12 Frugal Living Hacks To Save Money (That ACTUALLY Work)
ฝัง
- เผยแพร่เมื่อ 2 มิ.ย. 2024
- In this video, we will discuss 12 frugal living hacks and tips to save money in 2019. The average American retires at age 63. If you would like to retire at an early age, consider applying these tips throughout your everyday life. Some of the tips mentioned in this video have saved me thousands of dollars over the course of my lifetime.
🏠 Invest in Real Estate: nateobrien.me/Fundrise
Life Insurance for peace of mind: nateobrien.me/Ladder
Open a ROTH IRA: nateobrien.me/M1Finance
Start a Shopify Store: nateobrien.me/Shopify
DISCLOSURE: Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. Affiliate commissions help fund videos like this one.
I am not a financial advisor. The ideas presented in this video are for entertainment purposes only. You (and only you) are responsible for the financial decisions that you make.
Instagram ➤➤➤ / nateobrienn
Twitter: / nateobrienn
Hi everyone. I want to remind you that there is a difference between being frugal and being cheap. It is okay to be cheap towards yourself but rarely is it ever okay to be cheap towards others. Thanks for supporting the channel!
Agreed! No one likes cheap ppl. Life is too short to be the cheap guy.
Nate O'Brien very true. Being cheap may not be the norm for others and that could be seen as disrespectful. Communication is key, just say we’re cheap and let them know haha
Good job, I like this
Great video for people who haven't thought of these tips before. I think I'm doing good I do almost all of these.
@@jasonc2334 I think you'll find you're doing better than most.
Guys it is so underrated that he shoots these videos in a full take without cutting/editing
Don’t go back and watch my early videos, they were terrible.. one of the reasons I decided to start a channel was because I wanted to improve my speaking skills, your comment made me smile
@@NateOBrien man you have great content, it matters allot.
There is a cut at 6:04
Yes! Videos that are edited to hell with jump cuts I skip and thumbs down simply for the poor production quality.
Nate's delivery is excellent. 👍
'when youre lazy editing but your skills make up for it'
I’m 19, a Starbucks barista, living at my parent’s house. I’m finding myself binging your videos, and it’s humbling me. It’s helping me think smarter, bigger picture, etc. thank you.
I hope you've been able to achieve your goals!
Lol I’m 21, a Starbucks Barista, and I feel like the culture is so anti growth there... may just be the small city I live in but everyone there is a lifer
so on average you make $24000 a year or $2000 ish per month? at 19 living with your parents, you should have at least $16000 saved and or invested per year.
Anyway I hope you do well.
Keep going!!!
Good luck bro wish you the best in life
When I was single all restaurants were half off! Now that I'm married everything doubled in price
Oof. I'm sure it was worth it though 👍
🤣🤣
I can’t wait to get married so I can start using this joke lol 😂
or it can be free ;)
Kevin Thomas mwuahahahaha!!!!...
My philosophy is being frugal isn’t about being cheap, it’s about being resourceful. I’m frugal but look for the best quality deals.
I think that's called Minimalism
My husband and I do just about everything this kid says. Thanks for affirming our habits and offering good suggestions. We are 71 years old. YOU ARE A GEM and are shooting out common habits people just don't think about. And what a bonus- You're not selling a course! ROCK ON, YOUNG MAN!
I know. I'm thankful for finding his channel. 😁
Money saving videos are my current addiction. I've always been frugal, but watching these things keeps me on track. Great video!
Liz Antisocial same. I’m cheap but always broke. I’m obviously doing something wrong
Nourah income problem
Spittin nothin but the truth. It's like I'm on crack 😂
#1 DO NOT go into debt. Debt = interest in their favor in stead of yours = they get rich, you stay poor.
Right on!
@Ashley m work your way out of it like your life depends on it. Set up a budget. We've used one for most of our marriage. It is key in not spending more than you make. Also, be willing to eat beans and rice, rice and beans, stay at home, get rid of credit cards (use debit only), and never set foot in a restaurant unless you are working there. You [can] get out of debt.
Joseph Whiting you sound like a Dave Ramsey fan! 👏🏻👏🏻👏🏻
@@laurah6381 I am. He makes a lot of financial sense.
I am so f*cking motivated to get debt free, I can taste it! It's on the horizon. 🙌
Instead of buying your coffee every morning before work, brew your own. A little savings goes a long way!
Or don’t drink it to begin with lol
Stop drinking coffee! Save money by not eating and drinking poison that makes you sick.
@Sara Bunting Drinking coffee is a stimulant to the central nervous System. It re-creates stress conditions for the body and exhausts the adrenal glands.
Legal is not synonymous with healthy or moral.
60 years ago, almost everyone smoked. Even doctors and patients in hospitals.
In the south many had slaves.
💚🌟🌷
@@BRBallin1, I am lucky in as much as I do not like coffee ,because it can get pricey. I drink hot tea and reuse one teabag throughout the day.
@Sara Bunting , This is cool. Good job.
I wish I was as wise as you are 10 years back, 31 and learning, but never too late.
28 here! Just starting. Nice to read your comment.
Same
When you’re 41 you’ll be happy you started at this age. Keep going. We got this 💫
@@clairewillow6475 thanks dear, happy new year!
I’m a vegan ....
My husband wears the same thing over and over. He loves his gray T-shirts. People notices that all our travel pictures he’s in a gray shirt. Lol! It doesn’t bother him one bit.
Tg it
Couponing isn’t necessarily a waste. In order for it to benefit you, it needs to be coupons on things you actually use on the regular basis.
yeah thats why he used the example of jello lol, no one needs like 2 boxes of jello
People who are going to eat jello regularly would need two boxes of jello. 😂
AJ H. Yup and those are rare
Exactly! When I first had my daughter I would only go to DG to buy her Pampers and use two coupons to buy her a box of diapers that would last her halfway through the month. Each transaction I would get $8 off. Over the course of a year it's $192 saved. That's more than 11 boxes of free Pampers without factoring in tax sales.
@DM Animation Yes that's what I want to do for my second baby in the future.
*Buying 1 quality item > buy a cheaper version 5 times*
Meh usually not for clothes, rather get 5 20$ shirts than 1 shit hypebeast 100$ shirt
Sean you have a point. I think it depends on the item
@@somerandom7137 paying extra for fashion != getting a high quality item
freaking truth right here
@@somerandom7137 lol you can get good quality shirt for $20.00 EVERLANE brand
Hi Nate, I drive a magical box.( : LOL I am a 74 year old widowed, female. The car I purchased a few years ago was 3 years old and I paid cash for it. Saved 2 ways there. When this car dies completely, I will not replace it. I have done the math and found that for me, it will be cheaper to just use Lift for the few places I need to go. I will have all my groceries delivered. I have already done this several times and saved money by not burning gas or wear and tear on my vehicle. Not owning a vehicle, I will not have to pay for insurance, gas, registration, tires, inspection, repairs or parking fees.
Good for you! Uber and Lyft can be more economical than using a car in some cases, especially if you only need a vehicle on rare occasions. Cars cost SOOO much money to maintain etc
The library is the best one for me. I think I've saved over $10k last year just for using the library. Books, movies, video games, even online Lynda courses can be accessed with a single library card. I haven't bought a videogame in four years because all the new games can be borrowed.
Lynda courses are spectacular!
@Ashley m if you want to spend some of your money for that, then go right ahead. there's really nothing wrong with it unless the purchasing becomes an addiction.
Whos Lynda?
I buy all my games new. Nothing wrong with that unless it’s an addiction which for me it isn’t (:
Theres a lirbabry app called overdrive. The app has audio books and pdf files of most books that you can download and read for free
One of the best things I've done is to use what I have. I have accumulated a lot of stuff over the years and instead of rushing out to buy something, I look around and see what I already have. Most of the time I can find something that will work, or I can upcycle something else that will work. Feels good not to be wasting money!
Buying second hand and reusing what we already have is the best way to go. For ourself and earth
#1 frugal living hack: Wear the same black shirt everyday.
He looks like a pastor with that microphone on it.
@@archygrey9093 That would be a priest.
@@archygrey9093 🤣🤣🤣🤣
Right... Noone will notice if it hasn't been washed for months..
Your clothes will also last longer when line-dried, if you hang outside in sun they smell wonderful. I have line-dried my laundry all my life, don’t even own a dryer!
This is hard in Ireland🌧
@@shannon922 I have a clothesline inside my house. The weather here is sunny but the birds are very poopy. Merry Christmas Ireland!
So much quality stuff at thrift stores. I stopped buying bottled water and when I leave my apartment for at least an hour, I shut off my circuit breakers (except fridge/deep freezer). My electric bills are SO much cheaper now. This may be challenging when you're in a house. But at least do it when everyone is out of house all at once or on vacation. I don't own many things that need to be reset. It will cut your bills down so much.
I started getting audio books from my local library, it has saved so much money and makes my commute to work extremely productive.
Love it. Audiobooks are perfect for roadtrips
Audio books are the best!
#1 frugal living hack: not to have a girlfriend
Jeff Bezos? Is that you?
i've been single for 19 years so i'm good and happy with that :)
@Sushi Mane thats great, if she is sensible and not one of these that behave as they are entitled.
@Sushi Mane very good
Sushi Mane in other words....don’t date a bum and you’ll be all set
Good point with the car. Just changed my own oil and detailed my car last Saturday.
So I saw
I legit take notes when I watch your videos. Good job man
Love your emphasis on recycling, the environment. This set me straight. Thank you!
Agreed, I even go to print in my local library. It is free for members. Thank you for all tips!
Hello Nate,
I've been watching your videos for about a year now, I wanted to say you do a phenomenal job educating people on how to gain more financial freedom. I'm a 4th year undergrad in Environmental Science, and I just wanted to mention how great and important I think it is that you're talking about the environment in the bounds of business. I'm 23, and moving forward in our generating, it is so important that us young entrepreneurs consider the environmental impact of our businesses, and how to lower our impact by adjusting our strategies of packaging and other practices. Thanks for your continued videos, you're a big inspiration!
-Alberta, Canada
These are some great tips! Especially the grocery pick-up. It's so much easier to stay within your food budget and find cheaper items.
Go to Dollar General in mid April. They have extra 25% off their clearance. I bought paper goods, household cleaners & daily use personal items.
Yes, harvest sunshine to dry your clothes. It’s free! And buy 2nd hand as much as possible. 👍🏽
I am so glad you mentioned the food pick ups, I have been advising this to my friend for years.
Thank you for sharing, great advice.
Love the library. I utilize it for movies, lectures, guest authors. Discounts on local attractions. It’s a great very under rated resource. Great video!!!
Congratulations, you actually have some ideas that may work! I have just completed simplifying my wardrobe. Probably easier for a man, but I think I have accomplished it. Feels really good!
Lots of people use the library. You can also stream movies, do research on stocks, download books and magazines......
It's absolutely stunning the value of resources our family gets through the library every month. Most of the stuff we want to see on subscription channels is available for free on dvd, and I love taking lavishly expensive books out to enjoy.
Very impressed how brilliant you are and conscientious
I’m so impressed with your knowledge. Deeply appreciate what you are doing. It’s truly bringing me much knowledge and value to my life. Keep on Nate!!!!!
Also your content is amazing! So glad I found your channel I learn so much ✨
i just stumbled on one of your videos today and have been watching them for 4 hours, great channel
Thanks for these basic, simple, timeless tips. More power!
✔️Smart
✔️Good with money
✔️Good lookin
Got a lot going for you! I love that your so young but are like an old soul. Full of wisdom. How did you start getting into all of this and learning so much?
Also have you thought of acting or modeling?
Yes. People do need to save money on clothes. By the way, don't be shy about going to thrift shops.
First thing I think when I see a brand Name on clothes:
1) hese ppl are compensating, or 2) have too much money
My girlfriend fround an awesome sweater from some olympics that was hosted sometime in the late 1900's, i think it was in the 70's. Tag and all still on it. You can find super cool stuff at the thrift store
Learning to change the blinkers fluid has saved me bunch of money
It's nice that a lot of these are good for the environment as well. A great reminder that being environmentally conscious doesn't necessarily mean spending more
Crockpot 👏🙌🏾 you just saved me hundreds of dollars monthly
Re: the library, it's a huge myth that people don't go to the library anymore. Libraries in general are busier than ever!
I am a librarian assistant and they.are super busy, now if we could get rid of the homeless that ruin most of them, not the one I work at, but many of them.
Anthropos Anthropos exactly, I go to the library often and that place is always packed out. I love it though.
@@donnaleeclubb119 Libraries are for everyone, including the homeless. The challenge is that we tend to take the place of the help the homeless need since nobody else is stepping up and providing help with mental health, addictions, etc.
I love my library!
right.....i was just there the other day...totally full, and rooms were being used for conferences.
I've been binge watching your videos. They're the right length and you say a lot of things in that time. You have a decent haircut and modest, simple clothing. You're not cluttered up with piercings and tattoos and you don't swear. I'm 64 years old and it's a rare event that I would admire a young person, but you've gotten my admiration.
You had a new sub in me at “learn to negotiate”. This is a completely underrated skill for people who don’t negotiate for a living.
Crazy how much the little things add up. Very eye opening and informative video, Nate!
They really do! Thank you!
Hanging your laundry out is no joke. It really does save on electric. I know done both , used the dryer for a month then hung out laundry the next month. Hand washing as many items as you can also reduces the water bill. I can attest to both.
Just stop going to restaurants... Buy clothes and other stuff in bulk during Black Friday sale etc, or buy them used... buy only stuff that has considerable amount of high resale value.. The Dollar store can be your best friend for household items and other basic stuff that you use every day.
Shampoo toothpaste deodorant. All 3 lasts me 3 weeks so $1.07/week total for all of them.
So glad I found this channel. Thank you thank you thank you!
+1 for getting to know your car/working on your own car. Even just changing the oil in my car saves me almost $30 from going to the dealership.
11:10 The Brooklyn in him came out 🤣
Using grocery pick up or delivery could be more expensive because their online prices are higher. If you are disciplined enough to stick to your list, you won’t overspend.
Yes! Walmart is one of the worst offenders on this. The price difference between the shelf price and yhe online pick up price can be quite dramatic. About half the items that I’ve ordered on online pick up app are about 50% more expensive than if I went and pulled them off the shelf. And online ordering with home delivery through the mail also has inflated prices.
Really?! Oh hell no.
@@rebeccasuraci7666 I use Walmart pickup, I haven't found that to be the case.
Thanks for your wisdom and advice.
I'm so happy I found your channel! So useful!
Good video! I'm with you 100% - it sucks that everyone thinks we're insane though. My roommate thinks I'm bat-S crazy for walking to the grocery store, that we literally live 2 blocks from. She fires up her monster truck to drive
Yes! little exercise never hurt anyone!
Number six brings up a very important point, always approach the grocery store with a plan! All the little things add up!
Yes!
One of my favorite videos all around in a long time!!
I could listen to this guy all day without skipping.
Most of the frugal youtube videos I watch are advice from women. It was nice to watch one from the male perspective. I never thought or heard about car maintenance, water, clothes line, grocery pick up service, and crock pot.... Yes you are right, my biggest expense after housing is my vehicle expense. Thanks for the great tips! I thought I had heard them all until I clicked on your video.
Mom is spot on! Plus hearty meals keep you full... ;D
Only comment section I enjoy reading. Good to see we're all on the same path! Keep it up guys!
Thank you!
Recently started watching your videos, I have learned a lot. Thanks for sharing your knowledge.
Thank you Joyce
I may be biased cause I work at a public library but the programs and even statewide library agreements can get you books, audiobooks, downloaded to your phone, iPad etc. 10 monthly play credits for movie streaming service called kanopy, research databases for professionals and students, and discounts on zoos, museums or state parks. Go to your library it’s way more than just books :) and we’re always excited to get you involved in our programs
Kanopy you say? Ours has Hoopla Digital, I wonder if they offer Kanopy. Thanks, Ellen, I'll have to check!
I tell people this all the time!!! I don't understand why people overlook their libraries!
I love the library! Ours give away a Free lunch for kids during the summer. Cant beat that.
hey Nate awesome video again always coming out with great content
Thank you!
My mother in law tought me how to Thrift, i go to Thrift stores and buy clothes there i find good brands of clothes, before winter hits i go get me jackets and sweaters, i also get my kitchen pans, i use the public library to fax documents and print others.
i go to my bread store and stock up for a months worth of bread and snacks..
when beggies are on sale i buy alot and freeze them, i freeze cut onions, bell peppers, mango chunks.
strawberries.
and when buying buy in bulk when you can on the items you use everyday like cooking oil, toilet paper, bottled waters, pancake mix ..
I like to save here and there thats all, but this video provides so much info i didnt know
thanks for sharing
I love how he explains all money-saving tips in short video
I’m 3 minutes in and I can tell you that I negotiate, do simple car repairs, and go to my local library app to save a buck. Great video!
That's what I like to hear!
Retire before age 30... target acquired! Good tips Nate.
I'm shooting for 25
@@NateOBrien How old are you Nate ?
I’m 20
@@NateOBrien for real?
Yes. I’m feeling old these days
Good tips trying to follow up on especially. when it comes to shopping...believe me I'm trying..
Great Video. Thank you for posting.
The fact he has a normal laptop vs a macbook impressed me enough👏📚
Thats a dell xps, which is priced pretty much the same as a macbook
For the styling without getting poor part, I would recommend to build a UNIVERSAL wardrobe.
The idea is to stick to something classic that will never be outdated and by buying it in colors that matches with most of you clothes.
This implies buying a lot of "neutral" color clothes.
Navy blue, black, gray, white, light brown
Eg:
Gray, white, blue,black, red Tshirt.
Dark blue denim jacket, red, black hoodies, dark blue bomber jacket.
You get the idea, nothing clashes with anything really and so all your clothes are useful and will match with the rest.
Just buy "FEW" clothes that have colors that pop like red, green, yellow so that you don't only have boring colors.(T shirts are great for that as they are cheap)
Surprisingly you want at least two or three pairs of shoes as they need to dry after use because your sweat actually make them damp.Don't use that as an excuse to overspend.
Voila!You will have a timeless classy wardobe that doesn't compel you to buy stuff that get put in a corner and never used
Just wanted to add something to your tip about hanging your clothes to dry. I use an outdoor retractable clothesline. I love the way the clothes smell. Another reason to hang them out is because they last much, much longer. All that lint in your dryer's lint trap is from your clothes wearing out after using the dryer.
Great points! Very informative.
i’ve youtubed how to change my lights, fuses etc. I have saved big $$$ youtubing how to do this myself. Also unrelated being single and not dating has saved $$$ 🤣😘🤦♀️
I’ve negotiated for a T-shirt in Cancun once. Gave myself a 60% discount. Then I just realized I was getting ripped off.
Excellent advice, many thanks!
Great tips, I will need to start using them my self asap
Some people are so cheap, they won't even PAY attention to this video.
When are you starting your stand up comedy career?
Nate O'Brien lol my jokes are way too lame
@@NateOBrien That could be Zachary's side hustle OR not.( :
Zachary Laid Finding Freedom your last name is Laid, why isn’t your TH-cam channel about dating and relationships advice. You can call it “Getting Laid” lol. Plus tons of people spend hundreds on dating and relationships courses. I know I spent like 60 buck on one
Ok Mr. Crabbs (you got that joke from spongebob)
I agree with knowing your car better. 50.00+ to change the cabin air filter is ridiculous when it only takes less than 10min or doing any simple maintenance.
I feel bad for people who get up-sold on simple things
No joke. I was getting an oil change (I know, but I paid for quality of life that day) and they said my cabin filter was moldy. They could have changed it for $25. I said I would think about it. $7 and 5 mins later I have a new cabin filter...which, by the way, was NOT moldy.
@@Damon-qt3fw yeah those get changed around 18-20k miles. Good job on saying you'll think about it.
Very unique ideas. Thanks for sharing.
this was genuine, really nice video you stuck to the point
Really good tips!
I will use these methods to save more money and invest them in my business and in my youtube channel 🔥🔥
Great! Good luck!
I'll add some more.
13. Before you leave the apartment/house, turn off all lights, and bring down the thermostat to 80 in the summer).
14. Use regular gasoline. Even in cars that "require" premium, experts/research show that octane has no bearing on engine life; only on performance. If anything, "treat" your car with premium once a year.
15. Public transport (piggybacking off #1).
16. If you have to buy a textbook, buy the international version. 98% of the time, the content is the exact same as the normal book. It's just black and white instead of color, and occasionally in books with practice questions, the order of questions/multiple choice options is different.
17. Look for events on campus with free food. Going to a few of these per week will start to subtly add up.
I do #13 all the time. When at home, the only lamp lit is the one situated next to wherever I happen to be. I do go all out if I have visitors. I turn the heat up a few degrees and light 3 lamps. Whoopi ! LOL
You use ac?
I’m buying/ downloading books for free to my E-reader, that’s saving a lot of money
Do not do #14 unless you KNOW your car(as he points out). Because if your car REQUIRES it, it requires it for a reason. It was designed to run off that octane. If you do not and cause pre-detenation to occur. You can blow holes in your pistons. Which is bad. If your car RECOMMENDS premium. Then yes you probably can use lower grades. But your performance can suffer, which can include your MPG. Which may or many not negate the few cents per gallon you may save.
alan4657 Exactly. If your car recommends it, then it’s been engineered to perform and be most efficient at that octane. Sure the ECU can slightly adjust it but ffs don’t buy vehicles that recommend higher octane to just put lower octane in!! Don’t buy an expensive car and expect to pay low prices.
Tiny living too! Living a life of travel in a van and plan on semi-retiring in 3 years (at age 34) and reaching FIRE
So much value thank you
I’ve used CL to buy a tool that I need for a single job, then I resell it for more the next week. It sounds silly but instead of spending $100 on a drill, I actually use a drill and then sell it for $120.....so I’m up $20!
I bought a cordless drill from home depot for $10 & have used it quite a lot. Well worth it.
Being frugal is a good thing, if you are saving for a bigger goal
I love the library
U just got a subscriber, thanks for the video, it's really awesome and changing my life
Great value 🤙, keep up the good work!
Thank you 🙏🏼
frugal to save money for investing and for the environment.
About the car too, lifting and coasting up to traffic lights, using engine braking, changing gears at lower rpms, lifting slightly off the throttle up hills and loosing some speed but gaining it back on the way down are some great ways to save fuel, save your brakes and reduce clutch wear
Hi new subscriber! Thanks for the financial info.💰
Local library is a good start, but I just recently found out the university I live near offers library privileges to any resident of PA. It's like a local library on steroids
honestly i feel like the best tip would be to avoid personal debt and focus on leveraging for assets. get rid of personal loans, credit cards debt, car loans and put your extra cash towards creating wealth through assets.
Thank you for sharing the difference between being frugal and being cheap ! It's really important !! It's okey to avoid to buy a sanwish and get back home to cook but it's not okey to come empty handed to and invitation ! After hearing you reaping it like ten times I finally got it.
Good morning Nate. Greetings from Colombia, South America. I just subscribed!! and thank you for the tips. I'm pleasantly surprised to find such a young boy practicing frugal tips when most of them only want to spend the money in superfluous things not thinking than one day, they will too be old.