Thank you for watching! If you enjoyed this video, you should watch - What To Buy During This Crash To Build Wealth: th-cam.com/video/gV4exfD6mIQ/w-d-xo.html
Jaspreet, bro all these different videos on TH-cam is making me anxious and wondering if I should sell my portfolio and anticipate to buy shares even cheaper!
You assume that schools proposes is to teach children things that are important instead of just a glorified baby sisters. If you disagree with that I'm guessing you have never looked into what and how kids are actually taught in poorly performing areas.
I really appreciate these videos. You have definitely helped me fill in some knowledge gaps and update my financial plan for my household. Thank You!!!
Great video Jaspeet! My company gives me 3% of my 401k regardless if I put any money in it. But I don’t, I agree tying up my money for 40 years doesn’t sound like the investment plan right for me
Resident Advisor The 401k is not a scam. It can be very beneficial if you understand how to properly use it. If used properly it is one of the best investment vehicles there is.
Antwan Ahmed investing enough that it doesn’t mess with your life right now. Getting that bonus in retirement will be nice. I have a 401k, a Roth IRA with fidelity, pension and social security. I am praying that having my money in different places will pay off in retirement.
@@AntwanAhmed if you need the money within a few years i would recommend not maxing out, but if you have spare cash to invest try and max out your 401k
Potentially the best / most helpful video to date. Really appreciate the authentic personal perspective at the end. Totally agree with your points and advice. Thank you
Speaking from a purely mathematical standpoint you lose more money long term paying off a mortgage faster rather than investing it, same with a car depending on the interest rate. Of course the feeling of having little to no monthly debt obligations can outweigh the math depending on the person.
I still see myself dancing on a beach during retirement. Only now I see my self living on a beach, showering at the beach and fighting seagulls for my meals.😌
I don't get a company match so my focus is maxing my Roth IRA first. Fees are a tiny thing that makes BRK stock a consideration rather than a mutual fund.
My company did cut the 401k match. I stopped contributing. None of the 401k options were good. About a dozen mutual funds. I was smart enough to place 85 percent of the funds in a bond fund. I lost about 3 percent of my 401k value back in March. I got furloughed. I did liquidate the 401k using the CARES act. Why not? Tax rates will go up like you said. Now I can use the money to pay off my rental property if necessary. If someone is on the fence about exercising the CARES act, I hope my perspective helps
I’m baffled by all the people saying they’ve lost thousands. As of this morning, my 401k has gotten back to the point where I’m just 1.5% short of my high from earlier this year before the pandemic. Between dividends, diversification, and dollar cost averaging, it appears to be doing ok.
This is a good video. I would add to it though by saying there's no way living in the United States you are going to ever be able to retire on your 401K as you said but at this point when we have the ability to take All of it out without penalty that is what we should do. The reason you should do this is because rent will go up taxes will go up but if you own the place you live preferably If it cash flows while you live thereThen you will be able to retire on just the money you took out your 41K today and invested in Real estate. Just think about it if you're paying a $1000 a month for 12 months of rent that means $12000 a year just on your rent the average person lives 11 years past when they retire at 65 that $70000 you say in your 41K will not Work. Work Interest rates will never be as low as it will be for the next 8 months it's best to take all of your money out and buy Property now because you won't get a chance again in your lifetime
If you choose to do the withdrawal you have two options you can choose the option to pay the withdraw back over 3 years or you can choose the option just to pay the taxes on withdraw over 3 year. The 401K company will give you a choice to pay the 10% tax upfront which is a better idea versus paying the taxes over 3 years. I listen to this TH-cam channel all the time but I don't want people to think you have to pay all the money back over 3 years if you choose not to only the taxes
Fees are the reason why I invest in total market index with fidelity 0% fee, international index 0% fee and total bond market index 0.07% fee. Fees will eat at your portfolio especially when it gets larger over the years. I believe vanguard has the same expense ratios.
*Many years before i started investing* i was interested in how to invest in the stock market, i heard the fees that mutual funds charged and i ,being the cheap person that i am, knew that wasn't for me, unfortunately I did not continue my research on investing, this has cost me thousands of dollars year to date
I have assets and investments they don't fall in the typical classification. Equipment, material, finished goods. You may have investments and not know it. Like art, watches, jewelry.
I prefer to invest in both a Traditional 401K and a Roth IRA. Since I'm uncertain about my tax bracket at retirement, this way I'm covered on both bases.
Awesome Video as usual, Jaspreet! Thanks so much for sharing your knowledge and experience, looking forward to exploring my options and making it happen 🏃🏾♀️🏃🏾♀️🏃🏾♀️
Watch the whole video and share this with everyone you know! He just gave the best nugget of advice towards the end. Investing for perpetual cash flow is the way to be financially free. Hands down real estate is the best investment. Great video!
Jaspreet you are such an excellent Educator! That was a straight forward way to educate about 401k! Can you create another video explaining the difference between Mutual Funds and Index Funds 401K plans?
My 457 (like a 401k) is invested in vanguard target date fund with very low fees and automatic adjustment to assets Allocation. My real problem and in my opinion the best tax Shelter investment vehicle available today is the HSA plan that is invested in a vanguard s&p 500 index fund as well as vanguard emerging markets fund for global exposure and the issue is high fees at 3 dollars a month!
As you mentioned, paying taxes on the front-end can lead to potentially seeing more of your money when you do decide to retire. It is unlikely that taxes will decrease overtime, therefore it makes more sense to pay taxes based on the going rateTODAY and not be surprised when you decide to retire. At least this way, you are aware of the taxes you pay upfront versus letting that money capitalize and compound overtime to only be wiped out due to larger taxes in the future.
I tried to talk to people at work not to panic to invest more instead they reduced their contribution while I doubled mine. Some even talking money out.
Hahaha! I could still picture myself dancing in the beach but not with a 401k investment, even with the economical crisis we facing now, my portfolio survives downturns and thrives during upward cycles and i've accrued $288,000 in net profit so far from January with a capital investment of $45,000. So yeah! i see myself dancing in the beach
Good job man, good information. I watch your videos all the time. A couple of things about withdrawing your money from your 401k or 403b retirement account, both accounts are eligible for penalty free withdrawal through the CARES ACT but your company has to opt in for you to be able to withdraw your money without the penalty. From what has been reported, most companies are opting out. Also, you don't have to put the money back in the account, if you put the money that you took out back into the account you don't have to pay taxes on it, otherwise the taxes are spread out over a three year period. Feel free to verify my information. If you have a 401k not associated with a company, this does not apply to you.
If you’re young don’t do 401k, the market will tank every decade and all these bubbles and the overinflated market will rear their ugly heads one day. Go for the cash flow like Jaspreet.
I think it is important that passive, long-term investors try to find funds that have the lowest fees possible. Some funds are now at zero expenses. And of course, Vanguard is also known for low fees. I also do finance videos. I certainly hope people are not cashing out their 401(k)--since the purpose of this fund is for their retirement. A 401(k) is not an emergency cash reserve.
You don’t have to wait til 59.5 to withdrawal the money. There are quite a few ways to retire early. 72T, backdoor Roth, etc. Telling people it’s a hard lock that they can’t get their money without penalty is disingenuous. This is how many FIRE people retire in their 30 and 40s.
People wait forever to buy low! Then when the opportunity pops up, they get scared and stop investing! Moral of the story, be consistent, invest over time, take advantage of what the situations give you.
As a former 401K slave...anyone with a 401K, and who's looking at a career of ten to twenty years, must keep making contributions and not cash out. Eventually all this newly printed Fed money will likely result in inflation. In the long term, stocks are an inflation hedge, and if that's all you've got, it's good enough. But also do have other investments. And, the best investment is in your own skills. The smartest people I knew in my corporate career already were good enough at something not related to their current job so they could start second careers when the career that gave them the 401K ended (sometimes voluntarily, and sometimes not.)
Why oh why was we not taught how to manage money better ! I be a millionaire 💰💰by now or wealthy as least. Well at least with your videos i can make changes major changes for the future !
Jaspreet, you can remove money from your 401K without penalty if you remove a set amount for 5 years. You will pay taxes on that money, so check with your financial guy. And as always never listen to some random guy responding to some random guy on youtube.
Or don't have one at all, if you are young this won't be the last event we will have in our lifetimes, so your gains will probably erased every decade.
One important note you left out about the CARES Act: Your plan sponsor may not be "participating" or utilizing the provisions. I tried to do a withdrawal because my situation qualifies under the CARES act, but my plan was not participating. Check with your plan sponsor before doing so.
S&P is usually the cheapest option. If you haven't ever changed anything they probably enrolled you in a target date fund for when they expect you'll retire and those are a lot more expensive to hold. You don't have to sell to change where future money goes. Check it out.
I have family who decided to quit their job at 36 and the other retired from state after 10 years both are under 43 years old. The one who quit will pull out full 401 k under 77,000. And that worries me. What can I tell them.
Hi Jaspreet, Made 5k off of NNDM today. Just happened to jump in at the right time. They are a company that prints circuit boards for development and prototype production runs. The stock jumped over 300% and is over $5 after hours. Tomorrow should be huge. What do you think. Short or Long on this one. Have you heard any news on this one?
My employer 401k is with T Rowe Price. It's so limited, with mostly mutual funds, some bonds, and one market value fund, and i don't really like that transactions (contributions, investments change, and so on) take so long to settle which is why i lost a substantial amount when the pandemic started.
Is it crazy to take your money out of 401K to invest in property? There are 2 options with 401K cares act. 1. Withdrawal and 2. 401K loan. The LOAN is what needs to be paid back, the withdrawal doesn’t but you have to pay tax on it. For me, I feel lol I am young so I can pull out 401K money and continue to contribute to it while I work. In the meantime my money can be used as a downpayment on a house.
Thank you for watching! If you enjoyed this video, you should watch - What To Buy During This Crash To Build Wealth: th-cam.com/video/gV4exfD6mIQ/w-d-xo.html
Jaspreet, bro all these different videos on TH-cam is making me anxious and wondering if I should sell my portfolio and anticipate to buy shares even cheaper!
0:36 - That is fuck'en funny! Love the dance! Aloha!
An honest and caring attorney? Now I've seen EVERYTHING! 😉
Great lesson Jaspreet on how a 401K works. Should be mandatory to all High school Seniors!
You assume that schools proposes is to teach children things that are important instead of just a glorified baby sisters.
If you disagree with that I'm guessing you have never looked into what and how kids are actually taught in poorly performing areas.
Nicholas Beeson I think you’re misunderstanding his comment. He said it should be mandatory, not that it is mandatory.
I agree @Scrap 619
I've been waiting for a video like this. Thank you Jaspreet!!
Loved the heart to heart at the end. You should do more of that.
Good to see uno de lo mío aquí getting some knowledge 👊🏻
yeah that was different and i felt like this random guy on youtube was literally speaking to me giving me some much worthy life financial advice
I agree. It adds a very nice touch.
Thank you Minority Mindset! I appreciate all you all are doing for us. Blessings to you all!
Good info Jaspreet. I appreciate your energy.
Keep up the good work. I've learned so much since I started watching your channel.
I needed to hear this!!! AWESOME video!
I really appreciate these videos. You have definitely helped me fill in some knowledge gaps and update my financial plan for my household. Thank You!!!
I really enjoy your videos and MM website. They're great!!!! Can you do a video on Self-Directed IRAs?
Thank you for this valuable information!!
Thank you for your help! I really appreciate the advice
Great video Jaspeet! My company gives me 3% of my 401k regardless if I put any money in it. But I don’t, I agree tying up my money for 40 years doesn’t sound like the investment plan right for me
401k is a scaaaaaam
Resident Advisor The 401k is not a scam. It can be very beneficial if you understand how to properly use it. If used properly it is one of the best investment vehicles there is.
Tyler Polanco what would you consider to be using it properly? Maxing it out?
Antwan Ahmed investing enough that it doesn’t mess with your life right now. Getting that bonus in retirement will be nice. I have a 401k, a Roth IRA with fidelity, pension and social security. I am praying that having my money in different places will pay off in retirement.
@@AntwanAhmed if you need the money within a few years i would recommend not maxing out, but if you have spare cash to invest try and max out your 401k
*Don't try to time the market. Just keep investing monthly just like you pay your bills. So pay yourself first by investing in your future.* 😉
Potentially the best / most helpful video to date. Really appreciate the authentic personal perspective at the end. Totally agree with your points and advice. Thank you
Don’t touch it, check your allocations/fees, and add more if you can.
Yikes
4862cjc
Mmmhmm
So at the end of the day the old timers were Right : Payout Your House and car and save .
Speaking from a purely mathematical standpoint you lose more money long term paying off a mortgage faster rather than investing it, same with a car depending on the interest rate. Of course the feeling of having little to no monthly debt obligations can outweigh the math depending on the person.
@@Ryogogen how do you lose money long term by paying off a mortgage, longer time with the loan == more interest paid, no?
Payoff your House, NEVER buy a new car and save to INVEST.
great information. thank you so much.
First time he didn’t mention Gucci😂
Lmaooo oh snap I just realized that lol
Or guacamole...
I still see myself dancing on a beach during retirement. Only now I see my self living on a beach, showering at the beach and fighting seagulls for my meals.😌
I don't get a company match so my focus is maxing my Roth IRA first. Fees are a tiny thing that makes BRK stock a consideration rather than a mutual fund.
My company did cut the 401k match. I stopped contributing. None of the 401k options were good. About a dozen mutual funds. I was smart enough to place 85 percent of the funds in a bond fund. I lost about 3 percent of my 401k value back in March. I got furloughed. I did liquidate the 401k using the CARES act. Why not? Tax rates will go up like you said. Now I can use the money to pay off my rental property if necessary. If someone is on the fence about exercising the CARES act, I hope my perspective helps
I’m baffled by all the people saying they’ve lost thousands. As of this morning, my 401k has gotten back to the point where I’m just 1.5% short of my high from earlier this year before the pandemic. Between dividends, diversification, and dollar cost averaging, it appears to be doing ok.
This is a good video. I would add to it though by saying there's no way living in the United States you are going to ever be able to retire on your 401K as you said but at this point when we have the ability to take All of it out without penalty that is what we should do. The reason you should do this is because rent will go up taxes will go up but if you own the place you live preferably If it cash flows while you live thereThen you will be able to retire on just the money you took out your 41K today and invested in Real estate. Just think about it if you're paying a $1000 a month for 12 months of rent that means $12000 a year just on your rent the average person lives 11 years past when they retire at 65 that $70000 you say in your 41K will not Work. Work
Interest rates will never be as low as it will be for the next 8 months it's best to take all of your money out and buy Property now because you won't get a chance again in your lifetime
If you choose to do the withdrawal you have two options you can choose the option to pay the withdraw back over 3 years or you can choose the option just to pay the taxes on withdraw over 3 year. The 401K company will give you a choice to pay the 10% tax upfront which is a better idea versus paying the taxes over 3 years. I listen to this TH-cam channel all the time but I don't want people to think you have to pay all the money back over 3 years if you choose not to only the taxes
Nice Channel man!
I just started here, looking forward to grow a bit 😊✌🏻
👌🏻
Good luck !
Jassie thanks for all the great content. Another vadiya video!
Just keep dollar cost averaging in. Market timing is a proven method of losing money - which doesn't stop many people from trying it.
Thanks for the info big bro. The Wealthbuilderz appreciates you.
Excellent video as usual!! Thank you Jaspreet😉
Fees are the reason why I invest in total market index with fidelity 0% fee, international index 0% fee and total bond market index 0.07% fee. Fees will eat at your portfolio especially when it gets larger over the years. I believe vanguard has the same expense ratios.
I have FZROX with Fidelity, can you tell me what bond index you use?
*Many years before i started investing* i was interested in how to invest in the stock market, i heard the fees that mutual funds charged and i ,being the cheap person that i am, knew that wasn't for me, unfortunately I did not continue my research on investing, this has cost me thousands of dollars year to date
Robinhood
I have assets and investments they don't fall in the typical classification. Equipment, material, finished goods. You may have investments and not know it. Like art, watches, jewelry.
20 mins ago and already 1000 views that’s right financial literacy here We Go’!!!!!
I prefer to invest in both a Traditional 401K and a Roth IRA. Since I'm uncertain about my tax bracket at retirement, this way I'm covered on both bases.
A lot of times even when you're 100% in a Roth 401K your employer's contributions go in as traditional so that gives a mixture right there.
I work in this area, you have 3 years to pay taxes on what you don’t put back during those same 3 years
Awesome Video as usual, Jaspreet! Thanks so much for sharing your knowledge and experience, looking forward to exploring my options and making it happen 🏃🏾♀️🏃🏾♀️🏃🏾♀️
Watch the whole video and share this with everyone you know!
He just gave the best nugget of advice towards the end. Investing for perpetual cash flow is the way to be financially free. Hands down real estate is the best investment. Great video!
Bro yo turban game is on point
There’s a lot of good info in this video.
Jaspreet you are such an excellent Educator! That was a straight forward way to educate about 401k! Can you create another video explaining the difference between Mutual Funds and Index Funds 401K plans?
Could you touch on what to do with a TSP for all us federal peeps?
Thanks!
Can you make a video on how to benefit on this recession ?
As In make money..
My 457 (like a 401k) is invested in vanguard target date fund with very low fees and automatic adjustment to assets Allocation. My real problem and in my opinion the best tax Shelter investment vehicle available today is the HSA plan that is invested in a vanguard s&p 500 index fund as well as vanguard emerging markets fund for global exposure and the issue is high fees at 3 dollars a month!
If you have work max out your 401k. It will give you a huge boost. Stocks are basically on sale.
I love when he say yu shouldnt listen to sum random guy on youtube 🤣
As you mentioned, paying taxes on the front-end can lead to potentially seeing more of your money when you do decide to retire. It is unlikely that taxes will decrease overtime, therefore it makes more sense to pay taxes based on the going rateTODAY and not be surprised when you decide to retire. At least this way, you are aware of the taxes you pay upfront versus letting that money capitalize and compound overtime to only be wiped out due to larger taxes in the future.
You should make a video about gold and silver. Physical vs ETF and mining stocks.
The thing is, I don't have control over the 401k that my company has negotiated with the corporation that manages the account.
I tried to talk to people at work not to panic to invest more instead they reduced their contribution while I doubled mine. Some even talking money out.
Yeah I’m 72, definitely trying to. Keep my investments alive, not big growth though.
Love this guy!
I’d love to see a collaboration of Jaspreet and Stephen Graham
Hahaha! I could still picture myself dancing in the beach but not with a 401k investment, even with the economical crisis we facing now, my portfolio survives downturns and thrives during upward cycles and i've accrued $288,000 in net profit so far from January with a capital investment of $45,000. So yeah! i see myself dancing in the beach
That's an amazing result you got there. Could you please give some pointers or how can one reach out in respect to this. Thanks
@@gal8186 Drop a note in regards to this.. thegoodlife022@gmaillcom
Lol same here, definitely not in 401k
@@adriansmith7404 LOL
Good job man, good information. I watch your videos all the time. A couple of things about withdrawing your money from your 401k or 403b retirement account, both accounts are eligible for penalty free withdrawal through the CARES ACT but your company has to opt in for you to be able to withdraw your money without the penalty. From what has been reported, most companies are opting out. Also, you don't have to put the money back in the account, if you put the money that you took out back into the account you don't have to pay taxes on it, otherwise the taxes are spread out over a three year period. Feel free to verify my information. If you have a 401k not associated with a company, this does not apply to you.
Sure, have lots of Gold in my 401k I am up for the year
I like ARK invest actively managed etfs. They beat the s&p 500 every year
If you’re young don’t do 401k, the market will tank every decade and all these bubbles and the overinflated market will rear their ugly heads one day. Go for the cash flow like Jaspreet.
dividend stocks
I just went to 1% on my 401k. More cash on my paycheck unless ur not working
Market always recovers. ALWAYS! Defer your income, invest wisely & you’ll be better off than having money in a mattress or a 0.0001% savings account.
2008 left 401k funds alone and lost $$$. 2020 moved money into money market and losing $$$.
I live in Australia so we have superannuation only. It’s tax free at the retirement age .
I had to wait unit 7:59 for my first BEL-LOW!!!
I think it is important that passive, long-term investors try to find funds that have the lowest fees possible. Some funds are now at zero expenses. And of course, Vanguard is also known for low fees. I also do finance videos. I certainly hope people are not cashing out their 401(k)--since the purpose of this fund is for their retirement. A 401(k) is not an emergency cash reserve.
The fed is giving you a second chance to get out without losing anything. Allocate wisely.
I'm Triple Dripping One Job Match 401K and Other Dont. I have Fidelity Roth/Stock's and Robinhood so I Good
Is the stock symbol “NOW” too high?
Good content. What's your website? Are you licensed to practice money?
"Money Master," by Tony Robbins goes into detail about this
You don’t have to wait til 59.5 to withdrawal the money. There are quite a few ways to retire early. 72T, backdoor Roth, etc.
Telling people it’s a hard lock that they can’t get their money without penalty is disingenuous. This is how many FIRE people retire in their 30 and 40s.
People wait forever to buy low! Then when the opportunity pops up, they get scared and stop investing! Moral of the story, be consistent, invest over time, take advantage of what the situations give you.
If you value stocks based on earnings instead of money printing, they are actually much more expensive right now...
As a former 401K slave...anyone with a 401K, and who's looking at a career of ten to twenty years, must keep making contributions and not cash out. Eventually all this newly printed Fed money will likely result in inflation. In the long term, stocks are an inflation hedge, and if that's all you've got, it's good enough. But also do have other investments. And, the best investment is in your own skills. The smartest people I knew in my corporate career already were good enough at something not related to their current job so they could start second careers when the career that gave them the 401K ended (sometimes voluntarily, and sometimes not.)
Is there a way to actively protect your 401K if you suspect a crash coming?
Good morning everyone 🧐🧐🧐
What if both Stocks and Bonds fall?
Why oh why was we not taught how to manage money better ! I be a millionaire 💰💰by now or wealthy as least. Well at least with your videos i can make changes major changes for the future !
Jaspreet, you can remove money from your 401K without penalty if you remove a set amount for 5 years. You will pay taxes on that money, so check with your financial guy. And as always never listen to some random guy responding to some random guy on youtube.
Or don't have one at all, if you are young this won't be the last event we will have in our lifetimes, so your gains will probably erased every decade.
Exactly.....Buy Silver. Buy real Estate when it crashes.
Wow, probably the opposite man. Every downturn is an opportunity to buy low and enjoy the upside. How folks don’t get this is shocking.
@@timothynemecek You can still invest without having your money tied for decades in a 401k
I love your videos full of information and straightforward explanations. How can I contact you?
Bring back the white board. I need my mustache so I look really really good.
One important note you left out about the CARES Act: Your plan sponsor may not be "participating" or utilizing the provisions. I tried to do a withdrawal because my situation qualifies under the CARES act, but my plan was not participating. Check with your plan sponsor before doing so.
I'm going to leave my two 401K accounts alone. I'm investing for the long-term not the short-term. I'm not starting all over again.🙏🙏🙏
S&P is usually the cheapest option. If you haven't ever changed anything they probably enrolled you in a target date fund for when they expect you'll retire and those are a lot more expensive to hold. You don't have to sell to change where future money goes. Check it out.
Moneyface I did not contribute to 401k, should I start now? I am 47 and scared ... over 10 years my job got me to 12k... that’s all I have...
Mr. Know all !
How To Manage Your 401K During A Recession..... Answer. STOP Investing in a 401 K and invest in yourself.
Lol. Please no one take this advice
I have family who decided to quit their job at 36 and the other retired from state after 10 years both are under 43 years old. The one who quit will pull out full 401 k under 77,000. And that worries me. What can I tell them.
The best part of the video was the beach scenes
Hi Jaspreet, Made 5k off of NNDM today. Just happened to jump in at the right time. They are a company that prints circuit boards for development and prototype production runs. The stock jumped over 300% and is over $5 after hours. Tomorrow should be huge. What do you think. Short or Long on this one. Have you heard any news on this one?
How long did we take to recover from the 2008 crash?? 1 year? year half?
😂😂❤️ I love your videos
So what is on sale for 401k
Jaspreet dancing is the greatest on the internet
My employer 401k is with T Rowe Price. It's so limited, with mostly mutual funds, some bonds, and one market value fund, and i don't really like that transactions (contributions, investments change, and so on) take so long to settle which is why i lost a substantial amount when the pandemic started.
Is it crazy to take your money out of 401K to invest in property? There are 2 options with 401K cares act. 1. Withdrawal and 2. 401K loan. The LOAN is what needs to be paid back, the withdrawal doesn’t but you have to pay tax on it. For me, I feel lol I am young so I can pull out 401K money and continue to contribute to it while I work. In the meantime my money can be used as a downpayment on a house.
For a good deal. If you can get control of your money with no penalty that's the way to go.
That’s what I’m thinking on doing 🤔. Would love to be a first time homeowner
Nayi Torres same!
I love jatspreet
Has anyone heard of Blooom? Give me your opinion on them please.
When will Gucci sell guac?
I only pay 36 dollars a year for my 401k plan...what other fees are you talking about? is it the fees that Mutual funds and some ETFs carry with them?
This confirms what I recently learned... No financial advisor beats the index!