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I love how you continue to say a portfolio should have a balance between dividend yield and dividend growth. I personally like dividend growth etfs as the core and the high dividend yielding etfs as the satellite position. That's the simple path to wealth at least if you are retired or plan on it in the next 5 years. Keep up the content it's so valuable!
Im 21 and have been able to max my roth every year since i opened it at 18. Seeing that account now in profit is a nice motivation. When i start making some more money ill be opening a cash account for dividends.
Great that you mentioned health as an important factor, way too many people just look at the yield and profit and don't care which companies they are supporting.
Yeah especially as consumer behavior changes over time. Younger generations tend to be more progressive and health conscious which will impact future revenue growth of these companies
Fantastic video. I cover 60 stocks on my channel for dividend growth investors, all but IBM made the cut. I break them into tiers based on age so NDSN is actually in mine in the “under 30” group. The compounding on it and V and PH is too good to pass up for a young investor. Hard to go wrong with this group of 10 though I must admit.
You advocate for SCHD/DGRO as a core portion of any portfolio, and I get that. You even recommend most of your allocation set to VTI, with SCHD/DGRO in there as well. Things all great for a Roth IRA or tax sheltered account, but what about a taxable brokerage account? I'm in my early 20's, and the last thing I want is to pay crazy amount of taxes for dividends (which aren't free money might I add) while lessening my return underperforming index funds. I can even compound with something like VTI by itself for a preferred tax hit. My current Roth IRA is 100% in a target date index fund. My taxable account is 80% into VT/AVUV at 75/25 percents and the other 20% goes into about 20 stocks I like (whether that be from emotional investing or positive fundamentals) such as COST, WM, AAPL, and V to name a few. What would you say to someone like me with this portfolio? Enjoy your videos
Hey!! Focus on a mixture that meets your goals. Have you seen my video how to invest based on your time horizon? That will help you optimize for tax efficiency.
Hello Jake I’m 19 and have been consistently investing $100 weekly for the past 7 months with a 15-20 year time horizon. my holdings being 30% SCHD 30%DGRO 20%SPYG 20%VGT and after more of your videos I’m looking to add a few individual positions for that satellite approach but am struggling to choose which etfs to adjust. Any guidance or suggestions would be greatly appreciated, thank you!
That is so amazing!! Dang.. I wish I started investing like this at the age of 19... You have about a 10 year head start on me. Well my recommendation would be to not over think things. The whole point of this approach is to keep it simple.. i mean its in the name: The simple path to wealth with dividend investing. SCHD/DGRO are like rental properties... you will never sell those. SPYG/VGT are like a flip. You will look to rebalance out of those in the future and buy other high yielding investments or buy a house etc.. The short answer is you could take away from any of these... In my opinion, I personally would take away from SPYG/VGT and keep SCHD/DGRO as is. Just my 2 cents :)
You should do a video on the reverse. 10 dividend stocks to invest in when you got a long time to pension. I'm in my early 30s and just got into investing. As I understand it I want more growth currently, but how do I find and pick out those stocks?
I guess you could do that. If you don't like money very much. You could live off the average of 2.85% annual dividends and still enjoy a CAGR of 11.9% with a standard deviation of 13.5%. Nice snowball. Or you could invest 75% QQQ and 25% cash, sell shares of QQQ when you need to, and live off of 3.5%, enjoying the same CAGR and standard deviation as these stocks. Bigger snowball.
I invest in a couple of dividend ETFs ... spreads out the risk .... still risky of course, but at least it is spread out a bit as opposed to dropping it on one or two companies.
If you keep picking articles like this I will look more forward to Thursdays than Sundays 😊 As a slightly related point, any of these stocks are good to add to watch lists. One of the cool things about the new M1 dividend tracker is it shows you yield on cost. It is not a metic I am particularly fond of honestly, but if you can get any of these stocks relatively cheap, that CAGR has a tremendous impact over time. LOW, AVGO. NEE, ABBV and MSFT are a few I have picked up over the past few years on dips. Hoping they keep doing what they are doing. And most of the things that give you cancer and diabetes are delicious. Sad but true.
hahaha Thursdays are the new Sundays! Yeah its a very different format than what I have been making on my channel these past 5 years. I really enjoy them. I always wanted to talk with someone about articles that I read.. but I don't have many people to talk about them with so I thought.. I'll just make videos on them and chat with people in the comments about them! Yeah while working I liked DCAing the majority of my money into the market each month while keeping a small amount for opportunistic dips to increase my YOC. yeah.... everything that tastes good is somehow bad for you.. I've been trying to eat healthier lately (haha well I am eating a chocolate chip pumpkin cookie as I'm writing this..) and reduce my sugar, carbs, and sodium.
@@DividendGrowthInvesting not sure how much reading you do on the subject of health and longevity, but Outlive by Peter Attia is a good read. He has a TH-cam channel as well.
A flaw in your methodology is that you don’t include spin-offs. ADP, for instance, spun off BR in 2007 and CDK in 2014. I bought around 2010 and CDK doubled quickly, so, I treated it as a special dividend and sold it and reinvested the proceeds in one of my Dividend Aristocrats, whichever was priced right.
If you are retiree, can you really live 100% of your retirement in dividend. Most of the video shows that the dividend is reinvested back. What happen if you take it out and only reinvest portion of it say 25%?
Hi Jake, hey over on Joseph Carlson's his last upload he basically explained the ideal investment is the core satellite. Now, he didn't call it that but his son's portfolio is basically SCHG and one or two other equities. I was flabbergasted! I was like Jake teaches this all the time.
Great minds think alike!! Well its nice to see more people talk about the core and satellite!! The simple path to wealth with dividend investing using the core and satellite :)
Hey Jake so I’m 33 and plan on accelerating my retirement in at least 20 years ! That being said I shall combine schd + dgro and should I focus my satellites on a little bit of growth and a little bit of yield evenly? Or more yield giving that I’m not starting in my 20s? Just don’t think and give me the first thing that comes up in your head lol Anyways thanks for your channel I really enjoy eating a snack and watching your videos
Focus on growth in your satellites and you can adjust the allocation a few years before you actually reach retirement. You can treat this like your own personal target date fund.
Ok so for my growth satellites I like Lowe’s, ADP, Starbucks, Pepsi, WM, UPS(kinda yieldly though), and in your recent video you approved of Aflac maybe I’ll throw that in there also… I also have yield in there too with a couple BDC’s and Riets What is your opinion on closed ended funds are they worth it for an entry level dividend investor like me ? Or maybe later down the road
@@brentchackel8649 I like CEFs as part of a diversified portfolio. I think as a satellite they are absolutely fine. Limit the % allocated to each individual stock and you are in a good spot!
Hey Jake when you said to focus on growth satellites you mean to just dollar cost average the growth satellites regularly right?im just not sure if I should have like over 10 growth satellites or have 5…
Depends on your expenses/amount invested. I like SCHD/DGRO and combining it with other ETFs/stocks that give you your desired portfolio starting dividend yield and dividend growth rate
I would get into a solid mag seven tech stock… Build 100 share position… Cell covered calls weekly at 12 Delta… Split the premium back into SCHD and DGRO
Dividends aren't free. IWMY on the surface looks like the NAV is not moving in the right direction and very likely destructive return of capital (this is just a guess). I wouldn't recommended this to a friend (maybe an enemy). If I wouldn't recommend it to a friend, I wouldn't recommend it to a stranger on the internet. I much prefer JEPI and JEPQ which track the SP500 and the NASDAQ.
@@carlosarodriguez7266 Impossible to know.. I mean the SP500 has hit all time highs about 19 times this year... so I just suggest dollar cost averaging when its up and when its down. Take the emotions out of it.
@@DividendGrowthInvesting Thanks for the advice but it's a definite no for me, because anyone would invest with DCA now in the SP500 when Google is at P/e 23
McDonald's makes sin stocks look reborn. I feel it's a more ethical decision to put money into MO, who can only prey on teens and adults, while good ol' Mackies can hit the gambit from toddlers to old homes.
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Thanks for watching!
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Save some time if you don't want to watch whole video..
PEP,MCD,O,CVX,AFL,ADP,ABBV,NEE,LOW,IBM
While great companies, most are overpriced!
Thank you
thank you
Ty
Thank you
I love how you continue to say a portfolio should have a balance between dividend yield and dividend growth. I personally like dividend growth etfs as the core and the high dividend yielding etfs as the satellite position. That's the simple path to wealth at least if you are retired or plan on it in the next 5 years. Keep up the content it's so valuable!
That’s how you do it!!! Glad to hear you agree with what I’m saying! Great minds think alike!
Im 21 and have been able to max my roth every year since i opened it at 18. Seeing that account now in profit is a nice motivation. When i start making some more money ill be opening a cash account for dividends.
That’s awesome!!! Kudos to you for starting so young!
Yeah, nice! Wish I'd done the same 10k in s&p over 30 yrs. 😊
Great that you mentioned health as an important factor, way too many people just look at the yield and profit and don't care which companies they are supporting.
Yeah especially as consumer behavior changes over time. Younger generations tend to be more progressive and health conscious which will impact future revenue growth of these companies
This Article is classic you my friend, its my favorite out of your new series so far
glad to hear! Appreciate it!
I love your channel Jake! Please keep up the good work teaching others how to map out their financial wealth for the long term!
Thank you so much for saying that!! Really puts a smile on my face! Appreciate it!
Fantastic video. I cover 60 stocks on my channel for dividend growth investors, all but IBM made the cut. I break them into tiers based on age so NDSN is actually in mine in the “under 30” group. The compounding on it and V and PH is too good to pass up for a young investor.
Hard to go wrong with this group of 10 though I must admit.
Appreciate it!!!
You advocate for SCHD/DGRO as a core portion of any portfolio, and I get that. You even recommend most of your allocation set to VTI, with SCHD/DGRO in there as well. Things all great for a Roth IRA or tax sheltered account, but what about a taxable brokerage account? I'm in my early 20's, and the last thing I want is to pay crazy amount of taxes for dividends (which aren't free money might I add) while lessening my return underperforming index funds. I can even compound with something like VTI by itself for a preferred tax hit. My current Roth IRA is 100% in a target date index fund. My taxable account is 80% into VT/AVUV at 75/25 percents and the other 20% goes into about 20 stocks I like (whether that be from emotional investing or positive fundamentals) such as COST, WM, AAPL, and V to name a few. What would you say to someone like me with this portfolio? Enjoy your videos
Hey!! Focus on a mixture that meets your goals. Have you seen my video how to invest based on your time horizon? That will help you optimize for tax efficiency.
@@DividendGrowthInvesting thanks! I will rewatch it
Hello Jake I’m 19 and have been consistently investing $100 weekly for the past 7 months with a 15-20 year time horizon. my holdings being 30% SCHD 30%DGRO 20%SPYG 20%VGT and after more of your videos I’m looking to add a few individual positions for that satellite approach but am struggling to choose which etfs to adjust. Any guidance or suggestions would be greatly appreciated, thank you!
That is so amazing!! Dang.. I wish I started investing like this at the age of 19... You have about a 10 year head start on me. Well my recommendation would be to not over think things. The whole point of this approach is to keep it simple.. i mean its in the name: The simple path to wealth with dividend investing. SCHD/DGRO are like rental properties... you will never sell those. SPYG/VGT are like a flip. You will look to rebalance out of those in the future and buy other high yielding investments or buy a house etc.. The short answer is you could take away from any of these... In my opinion, I personally would take away from SPYG/VGT and keep SCHD/DGRO as is. Just my 2 cents :)
A 2 fund portfolio like schd/dgro will not capture rotating opportunities in market volatility.
Something like 25%schd, 25%dgro, 25% jepq, 25% sphq
Check out my video on the core and satellite. I think that video will explain it more on how I look at it
Happy Thursday!
Happy Thursday!!!!!
You should do a video on the reverse. 10 dividend stocks to invest in when you got a long time to pension. I'm in my early 30s and just got into investing. As I understand it I want more growth currently, but how do I find and pick out those stocks?
I guess you could do that. If you don't like money very much. You could live off the average of 2.85% annual dividends and still enjoy a CAGR of 11.9% with a standard deviation of 13.5%. Nice snowball. Or you could invest 75% QQQ and 25% cash, sell shares of QQQ when you need to, and live off of 3.5%, enjoying the same CAGR and standard deviation as these stocks. Bigger snowball.
I invest in a couple of dividend ETFs ... spreads out the risk .... still risky of course, but at least it is spread out a bit as opposed to dropping it on one or two companies.
100%!! Yeah dividend ETFs are great to diversify your portfolio
If you keep picking articles like this I will look more forward to Thursdays than Sundays 😊
As a slightly related point, any of these stocks are good to add to watch lists. One of the cool things about the new M1 dividend tracker is it shows you yield on cost. It is not a metic I am particularly fond of honestly, but if you can get any of these stocks relatively cheap, that CAGR has a tremendous impact over time.
LOW, AVGO. NEE, ABBV and MSFT are a few I have picked up over the past few years on dips. Hoping they keep doing what they are doing.
And most of the things that give you cancer and diabetes are delicious. Sad but true.
Also AMGN. I guess with these picks I am more focused on the up and coming dividend aristocrats.
hahaha Thursdays are the new Sundays! Yeah its a very different format than what I have been making on my channel these past 5 years. I really enjoy them. I always wanted to talk with someone about articles that I read.. but I don't have many people to talk about them with so I thought.. I'll just make videos on them and chat with people in the comments about them!
Yeah while working I liked DCAing the majority of my money into the market each month while keeping a small amount for opportunistic dips to increase my YOC.
yeah.... everything that tastes good is somehow bad for you.. I've been trying to eat healthier lately (haha well I am eating a chocolate chip pumpkin cookie as I'm writing this..) and reduce my sugar, carbs, and sodium.
@@DividendGrowthInvesting not sure how much reading you do on the subject of health and longevity, but Outlive by Peter Attia is a good read. He has a TH-cam channel as well.
@@mikesurel5040 thanks for the tip! I’ll check him out.
I love your show. Thanks brother. Keep up the good work
Appreciate it! Thanks for watching!
Hey Jake, I'm not sure if you have talked about BDC's on your channel. I'm sure you have an opinion about them. ARCC, OBDC, HGTC... etc
A flaw in your methodology is that you don’t include spin-offs. ADP, for instance, spun off BR in 2007 and CDK in 2014. I bought around 2010 and CDK doubled quickly, so, I treated it as a special dividend and sold it and reinvested the proceeds in one of my Dividend Aristocrats, whichever was priced right.
Good point!
I really wish I saw this channel prior to investing LEG before they imploded.
Better late than never!
Please add chapters
If you are retiree, can you really live 100% of your retirement in dividend. Most of the video shows that the dividend is reinvested back. What happen if you take it out and only reinvest portion of it say 25%?
Really really liked this article, thank you
Glad to hear! Yeah it was really good!
CGDV has been doing really well for me
Good video as always...i am slowly reducing my holdings and building up my Fondation
Thanks! The more you use the core and satellite, the more it will help you work towards your goals!
Hi Jake, hey over on Joseph Carlson's his last upload he basically explained the ideal investment is the core satellite. Now, he didn't call it that but his son's portfolio is basically SCHG and one or two other equities. I was flabbergasted! I was like Jake teaches this all the time.
Great minds think alike!! Well its nice to see more people talk about the core and satellite!! The simple path to wealth with dividend investing using the core and satellite :)
I also watched that video from Joseph.....learned something about schg vs qqq
Great video, thank you
Glad you liked it!!
Hey Jake so I’m 33 and plan on accelerating my retirement in at least 20 years !
That being said I shall combine schd + dgro and should I focus my satellites on a little bit of growth and a little bit of yield evenly? Or more yield giving that I’m not starting in my 20s? Just don’t think and give me the first thing that comes up in your head lol
Anyways thanks for your channel I really enjoy eating a snack and watching your videos
Focus on growth in your satellites and you can adjust the allocation a few years before you actually reach retirement. You can treat this like your own personal target date fund.
Ok so for my growth satellites I like Lowe’s, ADP, Starbucks, Pepsi, WM, UPS(kinda yieldly though), and in your recent video you approved of Aflac maybe I’ll throw that in there also… I also have yield in there too with a couple BDC’s and Riets
What is your opinion on closed ended funds are they worth it for an entry level dividend investor like me ? Or maybe later down the road
@@brentchackel8649 I like CEFs as part of a diversified portfolio. I think as a satellite they are absolutely fine. Limit the % allocated to each individual stock and you are in a good spot!
@@DividendGrowthInvesting slow and steady wins the race ! Can’t wait to be sipping margaritas on a distant beach, you got my sub!
Hey Jake when you said to focus on growth satellites you mean to just dollar cost average the growth satellites regularly right?im just not sure if I should have like over 10 growth satellites or have 5…
I’m hoping to retire in 12yrs. What should I pair up with SCHD as a core position in my taxable account?
Depends on your expenses/amount invested. I like SCHD/DGRO and combining it with other ETFs/stocks that give you your desired portfolio starting dividend yield and dividend growth rate
DGRO is the pair for the simple path to dividend investing
I would get into a solid mag seven tech stock… Build 100 share position… Cell covered calls weekly at 12 Delta… Split the premium back into SCHD and DGRO
W 2 vids a week, love it👍
Yeah!!! This is the first time that I've created two videos a week since creating the channel 5 years ago!
Could you do a break down on iwmy?
Dividends aren't free. IWMY on the surface looks like the NAV is not moving in the right direction and very likely destructive return of capital (this is just a guess). I wouldn't recommended this to a friend (maybe an enemy). If I wouldn't recommend it to a friend, I wouldn't recommend it to a stranger on the internet. I much prefer JEPI and JEPQ which track the SP500 and the NASDAQ.
I don't understand why they tell people to invest in schd when it is at its maximum, that doesn't make sense, the same with VOO or QQQ, it's crap.😢😢😢
Not 100% sure I follow. Are you saying investing when it is near or at all time highs?
@@DividendGrowthInvesting yes,
If investing your money when a stock or an ETF is near its highs is a bad idea
@@carlosarodriguez7266 Impossible to know.. I mean the SP500 has hit all time highs about 19 times this year... so I just suggest dollar cost averaging when its up and when its down. Take the emotions out of it.
@@DividendGrowthInvesting Thanks for the advice but it's a definite no for me, because anyone would invest with DCA now in the SP500 when Google is at P/e 23
You make good videos anyway
We love extra content
Really glad to hear!!
Calling McDonald’s a sin stock is like calling wine a narcotic. Relax people.
lol calm down everyone!
Just paid my insurance yesterday 😔
You know what I’m talking about!
McDonald's makes sin stocks look reborn. I feel it's a more ethical decision to put money into MO, who can only prey on teens and adults, while good ol' Mackies can hit the gambit from toddlers to old homes.
Yeah the older I get the more I become aware of the wolves in sheep's clothing.
Retired Jake = more time for side hustles 😆
Ya I got back 50 hours a week! Love it!!
“Shots fired, fuh!” Jake, 2024
lolol :D
I’ll retire %30 YMAX %30 JEPQ %30 IWMW %10 ULTY
That is a lot of covered call ETFs. What is your plan B if in 10 years, your income goes down?
Sounds like a bad plan
Someone will be returning to work. Maybe you could be a greeter at Walmart.
Putting anything higher than 0% into YMAX is wild to me
Some real bad choices
First
there he is!!!!!!!!! Happy Thursday!