I have been stolen from through PayPal chargebacks. I use to sell on eBay . Also had money frozen in a PayPal account for no reason . PayPal also stole money from account causing the account to go in the negative. Feb 2018 I know PayPal
When these companies do this they are also keeping the interest they con you by saying you will get your money early
I’m going through same situation they said they sending me a check
They said they going send me a check with the remaining balance
Please help me chime did this to me over 23,000 dollars
did you ever get your money back?
Johnny Bradshaw I do not know if I do need to Bank with chime 😂
"I Was Stress...Not Sleeping Stress....Not Having 🍆...Not Eating Stress".......😭😭😭😭😭😭😂😂😂🤣🤣🤣🤣🤣
🤣🤣🤣🤣 I don't remember her saying all of that
I'm religious so I know on judgment day the owner of chime will not be in a good position when he sees god because of all the theft he can lawyer up so much down here on earth but when judgment day happens he won't be able to get out of it
Who is stupid or crazy enough to put their money in chime account when there’s a bank right down the street.
@Theodore Frazier exactly a credit unions way better for the credit union actually works for the customer Banks actually take your money and share your information to other institutions so banks are actually using your money to better themselves you should always have more than one account you can never just have one account we're all your money store that she should have put that much money into that account in the first place chime is only good for getting paid for two days early and for direct deposits they cannot even wire money in so they're not really an actual bank
I've been using them for 5+ years now, had a few minor disputes,but usually resolved..Anyone that is using Chime,i usually tells em,never put your whole life savings money in an online banking account like Chime, that's a suicide mission.. Open up a local bank account also.. I only use Chime to buy groceries and Uber from time to time,usually $100-$200 in my Chime.. I am not slow to dump thousands in Chime and that is what people aren't understanding to NOT do..
@@northside3701 I was thinking the same, but I have lost 50$ because rTbinhood wouldn't dispute for me.
@@ueinihctir5650 Mmhm i doubt Chime would give you back your money because Robinhood is stock investment..I signed up with them in 2015 and has yet to use my account😂
@@northside3701 I lost more than my free stock was worth.
I am a video editor
Please tell me how can i get my money back they took 1,133.73 if you know how i can get my money back please tell me????
Contact the BBB and the attorney general in your State
Haloo
$14,000 is her life savings? lol
Hahahahahahahahahahahahahahaaha
My no TV V by in i op
I can’t stop laughing.
Right there is no excuse for this. There are secured credit cards. Meaning if you have 5,000 and take it BOA THE WILL GIVE YOU A CC WITH THAT LIMIT.
What. You make no sense.
I have the same issue with chime my account was compromised twice first-time 313 dollar they give it back the next time it was $975 and it wouldn't give her money back saying it was not an authorized transaction but it was who can I get in contact with would help just like that lady did
Thats illegal to keep the customers cash when the account is closed by the customer or the bank the bank is supposed to send u a fucking check 🤦♂️
I will tell you this all right now there's probably more to the story than what she's saying but if anything if you guys are using chime or any other online banking you guys should always know of the risk that it always pose if you're doing something else besides getting a direct deposit from your work only use it for that and only use it for that only until you are able to get a bank account and not just any bank account a legitimate bank account
And majority of the people that do have time are the people that decided to screw over big Banks take out money when they had an overdraft protection thing and realized they were in the hole and decided to ignore it and then you decided to open up another one at another bank account did the same thing that you did at that last bank account and now you screwed and the only thing that you can resort to is Banks like these
You can sit there and blab and make up any crap that you want it's the internet people doing anyway there's always more to the story I had time I still do for the credit builder and honestly I haven't had any problems with them at all I had it to where there was two times where I had on fraudulent charges and activity on my account I follow the instructions and I got my money back and I only used it to get my paycheck and had a certain amount go to my credit card and to my savings but then after you get everything all taken care of with check systems and etc put your paycheck in a regular bank account and not these online ones because you never know what can happen do what you have to do and pay back the mistakes whether it was caused from you or if it was caused from someone else relationship husband wife you name it quit making excuses pay for the crap that put you in that position to use online banking in the first place
This cracks me up on how many people bitch and complain that this banking company did this this banking company did that you got nobody to blame but yourself do yourself a favor if you have to use chime NetSpend or whatever use it in a nonspicious manner and not use it for unemployment checks IRS refund checks use it only for your pay check through your work until you pay off the other Banks or credit unions that you screwed over and then after you get done doing that only use chime or other online banking in an appropriate way
You all decide to take corners and try to hide behind other things eventually it's going to come back and bite you even if it costs you $14,000 like it did to this lady. If anything she should have wired up her chime account to a well-known Bank credit Union or investment company wire that money in there that way you wouldn't have that problem
You don't like what I have to say don't put yourself in that spot and don't make excuses