The First Guy To Ever Sell Insurance
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- เผยแพร่เมื่อ 26 ก.ย. 2024
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Twitter/Instagram: @TheRyanGeorge
Person: "Something bad happened."
Insurance: "I don't believe you."
More like "It sure did happen, but thats not one of the things you pay me money for"
Whaaaa no way
@@arshia.sasson Or even "It sure did happen, and that's even one of the things you pay me money for. BUT we noticed you said you don't have a pre-existing condition and we found out you got treatment for acne once which we're going to classify as skin lesions, therefore you lied on your application and we're not going to give you money now."
Yes insurance companies not believing people is tight
"what's all this about deductibles and premiums and paying to receive coverage after the incid-"
"Listen, I'm gonna need you to get ALL THE WAY OFF MY BACK about charging you more money to receive help after this bad thing happens."
"Well what if I don't want to pay for insurance?"
"You can't, it's illegal I decided"
Thanks Obama
in america right ?
Thanks a lot, Bernie Sanders!
@@noahjimison4603 friggin bill gates ruining everything
"wouldn't it actually be cheaper if everyone just gave the government money based on how rich or poor they are and then the government covers EVERYBODY for EVERYTHING?"
"nope, that's socialism i decided."
"it's really not..."
"YEP SOCIALISM WHY DO YOU HATE AMERICA?"
Insurance: "Hello?"
Guy: "Yeah, hi, hello. So one of those really bad things happened to my car and now I need you to fix it with all the money I've been giving you."
Insurance: "Sure, OK. But I'm only going to give you a little bit of money. Probably not enough to fix it all."
Guy: "Wait, what?"
Insurance: "Yeah, also I'm going to start charging you even more money because this bad thing happened."
@@שחראטדגי-ד4ו no, what's crazy is that it's illegal to not have insurance. Makes me glad I don't have a car.
@@שחראטדגי-ד4ו It's so legal, it's illegal not to pay them. It's hyperlegal.
I'm going to need to know how you got a transcript of the call I recently had with my agent.
Damm your insurance suck
Hahaha I’m sad now
"Monetizing your anxiety" is the most accurate description I've ever heard for an insurance 😂
Unless it's house and contents. Pretty annoying to keep paying a mortgage on a burnt down house.
Well social insurance imo is less buying peace of mind and more we all chip in a small amount for the unfortunate ones and we got our back covered in case we become unfortunate. It is a nice pillar of modern societies especially if it is provided by the state and not some multicorp.
Or just, internet and the news
@@neissy ... is insurance just socialism?
@@aaronth777 it’s the definition of capitalism actually. Medicare is a socialist policy as is funding for roads, police and fire etc
"Monetizing your anxiety"
Frustrating how well it works.
I want to like this comment but I don’t want to ruin the 69 likes
My dad's aunt and uncle owned their own house painting business and did not believe in insurance. They bought a really big nice house with a garage and that's where they kept their painting trucks in. The house was basically a mansion. It burnt to the ground and they lost everything. The aunt became an alcoholic and drank herself to death the uncle became a drug dealer and had a mobile lab out of his van ended up getting arrested and also dying of alcoholism. And that's why you should buy fire insurance. And that's also why I'm so paranoid I buy insurance for literally everything I possibly can. I live in Missouri and I have earthquake insurance for example.
@Xeno The Strange I think it's more about using rich people's anxiety that they might not be able to sue to avoid losing any of the money they already don't need, to convince the government to force people to not drive if they're poor... so that they then can't get a job, because they can't afford to go to work.
I say anxiety, but really, it's more of a control thing.
@@WhitneyDahlin Interesting. Have you considered selling insurance? Maybe you'd get like an employee discount (or something)
I got an ad for insurance before this video. Nice.
Same lmao
Hahahahahahahahahhaa🤣🤣🤣😂😂🤣😂😂😂🤣😂🤣😄😄😄😁😆😆😆😆😆😆😆😆😃😂🤣😂🤣😆🤣😂🤣😂😂😂🤣😂😂😅😅😅
Hey, your Channel is great!
I gave TH-cam money continously for TH-cam premium ... just in case an ad happened
Same lol
Insurance company: Buying an insurance is super easy, barely an inconvenience.
Also insurance company when you're not getting your claim after the 50th call: Get all the way off my back.
Not getting your claim after the 50th call is tight!
@@AxxLAfriku
I want you to get all the way off my back
Fr
You forgot to submit the coverage insuring truthfulness paper in 4th edition in 2 copies. Please submit the paper ror us to rereview your case and no, we will not elaborate what that means either
Oh yes please! Do a pitch meeting style skit of someone trying to file an insurance claim. That would be tight!
"Monetizing your anxiety."
Ryan just summarize the whole concept of the insurance in one sentence.
and elections.
You could finish insurance ads with that sentence and it would make it a whole lot funnier
You got that right
@@ItSquishy and they would probably sell more for being truthful LuL
And then deciding that whatever claim their customers try to make "isn't actually covered under their plan", but it would have been of they would have gone with the Gold Plan instead of the Silver Plan… Woops.
"I love you, Sun."
"I love you too, dad."
Hahahaha. Seriously, Ryan George is the only person who has me looking forward to the adds.
Yeah, right? Sometimes they make me laugh more than the vids themselves do haha
I know they're amazing that line slayed me 🤣
We laughed at a literal dad joke.
“Could I interest you in some volcano insurance?”
Yes.
I’ll give you some money!
There are no volcanoes here
Nah want the Spaceship Premium Insurance instead
I see him everywhere
The joke at the end really caught me by surprise
Same
OT
I love that I WANT to watch Ryan's commercials.
You caught me by surprise by being here, didn’t know u watched him too!
totally out of left field... of space
"Ok I've been paying my insurance for 17 years straight, I got in an accident that wasn't my fault and need to cash in now."
"Yeah that's gonna be super hard, CERTAINLY an inconvenience."
The Teletubbies sun baby is all grown up and looks just like Ryan George!
In the Ryan George universe everybody looks like Ryan George...
@@eliaspeter7689 looking like Ryan George is TIGHT!
In his universe... Don't get me wrong...
In my I prefer to look like a bear... Holding a beer... While watching Space Staton Mir... Falling...
Oh dear! 🐻🍻
*ilumanati music*
@raydunakin rasict
@@eliaspeter7689 really?! OH WOW! I didn't know that! 😱
Selling insurance is super annoying, surely an inconvenience!
Lol
Hey!! I love your videos
Pog
Shut up pls and thanks
But having insurance is TIGHT!
"I'll bet you money that nothing bad happens to you." - insurance.
Wow
Never thought of it that way...
excellent take
Yeah “wow” except that’s a bit that a very famous comedian did, very famously.
@@6vitamin
Cool. Link?
"Im monetizing your anxiety"
This litterally gave me an existential crisis
Maybe you could go sit in a room and talk with the adstronaut & the soccer team captain.
Welcome to capitalism!
@@micahguillemette3344 Welcome to capitalism, where everything's for sale and we'll convince you money equals success and no one else should have it except you... and whoever has things you personally want.
@@IceMetalPunk You forgot the part where you die if you have no more money.
@@micahguillemette3344 😢
"Hey I don't want to pay you for peace of mind."
"Okay, I'll get the government involved."
"What?"
"Hi there, hello, I'm the government. You need to give this person money or else you're not allowed to drive, I decided."
My family has paid more money to insurance than a Rolls-Royce's price. We have never needed the insurance, and the price of it has gradually gone up. I am currently living in a studio apartment with electrical issues because I can't afford to save money (because of the insurance cost)
Motor insurance is just privatised taxation without representation.
"Why would you decide that?"
"Oh, Insurance Guy gave me a bunch of other people's money he'd collected, and then I coincidentally decided that's the law."
@@runed0s86 feels bad man. Could you get a scooter or something that doesn't need insurance, and still be able to do what you need to do everyday?
@@runed0s86 You have a car? Maybe you shouldn't.
"So, my car broke, give me the money"
"But it didn't break the right way, I am not gonna give you anything"
"So, you have insurance for me ?"
"Yes sir, I do."
HAHAHAHAHA read my mind 😂😂
"I love you, Sun"
"I love you too, Dad" XD
"It's okay, I'm on your side."
"Are you, though?"
"Eh."
"It's okay, I'm like a good neighbor."
"Are you, though?"
"Eh."
“Well I don’t trust you.”
“Well I don’t trust YOU!”
Perfect
People are not saints. Insurance fraud is a real thing. Neither side is good. Robust arbitration is the key.
@@aoikemono6414 Mutual aid networks >>>>>>>>>>>>> Insurance where either party constantly tries to scam the other
Just happened
@@aoikemono6414 Who do you think the saints were?
Can we please get a "first guy to be a dentist?"
"Hey I'm gonna clean your teeth for you!"
'Hey, you've got all these tiny holes in your teeth.'
*"I've got what now?"*
Also: *'Hey, my tooth's been hurting a whole bunch.'*
"Well, I'm gonna drill a hole in that thing and pull all the nerves out!"
*'You're gonna WHAT NOW?'*
Hey- no- that's what my toothpaste is for.
You can have a candy after that!
"why are your gums bleeding?"
"you literally just poked it with a sharp piece of metal"
"i decided that its because you haven't flossed"
@@thewerewolfofwaggawagga8818
"You said I have holes in my teeth, why would adding more holes help?"
“Something bad could happen to your house”
“I live there”
Brilliant.
“Explain life insurance to me.” ♦ _“That's where we bet that you live.”_
“What if I die?” ♦ _“Then you win.”_
I'd laugh at the absurdity of life insurance, but here its compulsory for home loans. On the bright side, if you have a good provider life insurance will pay out if it prevents a life ending condition (like cancer), usually as a one-off. So in that respect it's like buying a free life in a game.
@@asmosisyup2557 Life insurance comes in a lot of forms, most of them bad. But the most basic form of it (term life insurance) is a solid idea for those who need it. It's only for people who have someone who's relying on their income to sustain their lifestyle. Ex: If the income earner for the house is making $50k/year and buys a $500K plan and then dies, that leaves 10 years worth of income for their spouse/children/dependents to work with. That could very well be the difference between the death causing the family to lose their home or not.
It's also not taxed as income and isn't a part of the estate of the deceased, so there's some level of protection against debt collectors trying to get at the estate. (Of course, this is a general statement about something that changes based on your state and individual situation, so get professional advice if you're in that circumstance.)
The life insurance isn't for your own benefit but for the loved ones you're going to leave behind. That's why it's a great investment if you're a breadwinner becasue you'll have an assurance that they will never go hungry even if you die.
Same energy as
"Why should I give you money?"
"Because"
"Fair enough."
That works
Ha gave a pretty good reason/explanation tho
@@thysonita2114 this was just a reference to a pitch meeting dialogue
@@rudolphclaus9565 I know, he often does dialogues with "fair "enough", it's just that i don't think it fits well this time
“You could give me some money”
“What?”
“Money, you could give me some of it” idk why but that line was so funny XD
"I don't think I want to give you money for my car."
"Okay, I'll just make up a law that says you have to give me money for your car, or else you're not allowed to drive anywhere."
TBF, auto insurance is probably the most necessary insurance out there besides health insurance. The amount of people who wouldn't get insurance and then owe someone of of their own pocket would be staggeringly high. How many people out there have the ability to pay someone else for a new car and $50k in medical bills because of a wreck they caused. If it wasn't required, there would be so many people without insurance, thinking I'll never need it but end up needing it. We can't even get people to get a vaccine or to wear a seatbelt because they think they know better than people with training and education... People are dumb and need to be protected from themselves.
@@Blackwind_Legacy How about we build up a nationalized healthcare system so that someone won’t have a higher cost for any operation than what they have in their pockets, and then we set up a system for having someone’s large payment on behalf of the pain and suffering they caused from an accident be given out gradually like a loan (basically like the reverse of continuous insurance payments).
We can then have further systems we invest in to make car repairs far cheaper.
Thing is, if you have enough money to cover the costs of a bad accident you've caused, then you're legally allowed to not buy insurance (it's called being "self-insured"). Most people just don't have tens of thousands of dollars sitting around, so they have to buy car insurance so that they could cover the cost of medical bills and property damage if they cause an accident
@@Blackwind_Legacy insurance is predatory but in some cases (like auto) there’s no better alternative that exists. And Auto-Insurance companies know this
So at the end of your life you could have spent 100k dollars on just car insurance that you never needed but its a legal requirement.
"And what happens if something bad does happen"
"We'll consider giving you money. After you give us more money"
More like "We will pay our high cost lawyers to fight you in court to prevent us from paying you money".
i like the idea though, what about this: i look how much does an insurance cost, then i open a second bank account, and trasfer the money i WOULD be spending on the insurance to this second bank account, then when (not if) something awful happens, i won't have to convince a company to give me money, i will just grab the money i was saving for
@@San-lh8us Pretty much and it would always be a better option unless you think something bad will happen to you often and quickly. But even then most insurance companies drop you or raise your rates if you ever make a claim.
But the worst is one of the ones the Government forces you to get, car insurance. If your young it can be any where from 100-200 dollars a month, covering the cost of your car in just a few years. Yet most people will never make a single claim to their car insurance. Doing so increases your cost, so even if there is an accident they just fix it themself.
Even a completely no fault issue like some one hitting your parked car will cost you more to get claimed than to fix it yourself.
yeah, that's not how a deductible works, they give you what they owe and simply "deduct" (subtract) that amount from what you get. if you own your home most policies will pay actual cash value minus the deductible and give replacement cost benefits when you replace the things.
@@JustaGuy_Gaming I'm paying $207 for an entire 6 months for full coverage. But yeah, I've had a couple dents, dings, etc that aren't worth getting fixed through insurance.
I really feel like Ryan's sketches teach all of us valuable life lessons and knowledge
I just learned the whole concept of insurance in less than 3 minutes
"monetizing your anxiety" is the most accurate description of insurance I've ever heard.
The unfiltered, brutally honest, and cold description of what it is, yes :D
That only applies to insurance for frivolous anxieties. Things like health insurance everyone needs because people WILL get sick or old and feeble or things like car insurance that is required by law or home insurance required for some mortgages. If a salesman tries to persuade you instead of you seeking them out, it's probably a frivolous anxiety.
In counties that have tax based insurance programs or only private companies, or even worse: somehow both (US) that’s true. The German insurance system for example is decentralized (has competition) is non-profit heavily regulated (insurance companies have to pay your.bills, if the treatment was necessary (decided by your doctor, which you can freely choose from, because there isn’t something like out of network. It has worked for over 100 years and it will work for another 160, because it isn’t fragile as the IRS and not as broken as the US-System
@@aoikemono6414 Shut up commie!
[sarcasm]
Or you could see it as paying for peace of mind. You can look at it either way. Depends on how the customer feels about it at the time
"Something awful could happen, give me money."
Is that a threat?
It's insurance; of course it is.
Yes
Yeah, I does sound like the other kind of 'Insurance'
"Something awful to your house."
"That's what... I live there" LOL
A business model based on people gambling bad things will happen in their lives is tight.
Your not wrong
A teacher once told me “insurance is just gambling where you hope you lose”
@@flyerfan8 it really is a bet against yourself.
And if people don’t purchase your services they’re literally breaking the law. Not to mention if they actually need to use your services, the one they’ve been paying you for for *years*, you get to charge them even more money continuously. It’s one Hell of a racket.
I am highly offended by this video
"Hey, lets make a bet. I bet youre never getting sick. And im willing to bet money on it. Imma call this insurance. Wanna bet you get sick and some point?"
*some statement about how awesome universal healthcare is in Europe*
@@theamici It’s pretty awesome outside of Europe too
That's actually how insurance was described in Disc World.
Wow man that's sick
Finally chronic illness is good for something, I'm winning that bet all day, every day.
In the insurance salesman’s defense; consider Murphy’s Law: “Anything that can go wrong, will go wrong” and O’Reilly’s law: Murphy was an optimist.”
This is the only safe comment here. Not a lot of love for the insurance industry (my old stomping ground) in this comment section.
I can't understand why...
it's also asking the question in the wrong order imo... the fact is that these things happen (fire, robbery, flood, etc.) and we wondered as a society how we could help these people, and stacking our money together to make an emergency fund for those who need is what we came up with. not the other way around.
When things go wrong they just wriggle out of paying you as hard as possible like a greasy little weasel and then you're still fucked. No love is right fuck that corrupt industry.
@@FlameMage2 "Maybe you wouldn't have enough money to deal with the bad thing if the bad thing was bad enough."
I just don't see how you're still missing this thing. User siuaiseo gets it.
I'm not in the advertising business, I owe my former employers no favours and I'm long out of the industry, so I'm not name-checking here, but one case study of how it really works:
Our customer did a thing which meant another person wouldn't be able to do the thing which they'd always done before the bad thing happened (our driver partly paralysed a tree surgeon in a crash). The company looked at the various options of how to best deal with this life-changing event from the Third Party's perspective. It was decided that, apart from paying damages and uninsured losses, the company would pay for all the costs involved in providing retraining for the innocent party, so that they could have a new career. They retrained in IT and had a new career, moving forward.
The cost was still in six figures. It was paid, no quibbles.
Where would you be as individual with no insurance or reserve funds at that point in time if you crippled someone?
Get over your baseless hatred of corporations and think about how the world actually works.
Funny thing is, as I quoted at the start here, the video actually tells you the sober fact at the heart of the subject, before delving deeper into the satirical aspect.
Satire is not there to whip up hate - especially not Ryan's satire - but it's to *make you think* a bit.
Peace.
@@siuaiseo Spot on, brother. An early term for organisations which provided such collective funds based on a subscription was a "Friendly Society", rather than the cold-sounding "Insurance Company". It's about the collective will to avert the ruination of the individual through forseeable catastrophe. You get it.
Are we fully ignoring that the whole 'peace of mind' thing is entirely negated by the fact that you now just have anxiety about *'is the bad-thing-happened guy going to pay up or not'* ?
Yeah, the bad thing happened guy might not hold up his end of the bargain. Why don't you pay me to make sure that he does?
@@rafaelmarkos4489
But then I'd have anxiety that you might not be willing or able to make the Bad Thing Happening Guy give me money, plus the added expense and anxiety of paying you!
@@eldorados_lost_searcher Sounds like a lot of anxiety... I think you should pay me a small fee every month to help you deal with that too.
This advertisment for insurance is very convincing, I decided.
Imagine your watching TV and all of a sudden this ad comes on TV:
"Hi, this is the insurance guy. Ya wanna know what insurance is? You give me a chunk of your money every once in a while and I'll give you money if something bad happens."
I too am Agreeing with how you have decided, I decided.
"Something bad could happen, so you should give me money" would also be a good opener for the first guy to ever run a mafia.
Insurance is reverse gambling, wherein the "house" likes to call bullshit in the case of you _"winning"_ even though said win sucks for you.
I am highly offended by this video
Not to mention even if you "Win" half the time you still loose. If your house catches fire they usually pay reduced value of every item destroyed. Require proof of purchase and recipients... which burned down with the house.
Or if it's life insurance, your dead and can only hope your next of kin knows enough about it to fight for their rights to the money.
@@JustaGuy_Gaming Man life is uh... life is kind of fucked these days huh.
Sun: "I thought we were close"
Solar physicists: 😐😠
Yeah, that's going to be my whole thing: monitizing your anxiety."
Great line. 😄
Insurance guy: "Hey whoa, you need to stop!"
Hospital guy: "Stop what, saving people?"
Insurance guy: "Charging people so little to save them."
American medical system: Hi there hello it's me
"Why?"
"Well if you charge people more then it'll be easier for me to monetize people's anxiety"
Clearly does not live in the US :D
@@asmosisyup2557 Nono I think he's going for the whole "first time someone monetised the medical system" thing, leading to Americas current situation.
Haha here in Britain everything is free including dental care 🤣
I can't believe that ad read was just an extended sun pun.
3:47 I AM NOT YO DAD... - Long beach Griffy
It should've ended with
"You know what? I think im fine without it."
"no you're not."
"yes I am"
"Well I guess ill have to make it illegal for you not to give me money"
That only works for auto insurance and only if you want to legally drive on public roads. It's kinda the same thing as the mask in this pandemic, it's to protect others from your potential recklessness.
@@tremedar Ya I know. It's a joke.
@@tremedar Under Obamacare it also applies to health insurance.
@@raydunakin no that provision of the law was struck down.
@@tremedar how would my insurance safeguard other people from my recklessness?
Person: That Insurance company scammed me!
Law: Man up, that’s just the nature of business.
Insurance Company: That Person scammed me!
Law: Don’t worry baby, daddy’s got your back.
Just going to sit here and watch this comment blow up xD
I'll sit here too, but I swear in a minute I won't care.
@Oussama Sayede what
Have you read any insurance regulations or dealt with an arbitration process? Obviously not. Keep pandering to the fear mongers you uninformed troll
@@lawjef You mean how Insurance Companies have refused to pay out on their Pandemic Insurance Plans to businesses and instead have taken them to court, only for judges to side with Insurance Companies instead of businesses? There are plenty of Official News Articles about this on the web. Maybe its time to take the training wheels off.
"I'll also artificially increase the price of certain things so you couldn't afford to cover yourself in case of the bad thing. Then you'll have to give me money to afford the bad thing. If I decide you really need it."
"I love you, sun."
"I love you too, dad."
Now, was that a dad joke or a son joke?
It was a sun joke. Duh.
I thought it was a moon joke
@@Urbanfire123 maybe a mom joke?
Asking if that was a dad joke or a son joke was definitely a dad joke
That was a Ryan Joke
"so what if something bad happens, what happens then?"
"well I give you some of your money back to fix the bad thing and then you pay me more money in case a bad thing happens again"
"wait so if a bad thing happens you're going to charge me more"
"yup"
"why tho"
"well if a bad thing happened to you once it could happen again but I'll have given you money so I'll need some money to replace the money you gave me to give you"
"what?"
"give me money!"
"Something bad happened to my car. Woops!"
"Woopsie! OK, we'll give you some money. Your car is worth a little bit of money."
"Wait, but when you told me how much money I had to give you, you told me it was worth a lot of money!"
"Yeah, but now it's not because something bad happened to it."
I love this !!
Love love love this!!!
The last line of this comment is John Mulaney coming running in from nowhere to yell about post-secondary tuition
Thanks again for your v ya
I love the depiction of the first guy to think of insurance being someone who was just very pessimistic and paranoid.😂
How about the first guy to use money?
"Hey, I want some of your food."
"Why should I give you my food?"
"I'll give you little pieces of paper with pictures of dead people on them."
I can already picture that so we'll!
Why do I feel that episode already exists?
“Like trading cards.”
“Yes, exactly like trading cards. Or instead I could give you round things that I’m going to call coins, just because.”
“Like poker chips.”
“Yes, exactly like poker chips.”
@@Timelord79 because he made a similar joke on the zordon video.
Well originally it was just bartering, ie you give him some of your stuff in exchange for some of his stuff. Say, you've got a bunch of apples, but need oranges, and he has a bunch of oranges, but he also has a few apples. but he says that what he needs is cherries, so you offer apples to the guy with a lot of cherries, but he says he needs grain, so you go to the guy with a lot of grain, etc. It's much simpler if you can just give the original guy with all the oranges money so he can give it to the guy with cherries.
This taught me more about insurance than every teacher combined could.
"I love ya sun"
"I love you too dad"
"what?!"
I cant- 😂😂😂
"I love you son"
"I love you too dad"
"What?"
*Sees me constantly have anxiety about bad things happening*
Insurance guy: "It's free real estate"
"We're also only going to cover a few doctors, so only see them!"
"But what if there's an emergency and I'm unconscious and one of the other doctors saves me?"
"Not my problem! You'd have to ask them!"
Other doctor: "Hi give me all of your money."
Ryan is Canadian though so he wouldn't know anything about that
Ah, the Canadian Healthcare system is TIGHT.
Jokes on you guys, I have FREEDOM from SOCIALISM... jesus it's so bad over here.
0:43 That makes too much sense
Seriously though, the adstranaut should handle marketing for literally everything...the only ads i ever enjoy watching.
True
As much as I loved this skit, I laughed so hard at the end of the advert when he's like I love you sun and he's like I love you too dad 🤣🤣
Insurance: When it’s illegal to scam the scammers.
A tip - insurance doesn't make much of a profit - financial companies offer it to tempt you in and then they can hopefully cross-sell some financial products which *will* make them money, like credit cards, banking and pensions.
But motor insurance especially is virtually a loss leader and *not a lot of people know that*
@@KrillLiberator Insurance is not just car insurance, there is health insurance, home insurance, death insurance, business insurance, etc. Last time I checked, there is a lot of money in the Health Insurance business.
@@Radhaugo108 I worked in insurance. Thing is, all insurance is optional except motor. If you own a vehicle, you have to insure it against the likelihood of you causing a tort to others with it. That doesn't make money in spades.
You go to a firm for the essential, you-can't-dodge-it cover, then they introduce you to the ones which will work better for them (home, life, etc).
I'm aware that there is money to be made, but mostly it's not where you think it is. (Life policies, for example, are less insurance against the unexpected, than a savings policy for the entirely inevitable and are not considered General Insurance, but rather included under 'banking services').
@@KrillLiberator Both my in-laws outlived their 10k policies and are now paying over the value of the total policy, If they stop paying, they will loose the policy. Insurance doesn’t have to be mandatory to be scammy in nature.
@@Radhaugo108 Which is kind of my point - the stuff you *have* to have? It barely covers the costs of those lunatics you have to share the roads with.
Still, as Henry Fonda's Frank said in Once Upon a Time in the West, "A man has a right to make a profit". I am amazed by how uppity the capitalist West gets about this basic economic fact.
ryan is the only person who can make people watch commercials without boring them to death
Monetising people's anxiety is tight!
Super easy, barely an inconvenience.
"Hey, pretty nice day, huh?"
"Yeah, yeah. Pretty nice day."
....
"Something awful could happen."
Literally every news channel when they're out of news. Mutant rhinos running down the streets.
@@sigil9414 I remember news channels being particularly happy about 2020. We see how that went.
“Hey hi hello we are the news and today you are going to die”
@@sigil9414 actually they do report good news. even a quick search here on youtube will show you that. but in reality as much as people complain about it, they love to click or tune in on devastating news more, and since news company is still a company, they choose to show more of what people actually care for.
Reminds me of the Monty Python sketch where the mob is looking to collect protection money from the army.
"Things break, Colonel."
@@sigil9414 Well... I don't see the weather lol
Sun: I thought we were close!
Ad-stronaut: No you're 94 million miles away.
Dude! Do a “first guy to sell water” 🤣
OMG yes
YES
Evian is naive backwards. They knew exactly what they were doing.
Or just, first guy ever.
Yeah
First guy to drink water
First Guy To Ever Be A Lawyer
"Hey there, hello! Listen, this guy that you put in this room shouldn't be in this room, I decided."
That's a good one
Yes, this needs to be a video, I decided
If i were a company, i would advertise my products with Ryan, and rest assured his viewers will watch them till the end. His ads are as funny as the actual sketch, and unique everytime even for the same product.
"but what if i pretended a bad thing happened so you would give me money anyway?" "we'd have to put you in a room!"
I had insurance explained to me and thought I was so glad I wasn't required to have it.
Then I was told I was required to have it. That there was a business model where the customers are forced against their will to buy their product.
"I love you sun"
"I love you too dad"
That killed me😂
As Terry Pratchett said, getting an insurance is betting against yourself.
I know what I'm like, so that's a safe bet! Also, I do everything Sir Pterry tells me.
Even more fitting the first guy in Ankh-Morporkh that bought insurance went straight for insurance fraud.
More like hedging against reality.
Monetizing people's anxiety is tight
Adstronaut: "I love you, sun"
Sun: "I love you to, dad"
Adstronaut: "What?"
That's what I always watch the adstronaut.
These are exactly the things I thought of as a kid when I first heard about insurance.
Getting brain ads is *tight*
I love that he caught himself about to say "I don't know" in that one voice 😂😂
Understandable, have a great day.
Whoa, you're a sub with notifications on!
Uh oh
@@vydave Always :)
Hey verifyed person
Understandably having a great day is tight!
There should be a first guy to declare war.
“Hey I hate you so I’m going to purposely fight you until you give up.”
"One of us is going to die I decided"
"And now your stuff is my stuff."
"But that's my stuff."
"Not anymore, I decided."
“I love you sun”
“I love you too, dad”
This is why I always watch the ads for this comedy gold
"You could give me some money"
Subtle mugging going on here
Not really that subtle, pretty blatant I would say
Pretty blatant subtle mugging to monetize people's anxiety is Tight!
This is like modern day mafia. You pay money, we protect you.
"What are we?"
"We're mugg... mug.. we're muggers! We're muggers."
"And what do muggers do?"
"We m..mug people"
"SO...
LET'S...
GO...
MUG 'EM!!"
@@Sirenhound omg LMAO
I love Viva La Dirt League
I have to admit that this is the only channel where I willingly stay to watch the commercials.
1:25 "Wabbit Season" "Duck Season"
"Alright, so I call you when a bad thing happens. What then?"
"Well, after I decide if it's covered. You give me some more money to cover the cost of whatever I have to pay. I'm gonna call it a "deductible" you know because I'm deducting money from your wallet."
"Whhhaat?"
Insurance is gambling. You are literally making a bet that something bad will happen, and the insurance company takes the bet. Every month nothing happens, they win the bet and take your money. And every time you win, they want to up the stakes. Insurance companies are bookies.
When Ryan does a sponsored skit it's like getting two skits in one!
"So what if I don't want to give you money?"
"No you see I talked with a bunch of guys over at the place where they promised me they would put peapole in the rooms and they didn't continuously pay me or some oather guy offering this service"
"so your blackmailing me?"
"Well more like the whole group of people who want you to pay me continuously I don't think this is my fault personally"
"So you and your buddy's are blackmailing me"
"Yes I soppose so"
"oopsie!"
@@ziggytheassassin5835 "oopsie!"
"Convince me." Wow. 🤣🤣🤣
"Something awful to your house"
"I... I live there."
And his stuff is there!
@@mirjanbouma All his squishy rectangles!
I want his last sketch ever to be “the first guy to run out of ideas”
Frankly that feels nearly impossible
😂
Sounds like a hollywood pitch meeting from 20 years ago.
Ain't no way
"Hey something awful could happen" sounds more like my anxiety than an insurance salesman
"That's a nice home/car/store/health you're having there."
*"Weird way to put it, but yeah."*
"Sure would be a shame if something happened to it."
*"...Are you running a protection racket or something?"*
"Oh, I'm just trying to sell you insurance!"
*"So the answer is yes."*
I was actually expecting the video to play out something like this.
Well, no. The difference between insurance and a protection racket is that an insuranc salesman won't hire someone to burn your house down if you say no.
I don't know why but I laghed at the dad joke at 3:40
I love these sketches. They are smart, funny and totally relateable.
"Monetizing your anxiety."
America's new unofficial tagline, I've decided.
That works
@@cameronsitton501 too well
“You cant put a price on peace of mind”
-Fred Insurance 2021
1:43 it's details like this tiny slip of the tongue here that make your videos masterpieces. They become so much more relatable through this.
"Oh, and if something bad _does_ happen, there's this thing called a deductible..."
You pay most the money and then i'll just pay the remainder.
Always wondered how insurance ever started. Now I know. It's just as ridiculous as I thought. Thanks, Ryan!! You're the best!
“Hey I’m in the middle of something, I’m talking about earbuds into the void”
So then is “the void” sentient as well?
Happened a while back. I believe the house tour parody video.
This guy seems trustworthy and that he would ALWAYS be on my side, ALWAYS.
Ryanwide is on your side
"That sounds like a pyramid scheme"
"No no no, pyramids have a square base we have a rectangular base"