Sir aap se ek baat mujhe aap jarur bataye mera 7 saal pahle ek loan baki hai 4650 magar abi main us ko bharna chahata hu but wo loan number nhi hai na wo mobile no. Nhi hai ab aap bataye main us loan ko kyese bhar saku plz aap bataye mujhe ..us loan k karan Mera civil low hai plz bataye mujhe kyese wo loan me bhar saku
बहुत बहुत धन्यवाद अभार आपका सर कही भी इतनी अच्छी नहीं है, video sir ♥️🙏👌👌👌👌👌👌👍💪✴️💣💣🎉🎉🎉🎉🎉🎉🎉❤❤❤❤❤❤❤❤ super video too good 💪💪💪💪💪💪💪✴️✴️✴️✴️✴️✴️💣💣💣💣💣🙏♥️♥️♥️♥️♥️♥️♥️♥️♥️♥️♥️💐♥️♥️💐♥️♥️💐💐💐💐
Mai time se saare payment karta hun credit card ka payment turant karta kabhi kabhi credit card ko bhi loan de deta... Fir bhi mera cibil 780 ke upar na hua ... Lekin mere pass har bank se credit card offer aue loan ke offers aate fir bhi kyu ki meri income achhi aur payment instant karta.
Very Nice information.. और एक बात सारे viewers को.. कोई बैंक अपनी जरूरत पूरी कर रहा है तो पूरी जान लगाओ उसका ईएमआई चुकाने मे.. अपना 10 rs जेब से गिरता है तो भी दिनभर खयाल रहता है दिल मे बस इतना ही सोचना है..cbill score नंबर नही अपनी औकात है बस वहीं सम्भालने की जरूरत हैं..
सर मैं अभी तक 1 साल में हर कोई वीडियो दिखा लेकिन आपके जैसी जानकारी कहां पर नहीं मिले सिबिल स्कोर बनाने के लिए मैं 1 साल से हर किसी से जानकारी ली लेकिन लेकिन मुझे जानकारी नहीं मिली
Bahut badiya se bataya or samjhaya aap ne sir or almost har question ko put up krke uska reply kia, Thankyou Very Much But mere bhi ek question hai, mere naam se ek credit card 2008 me issue hua hua h, jiski outstanding amount aprrox 19000/- dikha raha h, main isko kaise close krwa sakta hoo or kya iska mere cibil pr bhi koi farak padd raha h ya padd sakta hai. plz clear
Main 100% agree karta hoon 750+ cibil score bhi koi kaam ka nahi hota hai mazaak se hat ke koi aapko 500 ka loan dene ke liye bhi sochega jab 770+ cibil score ho payment history time to time ho means fd cards or secure loans ke toh aapko 770 mein kuchh banks loan de denge sare nahi lekin 800+ ho gaya na bhai credit cards wagairah sirf apply ka process kar do thoda sa poora mat bhi karo toh dusra din aapko pre approved unsecured credit cards & loans de denge 😊
*770+ credit score hai, 2yr old credit profile hai.. 2/3 maximum achhe banks ke credit card rakhna goal hai, isiliye maine last ke bas 2 years me 35-40 credit card enquiries kie honge apne CIBIL pe.* *First ever credit card tha ICICI platinum against 10k FD, used it for 1 year then CLOSED IT, 2023 Feb ko SimplyClick mila aur 3 month ke andar credit limit increase offer bhi. 3 month pehle FED-Bank SCAPIA card Mila, kal sham ko SBI-CASHBACK card ke liye apply Kia tha.. suna tha bohot mushkil se milti hai, 10 min me approve hua.. with a decent limit.* *Maine jitne CIBIL enquiries kie h cards ke liye uska dukh hai mujhe, but maine kabhi payment late nehi kia last 2yrs me..let alone default, hamesha timely payment kia h. Abhi plan hai koi CC apply nehi karne ka for atleast 1 year.*
PULKIT SIR PLEASE READ MY COMMENT.. It was Helpful podcast for cibil score.. but sir age ek sirf CREDIT CARD ke upar v dedicated video banaiye ankit sir ke saath unsecured credit card ke liye bank customer ka kya kya check krta hai? age of loan accounts, no of loan accounts , credit limit utilization ke bare me toh iss video me bol hi diye ankit sir ne, number of enquirers etc jo jo check krte hain bank wo jo likha rehta hain na "DOESN'T MEET THE BANK'S INTERNAL POLICIES AND OPERATING PROCEDURES". thanks in advance
aur ek chiz yad aya.. ki Salaried Person ko toh mil jata h but Self Employed (Business Proprietor) walo ke liye kya h..yeh topic bhi video k content pe rakhiyega 🙏
Transation aap lakho ka kar dalo bank me usse kuch nhi hota cibil me bs jis bank me apka account hota hai wo apko loan ya cc limit kar dega. Goodwill alag chij hoti hai cibil alag cibil kewal udhaar lekar chukane me generate hota hai.
Credit card limit increase karne ka Aisa tips chahie bhai please 🙏 kuchh log bolta hai jitna jyada card use Karega itna jaldi limit increase hoga aur kuchh log bolata hai jitna kam use Karega utna kam increase hoga . Please keep this request of mine 🙏😊
If my cibil is corrected in Transunion, but it is not correctly updated in other credit rating agencies, and after followup with them also not updated. Now what should I do now?
Sir ek PC finance company se loan liya tha but RBI ne company ko cease/terminated kr diya but ye loan hamare cibil ko impact kr raha hai..aur company ki koi backend team bhi nahi hai payment karne ke liye.. mein ne cibil transunion aur rbi ko mail kr diya but koi proper response nhi hai..aap koi solution de sakte cibil se terminated hui company ki entry hatane ke liye.. please help
Agr hm online (Flipkart) se 15k mobile debit card se EMI pe to kya mera CIBIL score badega mera. 2 point kam h Or offline bola rha h ki.. finance kar lizye lekin 3k extra lgega.. finance jo karega dukan daar or online debit card se EMI pe lunga isme fark h kya Jawab diyega sir
what if, someone is the guarantor for another loan? my friend is the guarantor for another person, and that person was unable to pay his remaining loan amount, and now my friend's credit score decreasing due to the default of that person. how could my friend improve his civil score?
Loan lene ke bad last kist agar pahle hi bhar di jaaye kisi bhi chij ki Jaise man lijiye maine koi saman kharida uski 8 mahine ki kis thi maine 7 mahine pura kar Diya to kya CIBIL score per fark padega
Unsecure loan ka gurrenter tha pr wo bnda apna loan default kr diya kafi time se, ab mera cibil kharab ho gya, main apna cibil kaise thik kru plz help.
I took a SBI CC in 2000 and surrendered it with a letter within six months after paying all dues except a faulty penalty of Rs. 100/-. SBI didn't close on the plea that prescribed form was not used which I came to know after long time. Now sometimes phone calls r coming for settlement with a percentage of accumulated amount of annual charges which I refused. Though it is written off but they regularly put it to CIBIL & my score is now 638. How to remove it from CIBIL. My Axis Bank CC is running smoothly for the last 20 years and Home loan paid regularly from salary & closed.
Hello sir, Mera ek questions hai jo bi loan liye Hain jiska long time Tak payment nhi kya hai but jab paise ka urrangment ho gya tab due amount clear ker sakte hain or uske bad Jo bi late payments huye hain tab cibil score thk ho skta hai.
Mere cibil score me flipkart paylater ki galat entry hai 22 days default ki jabki maine wo bill time pe bhara tha. Toh mai kaha complain karu?? Please help. Thanks in advance.
Sir ek question tha Agr me apna cibil score bar bar check krta hu to usse bhi cibil me effect padega kya jese me phonepay, paytm, gpay, cred jese sabhi apps se check bar bar krta hu to please reply me
इतनी अच्छी जानकारी देने के लिए धन्यवाद सर मेरा सिबिल स्कोर 800 प्लस है क्रेडिट कार्ड पर मेरे साथ एक 50000 का फ्रॉड हो गया है क्या अब मेरे को यह रुपया समय पर भरना चाहिए या रिफंड आने का इंतजार करना चाहिए या नहीं भरना चाहिए क्या नहीं भरने से मेरा सिबिल स्कोर खराब हो सकता है इसकी शिकायत मैंने बैंक को भी दे दी है और साइबर क्राइम को भी दे दी है प्लीज मार्गदर्शन करें जी
5 saal pahle call aate the credit card apply k. uss samay mera cibil bahut accha tha, wo samay discount bahut aate the amazon flipkart pr. isliye bahut saare credit card lene k chakar me mene unke kahne pr whatsapp pr mere pancard or aadhar card share kr diye. or unhone apply krke fraud se khud hi use kiya, amount the sirf 4000, mene pay nhi kiya kyunki wo fraud the. mene saare legel action liye lekin prove nhi kr paya ki fraud h. finally mere credit score kharab hote hote 550 aa gaya. lekin meri salary 1lac+ ho gayi 4 saal baad aur mere dusre wale credit card k saare payment(2.5 lac limit wale card se me 2 lakh spend krke bharta tha). amazon pay later, small home loan 10 years ago, 3 different time pr personal loan time pr bhare hai in cibil history. last year mene car li to loan manager ne mana kiya cibil kharab hai. mene usse bola, sirf 4000 fraud wale k nhi bhare hai. baki 2-2 lakh ka credit card bil bhara hai time pr. or baki k personal loan, home loan sab history dekh lo. ek bhi default hai to. usne turant loan paas kr diye cibil 550 hone k baad bhi. jesa video me bola hai wo jo thik line bani hai default ki usse dot me convert krne k liye dusre acche repayment karo to cibil sahi nhi bhi ho to bhi aap usko samjha sakte ho ki fraud tha. 50000 to bahut bada amount hai. experian.com pr complain dalo parallel and ek FIR ka propf rakho fraud k. future me loan manage ko mail krna FIR jisse tumhe aasani hogi cibil kharab hone k baad bhi. kul milakar baki k loan sahi se bharo. thanks
Sir mene time par loan ki emi bari hai fir bhi loan Wale ne 13 din ki emi delay dikha di jisse mere score kam ho gya h mene uski sikayat bhi kar di h lekin sahi nahi kar raha hai kuch upay bataye please
Bhai mera cibil score 884 tha but abhi 795 jo gaya koi due nahi hai ab tak sab payment time to time hai jab main paisa bazar per dekha to mere account section ka low impact bata raha hai 8 active credit card hai or 7 credit inquiries ka bhi low impact bata hai hai to plz batao ab kya karo credit card band karau ya kuch aur plz suggest
Sir mere cibil main 2 negative card show ho rhen last kai month say aur mera cibil down kr rha hai isay delete karwane ka kya process hai pls guide kre sir
Mera cibil 781 hai aubank ne pre-approved credit card offer Dene ke bad reject Kiya. Aur 2 -3 Bank ne be credit card reject Kiya. To baisaheb Bank ko ache cibil ke lagoo ke nahi par kharab cibil walo ki jarurat hai paise kamane ke liye.
Sir मैंने क्रेडिट कार्ड apply किया था जोकि company ने wrong address पर भेज दिया उसके बाद मैंने मेल द्वारा उसे cansil करने की request कर दिया l लेकिन कंपनी ने cansil नहीं किया और दो साल का annual charge लगा दिया जिसके कारण मैंने कई बार correspondence करने के बाद कार्ड बंद कर दिया जो मेरे पास कभी था ही नहीं अथवा मुझे मिला ही नहीं था लेकिन settled कर के cibil खराब दी l Vo कैसे ठीक होगी I jiski राशि मात्र 2500 ही थी l जबकि मैं पिछले कई सालों से PL चला रहा हूं और आज तक कोई भी EMI miss नहीं हुई है l बेकसूर होने के बावजूद cibil खराब ठगा सा महसूस कर रहा हूं I
I have one question - if lets say today i got approved of the credit card , so do i have to use that credit card regularly on monthly basis to maintain my good credit score? Can someone explain
Sir mera Axis Bank ke taraf se cibil karab kar diya hai credit card ka limit 26000 tha Maine 32000 pay kiya tha lekin phir v ek or emi aaya tha to Maine Bank information bhi Diya tha kuch nahi hua phir Maine credit card customer se baat karne koshish bahut Kiya lekin call lagta nahi tha phir 6 month baad customer se call aaya baat huie lekin pement Jayda mag rahe the to
Ek non nbc bank se mere relative ne car loan liya loan period ma un comny ne car le li our oction bhi kar di one pone rate ma lakin loan aacount ma every year ammount ma byaz laga ke badha raha
सर मैं एक व्यक्ति का गारंटर हू। और मै जिसका गारंटर हु वह अपना गाड़ी का पेमेंट ठीक से नही किया है जिसकी वजह से मेरा सिबिल ख़राब हो गया है और सिबिल में suit fild /wilful default/setteld दिखा रहा है। इस कैसे हटाये या ठीक करे।कृप्या मार्गदर्शन करें।
सर मेरा सिविल 765 है लेकिन कोई भी क्रेडिट कार्ड नहीं मिल रहा और कोई भी लोन की किस्त बोनस नहीं की जो मैंने जिंदगी में लोन नहीं लिए वह सिविल में शो हो रहे हैं क्या करें
Aaj Tak itani cibil ki jankari you tyun par dekhi lekin aap ki jankari ke aage sab fel he bahut bahut dhanyvad
यू ट्यूब पर अब तक का मेरे अनुसार सबसे अच्छी जानकारी। धन्यवाद।
इतना अच्छा से आज तक कोई नही समझा पाया 👌👌🙏🙏🙏बहुत बहुत धन्यवाद 🙏🙏
Thank you sir so much aapne itna achha sikaya sir bahut bahut Dil se dhanyabad🙏🙏🙏🙏
Sir aap se ek baat mujhe aap jarur bataye mera 7 saal pahle ek loan baki hai 4650 magar abi main us ko bharna chahata hu but wo loan number nhi hai na wo mobile no. Nhi hai ab aap bataye main us loan ko kyese bhar saku plz aap bataye mujhe ..us loan k karan Mera civil low hai plz bataye mujhe kyese wo loan me bhar saku
Minimum cibil score 770 huna chaie or achha manta he achha jankari he nice Ankit sir
Bahut bahut Shukriya sar Aaj Tak Kisi Ne Itna Achcha se nahin samjhaya tha aapka Samjhane Ka Tarika mujhe bahut Achcha Laga
Bahut achha podcasts..
Many more knowledge gained after completion..
wah kitna acha samjahaya na koi promotion na koi faltu baat
Khub sundor vabe bujhiyechen ...thank you
"अनसेक्यूर्ड वाला ज्यादा Loyal है"😊 , ये बहुत बढिया लाईन कही अंकित भाई आपने🎉😊
Sir ji bhout vadya jankari di ajj tak asi jankari kisi ne na di
बहुत बहुत धन्यवाद अभार आपका सर कही भी इतनी अच्छी नहीं है, video sir ♥️🙏👌👌👌👌👌👌👍💪✴️💣💣🎉🎉🎉🎉🎉🎉🎉❤❤❤❤❤❤❤❤ super video too good 💪💪💪💪💪💪💪✴️✴️✴️✴️✴️✴️💣💣💣💣💣🙏♥️♥️♥️♥️♥️♥️♥️♥️♥️♥️♥️💐♥️♥️💐♥️♥️💐💐💐💐
Mai time se saare payment karta hun credit card ka payment turant karta kabhi kabhi credit card ko bhi loan de deta... Fir bhi mera cibil 780 ke upar na hua ... Lekin mere pass har bank se credit card offer aue loan ke offers aate fir bhi kyu ki meri income achhi aur payment instant karta.
Very Nice information..
और एक बात सारे viewers को..
कोई बैंक अपनी जरूरत पूरी कर रहा है तो पूरी जान लगाओ उसका ईएमआई चुकाने मे.. अपना 10 rs जेब से गिरता है तो भी दिनभर खयाल रहता है दिल मे बस इतना ही सोचना है..cbill score नंबर नही अपनी औकात है बस वहीं सम्भालने की जरूरत हैं..
bahot badhiya .....
Very nice
Bahut acche se samjhaya sir sab doubt clear ho gye
Sir aapke samjhane ka tarika bahut achha hai kahi se isme fake nahi hai
Bhai ney ek point sahi bola credit card liya hain to use karo and due date sey pehley pura repay karo.... Cibil score badhega
सर मैं अभी तक 1 साल में हर कोई वीडियो दिखा लेकिन आपके जैसी जानकारी कहां पर नहीं मिले सिबिल स्कोर बनाने के लिए मैं 1 साल से हर किसी से जानकारी ली लेकिन लेकिन मुझे जानकारी नहीं मिली
Bahut badiya se bataya or samjhaya aap ne sir or almost har question ko put up krke uska reply kia, Thankyou Very Much
But mere bhi ek question hai, mere naam se ek credit card 2008 me issue hua hua h, jiski outstanding amount aprrox 19000/- dikha raha h, main isko kaise close krwa sakta hoo or kya iska mere cibil pr bhi koi farak padd raha h ya padd sakta hai. plz clear
सर मैं आपका वीडियो देख करखुश हो रहा हूं आपको धन्यवाद करना चाहता हूं आप बहुत बहुत आभारी हो आपको हम नमस्ते करते हैं नमस्कार करते हैं और राम राम जी
Main 100% agree karta hoon 750+ cibil score bhi koi kaam ka nahi hota hai mazaak se hat ke koi aapko 500 ka loan dene ke liye bhi sochega jab 770+ cibil score ho payment history time to time ho means fd cards or secure loans ke toh aapko 770 mein kuchh banks loan de denge sare nahi lekin 800+ ho gaya na bhai credit cards wagairah sirf apply ka process kar do thoda sa poora mat bhi karo toh dusra din aapko pre approved unsecured credit cards & loans de denge 😊
*770+ credit score hai, 2yr old credit profile hai.. 2/3 maximum achhe banks ke credit card rakhna goal hai, isiliye maine last ke bas 2 years me 35-40 credit card enquiries kie honge apne CIBIL pe.*
*First ever credit card tha ICICI platinum against 10k FD, used it for 1 year then CLOSED IT, 2023 Feb ko SimplyClick mila aur 3 month ke andar credit limit increase offer bhi. 3 month pehle FED-Bank SCAPIA card Mila, kal sham ko SBI-CASHBACK card ke liye apply Kia tha.. suna tha bohot mushkil se milti hai, 10 min me approve hua.. with a decent limit.*
*Maine jitne CIBIL enquiries kie h cards ke liye uska dukh hai mujhe, but maine kabhi payment late nehi kia last 2yrs me..let alone default, hamesha timely payment kia h. Abhi plan hai koi CC apply nehi karne ka for atleast 1 year.*
Na 😮
Aisa nahi hai bhai, mere paas 5 credit card hai aur mera cibil score kabhi 800 ke upar tha hi nahi
Mpokket se loan lo 100% approved ho jayega
Yes
Bhoot khub accha samjhaya aap na
दोनो भाइयों ने जानकारी बहुत अच्छी दी है❤❤❤
बहुत-बहुत dhanyvad bhai sahab aapko
Bahut sundar jaankaari h ❤❤❤
Very honest speech Sir Thank you so much 🙏
Excellent video and deep details gone through in this discussion. Thanks lots for awareness of all. Everyone must watch this video.
PULKIT SIR PLEASE READ MY COMMENT..
It was Helpful podcast for cibil score..
but sir age ek sirf CREDIT CARD ke upar v dedicated video banaiye ankit sir ke saath
unsecured credit card ke liye bank customer ka kya kya check krta hai?
age of loan accounts, no of loan accounts , credit limit utilization ke bare me toh iss video me bol hi diye ankit sir ne, number of enquirers etc jo jo check krte hain bank
wo jo likha rehta hain na "DOESN'T MEET THE BANK'S INTERNAL POLICIES AND OPERATING PROCEDURES".
thanks in advance
sure
@@FocusPathOfficial ok
aur ek chiz yad aya.. ki Salaried Person ko toh mil jata h but Self Employed (Business Proprietor) walo ke liye kya h..yeh topic bhi video k content pe rakhiyega 🙏
@@yoursubhajit8bhai mai government employee hu, railway me job karta hu,mera cibil score 600 hai mujhe bank se loan mil jayega????
@@arihantgamingyt2135 ha govt employee ko toh milta hi hain, pr cibil score kam hai, interest rate comparatively thoda zyada ho sakta hai
बहुत बहुत धन्यवाद आपका सर दिल से प्रणाम🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉👌👌👌👌👌👌👍👍👍👍👍👍👍✴️✴️✴️✴️✴️♥️♥️♥️♥️🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏
Transation aap lakho ka kar dalo bank me usse kuch nhi hota cibil me bs jis bank me apka account hota hai wo apko loan ya cc limit kar dega.
Goodwill alag chij hoti hai cibil alag cibil kewal udhaar lekar chukane me generate hota hai.
बहुत शानदार जानकारी देते है धन्यवाद आप दोनो को
Cibil score kaise improve kare is sawal ka jawab sidha kyun nahi dete bhai itna ghumane ki kya zarurath hai😂
Kyoki hame thodi bakchodi bhi to karni hai 😅
Aadha ghanta lga diya btane me 2 min. Ki bt ko
Cibil ka ek moral of story he bahi bata raha he kiu kee unk ko pesa kama na he na bro
36 minit ka video hai😂
😅
Sir me sbi card me sirf 2 din late emi kari thi mera cibil score 775 se sidha 680 kar diya vapas 750 aane me 4month lag gaye
Kaise increase Kiya Apne please batayiye mera 670 hai...
Kese increase kiya apne
Mera CIBIL score 760 h but fir bhi mujhe SBI ka pre approved lone aata rehta hai
Very important video for all ❤❤
Bhai kya samjhaye ho dono ,aapke samjhane ka tarika bahut hi achha laga hame thank u so much both of u❤❤❤❤
Hatts off to you guys for guiding to improve cibil, God bless you
Sir thanx cibil k bare me batane k liye
Mera 2017 ka cibil bht efect hua h
Car loan home ab kuchh. I milta
Didn't know you guyz.....but this content 👏🙌
Credit card limit increase karne ka Aisa tips chahie bhai please 🙏 kuchh log bolta hai jitna jyada card use Karega itna jaldi limit increase hoga aur kuchh log bolata hai jitna kam use Karega utna kam increase hoga . Please keep this request of mine 🙏😊
30 % se kam use karo to badh jayega and maximum use karoge to cibil kam hojayega
80% used kro lekin jab bil aaye to ek do din me payments kr do due date ka wait na kre 100% increase ho jayga
If my cibil is corrected in Transunion, but it is not correctly updated in other credit rating agencies, and after followup with them also not updated. Now what should I do now?
Correct 💯 information given sr thanks 🙏
Companies like TransCibil should be directly regulated by RBI & No powers should be given to private players who manipulate data integrity...
Sir ek PC finance company se loan liya tha but RBI ne company ko cease/terminated kr diya but ye loan hamare cibil ko impact kr raha hai..aur company ki koi backend team bhi nahi hai payment karne ke liye.. mein ne cibil transunion aur rbi ko mail kr diya but koi proper response nhi hai..aap koi solution de sakte cibil se terminated hui company ki entry hatane ke liye.. please help
In how many days the cibil record is deleted if bank do not update record in transunion cibil, specially if it is a cooperative bank.
Agr hm online (Flipkart) se 15k mobile debit card se EMI pe to kya mera CIBIL score badega mera. 2 point kam h
Or offline bola rha h ki.. finance kar lizye lekin 3k extra lgega.. finance jo karega dukan daar or online debit card se EMI pe lunga isme fark h kya
Jawab diyega sir
Thank you sir ap bahut acha bataye mujhe vi kuch jankari nahi tha bas regret hi milta tha 😅
what if, someone is the guarantor for another loan? my friend is the guarantor for another person, and that person was unable to pay his remaining loan amount, and now my friend's credit score decreasing due to the default of that person. how could my friend improve his civil score?
Loan lene ke bad last kist agar pahle hi bhar di jaaye kisi bhi chij ki Jaise man lijiye maine koi saman kharida uski 8 mahine ki kis thi maine 7 mahine pura kar Diya to kya CIBIL score per fark padega
Unsecure loan ka gurrenter tha pr wo bnda apna loan default kr diya kafi time se, ab mera cibil kharab ho gya, main apna cibil kaise thik kru plz help.
Sir agar kisi ka cibil default hain. Or usne 1 saal ke baad jo bank ka loane tha wo paid kar diya! Uske baad kya cibil score thik hoga?
Kya gold loan lene se bhi badhta hai cibil sir ji
Ha, gold loan bahut hi accha hota hai cibil score k liye.
Sir ek help kar dijiye,,mera loan band hoke bohot saal hogaya he par overdue thik nhi ho raha, overdue thik karne ka koi rasta bataiye pls
Lovely brothers kya acche se samjhaya thank u dhanyvad
I took a SBI CC in 2000 and surrendered it with a letter within six months after paying all dues except a faulty penalty of Rs. 100/-. SBI didn't close on the plea that prescribed form was not used which I came to know after long time. Now sometimes phone calls r coming for settlement with a percentage of accumulated amount of annual charges which I refused. Though it is written off but they regularly put it to CIBIL & my score is now 638. How to remove it from CIBIL. My Axis Bank CC is running smoothly for the last 20 years and Home loan paid regularly from salary & closed.
Acche cibil score ke benefit kya hai iska bhi video bna do…bus ek video hai TH-cam pr voh bhi 5 saal purana 🙏
Be smart don't take loan ever in life...... Aap sukhi rahogey.....
Ajtk ka sbse acha vdo dekha hmne❤️
👌👌👌👌
Hello sir,
Mera ek questions hai jo bi loan liye Hain jiska long time Tak payment nhi kya hai but jab paise ka urrangment ho gya tab due amount clear ker sakte hain or uske bad Jo bi late payments huye hain tab cibil score thk ho skta hai.
Same question us se pucho jis se loan liya hai, us se behtar koi nhi bata sakta
Nhi aapka cibil score khraab ho chuka q ki aap ne emi default ki h bhale hi baad me aap ne pura loan bhar diya ho😊
Cibil thik ho skta h but pehele aapko secure loan lena hoga ar timely payment krna hoga
Sir mare cibil 790 ha age 19 kia muja koi credit card milagi kia please reply
Mere cibil score me flipkart paylater ki galat entry hai 22 days default ki jabki maine wo bill time pe bhara tha. Toh mai kaha complain karu?? Please help. Thanks in advance.
1) Flipkart ka loan jis bank se hai ...us bank ke nodal officer ko mail karo
Aur flipkart ko bhi complain karo
Sir ek question tha
Agr me apna cibil score bar bar check krta hu to usse bhi cibil me effect padega kya jese me phonepay, paytm, gpay, cred jese sabhi apps se check bar bar krta hu to please reply me
Nahi Aisa nahi hota aap kitni bhi bar check kr skte ho
Thankyou sir
Sir koi bank Bina ejajat ke civil check karti hai or hamara civil kharab hota hai to kaha complete kare or civil badhane ke liye kya kare
Good job brother ❤❤❤
Settlement karne k bad me loss amount ko recover karne ka mauka milega?
very very good information🙏
इतनी अच्छी जानकारी देने के लिए धन्यवाद सर मेरा सिबिल स्कोर 800 प्लस है क्रेडिट कार्ड पर मेरे साथ एक 50000 का फ्रॉड हो गया है क्या अब मेरे को यह रुपया समय पर भरना चाहिए या रिफंड आने का इंतजार करना चाहिए या नहीं भरना चाहिए क्या नहीं भरने से मेरा सिबिल स्कोर खराब हो सकता है इसकी शिकायत मैंने बैंक को भी दे दी है और साइबर क्राइम को भी दे दी है प्लीज मार्गदर्शन करें जी
5 saal pahle call aate the credit card apply k. uss samay mera cibil bahut accha tha, wo samay discount bahut aate the amazon flipkart pr. isliye bahut saare credit card lene k chakar me mene unke kahne pr whatsapp pr mere pancard or aadhar card share kr diye. or unhone apply krke fraud se khud hi use kiya, amount the sirf 4000, mene pay nhi kiya kyunki wo fraud the. mene saare legel action liye lekin prove nhi kr paya ki fraud h. finally mere credit score kharab hote hote 550 aa gaya. lekin meri salary 1lac+ ho gayi 4 saal baad aur mere dusre wale credit card k saare payment(2.5 lac limit wale card se me 2 lakh spend krke bharta tha). amazon pay later, small home loan 10 years ago, 3 different time pr personal loan time pr bhare hai in cibil history.
last year mene car li to loan manager ne mana kiya cibil kharab hai. mene usse bola, sirf 4000 fraud wale k nhi bhare hai. baki 2-2 lakh ka credit card bil bhara hai time pr. or baki k personal loan, home loan sab history dekh lo. ek bhi default hai to. usne turant loan paas kr diye cibil 550 hone k baad bhi.
jesa video me bola hai wo jo thik line bani hai default ki usse dot me convert krne k liye dusre acche repayment karo to cibil sahi nhi bhi ho to bhi aap usko samjha sakte ho ki fraud tha. 50000 to bahut bada amount hai.
experian.com pr complain dalo parallel and ek FIR ka propf rakho fraud k. future me loan manage ko mail krna FIR jisse tumhe aasani hogi cibil kharab hone k baad bhi. kul milakar baki k loan sahi se bharo. thanks
Good 👍 information given sr thanks 🙏
Sir mene time par loan ki emi bari hai fir bhi loan Wale ne 13 din ki emi delay dikha di jisse mere score kam ho gya h mene uski sikayat bhi kar di h lekin sahi nahi kar raha hai kuch upay bataye please
Bhai merea bhi same scene hai compalin kaha karna hai bata sakte ho kya
@@vishalsingh0111 cibil ke official website pe raise a dispute ka option hota hai
Both Brother❤️
Bhai mera cibil score 884 tha but abhi 795 jo gaya koi due nahi hai ab tak sab payment time to time hai jab main paisa bazar per dekha to mere account section ka low impact bata raha hai 8 active credit card hai or 7 credit inquiries ka bhi low impact bata hai hai to plz batao ab kya karo credit card band karau ya kuch aur plz suggest
मेरा सिविल 826 था। मैंने सिर्फ पर्सनल लोन एप से दो जगह अप्लाई किया दूसरे दिन सिबिल 628 है । क्या करूं समझ नहीं आ रहा।
😂
Cibil waley hi sahi nahi hai
2-4 mahine me sahi ho jayega tension nahi lene ka 😂
Sir mere cibil main 2 negative card show ho rhen last kai month say aur mera cibil down kr rha hai isay delete karwane ka kya process hai pls guide kre sir
Mujhe dekho Mera cibil acha hai 792 fir v pre approved offer nhi ata bank may v 3 4 lakh hota hmehsa
Super Video ❤ ❤
Very nice ji aapne bahut aache se baat samjai ha
Mera cibil 781 hai aubank ne pre-approved credit card offer Dene ke bad reject Kiya. Aur 2 -3 Bank ne be credit card reject Kiya. To baisaheb Bank ko ache cibil ke lagoo ke nahi par kharab cibil walo ki jarurat hai paise kamane ke liye.
Check your pincode is serviceable or not
Bhai mere paas HDFC aur SBI credit card hai dono me 1 lakh ki limit hai maine kitna use karna mahine me batao
30000
Ok
Nice one sir. All details video with cibil score grouth.
Sir मैंने क्रेडिट कार्ड apply किया था जोकि company ने wrong address पर भेज दिया उसके बाद मैंने मेल द्वारा उसे cansil करने की request कर दिया l
लेकिन कंपनी ने cansil नहीं किया और दो साल का annual charge लगा दिया जिसके कारण मैंने कई बार correspondence करने के बाद कार्ड बंद कर दिया जो मेरे पास कभी था ही नहीं अथवा मुझे मिला ही नहीं था लेकिन settled कर के cibil खराब दी l
Vo कैसे ठीक होगी I jiski राशि मात्र 2500 ही थी l
जबकि मैं पिछले कई सालों से PL चला रहा हूं और आज तक कोई भी EMI miss नहीं हुई है l
बेकसूर होने के बावजूद cibil खराब ठगा सा महसूस कर रहा हूं I
bhai mene loan nhi liya fir bhi mere CIBIL score Me show ho raha hai
Same happened with me also
Very knowledge full video
I have one question - if lets say today i got approved of the credit card , so do i have to use that credit card regularly on monthly basis to maintain my good credit score? Can someone explain
Sir mera Axis Bank ke taraf se cibil karab kar diya hai credit card ka limit 26000 tha Maine 32000 pay kiya tha lekin phir v ek or emi aaya tha to Maine Bank information bhi Diya tha kuch nahi hua phir Maine credit card customer se baat karne koshish bahut Kiya lekin call lagta nahi tha phir 6 month baad customer se call aaya baat huie lekin pement Jayda mag rahe the to
Hello Sir Namaskar Sir mera mudra Loan chal raha ha. Kya meri wife ko stand up India schem ka Labh mil sakta ha. Please reply sir🙏🙏
Ek non nbc bank se mere relative ne car loan liya loan period ma un comny ne car le li our oction bhi kar di one pone rate ma lakin loan aacount ma every year ammount ma byaz laga ke badha raha
Mera cibil score 786 hai pre approved loan offer aate hai 3 lakh tk.
Lekin credit card ki limit nhi increase ho rhi hai
Very good information
Good Informative Video…. This is what Podcast should be ❤
सर मैं एक व्यक्ति का गारंटर हू। और मै जिसका गारंटर हु वह अपना गाड़ी का पेमेंट ठीक से नही किया है जिसकी वजह से मेरा सिबिल ख़राब हो गया है और सिबिल में suit fild /wilful default/setteld दिखा रहा है। इस कैसे हटाये या ठीक करे।कृप्या मार्गदर्शन करें।
Mere sath b aise hi huya h
सर मेरा सिविल 765 है लेकिन कोई भी क्रेडिट कार्ड नहीं मिल रहा और कोई भी लोन की किस्त बोनस नहीं की जो मैंने जिंदगी में लोन नहीं लिए वह सिविल में शो हो रहे हैं क्या करें
Cibil ki website pr ja k report kr do bhai
IDFC first bank Kitna secure hai uske bare mein video bataiye sar
mne suna h ki jis bhi bank me app fd based card loge us bank se kbhi unsecured card nhi milta plz tell us
Overdue kaise hatega civil se sir..please tell. Jo aplication close ho gaye hain
Mere pass credit Card hai jise Maine activate nahin kara usse bhi civil kam hota hai kya
Mera cibil mai unnecessary accounts add hogeye han jo mai use bhi nahi karta kese hatai usko.please help.!!!!
Most pawarful video
Mai wo student tha 2021 me aaj pachtawa hota h jab jarurat h
Aapne default kia tha loan??
And abhi aapki credit score kitni hai?
Free me Kahan check karen CIBil score Jo approx real( actual) bataye, har ek month ki kis date ko CIBIL generate hoti hai, please aap batayen
Knowledgeable video❤
Bt podcast video call pe kar rahe ho kya??? Dono alag alag taraf dekh rahe ho
Thank you so much for giving the best information. Want to know that please talk about the guranter cibil if the borrower default the secured loan ?
Sir ji civil bata nhi rha kuch bhi nahi bata rha hi civil jasa look hi