How to Use a Financial Calculator
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- เผยแพร่เมื่อ 15 ก.ย. 2024
- This is a short tutorial on how to do basic time-value calculations on a TI BA II Plus calculator. It covers Lump Sum, NPV, IRR, and Uneven Cash Flows. Great for students in finance classes.
Thank you Sir, this was really so helpful, greetings from Yerevan, Armenia 🇦🇲
im currently in a finance class and i’ve been so lost on how to use my calculator properly so i’ve been getting anxious about falling behind but this video was incredibly helpful!!
Thank you Erin. Music to my ears. 😀
Very useful and very straight forward. Really love your video more than my finance pro. Huge thanks to Thomas!
I have been struggling with my Fin Class and using this Calc is extremely frustrating, and my Prof. just did washi washy kind of walkthrough ,,, thanks for the clear video!
my grad school finance management professor hasnt taught anything/been away for 4 weeks so far. just using a textbook. this helped greatly because... doing these by hand i could not figure out for the life of me
Thank you very much! Excellent tutorial!
Just got this calculator yesterday. I hope it improved my grades in my finance and business math classes. 😢
Hello - I reviewed your lesson as a refresher. My pv answer was $21370 .10 and I reviewed your lesson several times. I did not get your answer. Even if I set the calculation to BGN or END, it was still 21370.10. Any idea why my PV answer not matching?
Very useful, thanks
Im a real estate investor and have been using excel. You don't always have a computer handy so this tutorial is great! I did not even know such a calculator existed. Any other learning you can recommend?
thank you so much, clear and save my life……TAT
thank you, very clear
Thank you very helpful and succint!
Caveat to all!
Good job
Why am I getting totally different results on BA Calc app? example: the second problem: (100k FV, -90k PV, n 3, pmt 0) - I get like 42,893 (which only divided by 12 gives me the proper I/Y). Should I change some options in this app for it to give me the exact amounts, just like in the video?
Hi Jakub, without me seeing all of your settings, it is hard to know. But you are correct in that it is somehow taking the 3.57 interest rate and "annualizing" it by multiplying it by 12. Of course, the 3.57 number is already annualized, so it is incorrect to multiply by 12 here. 3.57 is the answer. The way you have it set up, it must be defaulting to a setting that believes it is only calculating a monthly periodic rate, not an annual rate. It has to be some kind of setting and you need to change that (I would think).
@@ricthomas6436 thanks Ric for the prompt response. I used some online fin calc and it worked perfectly fine (gave me results just like yours), so there has to be sth with the BA Calc app's default options, just like you say. Thank you.
@@ricthomas6436 Wow, what I just did, worked out so if anyone is having problem like this - I just used the 'Reset' option (2nd funcion of +/- button) and it is now working perfectly fine! :) It's pretty weird that the app had it wrong by default (I've just installed it and it was my first use actually). Thank you Sir, awesome video btw :)
@@jakubosobka4414 Just helped me thank you
Y is he using the words discount rate and interest rate interchangeably
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