Pranjal Ji... You forgot about the most important part of minimum capital required and license fee asked by irda... For any insurance company minimum 100 crore capital is required and license fees are also in crores, so their is no way that insurance company will become bankruptcy in country like India 🇮🇳
On ur for first point of re-insurance by another company. This can form a chain and can be a deadlock? What happens in this case? Me - - company A - - (reinsurance) - - company B - - Company C - - Company A.
@@shakuldubey1873 nothing will happen, as its highly impossible to get that chain failed and can happen only if both insurer and re-insurer fails miserably, and its highly unlikely
I was thinking about NAVI and I got a question what if it goes bankrupt or by any reason it has to be shut then what will I do if I'm a insurance holder. Now you answered it. Thank you
Sir mere papa ne life insurance kiya tha aur 5 saal premium dena tha aur unhone 2 saal diya aur iss saal tisra baar dete January me par nhi diye aur April me death ho gya to kya hmlg paisa milega ki nhi please please please answer
That's why you always go for LIC, only LIC has Sovereign Guarantee that is, if LIC files bankruptcy Govt of India will settle all the claims filed by policyholders. The only financial institution in the world that enjoys this guarantee.
Dear sir, Thank you for knowledgeable video. I would like to request you, Please make some video how to analysis and know, some major ratio for value investing tools in insurance sector and companies. fundamental for stock pick up.
I always had this fear in my mind and taken insurance from 2 different companies to mitigate the risk. Now I realised that my fear was nothing but unawareness. Thanks for making such videos.
Par ek dost ka maturity k time insurance walo ne 50% amount he de rahe hai aur insurance walo ne bola ki agar aap kuch hota hai bimar parte toh aap ko pura amount milta
Bajaj insurance jaisi reputed company ke attractive life insurance ya goals achievement plans le or bht kam years me maturity claim kre 30% increase maturity sum assured claim kre. Interested ho or janne ke liye reply kre "yes".we conduct zoom. Sessions to give brief introduction of our products everyday apke chose kiye samay pr. Attractive plans for youth and for those who wants handsome investment for only mere 10 years and want to have handsome maturity of 28lakh with the guarantee of bajaj insurance Ltd. Reply "yes" If intrsted. Have a look at the plans only and let your future decided aapko apke goals abhi acheive krna h ya auro ki trh retirement ke baad.
No.. Any life and health insurance should be taken from only one company, as while claiming original documents are to be send, hence no need to take multiple Term insurance!! 😎
Ek sawaal hai, apne kaha Insurance company kisi dusre Insurance company se apne customers ka reinsurance karvati hai. Lekin woh dusri insurance company doob gayi toh? So, yeh dusri insurance company kaunsi hai, government ki ya private.??.pls answer
Have you ever searched on "closed insurance companies in world"? If no, you must do. Because no insurance company has been closed till now. so don't worry 😊
सर मैने dhfl का रक्षक गोल्ड प्लॅन लिया हे जो मै monthly 3000 pay करता हू.7 साल मे 2lakh40हजार जमा हो रहे हे और वो बॉण्ड पेपर पर maturity अमाऊंट 2लाख 80 हजार दिखा रहे हे. अब policy को 5 साल हो गये बंद करणे कि सोच रहा हू. बहुत बुरा फस गया हू suggest sir
Have you ever searched on "closed insurance companies in world"? If no, you must do. Because no insurance company has been closed till now. so don't worry 😊
How do I check if the policy I have procured is genuine or not ? I have bought a Aegon life term plan, but often feel that it a fake document. Is there any way to check it’s authenticity.
sir ek video bana do PLI pe. jo ki defence persons k liye hai. company ka name hai parhari paramerica. agr time na ho to short hi vdo bnaa do please. pleaze
Have you ever searched on "closed insurance companies in world"? If no, you must do. Because no insurance company has been closed till now. so don't worry 😊 just choose a plan according to your needs & wants and invest in it. Don't think much about reinsurance companies.
What your self declared Financial Guru won't tell you is that LIC of India is the only Life Insurer that has sovereign guarantee on its policies by the Govt of India. Sir, this fact should have been mentioned but I guess your research is sponsored by private insurers.. You lose credibility by not telling the entire truth
sir a insurane Sorkari ki hain mujhe job mila hain lic life insurane mujhe daar lagraha.. q jo mare pass insurance karega dup jayaga toh main kahasa paysa dunggi main buhoot poor family se hu
Hi sir Thank you very much for your valuable efforts 🙏🙏🙏🙏 Please help me on below matter My name is bhanu i am NRI, my qualification is ssc passed I was trying to take term insurance plan from couple of website but they all are said minimum education qualification required like a graduate for NRI customer That is why i couldn't take any insurance now please can you advise me on it I would like to have 1 cr plan Thank you in advance ❤
Haan sab ek Dusre se insurance karai hoti hai ...apka pesa kahi nhi jata h 24 insurance company kaam kr rhi h India me wo don't worry ..I'm Chiranjeet Das from Shriram life insurance,policy advisor and Sales Manager.
@@vishalrao4073 thanks for reply. Finally I took HDFC life insurance as Max service was not available in my pin code. Got the information on their website while filling the form.
Sir, Phir toh life insurance ke liye koi bhi company lelo. Phir video kyu banaye jate hai ki ye company good hai. Phir kya cheap price wali company le ??
अगर reinsurance वाला Company भी डूब गया तो?😂
😂😂😂😂😂 To Dub Gaya Sab Kuch
Re insurance company kabhi bhi fail nhi ho sakti , its too big too fail
Reinsurance sirf ek company me nahi hota
डूबा हुआ है भाई
मेरा डूबा हुआ है
Insurance ka Insurance 😂
fer Re insurance ka bhi insurance kar na padega 😂
Pranjal Ji... You forgot about the most important part of minimum capital required and license fee asked by irda... For any insurance company minimum 100 crore capital is required and license fees are also in crores, so their is no way that insurance company will become bankruptcy in country like India 🇮🇳
Brother , ek aadmi ka he insurance 10-20 crore hota hai
Waah! Bhai agar reinsurance wali company dub gayi tab kya hoga? , isliye hame bharosa hai sirf LIC par. Insurance means LIC
Amazing.. really good knowledge
On ur for first point of re-insurance by another company. This can form a chain and can be a deadlock? What happens in this case?
Me - - company A - - (reinsurance) - - company B - - Company C - - Company A.
That's Irda regulation bro... Not to worry.. Insurance company are most safer than Banks in India 🇮🇳
@@ravimix i am not saying about safe or not. All i am saying abouts above scenario.. What happens in that case?
@@shakuldubey1873 nothing will happen, as its highly impossible to get that chain failed and can happen only if both insurer and re-insurer fails miserably, and its highly unlikely
I was thinking about NAVI and I got a question what if it goes bankrupt or by any reason it has to be shut then what will I do if I'm a insurance holder. Now you answered it. Thank you
It's not bank corrupt, it is bankrupt
Prefer Lic
@@History4Buff thanks for pointing it out
Like Exide insurance merged with hdfc life..
Sir mere papa ne life insurance kiya tha aur 5 saal premium dena tha aur unhone 2 saal diya aur iss saal tisra baar dete January me par nhi diye aur April me death ho gya to kya hmlg paisa milega ki nhi please please please answer
That's why you always go for LIC, only LIC has Sovereign Guarantee that is, if LIC files bankruptcy Govt of India will settle all the claims filed by policyholders. The only financial institution in the world that enjoys this guarantee.
Sir aap sahi ho sakte h but sahara dubi .............kai hazar logon ko abhi tak kuchh bhi nahi mila .......kaha gaye safeguard ❤❤❤❤❤
Thanks, this is informative
Life keliye insurance aur insurance keliye Revinsurance ? 😳
vaah kya baat hai bas insurance company ka hi achha hone vaala hai
IRDA sabhi insurance company pr control krti he✅
Sir ye term insurance aur saral bima yojna ko bhi laagu hota hai kya...?
Ye concept bima company ke bare me hai, naa hi kisi ek insurance policy k bare me.🤗 So don't worry
Dont get trap with TATA AIA false advertisements....
Don't trust them
You can go ahead with HDFC life.
Every companies have problems...har company ko gaali padta hai
May I know the reason??
Can u share details for not to consider Tata
Tata aia is best
What about sahara
They never gave our money since 2014 🥺
vo insurance company nahi hai
Sahara and rose valley was neither a part of govt or nor by the IRDAI
Aur reinsurance company bankrupt ho gae to?
Have you ever searched on "closed insurance companies in world"? If no, you must do. Because no insurance company has been closed till now.
😂😂 ...
@@townoftutorials
Wind-up date Date ofcreation Company Class of business Headquarters
28/09/2022 1983 FedNat Insurance Company Property damage Florida
08/08/2022 - Weston Property & Casualty Ins. Co. Property damage Florida
16/06/2022 2005 Southern Fidelity Insurance Co. Property damage Florida
29/04/2022 1983 Lighthouse Property Insurance Corp. Property damage Florida
14/03/2022 2008 Avatar Property & Casualty Insurance Company Property damage Florida
25/02/2022 2004 St. Johns Insurance Company Property damage Florida
Mach 2021 - Bedivere Insurance Company Workmen'’'s compensation, motor, non-life Pennsylvania
September 2019 - Senior American Insurance Co. Non-life
These are failed insurance companies of USA
This is overthinking😂
Nhi hoga
LIC HAS Sovereign guarantee not other companies
but LIC ka health insurance hai hi nahi
LIC hai to kahi aur kyu jaye 😅!?!?
Agent ho kya Sir ji
HDFC LIFE💙💙 Lic se acche chal rahe hai..❤❤
@@suvammandal9156 debt kitna hai hdfc life ka a batana..
Jara claim repudiation ratio ko bhi dekhen IRDA data se.....pata chal jaaega pvt ins co se ya LIC hi sahi hai
@@rajeshpiplani7490Hie sir.. Can u plz suggest me which one is gud??
Dear sir,
Thank you for knowledgeable video.
I would like to request you, Please make some video how to analysis and know, some major ratio for value investing tools in insurance sector and companies. fundamental for stock pick up.
Point 1: To hum log direct usi company se insurance karayenge 😂
Aur wo dub gyi toh
@@overthinker69069 usne bhi kisi aur company se insurance karaya hoga infinity loop hai bhai ye 🤣🤣
@@mohitagrawal7598 haan
Sir, shahra company ka agent ne fasi ka li mere gav me
Is company ne esa q nhi kiya kisi company marge q nhi kiya
Suno Sahara ka Paisa modi ji de rahe h bus search karo...how to get Sahara money back
I always had this fear in my mind and taken insurance from 2 different companies to mitigate the risk. Now I realised that my fear was nothing but unawareness. Thanks for making such videos.
Go for lic. Less risk. Avoid private
Par ek dost ka maturity k time insurance walo ne 50% amount he de rahe hai aur insurance walo ne bola ki agar aap kuch hota hai bimar parte toh aap ko pura amount milta
For example reliance life insurance
I was worried about the same due my policy with Reliance Nippon Life insurance which is Anil Ambani company and can also go down
Bajaj insurance jaisi reputed company ke attractive life insurance ya goals achievement plans le or bht kam years me maturity claim kre 30% increase maturity sum assured claim kre. Interested ho or janne ke liye reply kre "yes".we conduct zoom. Sessions to give brief introduction of our products everyday apke chose kiye samay pr. Attractive plans for youth and for those who wants handsome investment for only mere 10 years and want to have handsome maturity of 28lakh with the guarantee of bajaj insurance Ltd. Reply "yes" If intrsted. Have a look at the plans only and let your future decided aapko apke goals abhi acheive krna h ya auro ki trh retirement ke baad.
Anil Ambani ki Company 😂😂😂
Sir to fir app saving plan lijiy jisme apke benifits guaranteed rhega😊❤
Hi sir please make a video on bank locker
Agar Bank mein chori hoti hai to kaun responsibility le ga
He always comes up with great news...😅
Sir sahara company dub gai hai or kai logo ka paisa dub gaya hai kya aap ke pass koi tarika hai jisse logo ka paisa wapas aa sake
Laxmi cheat fund - 25 din me pesa double
Foreign company - 7 din me pesa double
Maine sahara se karaya tha insurance, abhi tak koi solution nahi aaya hai. What to do next?
Hi Pranjal,
Agr mai Term plan 4-5 insurance company se leta hu..to kya saari compnies compensate kregi meri family ko??
No.. Any life and health insurance should be taken from only one company, as while claiming original documents are to be send, hence no need to take multiple Term insurance!! 😎
@@ravimix Thanks bro
in what ways does the government come to know about the laws that need to be made
Go with LIC with central government sovereign guarantee 😊
Ek sawaal hai, apne kaha Insurance company kisi dusre Insurance company se apne customers ka reinsurance karvati hai. Lekin woh dusri insurance company doob gayi toh? So, yeh dusri insurance company kaunsi hai, government ki ya private.??.pls answer
concentrate on point number 2 & 3
Have you ever searched on "closed insurance companies in world"? If no, you must do. Because no insurance company has been closed till now. so don't worry 😊
Hi sir,
I am prajwal I want take life insurance from tata aia can I trust on that company.
I am soo much confuse please help me sir
I can provide you Tata aia term insurance
पॉलिसी बाजार से अगर टर्म इन्शुरन्स पॉलिसी लिया हैं तो....safe हैं क्या
Ok
Ya my sir told this during Renewal Theory topic
सर मैने dhfl का रक्षक गोल्ड प्लॅन लिया हे जो मै monthly 3000 pay करता हू.7 साल मे 2lakh40हजार जमा हो रहे हे और वो बॉण्ड पेपर पर maturity अमाऊंट 2लाख 80 हजार दिखा रहे हे. अब policy को 5 साल हो गये बंद करणे कि सोच रहा हू. बहुत बुरा फस गया हू suggest sir
Aggr second company dubb gyyi, reinsurance walli.
Toh uska re-reinsurance hoga 😂
Have you ever searched on "closed insurance companies in world"? If no, you must do. Because no insurance company has been closed till now. so don't worry 😊
How do I check if the policy I have procured is genuine or not ? I have bought a Aegon life term plan, but often feel that it a fake document. Is there any way to check it’s authenticity.
What is solvency ratio becomes poor of our insurance company in future years
HDFC best hai customer service and claim settlement ke mamle me
Are you want any life insurance
@@ajitsharma2379 I'm a financial advisor at HDFC Life. So I don't need to.😊
@@townoftutorialsisiliye accha bola
HDFC Ergo?
Mtlb, hamara insurance secured hai, no need to fear.
Yes
Sahara ka kya hoga
sir ek video bana do PLI pe. jo ki defence persons k liye hai. company ka name hai parhari paramerica. agr time na ho to short hi vdo bnaa do please. pleaze
Kamal very nice
Sir Please bataeye ki kaun sa bank 50 se 60 saal tak rahega pension annuity lena hai. Please
SBI.... Apy le lo
Ageon life kaiseh hai?
can someone pls name the biggest re- insurance companies in India?
Have you ever searched on "closed insurance companies in world"? If no, you must do. Because no insurance company has been closed till now. so don't worry 😊 just choose a plan according to your needs & wants and invest in it. Don't think much about reinsurance companies.
Well
kidney failure person can get term insurance ?
No
What your self declared Financial Guru won't tell you is that LIC of India is the only Life Insurer that has sovereign guarantee on its policies by the Govt of India.
Sir, this fact should have been mentioned but I guess your research is sponsored by private insurers.. You lose credibility by not telling the entire truth
sir a insurane Sorkari ki hain mujhe job mila hain lic life insurane mujhe daar lagraha.. q jo mare pass insurance karega dup jayaga toh main kahasa paysa dunggi main buhoot poor family se hu
Then go for cheapest premium Y lic ?
Sir aegor life insurance policy kasa ha
Contact for insurance in bajaj allianz
Good returns
5 lakh health insurance aaj liya to 10 ya 15 sal bad usaki value kya hogi?
SAHARA ke case pe kuch boliye
Bhai dlfl ka hi loan h aur dhfl ka hi insurance h kya kare ........
Sir iam students . I have no money to invest in sip in regular manner like month to month so can I invest in sip any time when i have money to invest
Aisa h to jai l&t general insurance conpany k bare m jaano....a online wale paise k liye kuch v bol dete h
Sahara company ka kya scene h ???
Belkul sahi Aaj irda hai regultor hai to logo ka pass ku nahi mil raha hai.
Matlab ki koi bhi player se insurance leta hu to koi problem nai hoga esA???
Policy Insurance ka insurance
Agr 2nd ya 3rd wali doob gyi toh
Sr what about dhfl parmika
Sahara ka kya hua...
Then main risk kiska hoga, who is responsible 🤔🤔??
Aur man lo reinsurance company hie dub gayi toe🤣🤣🤣🤣
🤣😂😂🤣🤣😂🤣😂🤣
What about sahara india?
Basically, 3R's-
Reinsurance
Reserve
Re-emerge
Fir Sahara bale paise kyo nhi mile logo ko sir
Wellfare ke bare me kuch btaye
Sahara India Life Insurance 😢
Teen baar dekhna pada 😁
What about sahara ?
IND MONEY DUUB GYI TO?
sir ye baat koi nhi batata 🤔🤔
🙃😂🙂
Mere papa ne kiya tha pearl ka policy kafi Paisa ataka hua hai ,,,shayad dub Gaya ,,,
Shahara ka kya hua
Sir LIC IPO wala video kyo delect kar diye 🤔🤔🤔🤔🤔🤔🤔
usually pranjal bhai well researched vid banate hain. par uss vid mein kuch gaps rah gaye. shaayad ye reason ho.
Hi sir
Thank you very much for your valuable efforts 🙏🙏🙏🙏
Please help me on below matter
My name is bhanu i am NRI, my qualification is ssc passed
I was trying to take term insurance plan from couple of website but they all are said minimum education qualification required like a graduate for NRI customer
That is why i couldn't take any insurance now please can you advise me on it
I would like to have 1 cr plan
Thank you in advance ❤
Bhaiya aapko watch update ho rahi hai. Bechare ko charge pe rakh k update karo. It may cause some problem
Sir LIC wala video kidr gaya?
What about Sahara india
Bhai hmara paisa Sahara me kafi time se atka hai...
Iska koi solution btaiye plz
12 pass ke liye koi term insurance nahi hai kya?
Can u pl tell me some reinsurance companies
Sir meri mutual fund company doob gayi to kya hoga? Please isske upar ek video bayiye
Boob nhi sakti bro ager wo SEBI se register h to .....kisi or se merge hogai hai whi apko service degi
Reinsurance wale ki kuch guaranty rahti hai kya?
Haan sab ek Dusre se insurance karai hoti hai ...apka pesa kahi nhi jata h 24 insurance company kaam kr rhi h India me wo don't worry ..I'm Chiranjeet Das from Shriram life insurance,policy advisor and Sales Manager.
Hdfc life vs max life term which is best for claim
Always Max life. Not only claim, but there are many factors in which MAX is best than anyone.
@@vishalrao4073 thanks for reply. Finally I took HDFC life insurance as Max service was not available in my pin code. Got the information on their website while filling the form.
@@vishalrao4073 i have baught click to super life option after comparing many
Sir mera SAHARA INDIA me investment hai.mai use kaise claim karu
Abhi case chal hai news dekhte rho jab aayega tab lena
Only TATA AIA Life insurance.
😂 private players don't give money yet 😀
Sir aaj k din kaha se insurance lu HDFC LIFE ya MAX LIFE.. please help
If you're planning for insurance. We can have a chat. I'm a financial advisor from HDFC LIFE.
Obviously HDFC LIFE 💙❤
Bhai sahara india me ho to
Agar insurance instalment pay nahi kiya to?
Have you ever invested in any insurance company? If yes, you must have an insurance advisor. He/she can answer you properly
Sir, Phir toh life insurance ke liye koi bhi company lelo. Phir video kyu banaye jate hai ki ye company good hai. Phir kya cheap price wali company le ??