Well John like I explained to you before went through all steps and they still kept it on my credit report. I live in Pennsylvania been trying to get this off since July. This is truly a burden!
Hi just subscribed for Queensland Australia I'm going through identity theft myself and it's now only credit report which it was being investigated last year and still is
What if your landlord allows a third party rent payment reporting agency to update your credit report with inaccurate information monthly and when I asked to be opt out they refused. What do I do? It is a company that doesn’t answer phone calls or emails. What can I do to remove the inaccurate balance? I submitted disputes and they said it was deemed valid but it is showing a balance when it is actually a zero balance.
I’m in a situation where a family member added me as a authorized users on their credit card without my consent and then defaulted. Does this method apply to me? I do t want them to get in trouble but it’s ruining my credit. Any help would be appreciated
Yep, they told me it is a civil matter but it is not, it is theft. Someone used my information and received money from several financial institutions all within the same year, I filed a report with the FTC and took that report to the police dept. and they told me that there was nothing they could do because it was a civil matter and needs to be handled in court.
We are going through the same issue. We froze our credit and they were still able to unfreeze it. No one wants to help us. We have done everything correct
I had the same situation and I did everything file police report, affidavit and everything and send the debt collector and credit bureau. They still saying it’s you so what should I do I just did cfpb complain now idk what will be result.. I waiting for result hoping they will go into depth. 🥺
If you have sent to the collector and credit bureaus and it is legit ID theft and they won't fix, then you need to look at suing. Reach out to me at www.alabamaconsumer.com/contact-us/ and tell me the details and I'll help you find a lawyer. Thanks John Watts
I have a collection agency that refuses to validate my debt. They simply keep sending me a copy of a final bill from their client. How do I know they are legally authorized to collect this debt?
@@Reddhellkatt24 no this is wrong, you have 30 days to ask for a validation or dispute but they do not have a time limit to respond, but what they do have to do is stop all collection efforts until they answer your request. So if you dispute it or ask for a validation of the debt and they continue calling you and sending you bills or threatening letters, then you have a violation and you can sue them and make them pay you.
My husband snuck his supplies into my home they robbed me blind and stolen my identity even IRS said I was under identity theft but they won’t remove nothing and cops wouldn’t take report , he said there is a lot that happened but he don’t know who did it !!! I feel alone after everything I been through I literally shake and cry and can’t afford a lawyer after husband cleaned out our accounts
I have sent letters to credit card company and phone company for account I didn't open. One credit card company said I need to show a police report from when it happened. Is thats true.
Reach out to my firm -- www.alabamaconsumer.com/contact-us/ -- let me know what state you are in and what you are dealing with as far as identity theft thanks! John Watts
North Carolina If someone was arrested For a dui and gave another persons name Because they were very intoxicated and scared to go to jail Then they are released that same night The next day they relize they Made a Big mistake by giving another name They want to turn them self in but now are scared to get in more trouble so they just keep going with it hire a lawyer go to court get community service and probation and have to get a certificate at a dui class But now the probation officer is catching up to it what can the charges be when cought? P.s And this person has a past record From early 2000s Breaking an enterings Larceny Assault Possesion of handgun In his real name
I would call a Spade A SPADE. This person has a pattern of doing things to go to jail. They gotta learn. I would not bail that person out for that person will have a roof over his head and food to eat and No I won't be putting No money on the book because my money is going towards to paying my bills and living my life. No ma'am that person gotta feel it to stop being a fool in life and a lot of times the person is very Smart. I can say this because I have been through this with my child who is adult with children and has made a 360 turn around and doing well today. It took a lot of prayer and standing on Business constantly. Be Blessed
Reach out to me at www.alabamaconsumer.com/contact-us/ and let me know your situation and where you live. If it is a good FCRA case we can work with a lawyer in your state or bring the case in a different state so reach out and let's see if we can help you. Thanks John Watts
Well John like I explained to you before went through all steps and they still kept it on my credit report. I live in Pennsylvania been trying to get this off since July. This is truly a burden!
But John says, "IT"S EASY!"😇
Sue
Hi just subscribed for Queensland Australia I'm going through identity theft myself and it's now only credit report which it was being investigated last year and still is
What if your landlord allows a third party rent payment reporting agency to update your credit report with inaccurate information monthly and when I asked to be opt out they refused. What do I do?
It is a company that doesn’t answer phone calls or emails.
What can I do to remove the inaccurate balance? I submitted disputes and they said it was deemed valid but it is showing a balance when it is actually a zero balance.
So reassuring. Thank you!
You really helping me!! Thank u! thank u! im from san antonio tx 😁
Very happy to hear it -- have a great day!
I wish that I could hire you. I have a serious problem that has caused me anxiety and depression. Do you have a consultation line?
So when u send the ftc report to the credit bureau do you have to send it to the creditor also or does the credit bureau send it to them?
I’m in a situation where a family member added me as a authorized users on their credit card without my consent and then defaulted. Does this method apply to me? I do t want them to get in trouble but it’s ruining my credit. Any help would be appreciated
She call the company where the credit card is tell them to remove your name and also call all the credit companies
What if my identity was done online for a education loan and the email that was used was my daughter's for the loan that's a big red flag
Not giving permissible purpose to furnish your info without written consent also identity thief according to consumer laws too 💎 💯 🏆
Good luck trying to get a police report.
Yep, they told me it is a civil matter but it is not, it is theft. Someone used my information and received money from several financial institutions all within the same year, I filed a report with the FTC and took that report to the police dept. and they told me that there was nothing they could do because it was a civil matter and needs to be handled in court.
And what happens if the identity thief sell someones property? Suddenly someones that pretended to be you sold your house for instance.
Where do you get a Fraud Affidavit from?
Literally planning on sueing for aggravated identity theft
Good luck -- we need more people to fight back against ID theft....
John
We are going through the same issue. We froze our credit and they were still able to unfreeze it. No one wants to help us. We have done everything correct
I had the same situation and I did everything file police report, affidavit and everything and send the debt collector and credit bureau. They still saying it’s you so what should I do I just did cfpb complain now idk what will be result.. I waiting for result hoping they will go into depth. 🥺
If you have sent to the collector and credit bureaus and it is legit ID theft and they won't fix, then you need to look at suing. Reach out to me at www.alabamaconsumer.com/contact-us/ and tell me the details and I'll help you find a lawyer.
Thanks
John Watts
I have a collection agency that refuses to validate my debt. They simply keep sending me a copy of a final bill from their client. How do I know they are legally authorized to collect this debt?
See the comment I did for the most recent video -- great question to ask them and explain why you need the info.
They have like 30-45 days to validate it or they have to remove it.
@@Reddhellkatt24 no this is wrong, you have 30 days to ask for a validation or dispute but they do not have a time limit to respond, but what they do have to do is stop all collection efforts until they answer your request. So if you dispute it or ask for a validation of the debt and they continue calling you and sending you bills or threatening letters, then you have a violation and you can sue them and make them pay you.
My husband snuck his supplies into my home they robbed me blind and stolen my identity even IRS said I was under identity theft but they won’t remove nothing and cops wouldn’t take report , he said there is a lot that happened but he don’t know who did it !!! I feel alone after everything I been through I literally shake and cry and can’t afford a lawyer after husband cleaned out our accounts
They won’t remove nothing and I have tons of proof
I have sent letters to credit card company and phone company for account I didn't open. One credit card company said I need to show a police report from when it happened. Is thats true.
I need help and I would like a consultation...
Reach out to my firm -- www.alabamaconsumer.com/contact-us/
-- let me know what state you are in and what you are dealing with as far as identity theft thanks!
John Watts
@@johngwatts I need help but I’m located in Utah, I have one of the worst identity theft.
North Carolina
If someone was arrested For a dui and gave another persons name
Because they were very intoxicated and scared to go to jail
Then they are released that same night
The next day they relize they Made a Big mistake by giving another name
They want to turn them self in but now are scared to get in more trouble so they just keep going with it
hire a lawyer go to court get community service and probation and have to get a certificate at a dui class
But now the probation officer is catching up to it what can the charges be when cought?
P.s
And this person has a past record From early 2000s
Breaking an enterings
Larceny
Assault
Possesion of handgun
In his real name
I would call a Spade A SPADE. This person has a pattern of doing things to go to jail. They gotta learn. I would not bail that person out for that person will have a roof over his head and food to eat and No I won't be putting No money on the book because my money is going towards to paying my bills and living my life. No ma'am that person gotta feel it to stop being a fool in life and a lot of times the person is very Smart. I can say this because I have been through this with my child who is adult with children and has made a 360 turn around and doing well today. It took a lot of prayer and standing on Business constantly. Be Blessed
You cant help if i dont live in Alabama?
Reach out to me at www.alabamaconsumer.com/contact-us/
and let me know your situation and where you live. If it is a good FCRA case we can work with a lawyer in your state or bring the case in a different state so reach out and let's see if we can help you.
Thanks
John Watts