Thank you for the info. Gusto ko lang malaman if ano yung account maintenance fee. And ichar2ge ba ako lagi dun as long na active ang acct? Thank you noyfinance.
Very informative and understandable. A good speaker assumes his audience don’t know a thing and explain even the tiniest bit of information. Thank you sir! You just earned a subscriber ✨
Sir. I know super late ko na to napanood ang video mo . Pero i find it super easy to understand, malinaw at detalyado. Pwede nyo po ba e explain ano po yung cash advance sa credit card?
Hi sir,salamat po sa malinao na paliwanag nyo, tanong ko lang po ,may dumating kasing bagong issue ng cc card ,ng iactivate ko tinawagan po ang hotline nila ,pinasusumite po ng 2 valud id at may selfie ,pero matagal na pong ginagamit cc,kailan po ba talaga yun ? Salamat po
One of the very reasons, why I applied for a credit card ~ earning a credit score with your bank. Thank you for this again sir! More subscribers to you.
Hi, I hope you’ll make a video of how credit card instalment chuchu works lalo na kung mag pupurchase ng mga phones tas monthly yung payment, 0% dw interests sa mga specific banks using credit. Hehe ayaw kasi iexplain ng parents ko e since im still young daw and wag ko dw isipin yung mga ganyang bagay kasi focus ko muna dw pagaaral ko…
Good eve po.. Naka receive po ako NG CC NG BDO kahit d ako nag apply pero may saving bank account ako NG BDO. Bakit Kaya ganun? Kaila Gan ba may lamang Yung CC gagamitin MN o hindi?.
Very informative sir! Just got approved here last week and I can't wait to use my first credit card, your videos really helps a lot! Actually, I'm very hesistant at first when getting a credit card kasi nga kuno ng mga tao is once may credit card ka mababaon ka sa utang but your videos sir, really opened my mind when it comes to credit cards. By the way, you are the first vlogger I ever watched when I have second thoughts on getting a credit card. I keep on watching your videos even if I keep on repeating it. More videos to come sir!!!
Wow thank you for the kind words po. Hope you will share my vids din sa mga friends mo hehe Yup basta ingat lang. Tandaan lang palagi mga natutunan. Credit card is just like money. Its a tool. Magiging masama or mabuti sya para sayo depends on you alone :)
Sir tanong kulang may dumating kasi ako cc gold kaso ,yes po may savings ako kaso takot ako e activate ,kunti lang naman po sweldo ko monthly not apored the fee 2400😂
Considered as cash advance pag ginamit ang cc to pay tuition? Or cash advance only specifically means na cash na nakuha from an atm machine?(which is not recommended based sa mga pinanuod ko)
Sa gcash ngayon may offer e like citibank .Idk if magaaprove agad. Sa cimb nmn bilis mag approve. Pero virtual lang sya wlang tanong tanong. Madami nden cla kakompetensya, like sloan ng shopee..basta basta nlng magoofer walang hastle. Ako nlng nagpipigil.😄😅kc bbyaran din yun. Since self employed aq idk if maaprove aq ng creditcard
yup madami nadin. pero based on my experience, far superior ang credit cards pagdating sa features. also madami ngayon may interest agad pag ka gamit mo
ask ko lang po. paano pag dumating na yung SOA tapos tsaka lang po nag msg na pwede maconvert ? tapos approved po yung convert ko for 6 months. kailan po ako mag umpisa magbayad? next month ba? or need ko muna bayaran yung sa unang SOA?
Gud day Sir, may dumating sakin BDO MASTER CARD, Wala naman Po akong maalala na nag request ako nito, Hindi ko ri Alam Kung pano ko to gagamitin..may maliit na sari sari store Po ako,canteen, at may 8 na employee Po ako, pano ko Po gagamitin to, worry ako baka mabaon ako SA Utang.
4k subbies ka na sir ray. keep it up po 🎉 dito talaga ako natuto gumamit ng credit card. panu yung way ng pagbabayad, kung ano yung cut off, tapos yung due date, minimum amount, total amount due, total balance. galing talaga! hindi na ako nangangamba na magkaroon ng penalty, ang laking tulong ng mga tips nyo po 😊👍 more informative vlogs to go sir ray. 🎉
nagpa activate po ako via text pero d pa nagre-reply ang bdo... hmmm.. should i call the hotline na po??? nag reply cla once sabi " give us 1hr to process ur request" its been 8hrs+ wala pa follow up reply. ano po gagawin ko kuya?
Ano po kayang bank yung tumatanggap ng hindi pa regular na worker, 3months palang po kasi ako sa bago kong work I try to apply po pero na reject agad need 2yrs yung qualifications😭
Hello po ask lang po, ano po ba yung JCB na nakasulat sa bdo card ko. Last time kase na kumain kami sa labas yung card ko sana yung pangbabayad ko , but the waiter declined it po kase visa or Mastercard lang daw yung tinatanggap nila. Sana po ma sagot. Thank you!!
ask the merchant anong card ang nag ooffer sa kanila ng installment. hindi kasi lahat yan. and syempre, since hindi small item ang motor, if first card, baka maliit ang intial credit limit
Wala ako alam sa CC pero mama ko planning to get CC this week dahil sa business Namin needed tlga to purchase materials stock sa shop Namin. 1.Question ko is Pag straight payment every month ba yon bayaran in full payment? 2. Tsaka sino po ba Ang mag aask Sayo if straight payment or installment Ang store ba o need mo tunwag sa bank? 3. Lastly malaki ba Ang interest Pag installment?
1. yes 2. if sa physical store, if may installment sila for your card, you can ask for it. 3. may 0% sa stores. yung tnatwag sa bank normally ang may interest.
May tanong po ako 1st time ko lang magkacredit card bdo clasic visa, nadeliver siya aug7 ginamit ko nung aug 9,statement date niya 29th everymonth kailan ko po mababayaran nagamit ko s credit card nalilito ako s statment at payment due date nakasulat
Hi sir. Kapag pre-activated na po ba ang credit card at nakikita na yung credit limit mo sa online, ready na siyang gamitin? Kasi finollow ko yung steps na itetext yung number but walang activation message. Thank you sir! more power sa channel mo!
Hi sir beginner po ako sa credit card ask ko lng po ksi until now naguguluhan prin ako kung pano ako mgbbyad ung statement date ko every 7th of the month statement due 25 days naactivate ko po nung april 13 then nagpurchase po ako ng gadgets april 14 then until now wala pa po akong nattanggap n billing pano po ang bayaran at san ko po mkkta ang statement of account sana masagot nyo po first time ko po magcomment dto sa yt at sau po ako napcomment salamat
Every 7th ang cutoff mo bos. Since nagamit mo card mo april 14 na, pasok na yun sa may 7th cutoff. Most probably matatngap mo statement mo may 8th onwards :) Then ang due date non more or less mga june 1st week.
Hello po what if naka shop now pay later po ako after 2 to 3months daw po bago mag bayad i plan na mag advance na po naswipe ko po siya ng month of may appliances installment gusto ko na po siya hulugan ng month of june okay lang po ba yun? Thanks
Hi sir. Pinadalhan po ako ng BDO Installment Card. Automatic po ba yun na straight payment kapag online purchase? Ayun din po kasi balak ko sana. Salamat po! 😊
Security bank cashback merong csshback for gas utilities and groceries. If hiwahiwalay, lets say gas madami yan depende san ka nagpapa gas hehe. Groceries pwede din citi simplicity Restaurants hsbc gold i think ok.
Panu pag credit limit mo is 50k then nagamait mo ngayon. Pwede mo bang bayaran kinabukasan sa bangko agad yun para wla magamit mo ulit yung card 50k ulit?
Hi sir! Short question lang po. Bale yung statement date ko is every 16th of the month then 25 days po yung due date after the statement date. Nagamit ko na po yung credit card ko for shopping for less than 400 lang naman this December 2, 2023. Ask po ako kung kailan ko po ba siya dapat bayaran? Thanks po.
Sir tanung ko lang kung kelan ako makaka recieve ng SOA ko? ang statement date ko.po is every 16th nag purchase kasi ako sir sept 8 sa grocery thanks in advance GobLess!
hi sir new subscribers here!! yesterday nag deliver si BDO ng credit card sa bahay then ako po nasa riyadh KSA. kahit po ba di sya naka activate may annual fees pa din or ok lang ba by December or January 2024 ko pa sya pa active pag nagbakasyon ako pinas sana po masagot SALAMAT!!!!
Hi sir, ask ko lang pwede ba akong gumamit ng cc kung ang credit limit ko is 10k pero yung bibilhin ko is worth 30k pero naka installment ng 2k per month with 0 interest kunwari.
@@NoyFinanceVlog in that case po, pwede pong i cash/ debit yung remaining balance po? Allowed po yun? Bali 20k sa credit card and the rest will be debit?
Sir first time credit card user bpi blue mastercard. I want to try to pay in physical stores pero im quite not sure kasi u have no pin to my card. Is PIN required sa physical stores?? Sorry first timer
panong wlang bbyrang tax? tax inclusive kasi sa pinas, technically lahat ng binibili natin may tax na. magkaka interest po yung finance charge pag lumagpas kana sa due date
Hello sir pwede po ma discuss niyo rin about credit card without application? Kasi po nag text sakin yung bangko ko na na approved na raw credit card ko. Pwede po ba yun? Nag search ako kung totoo yun at may mga nakita akong video na hndi naman sila nag apply ng credit card but still pinadalan pa rin sila.
Sir tanung ko lang po may credit card po ako sa bdo ang statement date ko po is every 16th of the month? Nag purchase po ako ng item nung march 3, 2023 kelan po yung due ko nun? Salamat po
@@NoyFinanceVlog Yun Po b Yung nakalagay na s price Ng mga appliances store Yung details kung magkanu mo babayaran s credit card mo?kung 12 months 6months to pay?
sir i wonder how ako nagkaroon ng credit card when i never applied for it, from bdo sya dinelever nalang with my name and all, what can possibly happened
Bakit bihira lang po tumatanggap dito sa pilipinas ang AMEX sa swipe?... pwede kaya to e change to visa or mastercard?.... may bilhin sana ako sa clinic, importante talaga..salamat at bago po ako nag subscribed sayu :)
Guys, if you want to learn more about credit cards, check nyo tong playlist nato: th-cam.com/video/cJjd3Ob-FfE/w-d-xo.html
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Sir if installment how much should ppssible to deduct ex. 15days salary magkanu kaltas sa sahod on atm
Thank you for the info. Gusto ko lang malaman if ano yung account maintenance fee. And ichar2ge ba ako lagi dun as long na active ang acct? Thank you noyfinance.
What is the BEST CREDIT CARD if you want to Buy a Motor Cycle and want to pay it thru installment???
sir what if ung credit card po eh na activate na pero hindi nmn po ginagamit ano po mangyayari? My mga charges din po ba na babayaran?
Very informative and understandable. A good speaker assumes his audience don’t know a thing and explain even the tiniest bit of information. Thank you sir! You just earned a subscriber ✨
Thank you. Its really my desire to teach the basics para mas maintindihan :)
Sir. I know super late ko na to napanood ang video mo . Pero i find it super easy to understand, malinaw at detalyado. Pwede nyo po ba e explain ano po yung cash advance sa credit card?
Never use credit card, trust me.
Very informative 🎉🎉🎉🎉 ngayon ko lang naintindihan ang credit card thankyou loads
salamat po :)
Wow..very informative sir.Dahil po magaling kayo mgpaliwanag...it made easy to understand also.thank u sir..
Golly Gee, Brilliant explanations! Pwede na ko sigurong mag apply😅
Very good explanation po🥰soon 1st time cc holder😊
congrats po :)
Thank you for the info sir beginners here 😅😂❤
Right now home credit card yung gamit ko :) sulit sa points.
Hope you can share naman yung experience nyo about it boss
Hi sir,salamat po sa malinao na paliwanag nyo, tanong ko lang po ,may dumating kasing bagong issue ng cc card ,ng iactivate ko tinawagan po ang hotline nila ,pinasusumite po ng 2 valud id at may selfie ,pero matagal na pong ginagamit cc,kailan po ba talaga yun ? Salamat po
bagong credit card diba pero bkt matagal monang gnagamet?
One of the very reasons, why I applied for a credit card ~ earning a credit score with your bank. Thank you for this again sir! More subscribers to you.
Salamat bos :)
Got my first cc today registered na sa app 🥰
Hi, I hope you’ll make a video of how credit card instalment chuchu works lalo na kung mag pupurchase ng mga phones tas monthly yung payment, 0% dw interests sa mga specific banks using credit. Hehe ayaw kasi iexplain ng parents ko e since im still young daw and wag ko dw isipin yung mga ganyang bagay kasi focus ko muna dw pagaaral ko…
nako baka pagalitan ako ng parents mo hehe. anyway magandang topic yan.
Pwede ba magbayad ng sobra para sa outstanding balance monthly?i mean yung para sa next month na outsanding balance?
Hello we received CC from BDO, INSTALLMENT. Nagrereplenish po ba sia monthly? if yes po pano po sia nag rereplenish? 1st time to use CC here thank u
May dumating na BDO CREDIT CARD ss skin..khit na aq nag avail.kya hindi ko tinanggap..dahil ayoko.sana sagutin mo sir.
Good eve po.. Naka receive po ako NG CC NG BDO kahit d ako nag apply pero may saving bank account ako NG BDO. Bakit Kaya ganun? Kaila Gan ba may lamang Yung CC gagamitin MN o hindi?.
Good day po! Ask lang po. Usually po ba mga how much po yung range ng anual fee ng mga credit cards? Sana masagot po. Thankyou!
Very informative sir! Just got approved here last week and I can't wait to use my first credit card, your videos really helps a lot! Actually, I'm very hesistant at first when getting a credit card kasi nga kuno ng mga tao is once may credit card ka mababaon ka sa utang but your videos sir, really opened my mind when it comes to credit cards.
By the way, you are the first vlogger I ever watched when I have second thoughts on getting a credit card.
I keep on watching your videos even if I keep on repeating it. More videos to come sir!!!
Wow thank you for the kind words po. Hope you will share my vids din sa mga friends mo hehe
Yup basta ingat lang. Tandaan lang palagi mga natutunan. Credit card is just like money. Its a tool. Magiging masama or mabuti sya para sayo depends on you alone :)
@@NoyFinanceVlog yep, thank you very much po! Will look forward to your future videos! I will support po! ✨
@@DestinyPooper thank you din po
Sir tanong kulang may dumating kasi ako cc gold kaso ,yes po may savings ako kaso takot ako e activate ,kunti lang naman po sweldo ko monthly not apored the fee 2400😂
Totoo, kaya hindi ako kumukuha ng credit card kasi d ako masyadong familiar paano to gamitin
Ok lang yan nood kalang videos ko mam. 🤣
sir ask ko lang kasi 1st timer ako. if hindi nagagamit madalas yung cc may fee po ba yun?
Considered as cash advance pag ginamit ang cc to pay tuition? Or cash advance only specifically means na cash na nakuha from an atm machine?(which is not recommended based sa mga pinanuod ko)
Ako parang 2 months bago ako na approved😊
Nice topic big LA tuloy akong na pa subscribe...
Sa gcash ngayon may offer e like citibank .Idk if magaaprove agad. Sa cimb nmn bilis mag approve. Pero virtual lang sya wlang tanong tanong. Madami nden cla kakompetensya, like sloan ng shopee..basta basta nlng magoofer walang hastle. Ako nlng nagpipigil.😄😅kc bbyaran din yun. Since self employed aq idk if maaprove aq ng creditcard
yup madami nadin. pero based on my experience, far superior ang credit cards pagdating sa features. also madami ngayon may interest agad pag ka gamit mo
Thank you so much, sir! God bless.
Thank you din po :)
ask ko lang po.
paano pag dumating na yung SOA tapos tsaka lang po nag msg na pwede maconvert ? tapos approved po yung convert ko for 6 months. kailan po ako mag umpisa magbayad? next month ba? or need ko muna bayaran yung sa unang SOA?
Gud day Sir, may dumating sakin BDO MASTER CARD, Wala naman Po akong maalala na nag request ako nito, Hindi ko ri Alam Kung pano ko to gagamitin..may maliit na sari sari store Po ako,canteen, at may 8 na employee Po ako, pano ko Po gagamitin to, worry ako baka mabaon ako SA Utang.
4k subbies ka na sir ray. keep it up po 🎉
dito talaga ako natuto gumamit ng credit card. panu yung way ng pagbabayad, kung ano yung cut off, tapos yung due date, minimum amount, total amount due, total balance. galing talaga! hindi na ako nangangamba na magkaroon ng penalty, ang laking tulong ng mga tips nyo po 😊👍 more informative vlogs to go sir ray. 🎉
Maraming salamat po :) glad to help po. Sana mas madami oa tayong matulungan :)
Glory to God po
Ask ko lng pano kong kumuha ako ng 20 k 1 mont lng b tlga ang bayad non
nagpa activate po ako via text pero d pa nagre-reply ang bdo... hmmm.. should i call the hotline na po??? nag reply cla once sabi " give us 1hr to process ur request" its been 8hrs+ wala pa follow up reply. ano po gagawin ko kuya?
Kung makakatawag ka much better mas sure ka and mas mabilis :)
@@NoyFinanceVlog salamat po 😍
@@mariakurdapya2555 no problem po :)
And then credit card ba pwed gamitin pambayad exmple my na sanla ka sa pawnshop na jewelry. Like Cebuana
Hi! Paano ba yung over limit hindi ko kasi gets hehe
Diba po sa credit card may binibigay satin na credit limit, kapag lumagpas don yung nagamit natin sa card, yun ang overlimit
pwede gamitin credit card pambayad sa phone meron kasi ko 20k limit baguhan lang din ask lan kong pwede lahat magamit un?
mag babayad kapa din po ba Ng annual membership fee kahit Hindi mo inactivate yong credit card mo at Hindi mo Naman ginagamit?
Ang galing nyo po mag-explain 😊😊😊
Ano po kayang bank yung tumatanggap ng hindi pa regular na worker, 3months palang po kasi ako sa bago kong work I try to apply po pero na reject agad need 2yrs yung qualifications😭
I think kaylangan talaga regular napo. Not unless partnership ng company nyo and ng bank
Hello po ask lang po, ano po ba yung JCB na nakasulat sa bdo card ko. Last time kase na kumain kami sa labas yung card ko sana yung pangbabayad ko , but the waiter declined it po kase visa or Mastercard lang daw yung tinatanggap nila. Sana po ma sagot. Thank you!!
ask lang boss newbie lan pwede ba magamit to sa phone meron kasi ko 20k limit. pwede ba magamit lahat un panbili ng phone?
What is the BEST CREDIT CARD if you want to Buy a Motor Cycle and want to pay it thru installment???
ask the merchant anong card ang nag ooffer sa kanila ng installment. hindi kasi lahat yan. and syempre, since hindi small item ang motor, if first card, baka maliit ang intial credit limit
Very informative ❤
Hello idol good day.newly subscribers mo..paano naman pag d nagamit yung credit card may babayaran pa rin ba monthly?salamat sa Sagot.😊
wala naman. unless anniversarry na and may annual fee
Got my first rcbc cc. Hindi ko pa siya nagamit. Need ba ng pin if e swipe siya? Wala Kasi along matandaan na nag set ako pin
Hello may BPI edge review po ba kau?
Wala ako alam sa CC pero mama ko planning to get CC this week dahil sa business Namin needed tlga to purchase materials stock sa shop Namin.
1.Question ko is Pag straight payment every month ba yon bayaran in full payment?
2. Tsaka sino po ba Ang mag aask Sayo if straight payment or installment Ang store ba o need mo tunwag sa bank?
3. Lastly malaki ba Ang interest Pag installment?
1. yes
2. if sa physical store, if may installment sila for your card, you can ask for it.
3. may 0% sa stores. yung tnatwag sa bank normally ang may interest.
Good Morning, New Subscriber here. Meron po bang minimum spend per month or year ang credit card sa pinas?
Tatanungin ka po ba ni merchant kung straight payment or installment?
kung meron silang promo yes pero kung wala, straight lang yun tlga
Hala hindi ako nag apply nawalan ako ng trabaho umuwi ng probinsiya tapos ngayon naaprove daw idedeliver pa daw naku po.
Nasagot na din tanong ko dati, Salamat sir very informative 😊
Ano po ba tanong mo dati bos hehe. Welcome and thank you din
May tanong po ako 1st time ko lang magkacredit card bdo clasic visa, nadeliver siya aug7 ginamit ko nung aug 9,statement date niya 29th everymonth kailan ko po mababayaran nagamit ko s credit card nalilito ako s statment at payment due date nakasulat
sa 29 mag gegenerate ang SOA po. pag dating ng SOA check nyo po don kelan ang due date
Hi sir. Kapag pre-activated na po ba ang credit card at nakikita na yung credit limit mo sa online, ready na siyang gamitin?
Kasi finollow ko yung steps na itetext yung number but walang activation message. Thank you sir! more power sa channel mo!
For activation kapag ayaw gumana ng txt try mo yung call sa cs nila. Yan easiest way para ma activate agad :)
Good afternoon po. Ask ko lang po sana, pwede po ba iconvert to cash Yung credit limit or kung Anong amount gusto ni user?
depende po sa card and bank.
What if magkaroon ka then d mo gamitin? Much better po pa close ?d ba makakaapekto sa credit history or hayaan nlng na di gamitin po?
Kelangan pa po ba ng authorization letter kung ipagamit sa kapatid ung creditcard..like purchase groceries?
Bakit Ako Hindi Ako nag apply pindalhan Ako Ng credit card NG RCBC, Yung ygc reward plus
minsan may ganon talaga
Ako din sir d ako nag apply penadalhan din ako sa BDO pero may savings account ako sa BDO. Meron ba akong ba bayaran sir d ko PA Pina activate..
Hi sir beginner po ako sa credit card ask ko lng po ksi until now naguguluhan prin ako kung pano ako mgbbyad ung statement date ko every 7th of the month statement due 25 days naactivate ko po nung april 13 then nagpurchase po ako ng gadgets april 14 then until now wala pa po akong nattanggap n billing pano po ang bayaran at san ko po mkkta ang statement of account sana masagot nyo po first time ko po magcomment dto sa yt at sau po ako napcomment salamat
Every 7th ang cutoff mo bos. Since nagamit mo card mo april 14 na, pasok na yun sa may 7th cutoff.
Most probably matatngap mo statement mo may 8th onwards :)
Then ang due date non more or less mga june 1st week.
Hello po what if naka shop now pay later po ako after 2 to 3months daw po bago mag bayad i plan na mag advance na po naswipe ko po siya ng month of may appliances installment gusto ko na po siya hulugan ng month of june okay lang po ba yun? Thanks
Bakit po may dumating na Credit Card sakin eh hindi nman po ako nagApply.
Hi sir. Pinadalhan po ako ng BDO Installment Card. Automatic po ba yun na straight payment kapag online purchase? Ayun din po kasi balak ko sana. Salamat po! 😊
hindi lang ako familair sa bdo installment
Thank you for the information, Sir. Very informative!
thank you din po
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What's the best credit card for daily use gas, grocery , restaurant and cashback.
Security bank cashback merong csshback for gas utilities and groceries.
If hiwahiwalay, lets say gas madami yan depende san ka nagpapa gas hehe.
Groceries pwede din citi simplicity
Restaurants hsbc gold i think ok.
Panu pag credit limit mo is 50k then nagamait mo ngayon. Pwede mo bang bayaran kinabukasan sa bangko agad yun para wla magamit mo ulit yung card 50k ulit?
Galing mag explain thanks for the info..
salamat po
Hi sir! Short question lang po. Bale yung statement date ko is every 16th of the month then 25 days po yung due date after the statement date. Nagamit ko na po yung credit card ko for shopping for less than 400 lang naman this December 2, 2023. Ask po ako kung kailan ko po ba siya dapat bayaran? Thanks po.
bale once generated ang SOA for Dec 16 matatangap mo yun. roughly ang due date is around January 10?
Sir tanung ko lang kung kelan ako makaka recieve ng SOA ko? ang statement date ko.po is every 16th nag purchase kasi ako sir sept 8 sa grocery thanks in advance GobLess!
kung sa email mo papadala dapat today or tomorrow siguro meron kana :)
Sir, pano kapag clinose ko yung account ko tapos bglang binigay ng bank yung credit card? Pwede pa ba gamitin un?
hi sir new subscribers here!! yesterday nag deliver si BDO ng credit card sa bahay then ako po nasa riyadh KSA. kahit po ba di sya naka activate may annual fees pa din or ok lang ba by December or January 2024 ko pa sya pa active pag nagbakasyon ako pinas
sana po masagot
SALAMAT!!!!
pwede padin po mag ka annual fee. siguro mas ok po icoordinate nyo sa bdo para mas mabigyan nila kayo ng mas ok na advise :)
@@NoyFinanceVlog thank you po sir. malaking tulong po sakin ung mga videos nyo napaka informative.
Hello newbie cc user here po. Talaga po ba na walang pin ang credit card? Swipe swipe lang po ba talaga yun? Not like debit card na may pin?
yes po. yung pin po is only for cash advance.
Paano po mag request ng SOA gusto ko kasi makita naka online din po yung credit card ko peru yung mga charges po sana gusto ko makita
dapat po automatic nag bibigay sainyo ang bank either thru mail or email
Hi sir ngaung 2023 po ba meron paren makaka avail ng cc ng walang existing cc?
Good day. Sir ilang days yong approval Ng credit card page nag pasa ka na nang requirements Kasi for activation na Po ako.
for activation kana? ibig sbhn approve na ?
Hi sir, ask ko lang pwede ba akong gumamit ng cc kung ang credit limit ko is 10k pero yung bibilhin ko is worth 30k pero naka installment ng 2k per month with 0 interest kunwari.
Paanu yung Hindi naman ako nagapply pero pinadalahan ako ni bdo pero meron akong kabayan savings and then meron din ako online banking ni bdo
how about my credit limit is 20k mkakapag stallment po ba ako ng sofa 37k ang price ?
hangang 20k lang ang kaya nyang itransact po
@@NoyFinanceVlog in that case po, pwede pong i cash/ debit yung remaining balance po? Allowed po yun?
Bali 20k sa credit card and the rest will be debit?
Paano po malalaman pin ng cc first time user here and I'm using BDO shop more card.
yung PIN po ng CC is for cash advance only. usually pinapadala yun after 6months.
Anong klaseng credit card ang unionbank lazada credit card? Cashback credit card ba yun?
More of rewards sya
Okay lang ba magbayad the next day after gamitin ang credit card kahit wala pa SOA?
Sir first time credit card user bpi blue mastercard. I want to try to pay in physical stores pero im quite not sure kasi u have no pin to my card. Is PIN required sa physical stores?? Sorry first timer
No pin po. Swipe or tap lng.
Kpag po ba sa supermarket mu gagamitin ung credit card lagi po bang straight payment o pwede kang mamili kung installment mu babayaran?
Thanks for the info sir
Salamat din for watching
Example hindi mo nagamit ang credit card ng ilang months my penalty ba? Thank you.
wla naman penalty for not using. though may annual fee padin
Kelangan po bang may existing savings account sa bangkong aapplyan kpag magaapply ng credit card??
hindi po kaylangan :)
Kapag na activate po ba BDO gold credit card, dapat po ba gamitin agad o khit Hindi gamitin
hindi naman
Sir okay lng ba na dq Gamitin ang Credit card dq pa nmn inaactivate ayaw ko lng kasi mgka utang Bigla na lng kasi dumating d nmn aq ng apply eh
anu po kaya ang pinaka dabest gamitin sa crypto?
You mean pang bili? Di ideal icredit card yan :)
hello, ask ko lang. pag na swipe ba yung cc sa terminal, need mo pa ba magpindot nung numbers dun o no need na? first timer here owning a cc.
hindi napo. signature po ang kaylangan
What can you say about AMEX credit card? Thanks in advance
to be honest wala pa kasi akong experience when it comes to amex :(
ask kolang po nakatamggap po ako ng credit card ni bdo.kaso po ung sim number kopo ay na block napo.paano po e activate ang credit card?
call po kayo sa bdo CS
wala ka daw babayarang tax basta credit card gamit? ilang days naman ang limt sa purchase mo bago magkainterest?
panong wlang bbyrang tax? tax inclusive kasi sa pinas, technically lahat ng binibili natin may tax na.
magkaka interest po yung finance charge pag lumagpas kana sa due date
Hello sir pwede po ma discuss niyo rin about credit card without application? Kasi po nag text sakin yung bangko ko na na approved na raw credit card ko. Pwede po ba yun? Nag search ako kung totoo yun at may mga nakita akong video na hndi naman sila nag apply ng credit card but still pinadalan pa rin sila.
Same ng ngyari sakin without applying cc nagpadala sila ng message of aproval then now pinadala na nila ang card
Lodi ko tlaga to 👌
Thank you din lodi :)
Question po. Pag po di ginagamit yung credit card pang purchase or swipe. Need padin po ba mag bayad monthly?
Kung Hindi po ina activate yong cc may babayaran po ba ako?
Baka meron sa inyong gusto mag apply nang BDO Bench mastercard just let me know 😊😊
bawal promote. joke lang hehe
Sir tanung ko lang po may credit card po ako sa bdo ang statement date ko po is every 16th of the month? Nag purchase po ako ng item nung march 3, 2023 kelan po yung due ko nun? Salamat po
Haliwbawa po bumili ako ng flat screen tv worth 60k.magkanu po singil sa akin ng bank? monthly
kung installment depende kung ilang months, depende kung 0% interest or may interst.
@@NoyFinanceVlog Yun Po b Yung nakalagay na s price Ng mga appliances store Yung details kung magkanu mo babayaran s credit card mo?kung 12 months 6months to pay?
sir i wonder how ako nagkaroon ng credit card when i never applied for it, from bdo sya dinelever nalang with my name and all, what can possibly happened
Bakit bihira lang po tumatanggap dito sa pilipinas ang AMEX sa swipe?... pwede kaya to e change to visa or mastercard?.... may bilhin sana ako sa clinic, importante talaga..salamat at bago po ako nag subscribed sayu :)
Maybe you can ask your bank baka may option sila for that.
Pano po boss if may balance kapa sa credit kapa pero hindi pa na bayad ang loan sa credit pwde paba mag swipe sa may balance pa sa credit?
yup basta may available credit limit kapa and hindi pa naka hold ang account mo. pag matagal na kasing hndi bayad, naka hold nayan
Question po.
Need po ba laging ginagamit ang Credit Card or para po syang Debit na pag no history of transaction is baka magclose?
New subscriber here! Thank you!
thank you din :)