By age 30 I became more selective with friends who made my life better visa versa and people I just knew a really long time and had put time aside for, for no real reason other than knowing them, life got a lot better and surprisingly cheaper when doing social outings
Thank you for sharing your finances. Very interesting to know how couples spend their money. You know if I would only have known this earlier. At high school I was more of a sporty type. And the girl of my dreams fell in love with an accountant. Only if knew better back then. But hey they got married and got wonderfull children. I’m happy for her. These days I don’t count my expense anymore. I rather have a budget meter for my expenses. I even got a category “expected unexpected expenses” still I’m nearly getting by at the end of the month. Knowing your success story really motivates me to become better at data science! Feeling motivated! Tyyy 😌☺️
No worries at all, thank you for watching! Yes I always find it fascinating to watch these types of videos to see how other people spend / split their money (since not enough people talk about it + money shouldn't be taboo!!) Never too late - sounds like you're doing really well now. Haha I also roughly budget + try to spend my money intuitively on the right things. Good luck 🙂
I'm glad you included using fast food as a meal extender not a main meal. You can satiate the craving but you also get a full meal. (everyone google KFC rice haha) Having a coffee machine and replicating restaurant dishes at home is also spot on great advice!
yes absolutely!! not everyday do we feel like cooking / eating healthy, so i've been "adding" greens to my unhealthy cravings ☺ also KFC rice looks amazing i might actually try that some time HAHA
Yes you definitely need to try! It's become a weekly staple now :') Broth was basically boiling chicken drumsticks with shiitake mushrooms, ginger, garlic, a few stalks of green onion, miso paste for an hour + then season to taste with sesame oil and salt / pepper: mykidslickthebowl.com/5-minute-meals-chicken-miso-soup/ Soy sauce egg recipe: boil eggs for 6min 30 seconds and dunk into ice water, peel + marinade in a soy sauce, sugar, mirin + water liquid for a few hours :) Toppings: canned corn, green onions, seaweed, sesame seeds, shredded drumstick meat from the broth
Great content, it's nice to see a breakdown of expenses from someone else who is also frugal. I am curious about you rationale about buying a 1 bed room apartment. I am in a position where I could get a 1 bed room apartment too but those monthly repayments would be forcing me to be even more frugal than I currently am.
Thank you and hello my fellow frugal friend!! Ahhh if I could go back in time I definitely won’t buy a (new) apartment again - was a mistake so I don’t recommend it - strata is also super high + things in my building keep breaking 😭 and definitely facing over supply
@@candidlyvivian that’s sounds really crappy, not what you want at all. I’d love to see video where you outline your experiences, lessons learned and what you would do differently etc
$650 for your housing expenses is insane!!!, Maybe not insane by sydney Standards, by my rough numbers you have about a 400K balance on your Mortgage , which is really renting from the bank until you can get that balance down. Putting a roof over your head is a real killer.
I also just saw a stat somewhere that said the average rental price per week in Sydney is $650-$700...just to pay down someone else mortgage T_T prices are actually insanity
@@candidlyvivian To be fair, Yeah thats usually the narrative that is touted by lenders and spruikers to get people to commit to large loans for housing, Renting isn't paying down someone else's mortgage but a Shelter Service provided to you at a price, now the landlord may or may not be taking on finance to provision that service to you. Obviously there is a relationship between the price in the rental market and the cost of finance , but whether renting or "Taking on Debt to purchase" works out better or worse for you depends on your circumstances. For most middle class folk , this will depend on your job security and your cash flow, obviously the higher these things are the more risks your able to take. There are higher value professions such as doctors who are offered loans at cheaper rates than the rest of us. As they say its expensive being poor and when your abundantly wealthy none of this frugalness really matters .
@@candidlyvivian sadly it is going up here in Perth as well and the median rent here per week is $650 for a house and $595 for a unit. It is very difficult. I think we need some form of rental caps in Australia. Thank you for the video, it is really interesting to get that insight into how people live over in Sydney. 😄
@@curiousseal5960 oh yes, kommies always promises that Wise Govt feeds ans saves, punishes Greedy Capitalists and Cap the Prices. KABOOOM and you discover yourself in state slum, paying even more than it was before relative to you State Guaranteed Income. You want cap? Means lord must pay interest from his pocket and be happy to provide you housing? Nope. You will be kicked out - why to hold you as tenant if you bring only losses?
$1200/month for FOOD? You will never save for a deposit. Just because you are very easy fooled by marketology, ads, "social traditions" and so on. Your money are not yours, they belong to those who is in control of your mind, who says you "spend these $50 - You Deserve It! Dine out! Buy this Premium! Spend, spend, spend! (we need these money!)" and you do obey. Food in Sydney (for me, 110Kg male, working all day long all over town, not sitting in office) costs about $300/month. The biggest spend is housing, my unit repayments are $2500/month = 30K pa (will be more as fixed cheap loan ends soon) plus bills, rates and strata fees about $8000 pa.
I appreciate the honesty and rundown. As a fellow sydney sider, I can relate to the struggle
And I'm impressed you can fill up your tank once a month!
yay fellow sydney sider, how expensive are things now T__T
and I don't drive too much because both my partner and I work from home everyday 😀
I'm impressed that you are buying a property at age 27! So many younger people will never be able to do this because of the rise in property prices.
@@christineewing3492 her parents helped her
By age 30 I became more selective with friends who made my life better visa versa and people I just knew a really long time and had put time aside for, for no real reason other than knowing them, life got a lot better and surprisingly cheaper when doing social outings
Thank you for sharing your finances. Very interesting to know how couples spend their money. You know if I would only have known this earlier. At high school I was more of a sporty type. And the girl of my dreams fell in love with an accountant. Only if knew better back then. But hey they got married and got wonderfull children. I’m happy for her. These days I don’t count my expense anymore. I rather have a budget meter for my expenses. I even got a category “expected unexpected expenses” still I’m nearly getting by at the end of the month. Knowing your success story really motivates me to become better at data science! Feeling motivated! Tyyy 😌☺️
No worries at all, thank you for watching!
Yes I always find it fascinating to watch these types of videos to see how other people spend / split their money (since not enough people talk about it + money shouldn't be taboo!!)
Never too late - sounds like you're doing really well now. Haha I also roughly budget + try to spend my money intuitively on the right things.
Good luck 🙂
I'm glad you included using fast food as a meal extender not a main meal. You can satiate the craving but you also get a full meal. (everyone google KFC rice haha)
Having a coffee machine and replicating restaurant dishes at home is also spot on great advice!
yes absolutely!! not everyday do we feel like cooking / eating healthy, so i've been "adding" greens to my unhealthy cravings ☺ also KFC rice looks amazing i might actually try that some time HAHA
Nice one, so insightful! I need to follow some of these tips here in London. It’s 2-3x more expensive here than Sydney 😭
Not true. Everything in Australia especially Sydney is way more expensive than UK. Food, petrol, rent, transport, etc
I went through a phase of being young and cool - buying coffee and lunch out everyday. It felt amazing! But so bad for finances
same HAHA i felt so cool with my $20 lunch + coffee and my office tag
Drop the ramen recipe!
Yes you definitely need to try! It's become a weekly staple now :')
Broth was basically boiling chicken drumsticks with shiitake mushrooms, ginger, garlic, a few stalks of green onion, miso paste for an hour + then season to taste with sesame oil and salt / pepper: mykidslickthebowl.com/5-minute-meals-chicken-miso-soup/
Soy sauce egg recipe: boil eggs for 6min 30 seconds and dunk into ice water, peel + marinade in a soy sauce, sugar, mirin + water liquid for a few hours :)
Toppings: canned corn, green onions, seaweed, sesame seeds, shredded drumstick meat from the broth
Coffee machine at home is honestly such a big money saver!! (If you’re a coffee drinker that is) 😂
i agree! although I'm sure the internet is quite split on this haha
thank you for sharing your honest finances, Sydney really is so expensive to live in 😮
P.S would love to see some savings tips video
no worries!! it really is so expensive T_T
and I can defs do a savings video :)
this was a great walkthrough!
9:05 the perfect salad
thanks Jon!! omg HAHA just realised you meant the nuggets on rocket 😂
So relatable. I am the same with spending $ on coffee and tolls
@@bellawagstaff6371 omg haha yay 🎉
Great content, it's nice to see a breakdown of expenses from someone else who is also frugal. I am curious about you rationale about buying a 1 bed room apartment. I am in a position where I could get a 1 bed room apartment too but those monthly repayments would be forcing me to be even more frugal than I currently am.
Thank you and hello my fellow frugal friend!! Ahhh if I could go back in time I definitely won’t buy a (new) apartment again - was a mistake so I don’t recommend it - strata is also super high + things in my building keep breaking 😭 and definitely facing over supply
@@candidlyvivian that’s sounds really crappy, not what you want at all. I’d love to see video where you outline your experiences, lessons learned and what you would do differently etc
Hello 🫒
Pay attention to video editing also.
This is quite low, edit in good style.
Because it is very important in your video.
Agree at heart. 🍆
Definitely yes 🍅
Yes, video editing is definitely low. 🍆
Great breakdown, thanks
thank you for watching Anthony!
Sydney cost of living really is ridiculous 😅
It really is T_T
Nope. Normal. Its not high cost of living, its cheap useless population with some cheap BS jobs like brewing coffee or sit in onedollar store.
$650 for your housing expenses is insane!!!, Maybe not insane by sydney Standards, by my rough numbers you have about a 400K balance on your Mortgage , which is really renting from the bank until you can get that balance down. Putting a roof over your head is a real killer.
I also just saw a stat somewhere that said the average rental price per week in Sydney is $650-$700...just to pay down someone else mortgage T_T
prices are actually insanity
@@candidlyvivian To be fair, Yeah thats usually the narrative that is touted by lenders and spruikers to get people to commit to large loans for housing, Renting isn't paying down someone else's mortgage but a Shelter Service provided to you at a price, now the landlord may or may not be taking on finance to provision that service to you. Obviously there is a relationship between the price in the rental market and the cost of finance , but whether renting or "Taking on Debt to purchase" works out better or worse for you depends on your circumstances. For most middle class folk , this will depend on your job security and your cash flow, obviously the higher these things are the more risks your able to take. There are higher value professions such as doctors who are offered loans at cheaper rates than the rest of us. As they say its expensive being poor and when your abundantly wealthy none of this frugalness really matters .
@@BGwControlStop that is so true!
@@candidlyvivian sadly it is going up here in Perth as well and the median rent here per week is $650 for a house and $595 for a unit. It is very difficult. I think we need some form of rental caps in Australia.
Thank you for the video, it is really interesting to get that insight into how people live over in Sydney. 😄
@@curiousseal5960 oh yes, kommies always promises that Wise Govt feeds ans saves, punishes Greedy Capitalists and Cap the Prices. KABOOOM and you discover yourself in state slum, paying even more than it was before relative to you State Guaranteed Income.
You want cap? Means lord must pay interest from his pocket and be happy to provide you housing? Nope. You will be kicked out - why to hold you as tenant if you bring only losses?
You look older
lol
$1200/month for FOOD? You will never save for a deposit. Just because you are very easy fooled by marketology, ads, "social traditions" and so on. Your money are not yours, they belong to those who is in control of your mind, who says you "spend these $50 - You Deserve It! Dine out! Buy this Premium! Spend, spend, spend! (we need these money!)" and you do obey.
Food in Sydney (for me, 110Kg male, working all day long all over town, not sitting in office) costs about $300/month. The biggest spend is housing, my unit repayments are $2500/month = 30K pa (will be more as fixed cheap loan ends soon) plus bills, rates and strata fees about $8000 pa.
@@antontsau $400 a week on discretionary spendings that include petrol, gym + and present does not mean $1.2k a month on food lol
@@candidlyvivian you mentioned dining out, wine and so on for $40.