I finally did it!! Thank you for all of the kind words. I hope my journey inspires you to keep working towards your goals. Even though I'm debt free, I'm still living in my car. I plan to continue living in my car to save money for a little while and eventually purchase land with Moosa. I'll share everything on here, so stay tuned. I'll also share "Day in The Life of Living in My Car" videos. Thank you for your support and patience with my inconsistent uploading schedule.
Couldn’t find work in Oklahoma because I was a felon watched a TH-cam channel where this young lady stayed in her car finally I did gave up my apt 04/29/2019 started off in Denver and eventually settling in OREGON one of the best decisions I ever made
I’m so happy things worked out for you! It sucks how society expects felons to get jobs, but many decent paying jobs discriminate against felons. Then, society gets mad when that person repeats the cycle (not making excuses, just saying). I’ve heard many stories about that happening and it has softened my heart to the struggles those individuals deal with. I’m glad you were able to find a way to improve your life 🙂. Car Life is so beneficial. Best of luck to you! I would LOVE to live in the woods of Oregon, but I hate the cold!
No. He never worked for the 8 years we were together. Not one job. He never gave me one penny...literally, not one penny for 8 years. He was smart and was always working on a new business, but he was always too scared to launch the business, so he'd quit each business as soon as it was ready to launch, then start a new business, and he continued that cycle over and over. I funded all of his endeavors. He was a bum and I allowed him to use me. Never again.
I used my stimulus to pay off debt. Staying in your car until your completely debt free is a good idea. I was making $7 an hour 9 years ago and my family wanted me to get my own apartment. Car life is better.
Smart decision! It's not everyday we get "free" money in our bank account, so I couldn't imagine putting it towards anything except my debt. Good luck on your debt free journey ♥️.
It takes a lot of courage to follow through with your convictions when others are outspokenly (loudly or quietly) against it. You did it! You accomplished your goals and took charge of your life with grace and integrity. Well done.
Congrats! Being debt free feels so good! I had an internal struggle with the "debt is good & use other people's money to win" mindsets for a hot second too. Debt does have its place, but real peace is knowing what you own is yours, and not having to dish your money out monthly for bad mistakes in the past or for a bunch of stuff you don't need or use. Enjoy the peace!
I agree! I understand how debt can be useful, but I prefer peace of mind from not having to deal with it, lol. Debt stresses me out! Stress affects me more than others, so I work really hard to eliminate it from my life, if I’m able. Thank you for the kind words 😊.
Nice! I’m doing the same thing right now. I decided to move into a skoolie and just sell the car once I paid it down enough. That cut my debt down much faster. Honestly paying rent feels just as bad as spending money on debt to me.
God is great and sister you are amazing. Your determination and strength inspired me to do the same thing. I will be moving into my car in a few months to pay off debt and to be able to save. God bless you and may he continue to keep you safe. 🙏🏿
Yes, God is the greatest! Thank you so much for your kind words. Comments like yours are one of my main motivations for posting my journey. I wish you the best of luck on your journey.
Dear Monique, what an amazing woman you are. I saw this video on Reddit and went to your channel...4 hours later I'm still watching. I love it when Moosa jumps in to answer some comments. He seems like the perfect guy for you. I wish the 2 of you nothing but love. light and laughter.
Thank you so much for the kind words and I’m happy you’re enjoying the videos 😊. Moosa and I complement each other very well. Sometimes, it’s unreal…our bond. I’m beyond grateful for that man. Thank you, again. I’m wishing love, light, and laughter right back at you ♥️.
without having to say it to you, you know you are one of those rare smart ones. 3 decades in Finance and Accounting here and yes, we know what we are saying when we say it. Debt-free, living under your means, save save save and #1 task is to figure out your accommodation. Even if you do not want to ever buy a house, a piece of land matters. MCD is not in the business of foods, they are in the real estate business. That, alone, should tell us Americans what it truly means to "make it" here. So proud to hear you say these things and frankly, so glad you didn't listen to the "you have to use other people's money to build wealth" --> I don't deny that "some" people do make it doing it that way. But 99% do not. Alternatively, the people who live "below" their means, save up and then own properties .. 100% of them make it. This is coming from an older person but you already know that. Do you my friend. You got that smart head on your shoulders, listen to you. We are behind you 100%.
The reason why she was in debt in the first place is because she was young and dumb. Before you borrow money, you must have a way to pay it back and have some extra money left for everything else. You have to add up how much money you have and how much you can afford to pay every month. If you can not pay it all back, do not borrow the money. A lot of people go to college by going into the military. The Air Force and the Navy are the safest militaries. I went into the military and went to 3 Colleges. I graduated from 2 of them and I do not owe anything. The government payed everything. I retired from a civil service job, I bought 2 houses, and got a family.
Baby Boomer? Your story is so common for those in that demographic. I’m an army brat, so I know all about military options. Luckily, there are more options these days. I’m grateful my parents joined the military to have a better life, and I’m extremely grateful I chose a different route & still achieved debt freedom. Congrats, if your 2 houses and all have of your vehicles are completely paid off! Being debt free with a nearly perfect credit score is amazing, isn’t it 😊?!
Greetings Monique, you and I feel the same way about debt. People always tell me to use other people's money to get rich BUT it's still debt and they don't feel that, I DO! I really despise debt. I am currently debt free including my mortgage. I paid it off last year and the feeling is AMAZING! I have saved a great emergency fund and I love knowing I don't owe any longer for my car, credit cards, student loans etc... I LOVE your videos, your calm demeanor, please keep them coming.
Thank you for your concern 😊. Moosa & my ex are from 2 completely different galaxies! My ex was an easily angered bum and I ignored all of the signs. Marriage didn’t save me, or my money, with him. A perpetually broke man can never pay you back (he’s still broke). My relationship with my ex taught me that, in the future, I should choose a man who displays good character, has good character references from people who know him, & who is already financially stable. Moosa consistently checks off everything on the list! I don’t hide my money from Moosa because he doesn’t need my money, thank goodness 🙌🏾!! He has never asked me for a penny & I’ve never given him one. All he does is support me in whatever way I need and I’m so grateful to have him as a partner and friend. I genuinely appreciate your advice & hope you don’t take my response the wrong way. I just like to clarify with people what a good person Moosa is 🙂. A complete 180 from my ex.
You learned a valuable lesson early. The rest of your life will be so bright and free because of this. You are wise beyond your years and I’m so proud of you, even though I don’t know you. I pray the best for you. Your parents did an excellent job with you.
Thank you so much for sharing your story with us & constantly inviting us into your life . I am in the process of paying debt down and trying to relocate so seeing your video really motivated me . 💜
You are a person of integrity. Don’t ever let a man take advantage of you.I wish my daughter had the drive and ambition you have. Very proud of you.I was told by my dad watch your Pennie’s and the dollars will take care of them selves.
I've heard so much about this. Thank you for the reminder because I've been meaning to research this option. Is there a website you recommend I sign up for?
You have inspired me, thank you so much, I am at university in my last year and I want to travel, however I need to clear debt before I do this. Did you read any books that helped you either with mindset or changing habits or just to be more money savvy. I am so proud of you and I am excited to start my journey!
Thank you 😊. No, I didn’t read any books to change my mindset. I just woke up one day and decided I didn’t want the rest of my life to be this way. I was sad every single day. That’s all it took. I created a plan and stuck to it. You can do it!
Ive been having sleepless nights for years because of debt that my ex wife put me through. I'm literally waiting a month to not renew my lease and live in my van. I thank God i have a van and i will tackle this debt in a year tops
Don't let a man get in your head either, God bless you, and congratulations 🎉 I don't want you to get taken again by a man who gave you some of it. Don't go on vacation but live a little around where you are, I hope this new guy is spending some time with you away from your car.Tell us what you see in a future husband.
You is a good person God blessed you,never let nobody mess your credit up,he should give you some of that money back,call him like you called that card company I’m so serious rather y’all together or not he is responsible for some of that
I contacted him a few times, in the past, about the money he owes me and he always says he’ll pay me back when he can. I’m not holding my breath while I wait, lol. Thank you for the kind words, I really appreciate the support 😊.
No, I've never done that. I'd think about it, but talk myself out of it because I was too cheap to spend money on a hotel, lol. Now that I live in a van, I have a diesel heater, so I'm good in the winter and in the summer I spend more time sitting in the dining area of Whole Foods, basking in their air conditioned building.
Congratulations! 🎉🎈🍾 Excellent accomplishment. I wonder what’s next for you. 80K is solid and I hope you are able to save and invest to get to your next “destination.” 🌿
Thank you 🎉🙌🏾!! I’m planning to save as much as I can for the next year or so to buy land. I also want to have a nice savings cushion so I can take a break from working a job and return to working on my entrepreneurial goals. I plan to share these parts of my journey on the channel, as well. Thanks again for the kind words 😊.
@@simmpleenough I’m preparing to live in my SUV while build my tiny house. Thanks for documenting your personal journey, and your transparency is appreciated- it’s encouraging to see how much can be done with a particular monthly income. Best luck on getting exactly what you want. 🌿
I just watched all your videos in one setting. I always wanted to do that but with the rv . I have 4 kids and maybe one day. I do for sure want to come out of debt. Thanks for the videos
You can do it! Keep watching videos like this and keep getting inspired. Our journeys towards freedom might not be exactly the same, but I’m sure you’ll find a way, in due time. Good luck 🙂
I went to a bankruptcy lawyer and showed him all of my finances. I told him I wanted to file for bankruptcy and he just looked at me with a confused look on his face. He told me he didn't think I should do it because my debt wasn't that bad. He told me all of the downsides to bankruptcy, advised me to think it over, and sent me on my way. I'm grateful he did that. After my meeting with him, I decided to continue working hard to pay it off.
Other than your car or food have you should not any bills, if you invest in anything make sure you take your dad or ask him. I want you to know to always handle your own money, your signature. If a man wants to handle your money make sure he's your husband and he had or asking you what kind of house could he buy you or what house can you both buy together😎. Two signatures. Ask your parents they will agree. Learn from that other guy who had you pay what he pushed you to get. You could do bad by yourself. We are so happy for you. I hope you get a little apartment you deserve it.
Assalamualaikum. How is your credit score now? Greetings from Jakarta, Indonesia. Allahumma inni audzubika minna hammi wal hadzan, audzubika minna azli wal katsal, audzubika minna gholabaddaini wa kohril rizal... Aamiin...
Just found your channel and I am inspired! Good for you paying off all your debts. I also wish there wasn't a stigma around living with your family in this country. I'm thinking about just moving into my car because there are so many things I want to do - pay off debt and see the world, mainly. New subbie :-)
Moving into my car was one of the best decisions I've made. Many people might try to talk you out of it because there's a huge stigma around that, too, but do what's best for you. I say at least try it out on the weekends to see if it's for you. Thank you for subscribing!
You don't seem like the type of person to get into credit card debt so I am definitely about to go check out your older videos. People think I'm crazy but all my credit cards are overpaid. If I swipe for $50 I pay $100 if I don't already have a credit balance. I don't use credit cards in the traditional way.
Very smart!! Yea, I definitely got myself into some bad situations in the past, but I'm someone who learns from my lessons. Never again!! I don't use credit cards at all anymore!
The only debt I have is my mortgage . Sometimes I do wish I bought a small house but well that’s how it is. I had a lot is student loan too and I really think it’s ridiculous that we have to pay so much to get an education. Thank goodness I was able to get a good career but I had thought that it is normal to have debt . Now I pay more than the minimum on my mortgage every month automatically. It’s hard to really be debt free and you should be proud of yourself. Congrats ! 🎉
The more I listen to you the more I am encouraged by way you think. One very important suggestion make sure your views are the same as who ever you choose the spend your life with. Being on the same page make all the difference in the world. God bless you.
That is advice more of us need to hear! I grew up always hearing "opposites attract" or "find someone who is your opposite so the relationship can have balance". I'm sure there's some truth to that, but life has taught me that I need someone who is almost exactly like me! It really works out better for me. No need to argue about money, living in a city vs living in a rural area, long term goals, what we like to do for fun, etc... My ex and I differed on all of these topics and it was so stressful. I'm now with someone who has the same views as me regarding almost every aspect in life. We're so similar that when we do disagree on something, it rarely becomes a big deal. I'm so grateful. Thank you, Mary, and God bless ❤️.
Wow 🤩 you’re on your way. Simply a simmple treasure you are amazing. What you have accomplished so far and your future vision?!?!!!! You go girl!!! I mean Woman all the best always
Liked the comment you made about excepting responsibility on the debt you and the ex accrued. I became debt free in February on 2020 and I’ve stayed that way.
Yea, I used to blame it all on him, but as I matured I had to accept that major role I played in my downfall. I’m so grateful and happy to finally be able to move past all of that. Thank you and congrats on being debt free!! I’m staying this way , too. Never going back.
Debt is poverty im so happy you paid your debt off thats real wealth to not owe anyone and to buy things straight out i enjoyed this video you inspired me and im sure countless others
I’m a private chef at an estate, but that career isn’t for everyone. My brother has an accounting degree and got good job offers right out of college, so that might be an option.
Hi, i have a question, how do you go about prayer? How do you maintain the five prayers while living in a car? I’m thinking about doing it to save money and travel, but don’t want to mis my prayers or do them incorrectly.
Asalaamu alaikum! I work 11.5 hours a day, so I do most of my prayers at work. When I’m in my car, I do them in the drivers seat. I was told it is acceptable to pray in my car because in my situation (living in my car in an urban city) it is not ideal for me to pray outside. I try to be stealth & go unnoticed while living in my car. Moosa has more Islamic knowledge than me, so I’ll ask him to answer your question as well 🙂.
Marhabaan! Moosa here! On a goat, or in a moat. In a tree, or beneath the sea. Through a cloud, or within a crowd. Five daily salawaat...two of them silent and the last three aloud! ...lol. Alhamdulillah, for the Rahmah! If salah while standing poses a (real) risk, then she does so sitting. The risk here is drawing undesired attention from wierdo creepy types. Which makes Salah while sitting acceptable, so long as that risk is present. Alayhi salaatu was salaam said: "If you can't pray standing, pray sitting. If you can't pray sitting, pray laying..." And Al-Aleem knows best! I hope that you'll experience that wonderful balance between travel, Salah, and financial freedom when the time is right for you, inshaAllah!
Wow, so they made 17/hr and were able to save & pay for their home in cash, to avoid debt?! If so, that’s awesome and smart! I agree, 17/hour is not a bad income, depending on where you live. If I didn’t have the debt stressing me out, I would have been content with that income. I’ve never had the desire to be rich, only to be debt free and make enough money to live.
@@simmpleenough I can only speak for myself...you may think I am lying but I am in the process of purchasing my first home with 14 dollars a hour and gig work...I first paid all my debts off except my student loan which I make monthly payments. You can do it too, but you have to pay your bills down first
I finally did it!! Thank you for all of the kind words. I hope my journey inspires you to keep working towards your goals. Even though I'm debt free, I'm still living in my car. I plan to continue living in my car to save money for a little while and eventually purchase land with Moosa. I'll share everything on here, so stay tuned. I'll also share "Day in The Life of Living in My Car" videos. Thank you for your support and patience with my inconsistent uploading schedule.
Couldn’t find work in Oklahoma because I was a felon watched a TH-cam channel where this young lady stayed in her car finally I did gave up my apt 04/29/2019 started off in Denver and eventually settling in OREGON one of the best decisions I ever made
I’m so happy things worked out for you! It sucks how society expects felons to get jobs, but many decent paying jobs discriminate against felons. Then, society gets mad when that person repeats the cycle (not making excuses, just saying). I’ve heard many stories about that happening and it has softened my heart to the struggles those individuals deal with. I’m glad you were able to find a way to improve your life 🙂. Car Life is so beneficial. Best of luck to you! I would LOVE to live in the woods of Oregon, but I hate the cold!
Come to Oregon they have plenty of jobs they only go back 7 years
Allah bless u , I'm really happy that u r finally debt free, feel free now to enjoy Ur time and stay safe.
Asalaam wa alaikum and thank you ♥️.
Congratulations 🎉🍾
Thank you!!😊
Good for you. You are a smart young woman. Keep up the good work!
Thank you 😊
Thank you for sharing. I feel confident again
you are awesome! so inspiring.
Thank you ❤️
Good video👍👍👍
Can you please tell me the song that played at the beginning? It was so beautiful!
You are amazing for doing this. So excited for you.
Change Is by Maygen Lacey. Thank you 😊!
Did you make any money from the tube and how much?
No. I just started making money and it's like 30 bucks a month, lol
👁️
Did your ex work where was his money
No. He never worked for the 8 years we were together. Not one job. He never gave me one penny...literally, not one penny for 8 years. He was smart and was always working on a new business, but he was always too scared to launch the business, so he'd quit each business as soon as it was ready to launch, then start a new business, and he continued that cycle over and over. I funded all of his endeavors. He was a bum and I allowed him to use me. Never again.
I used my stimulus to pay off debt. Staying in your car until your completely debt free is a good idea. I was making $7 an hour 9 years ago and my family wanted me to get my own apartment. Car life is better.
Smart decision! It's not everyday we get "free" money in our bank account, so I couldn't imagine putting it towards anything except my debt. Good luck on your debt free journey ♥️.
Congratulations on becoming debt free!!!!
It takes a lot of courage to follow through with your convictions when others are outspokenly (loudly or quietly) against it. You did it! You accomplished your goals and took charge of your life with grace and integrity. Well done.
Thank you so much!
Congrats! Being debt free feels so good! I had an internal struggle with the "debt is good & use other people's money to win" mindsets for a hot second too. Debt does have its place, but real peace is knowing what you own is yours, and not having to dish your money out monthly for bad mistakes in the past or for a bunch of stuff you don't need or use. Enjoy the peace!
I agree! I understand how debt can be useful, but I prefer peace of mind from not having to deal with it, lol. Debt stresses me out! Stress affects me more than others, so I work really hard to eliminate it from my life, if I’m able. Thank you for the kind words 😊.
I have been watching your videos all day! So excited as I prepare to move into my car Jan 1, 2022!
I’m so glad you’re enjoying them! Thank you and good luck on your journey.
Nice! I’m doing the same thing right now. I decided to move into a skoolie and just sell the car once I paid it down enough. That cut my debt down much faster. Honestly paying rent feels just as bad as spending money on debt to me.
I considered selling my car to pay off a chunk of the debt. Smart decision! Good luck becoming debt free! It’ll happen before you know it.
God is great and sister you are amazing. Your determination and strength inspired me to do the same thing. I will be moving into my car in a few months to pay off debt and to be able to save. God bless you and may he continue to keep you safe. 🙏🏿
Yes, God is the greatest! Thank you so much for your kind words. Comments like yours are one of my main motivations for posting my journey. I wish you the best of luck on your journey.
My dad said, “don’t trust a man who doesn’t show his face,” soooo glad you’ve paid your debt off. “I don’t trust Moosa. Just being honest🤔
I see Moosa’s face everyday!
Congratulations! I hope I can be debt free by end of 2022. Thank you for sharing your journey.
Thank you very much & good luck on your debt free journey. You can do it!
Dear Monique, what an amazing woman you are. I saw this video on Reddit and went to your channel...4 hours later I'm still watching. I love it when Moosa jumps in to answer some comments. He seems like the perfect guy for you. I wish the 2 of you nothing but love. light and laughter.
Thank you so much for the kind words and I’m happy you’re enjoying the videos 😊. Moosa and I complement each other very well. Sometimes, it’s unreal…our bond. I’m beyond grateful for that man. Thank you, again. I’m wishing love, light, and laughter right back at you ♥️.
Congratulations!!! This is a big deal. Yes sister… Congratulations!!!
Thank you so much 😊!!!
Congratulations hun 🥂✨
Your videos are so inspiring and your voice is very relaxing. Wishing you good health & a ton of success!
Thank you very much 😊
You are such an inspiration, girl!! I always appreciate your videos :)
Thank you very much 😊
Your are a very strong well person and I pray God continue to bless you…… 💕💕💕💕💕💕💕💕💕💕💕💕💕
Thank you very much 😊. God bless ♥️.
without having to say it to you, you know you are one of those rare smart ones. 3 decades in Finance and Accounting here and yes, we know what we are saying when we say it. Debt-free, living under your means, save save save and #1 task is to figure out your accommodation. Even if you do not want to ever buy a house, a piece of land matters. MCD is not in the business of foods, they are in the real estate business. That, alone, should tell us Americans what it truly means to "make it" here. So proud to hear you say these things and frankly, so glad you didn't listen to the "you have to use other people's money to build wealth" --> I don't deny that "some" people do make it doing it that way. But 99% do not. Alternatively, the people who live "below" their means, save up and then own properties .. 100% of them make it. This is coming from an older person but you already know that. Do you my friend. You got that smart head on your shoulders, listen to you. We are behind you 100%.
Thank you so much for the encouragement! I really appreciate your comment 😊
The reason why she was in debt in the first place is because she was young and dumb. Before you borrow money, you must have a way to pay it back and have some extra money left for everything else. You have to add up how much money you have and how much you can afford to pay every month. If you can not pay it all back, do not borrow the money. A lot of people go to
college by going into the military. The Air Force and the Navy are the safest militaries. I went into the military and went to 3 Colleges. I graduated from 2 of them
and I do not owe anything. The government payed everything. I retired from a civil service job, I bought 2 houses, and got a family.
Baby Boomer? Your story is so common for those in that demographic. I’m an army brat, so I know all about military options. Luckily, there are more options these days. I’m grateful my parents joined the military to have a better life, and I’m extremely grateful I chose a different route & still achieved debt freedom. Congrats, if your 2 houses and all have of your vehicles are completely paid off! Being debt free with a nearly perfect credit score is amazing, isn’t it 😊?!
Greetings Monique, you and I feel the same way about debt. People always tell me to use other people's money to get rich BUT it's still debt and they don't feel that, I DO!
I really despise debt. I am currently debt free including my mortgage. I paid it off last year and the feeling is AMAZING! I have saved a great emergency fund and I love knowing I don't owe any longer for my car, credit cards, student loans etc...
I LOVE your videos, your calm demeanor, please keep them coming.
Knowing you don’t owe a bunch of companies money is the best feeling! Congrats on all of your accomplishments ❤️.
Keep your money away from Moosa until you’re married.
Thank you for your concern 😊. Moosa & my ex are from 2 completely different galaxies! My ex was an easily angered bum and I ignored all of the signs. Marriage didn’t save me, or my money, with him. A perpetually broke man can never pay you back (he’s still broke).
My relationship with my ex taught me that, in the future, I should choose a man who displays good character, has good character references from people who know him, & who is already financially stable. Moosa consistently checks off everything on the list! I don’t hide my money from Moosa because he doesn’t need my money, thank goodness 🙌🏾!! He has never asked me for a penny & I’ve never given him one. All he does is support me in whatever way I need and I’m so grateful to have him as a partner and friend.
I genuinely appreciate your advice & hope you don’t take my response the wrong way. I just like to clarify with people what a good person Moosa is 🙂. A complete 180 from my ex.
Hi! Moosa here!!
👆🏽👆🏽....Awwwwwww!!! 🤗🐣🤗😍!!
(Said in my deep, burly, masculine voice...of course)😎
That's awesome Congratulations... You're an inspiration to me. 🙏🏾✋🏾👍🏾👏🏾👋🏾🙌🏾
I have 5 more car payments thank You Jesus my Savior! But I have to pay off more debt and STOP accumulating debts!
Congratulations 👏🏿👏🏿 . You 're such an inspiration. Thanks for sharing
Thank you so much!
You learned a valuable lesson early. The rest of your life will be so bright and free because of this. You are wise beyond your years and I’m so proud of you, even though I don’t know you. I pray the best for you. Your parents did an excellent job with you.
Thank you, so much, Dana ❤️
You are so inspiring !! I am going to do it too! No
Matter what anyone else says ❤
Thank you so much for sharing your story with us & constantly inviting us into your life . I am in the process of paying debt down and trying to relocate so seeing your video really motivated me . 💜
Good luck! I really enjoy sharing my journey, especially when I receive comments like yours. Thank you.
You are a person of integrity. Don’t ever let a man take advantage of you.I wish my daughter had the drive and ambition you have. Very proud of you.I was told by my dad watch your Pennie’s and the dollars will take care of them selves.
Great advice from your dad! I've definitely learned from my mistakes and have no plan to repeat them. Thank you very much for the kind words ❤️
So are you freaking homeless
House-dog sitting is a perfect option for vanlife. I get PAID to live in beautiful homes.
I've heard so much about this. Thank you for the reminder because I've been meaning to research this option. Is there a website you recommend I sign up for?
Following
Wow. I’m inspired. I searched for this topic because I am seriously considering doing it. My debt is out of control.
You have inspired me, thank you so much, I am at university in my last year and I want to travel, however I need to clear debt before I do this. Did you read any books that helped you either with mindset or changing habits or just to be more money savvy. I am so proud of you and I am excited to start my journey!
Thank you 😊. No, I didn’t read any books to change my mindset. I just woke up one day and decided I didn’t want the rest of my life to be this way. I was sad every single day. That’s all it took. I created a plan and stuck to it. You can do it!
Ive been having sleepless nights for years because of debt that my ex wife put me through. I'm literally waiting a month to not renew my lease and live in my van. I thank God i have a van and i will tackle this debt in a year tops
You'll get it done! Moving into my car was one of the best financial decisions I've ever made. You can do it.
Thank you. This is so helpful.
I hope you have an amazing life and God blesses you
Thank you so much ❤️
You're woman of integrity. Such a good example you are don't let anybody tell you differently.
Thank you so much ♥️.
Don't let a man get in your head either, God bless you, and congratulations 🎉 I don't want you to get taken again by a man who gave you some of it. Don't go on vacation but live a little around where you are, I hope this new guy is spending some time with you away from your car.Tell us what you see in a future husband.
Yes, we spend a lot of time together. He’s the complete opposite of my ex. Thanks for the encouragement.
You is a good person God blessed you,never let nobody mess your credit up,he should give you some of that money back,call him like you called that card company I’m so serious rather y’all together or not he is responsible for some of that
I contacted him a few times, in the past, about the money he owes me and he always says he’ll pay me back when he can. I’m not holding my breath while I wait, lol. Thank you for the kind words, I really appreciate the support 😊.
This is so amazing & inspiring! Tysm for your transparency & tips! So proud & excited for you & so excited to start my own similar journey!
🤔🤔🤔
You motivated me to do the same thing you go girl
yay! I’m so happy for you to start your journey!
Good. For. You. Debit. Free
Did you ever stay in between a hotel at any point when it was too cold or too hot? Thank You
No, I've never done that. I'd think about it, but talk myself out of it because I was too cheap to spend money on a hotel, lol. Now that I live in a van, I have a diesel heater, so I'm good in the winter and in the summer I spend more time sitting in the dining area of Whole Foods, basking in their air conditioned building.
I bet that it is s great feeling!!
It really is! I feel so grateful.
You go !!!!!🎉🎉🎉🎉
Congratulations! 🎉🎈🍾 Excellent accomplishment. I wonder what’s next for you. 80K is solid and I hope you are able to save and invest to get to your next “destination.” 🌿
Thank you 🎉🙌🏾!! I’m planning to save as much as I can for the next year or so to buy land. I also want to have a nice savings cushion so I can take a break from working a job and return to working on my entrepreneurial goals. I plan to share these parts of my journey on the channel, as well. Thanks again for the kind words 😊.
@@simmpleenough I’m preparing to live in my SUV while build my tiny house. Thanks for documenting your personal journey, and your transparency is appreciated- it’s encouraging to see how much can be done with a particular monthly income. Best luck on getting exactly what you want. 🌿
I just watched all your videos in one setting. I always wanted to do that but with the rv . I have 4 kids and maybe one day. I do for sure want to come out of debt. Thanks for the videos
You can do it! Keep watching videos like this and keep getting inspired. Our journeys towards freedom might not be exactly the same, but I’m sure you’ll find a way, in due time. Good luck 🙂
Excellent video! Dave Ramsey would be proud!
Thank you!
Congratulations! You are so inspiring. Best wishes to you.
Thank you, Beth!
We’re you eligible for bankruptcy
I went to a bankruptcy lawyer and showed him all of my finances. I told him I wanted to file for bankruptcy and he just looked at me with a confused look on his face. He told me he didn't think I should do it because my debt wasn't that bad. He told me all of the downsides to bankruptcy, advised me to think it over, and sent me on my way. I'm grateful he did that. After my meeting with him, I decided to continue working hard to pay it off.
I'm proud of you too Monique.
Thank you!
Hey please help me
Why you bought 15k car if you didn't have money. You could have bought 3k second hand car. So silence for that
Awesome is a understatement.
Thank you!
Great advice … your a smart women ….
Thank you!
Congratulations!! That is awesome
Thank you!
Congrats on being debt free.
Thank you 😊
🎉🎉CONGRATULATIONS 🎉🎉🎉
Thank you!
Other than your car or food have you should not any bills, if you invest in anything make sure you take your dad or ask him. I want you to know to always handle your own money, your signature. If a man wants to handle your money make sure he's your husband and he had or asking you what kind of house could he buy you or what house can you both buy together😎. Two signatures. Ask your parents they will agree. Learn from that other guy who had you pay what he pushed you to get. You could do bad by yourself. We are so happy for you. I hope you get a little apartment you deserve it.
Thank you. I’ve definitely learned from my past and do not plan to make the same mistakes again. I appreciated your advice and concern ♥️
Congratulations!!!!👏🏾👏🏾👏🏾👏🏾
Thank you 😊
After paying all that, if you do have a man now he shouldn't take no for answer and put or encourage you to move out of the car.
Otta girl!!! U are deff one of kind!!
Assalamualaikum. How is your credit score now? Greetings from Jakarta, Indonesia. Allahumma inni audzubika minna hammi wal hadzan, audzubika minna azli wal katsal, audzubika minna gholabaddaini wa kohril rizal... Aamiin...
Wa alaikum asalaam. It’s great.
Just found your channel and I am inspired! Good for you paying off all your debts. I also wish there wasn't a stigma around living with your family in this country. I'm thinking about just moving into my car because there are so many things I want to do - pay off debt and see the world, mainly.
New subbie :-)
Moving into my car was one of the best decisions I've made. Many people might try to talk you out of it because there's a huge stigma around that, too, but do what's best for you. I say at least try it out on the weekends to see if it's for you. Thank you for subscribing!
student loan is crazy!! but I'm glad you got your degree and you are now debt free 👏🏻👍🏼
Thank you!
You don't seem like the type of person to get into credit card debt so I am definitely about to go check out your older videos. People think I'm crazy but all my credit cards are overpaid. If I swipe for $50 I pay $100 if I don't already have a credit balance. I don't use credit cards in the traditional way.
Very smart!! Yea, I definitely got myself into some bad situations in the past, but I'm someone who learns from my lessons. Never again!! I don't use credit cards at all anymore!
The only debt I have is my mortgage . Sometimes I do wish I bought a small house but well that’s how it is. I had a lot is student loan too and I really think it’s ridiculous that we have to pay so much to get an education. Thank goodness I was able to get a good career but I had thought that it is normal to have debt . Now I pay more than the minimum on my mortgage every month automatically. It’s hard to really be debt free and you should be proud of yourself. Congrats ! 🎉
I thought debt was normal, too. Isn’t it exciting on months when you can afford to pay more than the minimum?!! Congrats on that achievement.
Congratulations. It sure feels great.
The more I listen to you the more I am encouraged by way you think. One very important suggestion make sure your views are the same as who ever you choose the spend your life with.
Being on the same page make all the difference in the world. God bless you.
That is advice more of us need to hear! I grew up always hearing "opposites attract" or "find someone who is your opposite so the relationship can have balance". I'm sure there's some truth to that, but life has taught me that I need someone who is almost exactly like me! It really works out better for me. No need to argue about money, living in a city vs living in a rural area, long term goals, what we like to do for fun, etc... My ex and I differed on all of these topics and it was so stressful. I'm now with someone who has the same views as me regarding almost every aspect in life. We're so similar that when we do disagree on something, it rarely becomes a big deal. I'm so grateful. Thank you, Mary, and God bless ❤️.
Wow 🤩 you’re on your way. Simply a simmple treasure you are amazing. What you have accomplished so far and your future vision?!?!!!! You go girl!!! I mean Woman all the best always
Thank you so much 😊!!
Liked the comment you made about excepting responsibility on the debt you and the ex accrued. I became debt free in February on 2020 and I’ve stayed that way.
Yea, I used to blame it all on him, but as I matured I had to accept that major role I played in my downfall. I’m so grateful and happy to finally be able to move past all of that. Thank you and congrats on being debt free!! I’m staying this way , too. Never going back.
Debt is poverty im so happy you paid your debt off thats real wealth to not owe anyone and to buy things straight out i enjoyed this video you inspired me and im sure countless others
Thank you very much for the nice comment 😊. It feels so good to be free from those shackles.
Great job 👍 dear sista 🙂
Thank you!
@@simmpleenough You are most certainly welcome 👍😊
What do you do for a living? My daughter is in debt and single and I want to give her ideas of what to go back to school for
I’m a private chef at an estate, but that career isn’t for everyone. My brother has an accounting degree and got good job offers right out of college, so that might be an option.
Now start looking for your mobile home. They are nice and you can pay it off in no time.
I’ll start looking soon!
Ma’am what YOU do for a living I need to change careers! 🤣
Lol, I’m a private chef.
🙏🏿❤️❤️❤️🙏🏿
Awesome ❤❤❤
Respect!
"Ain't it a fine way to be, Fiddler?!" Stay safe and thanks for sharing. 💖
Yes it is! Thank you 😊♥️
And congratulations! You are a beautiful smart girl!
Thank you 😊
Hi, i have a question, how do you go about prayer? How do you maintain the five prayers while living in a car? I’m thinking about doing it to save money and travel, but don’t want to mis my prayers or do them incorrectly.
Asalaamu alaikum! I work 11.5 hours a day, so I do most of my prayers at work. When I’m in my car, I do them in the drivers seat. I was told it is acceptable to pray in my car because in my situation (living in my car in an urban city) it is not ideal for me to pray outside. I try to be stealth & go unnoticed while living in my car. Moosa has more Islamic knowledge than me, so I’ll ask him to answer your question as well 🙂.
Marhabaan! Moosa here!
On a goat, or in a moat. In a tree, or beneath the sea. Through a cloud, or within a crowd. Five daily salawaat...two of them silent and the last three aloud! ...lol.
Alhamdulillah, for the Rahmah! If salah while standing poses a (real) risk, then she does so sitting. The risk here is drawing undesired attention from wierdo creepy types. Which makes Salah while sitting acceptable, so long as that risk is present.
Alayhi salaatu was salaam said: "If you can't pray standing, pray sitting. If you can't pray sitting, pray laying..."
And Al-Aleem knows best!
I hope that you'll experience that wonderful balance between travel, Salah, and financial freedom when the time is right for you, inshaAllah!
Congrats!!! I hope to be right there with you one day debt free!!!
Thank you. You will!!
Congratulations! Awesome job! Proud of you! ❤
Thank you!
This is so encouraging, gives me hope.
I'm glad. Good luck 😊
❤❤❤
17 dollars a hour is not a bad income
I know people who are buying homes with that income and not in debt
I want to know more how that is done
@@dapperdon8250 you want to know how someone is buying a house with only 17 dollars a hour
Wow, so they made 17/hr and were able to save & pay for their home in cash, to avoid debt?! If so, that’s awesome and smart! I agree, 17/hour is not a bad income, depending on where you live. If I didn’t have the debt stressing me out, I would have been content with that income. I’ve never had the desire to be rich, only to be debt free and make enough money to live.
@@simmpleenough no not in cash the traditional way ...loans
@@simmpleenough I can only speak for myself...you may think I am lying but I am in the process of purchasing my first home with 14 dollars a hour and gig work...I first paid all my debts off except my student loan which I make monthly payments. You can do it too, but you have to pay your bills down first
AWESOME!!!!!
Thank you!
Congratulations so proud of you💞🎉
Thank you!
Congratulations ! So happy for you 👏🏾
Thank you!!
Did the tube help any?
No, I don’t make much from youtube at the moment. My last check was $150-something, I think.
Proud of you amazing
Thank you very much!