Should I Pay Off My Rental Property or Buy MORE in 2025?

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  • เผยแพร่เมื่อ 5 ม.ค. 2025

ความคิดเห็น • 40

  • @debbieskora7907
    @debbieskora7907 17 ชั่วโมงที่ผ่านมา +1

    We have a prescreen form (no fee) that we send out to people who ask to see a unit. ITT just asks basic questions about family, income, etc. it also lets people know that they will have a formal app with a fee if they decide to proceed free they see the unit. Only about 1 in 4 “lookyloos” are actually serious enough to turn in this prescreen and schedule a showing.

    • @wealthfromrentals
      @wealthfromrentals 7 ชั่วโมงที่ผ่านมา

      Thank you for taking the time to add this Debbie! This is incredibly valuable information for rookies.

  • @valoriefalorie4223
    @valoriefalorie4223 12 ชั่วโมงที่ผ่านมา +1

    I don’t understand why someone pays more for homes when they get only rental income of $2000-$2500. Seriously it doesn’t make sense to pay a higher priced home when rental income doesn’t change!

    • @wealthfromrentals
      @wealthfromrentals 7 ชั่วโมงที่ผ่านมา +1

      This could be for several reasons. Not every deal will be the best deal. This could be because they person is willing to take less cashflow rather than be in no deal at all. This could be that they are investing for appreciation.

  • @_JohnJohn_
    @_JohnJohn_ 2 วันที่ผ่านมา +3

    We sold one, paid off one, and use our cash and HELOC to do private lending. In a year or so, we will buy another rental with 50% down and continue private lending and repeat.

    • @wealthfromrentals
      @wealthfromrentals 7 ชั่วโมงที่ผ่านมา

      Thank you for sharing John!

  • @Lisa-nt7wt
    @Lisa-nt7wt 2 วันที่ผ่านมา +4

    Ashley you did a great job explaining the leasing/screening process. I benefit greatly from this information you sharing with me being a newbie investor. Thank you!

    • @wealthfromrentals
      @wealthfromrentals 7 ชั่วโมงที่ผ่านมา

      Thank you so much Lisa! Let me know if you have any other questions!

  • @valoriefalorie4223
    @valoriefalorie4223 11 ชั่วโมงที่ผ่านมา +1

    10 homes equals to $20,000 per month but your total home price on 10 homes is $4 million or over. The overhead is too high. Just not worth it!

    • @wealthfromrentals
      @wealthfromrentals 7 ชั่วโมงที่ผ่านมา

      Hey Valorie! What would be your ideal strategy?!

    • @valoriefalorie4223
      @valoriefalorie4223 5 ชั่วโมงที่ผ่านมา

      @ my strategy is to buy properties that are not too high becoz end of the day most properties are drawing the same or similar rent. Less does not mean properties that I have to fix but NOT buy properties at a higher price and still receive the same or little higher rental. I can’t expect the rental properties to appreciate too much. If they do great, if not at least I don’t want to lose much.

  • @KellyNelly-s2h
    @KellyNelly-s2h 2 วันที่ผ่านมา +11

    Happy new year 🎊, I only share this with good intentions. Greetings to everyone and a cool video. my biggest concern is how we are going to survive all these financial and political crises. The government has really made things difficult for its citizens and we cannot just sit by and suffer the consequences of bad governance🙏… I want to start investing, but l'm unsure where to start because of the resent dump and bull. Do you have any advice or contacts for assistance?

    • @DrillCana
      @DrillCana 2 วันที่ผ่านมา

      I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $21k passively by just going into crypto investment, and I don't have to do much work. Inflation or no inflation, my finances remain secure. So l really don't blame people who panic.

    • @AdamsIng-q4h
      @AdamsIng-q4h 2 วันที่ผ่านมา +2

      It is wise to seek professional guidance when building a strong financial due to its complexity

    • @SandraHattie
      @SandraHattie 2 วันที่ผ่านมา +1

      Talking to an expert like Noahavamia to reshape your portfolio is a very smart move

    • @CatherineSarah-r1l
      @CatherineSarah-r1l 2 วันที่ผ่านมา +1

      🙏 *12k to 407k is significant increase. My first copytrade wasn't profitable. Please share who you copy trade*

    • @SandraHattie
      @SandraHattie 2 วันที่ผ่านมา

      SHE’S MOSTLY ON TELEGRAM APPS WITH BELOW NAME

  • @dylanbarrett599
    @dylanbarrett599 วันที่ผ่านมา +1

    NACA loans absolutely suck. Please don’t do one. The bank wants to see all inspections and they make the seller fix things that are completely ridiculous. Here in California most agents know how much of a pain they are and won’t even accept their offer

    • @wealthfromrentals
      @wealthfromrentals 7 ชั่วโมงที่ผ่านมา +1

      Hey Dylan, thank you for sharing your experience with NACA loans. Definitely something to take into consideration for anyone looking into them.

  • @mathewrichardson9009
    @mathewrichardson9009 วันที่ผ่านมา +1

    When you have a large portfolio and during lean times like a recession how do you manage the expenses especially when the tenants don’t pay you rent during those times?

    • @Hawk2phreak
      @Hawk2phreak วันที่ผ่านมา +1

      1. Choose tenants with good income to rent ratios. While this doesn't mean they can't lose their jobs, it means that they are generally employable, have the buffer for emergencies and stand a better shot of not going delinquent.
      2. Choose people who care about their credit. People who care about their credit are less likely to stiff you.
      3. If you're big enough, you have the space to absorb more in terms of vacancy loss of you're not leveraging yourself to the hilt.
      4. Be firm but flexible with your tenants in coming up with payment plans. You can't wring blood from stone but you can limit your losses and get a plan in place to get them caught up. It doesn't always work but in my experience, even if you have to evict, you're out less than you would be otherwise.
      - Professional Property manager and landlord for over a decade.

    • @wealthfromrentals
      @wealthfromrentals 7 ชั่วโมงที่ผ่านมา

      @@Hawk2phreak What a great response! Lots of good advice in there.

  • @ARMOR81
    @ARMOR81 2 วันที่ผ่านมา +2

    Ashley, what property management software do you use? There’s so many options out there.

    • @wealthfromrentals
      @wealthfromrentals 7 ชั่วโมงที่ผ่านมา

      I am currently using Turbotenant! I have used Appfolio and Buildium in the past. They are both also great more expensive. Appfolio has all the bells and whistles.

  • @stephonnohpets
    @stephonnohpets 2 วันที่ผ่านมา +2

    How does the bank verify that you're actually living in the unit during that first year? Do you simply just need a utility in your name?

    • @Lambo.Three16
      @Lambo.Three16 2 วันที่ผ่านมา

      Utility in your name is good but even better have a family member live in that unit as (owner occupied). This helps if a case if your traveling or work or similar case & you are naturally just not home, you technically still live there…

    • @Hawk2phreak
      @Hawk2phreak วันที่ผ่านมา

      Often times banks don't particularly care as long as the bills are being paid and they have plausible deniability.

    • @wealthfromrentals
      @wealthfromrentals 7 ชั่วโมงที่ผ่านมา

      I actually had a conversation with my loan officer about this the other week. He said that some lenders are actually hiring people to check. He has had a couple clients that were "investigated" to make sure they were living in the property.

  • @richardjudge2322
    @richardjudge2322 2 วันที่ผ่านมา +1

    Thank You Ashley and Tony much appreciated.