First-Time Homebuyers: Inspections Explained
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- เผยแพร่เมื่อ 26 ก.ย. 2024
- ⭐Have mortgage questions? Pick a time that works best for you here
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Text me after you fill out with your name 707-478-0637 so I can alert team
⭐ Call Me: My cell phone is 707-478-0637 I am happy to help. Let’s get you home!:)
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Timestamps:
0:06 Two Types of Inspections
0:18 Bare Minimum Inspections
0:50 Suggested Inspections
1:40 Should You Be There? (YES)
3:55 Pest/Termite Report
4:28 Well Reports
4:56 Septic Reports
5:40 Trust the Seller Disclosures?
6:15 Conventional Loans Have No Inspections
6:35 If An Appraiser Requires It, It Happens
7:00 Examples When It's Required
7:38 VA Required Inspections
8:57 FHA & USDA Well Inspections
9:35 Mold Inspection
10:00 Who Orders the Reports?
10:20 Research The Inspectors
11:10 Why Do Inspections? (They Save Money & TIme)
11:40 Realtor Said Waive Inspections???
12:10 What to do with Inspections?
12:20 Reach Out at the Calendly In The Description or 707-478-0637
Licensing info: Jennifer Beeston, SVP Mortgage Lending NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611 Branch Address: 1750 N University Drive, Coral Springs, Florida, 33071 Equal Housing Lender
For licensing, go to www.nmlsconsumeraccess.org
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NMLS 247743 Guaranteed Rate NMLS 2611
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Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.
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Thank you.This was very helpful
Glad it was helpful!
I bought a house and the realtor recommended a home inspector, everything was fine but I don’t recommend going with an inspector that the realtor recommend
Yeah it’s tough as sometimes they recommend good people but you just never know unless you independently research
Great video Jennifer, thanks. But when you mention in your videos that”if you have a question, please reach out”. I called your mortgage company and spoke to an agent. She wasn’t willing to answer many questions unless I filled out a pre approval application. I thought the objective for the call was to help navigate my decision, not purchase a home via phone.
Did you speak to someone on my team or just someone at guaranteed rate? The only time my team would suggest an app is if you had questions that could only be determined with a full application such as what you could qualify for etc…
Also, we did have a call yesterday with someone asking how much income they should show on their tax returns which is 100% nothing any lender can or should advise on so if that was you that was why they would/could not answer. If that was not you shoot me a text and I will personally call you back 707-478-0637
@@JenniferBeeston Thank you so much for your help and quick response . You and your videos mean a lot and y’all’s team come across as genuine. Hopefully I can work with your company this year.
Happy mine covered everything.
We did an inspection and an FHA appraisal. The inspector caught the sewer leak and live wires in the attic. FHA appraiser didn't catch any of that but nailed the small amount of peeling paint on the outside of the house. You should make a video about Escrow Holdovers. We had to do one because we can't paint the outside of the house during winter. We had never heard of an escrow holdover and had a bit of panic until we talked with your team about options.
Even if I decided I really want "THAT particular house", Like it's affordable and in the perfect area, it otherwise looks livable...I still want an itemized list of everything wrong with it so I can fix them! I cannot fix what I don't know is wrong!
100%
I went N.C route and I will be getting mines during the 6 month!
Great 😊
Thank you!
Don't sleep on the inspections! The cost is worth the peace of mind.