Politicians e OPS pai tu, nohoi janu? If so, then why aren't they under the purview of NPS/UPS? If OPS to employees is a burden on the exchequer, then is OPS to politicians is a masterstroke!! Why don't the people realise this?! Gutei xomoi Hindu-Muslim-General-Reserved kori thakilei nohoi tu. And hope Mr.Sameer u don't get harassed by the thekedars of religion/patriotism for bringing out the facts
NPS is good retirement pist Core rs pabo... PSU BANK FD, POST OFFICE FD kri thoi dle... Monthly 50k+ interest earn kri thakibo... Principal amount khini o save thakil. Uprse NPS scheme r minimum pension tu o pai thakibo... Money manage knke kre hi2 apunar kotha...
1. Note that the 18.5% government contribution is exclusive to the Unified Pension Scheme (UPS) and not for the National Pension Scheme (NPS). 2. What are the chances that you will live till your retirement as there is no assured pension in NPS your future is not secured. 3. A major concern with NPS is the risk of market volatility, where a market crash or recession just before retirement could significantly impact your retirement corpus, leaving you vulnerable financially.
@@divine1690NPS default schemes are selected as Govt. Securities such as TBills, G Bonds. Even tho they are traded in market, they can't go blow their yeild/face value which are set/backed by the govt. Bare minimum it will give you 7% PA atleast..... But if you change the Nps schemes as LC50 then 50% of your corpus will be directly liked to MF which are 100% market linked...
But, my fear is NPS is Market linked. What if market crashes and 2 Cr, 3Cr, 5Cr or someone's 10 Cr goes to vain and the retiree stays with NOTHING? Is my concern right? But, with UPS an employee will at least be assured with 50℅ of average of last 10 ?months Basic Pay. They should have given 50℅ of last month's Basic Pay. And what a Joke 😂 1/10 of last 6 months Pay also Lumsum.
NPS UPS দুয়োটাতে drawback ase... NPS tu retirement t khmyt NPS r 60% toka dbo baki 40% r pora monthly Pension dbo mane ultimately nijor joma poisa r porai dbo pension... UPS tu NPS r joma khini nidiye tar kholoni full garrented pension dbo... *Jak monthly safe income lage teu UPS lobo pare aru jak NPS r 60% toka lage teu NPS te thalile val... *But OPS is best...
NPS default schemes are selected as Govt. Securities such as TBills, G Bonds. Even tho they are traded in market, they can't go blow their yeild/face value which are set/backed by the govt. Bare minimum it will give you 7% PA atleast..... But if you change the Nps schemes as LC50 then 50% of your corpus will be directly liked to MF which are 100% market linked...
Regarding point no. 5, you got that wrong, brother. It's not "only last 6 months" It's for "every completed 6 months of service" , means if one completes 30 years of service, he'll be given that 10% as lumpsum for 30x2=60 years'r BP+D.A.
NPS UPS দুয়োটাতে drawback ase... NPS tu retirement t khmyt NPS r 60% toka dbo baki 40% r pora monthly Pension dbo mane ultimately nijor joma poisa r porai dbo pension... UPS tu NPS r joma khini nidiye tar kholoni full garrented pension dbo... *Jak monthly safe income lage teu UPS lobo pare aru jak NPS r 60% toka lage teu NPS te thalile val... *But OPS is best...
We are asking only for OPS not other lollipop,diverting attention between nps vs ups and cleverly skipping our demand for OPS, But only OPS,OPS Not other tricts chalaki
Ups le switch krile retirement r time t onetime payment tu pabo nai... Ops t jenekoi ata huge amount pai... Hei2 pabo nai?? Ne only pension hey pabo...
Safe income hobole UPS lobo pare aru etyar porai salary r pora monthly basis kiba eta amount vl vl Mutual Fund t rakhi jauk 30 years pisot val amount eta pabo...
25 t ke kom service krile prportionate pension dbo full pension nidye , jitu pension 10,000 t ke kom nhy aru logot dearness relief dbo, kiba formula ulabo
ENGLISH & COMPOSITION amzn.to/3WFA3Z4
GRAMMAR & ENGLISH : amzn.to/4clcLxs
Maths amzn.to/3YET0xm
Politicians e OPS pai tu, nohoi janu? If so, then why aren't they under the purview of NPS/UPS? If OPS to employees is a burden on the exchequer, then is OPS to politicians is a masterstroke!! Why don't the people realise this?! Gutei xomoi Hindu-Muslim-General-Reserved kori thakilei nohoi tu.
And hope Mr.Sameer u don't get harassed by the thekedars of religion/patriotism for bringing out the facts
For more than 25 years service
OPS>NPS>UPS
No
@@iftikarahmed1935 OPS>UPS>NPS Bro.......
NPS is Beneficial....say if person dies in service then upto 60 yrs family would enjoy full salary and this should also be in consideration....
This is not true . Idk about central govt but in state I don't think there is such provision.
Not true for central govt employee
@@divine1690it is true.. their last basic pay + DA +HRA +MA are paid out to the family
WE WANT OPS 🔥 VOTE FOR OPS 🔥 NO OPS NO VOTE ❎ FINAL 😠 🤬 😠
BJP hatao OPS lao
NPS is good retirement pist Core rs pabo... PSU BANK FD, POST OFFICE FD kri thoi dle... Monthly 50k+ interest earn kri thakibo... Principal amount khini o save thakil. Uprse NPS scheme r minimum pension tu o pai thakibo... Money manage knke kre hi2 apunar kotha...
অন্য দল ৰ লগত কথা পাতিবলৈ সুযোগ দিছে | NPS ৰ আমাৰ ধন আমাক লাগিব | ডবাইত কৰিব নোৱাৰিব |
ডাইৰেক্ট ও পি এছ কৰিব
UPS চৰকাৰৰ বাবে ভাল কৰ্মচাৰীৰ বাবে বেয়া গতিকে কৰ্মচাৰীক ও পি এছ হে লাগে।
I'll opt for NPS. Government contribution 18.5% kora hoise. 25+ service period hole NPS beneficial hobo..
1. Note that the 18.5% government contribution is exclusive to the Unified Pension Scheme (UPS) and not for the National Pension Scheme (NPS).
2. What are the chances that you will live till your retirement as there is no assured pension in NPS your future is not secured.
3. A major concern with NPS is the risk of market volatility, where a market crash or recession just before retirement could significantly impact your retirement corpus, leaving you vulnerable financially.
@@divine1690yes i will ultimately opt for UPS
@@divine1690NPS default schemes are selected as Govt. Securities such as TBills, G Bonds. Even tho they are traded in market, they can't go blow their yeild/face value which are set/backed by the govt. Bare minimum it will give you 7% PA atleast..... But if you change the Nps schemes as LC50 then 50% of your corpus will be directly liked to MF which are 100% market linked...
U r absolutely correct
UPS =Ulta Pension Scheme 😊😂
Ops যিহেতু এতিয়ালৈ নাই আমি থকা দুটাৰ মাজতে আলোচনা কৰা উচিত।
UPS টো NPS তকৈ বহুত বেছি ভাল বুলি কব পাৰিলোহেতেন যদিহে মাহিলী ১০% কটা বন্ধ কৰি আগৰ জমাখিনি ঘুৰাই দিলেহেতেন!
তথাপি মাহিলী কটাৰ পিচতো ups টো তুলনামুলকভাবে ভাল যেনেই লাগিছে।
এটা কথা জনাসকলে বুজাই কওকচোন , ৩৫-৩৬ বছৰ চাকৰি কৰাসকলৰ কাৰনে কিন্তু NPS টো মোৰ ভাল হব যেন লাগিছে, মতামত দিয়কচোন।
৩৫ বছৰ চাকৰিত নিজৰ কটা আৰু চৰকাৰে দিয়াখিনি মিলালে অৱসৰৰ সময়ত পোৱা টকাখিনি ,৫০% লোৱা পেন্সনতকৈ বেছি হব।
লগতে #OPS সংগ্ৰামটোও চলাই যাব লাগিব।
We need #OneNationOnePension
#One_Nation_One_Pension
#OneNation_OnePension
কিন্তু যিবোৰ শিক্ষক ৬/৭ বছৰ চাকৰি কৰি অৱসৰ লৈছে তেওঁলোকৰ কি হ'ব ?
it's for CG employees now
Aitu r name tu UPS ( Unified Pension Scheme) bhul hoise actual Scheme tu hol CLPS ( Chuna Lagao Pension Scheme)😂😂
NPS is way better ji 30+ job koribo, aru bhai market ketiau emn crash nhy j 30 years pasot poisa komi jabo 😂
Itna Accha ha UPS to MLA,MP , JUDGE kiu laraha ha OPS ???
Yes, right
ধৰিলোঁ NPS ত এজন মানুহৰ ৰিটায়াৰ সময়ত যদি এক কোটি টকা জমা থাকে৷ তেও 60 লাখ ঘুৰাই পাব৷ বাকী ৪০ লাখৰ উপৰত পেনচন পাব৷ তেওঁ পোৱা ৬০ লাখৰ 20 লাখ খৰচ কৰি ৪০ লাখ বেংকত Fixed deposits কৰিলে তাৰ ওপৰত পোৱা ইন্টাৰেষ্টেও চলি থাকিব পাৰিব৷ সেইয়াও UPS পেঞ্চনৰ সমানেই নহবগৈনে?
@@sankarjoytibhorali5600 yes.
Good thinking
2013 চনত প্ৰাদেশিকীকৰণ হোৱা বিদ্যালয় সমুহৰ বাবে OPS ৰ যোগ্য।কাৰণ 56/57 বছৰ বয়সত নিয়মীয়া চাকৰি পোৱা শিক্ষক সকল কেনেকৈ NPS ৰ হ'ব?
আমি NPS জমা থোৱা ১০%কমচে কম ঘূৰাই পাবৈ লাগিছিল, আমাৰ প্ৰাপ্ত খিনি কিয় নিদিব ?
আমাৰ টকাৰে আমাকেই পেঞ্চন দিব সেইটোৱেই UPS
@@babludas2481 Hoi haituai ups
Pise bhaal ne apunar
You are great Sir ❤
I follow your every videos.
But, my fear is NPS is Market linked. What if market crashes and 2 Cr, 3Cr, 5Cr or someone's 10 Cr goes to vain and the retiree stays with NOTHING? Is my concern right? But, with UPS an employee will at least be assured with 50℅ of average of last 10 ?months Basic Pay. They should have given 50℅ of last month's Basic Pay. And what a Joke 😂 1/10 of last 6 months Pay also Lumsum.
Market is not like that... everything doesn’t vanis at once, at long run stock market is the highest interest returning asset
NPS UPS দুয়োটাতে drawback ase...
NPS tu retirement t khmyt NPS r 60% toka dbo baki 40% r pora monthly Pension dbo mane ultimately nijor joma poisa r porai dbo pension...
UPS tu NPS r joma khini nidiye tar kholoni full garrented pension dbo...
*Jak monthly safe income lage teu UPS lobo pare aru jak NPS r 60% toka lage teu NPS te thalile val...
*But OPS is best...
Ops best tar pist nps followed by ups..ups vl hol hoi jodi 10% contribution to dibo nlgl hoi...
NPS default schemes are selected as Govt. Securities such as TBills, G Bonds. Even tho they are traded in market, they can't go blow their yeild/face value which are set/backed by the govt. Bare minimum it will give you 7% PA atleast..... But if you change the Nps schemes as LC50 then 50% of your corpus will be directly liked to MF which are 100% market linked...
@@DRNHIRAKVLOG OPS or kotha solai nai. Juntu option nai heitur kotha vabi Ki laap
Nps tey lav hbo jen lgisey...nps t bohut toka joma hoi...10 years tey 10 lakh r uport holei aru 30 years sakori asei... minimum 1 cr usr pabo..
😂😂😂😂......
কর্মচারীর 10% এর সব টাকা প্রতিজন কর্মচারীকে গুরাই দেওয়া হউক ।অতঃপর UPS লাগু করুক ,কেমন হয়?
You are Right 👍
N p s নামত যিমান টকা জমা হ'ল হে টকা ঘূৰাই দিলে নিজে জমা কৰিলে বেছি পাম । N p s । Ups আমি বিচৰা নাই। আমাক o p s লাগে।
Ops is good for employee but not good for the country
UPS বোলা পেনচনটোৰ একো অৰ্থই নাই।এইটো কণা হাহক পতান ধান দিয়াৰ দৰে। এটা দুখৰ বিষয় যে যি সকলে ১০ বছৰত কৈ কম দিন চাকৰি কৰিলে তেওলোকে একো নাপায়।এইটো বৰ অন্যায় হৈছে। তেওলোকৰ কোনোবাই ধৰিলোৱা হল ২বছৰ;আঢ়ৈ বছৰ;৫বছৰ;চাৰে ৯ বছৰ চাকৰি কৰিলে তেওলোকে একো নাপায়/UPI নাপায়! এইটো কেনে কথা!
Regarding point no. 5, you got that wrong, brother. It's not "only last 6 months" It's for "every completed 6 months of service" , means if one completes 30 years of service, he'll be given that 10% as lumpsum for 30x2=60 years'r BP+D.A.
*Indian Army brand of nation.. ARMY, Navy ,Air force OPS etya o ase*
We should carefully study the case .Should not be too jubiliated
No UPS Only OPS
এইবোৰৰ বাদ দিয়ক ops দিয়ক
Mur 22yrs hobo sakori kaal...mur karone ki bhaal hobo ?
Ajon e thik e koise😂...CLPS ai2
Chuna lagao Pension Scheme
Please give me a video count the pention between 10 to 24 years of service priod.
NPS r gotei toka ulai pine UPS t jam😂😂
Mur 39 years sakori ase... so mur karone NPS tu upojugi hbo hoine
Muru ❤sem 39 years sakori ase
জীয়াই বা থাকে নাই?
ইয়াকে কয় মাছৰ তেলত মাছ ভজা 😂😂
Just if they return employees contribution with and interest than it will be good
ভাল পৰ্য়ালোচনা ।
Taking inflation of 6%, Rs. 1 crore after 30 years will be worth only 17 lakh. [Monthly assured income>>>> Depreciated lump sum]
OPS তকৈ একো সুবিধা নাই। বাকী দুটা নিয়ম মাছৰ তেলে মাছ ভজা নিয়ম।।
No NPS No UPS we need only ops
NPS UPS দুয়োটাতে drawback ase...
NPS tu retirement t khmyt NPS r 60% toka dbo baki 40% r pora monthly Pension dbo mane ultimately nijor joma poisa r porai dbo pension...
UPS tu NPS r joma khini nidiye tar kholoni full garrented pension dbo...
*Jak monthly safe income lage teu UPS lobo pare aru jak NPS r 60% toka lage teu NPS te thalile val...
*But OPS is best...
We are asking only for OPS not other lollipop,diverting attention between nps vs ups and cleverly skipping our demand for OPS, But only OPS,OPS Not other tricts chalaki
Amer service 2022 he regular korile gotike 25 bosor chakori ami kenokoi koro. Jito appointment asil amer 1999 yearsr. Gotike amer labh kot hol.
NPS partial withdrawal kori lou aru UPS t covert hoar agote
NO OPS NO VOTE❌❌❌
ONE NATION ONE PENTION
Yes yes pention
@@debajitmahanta6676😂😂😂
Ups le switch krile retirement r time t onetime payment tu pabo nai... Ops t jenekoi ata huge amount pai... Hei2 pabo nai?? Ne only pension hey pabo...
মোৰ২১বছৰ চাকৰিUPS ত কিমান পেঞ্চন পাম
You are right dada
OPS=NPS+UPS
UPS= good
NPS=better
OPS=Best
Employee contributions nikia hobo may be taneka jn lagise. .10% kati thakibo tu pua ni kintu
১০ বছৰৰ তলত হ'লে, DAপাব নে নাই ?
At least Govt does't to employees.
22 bosor pua sakori....nps ne ups comparatively bhal hobo...
Sir,
Proportionate pension
formula= (Basic*service length)/50
যদি NPS ,UPS ভাল আঁচনি তেন্তে নেতাবোৰে নতুনকৈ বাৰে বাৰে OPS কিয় লয়? আইন সকলোৰে বাবে সমান হ'ব লাগে। এক পেঞ্চন এক নীতি কিয় নকৰে ?
এতিয়াও clear হোৱা নাই.....ইয়াৰ ওপৰত আৰু ভিডিও লাগে
Anio sarkar bodlili ops ahibo
Congress e ops anisil ...change nokore... 😀😀.
Really?. Congress Govt e OPS atorai disile. Kunu Govt ahileu OPS ghurai nane, sobei Jane OPS r financial burden kiman country uport.
Najanile nkoba BJP a ops discontinue krile 2004@@anuragkhaund8363
NPS ei vaal asil. Bring back NPS
Safe income hobole UPS lobo pare aru etyar porai salary r pora monthly basis kiba eta amount vl vl Mutual Fund t rakhi jauk 30 years pisot val amount eta pabo...
25বছৰ চাকৰি কম্প্লিত কৰিলে পেনচন 50% পাম। কিন্তু যেতিয়া বয়স 60বছৰ হব লাগিব তেতিয়াহে পেনশন চৰকাৰে দিব।
ভেঞ্চাৰৰ বছৰবোৰ গন্তি হ'ব নে? ধৰক এজন মানুহ ২০০১ ত ভেঞ্চাৰ কলেজত সোমালে আৰু ২০২১ চনত প্ৰাদেশিকৃত হ'ল। তেওঁ যদি (২০ বছৰ ভেঞ্চাৰ + ১০ বছৰ চৰকাৰী চাকৰি কৰি) ২০৩১ চনত অৱসৰ গ্ৰহণ কৰে তেওঁৰ পেঞ্চন কিমান হ'ব?
UPS means Ulta pention 100%
Not better than NPS.
What about the fixed salary holder, Like Asst Professor 55000/- fixed please let us know what to do
20 years chaakuri korile kimar percentage dib
2013 ত লোৱা শিক্ষকৰ অৱস্থা কি হব?
Sir sakori join kora dinor pora ne Ups loi jetiya jao hei date loi 25 bosor dhoribo
Only ops
Wrong informations..pl read the entire notifications first..then go for explanation.
@@rupjyotisaikia6513 he is not wrong
NPS best for long term
Kio moi ata video video ata salu tat sun koise 20 bosor ssakori korile 10000 nahoi 20×2=40%pabo koise.18boso hole36%hoi valke sai janabo sun
@@lipikahazarika9519 yes... proportional hobo
MLA MP bur OPS loi ase but employee burok koi NPS val..ki j hob
What about my corpus of entire service period.
Totally faltu UPS
Moi 2016 ot sakori join korisu. 2049 retirement
25 t ke kom service krile prportionate pension dbo full pension nidye , jitu pension 10,000 t ke kom nhy aru logot dearness relief dbo, kiba formula ulabo
Bhai UPS me 50% basic bol raha hai OPS me 50% ( basic + DA ) hota hai samjho bhai
@@arupbag4655 Bhai UPS+DA bhi dega too
UPS t laumsum poisa super annuation t dibo . Karjyakalor every six months salary 1/10 add hoi kini habo jiman basor sakori kore
সকলো ফালৰ পৰা লুটিহে আছে চৰকাৰে
ডাঙৰীয়া, DA নহয় DR বুলি কৈছে, কিন্ত DR কিমান দিব ???
one correction not 50% of last basic, it's 50% of last twelve months average of basic.+Da
Jinilakr sakori 20 years plus kintu 25 years r kom hai tewloke kiman percent pension pabo?
Please suggest regarding the utility of Privately opening NPS/ UPS account. ?
Whether commutation of pension can be done under UPS pension scheme.
Ulta penson scheme. Ki hobo? Bujibo nuarilu. Matha khai dibo.
Nps ups r xoman hoboe nuware. Nps t 40k pension paboloi min corpus 80 lacs hobo lagibo.
Assam forest ranger vs enforcement inspector,, which is better in terms of promotion prospect
Sir ups pension to every year increase hobo ne old pension r dore.
NPS ba UPS nohouk kio but Political leader buror ekey hobo lage... Hihote High level r job korise nki.... 5 bosor sakorit ki daal kore..
UPS is only for Central Govt employees.
If you dont know the actual reason then please dont make this type of topic video.
24 yrs service korila how much %will get in last service
48% of last basic + DA as applicable
Moi baru gom npau. Nije time pass koratkoi nijor kamot mon dia.
12 mahor last basic payer average pension debo sub diko minus minus minus kamnai
tutor hokol ki hobo sir?
Please give me a video to count pention between 10 to 24 years thanks.
10years we got 10000thousand.but how much we got in 20 years?