Understanding the Wash Sale Rule

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  • เผยแพร่เมื่อ 29 ธ.ค. 2024

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  • @jcantonelli1
    @jcantonelli1 5 หลายเดือนก่อน +39

    This is ridiculously complicated and demonstrates the absurdity of a tax on income.

    • @arisweedler4703
      @arisweedler4703 3 หลายเดือนก่อน

      The simple view is “if you do small buys and sells then you reset your long term capital gains timer”.

  • @almo3250
    @almo3250 8 หลายเดือนก่อน +5

    What if I bought xyz for 10, sold it for 5
    Then bought xyz for 5 and sold it for 2.50?
    Other than being a terrible trader, what are my options? Thanks.😢

    • @CharlesSchwab
      @CharlesSchwab  8 หลายเดือนก่อน

      Hello and thank you for reaching out. While we can only offer limited support through social media, our specialists are happy to assist. To discuss your concern with a broker, please call 800-435-4000 or initiate a secure chat session on Schwab.com, available 24/7. ^CH

    • @cicomelina1122
      @cicomelina1122 วันที่ผ่านมา

      in this way, you would no longer have the opportunity to deduct $7.50 from your taxable year-end earnings.

  • @TedJohnson240
    @TedJohnson240 9 วันที่ผ่านมา

    Its good to know these rules. Thanks

  • @GoldenRetrievers4President
    @GoldenRetrievers4President 8 หลายเดือนก่อน +4

    Does the 30 day rule apply to 30 calendar days or 30 trading days?

    • @CharlesSchwab
      @CharlesSchwab  8 หลายเดือนก่อน +2

      The rule uses Calendar days, not trading days. Remember, we are not tax advisors, so please consult your tax advisor for your specific circumstances. ^BW

  • @heidiguo2678
    @heidiguo2678 9 หลายเดือนก่อน +7

    why are disallowed losses added to cost basis? it should reduce cost basis, creating a larger gain

    • @CharlesSchwab
      @CharlesSchwab  9 หลายเดือนก่อน

      Hello and thank you for reaching out. While we can only offer limited support through social media, our specialists are happy to assist. To discuss your concern with a broker, please call 800-435-4000 or initiate a secure chat session on Schwab.com, available 24/7. ^CH

    • @leyanli5345
      @leyanli5345 2 หลายเดือนก่อน +1

      Wash sale is not a penalty. It still gives you tax write-off but only at a later time when you completely get rid of the stock

  • @cbatchler
    @cbatchler 7 หลายเดือนก่อน +2

    What if I buy and sell a stock several times over the year and just before the year ends I close out everything, does it all shake out?

    • @CharlesSchwab
      @CharlesSchwab  7 หลายเดือนก่อน

      Hello and thank you for reaching out. While we can only offer limited support through social media, our specialists are happy to assist. To discuss your concern with a broker, please call 800-435-4000 or initiate a secure chat session on Schwab.com, available 24/7. ^CH

  • @dimes1917
    @dimes1917 หลายเดือนก่อน

    It seems to me that Schwab calculated wash sale difference incorrectly after stock split. For example NVDA 10:1 split

  • @medsimvallejo
    @medsimvallejo 7 หลายเดือนก่อน

    Is there a system in place to show that an action would cause a wash sale?

    • @CharlesSchwab
      @CharlesSchwab  7 หลายเดือนก่อน +1

      At this time there is not a system that would reflect if an action would create a wash sale.
      If you want to view there wash-sales they can go to the schwab website www.schwab.com and login. Then navigate to the "accounts" tab>History>realized gain/loss. ^MF

  • @Floyd_Steel
    @Floyd_Steel 6 หลายเดือนก่อน +1

    so if you wait til 30 days you don't have to worry about this?

    • @CharlesSchwab
      @CharlesSchwab  6 หลายเดือนก่อน

      Hello and thank you for reaching out. While we can only offer limited support through social media, our specialists are happy to assist. To discuss your concern with a broker, please call 800-435-4000 or initiate a secure chat session on Schwab.com, available 24/7.

  • @baldeboubacar4464
    @baldeboubacar4464 9 หลายเดือนก่อน

    How about this : i buy a stock for 100 dollars at the price of 5 , then sell half of it( still got some left), when the price drops, then buy again with that half…… is that the same thing ?

    • @CharlesSchwab
      @CharlesSchwab  9 หลายเดือนก่อน

      Hello and thank you for reaching out. While we can only offer limited support through social media, our specialists are happy to assist. To discuss your concern with a broker, please call 800-435-4000 or initiate a secure chat session on Schwab.com, available 24/7! ^CH

    • @theantisocialsocialite-
      @theantisocialsocialite- 2 หลายเดือนก่อน

      That’s what I do and haven’t gotten arrested lol. It’s a gatekeep. Ignore it. They can come and try to arrest me lol.

  • @usbuildinginc.7321
    @usbuildinginc.7321 9 หลายเดือนก่อน

    I bought 27 shares of coinbase for 3600 and 6 months later it is 100% gain if I only sell 3,600 and leave the rest long do I have to tax the 3,600? which was my initial capital

    • @CharlesSchwab
      @CharlesSchwab  9 หลายเดือนก่อน

      To get specific tax information, please call Schwab client support at (800) 435-4000, then ask to speak with a tax representative. ^MF

    • @MarkToews-jf2zd
      @MarkToews-jf2zd 3 หลายเดือนก่อน +1

      Gain would be per share

  • @toddcrabtreejr.8167
    @toddcrabtreejr.8167 10 หลายเดือนก่อน

    can someone explain the third example please :)

    • @CharlesSchwab
      @CharlesSchwab  10 หลายเดือนก่อน

      Hello and thank you for reaching out. While we can only offer limited support through social media, our specialists are happy to assist. To discuss your concern with a broker, please call 800-435-4000 or initiate a secure chat session on Schwab.com, available 24/7! ^CH

  • @Mrbeavers1989
    @Mrbeavers1989 9 หลายเดือนก่อน

    What if you buy an airline sell it at a loss and buy a different airline company is there a wash sale because they're both Airlines because they're technically both different companies with doing their own different things

    • @CharlesSchwab
      @CharlesSchwab  9 หลายเดือนก่อน +1

      Wash rules apply to the same ticker symbol, not industries.

    • @kadebrown53
      @kadebrown53 9 หลายเดือนก่อน

      So basically as a daytader if you have 50k in profits 20k in losses for the year trading the same couple stocks you will owe taxes on the 50k?

    • @charlesg7926
      @charlesg7926 9 หลายเดือนก่อน +1

      @@kadebrown53Yes, as unfair as that is

    • @Andy-Shaw
      @Andy-Shaw 8 หลายเดือนก่อน

      @@charlesg7926 the loss is not lost forever, as long as you didn't carry that couple stocks over to next year, you can deduct the 20k losses.

    • @mgiantsxlvi5209
      @mgiantsxlvi5209 8 หลายเดือนก่อน

      @@charlesg7926 Since they increase the cost basis by the loss amount, it's not really unfair. It just makes you pay more taxes now and less later.

  • @Kyle-xt8ip
    @Kyle-xt8ip 10 วันที่ผ่านมา +1

    I should have watched this earlier.

  • @Jamered
    @Jamered 7 หลายเดือนก่อน +2

    Oof