My family was poor in the 60''s , so nothing went to waste, we improvised often. I wanted to learn how to crochet. I was given yarn from a friend, but no crochet hook. My grandma said she would teach me. She went outside, cut a tiny branch from a tree, then whittled my first crochet hook. I still have it at 7O with many fond memories.
@@LS-lb7pw I have always been a simpler person. I love this story. I grew up in the 70’s and 80’s with a single mom. I remember my brother and I stacking firewood after school and starting the fire up to heat the house. Cheaper than gas heat. When things started getting really expensive when Biden was elected I just told my friends. I will be fine. It will be like my childhood again.
I've been retired from the military for 12 years now, after 28 years. I was telling my buddies that were retiring before me to pay off all of their debt before retiring. I began paying off everything 5 years before I retired and acquired some land for my retired years. I paid everything off other than other than the land which was paid off 1 year later. I was already a prepper since 2005. But I was younger than and bought more of the stuff that goes bang. I also bought some of the more expensive tools that I need as well. I stayed busy building my shops and stockpiling when things were a lot cheaper. Today, I have 95% of my disposable income to save or spend. I can't say I'm frugal I just have everything I need or want. Prior to the pandemic I was stockpiling everything and anything. From nails for my nail guns to screws, nuts and bolts. Today, I really don't need anything. However, ask me how many times I went out and partied or went out to eat at a sit down restaurants or took off on my Harley? Never. I used my income for everything else. Now, I'm just enjoying my peace and quiet.
@staceyford6733 it surely does. Here's a money saving tip for you. The money you were using to pay your car, put it away. Pretend you are still making that payment. You were already living without it so just put it away. Or if you other debt put that car payment towards another debt you have on top of the payment you are paying. That will help you in paying off debt quickly. Just my two cents.
When I drove an old rusty car I had money in the bank but people thought I was broke. When I drained my bank account to buy a newer car everyone thought I was loaded. Appearances mean nothing.
I’ve been a recessionista all my life. I’ve lived in small houses and now live in my third house, which is a 1400 square-foot rancher. It feels like a palace. I do thrift stores, and look for deals all the time. I only spend money on food, bills, and mortgage. I don’t buy new clothes. It amazes me when I see the lifestyles that people lead, including eating out all the time, buying fast food, driving gas guzzling tanks, living in these horrible fake mansions and operating like apex consumers on Amazon. I’ve been made fun of by my own relatives and friends for my frugality. But guess who they come to when they need money? I have a cousin who spends her time stuck in traffic jams going from shopping mall to shopping mall while she’s nursing her $12 Starbucks coffee and can’t figure out why she’s always broke. I have a 2010 Honda insight which is running just fine. I am originally from New York and there’s no way I could ever afford to buy a house on stinking Long Island. Who would wanna live there anyway and pay the extortionate property taxes just to live in a postage stamp. I’ve had to move several times to find affordable houses. First I moved to the Midwest then Texas then Virginia. My first house was 585 sq ft bought for 68K. People laughed at me but they weren’t laughing in 2006 when I sold it for 260K right before the bubble burst. He who laughs last laughs longest.
I still have a 2000 Ford Expedition that we use as a beater and grocery getter etc. it just works. Tires and oil. I do the easy to moderate maintenance myself to save money.
In 2015 we purchased our 145 acre farm for 218k Canadian,and moved away from the city and our friends. There are a lot of opportunities for those who are willing to buck the status quo…
Yep! My property manager is threatening to increase the rent for the 4th time, saying it's not him, it's the owners. It makes me wonder if the new owners even know about another rent increase.
I have family that used Doordash, eats out, gets Starbucks, etc daily. Then goes to grandma for help with food. They have the new car, latest phone and game system but live in trashy apartment complex. Asking aunty for baby outfit because he's outgrown what he has. It is just ridiculous!
Gee that sounds like my family latest apple phones for evrery person. And expensive houses. They think theyre gonna use my stuff. Nope. They better listen to me.
You are wise for your age. Right on so many points. Being practical, resourceful and good money management stars with parents, so many parents can’t teach their children how to be this way. A lot of young people need to watch your videos
I've been this way my whole life. I am almost 50. I get snickered at from people but I'm the winner. I always think about how can I re-use something, make something stretch or just plain, do without. I live a very good life. I've never been a materialistic person, so I think that helps. I have shelves filled with used, inexpensive books, hobbies, art work etc- found for pennies and curated, not hoarded. Just turning off the heat when it's about 55 here in Texas. You would be shocked at people who let it run all day. I collect what water we do get here in Texas and water my little garden and plants, leave some out for the animals. Drying my clothes outside or on a drying rack is one of the greatest money savers- saves electricity, clothing wear and it's therapeutic to me. I learned to shop and cook food from other cultures, like Indian or Caribbean, that uses fresh but not a large amounts of food. It's just good food. I cook for health. I became a simple vegan/vegetarian years ago, because meat prices are out of control. I never see anyone just snacking on a good piece of fruit. I did splurge on a good espresso machine and it's my favorite moment each day. Clothes- I save money by wearing mostly Navy, dark purple and burgundy colored clothing and it stretches my wardrobe. Again- curated. My vehicles is 11 years old, I buy second hand as much as I can. I think the only thing I buy new is undergarments and socks/shoes, but again, not in a hoarding way. I moved closer to the city after my divorce, which yes, prices for housing are higher but overall, I can walk to more places and have the small mom and pop stores available. I used to live wayyyyyy out in the country and that is lovely too, but access and having to drive everywhere, all the time, negated the lower cost of housing. There are some pretty simple things you can do to offset costs, without feeling deprived. I think mindset is key. We, especially here in the US, are so consumer driven, that it makes you feel behind and poor, even though we are not.
You mentioned vehicles. Do your own maintenance if possible. Simple maintenance goes a long way. I still have my f250 diesel that I bought new in 1999. I do all my maintenance and I've stockpiled on oil, filters, Anti-Freeze, brakes, fuel filters, belts. Even a brand new Radiator that I bought years ago. You and your husband are on track. Being prepared takes a lot of sacrifice and discipline. It's not easy to do. Lots of people try but stop bc they don't have extra money to go out. When the pandemic arrived and shut downs began, it didn't bother me at all. I had everything I needed. It was a great feeling that the sacrifices made paid off. It's good to know that you and your husband are on the same page. It makes prepping so much easier.
Something that can help like buying extra food for a 6 month supply is to pay your utlity bills a few months ahead. Example when paying your bill add a little more and then in a short time you could be at 6 + months ahead. I reall enjoy this because I am NEVER charged for being late. Yes it is your money but so is the food you saved. Not all will let you pay ahead but is so fun to skip a payment when you need to like in December. Keep good records and its very relaxing.
I am always trying to teach this to my step kids. My wife and I have a drier, but stop using it and hang all my cloths to dry. Big money saver! Also my wife and I turned off our cellphone about 6 month ago. We love having no cellphone and just a landline. The freedom!! We still put our cellphone money into a saving every month
My wife and I live in an apartment ($1,500 per month) in a retirement community, we are 71 years old and our health is in decline. There is an assisted living complex here for those that need that level of care, the base cost is $4,000 per month, and if you need extra help that can rise to $5,000 per month quickly. Young people best consider that they will get older and best plan for that time. We have been married for 53 years and always lived below our means, and made wise investment for today.
You are wise beyond your years, great information. Being retired and on a fixed income my wife and I struggle to make it from month to month on my SS check. Our car is 20 years old, we haven't gone out to a restaurant since I retired, we don't go anywhere other than getting groceries or the doctors office, and still struggle to make ends meet. Hope you have a Merry and Blessed Christmas
Watch TH-cam videos about frugal living for ideas on how to save more, invest in silver, you won't regret doing that. See if you qualify for food stamps or snap benefits. Better you than the drug addicts getting these benefits. Check on lowering your insurance also. I use cotton towels from Costco to clean spills and wash them in the washer. Use firewood to heat the house when I don't have Liheap. I am able to live off 457$/mo. Since the heart doc told me to stop working the late shift. It's a challenge, but challenges can be fun. 😊
Yrs ago when I thought I "needed" this or that and would fill my cart there came a day when I stood and looked at the contents. For some reason I totaled the sum of those "needed" items and found I would have to work the next 2 and a half days to pay for it😳 Everything went back on the shelves, and I walked out with what I originally went in to purchase: A 5 lb bag of russets. I "saved" just under a $100 on that eventful day😁 From that point in time I mentally calculate how many hrs. of work I would have to use to pay for anything in the cart. Broke the frivolous spending real quick.
Off grid for 5 weeks now ( on purpose) and 18 nights camping like it's 1876, homemade camper from a cargo trailer 8+6 room. Candle light and buddy heater for heat and light
I have been living below my means since 2006, here the housing crash happened 2 years earlier, to day I have no mortgage and my power and water today is $20, and today I made $14 selling 2 dozen eggs 😂
Salt, salt, salt. That's what people forget about and not just sodium chloride (table salt), but potassium nitrate and nitrite (salt peter or curing salt) without refrigeration it's the only way to preserve meat. Curing salt is necessary to protect against botulism, which table salt won't do.
Everything you said is so True ! Now your blessing is your husband. Somehow you listen to him, and showed you the right way to save, eat better, and live humbly. However in today’s world, we have ads everywhere. And those ads make most people say I need it. Also as you said if we all had money in hand, and not Visa cards, we would see how flat our wallets would be, or for I am on social security, and after bills, not much disposable income. Anyway great video…. Again say a big thank you to your family.
Setting a frugal budget is just smart. What we do every January is reevaluate our budget with the goal of eliminating any bill we can and adjusting each and every expense. All the found savings goes into a saving/investment plan and prepping.
Good advice. I think there's way too many people who spend all the money they make. There's also people who are house poor. They can make their house payment but if anything unexpectedly comes up they have problems. Making just enough money to pay your bills is also very stressful on you and/or if you are married on your partner and marriage. Making a budget and sticking to it is something everyone needs to do. That makes it much easier to track your money and know were you can cut spending out. It also makes it much easier to save money for expenses you know are coming up and to put money away into an emergency fund as well as savings.
My niece's son works in HVAC and was telling the family about a subdivision of large new houses--no property, just house--nearby. When he went to do repairs in several of them, all the owners had would be a mattress and a card table with folding chairs. Just enough money for the mortgage/car pmts. Makes you wonder if they had food. I feel sorry for prioritizing; one extra bill would probably wipe them out.
This is a great video. This will help some people out for sure. Happy to see that you use info from our conversations and comments and turn it into videos. This seems like a basic topic. But so many people now are subject to a 24/7 bombardment of advertising and social media post that basically brainwash them into believing it. We haven’t owed anyone anything since 1995. Our garbage bill is $18 per month. Our cel phone is $46.82. Our internet is $71.34. Car insurance and homeowners insurance run us right at $200 per month. Property taxes are criminally high at $3200 per year (it’s for the children) you know the usual BS. 😂I went to school and never got paid. Told my teachers in high school they had the best part time job every time they whined about pay. Graduated in 79. Not much has changed except the terrible ciriculum. I have a 78 GMC truck I have had since 78 and we have a 17 Jeep wrangler. Clearly haven’t spent money on vehicles😂
Good info. Everybody should learn to do maintenance & repairs to their cars & trucks. Watch mechanic channels on TH-cam to learn which vehicles to buy & which ones to avoid.
I’m sooo glad I had the opportunity and the education to make decent money for many years not rich but comfortable my home and off grid cabin / retirement home and vehicles just monthly bills and foods it’s not that hard just don’t buy anything unless you can pay for it then not using credit use cash that you have stock up on canned foods and learn to grow foods too ! 🙏🏻👍😀
Been able to future save on one income in N.Cali. Started years ago one income $40_50k cut ccs and paid cash 💸 for everything. That peroid lasted much longer than i thought. Scrimping doing without never a vacation, time off went in even when sick. Now yrs later.. making more but i still think and act like i make less than half. Got small inheritance first thing brought a small house on double lot. Preparing that other home for our arrival w yrly tasks. Once there will cash buy a small vacation home then fix that up little by little. Poverty is day to day, putting out fires. To break out must think differently and move your money around.
Love and thank you , for your Survival Informational Series. More households should think the way you and your husband think , then The Government should have followed! ! America's Economy is terrible . Lone Bear !
Too many people keep a credit card for emergencies then fail because everything becomes an emergency. We use a credit card but on payday, it’s the first thing paid off in full. An emergency savings account is is in place but only used for real emergencies. 5 years ago we knew our roof would need replacement. We opened a savings account and made monthly deposits. $26,347 was ready when we had the job done. That was not an emergency- it was a preplanned event.
Living below our means is a lifestyle, it’s how we bought a house. We only use our money to buy what we need, and put the rest into savings. Even if our income increases or we get stimulus or bonus checks. It’s surprising how much money people waste on things, then struggle to pay bills or buy food.
This channel is one of the few left, that are actually showing and telling people useful content. Most channels have turned into political fear porn, with nothing to do with prepping. Thank you Barbara.
You would have thought everyone would have gotten that clue in 2020 and scaled back, but instead the desperation to get back to "normal" made people even more blind. The love of money is a root of all kinds of evil. The Lord warned that the coming sorrows will have people thinking it is the end of the world, but He said it is the beginning of many sorrows. Get way below your means now and be content choosing it. Night is coming. Read what's to come for yourself, WITH HIM, and be at peace and anchored when the waves begin. Matthew 24, Exodus 20, Jeremiah 31 & Revelation 5-20 for starters.
Great content! 66 year old grandma listening. Just so delighted to hear such a wise young woman….😊💪💪💪🥰
Thank you so much for watching! 😊
My family was poor in the 60''s , so nothing went to waste, we improvised often. I wanted to learn how to crochet. I was given yarn from a friend, but no crochet hook. My grandma said she would teach me. She went outside, cut a tiny branch from a tree, then whittled my first crochet hook. I still have it at 7O with many fond memories.
I love this. Thanks for sharing.
Your Crochet hook is worth more than anything on the market
@@LS-lb7pw I have always been a simpler person. I love this story. I grew up in the 70’s and 80’s with a single mom. I remember my brother and I stacking firewood after school and starting the fire up to heat the house. Cheaper than gas heat. When things started getting really expensive when Biden was elected I just told my friends. I will be fine. It will be like my childhood again.
❤❤❤❤❤
I've been retired from the military for 12 years now, after 28 years. I was telling my buddies that were retiring before me to pay off all of their debt before retiring. I began paying off everything 5 years before I retired and acquired some land for my retired years. I paid everything off other than other than the land which was paid off 1 year later. I was already a prepper since 2005. But I was younger than and bought more of the stuff that goes bang. I also bought some of the more expensive tools that I need as well. I stayed busy building my shops and stockpiling when things were a lot cheaper. Today, I have 95% of my disposable income to save or spend. I can't say I'm frugal I just have everything I need or want. Prior to the pandemic I was stockpiling everything and anything. From nails for my nail guns to screws, nuts and bolts. Today, I really don't need anything. However, ask me how many times I went out and partied or went out to eat at a sit down restaurants or took off on my Harley? Never. I used my income for everything else. Now, I'm just enjoying my peace and quiet.
@@raymondpalacios3032 paid off my car the year I retired. Feels so good not having a car payment. 🙂
@staceyford6733 it surely does. Here's a money saving tip for you. The money you were using to pay your car, put it away. Pretend you are still making that payment. You were already living without it so just put it away. Or if you other debt put that car payment towards another debt you have on top of the payment you are paying. That will help you in paying off debt quickly. Just my two cents.
When I drove an old rusty car I had money in the bank but people thought I was broke. When I drained my bank account to buy a newer car everyone thought I was loaded. Appearances mean nothing.
We bought our home prior to the pandemic. Mortgage is $1,200 a month which is cheaper than rent in the ATL area.
I’ve been a recessionista all my life. I’ve lived in small houses and now live in my third house, which is a 1400 square-foot rancher. It feels like a palace. I do thrift stores, and look for deals all the time. I only spend money on food, bills, and mortgage. I don’t buy new clothes. It amazes me when I see the lifestyles that people lead, including eating out all the time, buying fast food, driving gas guzzling tanks, living in these horrible fake mansions and operating like apex consumers on Amazon. I’ve been made fun of by my own relatives and friends for my frugality. But guess who they come to when they need money? I have a cousin who spends her time stuck in traffic jams going from shopping mall to shopping mall while she’s nursing her $12 Starbucks coffee and can’t figure out why she’s always broke. I have a 2010 Honda insight which is running just fine. I am originally from New York and there’s no way I could ever afford to buy a house on stinking Long Island. Who would wanna live there anyway and pay the extortionate property taxes just to live in a postage stamp. I’ve had to move several times to find affordable houses. First I moved to the Midwest then Texas then Virginia. My first house was 585 sq ft bought for 68K. People laughed at me but they weren’t laughing in 2006 when I sold it for 260K right before the bubble burst. He who laughs last laughs longest.
Excellent advice. I laughed when you described your Honda. Mine is 12 years old and God willing, I will drive it for another 12 years.
My work truck is a 2011.
My car is a 2005.
I have 4 vehicles, the newest is a 2003.
I still have a 2000 Ford Expedition that we use as a beater and grocery getter etc. it just works. Tires and oil. I do the easy to moderate maintenance myself to save money.
We always lived below our means. Retired debt free and traveled after our kids married. Living a cozy and calm life. Sleep like babies.❤
In 2015 we purchased our 145 acre farm for 218k Canadian,and moved away from the city and our friends. There are a lot of opportunities for those who are willing to buck the status quo…
Yep! My property manager is threatening to increase the rent for the 4th time, saying it's not him, it's the owners. It makes me wonder if the new owners even know about another rent increase.
I have family that used Doordash, eats out, gets Starbucks, etc daily. Then goes to grandma for help with food. They have the new car, latest phone and game system but live in trashy apartment complex. Asking aunty for baby outfit because he's outgrown what he has. It is just ridiculous!
Gee that sounds like my family latest apple phones for evrery person. And expensive houses. They think theyre gonna use my stuff. Nope. They better listen to me.
The government forces me to live below my means through taxation!
You are wise for your age. Right on so many points.
Being practical, resourceful and good money management stars with parents, so many parents can’t teach their children how to be this way. A lot of young people need to watch your videos
I appreciate the feedback! 💛
Life hack.... homemade Navy Bean Soup with smoked pork hocks as well as chili. You can eat a lot and really well.
Yummy. I bought some fresh great northern and pinto beans to have during the winter.
I've been this way my whole life. I am almost 50. I get snickered at from people but I'm the winner. I always think about how can I re-use something, make something stretch or just plain, do without. I live a very good life. I've never been a materialistic person, so I think that helps. I have shelves filled with used, inexpensive books, hobbies, art work etc- found for pennies and curated, not hoarded. Just turning off the heat when it's about 55 here in Texas. You would be shocked at people who let it run all day. I collect what water we do get here in Texas and water my little garden and plants, leave some out for the animals. Drying my clothes outside or on a drying rack is one of the greatest money savers- saves electricity, clothing wear and it's therapeutic to me. I learned to shop and cook food from other cultures, like Indian or Caribbean, that uses fresh but not a large amounts of food. It's just good food. I cook for health. I became a simple vegan/vegetarian years ago, because meat prices are out of control. I never see anyone just snacking on a good piece of fruit. I did splurge on a good espresso machine and it's my favorite moment each day. Clothes- I save money by wearing mostly Navy, dark purple and burgundy colored clothing and it stretches my wardrobe. Again- curated. My vehicles is 11 years old, I buy second hand as much as I can. I think the only thing I buy new is undergarments and socks/shoes, but again, not in a hoarding way. I moved closer to the city after my divorce, which yes, prices for housing are higher but overall, I can walk to more places and have the small mom and pop stores available. I used to live wayyyyyy out in the country and that is lovely too, but access and having to drive everywhere, all the time, negated the lower cost of housing. There are some pretty simple things you can do to offset costs, without feeling deprived. I think mindset is key. We, especially here in the US, are so consumer driven, that it makes you feel behind and poor, even though we are not.
You mentioned vehicles. Do your own maintenance if possible. Simple maintenance goes a long way. I still have my f250 diesel that I bought new in 1999. I do all my maintenance and I've stockpiled on oil, filters, Anti-Freeze, brakes, fuel filters, belts. Even a brand new Radiator that I bought years ago.
You and your husband are on track. Being prepared takes a lot of sacrifice and discipline. It's not easy to do. Lots of people try but stop bc they don't have extra money to go out. When the pandemic arrived and shut downs began, it didn't bother me at all. I had everything I needed. It was a great feeling that the sacrifices made paid off. It's good to know that you and your husband are on the same page. It makes prepping so much easier.
Damn, can you talk to my wife, 🤦🏾♂️😅 LOL?? Salute to you + your husband! That's my mentality as well. Salute to you and your channel!
Something that can help like buying extra food for a 6 month supply is to pay your utlity bills a few months ahead. Example when paying your bill add a little more and then in a short time you could be at 6 + months ahead. I reall enjoy this because I am NEVER charged for being late. Yes it is your money but so is the food you saved. Not all will let you pay ahead but is so fun to skip a payment when you need to like in December. Keep good records and its very relaxing.
I am always trying to teach this to my step kids. My wife and I have a drier, but stop using it and hang all my cloths to dry. Big money saver! Also my wife and I turned off our cellphone about 6 month ago. We love having no cellphone and just a landline. The freedom!! We still put our cellphone money into a saving every month
My wife and I live in an apartment ($1,500 per month) in a retirement community, we are 71 years old and our health is in decline. There is an assisted living complex here for those that need that level of care, the base cost is $4,000 per month, and if you need extra help that can rise to $5,000 per month quickly. Young people best consider that they will get older and best plan for that time. We have been married for 53 years and always lived below our means, and made wise investment for today.
No mortgage, off grid, raincatchment for water. Living tiny while building our home. Cheap land made all of that possible.
Thank you good advise. I am still working on budgeting. 68 years old still asking the kids to help. Pray and teach. Thanks a lot. Prepping works.
You are wise beyond your years, great information. Being retired and on a fixed income my wife and I struggle to make it from month to month on my SS check. Our car is 20 years old, we haven't gone out to a restaurant since I retired, we don't go anywhere other than getting groceries or the doctors office, and still struggle to make ends meet. Hope you have a Merry and Blessed Christmas
Watch TH-cam videos about frugal living for ideas on how to save more, invest in silver, you won't regret doing that. See if you qualify for food stamps or snap benefits. Better you than the drug addicts getting these benefits. Check on lowering your insurance also. I use cotton towels from Costco to clean spills and wash them in the washer. Use firewood to heat the house when I don't have Liheap. I am able to live off 457$/mo. Since the heart doc told me to stop working the late shift. It's a challenge, but challenges can be fun. 😊
Yrs ago when I thought I "needed" this or that and would fill my cart there came a day when I stood and looked at the contents. For some reason I totaled the sum of those "needed" items and found I would have to work the next 2 and a half days to pay for it😳 Everything went back on the shelves, and I walked out with what I originally went in to purchase: A 5 lb bag of russets. I "saved" just under a $100 on that eventful day😁 From that point in time I mentally calculate how many hrs. of work I would have to use to pay for anything in the cart. Broke the frivolous spending real quick.
You make sense.
*One of thee most important channels on TH-cam.*
Thank you!! 💛🙏
Off grid for 5 weeks now ( on purpose) and 18 nights camping like it's 1876, homemade camper from a cargo trailer 8+6 room. Candle light and buddy heater for heat and light
So true and so wise.
I have been living below my means since 2006, here the housing crash happened 2 years earlier, to day I have no mortgage and my power and water today is $20, and today I made $14 selling 2 dozen eggs 😂
An excellent video! We are practicing this same idea. It's difficult, but we're doing our best.
Another great video - thanks! 🙂
Salt, salt, salt. That's what people forget about and not just sodium chloride (table salt), but potassium nitrate and nitrite (salt peter or curing salt) without refrigeration it's the only way to preserve meat. Curing salt is necessary to protect against botulism, which table salt won't do.
Thank you for sharing!
I enjoyed this one. I’ve been wrestling with buying a newer truck. I don’t really need it but I would like to have it. 🤦🏻♂️
Everything you said is so True ! Now your blessing is your husband. Somehow you listen to him, and showed you the right way to save, eat better, and live humbly. However in today’s world, we have ads everywhere. And those ads make most people say I need it. Also as you said if we all had money in hand, and not Visa cards, we would see how flat our wallets would be, or for I am on social security, and after bills, not much disposable income. Anyway great video…. Again say a big thank you to your family.
GREAT VIDEO!🎯🎯🎯🎯🎯
If you're east of the Mississippi river are in trouble, TO MANY PEOPLE IN ONE AREA
Setting a frugal budget is just smart. What we do every January is reevaluate our budget with the goal of eliminating any bill we can and adjusting each and every expense. All the found savings goes into a saving/investment plan and prepping.
Good advice. I think there's way too many people who spend all the money they make. There's also people who are house poor. They can make their house payment but if anything unexpectedly comes up they have problems. Making just enough money to pay your bills is also very stressful on you and/or if you are married on your partner and marriage. Making a budget and sticking to it is something everyone needs to do. That makes it much easier to track your money and know were you can cut spending out. It also makes it much easier to save money for expenses you know are coming up and to put money away into an emergency fund as well as savings.
My niece's son works in HVAC and was telling the family about a subdivision of large new houses--no property, just house--nearby. When he went to do repairs in several of them, all the owners had would be a mattress and a card table with folding chairs. Just enough money for the mortgage/car pmts. Makes you wonder if they had food. I feel sorry for prioritizing; one extra bill would probably wipe them out.
This is a great video. This will help some people out for sure. Happy to see that you use info from our conversations and comments and turn it into videos. This seems like a basic topic. But so many people now are subject to a 24/7 bombardment of advertising and social media post that basically brainwash them into believing it.
We haven’t owed anyone anything since 1995. Our garbage bill is $18 per month. Our cel phone is $46.82. Our internet is $71.34. Car insurance and homeowners insurance run us right at $200 per month. Property taxes are criminally high at $3200 per year (it’s for the children) you know the usual BS. 😂I went to school and never got paid. Told my teachers in high school they had the best part time job every time they whined about pay.
Graduated in 79. Not much has changed except the terrible ciriculum.
I have a 78 GMC truck I have had since 78 and we have a 17 Jeep wrangler.
Clearly haven’t spent money on vehicles😂
I love it! Good for y'all! We focus on a low cost/debt free lifestyle as well. It's the best!
@@ahomesteadjourney low stress is the other thing you forgot to mention!😎Merry Christmas to you and your family
Excellent points
Some good advice and life lessons learned. Thanks for sharing
Good info. Everybody should learn to do maintenance & repairs to their cars & trucks. Watch mechanic channels on TH-cam to learn which vehicles to buy & which ones to avoid.
I’m sooo glad I had the opportunity and the education to make decent money for many years not rich but comfortable my home and off grid cabin / retirement home and vehicles just monthly bills and foods it’s not that hard just don’t buy anything unless you can pay for it then not using credit use cash that you have stock up on canned foods and learn to grow foods too ! 🙏🏻👍😀
Been able to future save on one income in N.Cali. Started years ago one income $40_50k cut ccs and paid cash 💸 for everything. That peroid lasted much longer than i thought. Scrimping doing without never a vacation, time off went in even when sick. Now yrs later.. making more but i still think and act like i make less than half. Got small inheritance first thing brought a small house on double lot. Preparing that other home for our arrival w yrly tasks. Once there will cash buy a small vacation home then fix that up little by little. Poverty is day to day, putting out fires. To break out must think differently and move your money around.
Love and thank you , for your Survival Informational Series. More households should think the way you and your husband think , then The Government should have followed! ! America's Economy is terrible . Lone Bear !
Step one is cutting up your credit cards. Been living without for almost two decades.
Too many people keep a credit card for emergencies then fail because everything becomes an emergency. We use a credit card but on payday, it’s the first thing paid off in full. An emergency savings account is is in place but only used for real emergencies. 5 years ago we knew our roof would need replacement. We opened a savings account and made monthly deposits. $26,347 was ready when we had the job done. That was not an emergency- it was a preplanned event.
America attention span is 2 weeks, Hollywood and internet running their life
My advice -- Learn to do without.
Living below our means is a lifestyle, it’s how we bought a house. We only use our money to buy what we need, and put the rest into savings. Even if our income increases or we get stimulus or bonus checks. It’s surprising how much money people waste on things, then struggle to pay bills or buy food.
This channel is one of the few left, that are actually showing and telling people useful content. Most channels have turned into political fear porn, with nothing to do with prepping. Thank you Barbara.
Thank you!! 💛🙏
@@ahomesteadjourney No Ma'am. Thank you, for what you are doing. Have a great Holiday.
You would have thought everyone would have gotten that clue in 2020 and scaled back, but instead the desperation to get back to "normal" made people even more blind.
The love of money is a root of all kinds of evil. The Lord warned that the coming sorrows will have people thinking it is the end of the world, but He said it is the beginning of many sorrows. Get way below your means now and be content choosing it. Night is coming. Read what's to come for yourself, WITH HIM, and be at peace and anchored when the waves begin.
Matthew 24, Exodus 20, Jeremiah 31 & Revelation 5-20 for starters.
I'm trying to that's my goal for 2025.