Bonds To Buy Next: What’s Left To Invest In When Fed Cuts Rates?
ฝัง
- เผยแพร่เมื่อ 18 ก.ย. 2024
- As interest rates for fixed income products decrease, what will there be left to invest in? What other bonds & “bond-like” investments might you want to consider currently?
📢 Use fall2024 to save 10% off on our popular bond course bundle through midnight ET TODAY 9/15/24: www.diamondnes...
⭐ Bond Beginners: www.diamondnestegg.com/bond-beginners
⭐ Bond Masters (our intermediate-level bond course): www.diamondnestegg.com/bond-masters
⭐ Join our super-supersaver membership for regular market updates & monthly live member Q&As 👉 / @diamondnestegg
⭐ Bond Courses vs TH-cam Membership: • Bond Investing Basics ...
#jenniferlammer #bondbeginners #bondmasters
_________
WATCH NEXT
TIPS vs I-Bonds: • Buy I-Bonds or TIPS 20...
How To Build A Bond Ladder: • How To Build A Bond La...
*Sources & referenced videos can be found in first pinned comment
_________
DISCLAIMER
EVERYONE'S FINANCIAL JOURNEY IS DIFFERENT. YOUR PERSONAL FINANCIAL SITUATION IS UNIQUE. NEITHER DIAMOND NESTEGG, LLC, OUR WEBSITE, OUR TH-cam CHANNEL, OUR OTHER SOCIAL MEDIA CHANNELS, NOR THIS CONTENT & INFORMATION (THE “SERVICE”) ARE INTENDED TO PROVIDE FINANCIAL, LEGAL, TAX OR OTHER ADVICE. NO FINANCIAL DECISIONS SHOULD BE MADE SOLELY BASED ON THE SERVICE. THE SERVICE IS PROVIDED FOR INFORMATIONAL & ENTERTAINMENT PURPOSES ONLY & IS NOT INTENDED TO BE A SUBSTITUTE FOR ADVICE FROM A PROFESSIONAL FINANCIAL ADVISER OR QUALIFIED EXPERT.
ALL OPINIONS & FORWARD-LOOKING STATEMENTS OF THE SERVICE EXPRESSED HEREIN ARE AS OF THE DATE OF PUBLICATION & SUBJECT TO CHANGE. IT IS YOUR RESPONSIBILITY TO VERIFY ALL INFORMATION YOURSELF.
ANY INFORMATION PRESENTED BY THE SERVICE IS NOT AN OFFER TO BUY OR SELL, NOR A SOLICITATION TO BUY OR SELL ANY SECURITIES OR PRODUCTS MENTIONED. DIFFERENT INVESTMENTS HAVE VARYING DEGREES OF RISK & THERE IS NO ASSURANCE THAT THEY WILL BE SUITABLE FOR YOUR PORTFOLIO. PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS. ALWAYS CONSULT A QUALIFIED FINANCIAL, LEGAL, OR TAX PROFESSIONAL REGARDING YOUR SPECIFIC SITUATION.
DIAMOND NESTEGG, LLC IS A REGISTERED INVESTMENT ADVISER IN THE STATE OF NEW YORK AND OTHER STATES WHERE IT IS EXCLUDED OR EXEMPTED FROM REGISTRATION REQUIREMENTS. REGISTRATION AS AN INVESTMENT ADVISER DOES NOT CONSTITUTE AN ENDORSEMENT FROM SECURITIES REGULATORS.
DIAMOND NESTEGG, LLC RECEIVES COMPENSATION FROM TH-cam FOR THE PRESENCE OF ADVERTISING BEFORE, AFTER, AND DURING THIS VIDEO CONTENT AS WELL AS VIA TH-cam’S SUPER THANKS & MEMBERSHIP FEATURE. DIAMOND NESTEGG, LLC DOES NOT CONTROL THE CONTENT OR PRESENCE OF ANY ADVERTISEMENTS. THE PRESENCE OF ANY ADVERTISEMENT DOES NOT CONSTITUTE AN ENDORSEMENT OF THE AD, COMPANY, ENTITY, OR PRODUCT BY DIAMOND NESTEGG, LLC.
_________
CONTENT DISCLAIMER
THE VIEWS & OPINIONS EXPRESSED THROUGH THE SERVICE ARE SOLELY THOSE OF DIAMOND NESTEGG, UNLESS OTHERWISE SPECIFICALLY CITED. MATERIAL PRESENTED IS BELIEVED TO BE FROM RELIABLE SOURCES & NO REPRESENTATIONS ARE MADE BY DIAMOND NESTEGG AS TO OTHER PARTIES' INFORMATIONAL ACCURACY OR COMPLETENESS. ALL INFORMATION OR IDEAS PROVIDED SHOULD BE DISCUSSED IN DETAIL WITH A QUALIFIED ADVISER, TAX OR LEGAL PROFESSIONAL PRIOR TO IMPLEMENTATION.
OUR TH-cam CHANNEL MAY PROVIDE LINKS TO THIRD-PARTY WEBSITES FOR YOUR CONVENIENCE. WE HAVE NO CONTROL OVER THE ACCURACY OR CONTENT OF THESE LINKS.
THE COMMENTS ON THIS CHANNEL, AND OUR OTHER SOCIAL MEDIA CHANNELS, ARE THOSE OF THE CREATORS & DO NOT NECESSARILY REFLECT THE VIEWS & OPINIONS HELD BY DIAMOND NESTEGG, LLC.
COMMENTS, CHATS & CONVERSATIONS ARE A SPACE FOR CIVIL & RESPECTFUL DISCOURSE & CONSTRUCTIVE EXCHANGES OF INFORMATION, VIEWPOINTS & OPINIONS. WE WELCOME FREE EXPRESSION, REGARDLESS OF VIEWPOINT, BUT RESERVE THE RIGHT TO REMOVE ANY RESPONSE AND SUSPEND OR BAN INDIVIDUALS FOR ANY REASON. PLEASE NOTE THAT COMMENTS, CHATS & CONVERSATIONS MAY BE SUBJECT TO PREAPPROVAL.
DUE TO THE SOCIAL NATURE OF THE SERVICE, THESE VIDEOS MAY CONTAIN CONTENT COPYRIGHTED BY ANOTHER PERSON OR ENTITY. DIAMOND NESTEGG, LLC CLAIMS NO COPYRIGHT TO SAID CONTENT & CANNOT BE HELD ACCOUNTABLE FOR THE COPYRIGHTED CONTENT. DIAMOND NESTEGG SHARES & STRIVES TO VERIFY INFORMATION BUT CANNOT WARRANT THE ACCURACY OF COPYRIGHTS OR COMPLETENESS OF THE INFORMATION ON OUR SERVICE. ANY COPYRIGHTED MATERIAL SHARED ON THIS SERVICE IS INTENDED TO BE SHARED BY FAIR USE. IF YOU HAVE A COMPLAINT ABOUT THE USE OF COPYRIGHTED MATERIAL, PLEASE CONTACT DIAMOND NESTEGG PRIOR TO MAKING A COPYRIGHT CLAIM. ANY INFRINGEMENT IS UNINTENTIONAL & WILL BE RECTIFIED TO ALL PARTIES' SATISFACTION.
USAGE OF ANY OF OUR SERVICES INCLUDING VIDEOS, WEBSITES, COURSES & FORUMS CONSTITUTES AN EXPLICIT UNDERSTANDING & ACCEPTANCE OF THE TERMS OF THIS DISCLAIMER AS WELL AS OF OUR TERMS OF SERVICE, OUR PRIVACY POLICY & ALL APPLICABLE DIAMOND NESTEGG DISCLAIMERS IN THEIR RESPECTIVE CURRENT FORMS. PLEASE VISIT WWW.DIAMONDNESTEGG.COM FOR MORE INFORMATION.
💎Use fall2024 to save 10% off on our popular bond course bundle through midnight ET on 9/15/24: www.diamondnestegg.com/home#_paa2isucf
💎Bond Beginners (our foundational-level bond course): www.diamondnestegg.com/bond-beginners
💎Bond Masters (our intermediate-level bond course): www.diamondnestegg.com/bond-masters
💎And join our super-supersaver membership for regular market updates & monthly live member Q&As th-cam.com/channels/nexoc6tvesvcCEzZhmI-Ag.htmljoin
>>>>>>>>>>
WATCH NEXT
>> Our Bond Courses vs TH-cam Membership | Which Is Right For You: th-cam.com/video/H5h4Eyh0hjo/w-d-xo.html
>> Bond Beginners Course Sneak Peak | I-Bonds vs TIPS: th-cam.com/video/uXPzbje1g2E/w-d-xo.html
>> Bond Masters Course Sneak Peak | How To Build A Bond Ladder: th-cam.com/video/p90IDmXn19s/w-d-xo.html
>>>>>>>>>>
SOURCES & REFERENCED VIDEOS FOR TODAY'S VIDEO (AS APPLICABLE):
Retirement Strategy With Agency Bonds: th-cam.com/video/WVRufbx0SGA/w-d-xo.html
Other Agency Bonds Videos: th-cam.com/play/PLsv_4H5rP97G839te4TerQ0E7jcejhnAi.html&si=iWiYQySxolpnFf0J
Accrued Interest: th-cam.com/video/PdFkteP0xhI/w-d-xo.html
Fidelity's Website: www.fidelity.com/
>>>>>>>>>>
Here is the overview for Bond Beginners:
1. Bond Basics
What A Bond Is & How A Bond Works
Why Invest In Bonds
New Issue vs Secondary Market Bonds
Interest Rates & Bond Prices
Current Yield & Yield To Maturity
Always Remember This!
Buying At Par, Above Par & Below Par
Different Types Of Bonds
Wrap-Up
2. The Risks Of Bond Investing
Seven Key Bond Risks
Credit Risk
Interest Rate Risk
Reinvestment Risk/Call Risk
Inflation Risk
Liquidity Risk
Currency Risk & Country Risk
Bond Risk Mitigation Strategies
Wrap-Up
3. US Treasuries Overview
What Are US Treasuries
Why Invest In Treasuries
Where Can You Buy Treasuries
How Are Treasuries Taxed
Wrap-Up
4. Treasury Bills
What Are Treasury Bills (T-Bills)
When Do T-Bill Auctions Happen
Where Should You Buy At Auction
Auto-Roll When Buying At Auction
Where To Find Recent Auction Results
High Rate vs Investment Rate
Reopening Auctions
Cash Management Bills (CMBs)
Buying & Selling On Secondary Market
Wrap-Up
5. Treasury Notes & Bonds
What Are Treasury Notes & Bonds
When Do Auctions Happen
Buying Treasury Notes & Bonds
Auction High Yield vs Interest Rate
Floating Rate Notes (FRNs)
Treasury Zeros (STRIPS)
Wrap-Up
6. TIPS (Inflation-Protected)
What Are TIPS
When Do TIPS Auctions Happen
Nominal vs Real Yields
Negative Yields
How Do You Adjust TIPS For Inflation
Taxes On Phantom Income
Secondary Market Liquidity
Wrap-Up
7. I-Bonds (Inflation-Protected)
What Are I-Bonds
How Does I-Bond Interest Work
I-Bonds vs TIPS
The Annual I-Bond Limit
Wrap-Up
8. Agency Bonds
The Universe Of Bonds
What Are Agency Bonds
How Are Agency Bonds Taxed
Treasuries vs Agencies
Who Might Want To Consider Agencies
Yield-To-Call & Yield-To-Worst
Where Can You Buy Agency Bonds
Wrap-Up
9. Municipal Bonds
Our Bond Universe Gets More Complex
What Are Municipal Bonds
How Safe Are Munis
How Are Munis Taxed
The De Minimis Rule
Social Security & Medicare Premiums
Treasuries, Agencies & Munis
Who Might Want To Consider Munis
Wrap-Up
10. Corporate Bonds
Our Bond Universe Is Complete
What Are Corporate Bonds
How Safe Are Corporates
Corporate Bond Hierarchies
Five Key Features Of Corporate Bonds
How Are Corporates Taxed
Treasuries vs Corporates, Etc.
Who Might Want To Buy Corporates
Wrap-Up
>>>>>>>>>>
Here is the overview for Bond Masters:
1. Stocks vs Bonds
Historical Performance
Are Bonds Really Less Volatile
Why Invest In Bonds
Accumulation vs Decumulation
Allocation of Stocks vs Bonds
Wrap-Up
2. Which Bonds Might Be Right For You
Treasuries & Other Types of Bonds
Nominal vs Real Yields
Inflation vs Non-Inflation-Protected
Taxable vs Tax-Advantaged Accounts
Wrap-Up
3. Bond Ladders & Other Bond Strategies
Normal vs Inverted Yield Curve
What Is A Bond Ladder
5 Important Bond Laddering Questions
Laddering When Rates Are Rising
Laddering When Rates Are Falling
Laddering When Rates Are Uncertain
What Is A Bullet
What Is A Barbell
Wrap-Up
4. Holding to Maturity vs Selling Early
Why Hold to Maturity
When To Sell Early Before Maturity
Tax Implications Of Selling Early
Wrap-Up
5. Individual Bonds, Bond Funds, Etc.
Why Buy Individual Bonds
Why Buy Bond Funds
Bond Fund Considerations
Key Bond Fund Concepts
CDs vs Treasuries
Other High-Yield Investments
Wrap-Up
6. Our B.E.S.T. Model Portfolios By Age
Our B.E.S.T Model Portfolios By Age
Model Portfolios In The Industry
B.E.S.T Model Portfolio Difference
How Much Do You Need To Retire?
How I Use The Rules of 100, 110, & 120
B.E.S.T Model Portfolios (20s)
B.E.S.T Model Portfolios (30s & 40s)
B.E.S.T Model Portfolios (50s & 60s)
B.E.S.T Model Portfolios (70s+)
Wrap-Up
7. The Decumulation Phase
What Is The Decumulation Phase?
Bear Markets & Recessions
What Can You Do In Bad/Bear Markets
Decumulation Tax Considerations
The 4% Rule
The Bucket Strategy
The Flooring Approach
Jen’s Bucket Strategy With A Twist
Wrap-Up
>>>>>>>>>>
Thanks for visiting our personal finance channel! We hope this content will help fast-track your financial journey! Everyone's financial journey is different. Please note that:
1) there are questions/ comments which I will not be able to answer without fully understanding your financial, personal & other circumstances
2) we will not ask you to call us or send us money in the comments on this channel or any of our other social media accounts, so if you see comment(s) along those lines, it is most likely spam - PLEASE DO NOT ENGAGE WITH SPAMMERS OR GIVE OUT YOUR PERSONAL INFORMATION FOR YOUR OWN SAFETY
I dumped most of my money into 20 and 30 year treasury bonds at 4.75% earlier this year and never looked back. This channel helped me through the process of buying them, thanks again!
Nice.
Sticking with my T-bills. consolidating everything into four week T-bills.5.053 This week still pretty good.
the 4&8w both are down .01 each and the longer the t-bill is, the more significant the decrease is. Your money is safer that way though, so there's that...
I live in CA sticking with T bills 💸
Same. I've been in 4-week T-Bills since April. Once the they drop into the low 4% range, I will probably be looking at muni's and corporates. Expecting the stock market to bottom by Spring 2026.
I started buying the 20 and 30 yr bonds in Nov 2023 through May 2024. My effective interest rate 4.6%, and 4.74% (state taxable equivalent). Now I just have to seek the highest return for reinvesting my annual interest.
You can sell those bonds, cash in the capital gains and re-invest at 5%.
@@JamesBlazen I'm retired, with a defined benefit (inflation adjusted) pension, plus a couple of additional annuities. I don't need the interest right now, so I'll be rolling it over until sometime in the future.
I also bought 20 year bonds last spring at 4.5%. Currently already have a built in capital gain of nearly 6%. Even though short term rates are still currently higher, I am am correct and the Fed drops rates 2% over the upcoming years my bonds will look even better then. At that time I can continue with the 4.5% rate of return which will be better than the marker OR I can take significant capital gains.
T-bills are still attractive even at 4%. What I do is take the remaining proceeds after buying T-bills and invest that into index funds. So instead of getting 4-5% annual return, I get like 6-7%.
Have you thought of doing a video on preferred stocks? Yes more risk than bonds but higher dividends than common stock. I hold some PFF (iShares Preferred ETF) and get a nice monthly dividend. Not for everyone but worth considering.
I like PFXF Preferred stocks minus the financials. Over 7% dividend, too.
True .. nice monthly income
Also some preferred stocks in my Schwab account, All of them purchased in the $20-$21 range when markets were way down over the years
So some of them, I still show a loss, But they keep paying me 5% dividends, And they will keep paying because none of the companies that I have them with are gonna cut their regular dividend on their common stock
TFC, COF, PSA
When do you plan to cover i-bond fixed rate projections for October? Do you expect they will be lower?
GREAT Q
I'm going to start putting my extra savings into Lottery scratch offs.
Smart
T Rowe price has a nice lottery balanced fund that puts 25% in mega millions, 25% in daily numbers, 25% in 10/20$ scratch offs, 25% in the 1/2/5 scratch offs
Irrelevant comment.
@@acilirp Humor is as always relevant. The world needs more humor.
The GSE’s are in the 5’s. Jenny Mae , and Fannie Mae mortgage backed securities were trading every day last week between 5.1% - 5.8%
Thanks for the Sunday eve wrap & ideas Jen! Rates aren’t terrible (yet) in my universe. Btw - nice red crock ;)
I doubled my allocation to my Preferred Stock ETF las Friday.
Which ETFs?
@@samkeino6810 PFXF
Throws off nice income monthly
Thank you for citing examples for the "Risk Adverse"! Good show...🇺🇸 👍☕
'Nicky Leaks' (Nick Timiraos at the Wall Street Journal) wrote a piece saying how the Fed was considering a 75 BP cut to begin. As of Friday 9/13 the Fed Futures had a 50% odds of both a 25 and 50 BP cut. The Fed is in their black out window and used their favorite outlet to relay the information before their FOMC meeting this coming Wednesday.
Please recommend international bonds, to protect from dollar devaluation, thanks.
I was thrilled when 6 month t-bills hit 4.7%+ in Nov 2022. Now, almost 2 years later they're back and I've been capturing yield for income generation before they drop even further. Last week's 4.7% 6 month t-bill isn't as good as 5.3%, but looks a whole lot better than if rates drop to 3.X%.
But, what to do with the money when the t-bills mature? Not knowing where t-bill rates will be in 6 months I'm starting to slowly get into some (hopefully stable) dividend paying stocks. Not looking forward to the volatility, but after 35 years of investing all I have to say is "here we go again".
I made most my wealth in TLT, TMF and BND at this exact juncture back in 2018-2020. The ETFs for bond indexes did extremely well during rate cuts.
90 day and less t-bills and wait for credit spreads to blow out.
Personally, i am comfortable with agency and corporate debt. However, i am now getting some first hand experience with having bonds called, so I will look into the non callable bonds and CDs on secondary market for that portion of portfolio.
My Agency bonds are being called at a rapid pace. Part of the game. Generally reinvesting in short term (13 weeks or less) Tbills, with the occasional Corporate bond when risk/reward feels worthwhile.
I've got several agency bonds. Three of them hit the "callable" window in April. They have not called them so far, but I am sure the will get to mine.
I guess instead of short term notes 3-6 months just use Agency bonds for higher yield and expect them to get called in 6 months.
@@Trust_but_Verify I think a lot of us are doing that. And I am slowly reinvesting into my equity funds.
T-bills are still attractive even at 4%
I've been buying up bonds for the past few months to lock in the rate its paying now. Why shop later?
I've got a question... I have an ETF with 20+ US bonds. The thing is that I was buying it at various times and at different prices. How can I figure out what my yield is? And... how can I find out how much potential this ETF has given the fact that some rate cuts are already baked in?
I am considering more I-Bonds based on the premise the fixed rate was determined by where the 5 year T-Note was several months ago. If you buy before Nov 1st you get 1.3% plus variable inflation rate which at worst should be Fed target inflation rate of 2.5% - thus 3.8% total which is greater than the 10 yr plus more liquid and more tax efficient plus upside protection against high inflation is better than the risk of low inflation as floor is 1.3% (ok zero % if we have 1.3% of deflation.
Hope you can cover this option in a future video or maybe if you update your projected fixed ibond rate for bonds issued November 1st.
To be fair I already have a bunch of 20 year bonds at above 4.5% that are in the money so ibonds feel like a nice between option as a mid duration play.
Would you do a video on buying t bills on secondary market on E*Trade? I don’t understand buy at price vs yield.
Waiting to see how TLT would react to the first rate cut today 9/18. It actually fell 1.7%. I think most people thought it was “off to the races” with TLT but have been disappointed at just 1.3% YTD.
I do the same thing
Do agencies usually get called? I have had 3 CD’s called in the last month?
CLO debt ETFs look pretty good, especially the AAA and AA tranches
Been riding CLO's for over 18 months now (JAAA, PAAA, CLOA) take your pick, same with floating rate etfs, those I will be trimming soon.
@@MrDboydeluxe ICLO is another one
as yields go down, prices should go up. Are you considering buying bonds for the price appreciation?
Yields go down because prices DO go up. Like a teeter totter.
It's relative, I use T-Bills for my emergency fund and short term cash equivalent. Seems I'll continue to get a better yield than CDs from my credit union.
Very professional, great video.
For those with higher risk tolerance, BSJR is paying a 30 day yield of 6.77%. This bond ETF has high yield corporate bonds that all mature in 2027. There is some safety in numbers, in terms of default risk, and principal is returned at end of 2027, similar to a single bond.
There are a lot to learn about bond investment. Too old to invest in bond?
TLT
We still bullish on tlt and tmf?
Where does investing in Mortgage Back Securities fit into overall bond plan.?Inquiring minds want to know. Thanks
Still getting 5% plus 8 week t-bills
Thanks for the great content ! Q:how do you feel about CLO's?
Picked up a block of 8 wk T-bills at 4.9% this morning. I'm ok with ST Treasuries until they fall below 3.5. But I don't need coupon payments. My equity side is crushing it with FXAIX right now. If the market takes another big plunge like last month I'll pick up some more of that index fund.
I should know this but the 20 year coupon is 4.125. Is that the rate I will get tomorrow if I buy?
That is the coupon/interest rate. The price/high yield is still to be determined. I think you are in Bond Beginners? If yes, you can refer to Module 5, Video D for more details.
@@DiamondNestEgg thank you. I just haven’t had time to open up the course & go through it all. Hoping someone can tell me what interest rate a 20 year bond with a 4.125 coupon , unit price 101.15982 equates to please? Thank you 😊
@@kellylee514 the 4.125% coupon is the interest rate. The auction high yield (which incorporates the price you paid) is 4.039%.
@@DiamondNestEgg thank you. It just came over on my email confirmation. 😉
Bond ETFs in a decreasing interest rate world or corporates. Pros and Cons?
Buying longer dated high grade Muni’s
I presently reside in a rural area of Kansas and officially retired at the end of October. I say retired because I left my job without having another one and I had no intention of returning to work a full-time job. I do have a small amount of side income from investments, but that is all I need to live on. My savings is smaller than most retirees', but I am not touching that money and I am watching it grow.
Those of you who are newer are paying your dues, gaining experience, and trying to lock up some profit, but I encourage you to put some away for the long term. If you can use a Roth IRA, put some away tax-free to save for your retirement and benefit from you know growth in the overall market and compound interest as it um as it starts to gain. I worked hard in 2019 2020 21 22 and put some money into the market long term sitting in a pretty nice spot.
I started off slowly and built up my initial investment at $6. I made a small profit at the top of the candle, which now dips and I added back. This was my first trade, and I made $1,000 on it. After that, I increased the size of my position, becoming more aggressive and capping it at about 10,000 shares. Looking back, this was a nice move from 650 up to 750 all the way up to $8, and we peaked at $8.30 before pulling back.
@@HarrisKmorreti congrats
Very professional video
FDLXX & SGOV
My money market fund still pays 5%.
Not for long if fed cuts rates.
Baby bonds are still yielding 7%+
Great show, thank you
We've had a portion of our assets in treasuries during the higher yield period, but plan to move more funds across into a batch of PIMCO-managed high yield funds that have been much more beneficial over the last 2 years; PDI, PCN, PTY. They are moderately higher risk than treasuries of course, but the counter to that is PIMCO's highly professional management.
Does Vanguard have equivalent funds?
Awesome video. Great question/ perfect answer
I think Jennifer is single handedly keeping Izod afloat
Now that is very funny (in a very cute way)
@@elileichter5395 Looking sharp in the red Izod polo.
High quality products are sound investment.
Does anyone else feel like the bond market is turning into a game of musical chairs? With all these rate cuts, it's anyone's guess where the next high-yield opportunity will pop up! 🎶💰
Until we dip under 4% still a good investment all things considered. Given the political environment in the US Tbills are the safest refuge until we understand exactly what is going to happen in Jan 25. If everything goes smoothly with transfer of power expect a relief rally in equities.
just got my 5.3% 1 year cd called in.Its a small one only $1k but i sure hope that not going to happen too much as rates go down because i unfortunately have all callable cd's
They will all be called.
@@morrismonet3554 is that from personal experience or a hunch?
@@morrismonet3554 I have many locked in at 5%+ that are not callable
Of course next year I won’t be getting that
lets see how fast the fed takes this to under 1% yet again
lol, this is going to be an interesting ride.
TLT all day
Nice, I agree with you.
👍👍
@@PhelipCaouette 👍👍 okay
wow!!
Fantastic video, very professional.
TLT